Bank of Ireland Corporate and Personal Offshore Banking Services Offshore solutions for all your needs. Call Deposits Fixed Term Deposits Special Edition Bonds International Payments Foreign Exchange 2 International reach with strong foundations. Bank of Ireland’s offshore office enjoys the firmest foundations, operating from the highly rated and well regulated Isle of Man. The Isle of Man is a Standard and Poor’s AAA rated jurisdiction and has won the prestigious accolade of Best International Finance Centre at the annual International Investment Awards no fewer than seven times. The Island’s stability has provided a perfect backdrop for the steady growth in our offshore operation since Bank of Ireland (I.O.M.) Limited opened in Douglas in 1981. We are committed to tailoring bespoke solutions to meet clients’ individual financial needs, backed by friendly and efficient service that aims to exceed customer expectations every day. Bank of Ireland’s offices in the Isle of Man. 3 Why choose Whatever your location and status, you can rest assured that we can provide a highly personalised and efficient service, backed by the financial strength and international experience of the Bank of Ireland Group. 4 Bank of Ireland? 1 Our Reputation Bank of Ireland, established by Royal Charter in 1783, is a diversified financial services group with a market-leading franchise in Ireland, well-established operations in the UK and a portfolio of niche skill-based businesses internationally. Today, the Group is strongly positioned with a conservative business philosophy, prudent approach to credit risk and diversified business portfolio and income streams. We are proud of our reputation as a traditional relationship-driven retail and commercial bank. 2 Our Credit Rating Bank of Ireland is a highly-rated financial institution. Our strength of strategy, funding position, diversified earnings streams and leading market position in Ireland, alongside our growing presence internationally, are key elements underpinning our solid credit ratings. 3 Our Flexible Proposition Bank of Ireland offers competitive rates for deposits and provides flexibility on the way the account can be structured, for example, flexible call accounts, term deposits and structured deposits, in all major currencies. 4 Our People We pride ourselves on our professional and friendly customer service style, and we respect our relationship with all our customers. With our 225 year Irish heritage, we have a distinctive way of doing business – establishing solid, personal customer relationships that deliver results. We look forward to doing business with you. 5 Our offering Call Deposits competitive rates and instant access We believe that the need for regular or ready access to funds should not mean receiving meagre returns. In a fast-changing world, it’s vital that you can transfer and allocate your funds whenever you wish, and our Call Deposits are designed to combine ultimate flexibility with competitive rewards on your entire balance. Best of all, the minimum deposit is a mere £5,000 (or currency equivalent) and we are happy to accept funds in a wide range of currencies. Our Customer Services Team will always be pleased to advise you of current rates. Fixed Term Deposits rewarding commitment When you have funds available for deposit for the longer term, you can often benefit from our best rates of interest (dependent upon market conditions). We guarantee that interest rates will remain fixed for the contracted term, and we can accept deposits of £5,000 or more (or currency equivalent) in any one of thirteen major currencies. Once again, a call to our Customer Services Team will inform you of current rates. Special Edition Bonds new growth opportunities The increasing popularity of structured deposits is hardly surprising, since they offer the potential of high returns in a climate of low interest rates, whilst preserving the value of the initial deposit. Consequently, we are pursuing opportunities to launch Guaranteed Equity Bonds where markets are favourable. These are available in tranches and have fixed terms, allowing you to potentially enjoy significant returns from the world’s stock markets without risking your capital. However, please note that the value of your investment could be eroded by inflation. International Payments keeping your business moving globally Trust Bank of Ireland to help you make fast and efficient payments around the world and facilitate rapid transfers of funds into your accounts. Speedy and secure electronic payments can normally be made using the SWIFT (International), CHAPS or BGC (UK only) networks. Foreign Exchange all the currencies you will ever need Our Treasury Desk delivers competitive exchange rates in all the major currencies, and we are able to provide immediate quotes for individual transactions. Naturally, indicative rates are always displayed on our website, but our Treasury Team are able to tailor a personalised solution that fully meets your requirements. 6 Contact us Bank of Ireland PO Box 246, Christian Road, Douglas, Isle of Man IM99 1XF Tel: +44 (0) 1624 644222 Fax: +44 (0) 1624 644298 Email: email@example.com www.boioffshore.com Important Notes . Bank of Ireland is a registered trading name of Bank of Ireland (I.O.M.) Limited, which is licensed by the Isle of Man Financial Supervision Commission to take deposits. Incorporated in the Isle of Man No. 17696c. Registered Office: 4 Christian Road, . Douglas, Isle of Man. Bank of Ireland (I.O.M.) Limited has capital and reserves exceeding £84 million (March 2009). Bank of Ireland (I.O.M.) Limited is a wholly-owned subsidiary of The Governor and Company of Bank of Ireland, which is regulated by the Irish Financial Regulator. The solvency of the Isle of Man subsidiary entity is dependent on the financial standing of the parent / group entity, although depositors should, in the first place, form their own view of the financial soundness of the . Isle of Man entity based on publicly available information. A copy of the most recent audited financial statements for Bank of Ireland (I.O.M.) Limited can be viewed at the registered office . . or can be supplied upon request. Bank of Ireland (I.O.M.) Limited is registered under the Isle of Man Data Protection Act 2002. As the Isle of Man is a separate territory to the UK, customers are advised that in the event of death, it may be necessary to . obtain a Grant of Probate in the Isle of Man before your deposit can be released to your personal representatives. Deposits made with Bank of Ireland (I.O.M.) Limited, are covered by the Depositors' Compensation Scheme contained within . the Compensation of Depositors Regulations 2008 (as amended). Deposits made with Bank of Ireland (I.O.M.) Limited are not covered by the UK Financial Services Compensation Scheme, . established under the Financial Services and Markets Act 2000. Interest will be paid without the deduction of income tax to all investors resident outside the European Union, however it is the responsibility of individuals to discharge any tax liability they may have. The liability of non EU tax payers will depend on the current tax legislation in the country of residence (and may depend on the individual's nationality). With effect from 1st July 2005, interest on deposit accounts for account holders who are resident in the European Union may have a Retention Tax deducted . from the Gross Interest payments. This is to comply with the European Union Savings Tax Directive. Complaints: We hope you never have cause to complain about our products and services. However, if you do, please write to the Customer Services Department. A copy of our complaints procedure is available upon request. 7 3626090317b
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