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					                                        Re: health care reform?????

Re: health care reform?????

Source: http://sci.tech−archive.net/Archive/sci.econ/2009−03/msg00110.html



      • From: "Rod Speed" <rod.speed.aaa@xxxxxxxxx>
      • Date: Sat, 14 Mar 2009 08:51:42 +1100

AZDuffman wrote

        Rod Speed <rod.speed....@xxxxxxxxx> wrote

                AZDuffman wrote



                How many times do you need to have your nose rubbed in the
                FACT that hordes of americans have no insurance and cant get
                any insurance and even when they do have insurance, they can
                still be bankrupted by a serious medical problem and that once
                they have that serious medical problem, they cant even get insurance
                that covers it anymore when they change jobs as all of them do.



                THATS the problem with the american system currently.



        And insurance will be less expensive when we get rid of the
        idea that it is to cover everything and not the routine stuff.
        Then premuims will adjust accordingly.


Not by enough to make any significant difference on who can afford the premiums.

Or do a damned thing about those who are refused insurance because of their medical situation.


        But when you have Obama saying "I want insurance to cover yearly mamograms"


That can make sense when it avoids the much higher cost of much later detection of cancer.


        then the cost of insurance will go up by
        at least the cost of that mamogram.


Re: health care reform?????                                                                      1
                                         Re: health care reform?????


But can go down by the savings made on the much later treatment of
the cancer when its too late to just cut it out and carry on regardless.


        As to portability that is also solved by my system.


No it isnt with the cover for the cost of serious medical problems.


        Just get out of the mindset that your insurance changes with your job.


Still does even with your HSAs.


        Let the employer give you a voucher or
        whatever and you pay a plan directly.


They'll still cancel your cover when you end up with a serious medical problem.


        Change jobs, keep the same insurance. Just like
        you do with car insuance−−it stays with you, not the job.


Pity that you wont be able to afford the premiums when between jobs.

You can with the car if you have a clue.


                         Insurance is to cover unexpected costs/disasters.



                 Pity that so many are refused it or cant afford it.



        Medicaid is there for the truly bad−off.


Have fun explaining how come the bulk of the bankruptcies
are those with serious medical problems.


        Other gaps can be filled without destroying the good care we now have



Re: health care reform?????                                                       2
                                       Re: health care reform?????


Not one modern first world country has destroyed the good care they had.


        and putting the government in charge.


You've just claimed that its already in charge with medicaid.


        Hillary Clinton once said, "I can't be responsible for every undercapitalized
        business in America" in response to the cost of her plan.


Pity that every other modern first world country gets its health care for HALF
the percentage of GDP that the US is stupid enough to piss against the wall.


        The left loves her. Wonder if they feel the same for the individual?


Who cares ? They're completely irrelevant.


                        But in the USA people thing their insurance should give
                        them $5
                        office visits and perscriptions. So, for those of you in Rio
                        Linda,
                        THE MAJOR MEDICAL INSURANCE WOULD PAY
                        FOR YOUR
                        HIP REPLACEMENT AFTER YOU MET THE
                        DEDUCTIBLE.



                NOT WHEN THEY WONT INSURE YOU OR YOU CANT AFFORD THE
                PREMIUMS.



        If the premiums were just for the major stuff they would not be $800/month.


They wouldnt drop enough to matter. The bulk of
the premiums goes on the massive paper shuffling
bureaucracy and the cost of serious medical problems.


                See mine on that mindless shit of yours.



Re: health care reform?????                                                             3
                                        Re: health care reform?????
        More foul language, you are clearly running out of intelligent things to say.


You in spades with that mindless silly shit of yours just above.


                         Then put more aside instead of buying a new Camry
                         every three years. Government aint gonna produce it
                         out of thin air either no mater how high they tax us.



                 Dont need any thin air when you HALVE the percentage of the GDP
                 thats pissed against the wall in the insurance system currently.



        No proof that will happen.


Corse there is when every single modern first world country
pays HALF the percentage of their GDP that the US does.


        Government spending on Medicare alone proves that.


Like hell it does.


                                                                          There
                                                                          should
                                                                          also
                                                                          be
                                                                          a
                                                                          financial
                                                                          incentive
                                                                          for
                                                                          people
                                                                          to
                                                                          (irrevocably)
                                                                          agree
                                                                          that
                                                                          insurance
                                                                          will
                                                                          not
                                                                          pay
                                                                          for
                                                                          "heroic
                                                                          measures"
                                                                          when

Re: health care reform?????                                                               4
                              Re: health care reform?????
                                                            they
                                                            are
                                                            terminally
                                                            ill.



                                                    Not
                                                    practical
                                                    either.
                                                    There
                                                    will
                                                    always
                                                    be
                                                    changes
                                                    in
                                                    what
                                                    is
                                                    considered
                                                    to
                                                    be
                                                    heroic
                                                    measures
                                                    and
                                                    its
                                                    impossible
                                                    to
                                                    define
                                                    that
                                                    anyway.



                                             Wrong.
                                             We
                                             define
                                             what
                                             can
                                             and
                                             cannot
                                             be
                                             done
                                             to
                                             keep
                                             someone
                                             alive
                                             in
                                             living
                                             wills
                                             everyday.


Re: health care reform?????                                              5
                                     Re: health care reform?????



                                              That isnt
                                              defining
                                              heroic
                                              measures,
                                              fool.



                                      That is exactly defining
                                      heroic measures. You say
                                      what they want to do to save
                                      you and what not to do.



                               Not even possible to do that
                               IRREVOCABLY forever when
                               medical technology changes so much over
                               time, fool.



                      Sure it is.



              Yes, you can certainly refuse any medical treament, but even someone
              as stupid as you should be able to grasp that plenty will want to
              change their mind on that when new medical proceedures make it
              possible to fix medical problems that couldnt be fixed in the past.



      So you ammend the plan.


Pity he said IRREVOCABLE.


      A smart insurance company will do that on a regular basis.


Pity he said IRREVOCABLE.


.




Re: health care reform?????                                                          6

				
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