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IREDA

APPLICATION FOR LOAN ASSISTANCE



FOR



ESTABLISHMENT OF ENERGY CENTRES









INDIAN RENEWABLE ENERGY DEVELOPMENT

AGENCY LIMITED

(A Govt. of India Enterprise)

Core 4-A, East Court, India Habitat Centre Complex,

1st Floor, Lodhi Road, New Delhi – 110 003.



Tel : 24682214- – 24682202



E-mail: mdireda@rediffmail.com

IREDA

APPLICATION FOR LOAN ASSISTANCE

For

Establishment of Energy Centres

Notes : 1. All communications to be addressed to the Managing Director, IREDA.



2. Application to be submitted in the proforma provided by IREDA only.

Application and DPR shall conform to IREDA’s Guidelines for Financial

Assistance (latest issue).



3. Two signed copies of the application form are to be submitted

alongwith one floppy copy compatible to Microsoft Word.



4. Demand Draft for Rs.10,000, drawn in favour of Indian Renewable

Energy Development Agency Ltd., payable at New Delhi, to be enclosed

as application registration fee towards processing and documentation

charges.



5. Application should confirm to IREDA’s “Guidelines for Financial

Assistance” latest issue.



6. If any of the points given below is not applicable, please specify so.

Enclose additional notes/ sheets wherever necessary.



7. The application shall be signed by an authorised signatory.



8. All the necessary documents and forms as listed under Item No.4 should

be completed and enclosed.



9. Incomplete and/ or ineligible applications shall not be registered by

IREDA.



10. Mere submission/ registration of loan application does not entail

automatic loan sanction.



Any

11. IREDA accepts application forms filled in English and Hindi only.

document in any other language to be submitted along with attested

translated copy.



***









1

Details of the Scheme:

Functions of Energy Centres



 Display/Marketing/Selling of Renewable Energy and Energy Efficiency Products and

Services.



 Energy Centre can also provide retail financing or micro-lending to the customers for

procuring the energy products and IREDA can sanction a line of credit for this purpose.



 To make the Energy Centre more viable, the Centre can also market or sell other Energy

Products (in addition to renewable energy and energy efficiency products/services)



Eligible Expenditure:



 Display items (renewable energy and energy efficiency products/ equipment/ systems)



 Office equipment including furniture, telephone, fax, computer etc. and other sales

promotion equipment like TV, VCR etc.



 Instrumentation and Tool kits for servicing of sold systems/ products



 Training of Manpower employed at Centre (not exceeding 1% of the total project cost)



 Lease Rental upto one year and also any advance paid towards lease, security deposit etc.



 Margin Money for Working Capital towards stock of goods (not exceeding 2 months stock),

payment of salary (not exceeding one month salary), sales promotion expenses (not

exceeding one month expenses)



 Interior decoration expenses (not exceeding 10% of the total project cost)



Terms of IREDA’s Scheme:



Location of the Energy Interest Rate Repayment period Ceiling of Term

Centre (p.a.) (%) [Yr.] including Loan by IREDA

Moratorium (Max.)

A1 and A Cities 12.50 7 Upto Rs. 50

Lakhs

B1 and B2 Cities 12.00 7 Upto Rs. 30

Lakhs

Other cities and 11.50 7 Upto Rs. 20

district/Block/ Mandal/ Lakhs

Tehsil Headquarters



 Minimum Promoters’ Contribution – 30% of the Project Cost

 Maximum Moratorium – 2 Years

 0.5% p.a. rebate in interest for timely repayment of IREDA’s dues

 Minimum Loan Amount – Rs. 5.00 Lakhs

 Front End Fee -@1.00% of the loan amount (payable after loan sanction)





2

Date of loan application: -- -- ----



1.0 PROJECT TITLE (In block letters) :





2.0 PARTICULARS OF APPLICANT :



2.1 Name (In block letters) :

2.2 Address (with pin code) :

(Regd. Office & Admn. Office/

Head Office Separately)

