Heights

Document Sample
Heights
DEMOGRAPHIC CHARACTERISTICS AND TRENDS

HEIGHTS SUBMARKET #4









A. SUBMARKET DESCRIPTION

1. LOCATION



The Heights Submarket is located in Harris County in the northwestern portion

of the Houston and is defined by the following boundaries: Interstate 610 to the

north, Interstate 45 to the east, Washington Avenue to the south, and North

Shepherd Drive to the west. The Heights Submarket was determined through

interviews with area leasing and real estate agents, government officials,

economic development representatives, and the personal observations of our

analysts. The personal observations of our analysts include physical and/or

socioeconomic differences in the market and a demographic analysis of the

area households and population.



2. COUNTY SEAT



Houston









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3. LOCAL GOVERNMENT



The Heights Submarket is located within the Houston jurisdiction. Houston is

a home-rule city with nine city council districts and five at-large council

positions, which represent the entire city. Each council position and the city

controller position are non-partisan. Each position has a three-term limit; each

term is two years.



4. AREA



Area: 7.0 square miles

2005 Population: 38,644

2005 Households: 15,737



5. COMMUNITY SERVICES AND INFRASTRUCTURE



A map illustrating the location of community services is on the following page.









III-122

E 32nd St

Heights: Community Services No Cap









Yale St









ell St

S

nton Blvd







astman St









ay St









St

C









vernus St

ogers St

nsmere St





tridge Rd St rth







t









a St









Pai









vd

ccomb St

W 31st









E 31st

261 Fw Reid St

Exit 16 I-610 North Loop E









I 45

y









Robertson St

W 30th St E 30th St I 610 I 610

610 610

Exit 10m E 29 Kelley St

th St









Leon St

N

State Hwy 261









Fulton St

Princeton St

I 610 610 North Loop E 28th St

th Loop W Eleanor St









Grinnell

W 28th St









I 45

Avenue of Oaks St









Baylor St

Sylvester Rd

Driveway E 27th St X









Helmers St

Enid St

X W 27th St Woodard St









Cornell St

90









S

E 26th St Samuel St Eichwurzel Ln

Brinkman St









Fairbanks St

Lawrence St

W 26th St Danna Ln









Gostic St

Aurora St Service St

Beall St









Gibbs St Robert Lee Rd Milwaukee St

W 25th St E 25th St Lenard St









Airline Dr









Ih 45

Munford St Graceland St Gri 610









Northwood St

Norhill Blvd

Ashland St

W 24th St E 24th St English St

Nicholson St Link Rd









Rutland St









Tabor St









Hov Fw

E 23rd St Sue St









Carter St

W 23rd St H

v









Michaux St

Wynne St Joyce St









Singleton St

Oxford St

E 22nd St Adele St









Columbia St

Arlington St

Y TX

W 22nd St Louise St Gale St









Gostick St

Yale St









y

Tarver St Ga

HOUSTON

W 21st St X Canadian St X

-

HOUSTON TX

Robbie St









Bristol St

Fisk St









Irvington Blvd

Edison St







Moore St

Billingsley St

X









Averill St

Beggs St

Moody St

K VILLAG TX









Hain St

E 20th St W Cavalcade St









Airline Dr

W 20th St 45









Elser St

Sheldon

45





w

59



E 19th St Kern St Posey St Cavalcade St









N

W 19th St Pettit St

Ev









Ma

Idylwild St









Exit 50b

E 18th E 18th St Mathis St









in

W 18th St St

W 18th St

y St Frawley S









Siegel St

St

Beck









Vincent St

St









Cordell St

610









Archer St

E 17th St Winston

X Pittman St

N Durham Dr









W 17th St Amundsen St Connecting Rd

Walling St

X E 16th St Coronado St Weiss









Harris Ct

W 16th St Clio St

ie St v









Freemont St

Walton St

Pedd Cody St Ma WEST UNIVERSITY PLAC TX

W 15th 1/2 St Le Green St WP









Ra

atton Patton St

SOUTHSIDE PLACE TX

Eg









Beverly St

E 15th St









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W 15th St St BELLAIRE TX









St

N Shepherd Dr









F









Edsee St

Laird St









Algregg St Heslep St

X









ian





De George St

W 14th 1/2 St Erin S

X









Fu

Ke 0 2 4 6









Jul

E 14th St Gardner St nn









lto

W 14th St Ca Wee









Studewood St

W Gardner St on Sh

Timbergrove Ln









Blair St









n

E 13th 1/2 St N Fugate St le m

W Fugate St Miles









Alb

St

M nd s St

Dian St









Oak Ridge St

ain

E 13th St X ar St

Cortlandt St









e

Ln W Melwood St

X









Moss St Bruce St

W 13th St Melwood St









rS

Reagan St

St St

E 12th 1/2 St Pizer St









t

X W Temple St Temple St Searle Dr Collingsworth St Colli

v vE 12th St Map layers









Irvington Blvd

W 12th St W Cottage St Cottage St Bo

E 11th 1/2 St v

C









Key St Dell Ct Bigelow S Submarket

Peco Railey St

Je









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I 45 N

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11th St E 11th St









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icha Pecore St Ba

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W 11th St Je

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M

State Hwy 261









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B





Bay Oaks Rd









E 10th 1/2 St M

lv









W 10th 1/2 St Redan St am Hays

X t ari

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Prince St









go Lil ine

Nashua St









aS

ransto W 10th St E 10th St Driveway

X Merrill St rm ld a c S t C Police









Florence St

No









Morrison St

n Ct









Beauchamp St

Helen St

Omar St E St St Halpern St

oydon X Airport/Airfield









I4









Reynolds St

Ct Highland St St

Studewood St









Ma S

Park









Atlantic St

Heights Blvd









Watson St









Gentry St

E 9th St

Alexander St









5

Lawrence St









W 9th St Glen

Bayland Ave Luzon St

\

Allston St









Ra









inf

m E 8th 1/2 St

College/Univ









ord

p Woodland St

w

Hospital



Northwood St

E 8th St Euclid St









St

X North St

Herkimer St







Ashland St

Tulane St









Drivew Glen Oaks St

Dorothy St







Nicholson St









Byrne St Payne St Boundary St

ay

X E 7th 1/2 St

T

Oilfield

Rutland St









K ee

Parkview St

Teetshorn St l St

v









Ide

W 7th StE 7th St C ar St

Moy St









Ful

v









ne

v

Norhill Blvd









Park









Com berry

Ridge St









Tac St

Waverly St









Egbert St St ris

Leafton Ln









al S

E 6th 1/2 St









ton

Sage Mor









S

Wendel St









ka

t

ansas St

Michaux St









Roy Cir k Dr









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Che

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Y Religious Site









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Sledge St ite Oa

Rutland Pl









Kiam St W 6th St W 6th St









Eve reem

Wh







ton A









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Usener St Wrightwood St









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Petty St Usener St

X School

kD

Roy St









rett

X









NM

t









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n S St









ut S

E 5th 1/2 St









S

F

Forester









t ma i e

Hous

Darling St

Oa









W 5th St E 5th St 45

Qui Winn









ain



St

v ud St 0 .2 .4 .6









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Larkin St

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St

Oxford St









hit









t t t

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St

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Raiff St









on t









Cornish St

Columbia St









W

Arlington St









H e n Ma t Jam an S

X

Johnson St









St

W 4th StE 4th St g

Reinerman St









t

Gar gan S Miles

em









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I 10 W Kolb St Weber St Exit 76

8 all S hop S

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Katy Fwy Pas Ho

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HOUSTON v

Detering St









Silver St

Stu









Chester St Exit 766 I 10 E Alamo St S 1:30,269

Nolda St

w n ey

y

Sandman St









Herd 10 Ovid St nck

Inker St Marina St Pi

r St

Hemphill St









Lewtcher

t o









Fle

Spencer St ring









Sou ser Dr

Spring St

T C Jester Blvd









Durham Dr









Eigel St Har





Gla

lo









i s S St

Shearn St

Fowler St









oks

Tay

Thompson St









th S

Koehler St E 2nd St

Ex

Maxie St Starkey St Connecting Rd Bro









t

it

Patterson St









Crockett St

Allen Eli St X



t

t

net

00

Yale St









St

Colorado St

Oliver St

Court St









Summer St Bur

Givens St









Schuler St High St

Bonner St









Pl

St



Diesel

East St









Winter St

Studer St









m

Nett St

mont









tha

Hicks St Bingham St 10 Daly Pl

Shepherd Dr









Center St X X

Sawyer St









en

Edwards St

X

Parker St









Harvard St









Washington Ave

Stude









Tr

Washington

Holly St









I1 E

Ramp









Garvin Ct Dart St lor

Hickory St









Lillian St

X

Goliad St









I1









Ave

Nay

Brashear St









0

Abbott St









Center St

y

0



W





Rose St

Sachs St









Epstein Ct

Lakin St Wagner









Barnes St

N

Waugh Dr









Weens

S Heights Blvd









Comira









Co

I 45









Floyd St

X

Ih







llin Sh

Snover St









Mellus St Blossom St Union St Washington Av sP

45









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Gibson St Avie St Decatur St Pre

