Docstoc

businessplan_20100719

Document Sample
businessplan_20100719 Powered By Docstoc
					Loan Application
The Loan Application document has a dual purpose. It serves as Venture Niagara’s business loan application
form and can be used as a template to create your business plan. By taking the time to provide clear and
precise answers to the questions included in the business plan, you will in turn be developing a strong business
case which can be used in many circumstances as a business plan for future business development.

All loan applications must be accompanied by a statement of personal finances and a cash flow forecast.


COVER PAGE



Business Name/
     Proposed Name:                     _____________________________________________________

      Address:                           _____________________________________________________

      City /Province/Postal:             _____________________________________________________

     BIN (Business Identification Number)_____________________________________________

      Telephone / Fax numbers: _____________________________________________________

      Email address:                     _____________________________________________________

      Referred by :                      _____________________________________________________

Owner Name:                              _____________________________________________________

      Address:                           _____________________________________________________

      City/Province/Postal:              _____________________________________________________

      Telephone / Fax numbers: _____________________________________________________

      E-mail address:                    _____________________________________________________



  Please use the Business Plan Guide “Putting It All Together” to assist you with completing
                              this Business Plan / Application


                                                       Prepared By: _________________________________

                                                                 Date: _________________________________
Community Futures Development Corporation - Loan Application - 2010/07                                   Page      1
TABLE OF CONTENTS




EXECUTIVE SUMMARY ........................................................................................................................................ 3

1.     BUSINESS PROFILE ..................................................................................................................................... 5

2.     PRODUCTS AND SERVICES ....................................................................................................................... 8

3.     INDUSTRY OVERVIEW................................................................................................................................. 9

4.     MARKETING STRATEGY ........................................................................................................................... 11

5.     MANAGEMENT AND OPERATIONS ......................................................................................................... 13

6.     IMPLEMENTATION...................................................................................................................................... 14

7.     FINANCIAL PLAN ........................................................................................................................................ 15

8.     APPENDICES............................................................................................................................................... 18




Community Futures Development Corporation - Loan Application - 2010/07                                                                                 Page      2
    EXECUTIVE SUMMARY


    The company name, ownership structure and management team:




    The products and services provided:




    The business objectives:




    Projected sales and profit:




    Marketing strategy and competitive edge:




    Business goals and a time frame to meet the goals:




Community Futures Development Corporation - Loan Application - 2010/07   Page   3
   Personal investment or contribution:




   Loan amount being applied for; indicate how will the funds will be used and how long will it
    take to pay it back:




   If a new business, indicate why are you starting the business and how Venture Niagara can
    help:




Community Futures Development Corporation - Loan Application - 2010/07                     Page    4
 1.       BUSINESS PROFILE

i)       What is the status of the business?

        Starting a new business
        Existing
        Purchasing a business or
        franchise

ii)      Briefly describe the business:




iii)     Ownership:

        Sole Proprietor
        Partnership
        Incorporation: # shareholders:

                      Owner / Shareholder                                Percentage %




         Legal name of your business:



iv)      Date the business was registered / incorporated:



v)       Master business registration or incorporation #:



vi)      Describe the business location and facilities:




vii)     Fiscal year end date for the business:



viii)    Professional Associates:

                               Name                                       Address       Contact Number
Community Futures Development Corporation - Loan Application - 2010/07                      Page   5
     Bank
      Branch
     Accountant
      Firm
     Lawyer
      Firm

ix)      Current number of employees, (including owners):

         Full Time
         Part Time
         Casual

         How many employees will you be hiring within the next year?

         Full Time
         Part Time
         Casual

x)       Subcontractors or Strategic Alliances:




xi)      Are you a Canadian citizen?

          Yes
          No

         Language:

                English
                French
                Other; please specify:

xii)     What are the short-term objectives for the business?




xiii)    What are the long-term objectives for the business?




