==== ====
Find more Informations here
http://www.clickbankrecommend.com/
==== ====
What Is the Meaning of an ATM Card
If you have a bank account there is a good chance that you have an ATM card, which stands for
Automated Teller Machine. This card gives you the ability to go to an ATM and perform
transactions. An ATM is a machine or computerized terminal that gives bank customers the ability
to access their funds without the need of a teller or bank employee. Every customer has a four-
digit pin code, as a matter of security that must be keyed in before transactions can be performed.
Customers have access to their funds 24 hours per day, seven days per week.
Deposits
If you have an ATM card, you can make deposits to your bank account. You can go to an ATM
and get one of their envelopes and deposit cash or checks after inserting your pin code. Once
your deposit is made, the ATM will give you the option of making another transaction. If you don't
perform any new transactions your receipt will be disbursed showing the new balance including
your deposit.
Withdrawals
You can also make withdrawals from an ATM with an ATM card.
Withdrawals are normally in increments of $10 or $20. If you withdraw money in an increment in
which funds are not dispensed you will have to select the correct increment. Each customer has a
predetermined amount of money that can be disbursed per day. An amount of $300 or $500 is
common. Your withdrawal limits can be increased by contacting a representative at your bank. If
you attempt to withdraw money and there is not enough in your account, the transaction will be
rejected because of insufficient funds.
Debit Transactions
Some banks will allow you to make debit transactions only at retail outlets, primarily grocery
stores. There will be a fee of .25 to .50 per transaction. You will need to key in your pin number
and it will go against your daily cash withdrawal. Most of these stores will accept transactions if
they belong to a certain network, such as Star or Plus.
Outside Banks
When you make withdrawals at a bank other than your own, you will be charged a fee which can
vary from bank to bank. Fees are generally in the range of $1.50 to $3.50. Once you put in your
ATM card and start the transaction you will be given the option of rejecting or accepting the fee. If
you reject the fee you will not be able to perform the transaction.
Security
ATMs will allow you to key in your pin code three times before your card is taken by the ATM. If
your card is taken, the bank will typically destroy it and you will have to go to your bank and apply
for another card. Some banks can cancel your card and issue another one the same day. This is a
security measure in case someone has stolen your card and is attempting to guess your pin code.
Other Transactions
ATM cards also allow you to check your balance and purchase postage stamps.
==== ====
Find more Informations here
http://www.clickbankrecommend.com/
==== ====