Ho

Sta









Travis St



Bismark sto Stea

Riesner St

Reinicke









Henderso









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Kane St

v









Feagan St

v

te Bet









Driv St

Olive St









Bl v









45

Park Tr









C

Fw









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Sabine









Dickson St

White









Lubbock St

Trinity









ewa

Hw









X

ain St

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to St

Frank

Ida









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Butler St State St

Arn









Pr lin St

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6

6. DEMOGRAPHIC CHARACTERISTICS AND TRENDS



a. POPULATION TRENDS



The Heights Submarket population base has decreased by 871 between

1990 and 2000. This represents a 2.2% decrease from the 1990 total

population, or an annual rate of 0.2%. The submarket population bases for

1990, 2000, 2005 (estimated), and 2010 (projected) are summarized as

follows:



YEAR

1990 2000 2005 2010

(CENSUS) (CENSUS) (ESTIMATED) (PROJECTED)

POPULATION 40,424 39,553 38,644 38,156

POPULATION CHANGE - -871 -909 -488

PERCENT CHANGE - -2.2% -2.3% -1.3%

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC





It is projected that the total population will decrease by 488 people, or

1.3%, between 2005 and 2010.



b. HOUSEHOLD TRENDS



While the population within the Heights Submarket decreased from 1990

to 2000, the total number of households has increased by 428 (2.7%)

between 1990 and 2000. Household trends within the Heights Submarket

are summarized as follows:



YEAR

1990 2000 2005 2010

(CENSUS) (CENSUS) (ESTIMATED) (PROJECTED)

HOUSEHOLDS 15,606 16,034 15,737 15,665

HOUSEHOLD CHANGE - 428 -297 -72

PERCENT CHANGE - 2.7% -1.9% -0.5%

HOUSEHOLD SIZE 2.6 2.5 2.5 2.4

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC





Total household growth has been positive between 1990 and 2000, but is

projected to decrease when there will be a total of 15,665 households in

2010. This is a decrease of approximately 37 households annually.









III-124

The submarket household bases by age are summarized as follows:



HOUSEHOLDS 2005 (ESTIMATED) 2010 (PROJECTED) CHANGE 2005-2010

BY AGE NUMBER PERCENT NUMBER PERCENT NUMBER PERCENT

UNDER 25 761 4.8% 823 5.3% 62 8.1%

25 - 34 3,354 21.3% 2,635 16.8% -719 -21.4%

35 - 44 3,829 24.3% 3,683 23.5% -146 -3.8%

45 - 54 3,358 21.3% 3,455 22.1% 97 2.9%

55 - 64 2,070 13.2% 2,497 15.9% 427 20.6%

65 - 74 1,149 7.3% 1,397 8.9% 248 21.6%

75 - 84 815 5.2% 782 5.0% -33 -4.0%

85 & HIGHER 401 2.5% 394 2.5% -7 -1.7%

TOTAL 15,737 100.0% 15,666 100.0% -71 -0.5%

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC





Between 2005 and 2010, the greatest growth among household age groups

is expected to be among households between the ages of 55 and 74.



Households by tenure are distributed as follows:



2000 (CENSUS) 2005 (ESTIMATED)

TENURE HOUSEHOLDS PERCENT HOUSEHOLDS PERCENT

OWNER-OCCUPIED 7,876 49.1% 7,690 48.9%

RENTER-OCCUPIED 8,158 50.9% 8,047 51.1%

TOTAL 16,034 100.0% 15,737 100.0%

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC





Renter-occupied households, as evidenced by the fact that nearly 51% of

all occupied housing units are renter-occupied, dominate the market.



The household size within the submarket, based on the 2000 Census, is

distributed as follows:



PERSONS PER 2000 (CENSUS) 2005 (ESTIMATED) CHANGE 2000-2005

HOUSEHOLD HOUSEHOLDS PERCENT HOUSEHOLDS PERCENT HOUSEHOLDS PERCENT

1 PERSON 5,984 37.3% 5,989 38.1% 5 0.1%

2 PERSONS 4,604 28.7% 4,459 28.3% -145 -3.1%

3 PERSONS 2,042 12.7% 1,998 12.7% -44 -2.2%

4 PERSONS 1,531 9.5% 1,470 9.3% -61 -4.0%

5 PERSONS 894 5.6% 861 5.5% -33 -3.7%

6+ PERSONS 979 6.1% 961 6.1% -18 -1.8%

TOTAL 16,034 100.0% 15,738 100.0% -296 -1.8%

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC









III-125

Based on the 2000 Census, the following is a distribution of housing units

in the submarket by year of construction.



HOUSING UNITS

YEAR OWNER PERCENT RENTER PERCENT

1999 TO MARCH 2000 92 1.2% 8 0.1%

1995 TO 1998 187 2.4% 128 1.6%

1990 TO 1994 97 1.2% 82 1.0%

1980 TO 1989 482 6.1% 567 7.0%

1970 TO 1979 223 2.8% 807 9.9%

1960 TO 1969 324 4.1% 1,253 15.4%

1940 TO 1959 1,633 20.7% 2,665 32.7%

1939 OR EARLIER 4,838 61.4% 2,648 32.5%

TOTAL 7,876 100.0% 8,158 100.0%



Approximately 4.8% of the owner-occupied homes in the submarket were

built since 1990. From 1995 through March 2000, the market absorbed

279 new owner-occupied homes, translating into nearly five homes per

month over this period.



HOUSING UNIT BUILDING PERMITS FOR

HARRIS COUNTY, TX

1999 2000 2001 2002 2003 2004

UNITS IN SINGLE-FAMILY STRUCTURES 16,055 18,244 20,122 23,052 26,450 28,020

UNITS IN 2-UNIT MULTIFAMILY

STRUCTURES 82 22 18 144 92 212

UNITS IN 3- AND 4-UNIT MULTIFAMILY

STRUCTURES 644 96 394 811 71 63

UNITS IN 5+ UNIT MULTIFAMILY

STRUCTURES 9,081 6,203 5,885 10,332 14,370 8,100

UNITS IN ALL MULTIFAMILY STRUCTURES 9,807 6,321 6,297 11,287 14,533 8,375

TOTAL UNITS 25,862 24,565 26,419 34,339 40,983 36,395

Source: SOCDS







SUBSTANDARD UNITS 2000 CENSUS

LACKING

TOTAL COMPLETE COMPLETE

HOUSING PLUMBING PLUMBING PERCENT

TENURE UNITS PERCENT FACILITIES FACILITIES SUBSTANDARD

OWNER-

OCCUPIED 7,876 49.1% 7,836 40 0.5%

RENTER-

OCCUPIED 8,158 50.9% 8,063 95 1.2%

TOTAL 16,034 100.0% 15,899 135 0.8%

Source: 2000 Census









III-126

POVERTY STATUS 2000 CENSUS

POPULATION NOT LIVING IN 31,840 80.5%

POVERTY

POPULATION LIVING IN 7,713 19.5%

POVERTY

TOTAL* 39,553 100.0%

Source: Summary File 3, Census of Population and Housing, U.S. Bureau of

the Census, 2000

* Population for whom poverty status is determined







TURNOVER RATE

HOUSTON MSA 64.4%

Source: 2003 IREM Income/Expense Analysis for Conventional Apartments







PERCENTAGE OF RENT-OVERBURDENED

HEIGHTS SUBMARKET 19.8%

Source: 2000 Census, Claritas







7. INCOME TRENDS



The distribution of households by income within the Heights Submarket is

summarized as follows:



HOUSEHOLD 2000 (CENSUS) 2005 (ESTIMATED) 2010 (PROJECTED)

INCOME NUMBER PERCENT NUMBER PERCENT NUMBER PERCENT

LESS THAN $10,000 1,975 12.3% 1,617 10.3% 1,375 8.8%

$10,000 - $19,999 2,178 13.6% 1,622 10.3% 1,343 8.6%

$20,000 - $29,999 2,180 13.6% 1,788 11.4% 1,483 9.5%

$30,000 - $39,999 1,994 12.4% 1,806 11.5% 1,533 9.8%

$40,000 - $49,999 1,537 9.6% 1,558 9.9% 1,471 9.4%

$50,000 - $59,999 1,247 7.8% 1,250 7.9% 1,302 8.3%

$60,000 - $74,999 1,654 10.3% 1,499 9.5% 1,506 9.6%

$75,000 - $99,999 1,412 8.8% 1,834 11.7% 1,829 11.7%

$100,000 & HIGHER 1,857 11.6% 2,763 17.6% 3,823 24.4%

TOTAL 16,034 100.0% 15,737 100.0% 15,665 100.0%

MEDIAN INCOME $38,440 $46,642 $54,821

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC





In 2000, the median household income was $38,440. This increased 21.3% to

$46,642 in 2005. By 2010, it is estimated the median household income will

be $54,821, an increase of 17.5% over 2005.



Between 2000 and 2005, most of the household growth was among

households with incomes of $75,000 and higher.









