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Shelter of Hope

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					Shelter of Hope

Contact Information:
Mary Francisco 1725 New Hope Drive Oakland, CA

This document contains confidential information. It is disclosed to you for informational purposes only. Its contents shall remain the property of Shelter of Hope and shall be returned to Shelter of Hope when requested.

This is a business plan and does not imply an offering of securities.

Table of Contents

1. Executive Summary Financial Potential The Request 2. Company Background

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3. Services Service Descriptions 4. Fundraising Plan Fundraising Programs Fundraising Strategy Fundraising Events Promotional Plan 5. Operating Plan Location Facility 6. Management, Organization and Ownership Organizational Structure Professional Consultants Ownership and Boards 7. Financial Assumptions Assumptions 8. Appendix Income Projection Expense Projection Profit & Loss Balance Sheet

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Cash Plan Ratio Analysis

Shelter of Hope

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1. Executive Summary
The Shelter of Hope was founded to assist homeless women and children. Through donations, the shelter provides temporary housing, educational resources, counseling, and health care services to women and children to rebuild their lives following traumatic events, abusive relationships, addiction, or loss of financial support. The Shelter of Hope was founded in August 2002 by Marie Thomas following the tragic loss of her family. At that time, Marie opened the doors of her home to provide temporary housing and meals to homeless children and their mothers who had a desire to rebuild their lives. Recognizing the need to provide the tools and skills these women needed to obtain jobs, contribute to the growing economy, and provide for themselves and their children; Marie enlisted the assistance of the economic community. 1.1 Financial Potential The Shelter of Hope has achieved great success in meeting its projected fundraising goals. For the past four years, the shelter has met or exceeded its projected fundraising goals. The Shelter of Hope conducts two major fundraising events the Annual Banquet and Golf Classic. Through these elements and community presence, the Shelter of Hope continues to expand in its financial reserves and in the services it provides to the community. 1.2 The Request To ensure continued success and support to the community, the Shelter of Hope is requesting a $50,000 revolving Line of Credit. This credit extension will provide the ability to supplement working capital, if necessary, to allow the shelter to continue its dedication to those in need.

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2. Company Background
The Shelter of Hope was founded in August 2002 by Marie Thomas following the tragic loss of her family. At that time, Marie opened the doors of her home to provide temporary housing and meals to homeless children and their mothers who had a desire to rebuild their lives. Recognizing the need to provide the tools and skills these women needed to obtain jobs, contribute to the growing economy, and provide for themselves and their children; Marie enlisted the assistance of the economic community. Through donations of computers, software, training material, office supplies, and more The Shelter of Hope was able to set up an educational facility to help victims develop or improve business skills to allow them to reenter the workforce. Through community awareness, The Shelter of Hope accepts donations of clothing, new and in gently used condition, for the children as well as for the women. The Shelter has been able to establish a closet of business attire in various sizes to provide appropriate outfits for interviews and the initial job period. Partnered with the local government and with the area schools, The Shelter of Hope is the recipient of Community Service hours. Students from the four area high schools as well as the area colleges donate their time to earn credit. The students provide tutoring assistance for basic skills in Math, English, and Computer competency.

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3. Services
The Shelter of Hope provides two levels of assistance to displaced women and children. In a location of increasing professional expansion and economic prosperity, there is a segment of the population in need of assistance and the good will of others. The opportunity for community outreach was too great for Marie to ignore. By enlisting volunteers, donations, and corporate sponsorship the Shelter of Hope provides service to anyone, regardless of age, race, religion, marital status, disability, or nation of origin. 3.1 Service Descriptions The Crisis Assistance program offers immediate emergency shelter, meals, counseling, housing assistance, and job assistance, in a supportive, compassionate environment. This is a short-term assistance program, usually lasting 30 to 45 days. The live-in staff at the Crisis house is available 24 hours. For those in need of greater assistance, the long-term rehabilitation program offers a curriculum of education, along with the assistance offered in the short-term program, to prepare for a return to a self-sufficient lifestyle. Long-term assistance usually last 6-12 months, depending upon the length of occupational training. Upon completion of this program, participants are placed in assisted facilities for a period of three months to ease the transition into living on their own. This after care program provides a case manager and a mentor to provide emotional support and encouragement in achieving personal goals and objectives.

