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Private Equity Focus

Issue 6

Mid-Year 2011 Edition



September 9, 2011



New York  London Freeman & Co. LLC

Inside this Issue: Another New Normal

FIG PE Overview p. 2

The trend of private equity investing in financial services (“FIG PE”) closely correlates to

Asset Management p. 3 the story of the general PE market over the past few years: while deal activity has not

approached that of the boom time years of 2004-2007 (and likely won’t in the near

Banks & Brokerage p. 4 future), it has rebounded significantly since the depths of the financial crisis. Much like

notwithstanding),

the economy as a whole (recent market volatility notwithstanding) FIG PE has also

Business Services p. 5 seemingly entered its “new normal” period – a period of moderate, sustainable deal

activity driven by a relatively orderly marketplace.

Financial Technology p. 6

This report will cover several trends we have seen that could govern the activity in FIG

Insurance p. 7 PE in the coming years:



Specialty Finance p.

p 8 1. Capital Overhang: PE firms raised record amounts of capital from 2005-2008, and

Cap ta O e a g s a sed eco d a ou ts o cap ta o 005 008, a d

while a considerable portion has been deployed, uncommitted capital held by PE

Macro Outlook p. 9 firms is still estimated to be over $300 billion



2. Normal Valuations: Equity valuations for private deals have been stabilizing,

Exit Strategies p. 10

therefore there is a more orderly marketplace in which buyers and sellers of

portfolio companies are willing to transact. Traditional growth capital investing had

General Private Equity p. 12

largely vanished during the crisis. Investors were focused on acquiring distressed

valuations,

assets and business owners were not willing to sell at such low valuations unless

Coverage List p. 14

forced

F & Co. PE Activity p. 15 3. Continued Divestitures: Banks, insurance companies and other large financial

institutions continue to deal with a changing regulatory environment and capital

F & Co. Publications p. 16 constraints, leading to additional carve out opportunities for FIG investors



( , )

Financial Institutions Private Equity Transactions(1,2)

Indices at September 8, 2011 $40 300



DJIA 11,296

tion Value ($B)









250

$30.1

# of Transac





$30 $27.4

NASDAQ 2,529 200



$20 150

ctions









171

S&P 500 1 186

1,186

Total Transact









$16.5

142 $14.9

100

FTSE 100 5,340 $10 98

69 50

10-yr US T-Bond 1.99%

$0 0

USD per GBP $1.60 2008 2009 2010 1H 2011

Total Transaction Value ($B) # of Transactions

USD per Euro $1.39 Source: Freeman & Co.



1) All deal statistics in this report include closed transactions only (entry and exit transactions)

2) All data in the report includes global deal activity for 180 private equity firms consistently tracked by Freeman & Co.

Freeman & Co. believes the sample data is representative of total activity in financial institutions private equity





Freeman & Co. LLC New York • London www.freeman-co.com

Page 2 Private Equity Focus





Report Team

Sector Contact Phone Email

Private Equity Patrick Sturgeon +1 (212) 830-6176 psturgeon@freeman-co.com

Pedone,

Christopher Pedone CFA 830-6166

+1 (212) 830 6166 cpedone@freeman-co com

cpedone@freeman co.com

Matthew Capers +1 (212) 830-6172 mcapers@freeman-co.com









Broker- Asset

Dea lers Ma nagement



Specialty

F inance





Banks &

Insurance

Lenders









Coverage Teams

Sector Contact Phone Email

Asset Management Eric Weber, CFA +1 (212) 830-6162 eweber@freeman-co.com



Insurance Eric Solash +1 (212) 830-6167 esolash@freeman-co.com



Broker-Dealers, Exchanges & Peter J. Majar +1 (212) 830-6196 pmajar@freeman-co.com

Technology

Capital Market Technolog Sa hne

Gagan Sawhney, CFA 830-6165

+1 (212) 830 6165 gsa hne @freeman co com

gsawhney@freeman-co.com



Financial Technology Michael Kasper +1 (212) 830-6164 mkasper@freeman-co.com



Specialty Finance James Murray +1 (212) 830-6195 jmurray@freeman-co.com

Gagan Sawhney +1 (212) 830-6165 gsawhney@freeman-co.com



International Coverage James G. Hatchley, ACA +44 (0) 20-7743-6535 jhatchley@freeman-co.com

Jimmy Chang +44 (0) 20-7743-6536 jchang@freeman-co.com

Mid Year 2011 Issue Page 3





As in the past, this report is divided into three main sections:

• FIG PE Overview, including deal activity and entry/exit trends within private equity for financial institutions;

• Sub-Sector Focus, including trends in Asset Management, Banks & Brokerage, Business Services, Financial

Technology,

Technology Insurance and Specialty Finance; and

• Current Topics, including topics important to PE investors in FIG such as the macro outlook, the general private

equity environment, fundraising, and exit options.





