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Here we collect basic facts about thirty different types of insurance.
Archive for the 'General Insurance' Category
Insurance - facts about general insurance
April 27th, 2008
Insurance will all of us in contact with at some point in life, if we are
sick or pregnant, if a loved one passed away or if we need to apply for
housing assistance. As one of the largest state agencies pay Insurance
over 400 billion dollars each year.
Insurance is to administer the various insurance and benefits contained
in the so-called Social Security Act, whose mission is to give everyone a
basic level of protection, socially and economically, in case of
sickness, pregnancy or other circumstances. Social Security Act contains
nearly fifty different benefits and among some of the major include
sickness benefit, activity, parental benefits, pension and housing
benefits.
Sickness benefit and activity compensation
Sickness benefit is part of the Swedish health insurance. It is paid to
people who because of illness have limited work skills. If you have a
job, the employer pays now a sick the first two weeks, and then enters
into sickness. Sick Penn The size is calculated on the sickness benefit,
SGI. The first day is a so-called qualifying day without pay and then
paid out 80% of SGI. With a special insurance policy can achieve 90% of
the sickness benefit.
Activity is given to those between 19 and 29 years for some reason has
temporarily reduced work. The compensation is usually 64% of a so-called
assumed income, or a specific minimum amount.
Allowance is
Parental benefits are one of the various measures in Sweden goes into the
concept of parental leave. In addition to parental leave is temporary
parental leave, maternity leave, paternity leave and the right to reduced
working hours.
Allowance is payable for a maximum of 480 days (16 months) for the care
of children. Gives birth to twins, one has the right to add an additional
180 days. How time is allocated between the parents voluntarily to decide
except 60 days are reserved for each parent. Temporary parental benefit
is when you take time off to care for a sick child. For a child under 18
who are seriously ill can be obtained temporary parental unlimited number
of days in a year, in other cases, the maximum of 120 days applicable.
Housing benefit
Are you between 18 and 29 years, military service, retired or have
children may be eligible for housing assistance. Premium is calculated
from three different points:
how many people living in the household
how expensive and how much house you have
the amount of income you have
National Insurance Act - Social Security Act
Do you live or work in Sweden you are covered by Swedish social
insurance. Do you come here from another country to work or study is
required, however, that you assumed to stay here for at least a year to
count you as a resident and thus get covered by insurance.
Social insurance is divided into a work-based and a residence-based
insurance. Sickness benefit and activity are examples of the residence-
based benefits as income-related benefits are employment-based.
To be entitled to compensation from the Social Insurance Agency, you must
meet certain insurance policies which you can read more about the Social
Insurance Agency's website.
A common phenomenon is that people try to cheat to the allowances and
grants from the National Insurance while they are not entitled to it.
Such a mark in the end, when the Insurance linkage on file with eg CSN,
unemployment funds and the tax office. Knowingly sign false information
is a crime and the invalid paid compensation to be paid back.