III-127

The following tables illustrate renter household income by household size for

2000, 2005 (estimated), 2006 (projected), 2007 (projected), 2008 (projected),

and 2009 (projected) for the submarket:



RENTER 2000 CENSUS

HOUSEHOLDS 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 828 254 108 55 93 1,338

$10,000 - $20,000 745 264 251 112 173 1,545

$20,000 - $30,000 521 281 160 199 272 1,434

$30,000 - $40,000 490 272 132 158 135 1,187

$40,000 - $50,000 330 188 93 88 100 799

$50,000 - $60,000 158 164 69 73 41 505

$60,000+ 305 525 187 123 210 1,350

TOTAL 3,378 1,948 1,001 808 1,023 8,158

Source: Ribbon Demographics, Claritas





RENTER 2005 ESTIMATED

HOUSEHOLDS 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 744 205 92 46 72 1,160

$10,000 - $20,000 646 204 181 68 113 1,213

$20,000 - $30,000 478 225 126 165 213 1,207

$30,000 - $40,000 482 245 119 135 131 1,111

$40,000 - $50,000 424 186 103 81 133 927

$50,000 - $60,000 184 164 70 61 43 521

$60,000+ 504 696 256 163 288 1,907

TOTAL 3,462 1,925 947 719 994 8,047

Source: Ribbon Demographics, Claritas





RENTER 2006 PROJECTED

HOUSEHOLDS 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 736 196 88 45 69 1,135

$10,000 - $20,000 635 195 173 65 106 1,174

$20,000 - $30,000 470 218 121 158 202 1,169

$30,000 - $40,000 467 237 116 132 131 1,083

$40,000 - $50,000 424 183 102 79 131 919

$50,000 - $60,000 190 166 73 63 46 537

$60,000+ 548 730 272 172 309 2,030

TOTAL 3,471 1,927 944 714 993 8,049

Source: Ribbon Demographics, Claritas





RENTER 2007 PROJECTED

HOUSEHOLDS 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 729 187 85 44 66 1,110

$10,000 - $20,000 624 186 165 61 99 1,135

$20,000 - $30,000 463 212 115 152 190 1,131

$30,000 - $40,000 453 230 112 128 131 1,055

$40,000 - $50,000 424 181 100 78 129 911

$50,000 - $60,000 197 169 76 64 49 554

$60,000+ 593 764 288 182 329 2,155

TOTAL 3,481 1,928 941 709 992 8,050

Source: Ribbon Demographics, Claritas









III-128

RENTER 2008 PROJECTED

HOUSEHOLDS 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 721 178 81 42 62 1,084

$10,000 - $20,000 612 177 157 58 92 1,095

$20,000 - $30,000 455 205 110 145 178 1,093

$30,000 - $40,000 439 223 109 124 131 1,026

$40,000 - $50,000 424 178 99 76 127 903

$50,000 - $60,000 203 171 78 66 51 570

$60,000+ 637 798 304 192 349 2,280

TOTAL 3,491 1,929 937 703 991 8,052

Source: Ribbon Demographics, Claritas





RENTER 2009 PROJECTED

HOUSEHOLDS 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 713 169 77 41 59 1,059

$10,000 - $20,000 601 168 148 54 85 1,056

$20,000 - $30,000 447 198 104 138 166 1,054

$30,000 - $40,000 424 215 106 121 131 997

$40,000 - $50,000 424 175 97 74 125 895

$50,000 - $60,000 210 173 81 68 54 587

$60,000+ 683 833 320 201 370 2,406

TOTAL 3,501 1,931 934 698 990 8,053

Source: Ribbon Demographics, Claritas



The following tables illustrate renter household income by household size

(55+) for 2000, 2005 (estimated), 2006 (projected), 2007 (projected), 2008

(projected), and 2009 (projected) for the submarket:



RENTER 2000 CENSUS

HOUSEHOLDS 55+ 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 533 63 8 6 0 611

$10,000 - $20,000 273 67 23 0 9 372

$20,000 - $30,000 82 69 36 9 0 197

$30,000 - $40,000 44 23 6 0 9 81

$40,000 - $50,000 66 21 0 11 9 107

$50,000 - $60,000 18 13 0 8 13 52

$60,000+ 23 27 20 0 6 76

TOTAL 1,039 282 93 35 47 1,496

Source: Ribbon Demographics, Claritas





RENTER 2005 ESTIMATED

HOUSEHOLDS 55+ 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 466 53 8 4 0 532

$10,000 - $20,000 280 68 29 0 12 389

$20,000 - $30,000 125 80 44 15 2 265

$30,000 - $40,000 58 29 13 1 32 133

$40,000 - $50,000 71 20 2 9 21 123

$50,000 - $60,000 22 14 0 12 27 75

$60,000+ 42 49 35 1 13 140

TOTAL 1,065 312 131 42 107 1,656

Source: Ribbon Demographics, Claritas









III-129

RENTER 2006 PROJECTED

HOUSEHOLDS 55+ 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 463 51 7 5 0 527

$10,000 - $20,000 284 66 30 0 12 392

$20,000 - $30,000 124 82 43 14 2 265

$30,000 - $40,000 59 29 13 1 34 136

$40,000 - $50,000 74 24 3 9 21 131

$50,000 - $60,000 22 15 1 13 29 78

$60,000+ 47 56 40 2 18 162

TOTAL 1,074 323 137 44 115 1,692

Source: Ribbon Demographics, Claritas





RENTER 2007 PROJECTED

HOUSEHOLDS 55+ 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 460 49 7 5 0 522

$10,000 - $20,000 288 65 31 0 11 395

$20,000 - $30,000 124 84 42 14 2 266

$30,000 - $40,000 60 29 14 1 36 139

$40,000 - $50,000 77 28 3 10 21 139

$50,000 - $60,000 21 15 1 13 31 82

$60,000+ 51 63 46 2 22 185

TOTAL 1,082 334 143 46 122 1,727

Source: Ribbon Demographics, Claritas





RENTER 2008 PROJECTED

HOUSEHOLDS 55+ 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 457 48 6 6 0 517

$10,000 - $20,000 293 63 32 0 11 398

$20,000 - $30,000 124 86 41 14 2 266

$30,000 - $40,000 61 28 14 1 38 142

$40,000 - $50,000 80 33 3 11 21 147

$50,000 - $60,000 21 16 2 13 33 85

$60,000+ 56 71 51 3 26 207

TOTAL 1,091 344 150 48 130 1,763

Source: Ribbon Demographics, Claritas





RENTER 2009 PROJECTED

HOUSEHOLDS 55+ 1-PERSON 2-PERSON 3-PERSON 4-PERSON 5+-PERSON TOTAL

$0 - $10,000 454 46 6 6 0 512

$10,000 - $20,000 297 61 33 0 10 401

$20,000 - $30,000 123 88 40 14 2 267

$30,000 - $40,000 62 28 14 1 40 145

$40,000 - $50,000 83 37 4 12 21 156

$50,000 - $60,000 20 17 2 13 35 88

$60,000+ 61 78 57 4 30 230

TOTAL 1,100 355 156 50 138 1,798

Source: Ribbon Demographics, Claritas





Data from the preceding tables is used in our demand estimates.









III-130

8. LOCAL ECONOMIC PROFILE AND ANALYSIS



a. LABOR FORCE PROFILE



Services and Retail Trade comprise a little more than 67% of the

submarket labor force.



Employment within the Heights Submarket as of 2005 is distributed as

follows:



SIC GROUP ESTABLISHMENTS PERCENT EMPLOYEES PERCENT

AGRICULTURE & NATURAL

RESOURCES 22 1.1% 163 0.8%

MINING 8 0.4% 48 0.2%

CONSTRUCTION 114 5.5% 1,105 5.4%

MANUFACTURING 141 6.7% 2,567 12.5%

TRANSPORTATION & UTILITIES 62 3.0% 770 3.8%

WHOLESALE TRADE 142 6.8% 2,920 14.3%

RETAIL TRADE 506 24.2% 3,947 19.3%

F.I.R.E. 146 7.0% 1,135 5.5%

SERVICES 909 43.5% 7,114 34.7%

GOVERNMENT 18 0.9% 602 2.9%

NON-CLASSIFIABLE 22 1.1% 109 0.5%

TOTAL 2,090 100.0% 20,480 100.0%

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC

Note: Due to the fact that this survey is conducted of establishments and not of residents, some employees may not live

within the submarket. However, these employees are included in our labor force calculations because their places of

employment are located within the submarket.





According to the Greater Houston Partnership, the 10 largest private

employers within the Houston area comprise a total of 124,118 employees.

These employers are summarized as follows:



TOTAL

INDUSTRY BUSINESS TYPE EMPLOYED

MEMORIAL HERMANN HEALTH CARE HEALTHCARE 16,300

CONTINENTAL AIRLINES TRANSPORTATION 16,000

UNIVERSITY OF TEXAS –

MD ANDERSON CANCER CENTER HEALTHCARE 16,000

HALLIBURTON OIL REFINING 14,000

UNIVERSITY OF TEXAS

MEDICAL BRANCH AT GALVESTON HEALTHCARE 12,318

KROGER GROCERY 12,000

ARAMARK FOOD SERVICES 10,000

RELIANT ENERGY ELECTRIC SUPPLIER 9,500

HCA HEALTHCARE 9,000

HEWLETT PACKARD COMPUTER/ELECTRONICS 9,000

TOTAL 124,118









III-131

b. EMPLOYMENT TRENDS



The employment base has increased by 5.3% over the past five years in

Harris County, less than the Texas state average of 6.4%.



Unemployment rates for Harris County and Texas are illustrated as

follows:



UNEMPLOYMENT RATE

YEAR HARRIS COUNTY TEXAS

1996 5.6% 5.8%

1997 5.2% 5.4%

1998 4.4% 4.9%

1999 4.8% 4.7%

2000 4.4% 4.4%

2001 4.8% 5.0%

2002 6.2% 6.3%

2003 6.9% 6.7%

2004 6.4% 6.1%

2005 5.8% 5.6%



The unemployment rate in Harris County has remained between 4.4% and

6.9%, constant with the state average since 1996.