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4. Fundraising Plan
Area Business and private residents provide generous financial donations. The Shelter of Hope does not receive any federal, state, local tax dollars, and is funded with the generous donations of the community. Support for the shelter comes in one-time, monthly, or quarterly contributions, along with stock and equipment donations. For additional information on these programs or on to make a donation, please contact Anne Prescott at aprescott@shelterofhope.org 4.1 Fundraising Programs The Shelter of Hope offers a few established fundraising programs that provide a source of steady and generous income. Hope's Heroes are a group of very special supporters who have pledged monthly or quarterly contributions to the Shelter of Hope. These tax-deductible contributions provide essential support to the shelter. Your contribution can even be set up as an electronic funds transfer or charged to a credit card. The Shelter of Hope will accept donations of automobiles in good working condition. Our families need to commute to new jobs, educational campuses, and medical appointments. Property donations, such as computers and other office supplies and equipment are also greatly appreciated. Often, many of the residents at the Shelter of Hope have arrived at our door with only what they could carry. Donations of clothing, furniture, household items, small appliances, and personal products are always in need. 4.2 Fundraising Strategy Anne Prescott is the Shelter of Hope's fundraising coordinator. She maps an annual plan full of events, such as the Annual Banquet and Golf Classic, as well as smaller, interim events. Anne provides much needed community awareness to the Shelter by involving the women and families staying at the Shelter in community events. By helping others, others help the shelter. This approach to community awareness completes a circle of giving and provides the residents at the shelter opportunities for social interactivity. The Shelter of Hope residents and staff volunteer at area food banks, local libraries and book drives, area schools and churches to develop a core of intrinsic value in the community. 4.3 Fundraising Events The Annual Banquet and silent auction provides an evening of entertainment and the arts. Donations are auctioned to the highest bidder during an evening of dinner and dancing. Sponsorship information is available from Anne Prescott please e-mail her at aprescott@shelterofhope.org. The Annual Golf Classic is a popular event supported by the generosity of individuals,

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businesses, major corporations, clubs, and organizations in the area. For the past 10 years, this event has been one of the most popular and beneficial for the shelter. For more information regarding this year's Golf Classic or to register as a participant, please contact Anne Prescott at aprescott@shelterofhope.org. 4.4 Promotional Plan The Shelter of Hope accepts donations for advertising the Annual Banquet and Golf Classic. The shelter's Web site is also a generous donation. Through these elements and community presence, the Shelter of Hope has achieved great success in meeting its projected fundraising goals.

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5. Operating Plan
Through donations of computers, software, training material, office supplies, and more The Shelter of Hope was able to set up an educational facility to help victims develop or improve business skills to allow them to reenter the workforce. Through community awareness, The Shelter of Hope accepts donations of clothing, new and in gently used condition, for the children as well as for the women. The Shelter has been able to establish a closet of business attire in various sizes to provide appropriate outfits for interviews and the initial job period. Partnered with the local government and with the area schools, The Shelter of Hope is the recipient of Community Service hours. Students from the four area high schools as well as the area colleges donate their time to earn credit. The students provide tutoring assistance for basic skills in Math, English, and Computer competency. 5.1 Location Shelter of Hope is located in the hills overlooking Oakland and the San Francisco bay in Northern California. Originally the property was the family home of Marie Thomas. With the acquisition of adjacent acreage, the Shelter of Hope was able to provide a long-term facility with educational and training facilities. 5.2 Facility The campus includes facilities for administration, the educational center, two buildings for extended care living, eight private cottages, and the main house, the former Thomas family home. The main house, as originally started by Marie, provides the Crisis Assistance program. With a central kitchen, dining room, and living room, the house provides eight bedrooms and three and half bathrooms. This Federal Style manor house provides ample rooms and full basement that provides a recreational and computer centers, and laundry facility. The 24-hour staff is always available to provide care for those in need. Each extended care living facility provides a home for up to 30 women and children with a living room, dining room, kitchen, ten bedrooms with bathrooms, a computer center, and a laundry facility. These two buildings, housing a total of 60 women and children, provide care for an average period of 9 months. The educational center provides two classrooms, a resource center, and a computer lab. Using instructional training software, a volunteers guide students through self-paced tutorials to provide necessary office and computer skills in preparation for re-entry into the employment community. English Composition, Business Math, and Career Planning classes are conducted on site with volunteer instructors. Two additional buildings on the campus provide eight private, two-bedroom cottages that provide the final step of the long-term care program by guiding the residence through the transition of a self-sufficient lifestyle. The administrative offices are housed in a small building located just inside the main

