VernalWOWBudget-GENERIC2011

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VernalWOWBudget-GENERIC2011 Powered By Docstoc
					     Created by:     Vernal Banton, CSEM       FINANCIAL FITNE$$
                                           for The Retail Source                                     JVS Toronto, 74 Tycos Drive, Toronto, Ontario, M6B 1V9, (416) 787-1151, ext. #29

                            MONTHLY BUDGET FOR:                                                      SEPTEMBER               2011                for

                                           LEGEND:             1st PAY $ and LAST PAY $ combined represent a monthly income schedule


                                           M   A     N     D       A       T       O    R    Y            E    X   P   E     N S    E   S

            LISTING           DUE DATE      1st PAY $      Last PAY $ ACTUAL OWED                    ACTUAL PAID           PAID DATE        RESULT: + - 0
 1   Rent                  1st                             $               -       $             -                                                      $0.00
 2   Grocery               weekly                                                  $             -                                                      $0.00
 3   Local Phone line      19th                                                    $             -                                                      $0.00
 4   Cell Phone            15th                                                    $             -                                                      $0.00
 5   Transportation        28th                                                    $             -                                                      $0.00
 6   Savings Deposit       1st                                                     $             -                                                      $0.00
 7   RSP contribution      30th                                                    $             -                                                      $0.00
 8   Life Insurance        16th                                                    $             -                                                      $0.00
 9   Utility Bill 1        30th                                                    $             -                                                      $0.00
10   Utilty Bill 2         16th                                                    $             -                                                      $0.00
11   Contents Insurance    15th                                                    $             -                                                      $0.00
12                                                                                 $             -                                                      $0.00

     TOTALS>>>                                     $0.00           $0.00                     $0.00            $0.00                                    $0.00


                                           A   D     D I       T       I       O       N A   L           E    X    P   E    N S     E   S

            LISTING           DUE DATE      1st PAY $      Last PAY $ ACTUAL OWED                    ACTUAL PAID           PAID DATE        RESULT: + - 0
1 Laundry                  weekly                                                  $             -                                                      $0.00
2 Dry Cleaning             biweekly                                                $             -                                                      $0.00
3 Donations                optional                                                $             -                                                      $0.00
 4   Medical Expenses      when required                     $     -                  $0.00
 5   Debts-Miscellaneous   optional                          $     -                  $0.00
 6   Entertainment         weekly                            $     -                  $0.00
 7   Shopping              optional                          $     -                  $0.00
 8   Travel Money          optional                          $     -                  $0.00
 9   Line of Credit        15th                              $     -                  $0.00
10   Loans                 25th                              $     -                  $0.00
11   Utility Bill 1        5th                               $     -                  $0.00
12   Utility Bill 2        19th                              $     -                  $0.00
13   Contents Insurance    18th                              $     -                  $0.00
14   Pet Care Expenses     when required                     $     -                  $0.00
15   Gifts                 optional                          $     -                  $0.00
16   Child Care Expenses   20th                              $     -                  $0.00
17   Subscription          19th                              $     -                  $0.00
18   Car Payments          16th                              $     -                  $0.00
19   Car Fuel              weekly                            $     -                  $0.00
20   Credit Card A         7th                               $     -                  $0.00
21   Credit Card B         18th                              $     -                  $0.00
22   Cable Bill            3rd                               $     -                  $0.00
23                                                           $     -                  $0.00
24                                                           $     -                  $0.00
25                                                           $     -                  $0.00
26                                                           $     -                  $0.00
27                                                           $     -                  $0.00
28                                                           $     -                  $0.00
29                                                           $     -                  $0.00
30                                                           $     -                  $0.00
31                                                           $     -                  $0.00

     TOTALS >>>                              $0.00   $0.00       $0.00       $0.00   $0.00


                                           FINANCIAL STANDING FOR THE MONTH
                           TOTAL INCOME:                     INSTRUCTIONS:
TOTAL MANDATORY EXPENSES OWED:            Please do not DELETE the TOTALS sections, as they have

TOTAL ADDITIONAL EXPENSES OWED:           pre-formulated fields that adjust with each new entry



GRAND TOTAL DIFFERENCE:           $0.00


FINAL COMMENTS:
FIRST AND LAST NAME




        COMMENTS




        COMMENTS
     CREATED BY:           Vernal Banton for FINANCIAL FITNE$$
                           MONTHLY BUDGET FOR:
                                                 LEGEND:             1st PAY $ and LAST PAY $ combined represent a mo

