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					                              Regulation                                Cite      Agency or Sponsor                                                                                                                                                                                                                                                                                                                                                                                                                                    Description
           Identification of Enforceable Rules and Orders           76 FR 31222         CFPB                                                                                                                                 Section 1063(i) of the Consumer Financial Protection Act of 2010 (“Act”)1 requires the Bureau of Consumer Financial Protection (“CFPB” or “Bureau”) to publish in the Federal Register a list of the rules and orders that will be enforced by the CFPB. This notice sets forth a list for public comment. A final list will be published not later than the designated transfer date, July 21, 2011.




Defining Larger Participants, Certain Consumer Financial Products   76 FR 38059         CFPB             Th e B u re au o f C o n su me r Fi n an ci al P ro te cti o n (“C FP B ”), cre ate d b y th e C o n su me r Fi n an ci al P ro te cti o n Act o f 2 0 1 0 (“Act”), i s re q u i re d to i mp l e me n t a p ro gram to su p e rvi se ce rtai n n o n d e p o si to ry co ve re d p e rso n s fo r co mp l i an ce wi th Fe d e ral co n su me r fi n an ci al l aws. Th e sco p e o f su p e rvi si o n co ve rage vari e s fo r d i ffe re n t p ro d u ct marke ts. Se cti o n 1 0 2 4 o f th e Act p ro vi d e s th at th e C FP B may su p e rvi se co ve re d p e rso n s i n th e re si d e n ti al mo rtgage , p ri vate e d u cati o n l e n d i n g, an d p ayd ay l e n d i n g marke ts. Fo r o th e r marke ts fo r co n su me r fi n an ci al p ro d u cts o r se rvi ce s, th e su p e rvi si o n p ro gram ge n e ral l y wi l l ap p l y o n l y to a “l arge r p arti ci p an t” o f th e se marke ts, as d e fi n e d b y ru l e . Th e C FP B i s re q u i re d to i ssu e an i n i ti al “l arge r p arti ci p an t” ru l e n o t l ate r th an Ju l y 2 1 , 2 0 1 2 , o n e ye ar afte r th e d e si gn ate d tran sfe r d ate .




           Identification of Enforceable Rules and Orders           76 FR 43569         CFPB                                                              Section 1063(i) of the Consumer Financial Protection Act of 2010 (“Act”)1 requires the Bureau of Consumer Financial Protection (“CFPB”) to publish in the Federal Register not later than the designated transfer date a list of the rules and orders that will be enforced by the CFPB. This document sets forth that list.




      Alternative Mortgage Transaction Parity (Regulation D)        76 FR 44226         CFPB                                                                                                                                                                                                      n aPr           o          s
                                                                                                                                                                                                                                                                         TheBur eauof Cons um er Fi anci l ot ect i n( CFPB) i publ hi gf or publ com m ent ani t er i f i al ul es t abl hi gRegul t i nD( Al er nat i eM or t gageTr ans act i nPar i y) pur s uant t ot heAl er nat i eM or t gageTr ans act i nPar i y Act ( AM TPA) andt heTr ut hi Lendi gAct . Thei t er i f i al ul i neces s ar y t oavoi ar egul t or y gapcr eat edby t heam endm ent s t oAM TPAi t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( Dodd- Fr ank Act ) . W i hout ani t er i f i al ul t hat t akes i m edi t eef f ect , s t at ehous i gcr edi or s w dnol nger beabl t om akevar i bl r at em or t gagel ans andot her al er nat i em or t gaget r ans act i ns pur s uant t oAM TPAi s t at es t hat pr ohi i s ucht r ans act i ns , t hus denyi gcons um er s acces s t ot hat f or m of cr edi . Unt i ul 22, 2012, t hei t er i f i al ul appl s onl t os t at ehous i gcr edi or s s eeki gt oi vokef eder al eem pt i nof s t at el w
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                   Rules Relating to Investigations                 76 FR 45168         CFPB                                                                                                    The Bureau of Consumer Financial Protection (“CFPB” or “Bureau”), pursuant to the Consumer Financial Protection Act of 2010, is adopting its Rules Relating to Investigations in order to describe the Bureau's procedures for investigations pursuant to section 1052 of the Act. The Bureau invites interested members of the public to submit written comments to this interim final rule setting forth those rules.




                   State Official Notification Rules                76 FR 45174         CFPB                     Section 1042(c) of the Consumer Financial Protection Act of 2010 (“Act”), requires the Bureau of Consumer Financial Protection (“CFPB” or “Bureau”) to prescribe rules establishing procedures that govern the process, described in section 1042(b) of the Act, by which state officials notify the CFPB of actions or proceedings undertaken pursuant to the authority granted in section 1042(a) to enforce the Act or regulations prescribed thereunder. This interim final rule with a request for public comment sets forth those rules.




           Rules of Practice for Adjudication Proceedings           76 FR 45338         CFPB             Section 1053(e) of the Consumer Financial Protection Act of 2010 requires the Bureau of Consumer Financial Protection (“CFPB” or “Bureau”) to prescribe rules establishing procedures for the conduct of adjudication proceedings conducted pursuant to section 1053. This interim final rule with a request for public comment sets forth those rules.




               Disclosure of Records and Information                76 FR 45372         CFPB                                                                                                                   This interim final rule establishes procedures for the public to obtain information from the Bureau of Consumer Financial Protection, under the Freedom of Information Act, the Privacy Act of 1974, and in legal proceedings. This interim final rule also establishes the CFPB's rules regarding the confidential treatment of information obtained from persons in connection with the exercise of its authorities under federal consumer financial law.




          Definitions Contained in Title VII of Dodd-Frank          75 FR 51429         CFTC                                                                                                                                                                                                                      St
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 Regulation of Off-Exchange Retail Foreign Exchange Transactions    75 FR 55410         CFTC                                The Commodity Futures Trading Commis s ion (“Commis s ion” or “CFTC”) is adopting a comprehens ive regulatory s cheme to implement the provis ions of the Dodd-Frank W all Street Reform and Cons umer Protection Act of 2010 (“W all Street Reform Act”)1 and the CFTC Reauthoriz ation Act of 2008 (“CRA”)2 with res pect to off-exchange trans actions in foreign currency with members of the retail public (i.e.,“retail forex trans actions ”). The new regulations and amendments to exis ting regulations publis hed today es tablis h requirements for, among other things , regis tration, dis clos ure, recordkeeping, financial reporting, minimum capital, and other operational s tandards .




Performance, Registration Functions, National Futures Association   75 FR 55310         CFTC                           The Commodity Futures Trading Commis s ion (“Commis s ion” or “CFTC”) is authoriz ing the N ational Futures As s ociation (“N FA”), effective September 10, 2010, to proces s and grant applications for initial regis tration, renewed regis tration and withdrawals of retail foreign exchange dealers (“RFEDs ”) and their as s ociated pers ons (“APs ”) and to is s ue temporary licens es to eligible APs ; to conduct proceedings to deny, condition, s us pend, res trict or revoke the regis tration of any RFED or AP of an RFED, or an applicant for regis tration in either category; and to maintain records regarding RFEDs and their APs , and to s erve as the official cus todian of thos e Commis s ion records .




                         Agricultural Swaps                         75 FR 59666         CFTC                                 Th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (“C o mmi ssi o n ” o r “C FTC ”) i s ch arge d wi th p ro p o si n g ru l e s to i mp l e me n t n e w statu to ry p ro vi si o n s e n acte d b y Ti tl e VII o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k Act”). Se cti o n 7 2 3 (c)(3 ) o f th e Do d d -Fran k Act p ro vi d e s th at swap s i n an “agri cu l tu ral co mmo d i ty” (as d e fi n e d b y th e C o mmi ssi o n ) are p ro h i b i te d u n l e ss e n te re d i n to p u rsu an t to a ru l e , re gu l ati o n o r o rd e r o f th e C o mmi ssi o n ad o p te d p u rsu an t to se cti o n 4 (c) o f th e C o mmo d i ty Exch an ge Act (“C EA” o r “Act”). Th i s ad van ce n o ti ce o f p ro p o se d ru l e maki n g (“ANP R M ”) re q u e sts co mme n t o n th e ap p ro p ri ate co n d i ti o n s, re stri cti o n s o r p ro te cti o n s to b e i n cl u d e d i n an y su ch ru l e , re gu l ati o n o r o rd e r go ve rn i n g th e trad i n g o f agri cu l tu ral swap s.




         Financial Requirements, Derivatives Clearing Orgs          75 FR 63113         CFTC                                                                                        The Commodity Futures Trading Commission (Commission or CFTC) is proposing rules to implement new statutory provisions enacted by Title VII and Title VIII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).




           Interim Rule for Reporting Swap Transactions             75 FR 63080         CFTC                                                                Pursuant to this mandate, the CFTC is today adopting an interim final rule requiring specified counterparties to pre-enactment unexpired swap transactions to report certain information related to such transactions to a registered swap data repository (“SDR”)1 or to the Commission by the compliance date to be established in reporting rules required under Section2(h)(5) of the CEA, or within 60 days after an SDR becomes registered under Section 21 of the CEA, whichever occurs first.




       Requirements for Derivatives Clearing Organizations          75 FR 63732         CFTC                                                                               Specifically, the proposed rules contained herein impose new requirements on derivatives clearing organizations (“DCOs”), designated contract markets (“DCMs”), and swap execution facilities (“SEFs”) with respect to mitigation of conflicts of interest.




                 Agricultural Commodity Definition                  75 FR 65586         CFTC                       Th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (“C o mmi ssi o n ” o r “C FTC ”) i s ch arge d wi th p ro p o si n g ru l e s to i mp l e me n t n e w statu to ry p ro vi si o n s e n acte d b y Ti tl e VII o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k Act”). Th e Do d d -Fran k Act, wh i ch ame n d s th e C o mmo d i ty Exch an ge Act (“C EA” o r “Act”), i n cl u d e s p ro vi si o n s ap p l i cab l e to “a swap i n an agri cu l tu ral co mmo d i ty (as d e fi n e d b y th e [C FTC ]).” Ne i th e r C o n gre ss n o r th e C FTC h as p re vi o u sl y p ro mu l gate d a d e fi n i ti o n o f th at te rm fo r p u rp o se s o f th e C EA o r C FTC re gu l ati o n s. Th i s n o ti ce re vi e ws th e statu to ry an d re gu l ato ry h i sto ry o f th e te rm “agri cu l tu ral co mmo d i ty” i n th e co n te xt o f th e C EA an d C o mmi ssi o n re gu l ati o n s an d p ro p o se s a d e fi n i ti o n o f th at te rm fo r p u rp o se s o f th e C EA an d C o mmi ssi o n re gu l ati o n s.




         Privacy of Consumer Information; Dodd-Frank Act            75 FR 66014         CFTC                     This proposal broadens the scope of Part 160 to cover two new entities created by Title VII of the Dodd-Frank Act: Swap dealers and major swap participants.




     Business Affiliate Marketing, Consumer Information Rules       75 FR 66018         CFTC                                                                                                                                                            TheCom m odi y Fut ur es Tr adi gCom m i s i n( “Com m i s i n” or “CFTC”) i pr opos i gr egul t i ns t oi pl m ent new t at ut or y pr ovi i ns enact edby Ti l Xof t he“Dodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ” ( “Dodd- Fr ank Act ”) . Thes epr opos edr egul t i ns appl t of ut ur es com m i s i nm er chant s , r et ai or ei nexchangedeal r s , com m odi y t r adi gadvi or s , com m odi y pool
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     Removing Any Reference to or Reliance on Credit Ratings        75 FR 67254         CFTC           The Commodity Futures Trading Commission (“Commission” or “CFTC”) is proposing rules to implement new statutory provisions enacted by Title IX of the Dodd-Frank Wall Street Reform and Consumer Protection Act. These proposed rules apply to futures commission merchants, designated clearing organizations and commodity pool operators.




          Position Reports for Physical Commodity Swaps             75 FR 67258         CFTC                                    The Commission's proposal would require position reports on economically equivalent swaps from clearing organizations, their members and swap dealers. Notably, the proposed regulations also include a sunset provision. The sunset provision would render the regulations ineffective upon the Commission's issuance of an order finding that operating swap data repositories (“SDRs”) are capable of processing positional data in a manner that would enable the Commission to set and enforce aggregate position limits.




       Process for Review of Swaps for Mandatory Clearing           75 FR 67277         CFTC          The Commodity Futures Trading Commission (Commission or CFTC) is proposing rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act. These proposed rules apply to the review of swaps by the Commission to determine whether the swaps are required to be cleared.




             Provisions Common to Registered Entities               75 FR 67282         CFTC            The Commodity Futures Trading Commis s ion (“Commis s ion” or “CFTC”) is propos ing rules to implement new s tatutory provis ions enacted under Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (“Dodd-Frank Act”) and amend exis ting rules affected by the pas s age of the Dodd-Frank Act. Thes e propos ed rules apply to des ignated contract markets (“DCMs ”), derivatives clearing organiz ations (“DCOs ”), s wap execution facilities (“SEFs ”) and s wap data repos itories (“SDRs ”). The propos ed rules implement the new s tatutory framework for certification and approval for new products , new rules and rule amendments s ubmitted to the Commis s ion by regis tered entities .




           Antidisruptive Practices Authority, Dodd-Frank           75 FR 67301         CFTC                                                            The Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) amends section 4c(a) of the Commodity Exchange Act (“CEA”) in section 747 to expressly prohibit certain trading practices deemed disruptive of fair and equitable trading.




        Investment of Customer Funds Held in an Account             75 FR 67642         CFTC                                                         The proposed rules address: Certain changes to the list of permitted investments, a clarification of the liquidity requirement, the removal of rating requirements, an expansion of concentration limits including asset-based, issuer-based, and counterparty concentration restrictions.




                Prohibition of Market Manipulation                  75 FR 67657         CFTC                                          The Commodity Futures Trading Commission is proposing rules to implement new anti-manipulation authority in section 753 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The proposed rules expand and codify the Commission's authority to prohibit manipulation.




          Implementation of Conflicts of Interest Policies          75 FR 70152         CFTC                                                                                                                            The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is propos ing rules to implement new s tatutory provis ions enacted by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). The propos ed regulations es tablis h conflicts of interes t requirements for futures commis s ion merchants (FCMs ) and introducing brokers (IBs ) for the purpos e of ens uring that s uch pers ons implement adequate policies and procedures in compliance with the Commodity Exchange Act (CEA), as amended by the Dodd-Frank Act.




  Designation of a Chief Compliance Officer; Compliance Policies    75 FR 70881         CFTC                                                                        Th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (C o mmi ssi o n o r C FTC ) i s p ro p o si n g ru l e s to i mp l e me n t n e w statu to ry p ro vi si o n s e n acte d b y Ti tl e VII o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (Do d d -Fran k Act) re gard i n g th e co mp l i an ce acti vi ti e s o f ce rtai n re gi stran ts. Th e p ro p o se d ru l e s re q u i re e ach fu tu re s co mmi ssi o n me rch an t, swap d e al e r, an d majo r swap p arti ci p an t to d e si gn ate a ch i e f co mp l i an ce o ffi ce r. Th e p ro p o se d ru l e s al so p re scri b e q u al i fi cati o n s an d d u ti e s o f th e ch i e f co mp l i an ce o ffi ce r. Fi n al l y, th e p ro p o se d ru l e s re q u i re th at th e ch i e f co mp l i an ce o ffi ce r p re p are , ce rti fy, an d fu rn i sh to th e C o mmi ssi o n an an n u al re p o rt co n tai n i n g an asse ssme n t o f th e re gi stran t' s co mp l i an ce acti vi ti e s.




               Registration of Foreign Boards of Trade              75 FR 70974         CFTC                                                                 The Commodity Futures Trading Commission (Commission or CFTC) is proposing rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act. These proposed rules establish a registration requirement that applies to foreign boards of trade (FBOT) that wish to provide their identified members or other participants located in the United States with direct access to their electronic trading and order matching systems.




     Registration of Swap Dealers and Major Swap Participants       75 FR 71379         CFTC               The Commodity Futures Trading Commission (“Commission” or “CFTC”) is proposing to adopt regulations that would establish the process for registering swap dealers (“SDs”) and major swap participants (“MSPs,” and collectively with SDs, “swaps entities”). The proposed regulations also would require swaps entities to become members of the National Futures Association (“NFA”) and to confirm that persons associated with them are not subject to a statutory disqualification under the Commodity Exchange Act (“CEA”) (“Proposal”).




  Implementation of Conflicts of Interest Policies and Procedures   75 FR 71391         CFTC          The Commodity Futures Trading Commission (Commission or CFTC) is proposing rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The proposed regulations establish conflicts of interest requirements for swap dealers (SDs) and major swap participants (MSPs) for the purpose of ensuring that such persons implement adequate policies and procedures in compliance with the Commodity Exchange Act (CEA), as amended by the Dodd-Frank Act.




         Regulations Governing the Duties of Swap Dealers           75 FR 71397         CFTC                                                                         The Commodity Futures Trading Commis s ion is propos ing regulations to implement new s tatutory provis ions enacted by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act. The propos ed regulations s et forth certain duties impos ed upon s wap dealers and major s wap participants regis tered with the Commis s ion with regard to: Ris k management procedures ; monitoring of trading to prevent violations of applicable pos ition limits ; diligent s upervis ion; bus ines s continuity and dis as ter recovery; dis clos ure and the ability of regulators to obtain general information; and antitrus t cons iderations .




   Protection of Cleared Swaps Before/After Commodity Broker        75 FR 75162         CFTC                           The Commodity Futures Trading Commission (the “CFTC” or “Commission”) seeks comment on possible models for implementing new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank”) concerning the protection of collateral posted by customers clearing swaps.




   Protection of Collateral of Counterparties to Uncleared Swaps    75 FR 75432         CFTC              The Commodity Futures Trading Commission (the “Commission”) hereby proposes rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”).
          Implementing Whistleblower Provisions of § 23             75 FR 75728   CFTC                                               The Commodity Futures Trading Commission (“Commission” or “CFTC”) is proposing rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act. These proposed rules apply to the whistleblowers incentives and protection of section 748.




       Real-Time Public Reporting of Swap Transaction Data          75 FR 76140   CFTC                Specifically, in accordance with Section 727 of the Dodd-Frank Act, the Commission is proposing rules to implement a new framework for the real-time public reporting of swap transaction and pricing data for all swap transactions.




      Swap Data Recordkeeping and Reporting Requirements            75 FR 76574   CFTC                                   The Commodity Futures Trading Commis s ion (“Commis s ion or CFTC”) is propos ing rules to implement new s tatutory provis ions enacted by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act. Thes e propos ed rules apply to s wap data recordkeeping and reporting requirements for s wap data repos itories , derivatives clearing organiz ations , des ignated contract markets , s wap execution facilities , s wap dealers , major s wap participants , and s wap counterparties who are neither s wap dealers nor major s wap participants (including counterparties who qualify for the end us er exception with res pect to particular s waps ).




    Reporting, Recordkeeping, and Daily Trading Requirements        75 FR 76666   CFTC                                                               The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is propos ing regulations to implement new s tatutory provis ions es tablis hed under Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). Section 731 of the Dodd-Frank Act added new s ections 4s (f) and (g) to the Commodity Exchange Act (CEA), which s et forth reporting and recordkeeping requirements and daily trading records requirements for s wap dealers and major s wap participants . The propos ed rules would es tablis h the regulatory s tandards for compliance with thes e new s ections of the CEA.