Community Futures Development Corporation - Loan Application - 2010/07   Page   6
Community Futures Development Corporation - Loan Application - 2010/07   Page   7
     2.   PRODUCTS AND SERVICES

i)        Description of products and services:




ii)       Key features of the products and services:




iii)      Production and development of products and services:




iv)       Future products and services:




vi)       Competitive advantage:




Community Futures Development Corporation - Loan Application - 2010/07   Page   8
     3.    INDUSTRY OVERVIEW

i)        Market Research:




ii)       Size of the industry:




iii)      Key product segments:




iv)       Key market segments:




v)        Purchase process and buying criteria:




vi)       Industry participants:




Community Futures Development Corporation - Loan Application - 2010/07   Page   9
vii)    Key trends in the industry:




viii)   Industry outlook:




ix)     Research Conclusions:




Community Futures Development Corporation - Loan Application - 2010/07   Page 10
     4.    MARKETING STRATEGY

i)        Target Markets – Customers:




ii)       Description of key competitors:




iii)      Competitive Analysis (direct competition):


      Company       Location         # of           Annual/Sales         Strengths   Weaknesses   Opportunity    Threats
                                   Employees




my company



iv)       Pricing Strategy:




v)        Promotion Strategy:




Community Futures Development Corporation - Loan Application - 2010/07                                          Page 11
   Month                 Advertising and promotion methods/quantity/frequency   Total monthly budget
Start-up mo.                                                                             $


               1

               2

               3

               4

               5

               6

               7

               8

               9

            10

            11

            12

Total:                                                                          $0

vi)      Distribution:




Community Futures Development Corporation - Loan Application - 2010/07                       Page 12
     5.   MANAGEMENT AND OPERATIONS

i)        Organizational Structure:




ii)       Management Team:




iii)      Staffing:




iv)       Labour Market:




v)        Regulatory Issues:




vi)       Risks:




Community Futures Development Corporation - Loan Application - 2010/07   Page 13
     6.     IMPLEMENTATION

i)         Implementation Dates and Activities:

          Date                                         Activity                      Completed by




ii)        Start up Business (items already owned):
                            Items                                        Value




                            Total                                                0
Community Futures Development Corporation - Loan Application - 2010/07                     Page 14
  7.      FINANCIAL PLAN

i)      Total cost of project:

                                                                    Amount
Equipment / Inventory
Leasehold
Working Capital
Refinancing
Other
                                                     Total

ii)     Business proposal for financing:

                 Source of Financing                                Amount
Federal Government
Owner’s Investment
Financial Institution (ie Bank)
Venture Niagara
Private Investors
Other


iii)    Amount of Venture Niagara loan request:
                $



iv)     Uses for the loan money:

        a)
                                              Assets, Equipment
                                              Items                          Value




        b)
                                                   Inventory
                                              Items                          Value




        c)
                                                Working Capital
                                              Items                          Value




Community Futures Development Corporation - Loan Application - 2010/07               Page 15
         d)
                                           Leasehold
                                                                              Value




         e)
                                          Refinancing
                                                                              Value




         f)
                                              Other
                                              Items                           Value




v)       Will the loan have an impact of creating or maintaining jobs? Explain:




vi)      Personal investment:

Cash:


Other:




vii)     Taxes:




Community Futures Development Corporation - Loan Application - 2010/07                Page 16
viii)   Record Keeping:




Community Futures Development Corporation - Loan Application - 2010/07   Page 17
 8.        APPENDICES


      i) Statement of Personal Finances
      ii) Cash Flow Forecast
      iii) Business year end financial statements:
      iv) Up to date financial statements for the current fiscal year:
      v) Personal income tax filing for the prior year or CCRA notice of assessment:
      vi) Company brochures, business cards, catalogues newspaper articles, etc.:
      vii) Market research:
      viii) References:

1)




2)




      ii) Personal Resumé:




Community Futures Development Corporation - Loan Application - 2010/07                 Page 18

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:2
posted:2/24/2012
language:
pages:18