Woodbridge Structured Funding_ LLC Offered through 72VEST

					     Woodbridge Structured Funding, LLC
Offered through 72VEST Financial Center
                                         217 523 4070

Structured Settlements, who needs one?


Recent market performance has demonstrated how quickly risk can become an undesired reality. Simply
put, a structured settlement purchase provides guaranteed income - both long term and short term,
whatever your needs are. Payment plans can include monthly, quarterly or annual payments, as well as
future lump sums. Payments can begin immediately or at some time in the future (referred to as a
"deferral"), and if your income requirements are expected to grow over time, you can select a payment
plan with increasing payments using a Cost of Living Adjustment (COLA).



The yields you will realize are a result of purchasing a preexisting settlement annuity at a factored cost -
discounted and assigned by court order.



They are assigned to your Name, Trust, Pension or IRA by court order under the jurisdiction of State
settlement transfer laws.



The payments and the rates are contractually guaranteed and paid by an A rated insurance
company based on an existing annuity contract.



All purchases are regulated by a court of law and require court approval.



In this era of economic uncertainty, historically low yields and with the high risk in equity markets, the
safety and security of court appointed annuity transfers is the best alternative - especially when
combined with above average yields.
Immediate Income - Guaranteed Payments

These payments begin within 6 months of your purchase and are contractually guaranteed for a set
period of time. They are income generating contracts.



Deferred Income - Guaranteed Payments

These payments begin at least 6 months from your purchase and are contractually guaranteed for a set
period of time. They provide future income with accumulated interest.



Lump Sum - Guaranteed Payments

These payments are paid in single, lump sum distributions spread out over time and paid in increments of
1-10 years. Great growth vehicles for future planning.



Life Contingent - Insured Payments

These annuity contracts are set to payout a maximum total but may end anytime before the final
payment has been paid. Your principal and yields are guaranteed but the duration can vary from 1-30
years.



Immediate Income - Guaranteed Payments




United Heritage Life Insurance Company "A-" rating (934441)

Your Investment of: $91,500.00 to yield 5.25% as follows:

103 monthly payments of $1,095.00 from January 2nd, 2012 till July 2nd, 2020.

Total payout: $112,785.00
Symetra Life Insurance Company "A" rating (540527)

Your Investment of: $62,950.00 to yield 6.25% as follows:

47 monthly payments of $400.00 from February 19th, 2012 from December 19th, 2015;

156 monthly payments of $200.00 from January 19th, 2016 till December 19th, 2028;

16 monthly payments of $600.00 from January 16th, 2029 till April 19th, 2030; and

One (1) lump sum payment as follows: $87,500.00 due on November 1st, 2029.

Total payout: $147,100.00



Symetra Life Insurance Company "A" rating (934613)

Your Investment of: $62,950.00 to yield 6.25% as follows:

47 monthly payments of $400.00 from February 19th, 2012 from December 19th, 2015;

156 monthly payments of $200.00 from January 19th, 2016 till December 19th, 2028;

16 monthly payments of $600.00 from January 16th, 2029 till April 19th, 2030; and

One (1) lump sum payment as follows: $87,500.00 due on November 1st, 2029.

Total payout: $147,100.00




Genworth Life Insurance Company "A" rating (934676a)

Your Investment of: $2,066,250.00 to yield 6.875% as follows:

396 monthly payments of $2,742.18 from February 1st, 2012 till January 1st, 2045

Increasing by 3% annually each February;

360 monthly payments of $6,250.42 from April 14th, 2014 till March 14th, 2044

Increasing by 3% annually each April; and

One (1) lump sum payment as follows: $333,334.00 due on April 14th, 2014.

Total payout: $5,714,129.92
Genworth Life Insurance Company "A" rating (934676b)

Your Investment of: $1,033,110.00 to yield 6.875% as follows:

396 monthly payments of $1,371.09 from February 1st, 2012 till January 1st, 2045

Increasing by 3% annually each February;

360 monthly payments of $3,125.21 from April 14th, 2014 till March 14th, 2044

Increasing by 3% annually each April; and

One (1) lump sum payment of $166,667.00 due on April 14th, 2014.