    General Regulations and Derivatives Clearing Organizations      75 FR 77576   CFTC                                                                                                       The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is propos ing regulations to implement Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). Thes e propos ed amendments would es tablis h the regulatory s tandards for compliance with derivatives clearing organiz ation (DCO) Core Principles A (Compliance), H (Rule Enforcement), N (Antitrus t Cons iderations ), and R (Legal Ris k), as well as DCO chief compliance officer (CCO) requirements s et forth in Section 5b of the Commodity Exchange Act (CEA).




Management Requirements for Derivatives Clearing Organizations      75 FR 78185   CFTC                                                                           The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is propos ing regulations to implement certain core principles for derivatives clearing organiz ations (DCOs ) as amended by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). The propos ed regulations would es tablis h s tandards for compliance with DCO Core Principles J (Reporting), K (Recordkeeping), L (Public Information), and M (Information Sharing). Additionally, the Commis s ion is propos ing technical amendments to parts 1 and 21 in connection with the propos ed regulations .




       Reporting Certain Post-Enactment Swap Transactions           75 FR 78892   CFTC                Th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (“C o mmi ssi o n ” o r “C FTC ”) i s p u b l i sh i n g fo r co mme n t an i n te ri m fi n al ru l e to i mp l e me n t n e w statu to ry p ro vi si o n s i n tro d u ce d b y Ti tl e VII o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k Act”). Se cti o n 7 2 3 o f th e Do d d -Fran k Act ame n d s Se cti o n 2 o f th e C o mmo d i ty Exch an ge Act (“C EA” o r th e “Act”) b y ad d i n g n e w Se cti o n 2 (h )(5 )(B ), wh i ch d i re cts th at ru l e s ad o p te d b y th e C o mmi ssi o n u n d e r th i s se cti o n sh al l p ro vi d e fo r th e re p o rti n g o f “tran si ti o n ” swap s—th at i s, swap s e n te re d i n to o n o r afte r th e d ate o f e n actme n t o f th e Do d d -Fran k Act an d p ri o r to th e e ffe cti ve d ate o f swap d ata re p o rti n g ru l e s to i mp l e me n t Se cti o n 2 (h )(5 )(B )—to a re gi ste re d swap d ata re p o si to ry (“SDR ”) o r to th e C o mmi ssi o n .




  Further Definition of Swap Dealer, Security-Based Swap Dealer     75 FR 80174   CFTC                                                       In acco rd an ce wi th Se cti o n 7 1 2 (d )(1 ) o f Ti tl e VII o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act o f 2 0 1 0 (“Do d d -Fran k Act”), th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (“C FTC ”) an d th e Se cu ri ti e s an d Exch an ge C o mmi ssi o n (“SEC ”) (co l l e cti ve l y, th e “C o mmi ssi o n s”), i n co n su l tati o n wi th th e B o ard o f Go ve rn o rs o f th e Fe d e ral R e se rve Syste m, are p ro p o si n g ru l e s an d i n te rp re tati ve gu i d an ce u n d e r th e C o mmo d i ty Exch an ge Act (“C EA”), 7 U.S.C . 1 e t se q ., an d th e Se cu ri ti e s Exch an ge Act o f 1 9 3 4 (“Exch an ge Act”), 1 5 U.S.C . 7 8 a e t se q ., to fu rth e r d e fi n e th e te rms “swap d e al e r,” “se cu ri ty-b ase d swap d e al e r,” “majo r swap p arti ci p an t,” “majo r se cu ri ty-b ase d swap p arti ci p an t,” an d “e l i gi b l e co n tract p arti ci p an t.”




  Core Principles and Other Requirements for Contract Markets       75 FR 80572   CFTC                                              Th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (“C o mmi ssi o n ” o r “C FTC ”) i s p ro p o si n g n e w ru l e s an d ame n d e d gu i d an ce an d acce p tab l e p racti ce s to i mp l e me n t th e n e w statu to ry p ro vi si o n s e n acte d b y Ti tl e VII o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k Act”). Th e p ro p o se d ru l e s, gu i d an ce an d acce p tab l e p racti ce s, wh i ch ap p l y to th e d e si gn ati o n an d o p e rati o n o f co n tract marke ts, i mp l e me n t th e Do d d -Fran k Act' s n e w statu to ry frame wo rk th at, amo n g o th e r th i n gs, ame n d s Se cti o n 5 o f th e C o mmo d i ty Exch an ge Act (“C EA”) co n ce rn i n g d e si gn ati o n an d o p e rati o n o f co n tract marke ts, an d ad d s a n e w C EA Se cti o n 2 (h )(8 ) to i n cl u d e th e l i sti n g, trad i n g an d e xe cu ti o n o f swap s o n d e si gn ate d co n tract marke ts.




Business Conduct Standards, Swap Dealers and Swap Participants      75 FR 80638   CFTC                                                                          The Commodity Futures Trading Commission (“Commission” or “CFTC”) is proposing for comment new rules under Section 4s(h) of the Commodity Exchange Act (“CEA”) to implement provisions of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”) relating generally to external business conduct standards for swap dealers and major swap participants.




        End-User Exception to Mandatory Clearing of Swaps           75 FR 80747   CFTC                                                                                     The Commodity Futures Trading Commission (“CFTC” or “Commission”) is proposing new requirements governing the elective exception to mandatory clearing of swaps available for swap counterparties meeting certain conditions under Section 2(h)(7) of the Commodity Exchange Act, as amended by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Commission is requesting comments on the proposed rule and related matters.




                       Swap Data Repositories                       75 FR 80898   CFTC                                                                                             Section 728 of the Dodd-Frank Act amends the Commodity Exchange Act (“CEA” or the “Act”) by adding new Section 21, which establishes registration requirements, statutory duties, core principles and certain compliance obligations for registered swap data repositories (“SDRs”) and directs the Commission to adopt rules governing persons that are registered, as such, under this Section.




       Disclosure of Payments by Resource Extraction Issuers        75 FR 80978   CFTC                                       W e are propos ing amendments to our rules purs uant to Section 1504 of the Dodd-Frank W all Street Reform and Cons umer Protection Act relating to dis clos ure of payments by res ource extraction is s uers . Section 1504 added Section 13(q) to the Securities Exchange Act of 1934, which requires the Commis s ion to is s ue rules requiring res ource extraction is s uers to include in an annual report information relating to any payment made by the is s uer, or by a s ubs idiary or another entity controlled by the is s uer, to a foreign government or the Federal G overnment for the purpos e of the commercial development of oil, natural gas , or minerals .




Confirmation, Portfolio Reconciliation, Swap Dealers Participants   75 FR 81519   CFTC                               (Dodd-Frank Act). Section 731 of the Dodd-Frank Act added a new section 4s(i) to the Commodity Exchange Act (CEA), which requires the Commission to prescribe standards for swap dealers and major swap participants related to the timely and accurate confirmation, processing, netting, documentation, and valuation of swaps. The proposed rules would establish requirements for swap confirmation, portfolio reconciliation, and portfolio compression for swap dealers and major swap participants.




Governance Requirements for Derivatives Clearing Organizations       76 FR 722    CFTC   The Commodity Futures Trading Commission (the “Commission”) hereby proposes regulations to further implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”). Specifically, the Commission proposes certain substantive requirements on the resolution of conflicts of interest, in order to further implement core principles applicable to derivatives clearing organizations (“DCOs”), designated contract markets (“DCMs”), and swap execution facilities (“SEFs”).




 Core Principles and Requirements for Swap Execution Facilities     76 FR 1214    CFTC                             The Commodity Futures Trading Commission (“Commission” or “CFTC”) is proposing new rules, and guidance and acceptable practices to implement the new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act.




  Risk Management Requirements for Derivatives Organizations        76 FR 3698    CFTC                                                                                                                                                                                                                                                 t                  n
                                                                                                                                                                                                                                                                                                                            TheCom m odi y Fut ur es Tr adi gCom m i s i n( Com m i s i n) i pr opos i gr egul t i ns t oi pl m ent Ti l VI I andTi l VI I I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( Dodd- Fr ank Act ) . Pr opos edr egul t i ns w des t abl ht her egul t or y s t andar ds f or com pl ncew hder i at i es cl ar i gor gani at i n( DCO) Cor ePr i ci l s C( Par t i i ant andPr oduct El i i y) , D( Ri k M anagem ent ) , E( Set t l m ent Pr ocedur es ) , F ( Tr eat m ent of Funds ) , G( Def aul Rul s andPr ocedur es ) , andI ( Sys t em Saf eguar ds ) . For DCOs t hat ar edes i nat edby t heFi anci l abi y Over s i ht Counci s ys t em i al i por t ant DCOs ( SI DCOs ) , t heCom m i s i ni pr opos i ghei ht eneds t andar ds i t hear eaof s ys t em s af eguar ds s uppor t i gbus i es s cont i ui y anddi as t er r ecover y andapr ovi i nt hat w di pl m ent t heCom m i s i n' s peci l or cem ent aut hor i y over SI DCOs .
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                    Position Limits for Derivatives                 76 FR 4752    CFTC                                                                                            Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act of 2010 (“Dodd-Frank Act”) requires the Commodity Futures Trading Commis s ion (“Commis s ion” or “CFTC”) to es tablis h pos ition limits for certain phys ical commodity derivatives . The Commis s ion is propos ing to s imultaneous ly es tablis h pos ition limits and limit formulas for certain phys ical commodity futures and option contracts executed purs uant to the rules of des ignated contract markets (“DCM”) and phys ical commodity s waps that are economically equivalent to s uch DCM contracts .




            Commodity Options and Agricultural Swaps                76 FR 6095    CFTC                                                                                                                                                           t                  n        s o             s o
                                                                                                                                                                                                                                      TheCom m odi y Fut ur es Tr adi gCom m i s i n( “Com m i s i n” or “CFTC”) i char gedw hpr opos i gr ul s t oi pl m ent new t at ut or y pr ovi i ns enact edby Ti l VI I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) . TheDodd- Fr ank Act pr ovi es t hat s w i anagr i ul ur al
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    Orderly Liquidation Termination Provision in Swap Trading       76 FR 6708    CFTC                                                                                                        The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is propos ing regulations to implement new s tatutory provis ions es tablis hed under Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). Section 731 of the Dodd-Frank Act added a new s ection 4s (i) to the Commodity Exchange Act (CEA), which requires the Commis s ion to pres cribe s tandards for s wap dealers and major s wap participants related to the timely and accurate confirmation, proces s ing, netting, documentation, and valuation of s waps .




     Swap Trading Relationship Documentation Requirements           76 FR 6715    CFTC                                                                                                        The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is propos ing regulations to implement new s tatutory provis ions es tablis hed under Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). Section 731 of the Dodd-Frank Act added a new s ection 4s (i) to the Commodity Exchange Act (CEA), which requires the Commis s ion to pres cribe s tandards for s wap dealers and major s wap participants related to the timely and accurate confirmation, proces s ing, netting, documentation, and valuation of s waps .




   Commodity Pool Operators and Commodity Trading Advisors          76 FR 7976    CFTC                                                                                                                                                                                                                                                TheCom m odi y Fut ur es Tr adi gCom m i s i ni pr opos i gt oam endi s exi t i gr egul t i ns andpr opos i gonenew egul t i nr egar di gCom m odi y Pool
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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Oper at or s andCom m odi y Tr adi gAdvi or s . TheCom m i s i ni pr opos i ganew acol ct i nf or CPOs andCTAs t hat i cons i t ent w ht hedat acol ct i nr equi edunder t heDodd- Fr ank Act . Thepr opos edam endm ent s w d: Res ci dt heexem pt i ns f r om r egi t r at i npr ovi edi t heCom m i s i n' r egul t i ns ; r es ci dt her el f f r om t hecer t i i at i nr equi em ent f or annual epor t s pr ovi edt ooper at or s of cer t ai pool onl of f er edt oqual i del i l per s ons ( “QEPs ”) ; m odi y t hecr i er i f or cl i i gr el f under t heCom m i s i n' r egul t i ns ; andr equi et heannual i gof not i es cl i i gexem pt i er el f . Fi al , t hepr opos al cl des new i k di cl s ur er equi em ent s f or CPOs andCTAs r egar di gs w t r ans act i ns .
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         Reporting by Investment Advisers to Private Funds          76 FR 8068    CFTC                                The Commodity Futures Trading Commission (“CFTC”) and the Securities and Exchange Commission (“SEC”) (collectively, “we” or the “Commissions”) are proposing new rules under the Commodity Exchange Act and the Investment Advisers Act of 1940 to implement provisions of Title IV of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The proposed SEC rule would require investment advisers registered with the SEC that advise one or more private funds to file Form PF with the SEC.




 Amendments to Commodity Pool Operator, Commodity Trading           76 FR 11701   CFTC                                                                  The Commodity Futures Trading Commission (Commission or CFTC) is proposing to amend its regulations affecting the operations and activities of commodity pool operators (CPOs) and commodity trading advisors (CTAs) (Proposal) in order to have those regulations reflect changes made to the Commodity Exchange Act (CEA) by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).




                    Registration of Intermediaries                  76 FR 12888   CFTC                                                                                The Commodity Futures Trading Commis s ion (Commis s ion) hereby propos es regulations to further implement new s tatutory provis ions enacted by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act) regarding regis tration of intermediaries . Specifically, the Commis s ion propos es certain conforming amendments to the Commis s ion's regulations regarding the regis tration of intermediaries , cons is tent with other Commis s ion rulemakings is s ued purs uant to the Dodd-Frank Act; and other moderniz ing and technical amendments to the regulations .




 Requirements for Processing, Clearing, and Transfer of Positions   76 FR 13101   CFTC                       The Commodity Futures Trading Commission (Commission) is proposing regulations to implement Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). Proposed regulations would establish the time frame for a swap dealer (SD), major swap participant (MSP), futures commission merchant (FCM), swap execution facility (SEF), and designated contract market (DCM) to submit contracts, agreements, or transactions to a derivatives clearing organization (DCO) for clearing.




                 Antidisruptive Practices Authority                 76 FR 14826   CFTC                                                                                                                                                                                                                                                                       t                  n        s o
                                                                                                                                                                                                                                                                                                                            OnNovem ber 2, 2010, t heCom m odi y Fut ur es Tr adi gCom m i s i n( “Com m i s i n”) i s uedi t heFeder al s t er anadvancenot i eof pr opos edr ul m aki g( “ANPR”) . I nt hi ANPR, t heCom m i s i nr eques t edpubl com m ent t oas s i t i w hpr om ul at i gr ul s andr egul t i ns t oi pl m ent t hedi r upt i epr act i es s et f or t hi s ect i n4c( a) of t heCom m odi y ExchangeAct ( “CEA”) , as am endedby s ect i n747of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) . Af t er cons i er i gt hecom m ent s t hat w es ubm i t edi r es pons et ot heANPR, t heCom m i s i ndeci ednot t oi s ueany r egul t i ns at t hi t i er el t i gt onew ect i n4c( a) . I ns t ead, t heCom m i s i ni publ hi gt oday el ew ei t heFeder al s t er apr opos edor der i t er pr et i gnew ect i n4c( a) ( 5) . TheCom m i s i ni al ot er m i at i gt heANPRi s uedonNovem ber 2, 2010.
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 Swap Data Recordkeeping and Reporting: Pre-Enactment Swaps         76 FR 22833   CFTC            The Dodd-Frank Act amends the Commodity Exchange Act (“CEA” or “Act”) directing that rules adopted by the Commis s ion s hall provide for the reporting of data relating to s waps entered into before the date of enactment of the Dodd-Frank Act, the terms of which have not expired as of the date of enactment of that Act (“pre-enactment s waps ”) and data relating to s waps entered into on or after the date of enactment of the Dodd-Frank Act and prior to the compliance date s pecified in the Commis s ion's final s wap data reporting rules (“trans ition s waps ”). This propos al would es tablis h recordkeeping and reporting requirements for pre-enactment s waps and trans ition s waps .




Margin Requirements, Swap Dealers and Major Swap Participants       76 FR 23732   CFTC                                                                               The Commodity Futures Trading Commis s ion (“Commis s ion” or “CFTC”) is propos ing regulations to implement new s tatutory provis ions enacted by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (“Dodd-Frank Act”). The propos ed regulations would implement the new s tatutory framework of Section 4s (e) of the Commodity Exchange Act (“CEA”), added by Section 731 of the Dodd-Frank Act, which requires the Commis s ion to adopt capital and initial and variation margin requirements for certain s wap dealers (“SDs ”) and major s wap participants (“MSPs ”).




Capital Requirements, Swap Dealers and Major Swap Participants      76 FR 27802   CFTC                                                                                                                                                 t                  n        s o
                                                                                                                                                                                                                            TheCom m odi y Fut ur es Tr adi gCom m i s i n( Com m i s i nor CFTC) i pr opos i gr egul t i ns t hat w di pl m ent t henew t at ut or y f r am ew k i t heCom m odi y ExchangeAct ( CEA) , addedby t heW al r eet Ref or m andCons um er Pr ot ect i nAct ( Dodd- Fr ank Act ) . Thes enew ovi i ns of t heCEAr equi e, am ongot her t hi gs , t heCom m i s i nt oadopt capi al equi em ent s f or cer t ai s w deal r s ( SDs ) andm aj r s w par t i i ant s ( M SPs ) . Thepr opos edr ul s al opr ovi ef or r el t edf i anci l
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        Further Definition of “Swap,” “Security-Based Swap”         76 FR 29818   CFTC                                                                                                                                                                                                                                I naccor dancew hs ect i n712( a) ( 8) , s ect i n712( d) ( 1) , s ect i ns 712( d) ( 2) ( B) and( C) , s ect i ns 721( b) and( c) , ands ect i n761( b) of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) , t heCom m odi y Fut ur es Tr adi gCom m i s i n( “CFTC”) andt heSecur i i s andExchangeCom m i s i n( “SEC”) ( col ct i el , “Com m i s i ns ”) , i cons ul at i nw ht heBoar dof Gover nor s of t heFeder al er veSys t em ( “Boar d”) , ar ej i t l i s ui gpr opos edr ul s andpr opos edi t er pr et i egui anceunder t heCom m odi y ExchangeAct ( “CEA”) andt heSecur i i s ExchangeAct of 1934( “ExchangeAct ”) t of ur t her def i et het er m s “s w ” “s ecur i y- bas eds w ” and“s ecur i y- bas eds w agr eem ent ” ( col ct i el , “Pr oduct Def i i i ns ”) , r egar di g“m i eds w , ” andgover ni gbooks andr ecor ds w hr es pect t o“s ecur i y- bas eds w agr eem ent s . ”
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          Adaptation of Regulations to Incorporate Swaps            76 FR 33066   CFTC                                                                                                                                                                                                                                                  St
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                                                                                                                                                                                                                                                                                                                     TheDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ” or “DFA”) es t abl hedacom pr ehens i enew t at ut or y f r am ew k f or s w ands ecur i y- bas eds w . TheDodd- Fr ank Act r epeal s om es ect i ns of t heCom m odi y ExchangeAct ( “CEA” or “Act ”) , am ends ot her s , andadds anum ber of new ovi i ns . TheDFAal or equi es t heCom m odi y Fut ur es Tr adi gCom m i s i n( “CFTC” or “Com m i s i n”) t opr om ul at eanum ber of r ul s t oi pl m ent t henew r am ew k. TheCom m i s i nhas pr opos ednum er ous r ul s t os at i f y i s obl at i ns under t heDFA. Becaus et heDodd- Fr ank Act m akes s om any changes t ot heexi t i gs t at ut or y andr egul t or y f r am ew ks , t hepr opos edr ul s w dm akeanum ber of conf or m i gchanges t ot heCFTC' r egul t i ns t oi t egr at et hem m or ef ul w ht henew t at ut or y andr egul t or y f r am ew k ( “Pr opos al ) .
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          Protection of Cleared Swaps Customer Contracts            76 FR 33818   CFTC                                          The Commodity Futures Trading Commis s ion (the “Commis s ion”) hereby propos es rules to implement new s tatutory provis ions enacted by Title VII of the Dodd-Frank W all Street Reform and Cons umer Protection Act (the “Dodd-Frank Act”). Specifically, the propos ed rules contained herein impos e requirements on futures commis s ion merchants (“FCMs ”) and derivatives clearing organiz ations (“DCOs ”) regarding the treatment of cleared s waps cus tomer contracts (and related collateral), and make conforming amendments to bankruptcy provis ions applicable to commodity brokers under the Commodity Exchange Act (the “CEA”).