III-132

RENTAL HOUSING ANALYSIS (SUPPLY) – HEIGHTS

SUBMARKET #4

A. OVERVIEW OF RENTAL HOUSING



Vogt Williams & Bowen, LLC identified and personally surveyed one Tax

Credit/market-rate property and four market-rate developments in the Heights

Submarket. There is only one Tax Credit property in the market, Jefferson

Davis Lofts, a 34-unit mixed income property that is currently under

construction. This property will contain studio, one-, two, and three-bedroom

units available to households earning at or below 30%, 40%, 50%, and 60%

AMHI. There will also be units available at market-rate. At the time of this

report, all units are under construction with none pre-leased.



The surveyed market-rate developments have a combined occupancy rate of

96.4%. According to the on-line property inventory list of Tax Credit

allocations provided by the Texas Department of Housing and Community

Affairs (TDHCA), there are no other Tax Credit properties in the Heights

Submarket.



This survey was conducted to establish the overall strength of the rental

submarket, establish and confirm vacancy and rent levels, and gather

information on the current rental housing situation resulting from hurricanes

Katrina and Rita.



Following is the list of market-rate properties surveyed, both in person and by

telephone:



MARKET-RATE

MAP YEAR BUILT/ TARGET

I.D. PROJECT NAME RENOVATED TOTAL UNITS MARKET

2 SKYLINE 1960/2005 76 FAMILY

3 SHADOW OAKS 1962 23 FAMILY

4 OAKWOOD MANOR 1972/2005 96 FAMILY

5 WOODLAND GREEN 1960 30 FAMILY



The following table summarizes the overall market-rate rental market:



GROSS RENT

BEDROOMS UNITS DISTRIBUTION VACANT PERCENT RANGE

STUDIO 39 17.3% 4 10.3% $423-$535

ONE-BEDROOM 104 46.2% 2 1.9% $560-$746

TWO-BEDROOM 82 36.4% 2 2.4% $639-$882

TOTAL 225 100.0% 8 3.6%



Note the above chart includes market-rate units at market-rate properties and

market-rate units at mixed-income properties (Tax Credit/market-rate).







III-133

Most of the units in the market are smaller unit types (studio, one- and two-

bedroom units). Most of the vacant units are occurring in the studio units

with 10.3% vacant. The Tax Credit property currently under construction will

be the only multifamily development in the submarket to offer larger units

types (three-bedroom units).



We rated each property surveyed on a scale of A through E. All properties

were rated based on quality and overall appearance (i.e., aesthetic appeal,

building appearance, landscaping, and grounds appearance).



Of the market-rate properties that were surveyed by Vogt Williams & Bowen

in person, 42.7% have a quality rating of B-; the remaining 57.3% were

surveyed by telephone and therefore were not given a quality rating.



QUALITY RATING TOTAL UNITS PERCENT

B- 96 42.7%

NA 129 57.3%



The following tables summarize the range and median size of the surveyed

units by property type and bedroom type:



MARKET-RATE – NET SQUARE FEET

UNIT TYPE MINIMUM MAXIMUM MEDIAN

STUDIO 375 550 550

ONE-BEDROOM 600 982 650

TWO-BEDROOM 700 1,003 900



The following tables summarize the distribution of appliances and unit

amenities among all non-subsidized surveyed properties:



APPLIANCES

APPLIANCE PROJECTS PERCENT UNITS

RANGE 5 100.0% 225

REFRIGERATOR 5 100.0% 225

DISHWASHER 3 60.0% 119

DISPOSAL 3 60.0% 119







UNIT AMENITIES

AMENITY PROJECTS PERCENT UNITS

AC – CENTRAL 4 80.0% 149

AC – WINDOW 1 20.0% 76

FLOOR COVERING 5 100.0% 225

PATIO/BALCONY 2 40.0% 106

CEILING FAN 4 80.0% 129

WINDOW

TREATMENTS 5 100.0% 225









III-134

PROJECT AMENITIES

AMENITY PROJECTS PERCENT UNITS

ON-SITE

MANAGEMENT 3 60.0% 202

LAUNDRY 5 100.0% 225

SECURITY GATE 2 40.0% 30

PICNIC AREA 1 20.0% 23



B. PLANNED MULTIFAMILY DEVELOPMENT



Based on the Texas Department of Housing and Community Affairs allocation

list of affordable multifamily housing projects, there are no Tax Credit

developments that have been allocated but not built in the submarket.



C. HOUSING CHOICE VOUCHER HOLDERS



According to the Housing Authority of the City of Houston (HACH), there are

approximately 14,095 Housing Choice Vouchers currently allocated, with

approximately 8,000 people on the waiting list. According to the Housing

Authority, approximately 7% to 10% of the Vouchers turnover per month.



Below are the current Payment Standards for Housing Choice Vouchers

issued by HACH.



PAYMENT STANDARDS

STUDIO UNIT $551

ONE-BEDROOM UNIT $612

TWO-BEDROOM UNIT $743

THREE-BEDROOM UNIT $990

FOUR-BEDROOM UNIT $1,245



According to the Harris County Housing Authority, there are approximately

1,840 Housing Choice Vouchers issued throughout the county, with an

additional 500 vouchers issued to hurricane evacuees. Housing authority

representatives stated that there are approximately 598 people currently on the

waiting list for additional Vouchers, which is closed. The payment standards

for Harris County are equal to the current Fair Market Rents (FMR).



D. HURRICANE IMPACT ON THE RENTAL HOUSING MARKET



None of the six surveyed properties reported housing hurricane evacuees.



A map indicating the location of apartments surveyed is on the following on

page.









III-135

Heights: Apartment Locations No

E 32nd St Caplin S









Yale St









ell St

S

nton Blvd







astman St









St

C





1









vernus St

ogers St

Mcc

nsmere St





tridge Rd St rth







t









line Dr

a St









Pai









s St

W 31st









St

E 31st

261 Fw Reid St

I-610









Helmers St

W 30th St E 30th St I 610 y Exit 17 I 610









Princeton St









Robertson St

610 610 North Loop E

Exit 10m E 29th St Kelley St



Ram









Cortlandt St

610 North Loop E 28th St

th Loop W Eleanor St









Grinnell

W 28th St









I 45

Avenue of Oaks St









Baylor St

p

Driveway E 27th St Sylvester Rd

W 27th St Woodard St









Cornell St

90









S

E 26th St Samuel St Eichwurzel Ln

Brinkman St









Fairbanks St

Lawrence St

Danna Ln









Gostic St

W 26th St Aurora St Service St Robert Lee Rd Milwaukee St

W 25th St E 25th St Lenard St









Airline Dr









Ih 45

Munford St Graceland St Gri









NM

610

St

Nicholson St





Ashland St

W 24th St E 24th St bs English St

Gib Link Rd









Rutland St









ain S







Norhill Blvd









Hov Fw

Sue St









Singleton St

W 23rd St E 23rd St H









Michaux St

Wynne St Joyce St









Oxford St







t

E 22nd St Adele St









Columbia St

Arlington St

Y TX

W 22nd St Louise St Gale St









Gostick St









y

Tarver St Canadian St Ga

HOUSTON

W 21st St









Yale St

-

HOUSTON TX

Robbie St









Cordell St









Bristol St

Fisk St









Irvington Blvd

Edison St







Moore St

Averill St

Beggs St









Billingsley St

Moody St

K VILLAG TX

W Cavalcade









Hain St

Armstead

E 20th St









Emir

W 20th St St 45









Elser St

!

4









Sheldon St

45



E 19th St Kern St Cavalcade St 59





W 19th St Pettit St









Enid St

Dunbar St Ev









Exit 50b

E 18th









Walton St









Sharman St

E 18th St Mathis St









Tabor St

W 18th St W 18th St St Jerome St Frawley S









Siegel St

Beall St









St

Winston St Beck 610

E 17th St Pittman St









Fulton St

N Durham Dr









W 17th St Walling St Amu









Northwood St

Edsee St

E 16th St Coronado St Weiss









Harris Ct

W 16th St Clio St

ie St









Irvington Blvd

Pedd Jewett St Ma WEST UNIVERSITY PLAC TX

W 15th 1/2 St !

3

Le Green St Cody St SOUTHSIDE PLACE TX

W Patton St Patton St Eg









Beverly St

W 15th St E 15th St

Fenwick St

BELLAIRE TX

N Shepherd Dr









Driveway

F

Laird St









Algregg St Heslep St

W 14th 1/2 St Erin S









Fu

Ke 0 2 4 6

E 14th St Gardner St nn









lto

W 14th St Ca Wee









Studewood St

W Gardner St on Sh

Timbergrove Ln









Blair St









n

E 13th 1/2 St

W Fugate St N M Fugate St le m Miles









Alb

St

nd s St









I 45 N

Dian St









ain ar St

Heights Blvd









E 13th St









e

Moss St

Harvard St









Ln W 13th St









rS

Melwood St









Julian St

St St

E 12th 1/2 St Pizer St









t

Temple St

Collingsworth St









Karnes St

W Temple St Colli Searle Dr

State Hwy 261









E 12th St Map layers









Opal Ct

W 12th St W Cottage St Connecting Rd Bo

Cottage St









Emerald Ct

E 11th 1/2 St

C









Peco Key St R amp Bigelow S Submarket

Je









Railey St









Houston Ave

re M

st









W 11th St 11th St E 11th St icha Pecore St !