Total payout: $2,857,064.84




Genworth Life Insurance Company "A" rating (934676c)

Your Investment of: $516,555.00 to yield 6.875% as follows:

396 monthly payments of $685.55 from February 1st, 2012 till January 1st, 2045

Increasing by 3% annually each February;

360 monthly payments of $1,562.61 from April 14th, 2014 till March 14th, 2044

Increasing by 3% annually each April; and

One (1) lump sum payment of $83,333.50 due on April 14th, 2014.

Total payout: $1,428,538.66




Metropolitan Life Insurance Company "A+" rating (909829a)

Your Investment of: $214,900.00 to yield 6.5% as follows:

246 monthly payments of $194.00 from February 1st, 2012 till July 1st, 2032

Increasing by 3% annually each August; and

132 monthly payments of $7,174.56 from August 1st, 2032 till July 1st, 2043.

Total payout: $996,162.72
Metropolitan Life Insurance Company "A+" rating (909829b)

Your Investment of: $443,750.00 to yield 6.5% as follows:

246 monthly payments of $388.00 from February 1st, 2012 till July 1st, 2032

Increasing by 3% annually each August; and

132 monthly payments of $14,349.13 from August 1st, 2032 till July 1st, 2043.

Total payout: $2,025,274.80




Lump Sum - Guaranteed Payments


TX Lottery payments (536060)

Your Investment of: $86,950.00 to yield 5% as follows:

Three (3) annual payments of $32,000.00 from February 20th, 2013 till February 20th, 2015.

Total payout: $96,000.00




Symetra Life Insurance Company "A" rating (930152)

Your Investment of: $21,550.00 to yield 6% as follows:

One (1) lump sum payment as follows: $32,595.00 due on March 9th, 2019.

Total payout: $32,595.00
NY Lottery payments (903573)

Your Investment of: $83,500.00 to yield 6.5% as follows:

Twenty three (23) annual payments as follows:

$2,360.00 due on December 15th, 2012; $3,480.00 due on December 15th, 2013;

$2,600.00 due on December 15th, 2014; $3,720.00 due on December 15th, 2015;

$4,820.00 due on December 15th, 2016; $4,960.00 due on December 15th, 2017;

$6,080.00 due on December 15th, 2018; $7,200.00 due on December 15th, 2019;

$6,320.00 due on December 15th, 2020; $7,440.00 due on December 15th, 2021;

$8,560.00 due on December 15th, 2022; $9,680.00 due on December 15th, 2023;

$5,800.00 due on December 15th, 2024; $6,920.00 due on December 15th, 2025;

$8,040.00 due on December 15th, 2026; $9,160.00 due on December 15th, 2027;

$10,280.00 due on December 15th, 2028; $11,460.00 due on December 15th, 2029;

$12,520.00 due on December 15th, 2030; $13,640.00 due on December 15th, 2031;

$14,780.00 due on December 15th, 2032; and $40,880.00 due on December 15th, 2033.

Total payout: $200,700.00




AEGON Life Insurance "A" rating (862180)

Your Investment of: $41,900.00 to yield 6.5% as follows:

Five (5) annual payments of $20,082.80 from January 13th, 2024 till January 13th, 2028.

Total payout: $100,414.00
Liberty Mutual Life Insurance Company "A+" rating (926409)

Your Investment of: $74,950.00 to yield 6% as follows:

Three (3) lump sum payments as follows: $24,000.00 due on October 16th, 2012;

$35,000.00 due on October 16th, 2017; and $50,000.00 due on October 16th, 2022.