                 Effective Date for Swap Regulation                 76 FR 35372   CFTC                                                                                                                                                                   o                            l
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                                                                                                                                                                                                                                     Pur s uant t os ect i n754of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) , t hegener al f ect i edat ef or cer t ai pr ovi i ns of s ubt i l Aof t i l VI I of t heDodd- Fr ank Act ( “Ti l VI I ”) t hat donot r equi ear ul m aki gi 360days af t er enact m ent , or J ul 16, 2011, unl s s anot her ef f ect i edat ei s peci i al pr ovi ed. Fol w gt hegener al f ect i edat e, m ar ket par t i i ant s m ay bes ubj ct t ocer t ai Com m odi y ExchangeAct ( “CEA” or “Act ”) r equi em ent s but not ot her s . Topr ovi egr eat er cl r i y r egar di gt heappl abi y of var i us s t at ut or y andr egul t or y r equi em ent s , t heCom m odi y Fut ur es Tr adi gCom m i s i n( “CFTC” or t he“Com m i s i n”) i pr opos i gt ogr ant , pur s uant t oi s s ect i n4( c) exem pt i eaut hor i y, t em por ar y r el f i t w par t s w hr es pect t ovar i us r equi em ent s of t heCEAt hat appl or m ay appl t ocer t ai agr eem ent s , cont r act s , andt r ans act i ns . I npar t one, t heCom m i s i ni pr opos i gt ot em por ar i exem pt per s ons or ent i i s w hr es pect t opr ovi i ns o
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                Agricultural Commodity Definition                   76 FR 41048           CFTC                                                                                                                                                                                                                                                                  t                  n
                                                                                                                                                                                                                                                                                                                                                     TheCom m odi y Fut ur es Tr adi gCom m i s i n( “Com m i s i n” or “CFTC”) i char gedw hpr opos i gr ul s t oi pl m ent new t at ut or y pr ovi i ns enact edby Ti l VI I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) . TheDodd- Fr ank Act , w c ham ends t heCom m odi y ExchangeAct ( “CEA” or “Act ”) , i cl des pr ovi i ns appl abl t o“as w i anagr i ul ur al
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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           i e           apn      c t      com m odi y ( as def i edby t he[ CFTC] ) . ” Nei her Congr es s nor t heCFTChas pr evi us l def i edt hat t er m f or pur pos es of t heCEAor CFTCr egul t i ns . OnOct ober 26, 2010, t heCom m i s i nr eques t edcom m ent onapr opos eddef i i i n. Af t er r evi w gt hecom m ent s s ubm i t edi r es pons et ot hepr opos eddef i i i n, t heCom m i s i nhas det er m i edt oi s uet hes ef i al ul s i es s ent i l t hes am ef or m as or i i al pr opos ed, s ubj ct t oam i or r evi i nt ot hecom m odi y- bas edi dex pr ovi i n.
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  Prohibition on the Employment, or Attempted Employment            76 FR 41398           CFTC               The Commodity Futures Trading Commission (“CFTC” or “Commission”) is adopting final rules pursuant to section 753 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”), to implement amended subsections (c)(1) and (c)(3) of section 6 of the Commodity Exchange Act (“CEA”). These rules broadly prohibit fraud and manipulation in connection with any swap, or contract of sale of any commodity in interstate commerce, or contract for future delivery on or subject to the rules of any registered entity.




               Effective Date for Swap Regulation                   76 FR 42508           CFTC                                                                                                                                                                                           t                  n        s o
                                                                                                                                                                                                                                                            OnJ une17, 2011, t heCom m odi y Fut ur es Tr adi gCom m i s i n( “CFTC” or t he“Com m i s i n”) publ hedf or publ com m ent i t heFeder al s t er apr opos edor der t hat w dgr ant , pur s uant t ot heCom m i s i n' exem pt i eaut hor i y pur s uant t ot heCom m odi y ExchangeAct ( “CEA”) , cer t ai t em por ar y r el f f r om t hepr ovi i ns of t heCEAaddedor am endedby t i l VI I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) t hat r ef er enceoneor m or et er m s r egar di gent i i s or i s t r um ent s t hat t i l VI I r equi es be“f ur t her def i ed, ” s uchas t het er m s “s w ” “s w deal r , ” “m aj r s w par t i i ant , ” or “el i l cont r act par t i i ant , ” t ot heext ent t hat r equi em ent s or por t i ns of s uchpr ovi i ns s peci i al r el t et os uchr ef er encedt er m s anddonot r equi ear ul m aki g. TheCFTCal opr opos edt ogr ant t em por ar y r el f f r om cer t ai pr ovi i ns of t heCEAt hat w m ay appl t ocer t ai agr eem ent s , cont r act s , andt r ans act i ns i exem pt or excl dedcom m odi i s as ar es ul of t her epeal var
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     Large Trader Reporting for Physical Commodity Swaps            76 FR 43851           CFTC               The Commission is adopting reporting regulations (“Reporting Rules”) that require physical commodity swap and swaption (for ease of reference, collectively “swaps”) reports. The new regulations require routine position reports from clearing organizations, clearing members and swap dealers and also apply to reportable swap trader positions.




   Privacy of Consumer Financial Information; Amendments            76 FR 43874           CFTC                                             Th e C o mmo d i ty Fu tu re s Trad i n g C o mmi ssi o n (“C o mmi ssi o n ” o r “C FTC ”) i s ame n d i n g i ts ru l e s i mp l e me n ti n g n e w statu to ry p ro vi si o n s e n acte d b y ti tl e s VII an d X o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (th e “Do d d -Fran k Act”). Se cti o n 1 0 9 3 o f th e Do d d -Fran k Act p ro vi d e s fo r ce rtai n ame n d me n ts to ti tl e V o f th e Gramm-Le ach -B l i l e y Act (th e “GLB Act”). Th e GLB Act se ts fo rth ce rtai n p ro te cti o n s fo r th e p ri vacy o f co n su me r fi n an ci al i n fo rmati o n an d was ame n d e d b y th e Do d d -Fran k Act to affi rm th e C o mmi ssi o n ' s ju ri sd i cti o n i n th i s are a. Th e C o mmi ssi o n ' s ame n d me n ts to i ts re gu l ati o n s, i n te r al i a, b ro ad e n th e sco p e o f p art 1 6 0 to co ve r two n e w e n ti ti e s cre ate d b y ti tl e VII o f th e Do d d -Fran k Act: swap d e al e rs an d majo r swap p arti ci p an ts.




Business Affiliate Marketing, Disposal of Consumer Information      76 FR 43879           CFTC                                                                                                                                                                    TheCom m odi y Fut ur es Tr adi gCom m i s i ni adopt i gr egul t i ns t oi pl m ent new t at ut or y pr ovi i ns enact edby t i l Xof t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct . Thes er egul t i ns appl t of ut ur es com m i s i nm er chant s , r et ai or ei nexchangedeal r s , com m odi y t r adi gadvi or s , com m odi y pool
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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    oper at or s , i t r oduci gbr oker s , s w deal r s andm aj r s w par t i i ant s . TheDodd- Fr ank Act pr ovi es t heCom m i s i nw haut hor i y t oi pl m ent r egul t i ns under s ect i ns 624and628of t heFai Cr edi Repor t i gAct . Ther egul t i ns i pl m ent i gs ect i n624of t heFai Cr edi Repor t i gAct r equi eCFTC- r egul t edent i i s t opr ovi econs um er s w ht heoppor t uni y t opr ohi i af f i t es f r om us i gcer t ai i f or m at i nt om akem ar ket i gs ol i at i ns t ocons um er s . Ther egul t i ns i pl m ent i gs ect i n628of t heFCRAr equi eCFTC- r egul t edent i i s t hat pos s es s or m ai t ai cons um er r epor t i f or m at i ni connect i nw ht hei bus i es s act i i i s t odevel pandi pl m ent w i t enpol i s andpr ocedur
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   Removing Any Reference to or Reliance on Credit Ratings          76 FR 44262           CFTC                                  The Commodity Futures Trading Commis s ion (“Commis s ion” or “CFTC”) is adopting a final rule that amends exis ting CFTC regulations in order to implement new s tatutory provis ions enacted by Title IX of the Dodd-Frank W all Street Reform and Cons umer Protection Act (“Dodd-Frank Act”). The rule amendments s et forth herein apply to futures commis s ion merchants (“FCMs ”), derivatives clearing organiz ations (“DCOs ”), and commodity pool operators (“CPOs ”). The rule amendments implement the new s tatutory framework that requires agencies to replace any reference to or reliance on credit ratings in their regulations with an appropriate alternative s tandard.




      Process for Review of Swaps for Mandatory Clearing            76 FR 44464           CFTC                                                                                                                                                              The Commodity Futures Trading Commission (Commission or CFTC) is adopting regulations to implement certain provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). These regulations establish the process by which the Commission will review swaps to determine whether the swaps are required to be cleared.




           Provisions Common to Registered Entities                 76 FR 44776           CFTC                                                                                                                                                                                              t                  n        s o             s o s
                                                                                                                                                                                                                                                                                 TheCom m odi y Fut ur es Tr adi gCom m i s i n( “Com m i s i n”) i adopt i gr egul t i ns t oi pl m ent cer t ai s t at ut or y pr ovi i ns of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) . TheCom m i s i nal oi am endi gi s exi t i gr egul t i ns gover ni gt hes ubm i s i nof new oduct s , r ul s , andr ul am endm ent s . Thef i al egul t i ns es t abl ht heCom m i s i n' pr ocedur al r am ew k f or t hes ubm i s i nof new oduct s , r ul s , andr ul am endm ent s by des i nat edcont r act m ar ket s ( “DCM s ”) , der i at i es cl ar i gor gani at i ns ( “DCOs ”) , s w execut i nf aci i s ( “SEFs ”) , ands w dat ar epos i or i s ( “SDRs ”) . I naddi i n, t hef i al egul t i ns pr ohi i event cont r act s i vol i gcer t ai excl dedcom m odi i s , es t abl hs peci l ubm i s i npr ocedur es f or cer t ai r ul s pr opos edby s ys t em i al i por t ant der i at i es cl ar i gor gani at i ns ( “SI DCOs ”) , ands t ay t hecer t i i at i ns andt heappr oval evi w i ds of novel i at i epr oduct s pendi gj r i di t i nal er m i at i ns .
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               Clearing Member Risk Management                      76 FR 45724           CFTC                                                                                                                     The Commodity Futures Trading Commission (Commission or CFTC) is proposing rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act. These proposed rules address risk management for cleared trades by futures commission merchants, swap dealers, and major swap participants that are clearing members.




     Customer Clearing, Timing of Acceptance for Clearing           76 FR 45730           CFTC                                                                       The Commodity Futures Trading Commission (Commission or CFTC) is proposing rules to implement new statutory provisions enacted by Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act. These proposed rules address: The documentation between a customer and a futures commission merchant that clears on behalf of the customer, and the timing of acceptance or rejection of trades for clearing by derivatives clearing organizations and clearing members.




                        Agricultural Swaps                          76 FR 49291           CFTC                                                                                                                                                                    t                  n        s o             s o
                                                                                                                                                                                                                                                       TheCom m odi y Fut ur es Tr adi gCom m i s i n( “Com m i s i n” or “CFTC”) i char gedw hpr opos i gr ul s t oi pl m ent new t at ut or y pr ovi i ns enact edby Ti l VI I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) . TheDodd- Fr ank Act pr ovi es t hat s w i anagr i ul ur al
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            Whistleblower Incentives and Protection                 76 FR 53172           CFTC                                                                                                                                                                                                                                                                                            s o s          n n Rul           f
                                                                                                                                                                                                                                                                                                                                                                                 TheCom m i s i ni adopt i gFi al es andnew or m s t oi pl m ent Sect i n23of t heCom m odi y ExchangeAct ( “CEA” or “Act ”) ent i l d“Com m odi y W hi t l bl w I ncent i es andPr ot ect i n. ” TheDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct , enact edonJ ul 21, 2010( “Dodd- Fr ank Act ”) , es t abl hedaw s t l bl w pr ogr am t hat r equi es t heCom m i s i nt opay anaw d, under r egul t i ns pr es cr i edby t heCom m i s i nands ubj ct t ocer t ai l i at i ns , t oel i l w s t l bl w s w vol nt ar i pr ovi et heCom m i s i nw hor i i al f or m at i nabout avi l t i nof t heCEAt hat l ads t ot hes ucces s f ul or cem ent of acover edj di i l adm i i t r at i eact i n, or ar el t edact i n. TheDodd- Fr ank Act al opr ohi i s r et al t i nby em pl yer s agai s t i di i ual w pr ovi et heCom m i s i nw hi f or m at i nabout pos s i l CEAvi l t i ns .
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   Retail Foreign Exchange; Changes to Existing Regulations         76 FR 56103           CFTC                                                     The Commodity Futures Trading Commis s ion (Commis s ion or CFTC) is amending its regulations governing off-exchange foreign currency trans actions with members of the retail public (i.e., retail forex trans actions ). Thes e amendments (Amendments ) are neces s ary to incorporate into Part 5 of the Commis s ion's regulations changes made to the Commodity Exchange Act (CEA) by the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act). The Commis s ion is als o is s uing certain related technical interpretations of various provis ions of the CEA as amended by the Dodd-Frank Act with res pect to retail forex trans actions .




 Swap Transaction Compliance and Implementation Schedule            76 FR 58176           CFTC                                                                                                                                                                                                                                                   t                  n        s o            s o
                                                                                                                                                                                                                                                                                                                                      TheCom m odi y Fut ur es Tr adi gCom m i s i n( Com m i s i nor CFTC) i pr opos i gr egul t i ns t hat w des t abl has chedul t ophas ei com pl ncew hpr evi us l pr opos edr equi em ent s , i cl di gt hes w t r adi gr el t i ns hi docum ent at i nr equi em ent under pr opos ed17CFR23. 504, 76FR6715( Feb. 8, 2011) andt hem ar gi r equi em ent s f or uncl ar eds w under pr opos ed17CFR23. 150t hr ough23. 158, 76FR23732( Apr . 28, 2011) . Thi r el as ei acont i uat i nof t hos er ul m aki gs . Thepr opos eds chedul s w dpr ovi er el f i t hef or m of addi i nal i ef or com pl ncew ht hes er equi em ent s . Thi r el f i i t endedt of aci at et het r ans i i nt ot henew egul t or y r egi ees t abl hedby t heDodd- Fr ank Act i anor der l m anner t hat does not undul di r upt m ar ket s andt r ans act i ns . TheCom m i s i ni r eques t i gcom m ent ont hepr opos edcom pl nces chedul s , §§23. 175and23. 575, des cr i edi t hi r el as e.
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 Swap Transaction Compliance and Implementation: Clearing           76 FR 58186           CFTC                                                                                                                                                                                                                                         t                  n        s o            s o
                                                                                                                                                                                                                                                                                                                            TheCom m odi y Fut ur es Tr adi gCom m i s i n( Com m i s i nor CFTC) i pr opos i gr egul t i ns t hat w des t abl has chedul t ophas ei com pl ncew hcer t ai new t at ut or y pr ovi i ns enact edunder Ti l VI I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( Dodd- Fr ank Act ) . Thes epr ovi i ns i cl det hecl ar i gr equi em ent under new ect i n2( h) ( 1) ( A) of t heCom m odi y ExchangeAct ( CEAor Act ) , andt het r adeexecut i nr equi em ent under new ect i n2( h) ( 8) ( A) of t heCEA. Thepr opos eds chedul s w dpr ovi er el f i t hef or m of addi i nal i ef or com pl ncew ht hes er equi em ent s . Thi r el f i i t endedt of aci at et het r ans i i nt ot henew egul t or y r egi ees t abl hedby t heDodd- Fr ank Act i anor der l m anner t hat does not undul di r upt m ar ket s andt r ans act i ns . TheCom m i s i nr eques t s com m ent ont hepr opos edcom pl nces chedul s f or t hes ecl ar i gandt r adeexecut i nr equi em ent s .
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 Office of Thrift Supervision; Dodd-Frank Act Implementation        76 FR 30557   Comptroller of Currency                    Th e Offi ce o f th e C o mp tro l l e r o f th e C u rre n cy (OC C ) i s p ro p o si n g to ame n d i ts re gu l ati o n s go ve rn i n g o rgan i zati o n an d fu n cti o n s, avai l ab i l i ty an d re l e ase o f i n fo rmati o n , an d p o st-e mp l o yme n t re stri cti o n s fo r se n i o r e xami n e rs; an d asse ssme n t o f fe e s to i n co rp o rate th e tran sfe r o f ce rtai n fu n cti o n s o f th e Offi ce o f Th ri ft Su p e rvi si o n (OTS) to th e OC C p u rsu an t to Ti tl e III o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act. Th e OC C al so i s p ro p o si n g ame n d me n ts to i ts ru l e s p e rtai n i n g to ch an ge i n co n tro l o f cre d i t card b an ks an d tru st b an ks to i mp l e me n t se cti o n 6 0 3 o f th e Act; d e p o si t-taki n g b y u n i n su re d Fe d e ral b ran ch e s to i mp l e me n t se cti o n 3 3 5 o f th e Act; an d i ts p re e mp ti o n an d vi si to ri al p o we rs ru l e s, su b p art D, to i mp l e me n t vari o u s se cti o n s o f th e Act.




Office of Thrift Supervision Integration Pursuant to Dodd-Frank     76 FR 48950   Comptroller of Currency                                                                                                                                                                                                 te                               l
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                                                                                                                                                                                                                                                                                           Pur s uant t oTi l I I I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct , al unct i ns of t heOf f i eof Thr i t Super vi i n( OTS) r el t i gt oFeder al avi gs as s oci t i ns andt her ul m aki gaut hor i y of t heOTS r el t i gt oal avi gs as s oci t i ns ar et r ans f er r edt ot heOf f i eof t heCom pt r ol r of t heCur r ency ( OCC) onJ ul 21, 2011( t r ans f er dat e) . I nor der t of aci at et heOCC' enf or cem ent andadm i i t r at i nof f or m er OTS r ul s andt om akeappr opr i t echanges t ot hes er ul s t or ef l ct OCCs uper vi i nof Feder al avi gs as s oci t i ns as of t het r ans f er dat e, t heOCCi r epubl hi g, w hnom encl t ur eandot her t echni al
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              Retail Foreign Exchange Transactions                  76 FR 56094   Comptroller of Currency                                             Th e Offi ce o f th e C o mp tro l l e r o f th e C u rre n cy (OC C ) i s ad o p ti n g an i n te ri m fi n al ru l e au th o ri zi n g Fe d e ral savi n gs asso ci ati o n s an d th e i r o p e rati n g su b si d i ari e s to e n gage i n o ff-e xch an ge tran sacti o n s i n fo re i gn cu rre n cy wi th re tai l cu sto me rs, su b je ct to th e re q u i re me n ts e n u me rate d i n th e OC C ' s re tai l fo re x ru l e . Th e ru l e i mp l e me n ts th e p ro vi si o n o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act re q u i ri n g th at th e se tran sacti o n s b e co n d u cte d b y n ati o n al b an ks an d Fe d e ral savi n gs asso ci ati o n s (an d th e i r re sp e cti ve o p e rati n g su b si d i ari e s) o n l y p u rsu an t to an au th o ri zi n g re gu l ati o n i ssu e d b y th e OC C . It i s su b stan ti ve l y th e same as th e ru l e th e OC C h as ad o p te d wi th re sp e ct to n ati o n al b an ks an d th e i r o p e rati n g su b si d i ari e s.