5 Ba

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North Fw

Quinn St ss Interstate Hwys

B





Bay Oaks Rd









E 10th 1/2 St M

lv









W 10th 1/2 St ar am Hays

d









Redan St

Prince St









in

Nashua St









Reagan St

N ig

ransto E 10th St Merrill St M ol Lila e S US Hwys

Herkimer St









W 10th St ai d cS t

n Ct n St

Omar St t Halpern St









y

oydon St State Hwys

r









Reynolds St

Ct Highland St

nde Park

St









Atlantic St

Gentry St

E 9th St

Cortlandt St









Bayland Ave Olea

Alexander St









W 9th St

Lawrence St









Glen

Studewood St









Driveway Luzon St

Allston St









Ra









Eu



Ma

m E 8th 1/2 St

! Market Rate









n

Woodland St









inf

p









Florence St









i ce

Dorothy St







Nicholson St









or d

E 8th St Euclid St ! Market Rate/Tax Credit









St

Ashland St

Tulane St









Glen Oaks St









Helen St

Boundary St









St

E 7th 1/2 St Byrne St Payne St

0 .2 .4 .6

Rutland St









St

Norhill Blvd









Parkview St rris









I de







Fre

Mo









Eve n St

W 7th StE 7th St Teetshorn St

Moy St









n









al S







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ma









Che St

Egbert St

Waverly St









St

Leafton Ln









Ridge St t

Quit









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E 6th 1/2 St Sage lS Miles

C ar









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ansas St









t

Michaux St









Roy Cir Th









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Gr Wa









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Kiam St W 6th St W 6th St

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Wh 1:30,269









ut S

Usener St m ite Wrightwood St

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nle









Petty St Usener St Dr Oa

Roy St









kD St N









t

E 5th 1/2 St

af









Th outh S

nie

Forester









Darling St r Win

t

all S

! 45

tson St









W 5th St E 5th St

St









2









Co

om

S

St Pasch

St









Larkin St t

rie









as

v es S

Ho Ma

ont

Raiff St









Cornish St

Columbia St

Arlington St









Jam an S









St

Oxford St









Depelchin St t

W 4th StE 4th St pS g

em

Reinerman St









Kolb St Exit 76 isho Gar









t

xit 765b I 10 E Weber St 8 B

Katy Fwy

d









I 10 W St

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Stu









Exit 766 Alamo St an S

Nolda St Hog ey

Herd 10 ckn

Goliad St

Ovid St

Inker St Marina St









Kee

Pin

r St

Detering St









t o









Flet

Spencer St Spring St ring

Durham Dr









ne

Eigel St Conne Har

lo

Sandman St









cting R Shearn St I1 0E









che

Tay









Koehler St E 2nd St sS









St

Maxie St d

I1

0W

ook



Gla

Holly St



Starkey St Br

Thompson St









Crockett St









r St

Eli St t

net

Yale St









ser

Colorado St

Oliver St

Court St









Allen S Summer St Bur

Givens St









Schuler St High St

Bonner St









Pl

t

T C Jester Blvd









St



Diesel









Dr

Bace Ct









East St

Parker St









Winter St

Studer St









m

Nett St

Johnson St

Heights Blvd









mont









tha

Hicks St Bingham St 10 Daly Pl

Shepherd Dr









Center St





en

Edwards St

Lester St









Harvard St









Washington Ave

Stude









Tr

Washington Garvin Ct Dart St lor

Hickory St









Ih

Keyser Pl









Lillian St Ave

Nay

Sawyer St









Center St

Snover St









45

N

Olive St









Rose St Girard S

Sachs St

Patterson St









Epstein Ct

Waugh Dr









Lakin St









Hemphill St









t

I 45



Ho







Weens

S Heights Blvd

Fowler St









Comira

Hartman St









Floyd St !

vF







1







St

Reinicke St









S









Blossom St Washington Av

wy









nto St Vine S

Abbott St









N Main

e

I 45









Gibson St Avie St Decatur St Pre Girar

Sta









Bismark sto d

Feagan St

Wagner S









Riesner St

Henderso









Kane St n

te Bet









ve









Driv St

Trinity S









45

Park Tr









Sabine









Dickson St

White

Silver









Lubbock St

Travis







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Hw









ston A









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ain St





m y Frank

Ra

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Oreilly St Butler St State St

Arn









Pr lin St

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M C

6

DEMAND ANALYSIS – HEIGHTS SUBMARKET #4

A. DEMAND FOR TAX CREDIT HOUSING



There are no clear or concise methodologies to forecast the need for Tax

Credit housing. This is because housing markets are static with households

often entering and exiting by tenure and economic profile. This position

statement will discuss the potential pitfalls and limitations of various

methodologies and present a recommended solution.



There appear to be only two sources of demand for new Tax Credit housing.

This is represented by a positive increase in income-qualified households

and replacement of functionally obsolete product. The first source of

demand is generally easily quantifiable but presents challenges to accurately

forecast. This is especially true as we get further from the 2000 Census and

development expands into previously undeveloped areas. The problem is

further compounded by the fact that housing market analysts often fail to

analyze income-appropriate household growth by household size.

Projections based only on income often include estimates of smaller

households even though they are over income-qualified due to their

household size limitation (i.e. income analysis based on a five-person limit

set at $46,000 includes two-person households with incomes above their

maximum but below $46,000, thus overstating the number who are

qualified). Therefore, caution should be exercised when considering income

household growth alone.



1. Overstatement of demand



A much larger challenge, and one that creates greater demand for Tax

Credit housing, is replacement of functionally obsolete product.

Unfortunately, measurement of this is very subjective and imprecise.

However, in most inner-city locations or non-growth areas, this is the

only need for Tax Credit units.



The approval of Tax Credit units in these areas has created, in some

instances, an overbuilt market that is characterized by high vacancy rates

and low rents. However, this overbuilding only occurs when there is no

corresponding decline in the existing housing stock. This decline could

occur through demolition or replacement of functionally obsolete

product.









III-137

It is easy to illustrate how a market can be impacted if rental household

growth is minimal. Hypothetically, consider a market that has 1,000

income-appropriate rental housing units (under Tax Credit guidelines)

with a current vacancy rate of 4% (or 40 vacant units). Assume a 150-

unit Tax Credit property of new construction is approved and built. This

market then goes from a 1,000-unit market to a 1,150-unit market.

Without any corresponding increase in income-qualified households or

reduction in the existing supply by demolitions, condominium

conversions, or some other use, the area vacancy rate goes from 4% to

16.5% (40+150/1,150).



This is a very simplistic example but does illustrate the ease at which a

market can get out of balance if it does not experience positive

household growth. In the current environment, this has been

compounded by the fact that some income-qualified households have

left the rental housing market in favor of home ownership, a decline in

younger, first-time renters due to profound demographic shifts, and, in

some markets, a “doubling-up” of households to save on housing costs.

This is particularly true in some inner-city markets where there has been

a decline in the Housing Choice Voucher supply.



This illustration also assumes an isolated market. Households,

particularly rental households, are constantly on the move in response to

jobs, educational opportunities, crime, quality of life, families, church,

and a whole host of other factors. Thus, in the previous market

illustration, this new 150-unit project would likely attract new

households from outside the market as well as households improving

their current housing. This creates vacancies in units with the lowest

quality or in units with the lowest perception of value (i.e. properties

priced well above the market).



If, however, this hypothetical market approved 150-units to either

replace or renovate an existing project (or projects), the market would

remain in balance. The problem for analysts is establishing the

appropriate number of units that should be replaced or renovated.

Projecting too many units yields high penetration rates (the aggregate

number of Tax Credit units compared to the number of income-qualified

households) and precludes reasonable absorption and occupancy levels.

If too few affordable units are developed, the market remains stagnant

and tenants remain underserved.









III-138

2. Methodologies used to date



A variety of methodologies have attempted to tackle this issue.

Substandard units reported in the Census are one source. This is

typically a very small number and does not accurately reflect functional

obsolescence. The number of households who are rent overburdened is

a second factor often considered. However, the Census makes no

distinction for those households who have elected to be rent

overburdened or those who are already housed in Tax Credit properties.

Frankly, a sizeable share of tenants in Tax Credit properties are rent

overburdened since the program does not specify the share of income

used for rent.



We have also reviewed methodologies that use turnover as a measure of

demand. This methodology does nothing to address the issue of a

balanced market. (Turnover is a good tool to forecast absorption of a

project since it considers the number of renters in the market at one time

considering a move).



3. Methodology based on replacement and growth



It is our opinion that the only accurate macro approach to forecasting

Tax Credit demand is to consider both new household growth of

income-qualified households and replacement of functionally obsolete

product. As discussed, household growth is generally easier to forecast

than the number of functionally obsolete units. We propose to forecast

functionally obsolete product by taking a share of the existing rental

product over 35 years old (built in 1970 or older) and in need of

replacement on an annual basis. Considering that the useful life of most

residential product is 40 years, rental product built prior to 1970 can be

considered as being functionally obsolete. The share of the product

functionally obsolete is the issue. It is our opinion that approximately

2.5% (1/40) of the existing rental product that meets this criteria could

be designated as functionally obsolete. This would essentially upgrade

or replace 25% of this older housing stock over a decade, a reasonable

time period.