Total payout: $109,000.00




American General Life Insurance Company "A" rating (854004)

Your Investment of: $40,275.00 to yield 7% as follows:

Three (3) lump sum payments as follows: $50,000.00 due on January 30th, 2027;

$50,000.00 due on January 30th, 2032; and $50,000.00 due on January 30th, 2037.

Total payout: $150,000.00




John Hancock Life Insurance Company "A+" rating (886137)

Your Investment of: $117,900.00 to yield 7.25% as follows:

One (1) lump sum payment as follows: $500,000.00 due on August 22nd, 2032.

Total payout: $500,000.00




CNA Life Insurance Company "A-" rating (919372)

Your Investment of: $45,750.00 to yield 6.75% as follows:

Four (4) lump sum payments as follows:

$20,000.00 due on December 13th, 2013; $20,000.00 due on December 13th, 2018;

$15,000.00 due on December 13th, 2023; and $25,000.00 due on December 13th, 2028.

Total payout: $80,000.00
Genworth Life Insurance Company "A" rating (934153)

Your Investment of: $396,950.00 to yield 5.75% as follows:

Four (4) lump sum payments as follows: $30,000.00 due on October 10th, 2012;

$30,000.00 due on October 10th, 2013; $200,000.00 due on October 10th, 2014; and

$234,441.00 due on October 10th, 2017.

Total Payout: $494,441.00




Genworth Life Insurance Company "A" rating (876163)

Your Investment of: $131,850.00 to yield 7.25% as follows:

Five (5) lump sum payments as follows: $35,000.00 due on May 28th, 2016;

$50,000.00 due on May 28th, 2021; $75,000.00 due on May 28th, 2026;

$100,000.00 due on May 28th, 2031; and $150,000.00 due on May 28th, 2036.

Total Payout: $410,000.00




Sedgwick Life Insurance Company "A" rating (604102)

Your Investment of: $123,210.77 to yield 7.25% as follows:

One (1) lump sum payment as follows: $1,000,000.00 due on November 30th, 2041.

Total payout: $1,000,000.00




John Hancock Life Insurance Company "A+" rating (849451)

Your Investment of: $42,100.00 to yield 7.25% as follows:

Two (2) lump sum payments as follows:

$45,000.00 due on August 4th, 2028; and $180,000.00 due on August 4th, 2038.

Total Payout: $225,000.00
Travelers Life Insurance Company "A" rating (539114)

Your Investment of: $70,100.00 to yield 7% as follows:

Three (3) lump sum payments as follows: $130,000.00 due on August 1st, 2036;

$160,000.00 due on August 1st, 2040; and $202,000.00 due on August 1st, 2044.

Total Payout: $492,000.00




Monumental Life Insurance Company "A" rating (875040a)

Your Investment of: $150,180.00 to yield 6.75% as follows:

Two (2) lump sum payments as follows:

$247,343.50 due on October 4th, 2029 and $247,343.50 due on October 4th, 2030.

Total payout: $494,687.00




Monumental Life Insurance Company "A" rating (875040b)

Your Investment of: $300,400.00 to yield 6.75% as follows:

Two (2) annual payments as follows:

$494,687.00 on October 4th, 2029 and $494,687.00 on October 4th, 2030.

Total Payout: $989,374.00




Deferred Income - Guaranteed Payments
Pacific Life Insurance Company "A+" rating (863717)

Your Investment of: $101,000.00 to yield 6.125% as follows:

146 monthly payments of $1.202.19 from February 1st, 2021 till March 1st, 2033; and

68 monthly payments of $1,202.19 from, August 15th, 2027 till March 15th, 2033.

Total payout: $257,268.66




Metropolitan Life Insurance Company "A+" rating (598623)

Your Investment of: $68,550.00 to yield 6% as follows:

69 monthly payments of $1,649.00 from November 14th, 2018 till July 14th, 2024

Increasing by 2% annually each August.