Funding and Fiscal Affairs, Operations, and Funding Operations      76 FR 51289     Farm Credit Admin                                                                                                                                                                                                 t     ns         o
                                                                                                                                                                                                                                                                                        TheFar m Cr edi Adm i i t r at i n( FCA, Agency, us , our , or w pr opos es t oam endour r egul t i ns gover ni gi ves t m ent s hel by i s t i ut i ns of t heFar m Cr edi Sys t em ( FCS or Sys t em ) . W epr opos et os t r engt henour r egul t i ns gover ni gi ves t m ent m anagem ent , i t er es t r at er i k m anagem ent , andas s oci t i ni ves t m ent s ; r evi et hel t of el i l i ves t m ent s t oens ur ei i l i edonl t ohi h- qual y, l ui i ves t m ent s ; r educer egul t or y bur denf or i ves t m ent s t hat f ai om eet el i i y cr i er i af t er pur chas eor ar euns ui abl ; andm akeot her changes t hat w
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Funding and Fiscal Affairs, Operations, and Funding Operations      76 FR 53344     Farm Credit Admin                Farm Credit Adminis tration (FCA or Agency) regulations on the capital adequacy of Farm Credit Sys tem (FCS or Sys tem) ins titutions include various references to and requirements of reliance on credit ratings of a s ecurity or money-market ins trument. Section 939A of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank or DFA), enacted on July 21, 2010, requires Federal agencies to remove any reference to or requirement of reliance upon s uch credit ratings , and s ubs titute in their place s tandards of creditworthines s that they deem appropriate for s uch regulations . The FCA s eeks public comment on alternatives to the us e of credit ratings in thes e regulations .




      Unlimited Coverage for Noninterst Bearing Accounts            75 FR 60341            FDIC                         Unlimited deposit insurance for noninterest bearing accounts; no opt-out.


       Implementing Liquidation Provisions, Dodd-Frank              75 FR 64173            FDIC                           The FDIC is proposing a rule (“Proposed Rule ”), with request for comments, which would implement certain provisions of its authority to resolve covered financial companies under Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) (July 21, 2010).




   Assessment Dividends, Rates, Reserve Ratio: Dodd-Frank           75 FR 66272            FDIC                              In order to implement a comprehensive, long-range management plan for the Deposit Insurance Fund, the FDIC is proposing to amend its regulations to: implement the dividend provisions in the Dodd-Frank Wall Street Reform and Consumer Protection Act; set assessment rates; and set the designated reserve ratio at 2 percent.




  Orderly Liquidation Authority Provisions of the Dodd-Frank        76 FR 4207             FDIC                                                                                              The FDIC is is s uing an interim final rule (“Rule”), with reques t for comments , which implements certain provis ions of its authority to res olve covered financial companies under Title II of the Dodd-Frank W all Street Reform and Cons umer Protection Act (the “Dodd-Frank Act”). The FDIC's purpos e in is s uing this Rule is to provide greater clarity and certainty about how key components of this authority will be implemented and to ens ure that the liquidation proces s under Title II reflects the Dodd-Frank Act's mandate of trans parency in the liquidation of failing s ys temic financial companies .




Deposit Insurance; Unlimited Coverage for Noninterest-Bearing       76 FR 4813             FDIC                       The FDIC is adopting a final rule amending its deposit insurance regulations to implement an amendment to section 11(a)(1)(B)(iii) of the Federal Deposit Insurance Act (FDI Act), as added by section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub. L. 111-203), that includes Interest on Lawyers Trust Accounts (“IOLTAs”) in the definition of “noninterest-bearing transaction account” for purposes of providing unlimited deposit insurance for such accounts for two years starting December 31, 2010.




                 Assessments, Large Bank Pricing                    76 FR 10672            FDIC                                                       Th e FDIC i s ame n d i n g i ts re gu l ati o n s to i mp l e me n t re vi si o n s to th e Fe d e ral De p o si t In su ran ce Act mad e b y th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k”) b y mo d i fyi n g th e d e fi n i ti o n o f an i n sti tu ti o n ' s d e p o si t i n su ran ce asse ssme n t b ase ; to ch an ge th e asse ssme n t rate ad ju stme n ts; to re vi se th e d e p o si t i n su ran ce asse ssme n t rate sch e d u l e s i n l i gh t o f th e n e w asse ssme n t b ase an d al te re d ad ju stme n ts; to i mp l e me n t Do d d -Fran k' s d i vi d e n d p ro vi si o n s; to re vi se th e l arge i n su re d d e p o si to ry i n sti tu ti o n asse ssme n t syste m to b e tte r d i ffe re n ti ate fo r ri sk an d b e tte r take i n to acco u n t l o sse s fro m l arge i n sti tu ti o n fai l u re s th at th e FDIC may i n cu r; an d to make te ch n i cal an d o th e r ch an ge s to th e FDIC ' s asse ssme n t ru l e s.




                  Orderly Liquidation Authority                     76 FR 16324            FDIC                                                                        The FDIC is proposing and requests comments on a rule that would implement certain provisions of its authority to resolve covered financial companies under Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act” or the “Act”).




       Interest on Deposits; Deposit Insurance Coverage             76 FR 21265            FDIC             Effective July 21, 2011, the s tatutory prohibition agains t the payment of interes t on demand depos its will be repealed purs uant to the Dodd-Frank W all Street Reform and Cons umer Protection Act (the DFA).1 In light of this , the FDIC propos es to res cind regulations that have implemented this prohibition with res pect to s tate-chartered nonmember (SN M) banks . Becaus e the regulations include a definition of “interes t” that may as s is t the FDIC in interpreting a recent s tatutory amendment that provides temporary, unlimited depos it ins urance coverage for noninteres t-bearing trans action accounts , the FDIC als o propos es to retain and move the definition of “interes t” into the depos it ins urance regulations .




              Retail Foreign Exchange Transactions                  76 FR 28358            FDIC                                                        The FDIC is propos ing regulations that would impos e requirements for foreign currency futures , options on futures , and options that an ins ured depos itory ins titution s upervis ed by the Federal Depos it Ins urance Corporation engages in with retail cus tomers . Purs uant to s ection 742(c) of the Dodd-Frank W all Street Reform and Cons umer Protection Act, s uch trans actions will be prohibited as of July 16, 2011, in the abs ence of the propos ed requirements . The propos ed regulations would als o impos e requirements on other foreign currency trans actions that are functionally or economically s imilar to futures , options on futures , or options .




       Interest on Deposits; Deposit Insurance Coverage             76 FR 41392            FDIC                                            The FDIC is issuing a final rule amending its regulations to reflect section 627 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the DFA),1 repealing the prohibition against the payment of interest on demand deposit accounts effective July 21, 2011.




    Transfer and Redesignation, State Savings Associations          76 FR 47652            FDIC                                                                                                                                                                                                                                   te                               l
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                                                                                                                                                                                                                                                                                                                                 Ti l I I I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct of 2010( t heDodd- Fr ank Act or t heAct ) pr ovi edt hat t hef unct i ns , pow s , anddut i s of t heOf f i eof Thr i t Super vi i n( OTS) r el t i gt oSt at es avi gs as s oci t i ns w r ans f er t ot heFDI Cef f ect i eoneyear af t er J ul 21, 2010, t hedat et hat t heDodd- Fr ank Act w enact ed. TheAct al oam endeds ect i n3of t heFeder al
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Resolution Plans for Insured Depository Institutions, $50 Billion   76 FR 58379            FDIC                                                                                                                                                                                                            s       n n m n r e                  e
                                                                                                                                                                                                                                                                                                   TheFDI Ci adopt i gani t er i f i al ul ( “Rul ”) , w hr eques t f or com m ent s , r equi i gani s ur eddepos i or y i s t i ut i nw h$50bi nor m or ei t ot al s et s t os ubm i per i di al t ot heFDI Cacont i gent pl nf or t her es ol t i nof s uchi s t i ut i ni t heevent of i s f ai r e( “Res ol t i nPl n”) . TheRul es t abl hes t her equi em ent s f or s ubm i s i nandcont ent of aRes ol t i nPl n, as w l pr ocedur es f or r evi w t heFDI C. TheRul r equi es acover edi s ur eddepos i or y i s t i ut i n( “CI DI ”) t os ubm i aRes ol t i nPl nt hat s houl enabl t heFDI C, as r ecei er , t or es ol et hei s t i ut i nunder Sect i ns 11and13of t heFeder al
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                         Truth in Lending                           75 FR 66554      Federal Reserve        The amendments also seek to ensure that creditors and their agents pay customary and reasonable fees to appraisers. The Board seeks comment on all aspects of the interim final rule.
                           Truth in Lending                          75 FR 78636      Federal Reserve                                                                   Effective July 21, 2011, the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act) amends the Truth in Lending Act (TILA) by increas ing the thres hold for exempt cons umer credit trans actions from $25,000 to $50,000. In addition, the Dodd-Frank Act provides that, on or after December 31, 2011, this thres hold mus t be adjus ted annually by any annual percentage increas e in the Cons umer Price Index for U rban W age Earners and Clerical W orkers . Accordingly, the Board is propos ing to make corres ponding amendments to Regulation Z, which implements TILA, and to the accompanying s taff commentary.




                          Consumer Leasing                           75 FR 78632      Federal Reserve                                                                                             Accordingly, the Board is proposing to make corresponding amendments to Regulation M, which implements the CLA, and to the accompanying staff commentary. Because the Dodd-Frank Act also increases the Truth in Lending Act's threshold for exempt consumer credit transactions from $25,000 to $50,000, the Board is proposing similar amendments to Regulation Z elsewhere in today's Federal Register.




   Definitions of “Predominantly Engaged in Financial Activities”    76 FR 7731       Federal Reserve                                                                          The Board is publishing for comment proposed amendments to Regulation Y that establish the criteria for determining whether a company is “predominantly engaged in financial activities” and define the terms “significant nonbank financial company” and “significant bank holding company” for purposes of Title I of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Dodd-Frank Act” or “Act”).




 Conformance Period for Entities in Prohibited Proprietary Trading   76 FR 8265       Federal Reserve                                                                                                  The Board is adopting a final rule to implement the conformance period during which banking entities and nonbank financial companies supervised by the Board must bring their activities and investments into compliance with the prohibitions and restrictions on proprietary trading and relationships with hedge funds and private equity funds imposed by section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”).




                           Truth in Lending                          76 FR 11319      Federal Reserve                                                                            The Board is publishing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA). The final rule implements Section 1461 of the recently enacted Dodd-Frank Wall Street Reform and Consumer Protection Act. Section 1461 amends TILA to provide a separate, higher rate threshold for determining when the Board's escrow requirement applies to higher-priced mortgage loans that exceed the maximum principal obligation eligible for purchase by Freddie Mac.




        Fair Credit Reporting Risk-Based Pricing Regulations         76 FR 13902      Federal Reserve                                                                                                                                                                                                                            s o       s
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                                                                                                                                                                                                                                                                                    OnJ anuar y 15, 2010, t heBoar dandt heCom m i s i npubl hedf i al ul s t oi pl m ent t her i k- bas edpr i i gpr ovi i ns i s ect i n311of t heFai andAccur at eCr edi Tr ans act i ns Act of 2003( FACTAct ) , w c ham ends t heFai Cr edi Repor t i gAct ( FCRA) . Thef i al ul s gener al r equi eacr edi or t opr ovi ear i k- bas edpr i i gnot i et oacons um er w t hecr edi or us es acons um er r epor t t ogr ant or ext endcr edi t ot hecons um er onm at er i l er m s t hat ar em at er i l l s s f avor abl t hant hem os t f avor abl t er m s avai bl t oas ubs t ant i l opor t i nof cons um er s f r om or t hr ought hat cr edi or . TheBoar dandt heCom m i s i npr opos et oam endt hei r es pect i er i k- bas edpr i i gr ul s t or equi edi cl s ur eof cr edi s cor es andi f or m at i nr el t i gt ocr edi s cor es i r i k- bas edpr i i gnot i es i acr edi s cor eof t hecons um er i us edi s et t i gt hem at er i l er m s of cr edi . Thes epr opos edam endm ent s r ef l ct t henew equi em ent s i s ect i n615( h) of t heFCRAt hat w eaddedby s ect i n1100F of t heDodd- Fr ank W al
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                          Consumer Leasing                           76 FR 18349      Federal Reserve                                                                                                Effective July 21, 2011, the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amends the Consumer Leasing Act (CLA) by increasing the threshold for exempt consumer leases from $25,000 to $50,000. In addition, the Dodd-Frank Act provides that, on or after December 31, 2011, this threshold must be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers.




                           Truth in Lending                          76 FR 18354      Federal Reserve                                                                                   Effective July 21, 2011, the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amends the Truth in Lending Act (TILA) by increasing the threshold for exempt consumer credit transactions from $25,000 to $50,000. In addition, the Dodd-Frank Act provides that, on or after December 31, 2011, this threshold must be adjusted annually by any annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers.




                      Financial Market Utilities                     76 FR 18445      Federal Reserve                                                                                  Under section 805(a)(1)(A) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the Board of Governors of the Federal Reserve System (the “Board”) is required to promulgate risk-management standards governing the operations related to the payment, clearing, and settlement activities of certain financial market utilities (“FMUs”) that are designated as systemically important by the Financial Stability Oversight Council (the “Council”).




           Incentive-Based Compensation Arrangements                 76 FR 21170      Federal Reserve                     The OCC, Board, FDIC, OTS, NCUA, SEC, and FHFA (the Agencies) are proposing rules to implement section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The proposed rule would require the reporting of incentive-based compensation arrangements by a covered financial institution and prohibit incentive-based compensation arrangements at a covered financial institution that provide excessive compensation or that could expose the institution to inappropriate risks that could lead to material financial loss.




   Prohibition Against Payment of Interest on Demand Deposits        76 FR 20892      Federal Reserve                                          The proposed amendments implement the Dodd-Frank Act's repeal of Section 19(i). The proposed amendments would also repeal the Board's published interpretation of Regulation Q. The proposed amendments also remove references to Regulation Q found in the Board's other regulations, interpretations, and commentary.




      Resolution Plans and Credit Exposure Reports Required          76 FR 22648      Federal Reserve                                                                                                                                                                                                                                                             o                           s              e
                                                                                                                                                                                                                                                                                                                                       TheBoar dandt heCor por at i nr eques t com m ent ont hi pr opos edr ul t hat i pl m ent s t her equi em ent s i s ect i n165( d) of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( t he“Dodd- Fr ank Act ”) r egar di gr es ol t i npl ns andcr edi expos ur er epor t s . Sect i n165( d) r equi es eachnonbank f i anci l
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                    Regulation Z; Truth in Lending                   76 FR 27390      Federal Reserve                                                                                                                                                                                                                                                                                     s    s
                                                                                                                                                                                                                                                                                                                                                                                               i n
                                                                                                                                                                                                                                                                                                                                                                                 TheBoar di publ hi gf or publ com m ent apr opos edr ul am endi gRegul t i nZ ( Tr ut hi Lendi g) t oi pl m ent am endm ent s t ot heTr ut hi Lendi gAct ( TI LA) m adeby t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( Dodd- Fr ank Act or Act ) . Regul t i nZ cur r ent l pr ohi i s acr edi or f r om m aki gahi her - pr i edm or t gagel anw hout r egar dt ot hecons um er ' abi y t or epay t hel an. Thepr opos al oul i pl m ent s t at ut or y changes m adeby t heDodd- Fr ank Act t hat expandt hes copeof t heabi y- t o- r epay r equi em ent t ocover any cons um er cr edi t r ans act i ns ecur edby adw l g( excl di ganopen- endcr edi pl n, t i es har epl n, r ever s em or t gage, or t em por ar y l an) . I naddi i n, t hepr opos al oul es t abl hs t andar ds f or com pl i gw ht heabi y- t o- r epay r equi em ent , i cl di gby m aki ga“qual i dm or t gage. ”
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    Margin and Capital Requirements for Covered Swap Entities        76 FR 27564      Federal Reserve                                                                                                                                                                                                                                                                                                                                  l v y
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                                                                                                                                                                                                                                                                                                                                                                                                TheOCC, Boar d, FDI C, FCA, andFHFA( col ct i el , t heAgenci s ) ar er eques t i gcom m ent onapr opos al oes t abl hm i i um m ar gi andcapi al equi em ent s f or r egi t er eds w deal r s , m aj r s w par t i i ant s , s ecur i y- bas eds w deal r s , andm aj r s ecur i y- bas eds w par t i i ant s f or w c honeof t heAgenci s i t hepr udent i l egul t or . Thi pr opos edr ul i pl m ent s s ect i ns 731and764of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct , w c hr equi et heAgenci s t oadopt r ul s j i t l t oes t abl hcapi al equi em ent s andi i i l var i t i nm ar gi r equi em ent s f or s uchent i i s onal
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                      Electronic Fund Transfers                      76 FR 29902      Federal Reserve       The Board is proposing to amend Regulation E, which implements the Electronic Fund Transfer Act, and the official staff commentary to the regulation, which interprets the requirements of Regulation E. The proposal contains new protections for consumers who send remittance transfers to consumers or entities in a foreign country, by providing consumers with disclosures and error resolution rights. The proposed amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act.




                             Capital Plans                           76 FR 35351      Federal Reserve                                                        The Board is proposing amendments to Regulation Y to require large bank holding companies to submit capital plans to the Federal Reserve on an annual basis and to require such bank holding companies to provide prior notice to the Federal Reserve under certain circumstances before making a capital distribution.




