PROMISSORY NOTE
$97,143.00 Jackson, Mississippi
October 1, 2005
FOR VALUE RECEIVED, the undersigned William H. Smith, Jr., and Marsha B. Smith
do hereby jointly and severally promise to pay to William H. Smith, Sr., or order, the principal
sum of Ninety Seven Thousand, One Hundred Forty Three Dollars ($97,143.00), together with
interest thereon from date at the rate of Six Percent (6.0%) per annum on the unpaid balance
until paid. The sa