Of Interest-Auto Loans

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Auto Loans You have several options when it’s time to get your next auto loan... New or used, purchase or refinance - with competitive rates and terms your best bet for an auto loan is Qualstar! Get Pre-Approved for Your Next Auto Purchase When it’s time to trade-in or trade-up, Qualstar can provide you with the realistic rates and convenient terms that best meet your needs and your budget. Whether you’re purchasing new or used, call us to apply and then walk into the dealership with your pre-approval for even more purchasing power! Of Interest Other Benefits: GAP Coverage The actual value of your car can be less than what you owe on your loan. If your car is stolen or totaled, you might have to come up with a substantial amount out of your own pocket unless you have GAP Coverage. Only a one-time cost of $295.00 - far less than dealerships. Refinance (a.k.a.. “Move”) Your Existing Auto Loan to Qualstar Credit Guard Most people don’t realize how simple it is to move their auto loan financing. You could lower your payments and your rate just by calling us – we can take your application over the phone and give you an answer in minutes! Once you’re approved, we’ll contact your existing financing company, bank or credit union and make arrangements to pay off your existing loan. Protects you, your family and your credit rating when life takes an unexpected turn. Your loan payment will be cancelled without penalty, interest, or delinquency when a covered event occurs. Mechanical Breakdown Protection Make sure you’re covered after the factory warranty expires. Save up to 50% and increase the resale value of your car! Go Directly to a Local CUDL Dealership If you would rather walk directly in to a dealership, pick out a car, get your financing and drive it home all at the same time make sure it’s a Credit Union Direct Lending (CUDL) dealership. CUDL dealers can approve you for Qualstar financing right on the spot, handle the paperwork and give you the keys to take it home - just be sure to tell them you want your auto loan at Qualstar! And More... loan directly from your paycheck or account. Direct Payment or Payroll Deduction - Pay your auto As Simple as a Phone Call We’ll take your application right over the phone and, if approved, tell you how much you qualify for all in one phone call! NCUA Your funds federally insured to $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a US Government Agency Auto Insurance - You could qualify for a discount and set-up automatic monthly payments. For more information on Qualstar products & services: 1-800-848-0018 www.qualstarcu.com Giving credit where it’s due since 1952

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