                           Truth in Lending                          76 FR 35722      Federal Reserve                                                                                                                                                                                    s    s
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                                                                                                                                                                                                                                                                                TheBoar di publ hi gaf nal ul am endi gt hes t af com m ent ar y t hat i t er pr et s t her equi em ent s of Regul t onZ, w c hi pl m ent s t heTr ut hi Lendi gAct ( TI LA) . Ef ect veJ ul 21, 2011, t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect onAct ( Dodd- Fr ank Act ) am ends TI LAby i cr eas i gt het hr es hol f or exem pt cons um er cr edi t r ans act ons f r om $25, 000t o$50, 000. I naddi on, t heDodd- Fr ank Act r equi es t hat t hi t hr es hol beadj s t edannual by any annual cent agei cr eas ei t heCons um er Pr i eI ndex f or Ur banW ageEar ner s andCl r i al or ker s ( CPI - W ) . Accor di gl , bas edont heannual cent agei cr eas ei t heCPI - W as of J une1, 2011, t heBoar di adj s t ngt heexem pt ont hr es hol f r om $50, 000t o$51, 800, ef ect veJ anuar y 1, 2012. Show t at onboxBecaus et heDodd- Fr ank Act al or equi es s i i r adj s t m ent s i t heCons um er Leas i gAct ' t hr es hol f or exem pt cons um er l as es , t heBoar di m aki gs i i r am endm ent s t oRegul t onM el ew ei t oday' Feder al s t er .
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                          Consumer Leasing                           76 FR 35721      Federal Reserve                                                                                                                                                                                    s    i n i r e
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                                                                                                                                                                                                                                                                                TheBoar di publ hi gaf nal ul am endi gt hes t af com m ent ar y t hat i t er pr et s t her equi em ent s of Regul t onM , w c hi pl m ent s t heCons um er Leas i gAct ( CLA) . Ef ect veJ ul 21, 2011, t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect onAct ( Dodd- Fr ank Act ) am ends t heCLAby i cr eas i gt het hr es hol f or exem pt cons um er l as es f r om $25, 000t o$50, 000. I naddi on, t heDodd- Fr ank Act r equi es t hat t hi t hr es hol beadj s t edannual by any annual cent agei cr eas ei t heCons um er Pr i eI ndex f or Ur banW ageEar ner s andCl r i al or ker s ( CPI - W ) . Accor di gl , bas edont heannual cent agei cr eas ei t heCPI - W as of J une1, 2011, t heBoar di adj s t ngt heexem pt ont hr es hol f r om $50, 000t o$51, 800, ef ect veJ anuar y 1, 2012. Show t at onboxBecaus et heDodd- Fr ank Act al or equi es s i i r adj s t m ent s i t heTr ut hi Lendi gAct ' t hr es hol f or exem pt cons um er cr edi t r ans act ons , t heBoar di m aki gs i i r am endm ent s t oRegul t onZ el ew ei t oday' Feder al s t er .
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               Regulation B; Equal Credit Opportunity                76 FR 36885      Federal Reserve                                                                                                                                                                                             s
                                                                                                                                                                                                                                                                                         TheBoar di publ hi gf or publ com m ent apr opos edr ul am endi gRegul t i nB( Equal edi Oppor t uni y) . Sect i n704Bof t heEqual edi Oppor t uni y Act ( ECOA) , as addedby Sect i n1071of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( Dodd- Fr ank Act or Act ) , r equi es t hat f i anci l s t i ut i ns col ct andr epor t i f or m at i nconcer ni gcr edi appl at i ns m adeby w en- or m i or i y- ow bus i es s es andby s m al i es s es . ECOASect i n704Bbecom es ef f ect i eont hedat et hat r ul m aki gaut hor i y f or ECOAi t r ans f er r edt ot heCons um er Fi anci l ot ect i nBur eau( CFPB) , w c hi J ul 21, 2011. Al hought heCFPBw
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Risk-Based Capital Standards: Capital Adequacy Framework-Basel II    76 FR 37620      Federal Reserve                                                                      The Office of the Comptroller of the Currency (OCC), Board of G overnors of the Federal Res erve Sys tem (Board), and the Federal Depos it Ins urance Corporation (FDIC) (collectively, the agencies ) are amending the advanced ris k-bas ed capital adequacy s tandards (advanced approaches rules ) in a manner that is cons is tent with certain provis ions of the Dodd-Frank W all Street Reform and Cons umer Protection Act (the Act), and the general ris k-bas ed capital rules to provide limited flexibility cons is tent with s ection 171(b) of the Act for recogniz ing the relative ris k of certain as s ets generally not held by depos itory ins titutions .




                      Equal Credit Opportunity                       76 FR 41590      Federal Reserve                                                                                                                                                                                        Sect i n701of t heEqual edi Oppor t uni y Act ( ECOA) r equi es acr edi or t onot i y acr edi appl ant w i has t akenadver s eact i nagai s t t heappl ant . TheECOAadver s eact i nr equi em ent s ar ei pl m ent edi t heBoar d' Regul t i nB. Sect i n615( a) of t heFai Cr edi Repor t i gAct ( FCRA) al or equi es aper s ont opr ovi eanot i ew t heper s ont akes anadver s eact i nagai s t acons um er bas edi w eor i par t oni f or m at i ni acons um er r epor t . Cer t ai m odel i es i Regul t i nBi cl det hecont ent r equi edby bot ht heECOAandt heFCRAadver s eact i npr ovi i ns , s ot hat cr edi or s canus et hem odel i es t ocom pl w ht headver s eact i nr equi em ent s of bot hs t at ut es . TheBoar di am endi gt hes em odel i es i Regul t i nBt oi cl det hedi cl s ur eof cr edi s cor es andr el t edi f or m at i ni acr edi s cor ei us edi t aki gadver s eact i n. Ther evi edm odel i es r ef l ct t henew
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        Fair Credit Reporting Risk-Based Pricing Regulations         76 FR 41602      Federal Reserve                                                                                                                                                                                                                                s o       i
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                                                                                                                                                                                                                                                                                        OnJ anuar y 15, 2010, t heBoar dandt heCom m i s i npubl hedf i al ul s t oi pl m ent t her i k- bas edpr i i gpr ovi i ns i s ect i n311of t heFai andAccur at eCr edi Tr ans act i ns Act of 2003( FACTAct ) , w c ham endedt heFai Cr edi Repor t i gAct ( FCRA) . Thef i al ul s gener al r equi eacr edi or t opr ovi ear i k- bas edpr i i gnot i et oacons um er w t hecr edi or us es acons um er r epor t t ogr ant or ext endcr edi t ot hecons um er onm at er i l er m s t hat ar em at er i l l s s f avor abl t hant hem os t f avor abl t er m s avai bl t oas ubs t ant i l opor t i nof cons um er s f r om or t hr ought hat cr edi or . TheBoar dandt heCom m i s i nar eam endi gt hei r es pect i er i k- bas edpr i i gr ul s t or equi edi cl s ur eof cr edi s cor es andi f or m at i nr el t i gt ocr edi s cor es i r i k- bas edpr i i gnot i es i acr edi s cor eof t hecons um er i us edi s et t i gt hem at er i l er m s of cr edi . Thes ef i al ul s r ef l ct t henew equi em ent s i s ect i n615( h) of t heFCRAt hat w eaddedby s ect i n1100F of t heDodd- Fr ank W al r eet Ref or
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              Debit Card Interchange Fees and Routing                76 FR 43394      Federal Reserve                                Th e B o ard i s p u b l i sh i n g a fi n al ru l e , R e gu l ati o n II, De b i t C ard In te rch an ge Fe e s an d R o u ti n g. Th i s ru l e i mp l e me n ts th e p ro vi si o n s o f Se cti o n 9 2 0 o f th e El e ctro n i c Fu n d Tran sfe r Act, i n cl u d i n g stan d ard s fo r re aso n ab l e an d p ro p o rti o n al i n te rch an ge tran sacti o n fe e s fo r e l e ctro n i c d e b i t tran sacti o n s, e xe mp ti o n s fro m th e i n te rch an ge tran sacti o n fe e l i mi tati o n s, p ro h i b i ti o n s o n e vasi o n an d ci rcu mve n ti o n , p ro h i b i ti o n s o n p ayme n t card n e two rk e xcl u si vi ty arran ge me n ts an d ro u ti n g re stri cti o n s fo r d e b i t card tran sacti o n s, an d re p o rti n g re q u i re me n ts fo r d e b i t card i ssu e rs an d p ayme n t card n e two rks. An i n te ri m fi n al ru l e , wi th a re q u e st fo r co mme n t, o n stan d ard s fo r re ce i vi n g a frau d -p re ve n ti o n ad ju stme n t to i n te rch an ge tran sacti o n fe e s i s p u b l i sh e d se p arate l y i n th e Fe d e ral R e gi ste r.




              Debit Card Interchange Fees and Routing                76 FR 43478      Federal Reserve                                                                                                                                                                           TheBoar di adopt i gani t er i f i al ul andr eques t i gcom m ent onpr ovi i ns i Regul t i nI I ( Debi Car dI nt er changeFees andRout i g) adopt edi accor dancew hSect i n920( a) ( 5) of t heEl ct r oni FundTr ans f er Act , w c hgover ns adj s t m ent s t odebi i t er changet r ans act i nf ees f or f r aud- pr event i ncos t s . Thepr ovi i ns al w i s uer t or ecei eanadj s t m ent of 1cent t oi s i t er changet r ans act i nf eei t hei s uer devel ps , i pl m ent s , andupdat es pol i s andpr ocedur es r eas onabl des i nedt oi ent i y andpr event f r audul nt el ct r oni debi t r ans act i ns ; m oni or t hei ci enceof , r ei bur s em ent s r ecei edf or , andl s s es i cur r edf r om f r audul nt el ct r oni debi t r ans act i ns ; r es pondappr opr i t el t os us pi i us el ct r oni debi t r ans act i ns s oas t ol i t hef r audl s s es t hat m ay occur andpr event t heoccur r enceof f ut ur ef r audul nt el ct r oni debi t r ans act i ns ; ands ecur edebi car dandcar dhol er dat a. I f ani s uer m eet s t hes es t andar ds andw hes t or ecei et headj s t m ent , i m us t cer t i y i s e
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    Continued Regulations, Savings and Loan Holding Companies        76 FR 43953      Federal Reserve                                                                                              The Board of G overnors of the Federal Res erve Sys tem (“Board”) is is s uing this notice of its intention to continue to enforce certain regulations previous ly is s ued by the Office of Thrift Supervis ion (“OTS”) after as s uming s upervis ory res pons ibility for s avings and loan holding companies (“SLH Cs ”) and their non-depos itory s ubs idiaries from the OTS in July 2011. The Dodd-Frank W all Street Reform and Cons umer Protection Act (the “Dodd-Frank Act” or “Act”) trans fers s upervis ory functions related to SLH Cs and their non-depos itory s ubs idiaries to the Board on July 21, 2011 (“trans fer date”).




       Supervised Securities Holding Companies Registration          76 FR 54717      Federal Reserve       Th e B o ard i s i ssu i n g a p ro p o se d ru l e to i mp l e me n t se cti o n 6 1 8 o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k Act”), wh i ch p e rmi ts n o n b an k co mp an i e s th at o wn at l e ast o n e re gi ste re d se cu ri ti e s b ro ke r o r d e al e r, an d th at are re q u i re d b y a fo re i gn re gu l ato r o r p ro vi si o n o f fo re i gn l aw to b e su b je ct to co mp re h e n si ve co n so l i d ate d su p e rvi si o n , to re gi ste r wi th th e B o ard an d su b je ct th e mse l ve s to su p e rvi si o n b y th e B o ard . Th e p ro p o se d ru l e o u tl i n e s th e re q u i re me n ts th at a se cu ri ti e s h o l d i n g co mp an y mu st sati sfy to make an e ffe cti ve e l e cti o n , i n cl u d i n g fi l i n g th e ap p ro p ri ate fo rm wi th th e re sp o n si b l e R e se rve B an k, p ro vi d i n g al l ad d i ti o n al re q u i re d i n fo rmati o n , an d sati sfyi n g th e statu to ry wai ti n g p e ri o d o f 4 5 d ays o r su ch sh o rte r p e ri o d th e B o ard d e te rmi n e s ap p ro p ri ate .




               Availability of Information, Procedure                76 FR 56508      Federal Reserve                                         Th e B o ard o f Go ve rn o rs o f th e Fe d e ral R e se rve Syste m (“B o ard ”) i s p u b l i sh i n g an i n te ri m fi n al ru l e wi th a re q u e st fo r p u b l i c co mme n t th at se ts fo rth re gu l ati o n s fo r savi n gs an d l o an h o l d i n g co mp an i e s (“SLHC s”). On Ju l y 2 1 , 2 0 1 1 , th e re sp o n si b i l i ty fo r su p e rvi si o n an d re gu l ati o n o f SLHC s tran sfe rre d fro m th e Offi ce o f Th ri ft Su p e rvi si o n (“OTS”) to th e B o ard p u rsu an t to se cti o n 3 1 2 o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (“Do d d -Fran k Act”). Th i s i n te ri m fi n al ru l e p ro vi d e s fo r th e co rre sp o n d i n g tran sfe r fro m th e OTS to th e B o ard o f th e re gu l ati o n s n e ce ssary fo r th e B o ard to ad mi n i ste r th e statu te s go ve rn i n g SLHC s. Te ch n i cal ch an ge s to o th e r re gu l ati o n s h ave al so b e e n mad e to acco u n t fo r th e tran sfe r o f au th o ri ty o ve r SLHC s to th e B o ard .




                Federal Home Loan Bank Investments                   76 FR 29147   Federal Housing Agency                                                           The Federal H ous ing Finance Agency (FH FA) is re-organiz ing and re-adopting exis ting inves tment regulations that apply to the Federal H ome Loan Banks (Banks ) and that were previous ly adopted by the Federal H ous ing Finance Board (Finance Board). The regulation is being adopted as a new part in FH FA's regulations . As part of this rulemaking, FH FA will incorporate limits on the Banks ' inves tment in mortgage-backed s ecurities (MBS) and certain as s et-backed s ecurities (ABS) that were previous ly s et forth in the Finance Board's Financial Management Policy (FMP). The FMP will terminate as of the effective date of this rule.




        Authority To Require Regulation of Certain Nonbank           76 FR 4555             FSOC                                                                        Section 113 of the Dodd-Frank W all Street Reform and Cons umer Protection Act (the “DFA”) provides the Financial Stability Overs ight Council (the “Council”) the authority to require that a nonbank financial company be s upervis ed by the Board of G overnors of the Federal Res erve Sys tem (“Board of G overnors ”) and be s ubject to prudential s tandards in accordance with Title I of the DFA if the Council determines that material financial dis tres s at s uch a firm, or the nature, s cope, s iz e, s cale, concentration, interconnectednes s , or mix of the activities of the firm, could pos e a threat to the financial s tability of the U nited States .




   Authority To Designate Financial Market Utilities as Important    76 FR 17047            FSOC                                                                                                                                                                                                                                                      Sect i n804of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( t he“DFA”) pr ovi es t heFi anci l abi y Over s i ht Counci t he“Counci ) t heaut hor i y t odes i nat eaf i anci l ar ket ut i y ( an“FM U”) t heCounci er m i es i or i l el t obecom es ys t em i al i por t ant —t hat i , t hef ai r eof or adi r upt i nt ot hef unct i ni gof w c hcoul cr eat e, or i cr eas e, t her i k of s i ni i ant l ui i y or cr edi pr obl m s s pr eadi gam ongf i anci l s t i ut i ns or m ar ket s andt her eby t hr eat ent hes t abi y of t heUni edSt at es f i anci l ys t em . Thi not i eof pr opos edr ul m aki g( NPR) des cr i es t hecr i er i t hat w f or m , andt hepr oces s es andpr ocedur es es t abl hedunder t heDFAf or , t heCounci des i nat i nof FM Us as s ys t em i al i por t ant under t heDFA. TheCounci onDecem ber 21, 2010, publ hedanadvancenot i eof pr opos edr ul m aki gr egar di gt hedes i nat i ncr i er i i s ect i n804.
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              Mortgage Acts and Practices-Advertising                76 FR 43826             FTC                                                                                                                    Purs uant to the 2009 Omnibus Appropriations Act (Omnibus Appropriations Act), as clarified by the Credit Card Accountability, Res pons ibility and Dis clos ure Act of 2009 (Credit CARD Act), the Commis s ion is s ues this Final Rule and Statement of Bas is and Purpos e (SBP) relating to unfair or deceptive acts and practices that may occur with regard to mortgage advertis ing. This Final Rule, among other things : Prohibits any mis repres entation in any commercial communication regarding any term of any mortgage credit product; and impos es certain recordkeeping requirements .




              Emergency Homeowners' Loan Program                     76 FR 11946            HUD                                                                                                                                        The Dodd-Frank W all Street Reform and Cons umer Protection Act, recently enacted into law, reauthoriz ed the 1975 s tatute, with certain amendments , and made $1 billion available for this 1975 program during Fis cal Year (FY) 2011. Accordingly, H U D is reins tating the regulations for the program, under the title of “Emergency H omeowners ' Loan Program,” with s uch modifications as neces s ary to mirror the s tatutory changes to the Emergency H omeowners ' Relief Act of 1975 made by the Dodd-Frank W all Street Reform and Cons umer Protection Act.




                        Credit Risk Retention                        76 FR 24090            HUD                                                                                The OCC, Board, FDIC, Commission, FHFA, and HUD (the Agencies) are proposing rules to implement the credit risk retention requirements of section 15G of the Securities Exchange Act of 1934 (15 U.S.C. 78o-11), as added by section 941 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Section 15G generally requires the securitizer of asset-backed securities to retain not less than five percent of the credit risk of the assets collateralizing the asset-backed securities.




Modification of Treasury Regulations, Section 939A of Dodd-Frank     76 FR 39278             IRS                                                                                                                                                                                                                                                              s                 n
                                                                                                                                                                                                                                                                                                                                                            Thi docum ent cont ai s t em por ar y r egul t i ns t hat r em oveany r ef er encet o, or r equi em ent of r el nceon, “cr edi r at i gs ” i r egul t i ns under t heI nt er nal
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                     Share Insurance and Appendix                   75 FR 80367   NCUA                                              Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)1 provides that, on a temporary basis, the NCUA Board shall fully insure the net amount that any member or depositor at an insured credit union maintains in a noninterest-bearing transaction account.




       Removing References to Credit Ratings in Regulations         76 FR 11164   NCUA                                       NCUA is proposing rules to implement certain statutory provisions in Title IX of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act). The proposed rules replace or remove references to credit ratings in NCUA regulations.




                     Share Insurance and Appendix                   76 FR 30250   NCUA         Section 343 of the Dodd-Frank W all Street Reform and Cons umer Protection Act (Dodd-Frank Act)1 provides that, on a temporary bas is , N CU A s hall fully ins ure the net amount that any member or depos itor at an ins ured credit union maintains in a noninteres t-bearing trans action account. Although this ins urance coverage is s elf-implementing, and therefore already in place, this final rule: Clarifies the definition of the term “noninteres t-bearing trans action account;” provides that this new ins urance coverage is s eparate from, and in addition to, other coverage provided in N CU A's s hare ins urance rules ; and impos es certain notice and dis clos ure requirements .




                         Remittance Transfers                       76 FR 44761   NCUA                                                                                     NCUA is amending its rules to conform to amendments made to the Federal Credit Union Act (FCU Act) by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The interim final rule adds remittance transfers, as now defined under the Electronic Fund Transfer Act (EFTA), as an example of money transfer instruments Federal credit unions (FCUs) may provide to persons within their fields of membership.




     Disclosure of Asset-Backed Securities Required by FinReg       75 FR 62718    SEC               Our proposals would require securitizers of asset-backed securities to disclose fulfilled and unfulfilled repurchase requests across all transactions. Our proposals would also require nationally recognized statistical rating organizations to include information regarding the representations, warranties and enforcement mechanisms available to investors in an asset-backed securities offering in any report accompanying a credit rating issued in connection with such offerings, including a preliminary credit rating.




        Issuer Review in Offerings of Asset-Backed Securities       75 FR 64182    SEC                                                                      We are proposing new requirements in order to implement Section 945 and a portion of Section 932 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Act”). First, we are proposing a new rule under the Securities Act of 1933 to require any issuer registering the offer and sale of an asset-backed security (“ABS”) to perform a review of the assets underlying the ABS.




