What you should consider before
changing auto insurance companies
from these quick-quote sources, all too often currently, if it’s from the same company as
we find they are not offering customers the your auto insurance. By switching you can
same insurance protection as lose that discount.
their current policy provides. An even greater danger these companies
New Jersey auto insurance won’t tell you about is their right, when allowed
customers can pick from literally by law, to cancel your coverage within the first
hundreds of combinations 60 days, even if you have accepted their offer
consisting of various coverages and paid the premium. Mass-market companies
and limits options. It’s easy for tend to take your money first, then check your
salespeople to quote you a lower driving, claims and credit history later. If they
price if they don’t give you the see something they don’t like, they may cancel
same amount of coverage. For your your policy. And a cancellation on your record
Some of our customers own protection, please let our agency go over can make it hard to get coverage from another
the details of any offer you receive before insurance company.
have been asked by accepting it.
telephone solicitors or As your insurance agency, we offer this Who knows you best?
mass-mail advertisers to analysis at absolutely no cost to you. We do! We take the time to get to know
switch their automobile our customers. Your current auto insurance
insurance. Before saying Who will go to bat for you if coverage has been crafted with your
“yes” to one of these you have a claim? complete financial picture, your driving and
claims history and your family circumstances
propositions, we hope you We will. Our customers who have had a
in mind. There’s no way a stranger can reach
claim against their auto policy know we pride
will consider the following: ourselves on providing personal attention that level of understanding from a brief
during this stressful time. We make sure you phone call or an impersonal application form.
What do you know about get the quickest, most convenient service. We want to keep you as our customer.
If you receive an offer that’s “too good to be
this company? We answer all your questions. We also make
true,” it just might be. Before you say yes, let us
Not all auto insurance companies are sure you get every penny that’s coming to
you. In short, we stand behind the coverage look over the “fine print.” We can help.
alike. Some support local, independent
insurance agencies like ours to help with all we sell you and the companies we represent.
your insurance questions or problems. Some Are you sure you would get the same level of
put their resources into sales campaigns and personal contact and concern from a mass-
are accessible to you only by an 800 number, market insurer?
where you may never deal with the same
Your Professional
individual twice. What could their offer Insurance Agent…
cost you? We want you to
Are they really offering you There could be hidden costs to you that
the same protection? the company won’t disclose until it’s too know about the insurance
Not necessarily. When insurance late. For example, you may be receiving you’re buying. NJ 11/06 2639 -
agencies take a look at the details of offers a discount on your homeowners policy QS29170