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Auto Insurance Rates - Should You Reduce It

VIEWS: 2 PAGES: 5

									                                          Presented by Daniel Toriola


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                                      How Do I Lower My Auto Insurance Rates?
                                                    By A. Chris Tijerina



  How Do I Lower My Auto Insurance Rates?
 by: A. Chris Tijerina

Since there are many factors that go into determining your auto insurance rates, there are many
chances to lower your rates.

If you change jobs and your drive to work changes or you stop working or you work from home, you
should contact your insurance company.

If you have a teen driver and they go to school over 100 miles away without a car then you should be
able to get a discount.

If you get married and are in your teens or twenties call your insurance company and see about
combining your policies.

Take defensive driving if your state allows it for a discount.

See if increasing your comprehsive and collision deductibles will save you a lot of money. You need to
compare what you're saving and how much more you will have to pay if you file a claim. For example,
if you go from $500 to a $1000 deductible and it lowers your insurance $50 per 6 months then it saves
you $100 a year.

It will take you 5 years to break even from what you are saving compared to how much more you have
to pay.

Now, if it saves you $250 every six months then it would be more worth your while.

See if combining your auto and home insurance polices will qualify for a multi policy discount with your
current company. This could be a substantial discount.

One of the biggest ways you could save $200-$500 or more a year is shopping around for insurance.
The auto insurance industry is very competitive and this is great news for smart consumers like
yourself. Shop for auto insurance quotes here and see how much you can save.

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                                                                                                                   Page 1
                                            Presented by Daniel Toriola




A. Chris Tijerina is the publisher of the site http://www.insurance-for-cars.com which answers your
most common questions about auto insurance.
info@act33.com




How Not To Get Screwed By Insurance!
SAVE MONEY EVERY MONTH for the rest of your life on your insurance premiums! You're paying way too much!
                                                                                                           Page 2
                                                Presented by Daniel Toriola


                                        Auto Insurance Comparison and Its Methods
                                                                By Jim Bassett



Recently if you have observed that your auto insurance is going up then its time for you to get an auto
insurance comparison done.

 You need to evaluate if you are paying more for the auto insurance than you can manage to afford. If it
is the case then you are amongst the thousands of people who are going online to search for
insurance companies charging lower insurance premium. Comparing the auto insurance quotes is the
best way to find the best deal for low premiums.

 To compare the quotes of the auto insurance premium of different insurance companies on internet is
very easy but you should be much focused and concentrate on the search. You will find that the
different companies are fighting amongst themselves to give the lowest quote for you. This you will find
because they will try to be competitive otherwise they will loose a customer like you. They also know
that you will compare their rates alongside the rates of the top other competitors. You will obviously
tend to go with the one which will charge the lowest premium.

 The good thing about this quote comparison on the net is that big and small insurance companies are
worried and on their toes to give you the lowest possible rate for them. They are fully aware that every
person who becomes smart to compare the rates and choose the best one for him then the business of
many insurance companies will be at risk. This will put the companies who are charging exorbitant
premium will run out of business.

 Nowadays, there are many small and lesser known companies offering very low and very competitive
premium rates for auto insurance. This proposition of offering lower premium rates become feasible for
them probably because of the less overall expenses they have. They do not spend much on
advertisements and propaganda as is spent very heavily by the bigger companies. To see it logically
they are in a better position to provide lower premium rates as huge expenses on campaigns and
advertisements are avoided. They can afford to pass on that saving to each customer's who are
subscribing to their insurance coverage.

 There can be times where you will probably be astonished by the fact that you will be charged lower
premium rates if you are buying the auto insurance online than rather going to their office and buying
the insurance face to face. This is because if you are at their office you are more likely to get
persuaded by the employees to buy the insurance from them. This becomes difficult for online
customers whom they cannot influence much other than the rates.

 These are the reasons comparison sites showing the comparison of quotes of different auto insurance
companies are getting very popular. You are actually in a position to compare very effectively by
seeing the different quotes side by side.

 It makes a lot of sense to go on a good auto insurance quote comparison site and search for the best
quote. Ultimately, this will lower the total monthly expenses and make your life little easier.

In the market for http://www.onlineautoinsurance.com/michigan/ auto insurance in Michigan? Get best
http://www.onlineautoinsurance.com/quotes/ auto insurance comparison tips on the net by pushing


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                                                Presented by Daniel Toriola




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