         Reporting of Security-Based Swap Transaction Data          75 FR 64643    SEC                                                                       Section 766 of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) requires the Securities and Exchange Commission (“Commission”) to adopt an interim final rule for the reporting of security-based swaps entered into before July 21, 2010, the terms of which had not expired as of that date (“pre-enactment security-based swap transactions”), within 90 days of the enactment of the Dodd-Frank Act.




         Governance Requirements for Security-Based Swap            75 FR 65882    SEC   Regulation MC is designed to mitigate potential conflicts of interest that could exist at these entities. Specifically, the Commission seeks to mitigate the potential conflicts of interest through conditions and structures relating to ownership, voting, and governance of security-based swap clearing agencies, SB SEFs, and SBS exchanges.




          Shareholder Approval of Executive Compensation            75 FR 66590    SEC                 Section 14A requires companies soliciting votes to approve merger or acquisition transactions to provide disclosure of certain “golden parachute” compensation arrangements and, in certain circumstances, to conduct a separate shareholder advisory vote to approve the golden parachute compensation arrangements.




       Reporting of Proxy Votes on Executive Compensation           75 FR 66622    SEC   The Securities and Exchange Commission is proposing rule and form amendments under the Securities Exchange Act of 1934 and the Investment Company Act of 1940 that, if adopted, would require an institutional investment manager that is subject to Section 13(f) of the Securities Exchange Act to report annually how it voted proxies relating to executive compensation matters as required by Section 14A of the Securities Exchange Act, which was added by the Dodd-Frank Wall Street Reform and Consumer Protection Act.




   Extension of Temporary Exemptions for Credit Default Swaps       75 FR 72660    SEC                                                       We are extending the expiration dates in our temporary rules that provide exemptions under the Securities Act of 1933, the Securities Exchange Act of 1934, and the Trust Indenture Act of 1939 for certain credit default swaps in order to continue facilitating the operation of one or more central counterparties for those credit default swaps until the implementation of the clearing provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act.




 Regulation SBSR-Reporting of Security-Based Swap Information       75 FR 75208    SEC                 Proposed Regulation SBSR would provide for the reporting of security-based swap information to registered security-based swap data repositories or the Commission and the public dissemination of security-based swap transaction, volume, and pricing information.




Rules Implementing Amendments to the Investment Advisers Act        75 FR 77052    SEC                               The Securities and Exchange Commis s ion is propos ing new rules and rule amendments under the Inves tment Advis ers Act of 1940 to implement provis ions of the Dodd-Frank W all Street Reform and Cons umer Protection Act. Thes e rules and rule amendments are des igned to give effect to provis ions of Title IV of the Dodd-Frank Act that, among other things , increas e the s tatutory thres hold for regis tration by inves tment advis ers with the Commis s ion, require advis ers to hedge funds and other private funds to regis ter with the Commis s ion, and require reporting by certain inves tment advis ers that are exempt from regis tration.




          Security-Based Swap Data Repository Registration          75 FR 77306    SEC                                                          In accordance with Section 763(i) of Title VII (“Title VII”) of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”), the Securities and Exchange Commission (“Commission”) is proposing new rules under the Securities Exchange Act of 1934 (“Exchange Act”) governing the security-based swap data repository (“SDR”) registration process, duties, and core principles.




   End-User Exception to Mandatory Clearing of Security Swaps       75 FR 79992    SEC                                                                          In accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”), the Securities and Exchange Commission (“Commission”) is proposing new Rule 3Cg-1 under the Securities Exchange Act of 1934 (“Exchange Act”) governing the exception to mandatory clearing of security-based swaps available for counterparties meeting certain conditions.




                         Mine Safety Disclosure                     75 FR 80374    SEC                   W e are propos ing amendments to our rules to implement Section 1503 of the Dodd-Frank W all Street Reform and Cons umer Protection Act. Section 1503(a) of the Act requires is s uers that are operators , or that have a s ubs idiary that is an operator, of a coal or other mine to dis clos e in their periodic reports filed with the Commis s ion information regarding s pecified health and s afety violations , orders and citations , related as s es s ments and legal actions , and mining-related fatalities . Section 1503(b) of the Act mandates the filing of a Form 8-K dis clos ing the receipt of certain orders and notices from the Mine Safety and H ealth Adminis tration.




                            Conflict Minerals                       75 FR 80948    SEC                                                                                                                                            W ear epr opos i gchanges t ot heannual epor t i gr equi em ent s of i s uer s t hat f i r epor t s pur s uant t oSect i ns 13( a) or 15( d) of t heSecur i i s ExchangeAct of 1934t oi pl m ent Sect i n1502of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct . Thepr opos edr ul s w dr equi eany i s uer f or w c hconf l t m i er al ar eneces s ar y t ot hef unct i nal y or pr oduct i nof apr oduct m anuf act ur ed, or cont r act edt obem anuf act ur ed, by t hat i s uer t odi cl s ei t hebody of i s annual epor t w her i s conf l t m i er al or i i at edi t heDem ocr at i Republ of t heCongoor anadj i i gcount r y. I f s o, t hat i s uer w dber equi edt of ur ni has epar at er epor t as anexhi i t oi s annual epor t t hat i cl des , am ongot her m at t er s , ades cr i t i nof t hem eas ur es t akenby t hei s uer t oexer ci eduedi enceont hes our ceandchai of cus t ody of i s conf l t m i er al . Thes eduedi encem eas ur es w di cl de, but w dnot bel i edt o, ani dependent pr i at es ect or audi of t hei s uer ' r epor t conduct edi
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   Process for Submissions for Review of Security-Based Swaps       75 FR 82490    SEC               In acco rd an ce wi th Se cti o n 7 6 3 (a) o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act o f 2 0 1 0 (“Do d d -Fran k Act”), th e Se cu ri ti e s an d Exch an ge C o mmi ssi o n (“C o mmi ssi o n ”) i s p ro p o si n g ru l e s u n d e r th e Se cu ri ti e s Exch an ge Act o f 1 9 3 4 (“Exch an ge Act”) to sp e ci fy th e p ro ce ss fo r a re gi ste re d cl e ari n g age n cy' s su b mi ssi o n fo r re vi e w o f an y se cu ri ty-b ase d swap , o r an y gro u p , cate go ry, typ e o r cl ass o f se cu ri ty-b ase d swap s, th at th e cl e ari n g age n cy p l an s to acce p t fo r cl e ari n g, th e man n e r o f n o ti ce th e cl e ari n g age n cy mu st p ro vi d e to i ts me mb e rs o f su ch su b mi ssi o n an d th e p ro ce d u re b y wh i ch th e C o mmi ssi o n may stay th e re q u i re me n t th at a se cu ri ty-b ase d swap i s su b je ct to man d ato ry cl e ari n g wh i l e th e cl e ari n g o f th e se cu ri ty-b ase d swap i s re vi e we d .




                   Registration of Municipal Advisors                76 FR 824     SEC                                                                                                     Section 975 of Title IX of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) amended Section 15B of the Securities Exchange Act of 1934 (as amended, the “Exchange Act”) to require municipal advisors, as defined below, to register with the Securities and Exchange Commission (“Commission” or “SEC”) effective October 1, 2010.




  Suspension of Duty To File Reports for Classes of Asset-Backed    76 FR 2049     SEC                                                                 Section 942(a) of the Dodd-Frank W all Street Reform and Cons umer Protection Act eliminated the automatic s us pens ion of the duty to file under Section 15(d) of the Securities Exchange Act of 1934 for as s et-backed s ecurities is s uers and granted the Commis s ion the authority to is s ue rules providing for the s us pens ion or termination of s uch duty. W e are propos ing to permit s us pens ion of the reporting obligations for as s et-backed s ecurities is s uers when there are no longer as s et-backed s ecurities of the clas s s old in a regis tered trans action held by non-affiliates of the depos itor.




      Trade Verification of Security-Based Swap Transactions        76 FR 3859     SEC       In accordance with Section 764(a) of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”), the Securities and Exchange Commission (“Commission”) is proposing rule 15Fi-1 under the Securities Exchange Act of 1934 (“Exchange Act”), 15 U.S.C. 78a et seq., which would require security-based swap dealers and major security-based swap participants to provide trade acknowledgments and to verify those trade acknowledgments in security-based swap transactions.




                            Rules of Practice                       76 FR 4066     SEC                                                                                                                                                                                                            n                           s                       o
                                                                                                                                                                                                                                                                                  Am ongot her t hi gs , t heDodd- Fr ank Act ' am endm ent s t oSect i n19of t heExchangeAct r equi et heSecur i i s andExchangeCom m i s i n( “Com m i s i n”) t opr om ul at er ul s s et t i gf or t ht hepr ocedur al equi em ent s of pr oceedi gs t odet er m i ew her apr opos edr ul changes houl bedi appr oved. I ns at i f act i nof t hi r equi em ent , t heCom m i s i ni adopt i gnew es of Pr act i et of or m al et hepr oces s i w ew conduct i gpr oceedi gs t odet er m i ew her anSRO' pr opos edr ul changes houl bedi appr ovedunder Sect i n19( b) ( 2) of t heExchangeAct . Thenew ul s ar ei t endedt oaddt r ans par ency t ot heCom m i s i n' conduct of t hos epr oceedi gs andaddr es s t hepr oces s t heCom m i s i nw ol w oi s t i ut epr oceedi gs andpr ovi enot i eof t hegr ounds f or di appr oval
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  Issuer Review of Assets in Offerings of Asset-Backed Securities   76 FR 4231     SEC                                                                      W e are adopting new requirements in order to implement Section 945 of the Dodd-Frank W all Street Reform and Cons umer Protection Act of 2010 (the “Act”). W e are adopting a new rule under the Securities Act of 1933 to require any is s uer regis tering the offer and s ale of an as s et-backed s ecurity (“ABS”) to perform a review of the as s ets underlying the ABS. W e als o are adopting amendments to Item 1111 of Regulation AB that would require an ABS is s uer to dis clos e the nature of its review of the as s ets and the findings and conclus ions of the is s uer's review of the as s ets .




 Disclosure for Asset-Backed Securities Required by Section 943     76 FR 4489     SEC    Purs uant to Section 943 of the Dodd-Frank W all Street Reform and Cons umer Protection Act,1 we are adopting new rules related to repres entations and warranties in as s et-backed s ecurities offerings . The final rules require s ecuritiz ers of as s et-backed s ecurities to dis clos e fulfilled and unfulfilled repurchas e reques ts . Our rules als o require nationally recogniz ed s tatis tical rating organiz ations to include information regarding the repres entations , warranties and enforcement mechanis ms available to inves tors in an as s et-backed s ecurities offering in any report accompanying a credit rating is s ued in connection with s uch offering, including a preliminary credit rating.




             Net Worth Standard for Accredited Investors            76 FR 5307     SEC                       W e are p ro p o si n g ame n d me n ts to th e accre d i te d i n ve sto r stan d ard s i n o u r ru l e s u n d e r th e Se cu ri ti e s Act o f 1 9 3 3 to re fl e ct th e re q u i re me n ts o f Se cti o n 4 1 3 (a) o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act. Se cti o n 4 1 3 (a) re q u i re s th e d e fi n i ti o n s o f “accre d i te d i n ve sto r” i n o u r Se cu ri ti e s Act ru l e s to e xcl u d e th e val u e o f a p e rso n ' s p ri mary re si d e n ce fo r p u rp o se s o f d e te rmi n i n g wh e th e r th e p e rso n q u al i fi e s as an “accre d i te d i n ve sto r” o n th e b asi s o f h avi n g a n e t wo rth i n e xce ss o f $ 1 mi l l i o n . Th i s ch an ge to th e n e t wo rth stan d ard was e ffe cti ve u p o n e n actme n t b y o p e rati o n o f th e Do d d -Fran k statu te , b u t Se cti o n 4 1 3 (a) al so re q u i re s u s to re vi se o u r cu rre n t Se cu ri ti e s Act ru l e s to re fl e ct th e n e w stan d ard .




     Shareholder Approval, Compensation, Golden Parachute           76 FR 6010     SEC                                                                                  vW e are adopting amendments to our rules to implement the provis ions of the Dodd-Frank W all Street Reform and Cons umer Protection Act relating to s hareholder approval of executive compens ation and “golden parachute” compens ation arrangements . Section 951 of the Dodd-Frank Act amends the Securities Exchange Act of 1934 by adding Section 14A, which requires companies to conduct a s eparate s hareholder advis ory vote to approve the compens ation of executives , as dis clos ed purs uant to Item 402 of Regulation S-K or any s ucces s or to Item 402.




                            Security Ratings                        76 FR 8946     SEC                                                           This is one of s everal releas es that we will be cons idering relating to the us e of s ecurity ratings by credit rating agencies in our rules and forms . In this releas e, purs uant to the provis ions of Section 939A of the Dodd-Frank W all Street Reform and Cons umer Protection Act, we propos e to replace rule and form requirements under the Securities Act of 1933 and the Securities Exchange Act of 1934 for s ecurities offering or is s uer dis clos ure rules that rely on, or make s pecial accommodations for, s ecurity ratings (for example, Forms S-3 and F-3 eligibility criteria) with alternative requirements .




       Regulation of Security-Based Swap Execution Facilities       76 FR 10948    SEC                            In acco rd an ce wi th Se cti o n 7 6 3 (“Se cti o n 7 6 3 ”) o f Ti tl e VII (“Ti tl e VII”) o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act o f 2 0 1 0 (“Do d d -Fran k Act”), th e Se cu ri ti e s an d Exch an ge C o mmi ssi o n (“SEC ” o r “C o mmi ssi o n ”) i s p ro p o si n g R e gu l ati o n SB SEF u n d e r th e Se cu ri ti e s Exch an ge Act o f 1 9 3 4 (“Exch an ge Act”) th at i s d e si gn e d to cre ate a re gi strati o n frame wo rk fo r se cu ri ty-b ase d swap e xe cu ti o n faci l i ti e s (“SB SEFs”); e stab l i sh ru l e s wi th re sp e ct to th e Do d d -Fran k Act' s re q u i re me n t th at a SB SEF mu st co mp l y wi th th e fo u rte e n e n u me rate d co re p ri n ci p l e s (“C o re P ri n ci p l e s”) an d e n fo rce co mp l i an ce wi th th o se p ri n ci p l e s; an d i mp l e me n t a p ro ce ss fo r a SB SEF to su b mi t to th e C o mmi ssi o n p ro p o se d ch an ge s to th e SB SEF' s ru l e s.




       Ownership Limitations, Security-Based Swap Clearing          76 FR 12645    SEC                                                                                                                                                                                                te                     s o             s o s              n
                                                                                                                                                                                                                                                                             TheSecur i i s andExchangeCom m i s i n( “Com m i s i n”) i r eopeni gt heper i df or publ com m ent onpr opos edRegul t i nM Cunder t heSecur i i s ExchangeAct of 1934( “ExchangeAct ”) , w c hi des i nedt om i i at epot ent i l
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                                                                                                                                                                                                                                                                                                                                                                      i                           a o                       te                                            hi s      g         tg              aconf l t s of i t er es t at cl ar i gagenci s t hat cl ar s ecur i y- bas eds w ( “s ecur i y- bas eds w cl ar i gagenci s ”) , s ecur i y- bas eds w execut i nf aci i s ( “SBSEFs ”) , andnat i nal ecur i i s exchanges t hat pos t or m akeavai bl f or t r adi gs ecur i y- bas eds w ( “SBS exchanges ”) . Thepr opos al as or i i al publ hedi Secur i i s ExchangeAct Rel as eNo. 63107( Oct ober 14, 2010) , 75FR65882( Oct ober 26, 2010) ( “Regul t i nM CPr opos i gRel as e”) . TheCom m i s i ni r eopeni gt heper i df or publ com m ent t os ol i f ur t her com m ent onRegul t i nM Ci l ht of ot her m or er ecent pr opos edr ul m aki gs t hat concer nconf l t s of i t er es t at s ecur i y- bas eds w cl ar i gagenci s andSBSEFs .
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  References to Credit Ratings in Investment Company Act Rules      76 FR 12896    SEC                                                                                This is one of several releases that the Securities and Exchange Commission (“Commission”) will be considering relating to the use of credit ratings in our rules and forms. In this release, we are proposing a new rule as well as rule and form amendments under the Securities Act of 1933 and the Investment Company Act of 1940 to implement provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”).




     Clearing Agency Standards for Operation and Governance         76 FR 14472    SEC                                                        In accordance with Section 763 of Title VII (“Title VII”) of the Dodd-Frank W all Street Reform and Cons umer Protection Act of 2010 (“Dodd-Frank Act”), Section 805 of Title VIII (“Title VIII”) of the Dodd-Frank Act, and Section 17A of the Securities Exchange Act of 1934 (“Exchange Act”), the Securities and Exchange Commis s ion (“SEC” or “Commis s ion”) is propos ing rules regarding regis tration of clearing agencies and s tandards for the operation and governance of clearing agencies . The propos ed rules are des igned to enhance the regulatory framework for the s upervis ion of clearing agencies .




  Beneficial Ownership Reporting Requirements, Security Swaps       76 FR 15874    SEC     To pres erve the application of our exis ting beneficial owners hip rules to pers ons who purchas e or s ell s ecurity-bas ed s waps after the effective date of new Section 13(o) of the Securities Exchange Act of 1934, we are propos ing to readopt without change the relevant portions of Rules 13d-3 and 16a-1. The propos als are intended to clarify that following the July 16, 2011 s tatutory effective date of Section 13(o), which was added by Section 766 of the Dodd-Frank W all Street Reform and Cons umer Protection Act (“Dodd-Frank Act”), pers ons who purchas e or s ell s ecurity-bas ed s waps will remain within the s cope of thes e rules to the s ame extent as they are now.




