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Sample Rejection Loan Letter

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Sample Rejection Loan Letter
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2009 FUNDIN

SELF-HELP HOMEOWNERSHIP OP

APPLICATION FO









Housing Assist

1025 Vermont Aven

Washington

Phone: (202) 842-8600

www.rural





HAC is an equal op

2009 FUNDING ROUND

SELF-HELP HOMEOWNERSHIP OPPORTUNITY PROGRAM (SHOP)

APPLICATION FORMS PACKAGE









Housing Assistance Council

1025 Vermont Avenue, NW Suite 606

Washington, DC 20005

Phone: (202) 842-8600 Fax: (202) 347-3441

www.ruralhome.org





HAC is an equal opportunity lender

HOUSING ASSISTANCE COUNCIL

Self-Help Homeownership Opportunity Program (SHOP 2009)

Application Forms



**** IMPORTANT ****



Please read the SHOP FY 2009 Program Description and Application Instructions document in its entirety. Before proceeding, all

applicants must complete the Eligibility Questionnaire (Form 2).





INSTRUCTIONS



1. Each worksheet contained in this workbook is "password-protected." A password is required to unprotect the worksheets. Please

contact HAC at (202) 842-8600, if you experience problems and need the password. The password is case-sensitive. To unprotect the

worksheet, go to Tools, Protection, Unprotect Sheet, then type in the password obtained from HAC.



2. Fill in ALL Yellow boxes, if applicable. Fields in "tan" automatically calculate. Some information may be directly linked to other

spreadsheet cells or worksheets.



3. Amounts fields are automatically set to round to the nearest dollar.



4. Fields with additional comments/instructions are denoted with a red triangle in the upper-right hand corner of the cell. Roll the

cursor over the triangle to reveal the comment.





5. Use the "Page Up/Down" , "Tab" and "Enter" and arrow keys to maneuver through the worksheets. After entering a field of

information, hit "Enter", not the "Tab" key.





APPLICATION DUE DATE



SHOP applications are due in HAC's national office no later than 4:00 p.m. Eastern time on Wednesday, October 7, 2009. Absolutely no

exceptions will be made to this due date. Applications postmarked by October 7, 2009 and received after that date will not be considered.

The address of HAC's national office is:



Housing Assistance Council

Attention: SHOP 2009 Funding Round

1025 Vermont Avenue, NW, Suite 606

Washington, DC 20005





ASSISTANCE NEEDED?



HAC staff is available to address questions on the completion of the SHOP application, as well as respond to technical problems

associated with the application forms. Do not hesitate to contact Brooke Adams (ext. 159) Tanisha Jacob (ext.128), Loan Fund Assistants,

at HAC's National Office at (202)842-8600 or by email at Brooke@ruralhome.org or Tanisha@ruralhome.org.

HOUSING ASSISTANCE COUNCIL

Self-Help Homeownership Opportunity Program (SHOP 2009)

Application Forms

SHOP 2009 FORMS



This workbook contains the following application forms. Clicking on the hyperlink will take you directly to the worksheet or the related

webpage for the required form. Upon opening this file, if you selected "Disable Macros," please exit and re-open again. Select "Enable

Macros" to obtain full functionality of the workbook.



FORM 1: Application Submission Checklist

FORM 2: Eligibility Questionnaire

FORM 3: Applicant Information

FORM 4: Project Funding/Financing Reference List

FORM 5: Project Information

FORM 5A: Site Information Sheet

FORM 5B: Certification of Consistency with the RC/EZ/EC-Iis Strategic Plan (form HUD-2990)

FORM 6: Financial Information

FORM 7: Summary of Loan Request

FORM 8 - Project Development Budget (Sources and Uses of Funds)

FORM 9: Application Narrative

FORM 10: Application Assurances and Certifications

FORM 11: Certification of No Material Changes

FORM 12: Corporate Borrowing Resolution

FORM 13: Disclosure of Lobbying Activities (SL-LL)

APPLICATION SUBMISSION CHECKLIST

(Form 1)



DUE TO THE COMPETITIVE NATURE OF HAC'S SHOP 2009 FUNDING ROUND, FAILURE TO PROPERLY COMPLETE AND

SUBMIT ALL FORMS REQUIRED, UNLESS OTHERWISE NOTED AS "OPTIONAL", ON THIS CHECKLIST MAY RESULT IN THE

REJECTION OF YOUR APPLICATION. CHECK ALL ITEMS INCLUDED AND ASSEMBLE YOUR APPLICATION PACKAGE

ACCORDING TO THIS SUBMISSION CHECKLIST.