2.3 Telephone :

2.4 Fax :

2.5 Email ID :

2.6 Website address :

2.7 Date/Place of Incorporation :

2.8 Date of commencement of business :

2.9 Name of the Group, the company belongs to:

2.10 Name & Designation of the Chief Executive :



(Also give the names and attach Bio-data of Key Executives of the Company )



2.11 a) Share Holding pattern of the company (current as well as proposed):



S.No. Name of Share Holder No. of Shares Value of % of Share

Share









b) Share Holding of the Promoters/Directors/their relatives, friends & associates in the

applicant company:



S.No. Name of Promoter/ Promoter No. of Shares Value of % of Share

Company/ Promoter Directors/ Share

NRI etc.









c) Details of investment by applicant company in the share capital of other Body Corporates:



S.No. Name of Company where No. of Shares Value of % of Share

investment has been made Share









2.12 List of Associated/ Sister/Group Companies



2.13 Name & Designation of

Authorised Dealing Officer :

(Enclose authorisation documents and attested signature, if applicable)



2.14 Constitution :

3

(Please specify whether Public/Pvt.

Ltd. Co., Co-operative Society/

NGO/Trust/Society)



a) Kindly enclose copies of Memorandum & Articles of Association/ Certificate of

Commencement of Business/By-laws/Registration Certificate/Certificate of

Incorporation etc. as applicable to the applicant.

b) Indicate Clause No. of Memorandum & Articles of Association/ Bye-laws to

Undertake the Project and to borrow the loan.

c) Enclose Published audited Balance Sheet and Profit and loss account for the past

three years of the Applicant/Borrower company/ firm.

d) Board’s resolution to undertake the Project, if applicable.

e) Certificate by a Chartered Accountant indicating the net worth and borrowing

capacity.



2.15 Rebates/Concessions sought for (refer to IREDA’s Financing guidelines for details)

a) Due to Category of Borrower (specify):

b) Due to Location of the project (specify):



2.16 CRISIL/ICRA/CARE Credit rating, or any other rating, if available:



2.17 Sector :

(Please specify whether Public/

Joint/Private/Co-operative)



2.18 Size :

(Small scale/Medium scale/

Large scale / others)



2.19 Date/Place of Incorporation/ Registration:



2.20 Date of Commencement of Business:



2.21 Current Activity/Business :

(Please provide a small write up along with details of products, Licensed capacity,

existing installed capacity, utilisation etc. for the last three years. Also enclose the

Outlook/Forecast for the sector/ industry from any independent agency, if available)



2.22 Whether listed on stock exchanges :

(give the name of exchange, current quote and 52 weeks high/low for the stock)



2.23 Management Structure : Give the names of Directors and their Bio-data

covering followings parameters:

 Name:

 Date of Birth:

 Father’s Name:

 Present Address:

 Permanent Address:

 Telephone No.:

 E-mail ID:

 PAN No.:

4

 Educational Qualification:

 Experience Details (under headings Period, Company, Designation, Nature of

Work)

 Directorship in boards of other companies:

 Special Awards/Achievements:

 Membership of other organisations/ institutions:



2.24 Promoters’ Details : Give the details of Promoters/ Promoter-Directors/ Promoter

Companies covering followings parameters:

 Name of Promoter:

 Net Worth (Rs. In Lakhs):

 Available Liquid Cash (Rs. In Lakhs):

 Equity Shares (both face and market value) (Rs. In Lakhs):

 Unsecured Loans given (Rs. In Lakhs):

 Total Taxable Income (Rs. In Lakhs):



2.25 Financial Performance :



A) For Existing Applicant Companies: Kindly provide following details (Enclose

Audited Balance Sheets and Profit & Loss Account of the applicant company for

last three years and provisional accounts for the current year upto last quarter)



Item Audited Results Provisional

Year 1 Year 2 Year 3 Current

year

Paid-up Capital

Reserves and Surplus (excluding revaluation reserve)