Shelter of Hope gate.

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6. Management, Organization and Ownership
The Shelter of Hope is a not-for-profit facility providing temporary housing, educational resources, counseling, and health care services to women and children to rebuild their lives following traumatic events, abusive relationships, addiction, or loss of financial support. 6.1 Organizational Structure Marie Thomas, founder and executive director, employs a full time staff of three administrative and fund raising personnel and a part time staff of six with a volunteer staff of 32. Professional services for counseling and education are funded through state and federal programs. Anne Prescott, a full-time staff member who keeps regular contact with area business, corporations, churches, organizations, and clubs, coordinates corporate donations and fundraising events. 6.2 Professional Consultants Many professional consultants donate their time to provide expert guidance, assistance, planning, counseling, and educational services. 6.3 Ownership and Boards The Shelter of Hope is a non-profit corporation governed by a seven member volunteer board of directors and is audited annually.

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7. Financial Assumptions
The Shelter of Hope is a privately funded 501(c)(3) corporation recognized by the Internal Revenue Service qualified to issues receipts for tax-deductible donations. 7.1 Assumptions Based on historical performance, the following financial projection are provided as a both a budget and a plan for future development, operations, and expansion.

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8. Appendix
This section contains the following reports and supporting documentation: • • • • • • Income Projection Expense Projection Profit & Loss Balance Sheet Cash Plan Ratio Analysis

Shelter of Hope
Income Projection
For year ending December, 2005
Income Category Donations Total Income Jan 20,000 20,000 Feb 22,000 22,000 Mar 25,000 25,000 Apr 31,000 31,000 May 18,000 18,000 Jun 15,000 15,000 Jul 25,000 25,000 Aug 19,000 19,000 Sep 15,000 15,000 Oct 18,000 18,000 Nov 22,000 22,000 Dec 20,000 20,000 Year 1 250,000 250,000

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Shelter of Hope
Income Projection
For year ending December, 2006
Income Category Donations Total Income Jan 20,000 20,000 Feb 21,000 21,000 Mar 27,000 27,000 Apr 33,000 33,000 May 19,000 19,000 Jun 15,000 15,000 Jul 19,000 19,000 Aug 22,000 22,000 Sep 16,000 16,000 Oct 20,000 20,000 Nov 25,000 25,000 Dec 22,000 22,000 Year 2 259,000 259,000

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Shelter of Hope
Income Projection
For year ending December, 2007
Income Category Donations Total Income Jan 22,000 22,000 Feb 22,000 22,000 Mar 30,000 30,000 Apr 38,000 38,000 May 22,000 22,000 Jun 18,000 18,000 Jul 23,000 23,000 Aug 27,000 27,000 Sep 25,000 25,000 Oct 25,000 25,000 Nov 25,000 25,000 Dec 25,000 25,000 Year 3 302,000 302,000

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Shelter of Hope
Expense Projection
For year ending December, 2005
Expense Category Rent Insurance Sales, Marketing & Other Utilities Depreciation Payroll Payroll Taxes Program Activities Training Total Expenses Jan 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Feb 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Mar 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Apr 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 May 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Jun 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Jul 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Aug 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Sep 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Oct 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 16,800 Nov 2,000 300 1,000 300 2,000 8,000 1,200 2,000 1,300 18,100 Dec 2,000 300 1,000 300 2,000 8,000 1,200 2,000 1,300 18,100 Year 1 24,000 3,600 12,000 3,600 24,000 96,000 14,400 24,000 2,600 204,200

