INTEREST RATE SUMMARY FOR THE PERIOD 01.01.2002 TO 13.08.2011
> 5 years up to 10
From To SBMTLR Up to 5 years years above 10 years
1/1/2002 3/31/2002 12.00% Floating 11.50% 11.50% 11.50%
Fixed
above 10
years 12.00% 12.00% 12.50%
4/1/2002 6/30/2002 11.50% Floating 10.50% 11.00% 11.00%
Fixed 10.75% 11.25% 11.50%
7/1/2002 8/15/2002 11.50% Floating 10.00% 10.50% 11.00%
Fixed 10.25% 10.75% 11.25%
8/16/2002 1/31/2003 11.25% Floating 9.75% 10.25% 10.75%
Fixed 10.00% 10.50% 11.00%
2/1/2003 5/4/2003 11.25% Floating 9.00% 9.00% 9.50%
Fixed 9.25% 9.25% 9.75%
5/5/2003 6/15/2003 11.00% Floating 8.75% 8.75% 9.25%
Fixed 9.00% 9.00% 9.50%
6/16/2003 9/30/2003 11.00% Floating 8.00% 8.75% 9.25%
Fixed 8.25% 9.00% 9.50%
10/1/2003 12/31/2003 11.00% Floating 7.75% 8.25% 8.50%
Fixed 8.00% 8.50% 8.75%
1/1/2004 11/28/2004 10.25% Floating 7.50% 8.00% 8.25%
Fixed 8.00% 8.75% 9.00%
Up to 5 > 5 up to above 15
From To SBAR years 15 years years
11/29/2004 2/28/2006 10.25% Floating 8.00% 8.50% 8.75%
Fixed 8.50% 9.00% 9.25%
Up to 5 > 5 up to > 10 up to above 15
From To SBAR years 10 years 15 years years
3/1/2006 4/30/2006 10.25% Floating 8.50% 8.75% 9.00% 9.25%
Fixed 9.25% 9.50%
10 years 15 years
5 years to to 15 to 20
From To SBAR 10
Upto 5 years years years years
5/1/2006 8/1/2006 Floating 10.75% 8.75% 9.25% 9.25% 9.75%
Fixed 9.50% 9.75%
02-08-2006 2/11/2007 Floating 11.00% 9.00% 9.50% 10.00% 10.00%
Fixed 9.75% 10.00%
15 years
5 years to to 20
From To SBAR 15
Upto 5 years years years
2/12/2007 2/19/2007 Floating 11.50% 9.50% 10.00% 10.00%
Fixed 11.50% 11.50%
Fixed
5 years to Upto 10
SBAR 20
Upto 5 years years years
2/20/2007 4/8/2007 Floating 12.25% 10.25% 10.75%
Fixed 12.25%
4/9/2007 2/16/2008 Floating 10.75% 11.25%
Fixed 12.75%
5 15 yrs
upto 5 years yrs to 15 yrs yrs to 20Fixed
10/8/2007 12/31/2007 Up to 20 lac 12.75% 10.00% 10.25% 10.50% 12.75%
above 20 lac 10.25% 10.50% 10.75% 12.75%
Floating SBAR 5 15 yrs
upto 5 years yrs to 15 yrs yrs to 20Fixed
2/17/2008 6/26/2008 Up to 20 lac 12.50% 10.00% 10.25% 10.50% 12.75%
above 20 lac 10.25% 10.50% 10.75% 12.75%
6/27/2008 8/11/2008 upto Rs 30 lac 12.75% 10.50% 10.75% 11.00% 12.75%
above 30 lac 10.75% 11.00% 11.25% 12.75%
12-08-2008 9/2/2008 upto Rs 30 lac 13.75% 10.50% 10.75% 11.00% 12.75%
Above 30 Lacs 11.75% 12.00% 12.25% 13.75%
03-09-2008 11/9/2008 upto Rs 30 lac 13.75% 10.50% 10.75% 11.00%
Rs 30 lac to 75
lacs 11.75% 12.00% 12.25%
Above 75 lacs 11.75% 12.00% 12.50%
SBAR 5 15 yrs