Revaluation reserve

Net Worth

Term Loans

Working Capital Loans

Other Loans

Total Capital Employed

Fixed Assets

Total Assets

Debt equity Ratio (Current)

Debt equity Ratio (After Proposed Loan from IREDA)

Debt Service Coverage Ratio (DSCR) of the Company

Current Ratio

Turnover

Capacity utilisation

Profit before Depreciation and Taxes (PBDT)

Tax Paid

Net Profit

Earnings per share

Dividend

% Net Profit to Total Equity

% Net Profit to Total Capital Employed

Contingent Liabilities (as per the annual report)

 Disputed Income Tax Demand

 Disputed Sales Tax Demand

 Disputed Custom/Excise Duty Demand

 Guarantee issued and outstanding

 Other contingent liabilities

5

In addition to the applicant company, above details are also to be provided for the

sister/group concerns of the applicant company.



B) For New Applicant Companies: Kindly provide following details for each of

the promoter/sister/group companies (Enclose Audited Balance Sheets and Profit

& Loss Account of the promoter companies for last three years and provisional

accounts for the current year upto last quarter)



Item Audited Results Provisional

Year 1 Year 2 Year 3 Current

year

Paid-up Capital

Reserves and Surplus (excluding revaluation reserve)

Revaluation reserve

Net Worth

Term Loans

Working Capital Loans

Other Loans

Total Capital Employed

Fixed Assets

Total Assets

Debt equity Ratio (Current)

Debt equity Ratio (After Proposed Loan from IREDA)

Debt Service Coverage Ratio (DSCR) of the Company

Current Ratio

Turnover

Capacity utilisation

Profit before Depreciation and Taxes (PBDT)

Tax Paid

Net Profit

Earnings per share

Dividend

Return on Equity (ROE)

Return on Investment(ROI)

Contingent Liabilities (as per the annual report)

 Disputed Income Tax Demand

 Disputed Sales Tax Demand

 Disputed Custom/Excise Duty Demand

 Guarantee issued and outstanding

 Other contingent liabilities



(Also provide following details for each of individual promoter/ promoter companies)

Income Tax Assessment Wealth Tax Assessment Sales Tax Assessment

Assessed Income Tax Wealth Wealth Tax Sales Tax Sales Tax

Taxable Paid Assessed Paid Paid Paid

Income



Also submit IT Returns and CA Certificate for Net Worth for Promoters/Promoter

Companies.

2.26 Have you given any corporate guarantee for any other loan/purpose:

(If yes, please provide complete details)



6

2.27 Convictions/Pending Litigation (against the Applicant/Group Companies and/or Main

Promoters of the Applicant Company) under any criminal/ economic offence or under

national security laws: (Please provide complete details)



2.28 Whether Existing Borrower of IREDA (Yes/No)

If yes, please give following details:



a) Name of the Project for which loan applied/sanctioned:

b) Project No./Date of issue of Sanction Letter by IREDA:

c) Date of signing of Loan Agreement:

d) Amount Sanctioned (Rs.Lakhs):

e) Amount Disbursed (Rs.Lakhs):

f) Amount Repaid (Rs.Lakhs):

g) Amount over due (Rs.Lakhs):



2.29 Whether any of your group company is existing borrower of IREDA (Yes/No)

If yes, please give following details:



a) Name of Company

b) Name of the Project for which loan applied/sanctioned:

c) Project No./Date of issue of Sanction Letter by IREDA:

d) Date of signing of Loan Agreement:

e) Amount Sanctioned (Rs.Lakhs):

f) Amount Disbursed (Rs.Lakhs):

g) Amount Repaid (Rs.Lakhs):

h) Amount over due (Rs.Lakhs):