Rule 17Ad-17; Transfer Agents', Brokers', and Dealers' Obligation   76 FR 16707    SEC                                                                                                                                                     l
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                                                                                                                                                                                                                        TheDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) am endedt heSecur i i s ExchangeAct of 1934( “ExchangeAct ”) by addi gas ubs ect i nent i l d, “DueDi encef or t heDel er y of Di i ends , I nt er es t , andOt her Val abl Pr oper t y Ri ht s . ” Theam endm ent di ect s t heSecur i i s andExchangeCom m i s i n( “Com m i s i n”) t or evi eExchangeAct Rul 17Ad- 17, “Tr ans f er Agent s ' i at i nt oSear chf or Los t Secur i yhol er s ” t o: ext endt obr oker s anddeal r s t her equi em ent of Rul 17Ad- 17t os ear chf or l s t s ecur i yhol er s ; addt oRul 17Ad- 17ar equi em ent t hat “payi gagent s ” not i y “m i s i gs ecur i y hol er s ” i w i i gt hat t hepayi gagent has s ent t hem i s i gs ecur i y hol er acheck t hat has not yet beennegot i t ed; addt oRul 17Ad- 17anexcl s i nf or payi gagent s f r om t henot i i at i nr equi em ent s w t heval eof t henot yet negot i t edcheck i l s s t han$25; andaddt oRul 17Ad- 17apr ovi i ncl r i yi gt hat t hew i t ennot i i at i nr equi em ent s s hal
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           Listing Standards for Compensation Committees            76 FR 18966    SEC                                                                    W e are propos ing a new rule and rule amendments to implement the provis ions of Section 952 of the Dodd-Frank W all Street Reform and Cons umer Protection Act of 2010, which adds Section 10C to the Securities Exchange Act of 1934 (the “Exchange Act”). Section 10C requires the Commis s ion to adopt rules directing the national s ecurities exchanges (the “exchanges ”) and national s ecurities as s ociations to prohibit the lis ting of any equity s ecurity of an is s uer that is not in compliance with Section 10C's compens ation committee and compens ation advis er requirements .
             Removal of Certain References to Credit Ratings              76 FR 26550           SEC                                                                                                                                                                 ss                pr          e
                                                                                                                                                                                                                                                                  Thi i oneof s ever al opos edr ul s t hat t heSecur i i s andExchangeCom m i s i n( t he“Com m i s i n”) w cons i er i gr el t i gt ot heus eof cr edi r at i gs i Com m i s i nr ul s andf or m s . Sect i n939Aof t heDodd- Fr ank Act W al r eet Ref or m andCons um er Pr ot ect i nAct ( t he“Dodd- Fr ank Act ”) r equi es t heCom m i s i nt or em oveany r ef er ences t ocr edi r at i gs f r om i s r egul t i ns andt os ubs t i ut es uchs t andar dof cr edi w t hi es s as t heCom m i s i ndet er m i es t obeappr opr i t e. I nt hi r el as e, t heCom m i s i ni pr opos i gt oam endcer t ai r ul s andonef or m under t heSecur i i s ExchangeAct of 1934( t he“ExchangeAct ”) appl abl t obr oker - deal r f i anci l es pons i i y, di t r i ut i ns of s ecur i i s , andconf i m at i ns of t r ans act i ns . TheCom m i s i nal oi r eques t i gcom m ent onpot ent i l t andar ds of cr edi w t hi es s f or pur pos es of ExchangeAct Sect i ns 3( a) ( 41) and3( a) ( 53) , w c hdef i et het er m s “m or t gager el t eds ecur i y” and“s m al i es s r el t eds ecur i y, ” r es pect i el , as t heCom m i s i ncons i er s h
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             Investment Adviser Performance Compensation                  76 FR 27959           SEC                                                   Th e Se cu ri ti e s an d Exch an ge C o mmi ssi o n (“C o mmi ssi o n ” o r “SEC ”) i n te n d s to i ssu e an o rd e r th at wo u l d ad ju st two d o l l ar amo u n t te sts i n th e ru l e u n d e r th e In ve stme n t Ad vi se rs Act o f 1 9 4 0 th at p e rmi ts i n ve stme n t ad vi se rs to ch arge p e rfo rman ce b ase d co mp e n sati o n to “q u al i fi e d cl i e n ts.” Th e ad ju stme n ts wo u l d re vi se th e d o l l ar amo u n t te sts to acco u n t fo r th e e ffe cts o f i n fl ati o n . Th e C o mmi ssi o n i s al so p ro p o si n g to ame n d th e ru l e to : p ro vi d e th at th e C o mmi ssi o n wi l l i ssu e an o rd e r e ve ry fi ve ye ars ad ju sti n g fo r i n fl ati o n th e d o l l ar amo u n t te sts; e xcl u d e th e val u e o f a p e rso n ' s p ri mary re si d e n ce fro m th e te st o f wh e th e r a p e rso n h as su ffi ci e n t n e t wo rth to b e co n si d e re d a “q u al i fi e d cl i e n t;” an d ad d ce rtai n tran si ti o n p ro vi si o n s to th e ru l e .




Disqualification of Felons and Other “Bad Actors” From Rule 506           76 FR 31518           SEC                                                                                        W e are propos ing amendments to our rules to implement Section 926 of the Dodd-Frank W all Street Reform and Cons umer Protection Act. Section 926 requires us to adopt rules that dis qualify s ecurities offerings involving certain “felons and other `bad actors '” from reliance on the s afe harbor from Securities Act regis tration provided by Rule 506 of Regulation D. The rules mus t be “s ubs tantially s imilar” to Rule 262, the dis qualification provis ions of Regulation A under the Securities Act, and mus t als o cover matters enumerated in Section 926 (including certain s tate regulatory orders and bars ).




          Nationally Recognized Statistical Rating Organizations          76 FR 33420           SEC                                                                                                                                                                                   I naccor dancew ht heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( t he“Dodd- Fr ank Act ”) andt oenhanceover s i ht , t heSecur i i s andExchangeCom m i s i n( “Com m i s i n”) i pr opos i gam endm ent s t oexi t i gr ul s andnew ul s t hat w dappl t ocr edi r at i gagenci s r egi t er edw ht heCom m i s i nas nat i nal r ecogni eds t at i t i al at i gor gani at i ns ( “NRSROs ”) . I naddi i n, i accor dancew ht heDodd- Fr ank Act , t heCom m i s i ni pr opos i ganew ul andf or m t hat w dappl t opr ovi er s of t hi d- par t y duedi ences er vi es f or as s et - backeds ecur i i s . Fi al , t heCom m i s i ni pr opos i gam endm ent s t oexi t i gr ul s andanew ul t hat w di pl m ent ar equi em ent addedby t heDodd- Fr ank Act t hat i s uer s andunder w i er s of as s et - backeds ecur i i s m akepubl l avai bl t hef i di gs andconcl s i ns of any t hi d- par t y duedi encer epor t obt ai edby t hei s uer or under w i er . TheCom m i s i ni r eques t i gcom m ent ont hepr opos edr ul am endm ent s andnew ul s .
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           Securities Whistleblower Incentives and Protections            76 FR 34300           SEC                                                                                                                                                                                                                                                                                 s o s          n e                      m e
                                                                                                                                                                                                                                                                                                                                                                           TheCom m i s i ni adopt i gr ul s andf or m s t oi pl m ent Sect i n21F of t heSecur i i s ExchangeAct of 1934( “ExchangeAct ”) ent i l d“Secur i i s W hi t l bl w I ncent i es andPr ot ect i n. ” TheDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct , enact edonJ ul 21, 2010( “Dodd- Fr ank”) , es t abl hedaw s t l bl w pr ogr am t hat r equi es t heCom m i s i nt opay anaw d, under r egul t i ns pr es cr i edby t heCom m i s i nands ubj ct t ocer t ai l i at i ns , t oel i l w s t l bl w s w vol nt ar i pr ovi et heCom m i s i nw hor i i al f or m at i nabout avi l t i nof t heFeder al ecur i i s l w t hat l ads t ot hes ucces s f ul or cem ent of acover edj di i l adm i i t r at i eact i n, or ar el t edact i n. Dodd- Fr ank al opr ohi i s r et al t i nby em pl yer s agai s t i di i ual w pr ovi et heCom m i s i nw hi f or m at i nabout pos s i l s ecur i i s vi l t i ns .
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    Exemptions for Security-Based Swaps, Certain Clearing Agencies        76 FR 34920           SEC                                                                                   W e are propos ing exemptions under the Securities Act of 1933, the Securities Exchange Act of 1934, and the Trus t Indenture Act of 1939 for s ecurity-bas ed s waps is s ued by certain clearing agencies s atis fying certain conditions . The propos ed rules would exempt trans actions by clearing agencies in thes e s ecurity-bas ed s waps from all provis ions of the Securities Act, other than the Section 17(a) anti-fraud provis ions , as well as exempt thes e s ecurity-bas ed s waps from Exchange Act regis tration requirements and from the provis ions of the Trus t Indenture Act, provided certain conditions are met.




           Temporary Exemptions and Other Temporary Relief                76 FR 36287           SEC                                                           The Securities and Exchange Commis s ion (“Commis s ion”) is is s uing an exemptive order granting temporary exemptive relief and other temporary relief from compliance with certain provis ions of the Securities Exchange Act of 1934 (“Exchange Act”) concerning s ecurity-bas ed s waps . The Commis s ion als o is providing guidance regarding compliance with other provis ions of the Exchange Act concerning s ecurity-bas ed s waps that were amended or added by the Dodd-Frank W all Street Reform and Cons umer Protection Act of 2010 (“Dodd-Frank Act”) and reques ting comments on s uch guidance and the temporary relief granted.




                           Broker-Dealer Reports                          76 FR 37572           SEC                                                                                                                                                                    te                     s o                 s o s               n
                                                                                                                                                                                                                                                              TheSecur i i s andExchangeCom m i s i n( t he“Com m i s i n”) i pr opos i gam endm ent s t ot hebr oker - deal r f i anci l epor t i gr ul under t heSecur i i s ExchangeAct of 1934( t he“ExchangeAct ”) . Thef i s t s et of am endm ent s w d, am ongot her t hi gs , updat et heexi t i gr equi em ent s of ExchangeAct Rul 17a- 5, f aci at et heabi y of t hePubl Com pany Account i gOver s i ht Boar d( t he“PCAOB”) t oi pl m ent over s i ht of i dependent publ account ant s of br oker - deal r s as r equi edby t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( t he“Dodd- Fr ank Act ”) , andel i at epot ent i l r edundant r equi em ent s f or cer t ai br oker - deal r s af f i t edw h, or dual - r egi t er edas , i ves t m ent advi er s . Thes econds et of am endm ent s w dr equi ebr oker - deal r s t hat ei her cl ar t r ans act i ns or car r y cus t om er account s t ocons ent t oal w gt heCom m i s i nanddes i nat edexam i i gaut hor i i s ( “DEAs ”) t ohaveacces s t oi dependent publ account ant s t odi cus s t hei f i di gs w hr es pect t oannual t s of t hebr o
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   Exemptions for Advisers to Venture Capital Funds, Private Advisers     76 FR 39646           SEC          Th e Se cu ri ti e s an d Exch an ge C o mmi ssi o n (th e “C o mmi ssi o n ”) i s ad o p ti n g ru l e s to i mp l e me n t n e w e xe mp ti o n s fro m th e re gi strati o n re q u i re me n ts o f th e In ve stme n t Ad vi se rs Act o f 1 9 4 0 fo r ad vi se rs to ce rtai n p ri vate l y o ffe re d i n ve stme n t fu n d s; th e se e xe mp ti o n s we re e n acte d as p art o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (th e “Do d d -Fran k Act”). As re q u i re d b y Ti tl e IV o f th e Do d d -Fran k Act—th e P ri vate Fu n d In ve stme n t Ad vi se rs R e gi strati o n Act o f 2 0 1 0 —th e n e w ru l e s d e fi n e “ve n tu re cap i tal fu n d ” an d p ro vi d e an e xe mp ti o n fro m re gi strati o n fo r ad vi se rs wi th l e ss th an $ 1 5 0 mi l l i o n i n p ri vate fu n d asse ts u n d e r man age me n t i n th e Un i te d State s. Th e n e w ru l e s al so cl ari fy th e me an i n g o f ce rtai n te rms i n cl u d e d i n a n e w e xe mp ti o n fro m re gi strati o n fo r “fo re i gn p ri vate ad vi se rs.”




   Extension of Temporary Exemptions, Eligible Credit Default Swaps       76 FR 40223           SEC                                                                                   We are extending the expiration dates in our temporary rules that provide exemptions under the Securities Act of 1933, the Securities Exchange Act of 1934, and the Trust Indenture Act of 1939 for certain credit default swaps in order to continue facilitating the operation of one or more central counterparties for those credit default swaps as we consider rules implementing the clearing provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act.




                   Exemptions for Security-Based Swaps                    76 FR 40605           SEC                                                                                                                                                                                                   n n m n r e                  dn           o
                                                                                                                                                                                                                                                                                         W ear eadopt i gi t er i f i al ul s pr ovi i gexem pt i ns under t heSecur i i s Act of 1933, t heSecur i i s ExchangeAct of 1934, andt heTr us t I ndent ur eAct of 1939f or t hos es ecur i y- bas eds w t hat under cur r ent l w es ecur i y- bas eds w agr eem ent s andw def i edas “s ecur i i s ” under t heSecur i i s Act andt heExchangeAct as of J ul 16, 2011dues ol l t ot hepr ovi i ns of Ti l VI I of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct . Thei t er i f i al ul s w
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    Amendment: Filing Requirements, Registered Clearing Agencies          76 FR 41056           SEC                                                                                                                                                                                    te                     s o                      s o s
                                                                                                                                                                                                                                                                              TheSecur i i s andExchangeCom m i s i n( “SEC” or “Com m i s i n”) i adopt i gani t er i f i al ul t oam endRul 19b- 4under t heSecur i i s ExchangeAct of 1934( “ExchangeAct ”) . Theam endm ent expands t hel t of cat egor i s t hat qual y f or s um m ar y ef f ect i enes s under Sect i n19( b) ( 3) ( A) of t heExchangeAct t oi cl deany m at t er ef f ect i gachangei anexi t i gs er vi eof acl ar i gagency r egi t er edw ht heCom m i s i n( “Regi t er edCl ar i gAgency”) t hat bot hpr i ar i af f ect s t hef ut ur es cl ar i goper at i ns of t hecl ar i gagency w hr es pect t of ut ur es t hat ar enot s ecur i y f ut ur es anddoes not s i ni i ant l af f ect any s ecur i i s cl ar i goper at i ns of t hecl ar i gagency or any r el t edr i ht s or obl at i ns of t hecl ar i gagency or per s ons us i gs uchs er vi e. TheCom m i s i nal oi m aki gacor r es pondi gt echni al odi i at i nt ot heGener al ns t r uct i ns f or For m 19b- 4under t heExchangeAct . Theam endm ent s t oRul 19b- 4andFor m 19b- 4ar ei t endedt os t r eam l et her ul f i gpr oces s i ar eas i vol i g
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                   Retail Foreign Exchange Transactions                   76 FR 41676           SEC                                                                                                                                                                                                                o                                 l
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                                                                                                                                                                                                                                                                                                       Under s ect i n742( c) of t heDodd- Fr ank W al r eet Ref or m andCons um er Pr ot ect i nAct ( “Dodd- Fr ank Act ”) , cer t ai f or ei nexchanget r ans act i ns w hper s ons w ar enot “el i l cont r act par t i i ant s ” ( com m onl r ef er r edt oas “r et ai or ex t r ans act i ns , ” andas f ur t her def i edbel w w har egi t er edbr oker or deal r ( “br oker - deal r ”) w pr ohi i edas of J ul 16, 2011, i t heabs enceof t heCom m i s i nadopt i gar ul t oal w ucht r ans act i ns under t er m s andcondi i ns pr es cr i edby t heCom m i s i n. TheCom m i s i ni adopt i gi t er i f i al em por ar y Rul 15b12- 1Tt oal w r egi t er edbr oker - deal r t oengagei ar et ai or ex bus i es s unt i ul 16, 2012, pr ovi edt hat t hebr oker - deal r com pl s w ht heSecur i i s ExchangeAct of 1934( “ExchangeAct ”) , t her ul s andr egul t i ns t her eunder , andt her ul s of t hes el - r egul t or y or gani at i n( s ) of w c ht hebr oker - deal r i am em ber ( “SROr ul s ”) , i s of ar as t hey ar eappl abl t or et ai or ex t r ans act i ns .
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       Business Conduct Standards for Security-Based Swap Dealers         76 FR 42396           SEC                                                                    The Securities and Exchange Commission (“Commission”) is proposing for comment new rules under the Securities Exchange Act of 1934 (“Exchange Act”) that are intended to implement provisions of Title VII (“Title VII”) of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (“Dodd-Frank Act”) relating to external business conduct standards for security-based swap dealers (“SBS Dealers”) and major security-based swap participants (“Major SBS Participants”).




      Implementing Amendments, Investment Advisers Act of 1940            76 FR 42950           SEC           Th e Se cu ri ti e s an d Exch an ge C o mmi ssi o n i s ad o p ti n g n e w ru l e s an d ru l e ame n d me n ts u n d e r th e In ve stme n t Ad vi se rs Act o f 1 9 4 0 to i mp l e me n t p ro vi si o n s o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act. Th e se ru l e s an d ru l e ame n d me n ts are d e si gn e d to gi ve e ffe ct to p ro vi si o n s o f Ti tl e IV o f th e Do d d -Fran k Act th at, amo n g o th e r th i n gs, i n cre ase th e statu to ry th re sh o l d fo r re gi strati o n b y i n ve stme n t ad vi se rs wi th th e C o mmi ssi o n , re q u i re ad vi se rs to h e d ge fu n d s an d o th e r p ri vate fu n d s to re gi ste r wi th th e C o mmi ssi o n , an d re q u i re re p o rti n g b y ce rtai n i n ve stme n t ad vi se rs th at are e xe mp t fro m re gi strati o n . In ad d i ti o n , we are ad o p ti n g ru l e ame n d me n ts, i n cl u d i n g ame n d me n ts to th e C o mmi ssi o n ' s p ay to p l ay ru l e , th at ad d re ss a n u mb e r o f o th e r ch an ge s mad e b y th e Do d d -Fran k Act.




   Re-Proposal of Shelf Eligibility Conditions, Asset-Backed Securities   76 FR 47948           SEC                                                W e are revis ing and re-propos ing certain rules that were initially propos ed in April 2010 related to as s et-backed s ecurities in light of the provis ions added by the Dodd-Frank W all Street Reform and Cons umer Protection Act and comments received on our April 2010 propos als . Specifically, we are re-propos ing regis trant and trans action requirements related to s helf regis tration of as s et-backed s ecurities and changes to exhibit filing deadlines . In addition, we are reques ting additional comment on our propos al to require as s et-level information about the pool as s ets . W e continue to cons ider the other matters in our April 2010 propos ing releas e.




     Suspension of the Duty To File Reports, Asset-Backed Securities      76 FR 52549           SEC                                                            Section 942(a) of the Dodd-Frank W all Street Reform and Cons umer Protection Act eliminated the automatic s us pens ion of the duty to file under Section 15(d) of the Securities Exchange Act of 1934 for as s et-backed s ecurities is s uers and granted the Commis s ion the authority to is s ue rules providing for the s us pens ion or termination of s uch duty. W e are adopting rules to provide certain thres holds for s us pens ion of the reporting obligations for as s et-backed s ecurities is s uers . W e are als o amending our rules relating to the Exchange Act reporting obligations of as s et-backed s ecurities is s uers in light of thes e s tatutory changes .




      Treatment of Asset-Backed Issuers, Investment Company Act           76 FR 55308           SEC                               Th e C o mmi ssi o n i s co n si d e ri n g p ro p o si n g ame n d me n ts to R u l e 3 a-7 u n d e r th e In ve stme n t C o mp an y Act o f 1 9 4 0 (“In ve stme n t C o mp an y Act” o r “Act”), th e ru l e th at p ro vi d e s ce rtai n asse t-b acke d i ssu e rs wi th a co n d i ti o n al e xcl u si o n fro m th e d e fi n i ti o n o f i n ve stme n t co mp an y. Ame n d me n ts to R u l e 3 a-7 th at th e C o mmi ssi o n may co n si d e r co u l d re fl e ct marke t d e ve l o p me n ts si n ce 1 9 9 2 , wh e n R u l e 3 a-7 was ad o p te d , an d re ce n t d e ve l o p me n ts affe cti n g asse t-b acke d i ssu e rs, i n cl u d i n g th e p assage o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act (th e “Do d d -Fran k Act”) an d th e C o mmi ssi o n ' s re ce n t ru l e maki n gs re gard i n g th e asse t-b acke d se cu ri ti e s marke ts. Th e C o mmi ssi o n i s wi th d rawi n g i ts 2 0 0 8 p ro p o sal to ame n d R u l e 3 a-7 , wh i ch was p u b l i sh e d Ju l y 1 1 , 2 0 0 8 .




