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					Offers For Students

As a new student just entering college, you are going to be confronted
with a lot of offers for students. Some of these are great ideas, while
others can do some serious damage to your credit rating. Some are
designed to help out students who don’t have a lot of money, and others
are there in the hopes that you will end up owing them a lot of money.
Not all offers for students are created equal, so make sure you know what
you are doing before you sign up.

Good offers for students are ones that are designed to save you money.
These offers may be for discounted school supplies, or for student aid.
When looking at offers for students in regards to student aid, make sure
you have someone who knows what they are doing to watch out for you.
There are many great sources of financial aid, and there are others that
will leave you wondering what just happened.

Be very careful when you are confronted with offers for students in the
financial field. For the most part, credit card companies have special
offers for students. Students often abuse these credit cards because they
don’t yet know what they are doing. Financial independence is hard, and
one of the worst mistakes you can make is using a credit card to keep
afloat in school. If you can’t realistically pay the monthly payments,
you are going to regret the decision to get one for years down the road.

For some students, the offers are too good to pass up. Many students are
cash poor, and when someone offers them something for free to sign up for
a card, they jump at the chance without really thinking about it. These
companies know what they are doing when they come up with offers for
students, and they know how to reel them in. Once you have that card in
your hand, you are more likely to use it. In college, you are also more
likely to mess it up. A bad debt on a credit card can follow you around
for a long time, and can affect your chances of getting a loan for a home
or a car when you really need one.

Try to use common sense when looking over offers for students. How badly
do you really need that free backpack? Is it worth it if you end up in
debt? It’s not a matter of being stupid; it is simply a matter of being
inexperienced and unsure. Those who make up offers for students know
this, and they know how to reel you in for the kill. Always talk over
these offers with someone you trust before you sign up.

				
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Maggie Mills Maggie Mills Owner http://itmfinancial.org
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