                                                 M   A     N     D       A       T   O     R   Y            E   X
           LISTING           DUE DATE             1st PAY $      Last PAY $              ACTUAL OWED
 1   Mortgage (P & I)      1st                                                                      $0.00
 2   Grocery               1st, 2nd, 3rd & 4th                                                      $0.00
 3   Home Insurance        16th                                                                     $0.00
 4   Transportation        27th                                                                     $0.00
 5   Savings Deposit       28th                                                                     $0.00
 6   RSP contribution      1st                                                                      $0.00
 7   Life Insurance        30th                                                                     $0.00
 8   Internet - ROGERS     16th                                                                     $0.00
 9   Cell Phone - CHAT-R   1st, 2nd, 3rd & 4th                                                      $0.00
10   Cell Phone - WIND     16th                                                                     $0.00
11   Cable - ROGERS        8th                                                                      $0.00
12 Utilty Bill 2           22nd                                                                     $0.00
     TOTALS>>>                                        $0.00              $0.00                     $0.00



                                                 A   D     D I       T       I   O       N A   L            E   X   P
           LISTING           DUE DATE             1st PAY $      Last PAY $              ACTUAL OWED
 1   Laundry               weekly                                                    $                -
 2   Dry Cleaning          biweekly                                                  $                -
 3   Donations             optional                                                  $                -
 4   Medical Expenses      when required                                             $                -
 5   Debts-Miscellaneous   optional              $         -                         $                -
 6   Entertainment         weekly                                                    $                -
 7   Shopping              optional                                                  $                -
 8   Loan - TD VA          5th                                                       $                -
 9   Loan - TD Vacation    15th                                                      $                -
10   Loan - RBC            25th                                                      $                -
11   CreditLine - BMO      5th                                                       $                -
12   Utility Bill 2        19th                                                      $                -
13   Contents Insurance    18th                                                      $                -
14   Pet Care Expenses     when required                                             $                -
15   Gifts                 optional                                                  $                -
16   Child Care Expenses   20th                                                      $                -
17   Subscription          19th                                                      $                -
18   Car Payments          16th                                                      $                -
19   Car Fuel              weekly                                                    $                -
20   Credit Card A - HBC   7th                                                       $                -
21   Credit Card B - TD    18th                                                      $                -
22   Credit Card C - BMO   3rd                                                       $                -
23   Therapy               varies                                                    $                -
24                                                                                   $                -
25                                                                  $     -
26                                                                  $     -
27                                                                  $     -
28                                                                  $     -
29                                                                  $     -
30                                                                  $     -
31                                                                  $     -
     TOTALS >>>                             $       -       $   -       $0.00


                                            FINANCIAL STANDING FOR THE M
                            TOTAL INCOME:       $1,800.00
     TOTAL MANDATORY EXPENSES OWED:             $1,550.00
     TOTAL ADDITIONAL EXPENSES OWED:            $1,000.00
     GRAND TOTAL DIFFERENCE:                    ($750.00)


     FINAL COMMENTS:
             OCTOBER                  2011               for
Y $ combined represent a monthly income schedule

 Y              E    X     P    E     N S       E   S
            ACTUAL PAID             PAID DATE       RESULT: + - 0
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                        $0.00                                  $0.00



 L            E     X     P     E    N S     E      S
            ACTUAL PAID             PAID DATE       RESULT: + - 0
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                                                $0.00
                                               $0.00
                                               $0.00
                                               $0.00
                                               $0.00
                                               $0.00
                                               $0.00
                                               $0.00
                $0.00                         $0.00


G FOR THE MONTH
    INSTRUCTIONS:
    Please do not DELETE the TOTALS
    sections, as they have pre-formulated
                            a new entries
    fields that adjust with every new entry
Vernal Banton



          COMMENTS




          COMMENTS
Created by:   Vernal Banton, CSEM            for The Retail Source                          JVS Toronto, 74 Tycos Drive, Toronto, Ontario, M6B 1V9, (416) 787-1151, ext. #290
                                                                           for FINANCIAL FITNE$$
MONTHLY BUDGET FOR:                                                          SEPTEMBER                                      2011                       for         FIRST AND LAST NAME
                                                                                                                                                      Monthly Budget September 2007
              LISTING                         DOLLAR VALUE $
                                                                            $16,000.00                                                                                                  $14,500.00
                                                                            $14,000.00                                                                                                                  GRAND TOTAL INCOME RECEIV
    GRAND TOTAL INCOME RECEIVED                               $4,000.00     $12,000.00
     TOTAL MANDATORY EXPENSES PAID                            $2,200.00     $10,000.00                                                                                                                  TOTAL MANDATORY EXPENSES