Organization name:





TAB 1 - APPLICATION FORMS

a) Application Submission Checklist (Form 1)

b) Eligibility Questionnaire (Form 2)

c) Applicant Information (Form 3)



d) Project Funding/Financing Reference List (Form 4)

e) Project Information (Form 5)

f) Site Information Sheet (Form 5A)

g) Certification of Consistency with the RC/EZ/EC-Iis Strategic Plan - form HUD-2990 (Form 5B)

h) Financial Information (Form 6)

i) Summary of Loan Request (Form 7)

j) Project Development Budget, Sources and Uses of Funds (Form 8)



k) Application Narrative (Form 9)



l) Application Assurances and Certifications (Form 10)



m) Certification of No Material Changes (Form 11)

n) Corporate Borrowering Resolution (Form 12)

o) Disclosure of Lobbying Activities - SF-LLL (Form 13)







TAB 2 - ORGANIZATIONAL DOCUMENTS

Corporate

a) Articles of Incorporation [NEW SHOP APPLICANTS ONLY]

b) Bylaws [NEW SHOP APPLICANTS ONLY]

c) IRS Determination Letter [NEW SHOP APPLICANTS ONLY]

d) Current List of Board of Directors, including contact information.

e) Organizational Chart

f) Section 3 Compliance Plan, if SHOP loan requested for site development is $200,000 or more; see Appendix B.

g) Annual Report, brochures (optional)





TAB 3 - FINANCIAL DOCUMENTS

a) Organizational operating budget for current fiscal year

b) Interim financial statements (as of June 30, 2009 or later)

c) Complete financial audit report for most recent fiscal year or IRS Form 990 if audit is not required to be completed

d) Complete OMB Circular A-133 compliance audit for the most recent fiscal year, if applicable

e) Management Letter for most recent fiscal year, if applicable

f) Evidence of administrative funding for self-help housing efforts (i.e., executed copy of USDA RD 523 grant agreement, evidence of state funding

g) Quarterly Loan Status Report for 06/30/2009, if not already submitted [EXISTING SHOP AFFILIATES ONLY]

APPLICATION SUBMISSION CHECKLIST

(Form 1)



DUE TO THE COMPETITIVE NATURE OF HAC'S SHOP 2009 FUNDING ROUND, FAILURE TO PROPERLY COMPLETE AND

SUBMIT ALL FORMS REQUIRED, UNLESS OTHERWISE NOTED AS "OPTIONAL", ON THIS CHECKLIST MAY RESULT IN THE

REJECTION OF YOUR APPLICATION. CHECK ALL ITEMS INCLUDED AND ASSEMBLE YOUR APPLICATION PACKAGE

ACCORDING TO THIS SUBMISSION CHECKLIST.







Organization name:





TAB 4 - PROJECT DOCUMENTS

a) Copy of option or purchase contracts or settlement statements for each property, if available

b) Site approval letter from source of permanent financing, if available

c) Documentation of "as-is" site value (i.e., current site appraisal, tax assessment, comparables)



d) Comparable completed unit appraisal

e) Sample house plans for proposed units (maximum of 3 samples)

f) Unit construction budget for sample unit(s).

g) Site map or plat for each property for subdivision project

h) Location map for project(s)

i) Subdivision site plans

j) Completed HUD Environmental Review - RROF form HUD-7015.15, if available [required prior to disbursement of SHOP funds] See Appendix C.



k) Copy of Section 3 Compliance Plan- outlining how org. intends to meet New Hire and Contract requirements if/when org. has $200,000 for site improvements

l) Market study (optional)

m) Preliminary title report (optional)

n) Phase I Environmental (optional)

o) Site photos (optional)

p) Feasibility study (optional)

q) As-developed site appraisal, comparable (optional)









TAB 5 - LEVERAGING DOCUMENTS

a) Commitment letters from project financing sources



b) Commitment letters or MOU's from public or governmental entities, if applicable

c) Commitment letters or MOU's from local business, commercial lenders, private individuals, other grant/loan sources, if applicable

ELIGIBILITY QUESTIONNAIRE

(Form 2)

APPLICANT ORGANIZATIONS MUST RESPOND TO ALL QUESTIONS BELOW. THE QUESTIONNAIRE MUST BE INCLUDED AS PART OF THE

APPLICATION SUBMISSION.



Please select the appropriate response.



1. Is the applicant organization a public or private non-profit self-help housing organization? [Eligible applicants must have experience

in self-help housing and be chartered under state nonprofit laws or be public entities producing evidence of nonprofit or IRS 501(c)(3)

tax exempt status. The U.S. Department of Housing and Urban Development (HUD) has deemed municipalities as ineligible

applicants.]