There are, like all methodologies, some obvious shortcomings. Without

a complete field survey, it is impossible to establish whom this obsolete

product is serving. Given its age, it is most likely serving tenants paying

rents at the lowest third of the rent spectrum. This is likely at rent levels

just below Tax Credit program rents. We argue that for practical

reasons, all of these units would be appropriate to upgrade. Naturally, it

is critical to preserve many of these older units with Rental Assistance.









III-139

Another shortcoming is that this methodology generally precludes older

areas from experiencing new product since household growth is minimal

or nonexistent. We recommend that if a developer builds new product,

there must be a demonstration that a similar number of rental units have

been taken out of the rental base through demolition or conversion to

another use. It is our opinion that there is no benefit to only allow

rehabilitations in older, inner-city areas without a corresponding

decrease in the rental stock. Current new designs are more energy

efficient, are innovative, often incorporate more appropriate allocations

of space, and the use of more desirable unit and project amenities.



4. Conclusions



There have been a wide variety of methodologies employed to address

the component of replacement support for slow or no-growth markets.

Most of these methodologies have used Census data to approximate

demand. Unfortunately, while the methodologies have generated

support numbers that appear reasonable, in practice they have

contributed to overbuilding. The methodology proposed here only uses

two components of demand: new income-appropriate household growth

and replacement or renovation of existing product. We believe this will

provide a more accurate guideline for establishing demand.



It is important to note that any estimate of demand must be verified with

a market study. Further, a development that proposes replacement

support must demonstrate through the market study or other verification

that there has been a corresponding decline in the existing rental base.

There may be problems reconciling applications responding to new

household growth and those that respond to replacement. Subsequent

“tie-breaker” criteria could be considered to address this issue.



B. DETERMINATION OF INCOME ELIGIBILITY



To determine demand from income-eligible households, we must first

establish the income range required to qualify for residency in Low-Income

Housing Tax Credit (LIHTC) units for the Heights Submarket.



1. Maximum Income Limits



Under the Low-Income Housing Tax Credit program, household

eligibility is based on household income not exceeding the targeted

percentage of Area Median Household Income (AMHI), depending

upon household size.









III-140

The Heights Submarket has a median household income of $61,000 for

2005 (Harris County). We have analyzed affordable housing demand

for the following income cohorts: 0% to 30% AMHI, 31% to 40%

AMHI, 41% to 50% AMHI, 51% to 60% AMHI, 61% to 80% AMHI,

and 81% to 100% AMHI. The following table summarizes the

maximum allowable income by household size for the Heights

Submarket at 30%, 40%, 50%, 60%, 80%, and 100% of AMHI.



TARGETED MAXIMUM ALLOWABLE

HOUSEHOLD SIZE AMHI INCOME

30% $12,810

40% $17,080

50% $21,350

ONE-PERSON

60% $25,620

80% $34,150

100% $42,700

30% $14,640

40% $19,520

50% $24,400

TWO-PERSON

60% $29,280

80% $39,050

100% $48,800

30% $16,470

40% $21,960

50% $27,450

THREE-PERSON

60% $32,940

80% $43,900

100% $54,900

30% $18,300

40% $24,400

50% $30,500

FOUR-PERSON

60% $36,600

80% $48,800

100% $61,000

30% $19,770

40% $26,360

50% $32,950

FIVE-PERSON

60% $39,540

80% $52,700

100% $65,900



The calculations presented in the report are based on a five-person

household for the general population (family) and a two-person

household for seniors age 55 and older.









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2. Income-Appropriate Range



Leasing industry standards typically require households to have rent to

income ratios of 27% to 40%. Generally, market-rate properties require

a lower rent to income ratio, while an acceptable rent to income ratio for

low-income units is typically around 35%.



However, to avoid overstating demand at any of the income levels, the

minimum income is calculated as the maximum income of the previous

band, with the exception of the 0% to 30% income band, which has a

minimum income of $0.



C. DEMAND CALCULATIONS



The following tables summarize projected demand for affordable housing

for all renter households from 2006 through 2009. Note the 2005 Baseline

Total Renter Households includes all renter households, while the demand

analysis only considers households earning up to 100% AMHI ($65,900).

Therefore, the total Baseline Targeted Income-Qualified Renter Households

for each income band will not total all renter households. For example,

there were a total of 8,047 renter households in the Heights Submarket in

2005; out of this total, 5,455 were income-qualified renter households. This

results in 2,592 renter households earning above $65,900.









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2005 BASELINE DEMAND – HEIGHTS SUBMARKET BY GENERAL OCCUPANCY

TARGETED AMHI

APPROPRIATE INCOME RANGE BY TARGETED AMHI 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

1-PERSON ($0-$12,810) ($12,810-$17,080) ($17,080-$21,350) ($21,350-$25,620) ($25,620-$34,150) ($34,150-$42,700

2-PERSON ($0-$14,640) ($14,640-$19,520) ($19,520-$24,400) ($24,400-$29,280) ($29,280-$39,050) ($39,050-$48,800)

3-PERSON ($0-$16,470) ($16,470-$21,960) ($21,960-$27,450) ($27,450-$32,940) ($32,940-$43,900) ($43,900-$54,900)

4-PERSON ($0-$18,300) ($18,300-$24,400) ($24,400-$30,500) ($30,500-$36,600) ($36,600-$48,800) ($48,000-$60,100)

5+-PERSON ($0-$19,770) ($19,770-$26,360) ($26,360-$32,950) ($32,950-$39,540) ($39,540-$52,700) ($52,700-$65,900)



BASELINE TOTAL RENTER HOUSEHOLDS (HISTA DATA) 8,047 8,047 8,047 8,047 8,047 8,047

TARGETED INCOME-QUALIFIED RENTER HOUSEHOLDS 925 276 253 204 409 396

1-PERSON 300 100 109 110 238 187

2-PERSON 209 89 69 67 124 97

3-PERSON 102 84 99 82 117 77

4-PERSON 182 138 116 86 151 59

5+-PERSON 1,718 687 646 549 1,039 816

= BASELINE TARGETED INCOME-QUALIFIED RENTER HOUSEHOLDS 925 276 253 204 409 396







Based on the American Housing Survey, the estimated share of demand by bedroom type and household size in the Houston

MSA is distributed as follows:



DEMAND BY BEDROOM AND HOUSEHOLD SIZE

STUDIO / 1-BR. 2-BR. 3-BR. 4-BR.

1-PERSON HH 67% 25% 8% -

2-PERSON HH 35% 46% 15% 4%

3-PERSON HH 16% 55% 22% 7%

4-PERSON HH 11% 45% 36% 8%

5+-PERSON HH 10% 42% 31% 17%

Source: American Housing Survey (Houston MSA, 1998)

HH-Household









III-143

These percentages, applied to the number of income-qualified renter

households in this submarket, are as follows:



DEMAND BY BEDROOM TYPE AND HOUSEHOLD SIZE

STUDIO /

1-BR. 2-BR. 3-BR. 4-BR. TOTAL

0%-30% 620 231 74 0 925

31%-40% 185 69 22 0 276

1-PERSON 41%-50% 170 63 20 0 253

HOUSEHOLD 51%-60% 137 51 16 0 204

61%-80% 274 102 33 0 409

81%-100% 265 99 32 0 396

0%-30% 105 138 45 12 300

31%-40% 35 46 15 4 100

2-PERSON 41%-50% 38 50 16 4 108

HOUSEHOLD 51%-60% 39 51 17 4 111

61%-80% 83 109 36 10 238

81%-100% 65 86 28 7 186

0%-30% 33 115 46 15 209

31%-40% 14 49 20 6 89

3-PERSON 41%-50% 11 38 15 5 69

HOUSEHOLD 51%-60% 11 37 15 5 68

61%-80% 20 68 27 9 124

81%-100% 16 53 21 7 97

0%-30% 11 46 37 8 102

31%-40% 9 38 30 7 84

4-PERSON 41%-50% 11 45 36 8 100

HOUSEHOLD 51%-60% 9 37 30 7 83

61%-80% 13 53 42 9 117

81%-100% 8 35 28 6 77

0%-30% 18 76 56 31 181

31%-40% 14 58 43 23 138

5+-PERSON 41%-50% 12 49 36 20 117

HOUSEHOLD 51%-60% 9 36 27 15 87

61%-80% 15 63 47 26 151

81%-100% 6 25 18 10 59

0%-30% 787 (46%) 606 (35%) 258 (15%) 66 (4%) 1,717

31%-40% 257 (37%) 260 (38%) 130 (19%) 40 (6%) 687

41%-50% 242 (37%) 245 (38%) 123 (19%) 37 (6%) 647

51%-60% 205 (37%) 212 (38%) 105 (19%) 31 (6%) 553

61%-80% 405 (39%) 395 (38%) 185 (18%) 54 (5%) 1,039

TOTAL (%) 81%-100% 360 (44%) 298 (37%) 127 (16%) 30 (4%) 815

OVERALL TOTALS 2,256 2,016 928 258

*Due to rounding, some of the above percentages may not total 100%









III-144

HEIGHTS SUBMARKET

2006 DEMAND

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$20,100) ($13,000-$26,700) ($17,300-$33,400) ($21,700-$40,100) ($26,000-$53,500) ($34,700-$66,900)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 1,718 687 646 549 1,039 816

2006 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 1,696 673 629 547 1,018 815

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH -22 -14 -18 -2 -21 -1

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (1YEAR) -22 -14 -18 -2 -21 -1

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 1,718 687 646 549 1,039 816

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (1 YEAR) -22 -14 -18 -2 -21 -1

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2006 1,696 673 629 547 1,018 815

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,786 708 662 576 1,072 858

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2006 1,696 673 629 547 1,018 815

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 23 (3.6%) 20 (3.6%) 37 (3.6%) 29 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 5 3 5 14 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 1,701 676 657 581 1,055 844

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,786 708 662 576 1,072 858

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 1,701 676 657 581 1,055 844

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 78 31 29 25 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR) 163 64 35 20 17 14

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR)**** 75 24 13 7 7 6

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR)**** 58 24 13 8 6 5

3-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR)**** 24 12 7 4 3 2

4-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR)**** 6 4 2 1 1 0

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI.