upto 5 years yrs to 15 yrs yrs to 25Fixed
11/10/2008 12/31/2008 upto Rs 30 lac 13.00% 9.75% 10.00% 10.25% 12.00%
Rs 30 lac to 75
lacs 11.00% 11.25% 11.50% 13.00%
Above 75 lacs 11.00% 11.25% 11.75% 13.00%
1/1/2009 28/6/2009 upto Rs 30 Lacs 12.25% 9.75% 10.00% 10.25% 11.25%
Rs 30 lac to 75
lacs 10.25% 10.50% 10.75% 12.25%
Above 75 lacs 10.25% 10.50% 11.00% 12.25%
6/29/2009 upto Rs 30 Lacs 11.75% 9.25% 9.50% 9.75% 10.75%
Rs 30 lac to 75
lacs 9.75% 10.00% 10.25% 11.75%
Above 75 lacs 9.75% 10.00% 10.50% 11.75%
2/2/2009 6/30/2009 8% fixed
for one
year upto
30th April
2010 & Fixed
extened reset
SBI Happy Home upto 30th period 5
Loan Offer sep 2009 years
7/1/2009 9/30/2009 SBI Easy Home Int. Rate 4th year
Loan - Upto First year onwards
Rs.30 Lacs 8% p.a. & 2% below
Fixed Int
SBAR
Rate for
next two
years 9% Fixed rate
p.a. loan 1%
below
SBAR
7/1/2009 9/30/2009 SBI Advantage Int. Rate 4th year
Home Loan - First year onwards
Above Rs.30 8% p.a. & 1.5%
Lacs Fixed Int
below
Rate for
next two
SBAR
years
9.5% p.a.
7/1/2009 SBI Advantage Int. Rate
Home Loan - First year
Above Rs.30 8% p.a. &
Lacs Fixed Int
Rate for
next two
years Fixed rate
9.5% p.a. loan 0.5%
below
SBAR
29-06-2009- 8/7/2009 upto Rs 30 lac 11.75% 9.25% 9.50% 9.75% 10.75%
Regular Rs 30 to 75 lac 9.75% 10.00% 10.25% 11.75%
Scheme Above Rs 75 lac 9.75% 10.00% 10.50% 11.75%
8/8/2009 31/3/2010 4 th year
onwards
4 th year (if opted
onwards for Fixed)
(if opted reset
for period
SBAR For first year Floating)
Next 2 years 5yrs
1.25 %
below
SBAR with
SBI Easy 2.75% reset
upto 50 below frequency
lacs 11.75% 8.00% 8.50% SBAR of 5 years
0.75%
below
SBAR with
SBI reset
Advantage 1.75% frequency
above 50 below of 5 years
lacs 11.75% 8.00% 9.00% SBAR .
4/1/2010 4/30/2010 SBAR 4 th year
onwards 4 th year
(if opted onwards
For first Next 2 for (if opted
year years Floating) for Fixed)
1.75% 0.75%
below below
SBAR, i.e. SBAR,
10.00% with a
reset
SBI Easy frequency
upto 50 of 5 years.
lacs 11.75% 8.00% 9.00%
1.75% 0.75%
below below
SBAR, i.e. SBAR,
10.00% with a
reset
SBI
Advantage frequency
above 50 of 5 years
lacs 8.00% 9.00% .
5/1/2010 30/6/2010 4 th year
onwards 4 th year
(if opted onwards
For first Next 2 for (if opted
SBAR year years Floating) for Fixed)
0.75%
below
SBAR,
SBI Easy 2.50% with a reset
upto 50 below frequency
lacs 11.75% 8.00% 9.00% SBAR of 5 years.
0.75%
below
SBI SBAR,
Advantage with a reset
above 50 2% below frequency
lacs 8.00% 9.00% SBAR of 5 years .