FIG PE Overview

p gg g

There were 69 FIG PE transactions completed in 1H 2011. The aggregate deal value of these transactions was $14.9 $

billion. Taking into account seasonality, we consider total deal value to be ahead of last year’s pace at this time, as

there was only $8 billion of closed transactions. Although the staggering deal volumes that characterized the private

equity boom from 2004 to 2007 do not seem to be returning anytime soon, 2011 should be the best year for FIG PE

in terms of deal value since the financial crisis.



Deal Value by Sub-Sector The macroeconomic environment in

$40

the d b d i t

th US and abroad remains extremely l

F&Co. uncertain, but as we will discuss in this

$35.0 2011 Estimate

$35

report, there are several trends within

$30.1 1H 2011

$30

$27.4

$29.7 Annualized the private equity and financial

institutions sectors that should be

Deal Value ($B)









$25

able to sustain this moderate level of

$20

deal activity for the next few years.

V









$16.5

$16 5

$14.9

$15

In analyzing the top ten deals for the

$10

past 12 months, it is clear that the

$5 mega-deals (above $10 billion) are

$0

non-existent, but a healthy amount of

2008 2009 2010 1H 2011 transactions (including entry and exit

AM BBD BNSS FT INS SPEC

exist.

deals) above $1 billion still exist

Source: Freeman & Co.

Top Ten FIG PE Transactions (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 Cerberus (1) TD Auto Finance LLC 4/1/2011 $6,300

2 Warburg, Silver Lake Interactive Data Corp 7/29/2010 $3,245

3 Bain,

Bain Advent WorldPay, Inc.

RBS WorldPay Inc 12/1/2010 $3,037

$3 037

4 General Atlantic, TCV, Spectrum(1) RiskMetrics Group, Inc 6/1/2010 $1,845

5 JC Flowers BTG Pactual S.A. 12/7/2010 $1,800

6 Apollo, CVC Brit Insurance Holdings N.V. 10/26/2010 $1,558

7 BAML, Diamond Castle, Stone Point (1) Alterra 5/12/2010 $1,494

Buyers: TPG

8 Vertafore, Inc. 7/29/2010 $1,400

Sellers: JMI, Hellman & Friedman

9 JC Flowers + Co.(1) Groupe Prevoyance

G / /

5/9/2011 $

$1,241

Buyers: H&F, Stone Point

10 Sedgwick CMS Holdings, Inc. 5/28/2010 $1,100

Sellers: Evercore, TH Lee

(1) Exit transaction Source: Freeman & Co.





Date: Closing date of transaction LTM: 12 Months Ending June 30, 2011

Page 4 Private Equity Focus



Sector Review: Asset Management

Private equity activity in the Asset Management sector remains low from a transaction value perspective. However,

total transactions in 1H 2011 are on par with the entirety of 2010. While deal activity in asset management is low

l i h b i hi FIG, h b

relative to other sub-sectors within FIG the number of transactions i 2011 will easily exceed that of 2010

f i in ill il d h f 2010.



In 1H 2011, the largest reported deal in the sector was Lightyear Capital’s acquisition of Clarion Partners (f/k/a ING

Clarion Partners) from ING Group for $100 million. Lightyear had partnered with the senior management of ING Clarion

Partners to purchase the real estate private equity manager in an MBO, which at the time of the transaction, had over

$22 billion in assets under management.



The largest asset management transaction in LTM was Apax Partners’ acquisition of a majority stake in Psagot

Investment House from shareholders led by York Capital Management for $573 million in October of 2010. Psagot is

the largest asset management business in Israel with AUM of approximately $40 billion at the time of the transaction.

Psagot has a diversified suite of asset management products provided for private clients, corporations and institutions.



Although asset managers are not typically the most conventional candidates for private equity investors, there are

p y g , p

several veteran PE firms that are comfortable playing in the sub-sector, and who all have transactions in the past 12

months – Lightyear Capital, TA Associates, Lovell Minnick Partners, Rosemont Investment Partners and Stone Point

Capital.





Publicly Traded Asset Management Firms:

Enterprise Value / LTM EBITDA Deal Activity

$3,000

$3 000 30

40x





35x $2,500 25

$2,287

alue to LTM EBITDA (1)









saction Value ($MM)









30x









Number of Transa

$2,000 20

25x 20



$1,500 15

20x

Total Trans









actions

Enterprise Va









15x $1,000 $921 9 10

$550

9

10x 7

$500 5

5x $187



$0 0

0x

2008 2009 2010 1H 2011

2006 2007 2008 2009 2010 2011

Total Transaction Value ($B) # of Transactions

(1) Max 40x; Min 2x

Source: Capital IQ

Source: Freeman & Co.