****Based on share of demand by bedroom type calculated.









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HEIGHTS SUBMARKET

2007 DEMAND

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$20,400) ($13,200-$27,100) ($17,600-$33,900) ($22,000-$40,700) ($26,400-$54,300) ($35,200-$67,900)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 1,718 687 646 549 1,039 816

2007 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 1,675 659 611 545 998 814

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH -22 -14 -18 -2 -21 -1

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (2 YEARS) -44 -29 -35 -5 -42 -3

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 1,718 687 646 549 1,039 816

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (2 YEARS) -44 -29 -35 -5 -42 -3

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2007 1,675 659 611 545 998 814

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,763 693 643 573 1,050 856

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2007 1,675 659 611 545 998 814

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 22 (3.6%) 20 (3.6%) 36 (3.6%) 29 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 5 3 5 14 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 1,680 662 638 579 1,033 843

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,763 693 643 573 1,050 856

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 1,680 662 638 579 1,033 843

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 157 63 59 50 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS) 240 94 64 45 17 14

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS)**** 110 35 24 16 6 6

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS)**** 85 36 24 17 7 5

3-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS)**** 36 18 12 9 3 2

4-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS)**** 9 5 4 3 1 0

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI.

****Based on share of demand by bedroom type calculated.









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HEIGHTS SUBMARKET

2008 DEMAND

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$20,700) ($13,400-$27,500) ($17,800-$34,400) ($22,300-$41,300) ($26,800-$55,100) ($35,700-$68,900)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 1,718 687 646 549 1,039 816

2008 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 1,653 644 594 542 977 812

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH -22 -14 -18 -2 -21 -1

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (3 YEARS) -65 -43 -53 -7 -62 -4

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 1,718 687 646 549 1,039 816

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (3 YEARS) -65 -43 -53 -7 -62 -4

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2008 1,653 644 594 542 977 812

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,740 678 625 571 1,028 855

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2008 1,653 644 594 542 977 812

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 21 (3.6%) 20 (3.6%) 35 (3.6%) 29 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 5 3 5 14 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 1,658 647 620 576 1,012 841

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,740 678 625 571 1,028 855

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 1,658 647 620 576 1,012 841

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 235 94 88 75 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS) 317 125 93 70 16 14

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS)**** 145 47 35 26 6 6

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS)**** 112 47 35 27 6 5

3-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS)**** 48 24 18 13 3 2

4-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS)**** 12 7 5 4 1 0

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI.

****Based on share of demand by bedroom type calculated.









III-147

HEIGHTS SUBMARKET

2009 DEMAND

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$21,000) ($13,600-$27,900) ($18,100-$34,900) ($22,600-$41,900) ($27,200-$55,900) ($36,200-$69,900)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 1,718 687 646 549 1,039 816

2009 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 1,631 630 576 540 956 811

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH -22 -14 -18 -2 -21 -1

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (4 YEARS) -87 -57 -70 -9 -83 -5

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 1,718 687 646 549 1,039 816

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (4 YEARS) -87 -57 -70 -9 -83 -5

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2009 1,631 630 576 540 956 811

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,717 663 606 568 1,006 854

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2009 1,631 630 576 540 956 811

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 21 (3.6%) 19 (3.6%) 34 (3.6%) 29 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 5 3 5 14 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 1,636 633 602 573 990 840

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 1,717 663 606 568 1,006 854

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 1,636 633 602 573 990 840

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 313 125 118 100 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS) 394 155 122 95 16 13

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS)**** 181 58 46 36 6 6

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS)**** 139 59 46 36 6 5

3-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS)**** 59 29 23 18 3 2

4-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS)**** 15 9 7 5 1 0

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI.

****Based on share of demand by bedroom type calculated.









III-148

The following tables summarize projected demand for affordable housing for senior households (55+) from 2006 through

2009.



2005 BASELINE DEMAND – HEIGHTS SUBMARKET BY SENIOR (55+) OCCUPANCY

TARGETED AMHI

APPROPRIATE INCOME RANGE BY TARGETED AMHI 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

1-PERSON ($0-$12,810) ($12,810-$17,080) ($17,080-$21,350) ($21,350-$25,620 ($25,620-$34,150) ($34,150-$42,700)

2-PERSON ($0-$14,640) ($14,640-$19,520) ($19,520-$24,400) ($24,400-$29,280) ($29,280-$39,050) ($39,050-$48,800



BASELINE TOTAL RENTER HOUSEHOLDS (HISTA DATA) 1,656 1,656 1,656 1,656 1,656 1,656

TARGETED INCOME-QUALIFIED RENTER HOUSEHOLDS

1-PERSON 545 120 99 53 79 53

2-PERSON 85 33 38 39 32 20

= BASELINE TARGETED INCOME-QUALIFIED RENTER HOUSEHOLDS 630 153 137 92 111 73







Based on the American Housing Survey, the estimated share of demand by bedroom type and household size in the Houston

MSA is distributed as follows:



DEMAND BY BEDROOM AND HOUSEHOLD SIZE

STUDIO / 1-BR. 2-BR.

1-PERSON HH 67% 25%

2-PERSON HH 35% 46%

Source: American Housing Survey (Houston MSA, 1998)

HH-Households









III-149

These percentages, as applied to the number of income-qualified renter

households age 55+ in this submarket, are as follows:



DEMAND BY BEDROOM TYPE AND HOUSEHOLD SIZE

STUDIO /

1-BR. 2-BR. TOTAL

0%-30% 365 136 501

31%-40% 80 30 110

41%-50% 66 25 91

1-PERSON HH

51%-60% 36 13 49

61%-80% 53 20 73

81%-100% 36 13 49

0%-30% 30 39 69

31%-40% 12 15 27

41%-50% 13 17 30

2-PERSON HH

51%-60% 14 18 32

61%-80% 11 15 26

81%-100% 7 9 16

0%-30% 395 (69%) 175 (31%) 570

31%-40% 92 (67%) 45 (33%) 137

41%-50% 79 (65%) 42 (35%) 121

TOTAL (%)

51%-60% 50 (62%) 31 (38%) 81

61%-80% 64 (65%) 35 (35%) 99

81%-100% 43 (66%) 22 (34%) 65

OVERALL TOTALS 723 350









III-150

HEIGHTS SUBMARKET

2006 DEMAND (55+)

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$14,900) ($13,000-$19,800) ($17,300-$24,800) ($21,700-$29,700) ($26,000-$39,600) ($34,700-$49,500)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 630 153 137 92 111 73

2006 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 633 157 136 93 109 80

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH 3 4 -1 1 -2 7

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (1YEAR) 3 4 -1 1 -2 7

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 630 153 137 92 111 73

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (1 YEAR) 3 4 -1 1 -2 7

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2006 633 157 136 93 109 80

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 666 165 143 98 115 84

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2006 633 157 136 93 109 80

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 5 (3.6%) 3 (3.6%) 4 (3.6%) 3 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 0 0 0 0 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 633 157 141 96 113 83

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 666 165 143 98 115 84

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 633 157 141 96 113 83

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 19 25 22 15 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR) 52 33 24 16 2 1

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR)**** 36 22 16 10 1 1

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(1 YEAR)**** 16 11 8 6 1 0

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI. Further estimated by percentage of renters 55+.

****Based on share of demand by bedroom type calculated.









III-151

HEIGHTS SUBMARKET

2007 DEMAND (55+)

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$15,100) ($13,200-$20,100) ($17,600-$25,100) ($22,000-$30,100) ($26,400-$40,200) ($35,200-$50,200)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 630 153 137 92 111 73

2007 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 636 161 136 94 107 88

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH 3 4 -1 1 -2 7

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (2 YEARS) 6 8 -2 2 -4 15

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 630 153 137 92 111 73

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (2 YEARS) 6 8 -2 2 -4 15

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2007 636 161 136 94 107 88

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 669 169 143 99 113 92

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2007 636 161 136 94 107 88

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 5 (3.6%) 3 (3.6%) 4 (3.6%) 3 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 0 0 0 0 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 636 161 141 97 111 91

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 669 169 143 99 113 92

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 636 161 141 97 111 91

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 37 50 44 30 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS) 71 58 47 31 2 1

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS)**** 49 39 31 19 1 1

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(2 YEARS)**** 22 19 16 12 1 0

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI. Further estimated by percentage of renters 55+.