2.30 Kindly provide details of each of the loans availed by your company from

other financial institutions/banks:



a) Name of the financial institutions/banks:

b) Name of the Project for which loan applied/sanctioned:

c) Project No./Date of issue of Sanction Letter:

d) Date of signing of Loan Agreement:

e) Amount Sanctioned (Rs.Lakhs):

f) Amount Disbursed (Rs.Lakhs):

g) Amount Repaid (Rs.Lakhs):

h) Interest Rate (%)

i) Moratorium:

j) Repayment Period:

k) Security given for loan:

l) Reschedulement/ Restructuring availed, if any (give details):

m) One Time Settlement availed, if any (give details):

2.31 Do you figure in RBI Defaulters List? :



2.32 Previous Experience of the Applicant in Energy Related Area: Yes/No

If yes, indicate no. of years of experience



2.33 Previous Experience of the Applicant in Renewable Energy/ Energy Efficiency

Related Area: Yes/No

If yes, indicate no. of years of experience





7

3.0 PARTICULARS OF THE PROJECT :



3.1 Project Highlights: (Kindly submit the business plan indicating the business

potential, marketing strategies, presence of competitors, after-sales service

arrangements, distribution arrangements etc. Give details of business plan for

current year and also for next three years both physical as well as financial terms.

Enclose support documents such as future corporate plan or other published

material, if any)



3.1.1 Location/Address of the Energy Centre:



3.1.2 Class of the City where the Energy Centre is located: A1/A/B1/B2/Others

(enclose supporting document if available)



3.1.3 Products/Services Proposed to be Sold at Centre:



3.1.4 Proposed Source of Products/Services Proposed to be Sold at Centre (if not

a manufacturer):



3.1.5 Implementation Schedule for Energy Centre :



Invitation of Tenders (date) :



Commencement of

Construction (date) :



Commissioning of

Project (date) :

(Give details on Implementation planning, PERT chart etc.)



Employment Generation :



No. of people for operation :

(in this project)



3.1.6 Location Classification :

(Please indicated whether Tribal Area/Backward area/Hilly area/Coastal

area/Island/ Estuary or other)



3.1.7. Arrangement of Space for Energy Centre (Owned/Leased/Rented)

(enclose supporting documents for ownership of land/lease agreement etc.)



3.1.8. Total Carpet Area of the proposed Energy Centre Premises (sq.ft.)



3.1.9. Area proposed to sub-let to IREDA for IREDA Showcase in Energy Centre (to

showcase and distribute IREDA’s Literature/Brochures; Exhibit IREDA’s Video

Films; and Promote IREDA’s services. Limited to 10% of total area of the

centre. IREDA shall pay rental for the space occupied at market rate.)



3.1.10 Accessibility of proposed site of the Energy Centre: Kindly indicate



8

 Whether the proposed site for Energy Centre is situated in well

established market place

 Whether the site is well connected by motorable road

 What types of shops are located in nearby areas

 Distance of nearest railway station



3.2 Commercial Features :



3.2.1 Cost of the Project : (Please provide break-up in the following

headings, also provide justifications for cost estimates, quotations etc.)



Item Per Unit No. of Unit Total Copy of

Rate Required Amount Quotation/

(Rs.) Details

enclosed at

Display Items (renewable energy

products/systems and energy

efficient equipment/systems)

Office equipment including

furniture, telephone, fax, computer

etc. and other sales promotion

equipment like T.V. VCR etc.

Instrumentation and Tool kits for

servicing of above systems

Lease rentals upto one year and

also any advance paid for the

establishments towards lease,

security deposit etc.

Margin money for the working

capital

Interior decoration expenses

Training of Manpower

Others (specify)



3.2.2 Proposed Means of Finance : Source Amount %



Promoter’s Contribution :

(Please give break-up of sources like Equity, Internal Accruals etc.)



Subsidy (if any) :



Term Loan :

(Please give details of sources & status)



Others :



________ ________ ______

Total :

________ __ ______



3.2.3 Loan Assistance Sought from IREDA:

9

3.2.4 Security Offered : Tickmark on appropriate set of securities



OPTION PROJECT FINANCING

SET 1 Bank Guarantee/Pledge of FDR from a Scheduled Commercial Bank

SET 2 State Government Guarantee

SET 3 Unconditional and irrevocable guarantee of All India Public Financial

Institution with “AAA” or equivalent rating.

