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      By: Shayne Saucier
           Agent
Shayne R. Saucier
  The Shayne Saucier Insurance Agency is a
  highly recognized and respected insurance
  agency servicing Southwest Houston
  through auto, home, flood, life and
  commercial insurance.
  We take pride in the quality of our products
  and the quality of the service we offer.
Types of Home Protection

   There are two basic ways to protect your home
   through the purchase of insurance. The first is
   homeowners insurance which covers your home and
   its contents.

   The second is mortgage protection (an inexpensive
   life insurance policy that pays off your mortgage in
   the event of death).
The Special Form Package Policy

 The Special Form Homeowners Package Policy
 covers the dwelling, separate structures and loss of use
 on an accidental direct physical loss basis and the
 personal property on a named-peril basis. The named
 perils include such perils as fire, extended coverage,
 broad form and theft. In addition, this policy protects
 you and your family members against damages for
 which you are legally responsible, arising from bodily
 injury or property damage.
The Protector Plus and Renters Policy

The Protector Plus and Townhouse Protector Plus
Policies protects against identical perils as the Special Form
and adds many additional coverages.

The Broad Form Renters Package Policy cover the renter's
personal property and building additions and alterations and
loss of use on a named-peril basis. In addition, this policy
protects you and your family members against damages for
which you are legally responsible, arising from bodily injury
or property damage.
Townhouse and Condominium Policy
The Townhouse and Condominium Owners Package
Policy covers the dwelling and separate structures on an
accidental direct physical loss basis and personal property on a
named-peril basis. Loss of Use is covered on an accidental
direct physical loss basis for Townhouse and on a named peril-
basis for Condominium. In addition, this policy protects you
and your family members against damages for which you are
legally responsible, arising from bodily injury or property
damage.
Here is a list of the named perils covered:
1. Fire or lightning damage
2. Windstorm or hail damage
3. Damage caused by explosion
4. Damage caused by riots or civil disturbance
5. Aircraft damage
6. Vehicle damage
7. Smoke damage
8. Vandalism or malicious mischief
9. Loss from theft
10. Glass breakage
11. Damage caused by volcanic eruption
12. Falling objects
13. Damage caused by collapse due to weight of ice, snow or sleet
14. Freezing damage to plumbing, heating/air conditioning or household appliances
15. Accidental discharge or overflow of water from plumbing or a heating/air- conditioning
system
16. Damage from a sudden and accidental discharge of an artificially generated electrical
current
17. Damage caused by sudden and accidental tearing apart, cracking, burning or bulging of a
heating/air-conditioning system, a fire-prevention sprinkler system or an appliance for heating
water
How to Get the Lowest Rates

   Insurers frequently award lower rates to homeowners who guard
   against theft, accidents and other losses. And companies may
   provide discounts to premium for multiple-customers (home and
   auto). Here are some things you can do that generally qualify for
   lower premiums:
        •Secure your home with dead bolts and window locks.
        •Install a security system with outside signal and connection
        to local police.
        •Install and maintain smoke detectors.
        •Install a sprinkler system for fire.
        •Install a fire alarm that automatically alerts the local fire
        department.
        •Stop smoking.
        •Keep walks and entrance ways clear of snow and ice.
        •Purchase your auto and home insurance from the same
        company.
Keeping Your Policy Up-To-Date


Inflation, new purchases, additions -- there are many things
that can change the amount of insurance you and your
customers need for your home. The best way to know is to
reassess the value of your home and possessions on an
annual basis and adjust your insurance accordingly.

We will be happy to provide you with a no-obligation in-
home Farmers Friendly Review to help you.
Why do business with Shayne Saucier?


  24/7 Customer Support
  Professional Agent and Support Staff
 Agent who is willing to work on short notice and
 get the job done right the first time.
 Committed to bringing you the highest quality
 service that you deserve!
Shayne R. Saucier
Address
Work Phone:
Home Phone:
Cell Phone:
Email address:

				
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