This is a Cover Letter for Free Credit Report from Background Check. The letter indicates that a company would like to perform a background check, and hire a third party to conduct a credit report and asks the applicant to consent. The letter complies with Federal (Fair Credit Reporting Act) and California (Consumer Credit Reporting Agencies Act) law, contains indemnification language, and provides the applicant an opportunity to receive a free copy of the credit report. Additionally, it can be customized to provide for any additional industry specific language that may be necessary. Use this form when conducting a credit check on an applicant.