SET 4  Equitable Mortgage (Mortgage by deposit of title deeds) of all

immovable properties

 Hypothecation of movable assets, both existing and future,

subject to prior charge of Banks on specified current assets

 Guarantees by promoters/ promoter directors and promoter

companies

 Deposit of post dated cheques in accordance with repayment

schedule of principal loan amount and interest.



Note:

1) All loans (where mortgage of immovable properties either on exclusive or pari-

passu or second charge basis is not stipulated) will have to be secured by

additional security in the form of equitable mortgage of immovable non-

agricultural properties located either in urban or rural areas (excluding

waste/barren lands) belonging to promoters/directors of the borrower company

and/or close relatives and friends of the promoters having market value

equivalent to at least 33% of IREDA’s Loan. The valuation of the property shall

be arranged from any of the approved and registered valuers/architects at the

cost of the borrowers to the satisfaction of IREDA and the borrower shall

establish the title of such property to the satisfaction of IREDA. Alternatively,

Bank Guarantee from a scheduled bank or pledge of Fixed Deposit Receipt

(FDR) can be submitted.



2) In case the Borrower is loss making/having accumulated losses or individual/

partnership concerns, security of only Bank Guarantee for the amount of loan

shall be accepted.



3) In case of Set 4, also provide the names, address, net worth (in Format

attached at Annexure V) and percentage shareholding of promoter directors/

promoters companies whose personal/ corporate guarantees are proposed to be

offered by the applicant (In case of government companies, the securities of

personal/corporate guarantees are not applicable).



4) Kindly note that above set of securities are only minimum and IREDA can

stipulate additional securities on case to case basis taking into account the risk

perception, nature of the industry and background of applicant.





3.2.5 Moratorium (Years) :



3.2.6 Loan repayment (Years) :



3.2.7 Name of Bankers who will provide Working Capital Loan:



10

3.3 Performance Indicators : (enclose detailed calculations)



3.3.1 DSCR :



3.3.2 IRR (Financial) - of the Project – Before Tax/After Tax:



3.3.3 IRR (Financial) - of the Applicant Company – Before Tax/After Tax:



3.3.3 Pay Back Period :



3.4 Licenses/Permissions :

(Enclose copies of the clearances mentioned below)



3.4.1 Licence to operate the Energy Centre from Local/State Govt.



3.4.2 Any Other Clearance as applicable for the project:

3.4.3 Name and Address of Your Bank(s) and at least one organisation/ individual

of repute (other than relative) with whom enquiries may be made: (This

authorises IREDA to make enquiries from referees).







4.0 ENCLOSURES (Essential for Registration the Application)



Document to be Submitted Yes/No/ Annexure Reasons for non-

N.A. / Page No. submission/

expected date of

submission

General:



4.1 Demand Draft as applicable drawn in favour of

Indian Renewable Energy Development Agency

Ltd. Payable at New Delhi (as processing and

documentation charges)



4.2 Copies of Application Form (both hard and

computer copies)



4.3 Filled up Form-I, II, III, IV & V (enclosed)



4.4 Executive summary of the project proposal and

Business Plan for the Project



4.5 PERT chart and Organisation charts



Legal Documents:



4.6 Copy of By-laws/Registration Certificate/

Certificate of Incorporation/ memorandum &

Articles of Association etc. as applicable.



4.7 Board’s Resolution to undertake the project

11

4.8 Authorisation for the dealing/Liaisoning officer.



4.9 Letter authorising your bankers to provide any

information to IREDA.