     TOTAL ADDITIONAL EXPENSES PAID                             $120.00      $8,000.00
                                                                                                                                                                                                        TOTAL ADDITIONAL EXPENSES
                                                                             $6,000.00
                                                                                          $4,000.00
                                                                             $4,000.00                                $2,200.00                        $2,320.00
       GRAND TOTAL EXPENSES PAID                             $2,320.00       $2,000.00
                                                                                                                                                                      $1,680.00                         GRAND TOTAL EXPENSES PAID
                                                                                                                                    $120.00
        GRAND TOTAL SAVINGS EARNED                           $1,680.00          $0.00                                                                                                                   GRAND TOTAL SAVINGS EARNE
       GRAND TOTAL LIABILITIES OWED                         $14,500.00                   GRAND TOTAL    TOTAL                       TOTAL    GRAND TOTAL GRAND TOTAL GRAND TOTAL
                                                                                           INCOME    MANDATORY                    ADDITIONAL  EXPENSES     SAVINGS    LIABILITIES
                                                                                          RECEIVED    EXPENSES                    EXPENSES      PAID       EARNED        OWED                           GRAND TOTAL LIABILITIES OWE
                                                                                                         PAID                        PAID
                                                            TOTAL
                GRAND TOTAL              TOTAL            ADDITIONAL                                                                                  $ Financial Standing Overview ~ Chart 1.1
                   INCOME             MANDATORY         EXPENSES PAID,
                 RECEIVED,           EXPENSES PAID,       $120.00, 1%
                $4,000.00, 16%        $2,200.00, 9%


                                                                                                                                                      SEPTEMBER 2007 BUDGET
                                                         GRAND TOTAL        $16,000.00                                                                                                               GRAND TOTAL INCOME RECE
                                                        EXPENSES PAID,
                                                                                                                                                                                       $14,500.00
                                                         $2,320.00, 9%      $14,000.00
                                                                                                                                                                                                     TOTAL MANDATORY EXPENS
                                                                            $12,000.00
                                                                            $10,000.00                                                                                                               TOTAL ADDITIONAL EXPENSE
                                                                             $8,000.00
                                                           GRAND TOTAL                                                                                                                               GRAND TOTAL EXPENSES PA
                                                                             $6,000.00
                                                             SAVINGS                       $4,000.00
                   GRAND TOTAL
                     LIABILITIES
                                                             EARNED,         $4,000.00                                $2,200.00                        $2,320.00                                     GRAND TOTAL SAVINGS EARN
                                                           $1,680.00, 7%                                                                                             $1,680.00
                       OWED ,                                                $2,000.00
                   $14,500.00, 58%                                                                                                  $120.00                                                          GRAND TOTAL LIABILITIES OW
                                                                                  $0.00      GRAND TOTAL




                                                                                                                                       XPENSES PAID




                                                                                                                                                                        VINGS EARNED
                                                                                                                                                                         RAND TOTAL
                                                                                                                                       ADDITIONAL
                                                                                                           RECEIVED
                                           GRAND TOTAL




                                                         EXPENSES PAID




                                                                                   SAVINGS EARNED
                                                                                    GRAND TOTAL
                                                           ADDITIONAL
                                            RECEIVED
                                             INCOME




                                                             TOTAL
                                                                         FINANCIAL STANDING ~ Chart 2.1




   INSTRUCTIONS:
Simply input your correct figures in the
 Dollar Value $ section, and the chart
  wiill adjust as per your modications.
   GRAND TOTAL INCOME RECEIVED


   TOTAL MANDATORY EXPENSES PAID


   TOTAL ADDITIONAL EXPENSES PAID


   GRAND TOTAL EXPENSES PAID


   GRAND TOTAL SAVINGS EARNED


   GRAND TOTAL LIABILITIES OWED




GRAND TOTAL INCOME RECEIVED

TOTAL MANDATORY EXPENSES PAID

TOTAL ADDITIONAL EXPENSES PAID

GRAND TOTAL EXPENSES PAID

GRAND TOTAL SAVINGS EARNED

GRAND TOTAL LIABILITIES OWED

				
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