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Shelter of Hope
Expense Projection
For year ending December, 2006
Expense Category Rent Insurance Sales, Marketing & Other Utilities Depreciation Payroll Payroll Taxes Program Activities Training Total Expenses Jan 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Feb 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Mar 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Apr 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 May 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Jun 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Jul 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Aug 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Sep 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Oct 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Nov 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 19,250 Dec 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,500 19,450 Year 2 24,000 3,600 12,000 3,600 24,000 102,000 16,200 30,000 15,800 231,200

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Shelter of Hope
Expense Projection
For year ending December, 2007
Expense Category Rent Insurance Sales, Marketing & Other Utilities Depreciation Payroll Payroll Taxes Program Activities Training Total Expenses Jan 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Feb 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Mar 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Apr 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 May 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Jun 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Jul 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Aug 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Sep 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Oct 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Nov 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Dec 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 21,750 Year 3 24,000 3,600 12,000 3,600 24,000 120,000 18,000 34,200 21,600 261,000

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Shelter of Hope
Profit & Loss Statement
For year ending December, 2005
Jan Income Gross profit Operating expenses: Rent Insurance Sales, Marketing & Other Utilities Depreciation Payroll Payroll Taxes Program Activities Training Depreciation Total operating expenses Operating income Net income 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 1,117 1,117 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 3,117 3,117 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 6,117 6,117 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 12,117 12,117 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 (883) (883) 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 (3,883) (3,883) 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 6,117 6,117 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 117 117 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 (3,883) (3,883) 2,000 300 1,000 300 2,000 8,000 1,200 2,000 0 2,083 18,883 (883) (883) 2,000 300 1,000 300 2,000 8,000 1,200 2,000 1,300 2,083 20,183 1,817 1,817 2,000 300 1,000 300 2,000 8,000 1,200 2,000 1,300 2,083 20,183 (183) (183) 24,000 3,600 12,000 3,600 24,000 96,000 14,400 24,000 2,600 25,000 229,200 20,800 20,800 20,000 20,000 Feb 22,000 22,000 Mar 25,000 25,000 Apr 31,000 31,000 May 18,000 18,000 Jun 15,000 15,000 Jul 25,000 25,000 Aug 19,000 19,000 Sep 15,000 15,000 Oct 18,000 18,000 Nov 22,000 22,000 Dec 20,000 20,000 Year 1 250,000 250,000

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Shelter of Hope
Profit & Loss Statement
For year ending December, 2006
Jan Income Gross profit Operating expenses: Rent Insurance Sales, Marketing & Other Utilities Depreciation Payroll Payroll Taxes Program Activities Training Depreciation Total operating expenses Operating income Net income 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (1,333) (1,333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (333) (333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 5,667 5,667 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 11,667 11,667 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (2,333) (2,333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (6,333) (6,333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (2,333) (2,333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 667 667 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (5,333) (5,333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 (1,333) (1,333) 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,300 2,083 21,333 3,667 3,667 2,000 300 1,000 300 2,000 8,500 1,350 2,500 1,500 2,083 21,533 467 467 24,000 3,600 12,000 3,600 24,000 102,000 16,200 30,000 15,800 25,000 256,200 2,800 2,800 20,000 20,000 Feb 21,000 21,000 Mar 27,000 27,000 Apr 33,000 33,000 May 19,000 19,000 Jun 15,000 15,000 Jul 19,000 19,000 Aug 22,000 22,000 Sep 16,000 16,000 Oct 20,000 20,000 Nov 25,000 25,000 Dec 22,000 22,000 Year 2 259,000 259,000