Information on Promoters/ Directors/

Management:



4.10 Bio-Data of Promoters



4.11 Bio-Data of Directors of the Company



4.12 Share holding details of promoter directors in the

company



4.13 Name/Qualification/Experience of Key Top

Management



4.14 Net worth certificates for promoter directors, who

will be giving personal guarantee



Financial Statements



4.15 Printed/Audited Balance Sheets, Profit and Loss

Account and Annual Report for the last three

years of the applicant company and promoter/

associated companies



4.16 Statement of Asset & Liability of the Principal

Promoter(s)



4.17 CA’s Certificate of net worth and borrowing

capacity of the applicant (in case of existing

companies)



4.18 Copy of IT & Wealth Tax assessment of the

applicant (in case of new companies)



4.19 Credit Rating Certificate, if available





Certificate/ Clearances/ Approvals



4.20 Approval of Local Body for opening of Centre





Equipments/Suppliers



4.21 Copy of Tender Floated/Enquiries made

regarding Equipments proposed to be installed at

the centre

12

4.22 Report outlining reasons for selection of any

particular supplier



4.23 Copy of Order/ Agreement already entered into

for installation



4.24 Note on Procurement Arrangements for display

items (Renewable Energy/Energy Efficiency

items)



Land, Site and Civil Works





4.25 Copy of Lease Deed of Energy Centre Premises



4.26 If centre premises is self-owned, document in

support of ownership





4.27 Any other document (please specify)





5.0 DECLARATION



I/We certify that:



5.1 All information furnished is true to the best of my/our knowledge.



5.2 No borrowing arrangements except as indicated are made.



5.3 No legal action is being taken against me/us.



5.4 I/We shall furnish all other information that may be required by you in connection

with the application.



5.5 The information pertaining to us may be exchanged by IREDA with any agency you

may deem fit.



5.6 IREDA or its nominees or any agency authorised by IREDA may, at any time

inspect/verify our assets, books of accounts, etc. in my/our factory & business premises.



5.7 Any change in the data/information given will be informed to IREDA immediately by

Registered Post.



Place:

Date:

Name & Designation: (Authorised Signatory & Seal)









13

FORM-I



(Authorisation Letter to the Banker of the applicant concern)



Date:









Name of the Banker

and Address









Dear Sir,



We hereby authorise you to discuss/ disclose our affairs or any other matters

relating thereto with the Indian Renewable Energy Development Agency Ltd., First

Floor, East Court, Core 4A, India Habitat Centre Complex, Lodhi Road, New Delhi –

110 003, to whom we are making an application for financial assistance.







Yours faithfully,









(Name & Designation of

the authorised person)







(Note : The letter should be written on printed letterhead and signed by a person

or persons authorised to operate the account with the Banker).







14

FORM-II



CERTIFICATE TO BE GIVEN ON THE LETTER HEAD OF

THE STATUTORY AUDITORS OF THE APPLICANT

I/We ………………………………………………., Auditor(s)/Chartered Accountant(s)

of the applicant company, hereby CERTIFY that,



Items Yes/No/N.A.

1. Whether the Applicant is having accumulated losses (without

taking into account effect of re-valuation of assets, if any) as

per audited Annual Accounts of the immediate preceding

financial year?

2. Whether the Applicant (in case of Company/Co-operative) is

Loss making as per Audited Annual Accounts of the

immediate last year of operation?

3. Is there erosion of paid up equity share capital of the

Applicant as per the latest Annual Report?

4. Whether the Applicant’s existing Debt Equity Ratio (total

borrowings (other than unsecured loans and working capital

loans) to net worth) exceeds 3:1 after taking into account

the proposed borrowings from IREDA?

5. Whether the Applicant (in case of non-profit Trust/Societies)

has accumulated revenue deficit or revenue deficit

immediately during the past year?

6. Whether the Applicant is in default in payment of dues to

Financial Institutions, Banks, NBFCs at the time of submission

of application?

7. Whether the Applicant and/or Group Companies and/or main

promoters of the applicant company are in default in

payment of IREDA dues at the time of submission of

application?

8. Whether the Applicant/Group Company is classified as willful

defaulter by RBI/ any other Financial Institution?