Total payout: $119,878.08




American Life Insurance Company "A" rating (843189)

Your Investment of: $74,500.00 to yield 6.5% as follows:

22 monthly payments of $927.98 from March 15th, 2012 till December 15th, 2013;

168 monthly payments of $927.98 from August 15th, 2024 till July 15th, 2038; and

One (1) lump sum payment as follows: $50,000.00 due on December 30th, 2037.

Total payout: $226,316.20
CNA Life Insurance Company "A-" rating (875473)

Your Investment of: $315,150.00 to yield 6.25% as follows:

168 monthly payments of $1,996.25 from January 6th, 2015 till December 6th, 2028;

Increasing by 3% annually each January

Three (3) lump sum payments as follows: $40,000.00 due on January 6th, 2015;

$50,000.00 due on January 6th, 2020; and $60,000.00 due on January 6th, 2025.

Total payout: $559,303.08




Genworth Life Insurance Company "A" rating (933926)

Your Investment of: $128,500.00 to yield 7.75% as follows:

One (1) lump sum payment as follows: $25,000.00 due on July 8th, 2025; and

180 monthly payments of $9,165.78 from July 8th, 2040 till June 8th, 2055.

Total payout: $1,674,840.40




Symetra Life Insurance Company "A" rating (682313)

Your Investment of: $69,900.00 to yield 6% as follows:

Three (3) lump sum payments as follows: $20,000.00 due on October 11th, 2015;

$20,000.00 due on October 11th, 2020; $50,000.00 due on October 11th, 2025; and

72 monthly payments of $500.00 from October 11th, 2019 till September 11th, 2025.

Total Payout: $126,000.00
State Farm Life Insurance Company "A" rating (933105)

Your Investment of: $336,350.00 to yield 7% as follows:

360 monthly payments of $1,763.02 from July 1st, 2015 till June 1st, 2045;

Seven (7) lump sum payments as follows: $25,000.00 due on June 20th, 2012;

$12,500.00 due on June 20th, 2013; $12,500.00 due on June 20th, 2014;

$30,000.00 due on June 20th, 2017; $50,000.00 due on June 20th, 2022;

$75,000.00 due on June 20th, 2027; and $100,000.00 due on June 20th, 2032.

Total payout: $939,687.20




Transamerica Life Insurance Company "A+" rating (899500)

Investment: $51,650.00 to yield 7.5% as follows:

91 monthly payments of $3,074.81 from June 1st, 2033 till December 1st, 2040

Increasing by 3% annually each September.

Total Payout: $316,013.39




American General Life Insurance Company "A" rating (919123)

Your Investment of: $389,650.00 to yield 6.25% as follows:

One (1) lump sum payment as follows: $4,534.36 due on April 1st, 2017; and

79 monthly payments of $7,326.44 from May 1st, 2017 till November 1st, 2023

Increasing by 3% annually each December.

Total payout: $641,564.88
American General Life Insurance Company "A" rating (919123a)

Your Investment of: $191,100.00 to yield 6.25% as follows:

One (1) lump sum payment as follows: $4,534.36 due on April 1st, 2017; and

79 monthly payments of $3,633.22 from May 1st, 2017 till November 1st, 2023

Increasing by 3% annually each December.

Total payout: $320,441.42




Metropolitan Life Insurance Company “A+” rating (931575)

Your Investment of: $197,300.00 to yield 6.75% as follows:

One (1) lump sum payment as follows: $60,000.00 due on January 20th, 2015;

Four (4) annual payment of $25,000.00 from August 1st, 2016 till August 1st, 2019; and

240 monthly payments of $1,000.00 from January 20th, 2020 till December 20th, 2039.

Total Payout: $400,000.00




Genworth Life Insurance Company "A" rating (827229)



One (1) lump sum payment as follows: $14,153.56 due on April 26th, 2026; and

Your Investment of: $70,900.00 to yield 7.5% as follows:

302 monthly payments of $1,499.94 from November 1st, 2030 till December 1st, 2055

Increasing by 2% annually each March.

