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Important Tips For Home Buyers

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					                                                    Presented by Daniel Toriola


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                                                      Important Tips For Home Buyers
                                                                  By Samuel Murray



    If you are considering buying a home or have spent many years saving in preparation of buying a
home, the questions and process involved in buying a home can be extremely stressful. As exciting as
it is to begin looking for your new home, there are many unexpected costs and details to be considered
before contacting a real estate agent. Home buyers should be aware of every aspect involved in
purchasing a home before they take that big step towards home ownership.

You will want to get the most value possible for your money. You should be aware of every detail in
regard to the home you wish to purchase. Home inspections can reveal many hidden flaws and
problems that could cost you thousands of dollars in repairs. Be aware of your right to a home
inspection and contact a professional, licensed home inspector.

Compare the mortgage terms and interest rates offered by various mortgage lenders. Even a slight
difference in your interest rate can add up to thousands of dollars over the length of your mortgage. A
pre-approval from the lender of your choice will not only give you added confidence when shopping for
a new home, but could give you added leverage when bargaining with the seller. A pre-approval will let
you know the exact amount you are approved for and will save you time after your offer has been
accepted by the seller.

Using a buyer agent is an excellent way to help protect your interests when shopping for a home. A
buyer agent will be responsible for helping you get the best deal possible on your new home. While
shopping for a home, be aware that certain features can adversely affect the resale value of the home.
Detached garages and swimming pools can actually lessen the value of the property. Protect your
investment by educating yourself on the home buying process and the way property is appraised.

You can make the home buying process fast and painless if you take some precautions along the way.
Choose your lender carefully. Interest rates and closing costs vary from lender to lender and the
difference could mean thousands of dollars over time. There are numerous flexible loan programs
available. Finding the loan that will best suit your long term needs will be of great value to you when it
is time to sell the home. Just a half point difference in your interest rate will translate into a lot of money
over the years.


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Keep in mind that there are additional costs involved in purchasing a home. Homeowners association
fees, furniture, annual heating and cooling costs, and homeowners insurance need to be considered
when planning to purchase a new home. Buying a new home does not have to be stressful and
frustrating. Make sure you know the facts and your home buying experience will be quick and painless.

This article provided courtesy of http://www.utah-real-estate-shopper.com




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                                               2007: Home Features That Buyers Want
                                                             By Real Estate Advisor



 Extra garage space emerged among the top home feature preferences of home buyers in the latest
home buyer preference survey conducted by National Association of Realtors (NAR).

The survey titled "2007 Profile of Buyers' Home Feature Preferences" brings to the forefront the
changes that have taken place in home buyers' preferences when it comes to what they want in their
homes. Conducted among buyers who purchased homes last year, the survey focused on their
preferences among 75 home features and room types.

Here is a list of the top features that home buyers want in a house.

1. Extra garage spaces - Most home owners have oversized garages as top priority in their home
feature preferences. According to NAR's survey, the number of home buyers who prefer bigger
garages has increased by 16% from 2004 to 57%. The percent of home owners who are willing to pay
more for an oversized garage has also increased from 6% in the 2004 survey to 56% in 2007.

2. Air conditioning - Air conditioning is a top priority and was ranked 'very important' by three out of
every four respondents.

3. Walk-in closet - Walk in closets in master bedrooms is another feature that 53% of home buyers
considered important.

4. Hardwood floors - Hardwood floors are more popular with 28% of home buyers ranking it as very
important, an increase by 7% since 2004.

5. Granite countertops - Granite countertops was assigned the 'very important' status by 23% of home
buyers for their homes.

6. Cable/satellite TV-ready - Cable and Satellite TV ready homes are important for 46% of home
buyers, an increase by 6% from 2004.

7. Energy efficiency - The survey also points out the popularity of energy efficient homes among home
buyers in general and new home buyers in particular. Among new home buyers, 65% have termed
energy efficiency features in their homes as 'very important', compared to 39% of home buyers of
existing homes.

The survey also showed that these home preferences varied largely among home buyers based on
their regional locations as follows.

South and Midwest: Home buyers in the South (91%) and Midwest (81%) wanted their homes to have
central air conditioning over any other feature. Master bedroom walk-in closets were very important for
66% of home buyers in the South while 61% of Midwesterners wanted oversized garages.

Northeast: Among buyers of the Northeast, 53% wanted homes with a backyard or play area as a
priority followed by central air conditioning, preferred by 41%.


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West: Oversize garages were the top priority of 66% buyers in the West followed by central air
conditioning (59%).

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