2. Does the applicant organization have self-help housing experience or staff/consultants with self-help housing experience or relevant

housing development experience?







3. Does the applicant organization have an established or recurrent administrative funding source to cover the costs associated with

administering a self-help program and completing the proposed SHOP 2009 project? [If SHOP funds are awarded, applicant

organization must have evidence of committed administrative funding in place prior to closing on its SHOP 2009 award.]





4. Will the applicant organization's proposed self-help project/units serve eligible homebuyers that are low-income individuals or

families whose incomes do not exceed 80% of the median income for the area, as established by HUD?







5. Will the applicant organization's proposed self-help project require participant homebuyers to contribute a minimum of 100 hours of

sweat equity towards the construction of their own home and/or the homes of other homebuyers participating in the self-help

housing program?





6. Will the applicant organization's proposed self-help project development timeline meet the following tentative SHOP 2009 deadlines:

(a) if project consists of less than four units, SHOP-funded units must be completed and occupied by within two years of award date

(estimated 12/31/2012); or (b) if project consists of five or more units, SHOP-funded units must be completed and occupied by three

years of award date (estimated 12/31/2013)?





7. Will the applicant organization not require a homebuyer to make an up-front financial contribution to a housing unit other than cash

contributed for down payment or closing costs at the time of acquisition?







8. Has the applicant organization only submitted a SHOP 2009 application for funding to the Housing Assistance Council (HAC)? [If an

applicant organization applies for funds through more than one HUD SHOP NOFA applicant, it may be disqualified for any

funding.]





9. Will the applicant organization take specific energy-saving actions to incorporate energy-efficiency measures in the design,

construction, and/or rehabilitation of self-help housing units. [All SHOP units must meet Energy Star construction standards and use

Energy Star labeled products and appliances.]









If you responded "NO" to any of the above questions, your organization may not be eligible to receive HAC SHOP 2009

funding. Please contact Dierdra Pressley, Loan Officer, at (202) 842-8600, ext. 154 to provide clarification on your organization

and/or project's eligibility.









If you responded "YES" to all of the above questions, please proceed with completing the SHOP 2009 application.

APPLICANT INFORMATION

(Form 3)

Check here if New SHOP Applicant



SECTION I: CONTACT INFORMATION

Organization name:

Organization acronym:

Executive Director's name:

Executive Director's e-mail:

Application contact person:

Application contact e-mail:

Position title:

Address line 1:

Address line 2:

City:

State:

Zip:

Phone number: Ext.:

Fax number:

Contact person's e-mail:

Website:



SECTION II: ORGANIZATION INFORMATION

Type of organization:

Date incorporated (mm/yy):

Tax exempt status:

Federal Tax ID #:

Fiscal year end (mm/dd):

No. of FTE/PTE: Number of volunteers:

No. of minority staff: % of minority staff: #DIV/0!

No. of housing development staff: No. of board members:

No. of minority board members: % of minority board members: #DIV/0!

Congressional district no.:

Congressional representative's name:



SECTION III: SELF HELP HOUSING EXPERIENCE

Number of years of experience in self help housing: Number of Self-Help units completed, to date

New to Self Help Housing/ no units produced to date New Construction/ Subdivision

Less than 2 years New Construction /Scattered Sites

2-5 years Rehabbed

6-10 years TOTAL

More than 10 years



SECTION IV: TECHNICAL ASSISTANCE PROVIDER INFORMATION (IF APPLICABLE)

Provider organization:

Contact person:

Position Title:

Phone number: Ext.:

Private non-profit organizatio

Public non-profit organizatio

Housing Authority

Indian Tribe

Other (please describe)

Private non-profit organization Tax Status

Public non-profit organization

501(c)(3)

501(c)(4)

Other (please describe) Other (please describe)









Region 1 - Florida Non-Profit Housing

Region 2 - Little Dixie Community Action Agency

Region 3 - NCAll Research

Region 4 - Rural Community Assistance Corporation

PROJECT FUNDING/FINANCING REFERENCE LIST

(Form 4)

(attach additonal copies as needed)



PRE-DEVELOPMENT ACQUISITION



Financing Source/Entity: Financing Source/Entity:

Type of financing: Type of financing:

Contact name: Contact name:

Contact phone number: Contact phone number:

Amount of financing: Amount of financing:





Financing Source/Entity: Financing Source/Entity:

Type of financing: Type of financing:

Contact name: Contact name:

Contact phone number: Contact phone number:

Amount of financing: Amount of financing:





