Use A Forensic Loan Audit To Prove You Are The Victim Of A Predatory Loan by quietactiontitle


Banks have been committing a staggering amount of violations. A forensic loan audit can determine if you have been a victim.

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									    Use A Forensic Loan Audit To
    Prove You Are The Victim Of A
           Predatory Loan
Did you know that it is estimated that nearly 80% of all home mortgage loans have
multiple violations of both TILA and RESPA? These violations have put many
homeowners in danger of losing their homes to foreclosure. The amount of
homeowners now at risk because of the predatory actions of Bank of America, JP
Morgan Chase, GMAC, Wells Fargo and others is staggering. If you have had to deal
with them with your mortgage over the last decade, then there is a good chance that
you could be a victim of a predatory loan. You can find out if you have been a victim
of a predatory loan by having a forensic loan audit examine all of your documents in
order to find any violations.

A forensic loan audit will make sure that your loan complies with all state and
federal predatory lending laws, such as RESPA, TILA, HOEPA, UDAP, ECOA and OCC.
Lost documents, incorrect appraisals, improper notices and other violations that are
becoming increasingly commonplace when dealing with a predatory lender means
that a large number of mortgage loans could be legally unenforceable. A forensic
loan audit that has the potential to give you legal recourse against your lender will
help them sit up and take notice of you, and potentially move you to the front of the
line when it comes to renegotiating the terms of your loan through a loan mod.

Another benefit of a forensic loan audit is that it will examine your documents and
determine if there have been other violations such as excessive and unnecessary
fees and high interest rates, to more basic violations such as incomplete loan
applications or incorrect dates. If any of these are discovered by your forensic loan
audits, it may be able to open doors allowing a homeowner at risk of defaulting on
their loan and going into foreclosure to obtain a loan mod that could significantly
lower a mortgage payments. If a forensic loan audit discovers more serious
violations, this could give a homeowner legal recourse against a lender and in some
rare cases, be able to have their loan rescinded.

Remember, predatory lenders such as Bank of America and JP Morgan Chase don’t
care about the homeowner at all. The only thing that matters to them is their
bottom line and taking your money. This is why you should not hesitate to contact
Tila Solutions to give you the help you need in the form of a forensic loan audit. For
over a decade, Tila Solutions has been looking out for the homeowner with their
forensic loan audits and securitization audits. If you need help stopping
foreclosure, a Tila Solutions Consultant is available by telephone at (702) 508-0335.
Or you can visit the Tila Solutions website at loan audits.

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