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Shelter of Hope
Profit & Loss Statement
For year ending December, 2007
Jan Income Gross profit Operating expenses: Rent Insurance Sales, Marketing & Other Utilities Depreciation Payroll Payroll Taxes Program Activities Training Depreciation Total operating expenses Operating income Net income 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 (1,833) (1,833) 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 (1,833) (1,833) 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 6,167 6,167 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 14,167 14,167 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 (1,833) (1,833) 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 (5,833) (5,833) 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 (833) (833) 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 3,167 3,167 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 1,167 1,167 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 1,167 1,167 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 1,167 1,167 2,000 300 1,000 300 2,000 10,000 1,500 2,850 1,800 2,083 23,833 1,167 1,167 24,000 3,600 12,000 3,600 24,000 120,000 18,000 34,200 21,600 25,000 286,000 16,000 16,000 22,000 22,000 Feb 22,000 22,000 Mar 30,000 30,000 Apr 38,000 38,000 May 22,000 22,000 Jun 18,000 18,000 Jul 23,000 23,000 Aug 27,000 27,000 Sep 25,000 25,000 Oct 25,000 25,000 Nov 25,000 25,000 Dec 25,000 25,000 Year 3 302,000 302,000

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Shelter of Hope
Balance Sheet
For year ending December, 2005
Jan Assets: Current assets: Cash Total current assets Fixed assets (net) Total assets Liabilities and equity: Current liabilities: Accrued liabilities Total current liabilities Total liabilities Equity Total liabilities and equity 2,300 2,300 2,300 273,817 276,117 2,300 2,300 2,300 276,933 279,233 2,300 2,300 2,300 283,050 285,350 2,300 2,300 2,300 295,167 297,467 2,300 2,300 2,300 294,283 296,583 2,300 2,300 2,300 290,400 292,700 2,300 2,300 2,300 296,517 298,817 2,300 2,300 2,300 296,633 298,933 2,300 2,300 2,300 292,750 295,050 2,300 2,300 2,300 291,867 294,167 2,300 2,300 2,300 293,683 295,983 2,300 2,300 2,300 293,500 295,800 2,300 2,300 2,300 293,500 295,800 103,200 103,200 172,917 276,117 108,400 108,400 170,833 279,233 116,600 116,600 168,750 285,350 130,800 130,800 166,667 297,467 132,000 132,000 164,583 296,583 130,200 130,200 162,500 292,700 138,400 138,400 160,417 298,817 140,600 140,600 158,333 298,933 138,800 138,800 156,250 295,050 140,000 140,000 154,167 294,167 143,900 143,900 152,083 295,983 145,800 145,800 150,000 295,800 145,800 145,800 150,000 295,800 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year 1

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Shelter of Hope
Balance Sheet
For year ending December, 2006
Jan Assets: Current assets: Cash Total current assets Fixed assets (net) Total assets Liabilities and equity: Current liabilities: Accrued liabilities Total current liabilities Total liabilities Equity Total liabilities and equity 2,300 2,300 2,300 292,167 294,467 2,300 2,300 2,300 291,833 294,133 2,300 2,300 2,300 297,500 299,800 2,300 2,300 2,300 309,167 311,467 2,300 2,300 2,300 306,833 309,133 2,300 2,300 2,300 300,500 302,800 2,300 2,300 2,300 298,167 300,467 2,300 2,300 2,300 298,833 301,133 2,300 2,300 2,300 293,500 295,800 2,300 2,300 2,300 292,167 294,467 2,300 2,300 2,300 295,833 298,133 2,300 2,300 2,300 296,300 298,600 2,300 2,300 2,300 296,300 298,600 146,550 146,550 147,917 294,467 148,300 148,300 145,833 294,133 156,050 156,050 143,750 299,800 169,800 169,800 141,667 311,467 169,550 169,550 139,583 309,133 165,300 165,300 137,500 302,800 165,050 165,050 135,417 300,467 167,800 167,800 133,333 301,133 164,550 164,550 131,250 295,800 165,300 165,300 129,167 294,467 171,050 171,050 127,083 298,133 173,600 173,600 125,000 298,600 173,600 173,600 125,000 298,600 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year 2