SITE CONSTRUCTION UNIT CONSTRUCTION





Financing Source/Entity: Financing Source/Entity:

Type of financing: Type of financing:

Contact name: Contact name:

Contact phone number: Contact phone number:

Amount of financing: Amount of financing:





Financing Source/Entity: Financing Source/Entity:

Type of financing: Type of financing:

Contact name: Contact name:

Contact phone number: Contact phone number:

Amount of financing: Amount of financing:





PERMANENT FINANCING SOURCES HOMEBUYER SUBSIDY SOURCES





Financing Source/Entity: Financing Source/Entity:

Type of financing: Type of financing:

Contact name: Contact name:

Contact phone number: Contact phone number:

Amount of financing: Amount of financing:





Financing Source/Entity: Financing Source/Entity:

Type of financing: Type of financing:

Contact name: Contact name:

Contact phone number: Contact phone number:

Amount of financing: Amount of financing:





OTHER SELF-HELP REFERENCE OTHER SELF-HELP REFERENCE





Contact name: Contact name:

Contact phone number: Contact phone number:

Contact email: Contact email:

Relation to Self Help activity Relation to Self Help activity

PROJECT INFORMATION

(Form 5)



SECTION I: PROPOSED SHOP 2009 PROJECT





Type of project (subdivision and/or scattered sites):

Name of proposed project:

Number of proposed units for project (total units):

Number of SHOP funded units: -

Number of persons expected to be assisted (including all household members):

AMI (%) served by project (minimum and maximum)

Proposed use of SHOP 2009 forgivable portion (90%):



SECTION II: PROJECT LOCATION





COUNTY 1 COUNTY 2 COUNTY 3

Insert County name here

State:

Number of proposed SHOP-funded units:

Town name:

Town population:

Urban or Rural area:

Within Metropolitan Statistical Area (SMSA)

HAC High Needs Area:





COUNTY 4 COUNTY 5 COUNTY 6

Insert County name here

State:

Number of proposed SHOP-funded units:

Town name:

Town population:

Urban or Rural area:

Within Metropolitan Statistical Area (SMSA)

HAC High Needs Area:





RC/EZ/EC - II INFORMATION

If any portion of proposed SHOP 2009 units will be located in a federally designated Empowerment Zones (EZs), renewal communities (RCs), or

enterprise communities (Ecs) designated by the United States Department of Agriculture (USDA) in Round II (EC-IIs), please complete form HUD-

2990, Certification of Consistency with RC/EZ/EC-IIs Strategic Plan. (This is form 17 in HAC application package.) A list of RC/EZ/EC-IIs can be

obtained from HUD's grant website at:

http://www.hud.gov/offices/cpd/economicdevelopment/programs/rc/tour/roundnumber.cfm





Name of RC/EZ/EC:

# of SHOP units in RC/EZ/EC:





SECTION III: PROJECT TIMELINE



SITE DEVELOPMENT MONTH/YEAR SELF-HELP MONTH/YEAR





Site control: Participant family recruitment:

HUD ER complete: Eligibility determined:

Zoning/permits approved: Construction/perm. loan approval:

Site development start: Participant family loan closings:

Site development complete: Unit construction start:

Unit construction start: Unit construction complete:

Unit construction complete:

Subdivision Appalachia

Scattered site Colonias

Both Indian Country

Mississippi Delta

N/A

Rural Yes Direct Subsidy toHomebuyers

Urban No Loan to Homebuyers

New Acquisition/Site development for future self-help housing projects

SITE INFORMATION SHEET

(Form 5A)

(Complete a sheet for each property)



Location of property:



Legal description of site, if available:



Describe topography of site:



Past and current uses of site:



Describe uses of abutting property:





Site Control

Option or Purchase Contract (please attach): Site Control: Yes No



Closing Date: Option Currently in Negotiation: Yes No



Terms: Sales Price:

Undeveloped Property- Property Information

Size (Acres): Estimated Number of Lots:

Price Per Acre: Price Per Lot:

Current Zoning/Use: Proposed Zoning/Use:

Developed Lots - Property Information



Number of Lots: Price per Lot:

Average Size of Lots: Zoning:

Site Market Value: As-is As- Developed



Market Value of Site: $ Market Value of individual lots:

Valuation Method (choose one):

Appraisal: Tax Assessment: Comparables:

Site Feature - Availability and Distance to Parcel Line



Electricity: Yes No Distance: Natural Gas: Yes No Distance:

Public Water: Yes No Distance: Public Sewer: Yes No Distance:

Individual septic systems: Yes No Individual wells: Yes No



Percolation tests completed and accepted by authorities: Yes No



Parcel has road frontage: Yes No Streets installed to City/County specs: Yes No



Streets accepted by City/County for

Yes No Street Lights present: Yes No

maintenance:



Curbs and gutters: Yes No Sidewalks present: Yes No



Elementary School Distance: Middle School Distance:

Senior High School Distance: Shopping District Distance:

Medical Services Distance: Employment Centers Distance:

SITE INFORMATION SHEET

(Form 5A)

(Complete a sheet for each property)



Location of property:



Legal description of site, if available:



Describe topography of site:



Past and current uses of site:



Describe uses of abutting property:





Site Control

Option or Purchase Contract (please attach): Site Control: Yes No



Closing Date: Option Currently in Negotiation: Yes No



Terms: Sales Price:

Undeveloped Property- Property Information



Size (Acres): Estimated Number of Lots:

Price Per Acre: Price Per Lot:

Current Zoning/Use: Proposed Zoning/Use:

Developed Lots - Property Information

Number of Lots: Price per Lot:

Average Size of Lots: Zoning:

Site Market Value: As-is As- Developed



Market Value of Site: $ Market Value of individual lots:

Valuation Method (choose one):

Appraisal: Tax Assessment: Comparables:

Site Feature - Availability and Distance to Parcel Line



Electricity: Yes No Distance: Natural Gas: Yes No Distance:

Public Water: Yes No Distance: Public Sewer: Yes No Distance:

Individual septic systems: Yes No Individual wells: Yes No



Percolation tests completed and accepted by authorities: Yes No



Parcel has road frontage: Yes No Streets installed to City/County specs: Yes No



Streets accepted by City/County for

Yes No Street Lights present: Yes No

maintenance:



Curbs and gutters: Yes No Sidewalks present: Yes No



Elementary School Distance: Middle School Distance:

Senior High School Distance: Shopping District Distance:

Medical Services Distance: Employment Centers Distance:

CERTIFICATION OF CONSISTENCY WITH THE RC/EZ/EC-Iis

STRATEGIC PLAN - FORM HUD-2990



(Form 5B)



APPLICANT ORGANIZATIONS PROVIDING A VALID FORM HUD-2990 FOR PROJECTS LOCATED IN

CURRENT ENTERPRISE ZONES OR ENTERPRISE COMMUNITIES RECEIVE UP TO FIVE (5) BONUS

POINTS IN THE SCORING OF THEIR APPLICATION.







CLICK HERE FOR LINK TO FORM

FINANCIAL INFORMATION

(Form 6)

ENTER FINANCIAL DATA IN THE AREAS BELOW FROM THE EARLIEST TO THE MOST RECENT FISCAL YEAR (I.E.,

Y1=9/30/06;Y1=9/30/07; Y3=9/30/08; INTERIM=06/30/09.



SECTION I: FINANCIAL STATUS OF ORGANIZATION



Enter Type of Financial Statements % Change

Y1 Y2 Y3 Interim Y2-Y1 Y3-Y2



Enter Period Ended:

What is the organization's current fiscal year's operating budget?

Statement of Financial Position or Balance Sheet

Current Assets #DIV/0! #DIV/0!

Cash & Equivalents #DIV/0! #DIV/0!

Fixed Assets #DIV/0! #DIV/0!

Land and Buildings #DIV/0! #DIV/0!

Total Assets #DIV/0! #DIV/0!

Current Liabilities #DIV/0! #DIV/0!

Total Liabilities #DIV/0! #DIV/0!

Unrestricted Net Assets #DIV/0! #DIV/0!

Temporarily Restricted Net Assets #DIV/0! #DIV/0!

Permanently Restricted Net Assets #DIV/0! #DIV/0!

Total Net Assets - - - - #DIV/0! #DIV/0!

Statement of Activities or Income Statement

Revenue #DIV/0! #DIV/0!

Expenses #DIV/0! #DIV/0!

Change in Net Assets - - - - #DIV/0! #DIV/0!

Key Ratios

Current #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Debt-to-Equity #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Debt Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!





PLEASE EXPLAIN ANY RATIO INCREASES/DECREASES FROM PREVIOUS REPORTING PERIOD:









DEFINITION OF KEY RATIOS:

Current Ratio (liquidity) The ratio is an indicator of an organization's ability to pay its short-term liabilities (debt and payables) with its short-

term assets (cash, inventory, receivables). The higher the current ratio, the more capable the organization is of paying its obligations. A ratio

under 1 suggests that the organization would be unable to pay off its obligations if they came due within one year.



Debt-to-Equity Ratio (leveraging). The debt-equity ratio is another leverage ratio that compares an organization's total liabilities to its total

shareholders' equity (net assets). This is a measurement of how much suppliers, lenders, creditors and obligors have committed to the

organization versus what the shareholders have committed.



Debt Ratio (leveraging). The debt ratio compares an organization's total debt to its total assets, which is used to gain a general idea as to the

amount of leverage being used by a company. A low percentage means that the organization is less dependent on leverage, i.e., money

borrowed from and/or owed to others. The lower the percentage, the less leverage an organization is using and the stronger its equity

position. In general, the higher the ratio, the more risk that organization is considered to have taken on.

SUMMARY OF LOAN REQUEST

(Form 7)

NOTE: A FULL PROJECT DEVELOPMENT BUDGET IS ALSO A REQUIRED SUBMISSION. COMPLETE THE PROJECT

DEVELOPMENT BUDGET, SOURCES AND USES OF FUNDS (FORM 8 - PART I) OR SUBMIT IN ANOTHER FORMAT WITH

SIMILAR LINE ITEMS.



USES OF FUNDS SOURCES OF FUNDS



Other HAC Loan

SHOP 2009 Funds4 Total Request

1

Land Acquisition Costs

Land option

Land acquisition

Appraisals

Legal expenses for acquisition2

Acquisition closing costs

Other (please list) :



N/A







Sub-Total Acquisition Costs

Infrastructure Improvement Costs

Clearing/grading

Water/Sewer, Wells/septic installation

Utility hook-ups

Street/curbs/sidewalks

Impact/Tap fees

Permit fees

Engineering surveys/fees

Removal of environmental hazards3

Legal expenses for site development

Other (please list) :



N/A







Sub-Total Infrastructure Costs

Unit Construction Costs

Unit Construction

Other (please list) :

N/A





Sub-Total Unit Construction Costs

TOTAL AMOUNT OF REQUEST



1 SHOP reimbursement for eligible land acquisition costs are only allowable if SHOP funds are also requested and approved for land

acquisition.

2 Refer to Appendix A , "SHOP Eligible and Ineligible Expenses."

3 SHOP funds can only reimburse SHOP eligible costs incurred to resolve findings documented on Form HUD-4128, "Environmental

Assessment and Compliance Findings for the Related Laws" and or resolve findings indicated on the "Request for Release of Funds"

(RROF).

4 Eligible uses of HAC Loan Funds include predevelopment, acquisition and site development costs associated with development of

affordable housing. Current terms include 5% interest rate, 1% service fee, and 1-5 year term.

PROJECT DEVELOPMENT BUDGET

Sources and Uses of Funds

(Form 8 )



Organization Name:

Project Name:

Site Address/Location

Total Project Units





USES SOURCES TOTALS PER UNIT

Other HAC

Name of Funder (abbrev.) SHOP 2009 Funds



Amount #DIV/0!

Lien Position

Interest Rate 5.00%

Status



PREDEVELOPMENT

Site Appraisal #DIV/0!

Environmental/Assessment #DIV/0!

Engineering/Surveying #DIV/0!

Other #DIV/0!

Other #DIV/0!

Other #DIV/0!

Total Pre-Development #DIV/0!



ACQUISTION

Land Option #DIV/0!

Land Acquisition #DIV/0!

Appraisal #DIV/0!

Legal Expenses for Acquisition #DIV/0!

Acquisition Closing Costs #DIV/0!

Other #DIV/0!

Other #DIV/0!

Other #DIV/0!

Total Acquisition #DIV/0!



INFRASTRUCTURE IMRPOVEMENTS

Clearing/Grading #DIV/0!

Water/Sewer/ Wells/ Septic #DIV/0!

Utility hook-ups #DIV/0!

PROJECT DEVELOPMENT BUDGET

Sources and Uses of Funds

(Form 8 )



Organization Name:

Project Name:

Site Address/Location

Total Project Units





USES SOURCES TOTALS PER UNIT

Other HAC

Name of Funder (abbrev.) SHOP 2009 Funds



Streets/Curbs/Sidewalks #DIV/0!

Impact/Tap fees #DIV/0!

Permit Fees #DIV/0!

Removal of Environmental Hazards #DIV/0!

Other #DIV/0!

Other #DIV/0!

Other #DIV/0!

Total Infrastructure Improvements #DIV/0!



PROJECT-RELATED SOFT COSTS

Accounting and Audit #DIV/0!

Architect #DIV/0!

Engineering Design #DIV/0!

Administration #DIV/0!

