Cover Letter - Free Credit Report from Background Check


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									This is a Cover Letter for Free Credit Report from Background Check. The letter
indicates that a company would like to perform a background check, and hire a third
party to conduct a credit report and asks the applicant to consent. The letter complies
with Federal (Fair Credit Reporting Act) and California (Consumer Credit Reporting
Agencies Act) law, contains indemnification language, and provides the applicant an
opportunity to receive a free copy of the credit report. Additionally, it can be customized
to provide for any additional industry specific language that may be necessary. Use this
form when conducting a credit check on an applicant.
                       ___________ [Instruction: Insert Company Name]
                     ___________ [Instruction: Insert Company Address 1]
                     ___________ [Instruction: Insert Company Address 2]

                                                           ___________ [Instruction: Insert Date]

___________ [Instruction: Insert Applicant Name]
___________ [Instruction: Insert Address 1]
___________ [Instruction: Insert Address 2]

       Re:     Applicant Background Check/Credit Report

Dear ___________ [Instruction: Insert Applicant Name],

        We at ___________ [Instruction: Insert Company Name], are glad that you have
applied for the position of ___________ [Instruction: Insert Position]. In connection with our
review of your application, we would like to contact your personal references, professional
references, educational institutions, and other companies and/or people that you have listed on
employment application, resume, references and/or curriculum vitae (individually and
collectively, the “References”), all in accordance with Company’s reasonable employee
background check procedure and screening process. Your signature below authorizes us to
speak to the References and authorizes each Reference to disclose to us, in good faith, any
information they may have regarding your qualifications and fitness for employment.

        In addition, in connection with our standard background check procedure, we would like
to run a credit report, in accordance with the provisions of the Fair Credit Reporting Act, 15
U.S.C. §§1681 et seq. (“FCRA”) and the Consumer Credit Reporting Agencies Act, CA Civil
Code §1785 (“CCRAA”). A credit check is being requested because the position that you are
applying for is ___________ [Instruction: Insert Why Credit Check Can Legally be
Performed]. With your consent, the credit report will be performed by ___________
[Instruction: Insert Credit Report Company], [Instruction: Insert
web address of Credit Report Company]. Information in the credit report may be used to
make an adverse decision about your fitness for the position. You will be informed if any
information in your credit report leads to such an adverse decision. If you would like free a copy
of the credit report, please indicate so in the check box below. Your signature below indicates
that you have been advised of your rights under applicable law and consent to our hiring of
___________ [Instruction: Insert Credit Report Company] to perform a credit report.

         Please signify your acceptance to the foregoing terms by signing and returning this letter
to me no later than ___________ [Instruction: Insert Date]. Your signature indicates that you
agree to hold us and our officers, employees, or related personnel, harmless from any and all
liability for claims, liabilities, causes of action, damages, judgments, attorneys’ fees, court costs,
and expenses or damages of whatever kind, related to the exchange of such reasonable and
necessary information disclosed to us during the course of the employment background check,
screening process and credit report.
                                             Very Truly Yours,

                                             [Instruction: sign]
                                             ___________ [Instruction: Insert Name of
                                             Signatory], ___________ [Instruction: Insert

I hereby accept each of the terms and conditions set forth in this letter regarding the employment
background check, screening process and credit report.

Signature of Candidate


    By checking this checkbox, I further indicate that I would like a free copy of the credit
     report run performed by ___________ [Instruction: Insert Credit Report Company].

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