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Shelter of Hope
Balance Sheet
For year ending December, 2007
Jan Assets: Current assets: Cash Total current assets Fixed assets (net) Total assets Liabilities and equity: Current liabilities: Accrued liabilities Total current liabilities Total liabilities Equity Total liabilities and equity 2,300 2,300 2,300 294,467 296,767 2,300 2,300 2,300 292,633 294,933 2,300 2,300 2,300 298,800 301,100 2,300 2,300 2,300 312,967 315,267 2,300 2,300 2,300 311,133 313,433 2,300 2,300 2,300 305,300 307,600 2,300 2,300 2,300 304,467 306,767 2,300 2,300 2,300 307,633 309,933 2,300 2,300 2,300 308,800 311,100 2,300 2,300 2,300 309,967 312,267 2,300 2,300 2,300 311,133 313,433 2,300 2,300 2,300 312,300 314,600 2,300 2,300 2,300 312,300 314,600 173,850 173,850 122,917 296,767 174,100 174,100 120,833 294,933 182,350 182,350 118,750 301,100 198,600 198,600 116,667 315,267 198,850 198,850 114,583 313,433 195,100 195,100 112,500 307,600 196,350 196,350 110,417 306,767 201,600 201,600 108,333 309,933 204,850 204,850 106,250 311,100 208,100 208,100 104,167 312,267 211,350 211,350 102,083 313,433 214,600 214,600 100,000 314,600 214,600 214,600 100,000 314,600 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year 3

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Shelter of Hope
Cash Plan
For year ending December, 2005
Jan Cash receipts Operating cash expenses Cash from operations Change in cash Beginning cash Ending cash 20,000 16,800 3,200 3,200 100,000 103,200 Feb 22,000 16,800 5,200 5,200 103,200 108,400 Mar 25,000 16,800 8,200 8,200 108,400 116,600 Apr 31,000 16,800 14,200 14,200 116,600 130,800 May 18,000 16,800 1,200 1,200 130,800 132,000 Jun 15,000 16,800 (1,800) (1,800) 132,000 130,200 Jul 25,000 16,800 8,200 8,200 130,200 138,400 Aug 19,000 16,800 2,200 2,200 138,400 140,600 Sep 15,000 16,800 (1,800) (1,800) 140,600 138,800 Oct 18,000 16,800 1,200 1,200 138,800 140,000 Nov 22,000 18,100 3,900 3,900 140,000 143,900 Dec 20,000 18,100 1,900 1,900 143,900 145,800 Year 1 250,000 204,200 45,800 45,800 100,000 145,800

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Shelter of Hope
Cash Plan
For year ending December, 2006
Jan Cash receipts Operating cash expenses Cash from operations Change in cash Beginning cash Ending cash 20,000 19,250 750 750 145,800 146,550 Feb 21,000 19,250 1,750 1,750 146,550 148,300 Mar 27,000 19,250 7,750 7,750 148,300 156,050 Apr 33,000 19,250 13,750 13,750 156,050 169,800 May 19,000 19,250 (250) (250) 169,800 169,550 Jun 15,000 19,250 (4,250) (4,250) 169,550 165,300 Jul 19,000 19,250 (250) (250) 165,300 165,050 Aug 22,000 19,250 2,750 2,750 165,050 167,800 Sep 16,000 19,250 (3,250) (3,250) 167,800 164,550 Oct 20,000 19,250 750 750 164,550 165,300 Nov 25,000 19,250 5,750 5,750 165,300 171,050 Dec 22,000 19,450 2,550 2,550 171,050 173,600 Year 2 259,000 231,200 27,800 27,800 145,800 173,600

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Shelter of Hope
Cash Plan
For year ending December, 2007
Jan Cash receipts Operating cash expenses Cash from operations Change in cash Beginning cash Ending cash 22,000 21,750 250 250 173,600 173,850 Feb 22,000 21,750 250 250 173,850 174,100 Mar 30,000 21,750 8,250 8,250 174,100 182,350 Apr 38,000 21,750 16,250 16,250 182,350 198,600 May 22,000 21,750 250 250 198,600 198,850 Jun 18,000 21,750 (3,750) (3,750) 198,850 195,100 Jul 23,000 21,750 1,250 1,250 195,100 196,350 Aug 27,000 21,750 5,250 5,250 196,350 201,600 Sep 25,000 21,750 3,250 3,250 201,600 204,850 Oct 25,000 21,750 3,250 3,250 204,850 208,100 Nov 25,000 21,750 3,250 3,250 208,100 211,350 Dec 25,000 21,750 3,250 3,250 211,350 214,600 Year 3 302,000 261,000 41,000 41,000 173,600 214,600