Total Payout: $609,002.12
Metropolitan Life Insurance Company "A+" rating (916584)

Your Investment of: $23,200.00 to yield 8% as follows:

120 monthly payments of $1,821.00 from February 21st, 2041 till January 21st, 2051;

Five (5) lump sum payments as follows: $25,000.00 due on February 21st, 2041;

$25,000.00 due on February 21st, 2046; $25,000.00 due on February 21st, 2051;

$25,000.00 due on February 21st, 2056; and $25,000.00 due on February 21st, 2061.

Total Payout: $343,520.00




Life Contingent - Insured Payments


Farmers Life Insurance Co. "A" rating Backed by 100k Transamerica Policy (868310)

Your Investment of: $62,750.00 to yield 8% as follows:

301 monthly payments of $603.29 from August 1st, 2017 till August 1st, 2042

Increasing by 2% annually.

Total payout: $232,872.72




Metropolitan Life Insurance Co "A+" Backed by 210k Transamerica Life Policy (604104)

Your Investment of: $39,500.00 to yield 8.25% as follows:

108 monthly payments of $2,711.00 from March 5th, 2033 till February 5th, 2042.

Total payout: $292,788.00




F&G Life Insurance Co "B++" Backed by 270k Transamerica Policy (600231)

Your Investment of: $81,675.00 to yield 8.25% as follows:

181 monthly payments of $2,514.79 from January 1st, 2027 till January 1st, 2042.

Total payout: $455,176.99
Metropolitan Life Insurance Co "A+" Backed by 150k Transamerica Policy (912838)

Your Investment of: $91,950.00 to yield 8.5% as follows:

Twelve (12) monthly payments as follows: $25.74 from April 1st, 2020 till March 1st, 2021;

Ninety seven (97) monthly payments as follows: $24.99 from April 1st, 2021 till April 1st, 2029

Increasing by 3% annually each April;

Eleven (11) monthly payments as follows: $2,515.84 from May 1st, 2029 till March 1st, 1st, 2030;

Twelve (12) monthly payments as follows: $2,591.31 from April 1st, ,2030 till March 1st, 2031; and

One hundred and twenty (120) monthly payments as follows: $4,531.40 from April 1st, 2031 till March
1st, 2041.

Total payout: $605,545.14




American General Life Insurance Co "A" Backed by 410k Transamerica Policy (537691)

Your Investment of: $150,975.00 to yield 8% as follows:

Ten (10) annual payments of $44,000.00 from February 16th, 2025 till February 16th, 2034; and

Sixty (60) monthly payments of $2,700.00 from January 1st, 2030 till December 1st, 2034.

Total payout: $602,000.00




Metropolitan Life Insurance Co "A+" Backed by 2.5m Transamerica Policy (871661)

Your Investment of: $429,850.00 to yield 8.75% as follows:

105 monthly payments of $12,582.16 from April 15th, 2033 till December 15th, 2041

Increasing by 4% annually each April; and

83 monthly payments of $23,592.29 from February 15th, 2035 till December 15th, 2041

Increasing by 4% annually each April.

Total payout: $3,825,750.25
Transamerica Life Insurance Co "A+" Backed by 400k Transamerica Policy (885598)

Your Investment of: $144,600.00 to yield 8.25% as follows:

199 monthly payments of $3,000.00 from April 29th, 2025 till October 29th, 2041

Increasing by 3% annually each May.

Total Payout: $780,168.36




* Interest, payment, and price figures utilized in court documents and closing documents are calculated using Tvalue TM
Amortization Software, the industry standard, using an Effective Interest Rate with a Monthly Compounding formula as
term and condition. Where there is any variation from the listing sheet, the contract entered into by Purchaser will
prevail, information is subject to the final documents, is subject to change, and is not guaranteed.




Sincerely,

Gary Rhodes
72VEST
Financial Center
Effingham and Springfield Illinois
(217) 523 4070
Fax (888) 752 3622

				
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