****Based on share of demand by bedroom type calculated.









III-152

HEIGHTS SUBMARKET

2008 DEMAND (55+)

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$15,300) ($13,400-$20,400) ($17,800-$25,500) ($22,300-$30,600) ($26,800-$40,800) ($35,700-$51,000)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 630 153 137 92 111 73

2008 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 638 164 135 95 105 95

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH 3 4 -1 1 -2 7

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (3 YEARS) 8 11 -2 3 -6 22

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 630 153 137 92 111 73

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (3 YEARS) 8 11 -2 3 -6 22

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2008 638 164 135 95 105 95

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 672 173 142 100 111 100

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2008 638 164 135 95 105 95

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 5 (3.6%) 3 (3.6%) 3 (3.6%) 3 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 0 0 0 0 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 638 164 140 98 109 98

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 672 173 142 100 111 100

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 638 164 140 98 109 98

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 56 74 67 45 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS) 90 83 69 46 2 2

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS)**** 62 56 45 29 1 1

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(3 YEARS)**** 28 27 24 18 1 1

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI. Further estimated by percentage of renters 55+.

****Based on share of demand by bedroom type calculated.









III-153

HEIGHTS SUBMARKET

2009 DEMAND (55+)

I. GROWTH DEMAND 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

HOUSEHOLD-BASED: ($0-$15,500) ($13,600-$20,700) ($18,100-$25,900) ($22,600-$31,000) ($27,200-$41,400) ($36,200-$51,700)

2005 TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS 630 153 137 92 111 73

2009 TOTAL ESTIMATED INCOME-QUALIFIED RENTER HOUSEHOLDS 641 168 134 96 103 102

ESTIMATED ANNUAL INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH 3 4 -1 1 -2 7

NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (4 YEARS) 11 15 -3 4 -8 29

II. TOTAL UNITS NEEDED FOR BALANCED (95.0% OCCUPIED) MARKET

2005 INCOME-QUALIFIED RENTER HOUSEHOLDS (OCCUPIED UNITS) 630 153 137 92 111 73

(+) NEW INCOME-QUALIFIED RENTER HOUSEHOLD GROWTH OVER

PROJECTION PERIOD (4 YEARS) 11 15 -3 4 -8 29

(=) TOTAL INCOME-QUALIFIED RENTER HOUSEHOLDS IN 2009 641 168 134 96 103 102

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 675 177 141 101 108 107

III. EXISTING RENTAL PRODUCT

TOTAL OCCUPIED TARGETED RENTAL UNITS 2009 641 168 134 96 103 102

(+) ESTIMATED # OF VACANT UNITS (VACANCY %)* 0 (0%) 0 (0%) 5 (3.6%) 3 (3.6%) 4 (3.6%) 4 (3.6%)

(+) PLANNED AND PROPOSED TARGETED UNITS DURING PROJECTION

PERIOD** 0 0 0 0 0 0

(=) NET EXISTING TARGETED RENTAL PRODUCT 641 168 139 99 107 106

IV. TOTAL SUPPLY AND DEMAND

TOTAL TARGETED RENTAL UNITS NEEDED FOR BALANCED (95%

OCCUPIED) MARKET 675 177 141 101 108 107

(-) TOTAL NET EXISTING TARGETED RENTAL PRODUCT 641 168 139 99 107 106

(+) 2.5% OF EXISTING RENTAL PRODUCT BUILT PRIOR TO 1970*** 75 99 89 60 0 0

(=) TOTAL TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS) 108 108 91 61 2 2

STUDIO/1-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS)**** 75 73 59 38 1 1

2-BR. TARGETED UNITS NEEDED OVER PROJECTION PERIOD

(4 YEARS)**** 33 35 32 23 1 1

Note: 2005 income-qualified households based on 2005 income limits. 2006-2009 income limits projected based on historical increase (2000-2005).

* Units at 0% to 30% and 31% to 40% are assumed to be 100% occupied. There are no Tax Credit properties located in this submarket; therefore the submarket market-rate vacancy rate has been

applied to units at 41% to 50% and 51% to 60%.

**Based on information obtained from TDHCA and local planning officials. Some unit mixes may be estimated. Units under construction at the date of this report were included in the above table.

***Estimated based on share of income-qualified renter households up to 60% AMHI. Further estimated by percentage of renters 55+.

****Based on share of demand by bedroom type calculated.









III-154

D. TAX CREDIT DEMAND SUMMARY



The table below summarizes the preceding demand analysis. Note the net

demand for senior units is included in the total net demand for all Tax Credit

units. For example, out of a total demand of 281 units in 2006, there is a

demand for 126 units age-restricted to households 55 and older.



TAX CREDIT (0%-60%) DEMAND SUMMARY

HEIGHTS SUBMARKET

2006-2009

2006 2007 2008 2009

TOTAL NET DEMAND FOR TAX CREDIT UNITS 0%-40% AMHI 226 334 442 442

TOTAL NET DEMAND FOR TAX CREDIT UNITS 41%-60% AMHI 55 109 163 163



TOTAL NET DEMAND FOR TAX CREDIT UNITS AGE-RESTRICTED

TO 55 AND OLDER (0%-40% AMHI) 85 129 173 216

TOTAL NET DEMAND FOR TAX CREDIT UNITS AGE-RESTRICTED

TO 55 AND OLDER (41%-60% AMHI) 41 78 115 152



It is important to note that most of the allocated units are serving households

at 50% and 60% AMHI. There continues to be a need in the submarket for

affordable units targeting households at up to 40% AMHI.



E. SPECIAL NEEDS HOUSEHOLDS



Persons with special needs, as defined by HUD, include persons with

disabilities, persons with HIV/AIDS, elderly persons, frail elderly persons,

persons with alcohol and/or drug addictions, victims of domestic violence,

and public housing residents.



Demand from elderly households was described in the previous section.

Information on persons with HIV/AIDS, alcohol and/or drug addictions, and

victims of domestic violence is typically difficult to obtain. Census data is

available to estimate the number of persons with other types of disabilities.

Based on 2000 Census data, it is estimated those persons age 16+ with a

sensory or physical disability within the Heights Submarket are as follows:



PERSONS WITH DISABILITIES

HEIGHTS SUBMARKET

NUMBER PERCENTAGE

TOTAL CIVILIAN NONINSTITUTIONALIZED PERSONS 16 YEARS OR OLDER 30,893 100%



SENSORY DISABILITY (BLINDNESS, DEAFNESS, VISION OR HEARING) 1,148 4%

PHYSICAL DISABILITY 2,689 9%

TOTAL PERSONS WITH DISABILITIES 3,837 13%

Source: 2000 Census; Claritas; Vogt Williams & Bowen, LLC









III-155

Note there may be some overlap in the above categories of disability,

causing the total number to appear higher. We have not included mentally

disabled residents since this group does not require a specific housing

product.



According to the 2000 Census, there are 3,837 persons aged 16 and older

with either a sensory or physical disability. It is reasonable to assume

caregivers and/or family members are providing services to these people and

are therefore not in one-person households. According to Claritas,

approximately 51.1% of all occupied housing units are renter-occupied.

Applying this renter percentage to the number of persons with disabilities

results in approximately 1,961 persons with disabilities living in renter-

occupied households. Based on the above analysis, in 2005, approximately

67.8% of all renter households (5,455 income-qualified renter households /

8,047 total renter households) are income-qualified renter households.

Applying 67.8% to the number of persons with disabilities living in renter

households results in 1,330 income-qualified persons with a disability living

in a renter-occupied household. This analysis is summarized below:



TOTAL PERSONS WITH DISABILITIES 3,837

(X) RENTER PERCENTAGE 51.1%

(=) RENTER HOUSEHOLDS WITH DISABLED RESIDENT 1,961

(X) BASELINE TARGETED INCOME-QUALIFIED RENTER HOUSEHOLDS (%) 67.8%

(=) TOTAL INCOME-QUALIFIED RENTER PERSONS WITH DISABILITIES 1,330



APPROPRIATE INCOME RANGE BY

TARGETED AMHI 0%-30% 31% - 40% 41% - 50% 51% - 60% 61% - 80% 81% - 100%

% BASELINE TARGETED INCOME-

QUALIFIED RENTER HOUSEHOLDS 31.5% 12.6% 11.8% 10.1% 19.0% 15.0%

X 1,330 1,330 1,330 1,330 1,330 1,330

TOTAL INCOME-QUALIFIED RENTER

HOUSEHOLDS WITH DISABLED RESIDENT 419 167 158 134 253 199





The above analysis assumes persons with disabilities have incomes

reflective of the general population. In reality, it is more likely persons with

disabilities will have lower incomes than the general population; therefore,

the above analysis understates the housing required to serve this component

at lower incomes. If units were developed to 100% of the above level, a

large number of vacancies would occur in the market since so many people

are cared for in conventional units.



We recommend a development target no more than 2% of total demand for

special needs households. Due to the limitations of accurate information

available pertaining to special needs households, we strongly recommend

any planned project conduct extensive interviews with appropriate local

service providers, caregivers, medical facilities, etc., to help determine the

demand of special needs households within that market and the type or

characteristics of the housing required.







III-156

At this time, there are six Tax Credit units planned for the disabled. Note

2% of 1,330 equals to 27 units.



F. HURRICANE IMPACT ON SUBMARKET HOUSING DEMAND



One major factor impacting the Houston MSA rental housing market at this

time is the evacuees from hurricanes Katrina and Rita. However, based on

interviews with local property managers and city officials, it does not appear

that the Heights Submarket has been significantly impacted. The five

properties surveyed indicated they have not received any hurricane

evacuees.









III-157


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