9. Whether The present loan is for Refinancing of financial

assistance availed of from other financing institutions, Banks,

NBFCs etc.

10. Whether Applicant is forming part of the Group, of which any

company had availed One Time Settlement (OTS) from

IREDA.





Date: (Signature & Seal)





15

FORM-III



Declaration to be furnished by the applicant





I/We …………………………….., the applicant for the loan hereby DECLARE that:



Yes/No/N.A.

Eligibility Conditions

1. Whether the present proposal of loan is for cost overrun

financing?

2. Whether the present proposal of loan is for procurement of any

Second-hand equipment and machinery?

3. Whether the Applicant and/or Group Companies and/or main

promoters of the Applicant Company have been convicted for

criminal/economic offences or under national security laws.

4. Whether the project under consideration is already

commissioned?









Date: (Signature & Seal)









16

FORM-IV



CERTIFICATE TO BE GIVEN ON THE LETTER HEAD OF

THE STATUTORY AUDITORS OF THE APPLICANT

Dated the....................



The Managing Director,

Indian Renewable Energy Development Agency Limited,

Lodhi Road,

New Delhi



Sub: Request for Loan from IREDA made by (Name of the Applicant to be

mentioned here) for Setting up ............................



Dear Sir,



We note that above named company proposes to apply to IREDA for financial

assistance for setting up this project of .......................... at ........................



2. We have gone through the books and records of the company including the share-

holding held by promoters, their friends & associates and others in the company as also the

composition of the Board of the company and the involvement of the Directors in other body

Corporates as Promoters/ Directors. We have had discussions with the promoters/ executives

of the company. Based on the examination of the books of the company and discussions with

the Promoters and others, we hereby certify that the above company belongs to group

known as .................. , OR the said company does not belong to any group going by the

principle of commonality of management and effective control by other companies; corporate

bodies/ does not belong to known large industrial house/ groups in the country.



3. We note that above certificate is being furnished as requested by the Company to

enable IREDA to consider the Company’s request for financial assistance on merit.



Yours faithfully,





(Signature & Seal)

___________________________________________________________________

Note:



1) Delete whatever is not applicable.



2) Additional Enclosures to be submitted alongwith Loan Application:



1. In case, any of the directors of Applicant Company is common director in any other company,

give the name of director/company.

2. Give share Holding of the Promoters/Directors/their relatives, friends & associates in the

Shareholding of the company.

3. Give details of investment by Applicant Company in the share capital of other Body Corporates

17

FORM-V



REPORT ON NETWORTH OF INDIVIDUAL GUARANTORS

A. DETAILS OF THE GUARANTOR

1. Name of the assisted concern

2. Name of the guarantor/address

3. Members of his family

4. Capacity of the guarantor in the assisted concern

B. DETAILS OF ASSETS (RS. IN MILLION) VALUE_______(AS ON ____________)

B.1. Details of immovable property:-

i) Land

 Particulars

 Location

 Ancestral or self-acquired

 Share in the total property

 If encumbered, to what extent

 Total market value

ii) Buildings

 Particulars

 Whether residential or commercial

 Location

 Ancestral or self-acquired

 Share in the total property

 If encumbered, to what extent

 Total market value

iii) Others (specify)

TOTAL IMMOVABLE ASSETS (B1)

B.2. Details of movable properties

i) Cash/Bank balances

ii) Marketable investments (cost price)

iii) Realisable book debts

iv) Life policies (surrender value)

v) Others (give details)

TOTAL MOVABLE ASSETS (B2)

TOTAL ASSETS (B1+B2)

C. DETAILS OF LIABILITITES

i) Borrowings

- Sources

- Security

- Value of Security

- Amount

ii) Other liabilities, if any

TOTAL LIABILITIES (B)

D. NET ASSETS (B1+B2-C)



I hereby declare that the above is a true and correct statement of my assets and liabilities and that

the lands/building and any other properties, mentioned above, are held in my name.





Signature of the guarantor





Name of the guarantor

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