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Shelter of Hope
Ratio Analysis
For year ending December, 2005
Jan Profitability ratios: Gross profit margin Operating profit margin Net profit margin Return on equity Return on assets Liquidity ratios: Current ratio Quick ratio (Acid-test) Working capital ratio Activity ratios: Accounts receivable days Inventory days Inventory turnover Sales-to-assets Leverage ratios: Debt-to-equity Debt ratio Times-interest (TI) earned: Operating income Interest expense TI earned ratio (÷) 1,117 0 n/a 3,117 0 n/a 6,117 0 n/a 12,117 0 n/a (883) 0 n/a (3,883) 0 n/a 6,117 0 n/a 117 0 n/a (3,883) 0 n/a (883) 0 n/a 1,817 0 n/a (183) 0 n/a 20,800 0 n/a 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 n/a n/a 0.07 0.00 n/a n/a 0.08 0.00 n/a n/a 0.09 0.00 n/a n/a 0.11 0.00 n/a n/a 0.06 0.00 n/a n/a 0.05 0.00 n/a n/a 0.08 0.00 n/a n/a 0.06 0.00 n/a n/a 0.05 0.00 n/a n/a 0.06 0.00 n/a n/a 0.07 0.00 n/a n/a 0.07 0.00 n/a n/a 0.86 44.87 44.87 5.04 47.13 47.13 4.82 50.70 50.70 4.57 56.87 56.87 4.15 57.39 57.39 7.21 56.61 56.61 8.53 60.17 60.17 5.44 61.13 61.13 7.28 60.35 60.35 9.10 60.87 60.87 7.65 62.57 62.57 6.44 63.39 63.39 7.18 63.39 63.39 0.57 100.00% 5.58% 5.58% 0.41% 0.41% 100.00% 14.17% 14.17% 1.13% 1.12% 100.00% 24.47% 24.47% 2.18% 2.17% 100.00% 39.09% 39.09% 4.19% 4.16% 100.00% -4.91% -4.91% -0.30% -0.30% 100.00% -25.89% -25.89% -1.33% -1.32% 100.00% 24.47% 24.47% 2.08% 2.07% 100.00% 0.61% 0.61% 0.04% 0.04% 100.00% -25.89% -25.89% -1.32% -1.31% 100.00% -4.91% -4.91% -0.30% -0.30% 100.00% 8.26% 8.26% 0.62% 0.62% 100.00% -0.92% -0.92% -0.06% -0.06% 100.00% 8.32% 8.32% 7.20% 7.14% Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year 1

