Mortgage
Loans
Call Center Web Service
Hours Website
Apply Online Mon–Fri: 7:00 am–7:00 pm www.nwfcu.org
Visit www.nwfcu.org to: Saturday: 8:00 am–1:00 pm Mobile
• Apply for your loan online Phone go.nwfcu.org
703-709-8901 Email
• Get your credit approval letter* 1-866-709-8901
• Utilize easy-to-use online tools and calculators nwfcu@nwfcu.org
Fax
703-925-5113 ABA Routing Number
For More Information TTY 256075025
Information is subject to change without notice. 703-709-8919 Direct deposit, inbound wire
Please contact us for the most current information transfers, ACH transactions
and rates:
• Visit www.nwfcu.org
• Call 703-709-8921 or
1-866-709-8921 (toll-free)
• Email our lending professionals at
mortgages@nwfcu.org
Chantilly | Herndon | Leesburg | Manassas | Vienna
Gainesville (Spring 2012)
Federally insured by NCUA.
All information is current as of 12/2011 and is
*For qualified applicants. subject to change without notice.
PSB (12/2011) 2M
Your Lifetime Financial Partner
Northwest Federal NWFCU Mortgage Products Northwest Title & Escrow LLC
Credit Union (NWFCU)
Fixed Rate Mortgages Northwest Title & Escrow LLC (NWTE) is a full-
offers a wide variety of
• 40, 30, 20, 15 and 10 year service title company designed to assist Credit
mortgage loan options
Union members with their real estate settlement
designed to meet the Adjustable Rate Mortgages (ARMs)
needs. Whether you are buying, selling, or
diverse needs of our • 3/1, 5/1, 7/1 and 10/1 ARMs
refinancing a home, NWTE will work closely with
members. We provide • Home Loan Payment Relief (HLPR)1 3/1 ARM –
your lender and/or real estate agent, providing
competitive rates for available with 100% financing and designed to
you with a seamless and stress-free transaction.
home purchases, assist first-time home buyers and those who meet
refinancing and income limits and credit requirements; interest
vacation homes. rate remains the same for the first three-year
term and may change annually thereafter CU Realty Home Rebate Program
We’re a Lender You Can Trust Additional Loan Products Our CU Realty Program gives buyers (and sellers) a
Our 64+ years of experience have taught us that • FHA loans2 cash rebate when you use one of our Approved
competitive rates and fees are only part of the • Financing available for second homes and Agents to conduct your transaction. This free
equation when financing a home. Our licensed, non- investment properties service also includes:
commissioned loan officers work hard to find the • High-balance loans (contact NWFCU for available
• Unrestricted access to an online database of
best mortgage option tailored to your individual loan limits)
homes for sale
needs. With NWFCU you can buy a home or • Reverse mortgages2
• A network of Approved Agents to represent you
refinance with confidence knowing we always • Veterans Administration (VA) loans
when you buy or sell your home – professional
participate in safe lending practices designed to
REALTORS who are held accountable to NWFCU’s
ensure your success as a homeowner. NWFCU Member Benefits high service standards
• Free mortgage pre-approvals • Cash back any time you buy or sell – a rebate of
And while some mortgage companies sell and resell • 24/7 online application 20% of your REALTOR’s commission based on the
loans, leaving you with confusing information and a • Low lender fees sale price of the home3
new payee receiving your monthly payment, NWFCU • No pre-payment penalties
services your loan for life—so you’ll always make • In-house 2nd mortgage processing and financing Take a look at these average savings:
your payments to NWFCU and you’ll always have • Convenient closing at our Herndon, VA location
just one number to call to discuss your loan. with Northwest Title & Escrow LLC or at a Home Sale Price Rebate to You3
settlement company of your choice $200,000 $1,200
Most importantly, our loan representatives do not • Professional and courteous service
work on commission, meaning they work $400,000 $2,400
• Up to 10,000 Member Rewards MasterCard® bonus
exclusively in your best interests. $600,000 $3,600
points good for travel, merchandise or cash back
• Free, informative buyer/seller seminars $800,000 $4,800
Visit www.nwfcu.org to access our CU Realty
Before You Buy service to begin searching—and saving—today!
Before you contact a REALTOR®, turn to
1 Available for a limited time only.
NWFCU first. Let us guide you through the 2 Through our partnership with Credit Union Mortgage Association.
process and work with you to evaluate your 3 Rebates are awarded to buyers and sellers registered in the CU Realty
financial picture and find the rate and loan program before they begin their home search or sale and who use a REALTOR
from the Approved Agent network. Members who obtain an FHA loan are
type that works best for you, so you can required to receive their rebate at closing. Examples of rebate amounts
shop with confidence. shown here are based on 3% commission rate; your agent’s commission rate
may differ.