Connection Third Quarter 2011
Low Rates = Summer Fun! Update Personal
Family First has the cash for your lending needs.
We’ve priced our rates to make it more affordable for Information
you to enjoy your summer fun or finance projects on
your “To Do” list. Contact our Loan Department today Please make sure that the credit union has your
at 989.759.1686, or apply online at www.fam1st.com. current information. Many people are cancelling
their home phone service and using their cell phone
Auto Loan as low as 2.85% APR* for their primary source of contact. Also, if you have
Boat or RV Loan as low as 4.75% APR* recently moved and not changed your address with
the credit union - we may have returned mail for
Motorcycle or ATV Loan as low as 5.50% APR* you. Or, you may be missing important notifications
Home Equity Loan as low as 6.25% APR* regarding you account with the credit union.
Compare our rates to loans you may have at other Please verify we have the correct information to
financial institutions. You may be paying too much! contact you in a timely manner if there is a question
*APR=Annual Percentage Rates. Rates listed as our best available rate,
or problem regarding your account.
2.85% represents our new vehicle rate, and is subject to credit approval
and other restrictions. Not all members will qualify. To determine your
rate, please contact the credit union. Changes to Direct Deposit
Beginning May 1, 2011, the Treasury Department will
FreeMusic Fest no longer issue paper checks to new applicants of federal
benefit payments. New applicants will choose from either
Family First was a part-sponsor of the FreeMusic direct deposit or Direct Express Debit MasterCard.
Fest held at the Tittabawassee Park in Freeland on
Additionally, anyone currently receiving benefit
June 11th. It was a day long event packed full of great
payments by check must designate a new form of
music, nice weather, and plenty of activities for the
payment, either by direct deposit or Direct Express
family including an art fair, kids activities, disc golf
Debit MasterCard, by March 1, 2013.
tournament, food vendors and more.
If you are interested in signing up to receive your federal
Hope to see you there next year!
benefit payment by Direct Deposit, you may visit www.
GoDirect.org, or by visiting the credit union. Or, if you
would like to receive direct deposit of your paycheck, please
provide your employer with the information listed below.
Family First Credit Union Routing & Transit #:
272 484 674
Account Type: Savings or Checking
10-digit Account #:
(ie: If your account number is 12345, you will need five
zeros preceding your account number - 0000012345)
Winners!! New Phone
We will be installing a new phone
system within the next month. We hope
Congratulations go out to Marshall with the installation of the new phone
Brown Jr., Lisa Fallis, Florence system, members will have easier access
Alexander and Aiden VanLoo. to the department they need.
BUSINESS HOURS Marshall & Lisa were lucky winners Please remember that you may also
of $100 Checking Deposit from our check your account balance, make
Mon. Wed. Thurs Online Bill Pay conversion drawing in transfers, etc. 24/7 by calling Teller 24
9 a.m. - 5 p.m. March. at 759.1311, or by using Netbranch. If
you need a PIN number to access Teller
Tuesday Florence and Aiden were $100
10 a.m. - 5 p.m. 24, please contact any Member Service
winners in our new Youth CD drawing.
Friday Members opening a Youth CD between
access to Netbranch,
8:30 a.m. - 6 p.m. April 1–30 were eligible.
Saturday (Drive-Thru) Thank you to all members who com, or call
9 a.m. - 1 p.m. participated in our drawings. Increased 989.695.5144
member services strengthen the credit ext. 242.
union while making managing your
Mon. Wed. Thurs. finances easier and more beneficial for
9 a.m. - 5 p.m. you. If you have any questions regarding
the products and services we offer, please
Tuesday Visit www.aaa.com to find a local
10 a.m. - 5 p.m. contact the credit union at 759.1686 or
695.5144. agent, request an instant quote or learn
Friday about special discounts to credit union
9 a.m. - 6 p.m.
members. In addition to auto insurance,
No Saturday Hours AAA also offers Home/Condo insurance,
(Effective 1.1.2011) Sam’s Club renters insurance, life insurance and
Join Sam’s Club today and start saving. travel agency services. With your
PHONE NUMBERS With the Partner Membership Program, AAA membership you are able to take
credit union employees and members advantage of special discounts on hotels,
Saginaw Office: car rental, restaurants, auto repair and
are able to join Sam’s Club (or renew
an existing membership) under Family much more.
Freeland Office: First Credit Union. Join or renew your
membership now through August 31,
2011, and receive and receive a $25
Save with Sprint
800.580.0330 Credit Union members can receive
Gift Card with a Plus Membership or
a $10 Gift Card with an Advantage 10% off most new Sprint Service plans,
Visit us online at or existing Sprint customers can save
www.fam1st.com with an upgrade or change in their
service plan by simply verifying their
credit union membership at the time of
Holiday Hours activation/upgrade. Acceptable forms
of proof are: credit/debit card issued by
Independence Day the credit union, account/loan statement,
Saturday, July, 2, 2011 voided check, or a credit union
Monday, July 4, 2011 member ID card. For details visit www.
Labor Day com or call 877.
Saturday, September 3, 2011 SAVE.4.CU.
Monday, September 5, 2011 (877.728.3428).