Identity Theft - Don’t Be A Victim
Identity theft is one of the fastest growing crimes in North America. For many of us this is a new
phenomena, something we know very little about. Take this opportunity to learn more about what
some in law enforcement are calling an epidemic. At Liberty Mutual, we hope this information will
help you to remember to always safeguard your personal information and to contact the authorities
immediately if you think you have become a victim of identity theft.
TAKE THESE FIVE IMPORTANT STEPS TODAY TO PROTECT YOUR NAME,
CREDIT AND REPUTATION:
1. REVIEW YOUR CREDIT REPORT at least twice a year. See if there are accounts or
addresses you don’t recognize. Is your social insurance number correct? Have there been more
credit inquiries than normal? Any of these may be early signs of identity theft. If you find
something suspicious on your credit report, call the agency’s fraud hotline immediately. You also
may want to add a consumer fraud alert, which asks creditors to telephone you each time a new
account is opened in your name.
2. LIMIT THE USE OF YOUR SOCIAL INSURANCE NUMBER this can aid a thief the
most. Never give it to someone who calls you on the phone, don’t carry the card in your wallet
and never print it on your cheques.
3. SHRED IMPORTANT PAPERS especially credit card solicitations with a crosscut shredder.
Some identity thieves’ piece cut papers back together.
4. DON’T USE YOUR MOTHER’S MAIDEN NAME as a password on personal accounts;
it’s too easy to learn. Change it to another word with the creditors.
5. SAFEGUARD CHEQUE USE. When writing cheques to pay credit card accounts, don’t put
the complete account number on the “for” line. Put your work phone number on your cheques
instead of your home number.
If you suspect identity fraud, do the following
Stolen Identification - Immediately report stolen identification to the police.
Stolen Credit Cards - Report immediately by phone, and request replacements with new card
numbers.) Follow up in writing.
Stolen Cheques - Notify your bank.
ATM Cards - Obtain new ATM cards and new passwords.
To learn more about identity theft, visit: