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Avoid Tax

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Avoid Tax
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Avoid Tax document sample

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March 1997







Some beneficiaries will avoid





NEWS The quarterly newsletter of the Iowa Department of Revenue and Finance

inheritance tax under new law



O

n February 11, 1997,

the governor signed

Senate File 35. Effec-

tive July 1, 1997, this law

eliminates Iowa inheritance tax

previously imposed on prop-

erty, income or interest re-

ceived by lineal ascendants,

descendants and stepchildren.

Currently, Iowa law only

provides this type of exemp-

tion from inheritance tax to a

surviving spouse. Under this

new law, the exemption for a

surviving spouse remains and

has been expanded to include

the previously mentioned

classes of beneficiaries. Inher-

Specifically, this bill elimi- itance tax liability for non-

nates the inheritance tax on lineal heirs such as siblings,

property of a decedent dying cousins, aunts, uncles and

on or after July 1, 1997, when non-related beneficiaries

that property passes to: remains the same.

• parents, grandparents, Note that while the new law

great-grandparents and eliminates inheritance tax in

other lineal ascendants. the cases described, this does

not mean that all estates

• children (including

which have property passing

adopted and biological

to these exempt individuals

children entitled to inherit

will avoid death tax liability

under Iowa law), stepchil-

altogether. Certain estates

dren, grandchildren, great-

may still have an Iowa estate

Iowa Tax









grandchildren and other

tax liability.

lineal descendants.



Health insurance premiums, Medicare ‘B’

may be deductible on line 18 of IA 1040

owa taxpayers who pay This deduction is not limited



I for their own health

insurance may qualify to

deduct 100% of the premium

payments they made in 1996

to self-employed individuals.

Premium payments and

insurance plans which are not

deductible include:

on their Iowa income tax

• Premiums that are pre-

return. This includes not only

taxed do not qualify.

typical health insurance, but

“Pretax” is when an em-

also Medicare B supplemen-

ployer subtracts the

tal insurance premiums.

amount of the premium

The deduction is taken on

line 18 of the 1996 IA 1040. continued, page 2





Route to: u __________ 1

u __________ u __________ Iowa Tax NEWS

u __________

DEPARTMENT SERVICES New IA 1040X to be used for

ONLINE

all amended income tax returns

n July 1996, the depart- free 1-800-572-3943 and re-

Internet Address (URL)

http://www.state.ia.us/

government/drf

I ment revised the IA 1040X

to simplify the information

necessary to complete the form.

questing document 96-41-122

or by calling our toll free forms

order line at 1-800-532-1531.

This new form no longer re-

E-mail quires information from the Department urges use of

iadrf@iadrf.e-mail.com “originally filed” return to be ‘Where’s My Refund’ line

repeated.

Iowa taxpayers and practition-

BY TELEPHONE The IA 1040X is now required ers are being urged to use the

for all amended returns, prior department’s toll free

Taxpayer Services

and current year. This also “Where’s My Refund” tele-

from Des Moines includes the current year phone number when check-

or out of state,

amended returns that were ing the status of income tax

(515) 281-3114 previously submitted by writ- refunds. The number to call

from elsewhere in Iowa or ing “amended” at the top of the is 1-800-572-3944. Callers

Rock Island-Moline or Omaha 1040(A) return. from the Des Moines area or

Practitioners are asked to de- from outside of Iowa should

1-800-367-3388

stroy any forms dated prior to call (515) 281-4966. You must

July 1996. New forms are avail- supply the first Social Secu-

To Order Iowa Tax Forms rity number listed on the re-

able in the Iowa Package X and

(515) 281-7239 or may also be obtained from our turn and the exact amount of

1-800-532-1531 the refund you are expecting.

Tax-Fax system by calling toll



“Where’s My Refund?”

Health insurance premiums may be deductible

(515) 281-4966 or continued from page 1 use the Iowa income tax long

1-800-572-3944

from an employee’s wages form. Taxpayers do not need

before applying federal to itemize to take advantage of

BY FAX this deduction.

and state income taxes.

Receive Iowa Tax Forms by Fax It is to a taxpayer’s advantage

• For 1996, most long-term

1-800-572-3943 care insurance does not to report on line 18 of the Iowa

qualify. Long-term premiums 1040 the amount of health

Department Fax Number qualify if they can be deducted insurance premiums that

as medical expenses on the qualify. However, if you

(515) 242-6040 itemize deductions on Sched-

1996 federal return

ule A and have included any

BY MODEM • Premiums paid by an health insurance premiums

employer-sponsored

ERIN (electronic bulletin board) under medical and dental

health insurance plan expenses, then you must

(515) 281-3248 or (cafeteria plan) do not

1-800-972-2028 reduce the medical and dental

qualify unless they were expense deduction on Sched-

included as part of taxable ule A by the amount of health

income on the W-2. insurance premiums deducted

Taxpayers who qualify should on line 18 of the IA 1040.

Iowa Tax NEWS 2

that if you paid Illinois sales From the









Q

tax on the materials at the

time of purchase – but were DIRECTOR’S DESK







&

not legally required to do so – It seems that more evidence

Iowa will not allow a credit. is available each week to

If you did not pay Illinois verify the growing influence

sales tax on the materials you and benefit of new technolo-

gies in delivering services to









A

use in Iowa, you must pay

Iowa use tax on the materials. business customers. Here in

Do this by applying for an our agency, we continue to

Iowa Retailer’s Use Tax see the rewards of investing

Permit and reporting the tax in technology-based pro-

due for out-of-state purchases grams.

on line 2 of your return. After the first two weeks of

Question: I am an Illinois-based February, nearly 55,000

construction contractor who Iowa in-

frequently builds in Iowa. If I Question: We sell dyed diesel come tax

purchase materials in Illinois for fuel to contractors in Iowa. Since returns had

use in an Iowa building project, this sale is not subject to motor been re-

do I have any Iowa tax liability vehicle fuel tax, do we charge any ceived

on those materials? tax at all? electroni-

cally. This

Answer: If you paid Illinois Answer: The sale of dyed figure

sales tax on the materials and diesel fuel to contractors for represents

were legally required to do off road use is subject to Iowa a 40 percent Director Gerald D. Bair

so, Iowa allows a credit for sales tax. The seller of the fuel increase from the same time

those taxes. (If the other is responsible for collecting a year ago. It also puts the

state’s sales tax rate is higher and remitting the 5 percent growth rate of Iowa's elec-

than or equal to Iowa’s 5 sales tax. Local option sales tronic income tax filing

percent rate, no Iowa tax is tax does not apply. The con- program ahead of the na-

due. If the sales tax rate in the tractor is responsible for tional average for other

other state is less than 5 remitting 5 percent tax on states (28 percent average

percent, the contractor pays such purchases if the sales tax growth) and the Internal

the difference to Iowa.) Note is not properly charged. Revenue Service (14.6 per-

cent growth). Already, more

than 2,200 “balance due”

returns have been filed

Current Iowa Fuel Tax Rates electronically in this first

filing season for allowing

Gasoline $.20 per gallon transmission of such re-

Ethanol Blended Gasoline $.19 per gallon turns.

Aviation Gasoline $.08 per gallon We are proud of this filing

Special Fuel (Diesel) $.225 per gallon program and attribute its

success to the hard work of

Special Fuel (LPG) $.20 per gallon

our talented staff in devel-

Special Fuel (Aviation) $.03 per gallon oping, marketing and test-

Compressed Natural Gas $.16 per 100 cu. ft. ing this fine new service.





3 Iowa Tax NEWS

Iowa form 1040C redesigned for ’96

owa’s 1040C, the Compos- ship or trust and must be sent each application to determine



I ite Return, which may be

used by nonresident S

corporation shareholders,

beneficiaries or members of a

to:

Examination Section

Audit and Compliance Division

eligibility. Once permission to

file on a composite basis is

granted, the taxpayer must

continue to file composite

P.O. Box 10456

partnership or trust to join in Des Moines, IA 50306. returns until they notify the

filing a single individual in- department in writing that they

The department will review

come tax return has been wish to discontinue.

redesigned. It can be used when

the nonresident has income from Iowa cow-calf refund questions answered

Iowa sources greater than one

standard deduction plus an Q: Can farmers get credit on form including the two-month

amount of income to offset one IA 132 from cattle they purchased minimum holding period.

personal exemption at the effec- as calves if the cattle are sold at a Q: One of the qualifications for the

tive tax rate. weight of 700 pounds or more? cow-calf credit is the claimant must

The form and instructions have A: Yes, if the requirements for a have less than $1 million net

been revised to help filers avoid qualifying cow-calf operation worth. How is “claimant” defined?

some common problems. are met. The majority of the A: The claimant is the indi-

cattle in the operation must be vidual or C-corporation that

• The instructions have been born and raised in the operation. qualifies to file for the cow-calf

updated to show minimum

The cattle must be in the opera- refund with the tax return. The

dollar filing requirements for

tion two months or more at the less than $1 million net worth

each tax bracket.

time of sale. requirement does not apply to

• A statement involving a

Q: Do the sales of bred cows or an S corporation, partnership or

$1,000 threshold has been

breeding bulls sold in the tax year other entity from which the

removed from the instructions

qualify for the cow-calf refund? claimant is entitled to claim a

to simplify understanding of refund based on the claimant’s

the income filing requirement. A: They do if they are sold at

weights of 700 pounds or more. ownership interest in the entity.

• The exemption credit line has Of course, all other require- Note that the maximum cow-

been changed to facilitate the ments must be met as well, calf refund is $3,000.

correct computation.

• A line has been added to the

form for any applicable penalty Jurisdictions impose local option sales tax

due. oters in the following also available on our website.

• A line has been added to the

form for any applicable interest

due.

V 17 jurisdictions have

adopted the local

option sales tax effective April

Chickasaw (19) – Alta Vista,

Bassett, Fredericksburg, Ionia,

Lawler, Nashua, New Hamp-

Those considering filing on a 1, 1997. The counties and ton, North Washington,

composite basis on the 1040C county codes are listed in bold. Unincorporated Area

need to obtain prior approval A complete list of all current

Dickinson (30) – Lake Park,

from the department. An local option sales tax jurisdic-

Okoboji, Orleans, Spirit Lake,

application letter must in- tions can be obtained by calling

Superior, Terril

clude the name, address, and our fax-on-demand system at

1-800-572-3943. Order form Ida (47) – Galva

federal identification number

of the S corporation, partner- number 96 79 901. The list is Scott (82) – Durant





Iowa Tax NEWS 4

31-018 IOWA LOCAL OPTION SALES TAX

Jurisdiction codes effective for the quarter beginning April 1, 1997

• • • All jurisdictions listed below have imposed the local option tax at a rate of 1 percent • • •

COUNTY / CODE JURISDICTIONS EFFECTIVE COUNTY / CODE JURISDICTIONS EFFECTIVE

ALLAMAKEE / 03 Harpers Ferry, Postville, Waterville 1-1-95 HOWARD /45 Chester, Cresco, Lime Springs, Protivin 1-1-94

Waukon 1-1-96 Elma, Unincorporated Area 7-1-94

Lansing, New Albin 7-1-96 Riceville 1-1-95

BLACK HAWK / 07 Cedar Falls, Elk Run Heights, Evansdale, 4-1-91 IDA / 47 Galva 4-1-97

Hudson, Raymond, Waterloo IOWA / 48 Ladora, North English, Parnell, Williamsburg 4-1-94

Dunkerton, Gilbertville, Janesville, 10-1-91 Marengo, Millersburg, Victor, Unincorporated Area 4-1-95

La Porte City, Unincorporated Area

JACKSON / 49 Baldwin, La Motte, Miles, Preston, Sabula, 10-1-89

BOONE / 08 Berkley, Luther, Pilot Mound 4-1-89 Saint Donatus, Spragueville, Springbrook,

Boone 7-1-90 Bellevue, Zwingle 4-1-91

Boxholm, Ogden, Sheldahl, Unincorporated Area 1-1-91 Maquoketa, Monmouth 10-1-94

Madrid 7-1-91 Andrew, Unincorporated Area 1-1-95

Fraser 1-1-92 JONES / 53 Cascade, Center Junction, Morley, Olin, Onslow, 4-1-95

Beaver 1-1-95 Oxford Junction

BUCHANAN / 10 Aurora, Lamont, Stanley 10-1-95 Monticello, Wyoming 1-1-96

BUENA VISTA / 11 Albert City, Linn Grove, Marathon, Newell, 7-1-91 LEE / 56 Fort Madison, Franklin, Keokuk, Montrose 10-1-91

Sioux Rapids, Truesdale, St. Paul 1-1-93

Alta, Lakeside, Rembrandt, Storm Lake, 10-1-95 Donnellson, Houghton, West Point, 1-1-95

Unincorporated Area Unincorporated Area

BUTLER / 12 Allison, Aplington, Aredale, Bristow, Dumont, 1-1-97 LINN / 57 Bertram 1-1-86

Greene, New Hartford, Parkersburg

LYON / 60 Alvord, Doon, George, Inwood, Lester, Little Rock, 10-1-96

CASS / 15 Anita, Cumberland, Griswold, Lewis, Marne, 1-1-97 Rock Rapids, Unincorporated Area

Massena, Wiota

MAHASKA / 62 Barnes City, Beacon, Fremont, Keomah Village, 4-1-95

CERRO GORDO / 17 Clear Lake, Dougherty, Mason City, Meservey, Plymouth, 7-1-92 Leighton, New Sharon, Oskaloosa, Rose Hill,

Rock Falls, Rockwell, Swaledale, Thornton, Ventura University Park, Unincorporated Area

Unincorporated Area 1-1-93 Eddyville 10-1-95

CHEROKEE / 18 Aurelia, Cleghorn, Larrabee, Marcus, Meriden, Washta 7-1-96 MARSHALL / 64 Liscomb 1-1-97

CHICKASAW / 19 Alta Vista, Bassett, Fredericksburg, Ionia, Lawler, Nashua, 4-1-97 MILLS / 65 Emerson, Henderson, Malvern, Tabor 1-1-96

New Hampton, North Washington, Unincorporated Area

MITCHELL / 66 Carpenter, Mitchell, Orchard, Osage, 1-1-95

CLAYTON / 22 McGregor 1-1-90 Riceville, St. Ansgar, Stacyville

Elkader, Garnavillo, Luana, 4-1-94 McIntire, Unincorporated Area 7-1-95

Millville, Marquette, Saint Olaf

MONONA / 67 Blencoe, Castana, Mapleton, Moorhead, Onawa, 7-1-90

Elkport, Farmersburg, Garber, Guttenberg, 10-1-94 Rodney, Soldier, Turin, Ute, Whiting,

Littleport, Monona, Volga Unincorporated Area

Edgewood, North Buena Vista, 10-1-95 MONTGOMERY /69 Coburg, Elliott, Stanton, Villisca 1-1-96

Strawberry Point, Unincorporated Area

Grant 4-1-96

CLINTON / 23 Andover, Calamus, Camanche, Clinton, Delmar, 10-1-89

De Witt, Goose Lake, Grand Mound, MUSCATINE / 70 Atalissa, Conesville, Fruitland, Muscatine, Stockton, 7-1-94

Low Moor, Toronto, Welton, Wheatland, Wilton

Charlotte, Lost Nation, Unincorporated Area 1-1-90 Nichols, Unincorporated Area 1-1-95

DECATUR / 27 Davis City, Decatur, Garden Grove, Grand River, 1-1-97 Durant, West Liberty 7-1-95

Lamoni, Leroy, Pleasanton, Van Wert O’BRIEN / 71 Archer, Calumet, Paullina, Primghar, Sanborn, 1-1-96

DELAWARE / 28 Colesburg, Delaware, Delhi, Earlville, 10-1-94 Sheldon, Sutherland, Unincorporated Area

Greeley, Manchester, Masonville, PAGE /73 Blanchard, Braddyville, Coin, College Springs, 1-1-96

Dundee, Dyersville, Hopkinton, 4-1-95 Essex, Shambaugh, Shenandoah, Yorktown

Ryan, Unincorporated Area Clarinda, Hepburn, Northboro, Unincorporated Area 7-1-96

Edgewood 4-1-96 POLK / 77 Polk City 1-1-86

DES MOINES / 29 Burlington, Danville, Middletown, West Burlington 10-1-94 Sheldahl 7-1-87

Mediapolis, Unincorporated Area 4-1-95 POTTAWATTAMIE / 78 Macedonia, Minden 1-1-89

DICKINSON / 30 Lake Park, Okoboji, Orleans, Spirit Lake, Superior, Terril 4-1-97 Council Bluffs 4-1-90

DUBUQUE / 31 Asbury, Balltown, Centralia, Dubuque, 4-1-88 Avoca, Carson, Carter Lake, Crescent, Hancock, 1-1-95

Holy Cross, Sageville, Zwingle McClelland, Neola, Oakland, Treynor, Underwood, Walnut

Bankston, Bernard, Epworth, Farley, Graf, 7-1-88 Unincorporated Area 4-1-95

Peosta, Sherrill, Unincorporated Area SCOTT / 82 Bettendorf, Blue Grass, Buffalo, Davenport, 1-1-89

Cascade, Dyersville, Luxemburg, 10-1-89 Dixon, Donahue, Eldridge, LeClaire, Long Grove,

New Vienna, Rickardsville, Worthington Maysville, McCausland, New Liberty, Panorama Park,

Princeton, Walcott, Riverdale, Unincorporated Area

FAYETTE / 33 Arlington, Clermont, Elgin, Hawkeye, Maynard, 1-1-95

Oelwein, Randalia, St. Lucas, Wadena, Durant 4-1-97

Waucoma, Westgate SIOUX / 84 Alton, Boyden, Chatsworth, Granville, Hawarden, 10-1-95

Fayette, West Union, Unincorporated Area 7-1-95 Hull, Ireton, Matlock, Maurice, Orange City,

Sioux Center, Unincorporated Area

FLOYD / 34 Floyd, Marble Rock, Nora Springs, Rockford, Rudd 10-1-96

Hospers, Rock Valley, Sheldon 7-1-96

FRANKLIN / 35 Coulter, Dows, Geneva, Hansell, Latimer, Sheffield 10-1-95

STORY / 85 Ames, Huxley 1-1-87

Hampton, Popejoy, Unincorporated Area 10-1-96

Cambridge, Collins, Colo, Gilbert, Kelley, McCallsburg, 7-1-87

FREMONT / 36 Farragut, Hamburg, Imogene, Randolph, Riverton, 1-1-96 Roland, Sheldahl, Slater, Unincorporated Area

Shenandoah, Sidney, Tabor, Thurman, Unincorporated Area

Nevada, Maxwell, Zearing 1-1-89

HANCOCK / 41 Corwith, Crystal Lake, Garner, Goodell, Kanawha, 1-1-96

Klemme, Woden Story City 10-1-90

Britt 1-1-97 WINNESHIEK / 96 Decorah 4-1-91

HARDIN /42 Alden, Buckeye, Eldora, Hubbard, Iowa Falls, 4-1-96 Calmar, Castalia, Fort Atkinson, Jackson Junction, 7-1-91

Radcliffe, Steamboat Rock, Unincorporated Area Ossian, Ridgeway, Spillville, Unincorporated Area

Ackley, New Providence, Owasa, Union, Whitten 1-1-97 WOODBURY / 97 Bronson, Cushing, Moville, Oto, Salix, 1-1-87

Sergeant Bluff, Sioux City, Sloan

HENRY / 44 Coppock, Hillsboro, Mount Pleasant, 10-1-95

Mount Union, New London, Olds, Rome, Anthon, Correctionville, Danbury, Hornick, Lawton, 10-1-88

Salem, Westwood, Winfield Pierson, Smithland, Unincorporated Area

Wayland, Unincorporated Area 1-1-96 5 WORTH / 98 Fertile, Grafton, Hanlonton, Joice, Kensett,

Manly, Northwood Iowa Tax NEWS 1-1-97


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