Construction Bond Fee #DIV/0!

Construction Loan Interest #DIV/0!

Construction Loan Fee #DIV/0!

Consultant Fees #DIV/0!

Developer Fees #DIV/0!

Home Buyer Preparation #DIV/0!

Inspection Fees #DIV/0!

Insurance, Liability #DIV/0!

Legal Fees #DIV/0!

Financing Fees #DIV/0!

Marketing Fees #DIV/0!

Soft Cost Contingency #DIV/0!

Taxes #DIV/0!

Title and Recording #DIV/0!

Other #DIV/0!

PROJECT DEVELOPMENT BUDGET

Sources and Uses of Funds

(Form 8 )



Organization Name:

Project Name:

Site Address/Location

Total Project Units





USES SOURCES TOTALS PER UNIT

Other HAC

Name of Funder (abbrev.) SHOP 2009 Funds



Other #DIV/0!

Other #DIV/0!

Other #DIV/0!

Other #DIV/0!

Contingency #DIV/0!

Total Project-Related Soft Costs #DIV/0!

Subtotal #DIV/0!



UNIT CONSTRUCTION

Unit Construction #DIV/0!

Building Permits/Fees #DIV/0!

Other #DIV/0!

Other #DIV/0!

Other #DIV/0!

Contingency #DIV/0!

Total Unit Construction #DIV/0!





Total Development Costs (pre-ddevelopment, acquisition, infrastructure improvements, project-related costs) #DIV/0!

Total Development Costs (pre-ddevelopment, acquisition, infrastructure improvements, project-related costs, unit construction) #DIV/0!





DEVELOPMENT GAP #DIV/0!

If there is a development gap between the Sources and Uses, please explain below.

PROJECT DEVELOPMENT BUDGET

Sources and Uses of Funds

(Form 8 )



Organization Name:

Project Name:

Site Address/Location

Total Project Units





USES SOURCES TOTALS PER UNIT

Other HAC

Name of Funder (abbrev.) SHOP 2009 Funds

APPLICATION NARRATIVE

(Form 9)



PLEASE RESPOND TO ALL QUESTIONS. IF A QUESTION DOES NOT APPLY, PLEASE INDICATE

WITH AN "N/A."'



CLICK HERE FOR LINK TO FORM

APPLICATION ASSURANCES AND CERTIFICATIONS

(Form 10)



As part of your application for SHOP funding, you, as the official authorized to sign on behalf of your organization, must provide the

following assurances and certifications. By submitting this form, you are certifying that to the best of your knowledge and belief, all

assertions listed below are true and correct. Furthermore, you understand that intentional misrepresentations of the facts may result

in the rejection of the application or denial of funding.







1. The information contained in the SHOP 2009 application and related attachments hereto is current and complete.



2. As part of your application for SHOP funding, you, as the official authorized to sign on behalf of your organization, must

provide the following assurances and certifications. By submitting this form, you are certifying that to the best of your

knowledge and belief, all assertions listed below are true and correct. Furthermore, you understand that intentional

misrepresentations of the facts may result in the rejection of the application or denial of funding.



3. The organization will not require homebuyer families to make an up-front financial contribution to a housing unit other than

cash contributed for down payment or closing costs at the time of acquisition.



4. The organization is not currently debarred or suspending from receiving Federal contracts or certain subcontracts and from

certain types of Federal financial or nonfinancial assistance and benefits or on the Excluded Parties List System (EPLS). (The

EPLS is the electronic version of the List of Parties Excluded from Federal Procurement and Nonprocurement Programs - website:

http://epls.arnet.gov/)

5. The organization is in good legal standing as of the date of application submission. (If awarded SHOP 2009 funds, a "Certificate of

Good Standing" must be submitted as part of the loan closing documents. An organization in good standing means all required reports and

taxes have been filed and annual registration fees paid, as of the date the certificate has been issued, which officially proves the company has

not been suspended or canceled.)





6. No Federal funds appropriated have been paid, or will be paid, by or on behalf of the applicant, to any person for influencing or

attempting to influence an officer or employee of any agency, a Member of Congress, and officer or employee of Congress, or an

employee of a Member of Congress, in connection with awarding of SHOP loan/grant or its extension, renewal, amendment or

modification. (Complete SF-LLL, Disclosure of Lobbying Activities, to disclose lobbying activities pursuant to 31 U.S.C. 1352. If not,

applicable, indicate "non-applicable" on form.)