Top Deals (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 Apax Partners Psagot Investment House Ltd. 10/31/2010 $573

2 Lightyear Capital Clarion Partners 6/9/2011 $100

3 Apollo Management HFA Holdings Limited 12/3/2010 $75

4 Millenium Technology Ventures ETF Securities Ltd 4/14/2011 $70

5 HgCapital ATC Group B.V. 3/16/2011 $17

6 GTCR Aligned Asset Managers 1/11/2011

7 TA Associates Evanston Capital Management LLC 1/4/2011

8 Lovell Minnick Partners Matthews International Capital Management, LLC 1/5/2011

9 Rosemont Investment Partners Piedmont Investment Advisors, LLC 4/28/2011

10 Stone Point Capital LLC Prima Capital Advisors LLC 1/1/2011

(1) Exit transaction Source: Freeman & Co.

Mid Year 2011 Issue Page 5



Sector Review: Banks & Brokerage

Private equity activity in the Banks & Brokerage space is evolving at a rapid pace, and in our view, is now already

entering “phase two” of the post-financial crisis environment. “Phase one” consisted of the fall of multiple bulge

f

bracket investment banks, the subsequent shuttering of product lines at other investment banks and large dealers,

and the exodus of talent from large institutions to established and new boutiques. Private equity played a large part in

that process, providing much needed capital to fund the investment thesis that the large banks had seen their day and

that smaller broker-dealers, unburdened by capital deficiencies and regulatory constraints, would fill the void in the

market (see our 2010 Securities Industry Focus report, “The Rise of the Middle Market”).



Phase two is now underway – even with a volatile economy and depressed trading volumes putting pressure on large

dealers’ revenue and profits, these firms have largely attempted to re-enter markets they had temporarily abandoned

(particularly capital-intensive businesses like fixed-income trading) and renewed the competition for personnel. In

addition, the proliferation of smaller broker-dealers (both start-ups and recapitalizations of existing players) created a

host of firms that lacked scale, diversification and/or deep product expertise just as the large players were beginning

to stabilize and subsequently start to grow again. We believe that phase two will culminate with consolidation among

the middle market, with the ultimate survivors being full-service players with capabilities to effectively service middle

customers. role,

market customers PE will likely continue to play a key role both as shareholders of existing players involved in

consolidation and as providers of capital to fund new ideas.









Broker-Dealer Financial Performance Deal Activity

10% $8,000

$8 000 45

$7,364

0% 40

$7,000

$6,525

-10%

35

saction Value ($MM)









$6,000 37









Number of Transa

-20%

30

% Change









$5,000 $4,579

-30%

25

26

-40% $4,000

$3,425 20

17

Total Trans









-50%

50%









actions

$3,000

15

-60% 17

$2,000

10

-70%

$1,000 5

-80%

Jan-08





May-08









Jan-09





May-09









Jan-10





May-10

Mar-08









Mar-09









Mar-10









Jan-11





May-11

Jul-08









Jul-09









Jul-10









Mar-11





Jul-11

Sep-08

Nov-08









Sep-09

Nov-09









Sep-10

Nov-10









$0 0

2008 2009 2010 1H 2011

Transaction Value ($MM) Number of Transactions

AMEX BD Index DJIA S&P 500



Source: Bloomberg Source: Freeman & Co.

Top Deals (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 JC Flowers + Co. BTG Pactual S.A. 12/7/2010 $1,800

2 JC Flowers + Co. Shinsei Bank, Limited 2/27/2011 $793

Sellers: Blackstone, Carlyle,

3 BankUnited, FSB 1/27/2011 $744

Centerbridge, WL Ross (1)

4 Fortress Opus Bank 9/30/2010 $460

5 Corsair United Community Banks, Inc. 3/30/2011 $380

Warburg Pincus, TH L

6 W b Pi Lee Sterling Financial C

St li Fi i l Corp 8/26/2010 $342

7 Carlyle Central Pacific Financial Corp. 2/18/2011 $325

8 CapGen, Carlyle, Goldman Hampton Roads Bankshares Inc. 12/29/2010 $255

9 Angelo Gordon Hamilton State Bancshares, Inc. 2/28/2011 $232

10 Aquiline CRT Capital Group LLC(2) 9/1/2010 $225

(1) Exit transaction (2) F&Co. Deal Source: Freeman & Co.



