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Introducing Community Empower!









Creating A Pipeline Of Tomorrow’s Customers

Introducing the America’s most advanced system to put

CFIC customers on the path to loan pre-qualification.

Introducing Community Empower!



Why has CFIC partnered

with Community Empower (CE)?







• CE is a NETWORK for lending professionals

• CFIC Originators will close more loans

• More credit-worthy customers

• Create a steady stream of prospects

• CE gives CFIC Originators more selling power

Introducing Community Empower!



CE is changing the retail loan origination business





• CE is the 2005 Worldwide Product of the Year in Data

Analytics

• CE ranks among the World’s TOP 17 most innovative

new products for 2005

• CE is being introduced to colleges /universities and is

being taught as a requirement for mortgage

professionals

• CE runs some of the nation’s largest emerging market

programs for lenders, homebuilders, government

agencies, faith-based entities, associations, and other

affinity groups.

Introducing Community Empower!



What is Community Empower?



• The world’s most advanced consumer credit analyzer

• It spells out what credit issues must be addressed by the

customer for a loan-by-loan analysis

• It runs 20,000 math models against your client’s credit file to

determine which credit moves will best benefit your client.

• It’s automated, it’s fast and its very inexpensive

• It’s backed up by hundreds of professional counselors

• It can easily double your loan volume

• It opens up a whole new customer base making prospecting

much easier.

Introducing Community Empower!



Community Empower provides a comprehensive analysis.





Review

Credit

Report For

Errors Or

Credit

Fraud

Score

Ranking









Powerful

Budgeting

Tools

Empower

Consumers

To Take

Control Of

Their

Positive & Finances –

Negative And Learn

Credit How To

Behaviors Repay Debt

Affecting

Score

Introducing Community Empower!



CE shows your customers how to improve their credit







Get A

Forecast Specific

Potential Action

Credit Plan For

Improve Each

ments Credit

Line Item







Action

Plan

Gives

Specific

Improve

ment

CE Offers

Advice Multiple

And Recovery

Projects Strategies

Score

Increase

Introducing Community Empower!



CE pre-qualifies your employees for loans and homes







Multiple

The System Resolution

Alerts The Programs

Consumer Are

When They Available

Have

Become

Pre-

Qualified

For A CFIC

Loan!









With Just

One Click

The

Consumer Consumers

Is Referred Can Locate

Back To Preferred

Referring Builders To

CFIC Redeem

Broker Matched

Savings $$

Introducing Community Empower!

Electronic reports keep CE Network Participants

up-to-date on deal-flow









View the

Track the programs

progress of enrolled for

each each

consumer consumer









See the

beginning

See an and ending

evaluation of dates for

each each

consumer enrolled

consumer

Introducing Community Empower!





CE doesn’t require administration



• CE handles each case

• Each case is confidential

• Each case uses professional counselors

• Each customer is identified by broker code

• CE uses its innovative proprietary technology

that ensures high-quality work product and

consistency of service delivery

• CE is secure and safe

• CE has extensive reporting to monitor results

Introducing Community Empower!



Your customers will use your customized web site.



Online enrollees

receive assistance

from professional

counselors via:





1. LiveChat

2. E-Mail

3. Toll-Free Phone







Customer enters

your Loan Officer

ID# on the

registration screen

so that they come

back to you upon

completion!

Introducing Community Empower!



Expand Your Marketing Capabilities



Target Large

Corporations

- Give them a value added

tool for their employees,

at no cost to the

employer.

-Add your website to their

company intranet





Target Realtors

- A great way to revive

turndowns

Introducing Community Empower!



Where do I refer my customers?



Enroll by phone with a professional counselor:



800-362-6101

Send them to your Branch Website

Or enroll and receive the complete analysis online:



www.communityempower.com/CFIC



Online enrollees can receive support from professional counselors via:

1. Live Chat

2. E-Mail

3. Toll-Free Phone



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