7. The organization has legal authority to apply for Federal assistance, has the institutional, managerial and financial capability

(including funds to pay the non-Federal share of program costs) to plan, manage and complete the project as described in the

application and the governing body has duly authorized the submission of the application, and authorized me as the official

representative of the organization to act in connections with the application and to provide any additional information as may be

required. (A Corporate Borrowing Resolution may be submitted with the application or at loan closing, if approved.)



8 The organization must incorporate energy-efficiency measures in the design and construction of self-help housing units. All

newly constructed units assisted with SHOP funds under the NOFA must qualify and receive Energy Star Certification by an

independent Home Energy Rater (HER) upon completions and only Energy Star labeled products and appliances may be used in

these units.







Name of Organization







Signature of Executive Director/President Date







Printed Name

CERTIFICATE OF NO MATERIAL CHANGES

(Form 11)

(To be completed by current SHOP borrowers only)





I certify that

has previously submitted to the Housing Assistance Council the documents indicated below, and that no material changes

have occurred in the documents since the submission of the last SHOP application.





Note: If the last time your organization applied for SHOP funds was 2005 (FY 2005 funding round), you must submit

updated documents.







Year Document No Material Changes

Document

Submitted ("Yes" or "No")



Articles of Incorporation



Bylaws



IRS Determination Letter





Please only submit items for which a "Yes" is indicated. If "No" to all, DO NOT resubmit these documents.









Signature of Executive Director/President









Printed Name and Title









Date

CORPORATE BORROWING RESOLUTION

(Form 12)



The Governing Board of Directors of



Hereby authorizes the submission of a loan application, the incurring of and indebtedness, the execution of a loan agreement and

any amendments thereto, a promissory note, and any other documents necessary to secure a loan from the Housing Assistance

Council.





Whereas,

(name of corporation)

which is (hereinafter referred to as "Corporation") is a corporate entity established under the laws of the State of



and empowered to own property, borrow money, and give security for loans.







Housing Assistance Council (hereinafter referred to as “HAC”) is authorized to make loans for hard and soft costs associated with

affordable housing development, including: predevelopment, land acquisition, site development, unit rehabilitation and

construction, working capital and equity capital. Eligible applicants for SHOP funds include nonprofit organizations, Indian Tribes,

housing authorities, units of local government, and other entities eligible for federal funding.







The Corporation wishes to obtain from HAC a loan for the development of



(project type), (hereinafter referred to as “Project”) on the property located

at

(Address/location of property)





It is now resolved that the Corporation shall submit to HAC an application for a loan for the project to be developed in

the County of (county) in the State of

(State).





If the loan is approved, the Corporation is hereby authorized to incur indebtedness in an amount not to exceed the amount approved

by HAC and to enter into a loan agreement with HAC for the purposes set forth in the loan application and approved by HAC. It

also may give a promissory not and execute security and other instruments required by HAC to evidence and secure the

indebtedness.



The Corporation is further authorized to request amendments, including increases in the loan amount up to the amounts approved

by HAC, and to execute any and all documents required by HAC to evidence and secure these amendments.









The Corporation authorizes (Name and Title of Authorized Officer)





(Name and Title of Authorized Officer)

CORPORATE BORROWING RESOLUTION

(Form 12)

To execute in the name of the Corporation, the loan application and the loan agreement, promissory note, and any amendments

thereto.







The Corporation authorizes (Name and Title of Authorized Officer)





(Name and Title of Authorized Officer)



To execute in the name of the Corporation, any and all documentation required by HAC for the disbursement of funds during the

term of the loan.





Passed and adopted on this the day of , . by the following vote:





Ayes: Abstain:

Nayes: Absent:





The undersigned, secretary of the Corporation does hereby by attest and certify that the foregoing is a true and full copy of a

resolution of the Governing Board of Directors adopted at a duly convened meeting on the date mentioned above, and that said

resolution has not been altered, amended or repealed.









(Date)

(Secretary)









* This is intended to be model for resolutions authorizing loan applications. Applicants may use their own format if it contains substantially all

the authorizations in the model.

CORPORATE BORROWING RESOLUTION

(Form 12)

DISCLOSURE OF LOBBYING ACTIVITIES (SL-LL)

(Form 13)



This disclosure form shall be completed by the reporting entity, whether subawardee or prime Federal

recipient, at the initiation or receipt of a covered Federal action, or a material change to a previous filing,

pursuant to title 31 U.S.C. section 1352. The filing of a form is required for each payment or agreement to

make payment to any lobbying entity for influencing or attempting to influence an officer or employee of

any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of

Congress in connection with a covered Federal action. Complete all items that apply for both the initial filing

and material change report. Refer to the implementing guidance published by the Office of Management and

Budget for additional information.)





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