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Identity Theft - Security For A Digital World

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Identity Theft - Security For A Digital World Powered By Docstoc
					                                                    Presented by Daniel Toriola


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                                              Identify Theft: Security for a Digital World
                                                                    By Herman Lee




If you’ve opened up the newspaper lately, turned on the radio, or spoke with a colleague, chances are
you will have heard of the new rampant levels of identify theft that is taking place and growing to new
heights each year. You or someone you know may have already been a victim of this serious crime.

Why should you worry about identify theft? For one thing, a seriously damaged credit report can ruin
your chances of getting a new job, a bank loan, insurance, and even rental housing. In the worst case
scenario you could even be arrested if someone utilized your identity to commit a crime.

Here are some tips to help reduce the chances of having your identity compromised:

1. When making a credit card purchase, blank out the 12 numbers of your credit card number on the
printed receipt (assuming that all 16 are printed as some places still do). This holds especially true at
restaurants. Try not leaving the signed receipt left on the table with all numbers visible. You are
permitted by law to mark out 12 of them so that passerby’s can’t get a glance and memorize your credit
card number.

2. Avoid relaying your social security number to anyone unless it’s absolutely required. Use common
sense in most cases, for example to open a bank account you will probably need to give out your
social security number, but if a store clerk simply wants to use your social security number to use as an
ID, then you should reserve from doing so in most cases.

3. Have access to a personal shredder. For any documents you plan on throwing away it helps to
shred anything that contains personally identifiable information including social security, credit card
numbers, phone numbers, and birth date.

4. In the worst case scenario, i.e. if your identify has been stolen, here are some steps to assuage the
situation: Contact your credit card companies and have them close your accounts as well as issue new
cards for you. Put a fraud alert via one the three major credit bureaus. One will notify the other two
automatically. File a police report to use as evidence when creditors ask for it. File a notice or
complaint with the Federal Trade Commission, which manages a database of identity theft related
cases which are used by law enforcement personnel for their investigations.

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Try to use your intuition in most cases. The most reported incidents of identity theft generally are not
necessarily the most technologically sophisticated.

Learn the tricks of the trade to make those identity thieves have a run for their money (
http://www.buysecuritycamera.com/ ) using some of the latest computer and digital surveillance
camera technologies ( http://www.buysecuritycamera.com/digital-surveillance-camera.htm ).




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       Identity Theft Statistics Now Show That There Has Been An Increase In Id Theft Online
                                                       By Ann Marier



 Identity theft is one of the most troubling problems of the modern world. Although it is hard to come by
good identity theft statistics, one thing is clear. Credit card theft and other forms of theft of identity are
on the rise. If this was not troubling enough, consider the fact that you never know when your identity is
being stolen. You will only find out days, weeks, or even months later. It is almost impossible to prevent
identity theft. At best, all you can do is take steps to make it easier to recover your identity.

Identity theft stats do make one thing clear: people who take steps to protect their identities are much
less vulnerable. Identity theft statistics tell us that people who keep good financial records, make sure
that their Internet accounts are well protected, frequently change passwords, and regularly check their
credit, are less likely to be victimized. When they are the victim of identity theft, these people can
resolve the issue much more quickly. It is easier for them to prove that their identity has been stolen
and that they are not responsible for any purchases that have been made in their name.

Statistics on identity theft, however, tell us nothing about which steps are the most important, and
which ones can be ignored. Because identity theft is such a new problem, identity theft statistics are
not all that sophisticated yet. The only solution is to take all the steps that you can to protect your
identity. This can prove costly, but it is worth it! For example, according to recent identity theft statistics,
if your computer is well secured you are several times less likely to have your identity stolen.

According to identity theft statistics, it is as important to take precautions when you go on vacation as
when you are at home. When you are traveling, particularly if you're going for an extended stay, you
are vulnerable. You will not see the mail coming into your house, and will be unaware of unusual
charges on your bank account until it is too late. Fortunately, identity theft protection works whether or
not you are at home. Identity theft statistics, in fact, do not indicate a significant difference in security
between people who are home, and people who are traveling abroad. As long as you protect your
identity, you are at a much lower risk of having it stolen. The most important thing is not to delay. Every
day without theft protection is another day when you could be victimized.

Ann Merier a prolific writer has written many articles about family health and house and garden Topics.
http://infraredsauna.4houseandgarden.com http://meatsmokers.4houseandgarden.com
http://u-can-prevent-id-theft.com




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DON'T BE A VICTIM. Use PROVEN fraud protection techniques to SAFEGUARD YOU and YOUR FAMILY against IDENTITY THEFT.
                                                                                                                     Page 3
                                             Presented by Daniel Toriola




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Identity Theft Statistics Now Show That There Has Been An Increase In Id Theft Online
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