        Risk-Based Capital Standards: Advanced Capital Adequacy           76 FR 12611   Thrift Supervision                                                                          The Office of Thrift Supervision (OTS) proposes to: Amend its advanced risk-based capital adequacy standards (advanced approaches rules)1 to be consistent with certain provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Act)2 and amend the general risk-based capital rules3 to provide limited flexibility consistent with section 171(b) of the Act for recognizing the relative risk of certain assets generally not held by depository institutions.




         Office of Thrift Supervision Integration; Dodd-Frank Act         76 FR 43549   Thrift Supervision                                                Th e Offi ce o f th e C o mp tro l l e r o f th e C u rre n cy (OC C ) i s ad o p ti n g ame n d me n ts to i ts re gu l ati o n s go ve rn i n g o rgan i zati o n an d fu n cti o n s, avai l ab i l i ty an d re l e ase o f i n fo rmati o n , p o st-e mp l o yme n t re stri cti o n s fo r se n i o r e xami n e rs, an d asse ssme n t o f fe e s to i n co rp o rate th e tran sfe r o f ce rtai n fu n cti o n s o f th e Offi ce o f Th ri ft Su p e rvi si o n (OTS) to th e OC C p u rsu an t to Ti tl e III o f th e Do d d -Fran k W al l Stre e t R e fo rm an d C o n su me r P ro te cti o n Act. Th e OC C al so i s ame n d i n g i ts ru l e s p e rtai n i n g to p re e mp ti o n an d vi si to ri al p o we rs to i mp l e me n t vari o u s se cti o n s o f th e Act; ch an ge i n co n tro l o f cre d i t card b an ks an d tru st b an ks to i mp l e me n t se cti o n 6 0 3 o f th e Act; an d d e p o si t-taki n g b y u n i n su re d Fe d e ral b ran ch e s to i mp l e me n t se cti o n 3 3 5 o f th e Act.
                                                                                                                               Cost (Millions)   Paperwork Hours   Law      Link     Calculation
                                                                                                                                                                    X    http://federalregister.gov/a/2011-13256
                                                                                                                                                                         http://federalregister.gov/a/2011-15984
                                                                                                                                                                    X    http://federalregister.gov/a/2011-18426
                                                                                                                                                                    X    http://www.federalregister.gov/a/2011-18676/p-220
                                                                                                                                                                    X    http://federalregister.gov/a/2011-19035
                                                                                                                                                                    X    http://federalregister.gov/a/2011-19034
                                                                                                                                                                    X    http://federalregister.gov/a/2011-19032
                                                                                                                                                                    X    http://federalregister.gov/a/2011-19038
                                                                                                                                                                         http://federalregister.gov/a/2010-20567
                                                                                                                                                                    X    http://www.federalregister.gov/a/2010-21729/p-120
                                                                                                                                                                    X    http://federalregister.gov/a/2010-21726
                                                                                                                                                                         http://federalregister.gov/a/2010-24198
                                                                                                                                                      480                http://www.federalregister.gov/a/2010-25322/p-81
                                                                                                                                                                    X    http://federalregister.gov/a/2010-25325
                                                                                                                                                                         http://federalregister.gov/a/2010-26220
                                                                                                                                                                         http://www.federalregister.gov/a/2010-26951/p-128
                                                                                                                                                      1,440              http://www.federalregister.gov/a/2010-26912/p-48
                                                                                                                                                    24,170.64            http://www.federalregister.gov/a/2010-26893/p-154
                                                                                                                                                                         http://federalregister.gov/a/2010-27555
                                                                                                                                    38.6             79,503                         5.9+32.7
                                                                                                                                                                         http://www.federalregister.gov/a/2010-27538/p-99
ese proposed rules apply to the review of swaps by the Commission to determine whether the swaps are required to be cleared.                          480                http://www.federalregister.gov/a/2010-27532/p-64
                                                                                                                                                     15,104              http://www.federalregister.gov/a/2010-27533/p-117
                                                                                                                                                                         http://federalregister.gov/a/2010-27547
                                                                                                                                                                         http://www.federalregister.gov/a/2010-27657/p-239
                                                                                                                                                                         http://www.federalregister.gov/a/2010-27541/p-108
                                                                                                                                    8.0              80,278              http://www.federalregister.gov/a/2010-29003/p-74
                                                                                                                                    6.2              62,424              http://www.federalregister.gov/a/2010-29021/p-105
                                                                                                                                                     27,422              http://www.federalregister.gov/a/2010-29023/p-120
                                                                                                                                                       752               http://www.federalregister.gov/a/2010-29024/p-156
                                                                                                                                    1.3             13,350.0             http://www.federalregister.gov/a/2010-29006/p-72
                                                                                                                                    6.1               204.5              http://www.federalregister.gov/a/2010-29009/p-121
                                                                                                                                                                         http://www.federalregister.gov/a/2010-29836/p-68
                                                                                                                                    3.5             120,000              http://www.federalregister.gov/a/2010-29831/p-92
           2,000         http://www.federalregister.gov/a/2010-29022/p-193
          995,110        http://www.federalregister.gov/a/2010-29994/p-485
         1,428,924       http://www.federalregister.gov/a/2010-30476/p-386
 62.8     628,000        http://www.federalregister.gov/a/2010-30884/p-116
            80           http://www.federalregister.gov/a/2010-31029/p-189
0.482                    http://www.federalregister.gov/a/2010-31131/p-174
                     X   http://www.federalregister.gov/a/2010-31579/p-68
                         http://www.federalregister.gov/a/2010-31130/p-454
           680           http://www.federalregister.gov/a/2010-31458/p-527
                         http://www.federalregister.gov/a/2010-31588/p-404
          1,000          http://www.federalregister.gov/a/2010-31578/p-136
212.52   856,460     X                            http://www.federalregister.gov/a/2011-20817/p-682
                         http://www.federalregister.gov/a/2010-31133/p-524
 11.8    52,932          http://www.federalregister.gov/a/2010-31943/p-404
 33.4    334,350         http://www.federalregister.gov/a/2010-32264/p-191
          6,055          http://www.federalregister.gov/a/2010-31898/p-192
0.560    10,780          http://www.federalregister.gov/a/2010-32358/p-396
           400           http://www.federalregister.gov/a/2011-690/p-457
 37.6    168,000         http://www.federalregister.gov/a/2011-1154/p-178
                         http://www.federalregister.gov/a/2011-1685/p-190
 8.1      81,000         http://www.federalregister.gov/a/2011-2642/p-94
205.2    1,850,400       http://www.federalregister.gov/a/2011-2643/p-115
         447,909.4       http://www.federalregister.gov/a/2011-2437/p-197
 46.0     68,905                      30.2+15.8
                         http://www.federalregister.gov/a/2011-2175/p-358
                         http://www.federalregister.gov/a/2011-4657/p-50
                         http://www.federalregister.gov/a/2011-4799/p-51
                         http://www.federalregister.gov/a/2011-4707/p-131
                         http://federalregister.gov/a/2011-6399
         312,000         http://www.federalregister.gov/a/2011-9446/p-143
                         http://www.federalregister.gov/a/2011-9598/p-262
          54,301         http://www.federalregister.gov/a/2011-10881/p-219
0.474                    http://www.federalregister.gov/a/2011-11008/p-1002
                         http://www.federalregister.gov/a/2011-12270/p-265
136.0     8,200          http://www.federalregister.gov/a/2011-10737/p-236
                         http://www.federalregister.gov/a/2011-15195/p-104
                                                                                                                                                                                                                                                                                                          X   http://www.federalregister.gov/a/2011-17626/p-120
                                                                                                                                                                                                                                                                                                          X   http://www.federalregister.gov/a/2011-17549/p-242
                                                                                                                                                                                                                                                                                                          X   http://www.federalregister.gov/a/2011-18248/p-263
                                                                                                                                                                                                                                                                                      35.2     79,503     X   http://www.federalregister.gov/a/2011-18054/p-129
                                                                                                                                                                                                                                                                                                1,440     X   http://www.federalregister.gov/a/2011-17710/p-54
                                                                                                                                                                                                                                                                                                7,613     X   http://www.federalregister.gov/a/2011-17711/p-82
                                                                                                                                                                                                                                                                                                          X   http://www.federalregister.gov/a/2011-18777/p-22
                                                                                                                                                                                                                                                                                      0.048      480      X   http://www.federalregister.gov/a/2011-18663/p-114
                                                                                                                                                                                                                                                                                              14,120.64   X   http://www.federalregister.gov/a/2011-18661/p-186
                                                                                                                                                                                                                                                                                      22.74    227,416        http://www.federalregister.gov/a/2011-19362/p-112
                                                                                                                                                                                                                                                                                       0.75     7,504         http://www.federalregister.gov/a/2011-19365/p-114
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-20337
                                                                                                                                                                                                                                                                                      0.136     340       X                340X$400 http://www.federalregister.gov/a/2011-20423/p-372
                                                                                                                                                                                                                                                                                                              http://www.federalregister.gov/a/2011-20423/p-408
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-23155
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2011-24128
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2011-24124
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2011-12859
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-17581
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-23033
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2011-20965
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2011-21659
                                                                                                                                                                                                                                                                                              112,632     X   http://www.federalregister.gov/a/2010-28627/p-63
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2010-26049
                                                                                                                                                                                                                                                                                                              http://federalregister.gov/a/2010-27036
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-1379
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-1732
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-3086
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-17397
in interpreting a recent s tatutory amendment that provides temporary, unlimited depos it ins urance coverage for noninteres t-bearing trans action accounts , the FDIC als o propos es to retain and move the definition of “interes t” into the depos it ins urance regulations .                           http://federalregister.gov/a/2011-9210
                                                                                                                                                                                                                                                                                               6,038          http://www.federalregister.gov/a/2011-11853/p-160
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-17686
                                                                                                                                                                                                                                                                                                          X   http://federalregister.gov/a/2011-18276
                                                                                                                                                                                                                                                                                              291,486     X   http://www.federalregister.gov/a/2011-24179/p-121
ers. The Board seeks comment on all aspects of the interim final rule.                                                                                                                                                                                                                        271,720     X   http://www.federalregister.gov/a/2010-26671/p-342
                                                                                                                                                                                                                                                                                                                                                                                                                                                          54,624         http://www.federalregister.gov/a/2010-31529/p-72
                                                                                                                                                                                                                                                                                                                                                                                                                                                           2,784         http://www.federalregister.gov/a/2010-31530/p-47
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://federalregister.gov/a/2011-2978
                                                                                                                                                                                                                                                                                                                                                                                                                                                          21,600     X   http://www.federalregister.gov/a/2011-3199/p-132
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-4384
                                                                                                                                                                                                                                                                                                                                                                                                                                                 45.6      1,064         http://www.federalregister.gov/a/2011-5413/p-96
                                                                                                                                                                                                                                                                                                                                                                                                                                                            192      X   http://www.federalregister.gov/a/2011-7377/p-41
                                                                                                                                                                                                                                                                                                                                                                                                                                                          54,624     X   http://www.federalregister.gov/a/2011-7376/p-85
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://federalregister.gov/a/2011-7812
                                                                                                                                                                                                                                                                                                                                                                                                                                                 26.5     72,225         http://www.federalregister.gov/a/2011-7937/p-394
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-17886
                                                                                                                                                                                                                                                                                                                                                                                                                                                         1,337,600       http://www.federalregister.gov/a/2011-9357/p-132
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://www.federalregister.gov/a/2011-9766/p-1042
                                                                                                                                                                                                                                                                                                                                                                                                                                                          15,757         http://www.federalregister.gov/a/2011-10432/p-404
viding consumers with disclosures and error resolution rights. The proposed amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act.                                                                                                                                                                                                                                                      3,800,000       http://www.federalregister.gov/a/2011-12019/p-403
                                                                                                                                                                                                                                                                                                                                                                                                                                                          862,364        http://www.federalregister.gov/a/2011-14831/p-154
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-15178
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-15180
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://federalregister.gov/a/2011-15654
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-15669
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://www.federalregister.gov/a/2011-17585/p-85
                                                                                                                                                                                                                                                                                                                                                                                                                                                 91.3    2,128,000   X   http://www.federalregister.gov/a/2011-17649/p-123
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://www.federalregister.gov/a/2011-16861/p-775
                                                                                                                                                                                                                                                                                                                                                                                                                                                          73,032     X   http://www.federalregister.gov/a/2011-16860/p-119
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://federalregister.gov/a/2011-18100
at a se cu ri ti e s h o l d i n g co mp an y mu st sati sfy to make an e ffe cti ve e l e cti o n , i n cl u d i n g fi l i n g th e ap p ro p ri ate fo rm wi th th e re sp o n si b l e R e se rve B an k, p ro vi d i n g al l ad d i ti o n al re q u i re d i n fo rmati o n , an d sati sfyi n g th e statu to ry wai ti n g p e ri o d o f 4 5 d ays o r su ch sh o rte r p e ri o d th e B o ard d e te rmi n e s ap p ro p ri ate .               40           http://www.federalregister.gov/a/2011-22469/p-66
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-22854
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-12358
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://www.federalregister.gov/a/2011-1551/p-132
                                                                                                                                                                                                                                                                                                                                                                                                                                                            500      X   http://www.federalregister.gov/a/2011-18948/p-170
                                                                                                                                                                                                                                                                                                                                                                                                                                                 55.3    3,900,000   X   http://www.federalregister.gov/a/2011-18605/p-380
                                                                                                                                                                                                                                                                                                                                                                                                                                                165.86               X          87.3+11.3+23.96+43.3
                                                                                                                                                                                                                                                                                                                                                                                                                                                                         http://www.federalregister.gov/a/2011-4816/p-43
                                                                                                                                                                                                                                                                                                                                                                                                                                                 1.66     4,160          http://www.federalregister.gov/a/2011-8364/p-985
                                                                                                                                                                                                                                                                                                                                                                                                                                                                     X   http://federalregister.gov/a/2011-16856
          1,200          http://www.federalregister.gov/a/2010-32129/p-42
          7,500          http://www.federalregister.gov/a/2011-4070/p-89
          1,200          http://www.federalregister.gov/a/2011-12826/p-36
                     X   http://federalregister.gov/a/2011-18930
 13.6                    http://www.federalregister.gov/a/2010-25361/p-212
 13.9                    http://www.federalregister.gov/a/2010-26172/p-191
 56.4                X       http://www.gao.gov/decisions/majrule/d11173r.htm
                                    6.2+43.9+6.3             http://www.federalregister.gov/a/2010-26217/p-150
                                                                        http://www.federalregister.gov/a/2010-26217/p-154
                         http://www.federalregister.gov/a/2010-26217/p-152
         10,122.0        http://www.federalregister.gov/a/2010-26315/p-426
 8.1      25,192         http://www.federalregister.gov/a/2010-26535/p-367
 16.0                               13.5 +2.5     http://www.federalregister.gov/a/2010-26536/p-265
                         http://www.federalregister.gov/a/2010-26536/p-260
                     X   http://www.federalregister.gov/a/2010-29702/p-66
 812     1,438,300                  511+301       http://www.federalregister.gov/a/2010-29710/p-688
                         http://www.federalregister.gov/a/2010-29710/p-986
 79.5                               39.7 + 39.8 http://www.federalregister.gov/a/2010-29956/p-523
                         http://www.federalregister.gov/a/2010-29956/p-513
245.0    420,000         http://www.federalregister.gov/a/2010-29719/p-1097
 25.9    137,000         http://www.federalregister.gov/a/2010-31973/p-290
0.263     1,667          http://www.federalregister.gov/a/2010-31941/p-220
71.243   153,864                    63+6.9+1.2 http://www.federalregister.gov/a/2010-31940/p-393
                         http://www.federalregister.gov/a/2010-31940/p-406
 8.2     131,187                    7.9+.249+.108 http://www.federalregister.gov/a/2010-32085/p-337
                         http://www.federalregister.gov/a/2010-32085/p-373
 9.4      6,500                     .402+9.050 http://www.federalregister.gov/a/2010-32445/p-937
                         http://www.federalregister.gov/a/2010-32445/p-1051
 17.2    172,440         http://www.federalregister.gov/a/2011-416/p-92
 10.3    19,525                     5.4+4.9       http://www.federalregister.gov/a/2011-1218/p-186
                         http://www.federalregister.gov/a/2011-1218/p-232
                     X   http://www.federalregister.gov/a/2011-1199/p-62
 8.3      6,998      X   http://www.federalregister.gov/a/2011-1503/p-150
 25.2    189,068     X   http://www.federalregister.gov/a/2011-1504/p-382
                         http://www.federalregister.gov/a/2011-1922/p-129
 8.1      25,192     X   http://www.federalregister.gov/a/2011-1971/p-591
                     X   http://federalregister.gov/a/2011-19421
 95.1     11,880                    http://www.federalregister.gov/articles/2011/02/28/2011-2696/registration-and-regulation-of-security
                                                  20+65.1+10http://www.federalregister.gov/a/2011-2696/p-1005
                         http://www.federalregister.gov/a/2011-2696/p-1424
                         http://federalregister.gov/a/2011-5183
 1.3      4,890                     http://www.federalregister.gov/a/2011-5184/p-196
                         http://www.federalregister.gov/a/2011-5184/p-227
 8.5      8,500          http://www.federalregister.gov/a/2011-5182/p-635
                     X   http://federalregister.gov/a/2011-14572
          47,266         http://www.federalregister.gov/a/2011-6940/p-65
 3.1      23,940         http://www.federalregister.gov/a/2011-7948/p-325
 7.2      4,800        http://www.federalregister.gov/a/2011-10619/p-317
                       http://www.federalregister.gov/a/2011-11801/p-109
                       http://www.federalregister.gov/a/2011-13370/p-383
115.5                  http://www.federalregister.gov/a/2011-12659/p-2274
          7,500    X   http://www.federalregister.gov/a/2011-13382/p-942
           240         http://www.federalregister.gov/a/2011-14717/p-185
                   X   http://federalregister.gov/a/2011-15432
129.66   287,325                    45.7+14.2+.660+69.1
                                                http://www.federalregister.gov/a/2011-15341/p-439
                       http://www.federalregister.gov/a/2011-15341/p-505
 0.35              X       http://www.federalregister.gov/a/2011-16118/p-965
                                  .110+.120+.120
                       http://www.federalregister.gov/a/2011-16118/p-836
                   X   http://www.federalregister.gov/a/2011-17132/p-81
                   X   http://www.federalregister.gov/a/2011-17039/p-101
                   X   http://www.federalregister.gov/a/2011-17524/p-91
                   X   http://www.federalregister.gov/a/2011-18009/p-147
 13.2    647,100          http://www.federalregister.gov/a/2011-16758/p-1003
                                    9.9+3.3
                       http://www.federalregister.gov/a/2011-16758/p-981
 32.4    157,775   X       http://www.federalregister.gov/a/2011-16318/p-894
                                    27.3+5.1
                       http://www.federalregister.gov/a/2011-16318/p-1086
 7.7     68,550        http://www.federalregister.gov/a/2011-19300/p-485
11.093   82,074    X       http://www.federalregister.gov/a/2011-21500/p-107
                       http://www.federalregister.gov/a/2011-21500/p-114
                       http://federalregister.gov/a/2011-22772
                       http://federalregister.gov/a/2011-5011
                   X   http://federalregister.gov/a/2011-18231
/2010-26217/p-154

				
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