7/1/2010 9/30/2010 BASE RATE 4 th year
onwards 4 th year
(if opted onwards
For first Next 2 for (if opted
year years Floating) for Fixed)
3.50%
above the
SBI Easy Base Rate
upto 50 1.75% reset freq
lacs 7.50% 8% 9% above BR 5 yrs
3.50%
SBI above the
Advantage Base Rate
above 50 2.25% reset freq
lacs 7.50% 8% 9% above BR 5 yrs
10/1/2010 10/20/2010 4 th year
onwards 4 th year
(if opted onwards
For first Next 2 for (if opted
BASE RATE year years Floating) for Fixed)
3.50%
above the
SBI Easy Base Rate
upto 50 1.75% reset freq
lacs 7.50% 8% 9% above BR 5 yrs
3.50%
SBI above the
Advantage Base Rate
above 50 2.25% reset freq
lacs 7.50% 8% 9% above BR 5 yrs
10/21/2010 1/2/2011 7.60%
10/21/2010
3.50%
above the
SBI Easy Base Rate
upto 50 1.75% reset freq
lacs 7.60% 8% 9% above BR 5 yrs
3.50%
SBI above the
Advantage Base Rate
above 50 2.25% reset freq
lacs 7.60% 8% 9% above BR 5 yrs
03-01-2011 13-02-2011
-SBI Easy 1.50%
upto 30 above No Fixed
lacs 8.00% 8.50% 9.25% Base Rate Rate
SBI
Advantage
above 30
lacs upto 1.75% No Fixed
75 lacs 8.00% 8.50% 9.25% above BR Rate
SBI
Premium
above 75 1.75% 1.75% 1.75% No Fixed
Lacs 8.00% above BR above BR above BR Rate
Vanilla
Home Loan
on floating
interest rate 1.50%
(New Upto Rs. above
Loans): 30.00 lacs Base Rate 9.50% p.a. 10.50%
Above Rs.
30.00 lacs
and upto 1.75%
Rs. 75.00 above
lacs Base Rate 9.75% p.a. 11.25%
1.75%
Above Rs. above
75.00 lacs Base Rate 9.75% p.a.
2/14/2011 31-03-2011
- SBI Easy 1.50%
upto 30 above
lacs 8.25% 8.75% 9.50% Base Rate
SBI
Advantage
above 30 1.75%
lacs upto above
75 lacs 8.75% 9.50% Base Rate
SBI
Premium 1.75% 1.75% 1.75%
above 75 above above above
Lacs Base Rate Base Rate Base Rate
01-04-2011 30-04-2011
- SBI Easy 1.50%
upto 30 above
lacs 8.25% 8.75% 9.50% Base Rate
SBI
Advantage
above 30 1.75%
lacs upto above
75 lacs 8.25% 8.75% 9.50% Base Rate
SBI
Premium
above 75 1.75% 1.75% 1.75%
Lacs to 5 above above above
crores 8.25% Base Rate Base Rate Base Rate
SBI
Premium 2.00% 2.00% 2.00%
plus above above above above
5 Crores 8.25% Base rate Base rate Base rate
5/1/2011 11-05-2011 11% -
-Upto Rs. Fixed for
30.00 lacs old HL
1.00% upto
above Rs.30
8.50% Base Rate 9.50% p.a. Lacs
11.75%
fixed rate
Above Rs. for old HL
30.00 lacs loans
and upto 1.25% above
Rs. 75.00 above Rs.30
lacs 8.50% Base Rate 9.75% p.a. Lacs
1.75%
Above Rs. above 10.25%
75.00 lacs 8.50% Base Rate p.a.
5/12/2011 10-07-2011 11.75% -
- Upto Rs. Fixed for
30.00 lacs old HL
1.00% upto
above 10.25% Rs.30
9.25% Base Rate p.a. Lacs
12.50%
fixed rate
Above Rs. for old HL
30.00 lacs loans
and upto 1.25% above
Rs. 75.00 above 10.50% Rs.30
lacs 9.25% Base Rate p.a. Lacs
1.75%
Above Rs. above 11.00%
75.00 lacs 9.25% Base Rate p.a.
7/11/2011 12-08-2011 12.00% -
- Upto Rs. Fixed for
30.00 lacs old HL
1.00% upto
above 10.50% Rs.30
9.50% Base Rate p.a. Lacs
12.75%
fixed rate
Above Rs. for old HL
30.00 lacs loans
and upto 1.25% above
Rs. 75.00 above 10.75% Rs.30
lacs 9.50% Base Rate p.a. Lacs
Above Rs.
75.00 lacs 1.75%
above 11.25%
9.50% Base Rate p.a.
8/13/2011 12.50% -
Fixed for
old HL
0.75% upto
Upto Rs. above 10.75% Rs.30
30.00 lacs 10.00% Base Rate p.a. Lacs
13.25%
fixed rate
Above Rs. for old HL
30.00 lacs loans
and upto 1.00% above
Rs. 75.00 above 11.00% Rs.30
lacs 10.00% Base Rate p.a. Lacs
1.25%
Above Rs. above 11.25%
75.00 lacs 10.00% Base Rate p.a.