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Shelter of Hope
Ratio Analysis
For year ending December, 2006
Jan Profitability ratios: Gross profit margin Operating profit margin Net profit margin Return on equity Return on assets Liquidity ratios: Current ratio Quick ratio (Acid-test) Working capital ratio Activity ratios: Accounts receivable days Inventory days Inventory turnover Sales-to-assets Leverage ratios: Debt-to-equity Debt ratio Times-interest (TI) earned: Operating income Interest expense TI earned ratio (÷) (1,333) 0 n/a (333) 0 n/a 5,667 0 n/a 11,667 0 n/a (2,333) 0 n/a (6,333) 0 n/a (2,333) 0 n/a 667 0 n/a (5,333) 0 n/a (1,333) 0 n/a 3,667 0 n/a 467 0 n/a 2,800 0 n/a 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 n/a n/a 0.07 0.00 n/a n/a 0.07 0.00 n/a n/a 0.09 0.00 n/a n/a 0.11 0.00 n/a n/a 0.06 0.00 n/a n/a 0.05 0.00 n/a n/a 0.06 0.00 n/a n/a 0.07 0.00 n/a n/a 0.05 0.00 n/a n/a 0.07 0.00 n/a n/a 0.08 0.00 n/a n/a 0.07 0.00 n/a n/a 0.86 63.72 63.72 7.21 64.48 64.48 6.95 67.85 67.85 5.69 73.83 73.83 5.08 73.72 73.72 8.80 71.87 71.87 10.87 71.76 71.76 8.57 72.96 72.96 7.52 71.54 71.54 10.14 71.87 71.87 8.15 74.37 74.37 6.75 75.48 75.48 7.79 75.48 75.48 0.66 100.00% -6.67% -6.67% -0.46% -0.45% 100.00% -1.59% -1.59% -0.11% -0.11% 100.00% 20.99% 20.99% 1.92% 1.91% 100.00% 35.35% 35.35% 3.85% 3.82% 100.00% -12.28% -12.28% -0.76% -0.75% 100.00% -42.22% -42.22% -2.09% -2.07% 100.00% -12.28% -12.28% -0.78% -0.77% 100.00% 3.03% 3.03% 0.22% 0.22% 100.00% -33.33% -33.33% -1.80% -1.79% 100.00% -6.67% -6.67% -0.46% -0.45% 100.00% 14.67% 14.67% 1.25% 1.24% 100.00% 2.12% 2.12% 0.16% 0.16% 100.00% 1.08% 1.08% 0.94% 0.93% Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year 2

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Shelter of Hope
Ratio Analysis
For year ending December, 2007
Jan Profitability ratios: Gross profit margin Operating profit margin Net profit margin Return on equity Return on assets Liquidity ratios: Current ratio Quick ratio (Acid-test) Working capital ratio Activity ratios: Accounts receivable days Inventory days Inventory turnover Sales-to-assets Leverage ratios: Debt-to-equity Debt ratio Times-interest (TI) earned: Operating income Interest expense TI earned ratio (÷) (1,833) 0 n/a (1,833) 0 n/a 6,167 0 n/a 14,167 0 n/a (1,833) 0 n/a (5,833) 0 n/a (833) 0 n/a 3,167 0 n/a 1,167 0 n/a 1,167 0 n/a 1,167 0 n/a 1,167 0 n/a 16,000 0 n/a 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 n/a n/a 0.07 0.00 n/a n/a 0.07 0.00 n/a n/a 0.10 0.00 n/a n/a 0.12 0.00 n/a n/a 0.07 0.00 n/a n/a 0.06 0.00 n/a n/a 0.07 0.00 n/a n/a 0.09 0.00 n/a n/a 0.08 0.00 n/a n/a 0.08 0.00 n/a n/a 0.08 0.00 n/a n/a 0.08 0.00 n/a n/a 0.98 75.59 75.59 7.80 75.70 75.70 7.81 79.28 79.28 6.00 86.35 86.35 5.17 86.46 86.46 8.93 84.83 84.83 10.71 85.37 85.37 8.44 87.65 87.65 7.38 89.07 89.07 8.10 90.48 90.48 8.23 91.89 91.89 8.36 93.30 93.30 8.49 93.30 93.30 0.70 100.00% -8.33% -8.33% -0.62% -0.62% 100.00% -8.33% -8.33% -0.62% -0.62% 100.00% 20.56% 20.56% 2.09% 2.07% 100.00% 37.28% 37.28% 4.63% 4.60% 100.00% -8.33% -8.33% -0.59% -0.58% 100.00% -32.41% -32.41% -1.89% -1.88% 100.00% -3.62% -3.62% -0.27% -0.27% 100.00% 11.73% 11.73% 1.03% 1.03% 100.00% 4.67% 4.67% 0.38% 0.38% 100.00% 4.67% 4.67% 0.38% 0.37% 100.00% 4.67% 4.67% 0.38% 0.37% 100.00% 4.67% 4.67% 0.37% 0.37% 100.00% 5.30% 5.30% 5.24% 5.20% Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year 3

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