Date: Closing date of transaction LTM: 12 Months Ending June 30, 2011

Page 6 Private Equity Focus



Sector Review: Business Services

Activity in the Business Services sector has been demonstrably weak in terms of total deal value and number of

transactions in 1H 2011. While 2010 saw two deals over $3 billion and total disclosed deal value of over $11.6 billion,

h largest d l i 1H 2011 was A

the l deal in Apax P

Partners’ $300 million exit of B k

’ illi i initial bli ff i Total disclosed

i f Bankrate via i i i l public offering. T l di l d

deal value in 1H 2011 was $1.2 billion, which signals a much slower year than 2010.



While there are no particular drivers of this slowdown in 2011, many of the sought after financial services-oriented

business services companies have transacted over the past two years: the payment processing units of both RBS &

Fifth Third Bank, Interactive Data and Vertafore.



The largest deal in this sector over the last 12 months was the buyout of Interactive Data Corp from Pearson by

Warburg Pincus and Silver Lake. The deal was paid for in cash and the total consideration was approximately $3.2

billion. Warburg Pincus and Silver Lake are equal equity partners in the transaction, and the deal was financed with a

$700 million senior unsecured bridge loan facility and a $1.46 billion senior secured term loan facility.



We anticipate a return of deal activity in Business Services as it is an established area of interest for private equity

firms. Th

fi firms t d t b t h l g h

These fi tend to be technology-heavy ( d th f

(and therefore h

have l “key-man” risk), g

low “k t levels f

” i k) generate high l l of cash h

flow to service debt and usually have considerable scale, which has led to the large private equity-related transactions

in the past. In addition, the outsourcing trends in financial institutions is anticipated to continue as the cost of

employing workers increases.



Deal Activity by Sub-Sector (LTM) Deal Activity

$12 000

$12,000 $11 618

$11,618 50







$10,000

42 40

saction Value ($MM)









41









Number of Transa

$8,000 31

30

Information

Processing Services $6,000

$4,440 $4,576 $5,033

43% 44% 20

Total Trans









actions

$4,000 $3,463 13



10

$2,000

$1,193

Insurance BPO

$1,411 $0 0

13%

2008 2009 2010 1H 2011

Total Transaction Value ($MM) Number of Transactions





Source: Freeman & Co. Source: Freeman & Co.

Top Deals (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 Warburg Pincus, Silver Lake Interactive Data Corp 7/29/2010 $3,245

2 Advent, Bain RBS WorldPay, Inc. 12/1/2010 $3,037

Buyer: TPG

3 Vertafore, Inc. 7/29/2010 $1,400

Sellers: JMI, Hellman & Friedman(1)

4 Bain, Advent, Summit (1) FleetCor Technologies, Inc. 12/14/2010 $644

5 Apollo EVERTEC, Inc. 9/30/2010 $640

6 AApax Partners (1)

P t B k t Inc

Bankrate I 6/16/2011 $300

7 Spectrum(1) Mortgagebot LLC 4/12/2011 $232

8 Menlo Ventures (1) PlaySpan, Inc. 3/1/2011 $220

9 Cerberus J&B Software, Inc. / Regulus Group, LLC 6/30/2011 $137

10 Spectrum Trintech Group plc 9/21/2010 $111

(1) Exit transaction Source: Freeman & Co.

Mid Year 2011 Issue Page 7



Sector Review: Financial Technology

Financial Technology deal value was off the pace of 2010 with just $744 million in total disclosed deal value in 1H

2011. In contrast, there was $1.9 billion in disclosed deal value in 1H 2010. However, in terms of number of deals,

h i in 2011, hi h i i

there were nine i 1H 2011 which puts activity ahead of 2010 pace with only seven d l i 1H 2010 O

h d f ih l deals in h last

2010. Over the l

12 months, there was a total of 16 deals with a total disclosed transaction value of $1.1 billion. There have been

several exit transactions of financial technology portfolio companies through strategic sales. Yet, recent downward

trends in the trading volumes, that drive the performance of many financial technology firms, leave the sub-sector’s

future uncertain. The general sentiment is uncertainty as to whether the late summer’s uptick in volatility can offset

those trends.



The largest deal in Financial Technology in 1H 2011 was Advent’s partial exit (6.1%) of Cetip SA, an electronic

marketplace and clearinghouse in Brazil, in January 2011. Advent sold the stake for approximately $225 million and

retained a stake in the company. It subsequently sold that remaining piece in July 2011 for approximately $500

million (not included in the data in this report).



Despite an uncertain future for trading volumes and a lack of significant deal value in the sub-sector, Financial

institutions.

Technology firms will likely remain attractive targets for both private equity firms and strategic financial institutions

Technology solutions such as risk management, valuation, pricing and portfolio management evolve at a rapid pace.

This provides abundant opportunities for new entrants to take advantage of the market, creating a host of companies

ideal for investment and growth.





US Exchanges Shares Volume (1) Deal Activity

500

$3,000 30

27

Number of Trades in Equity Shares (millions)









$2,500

ansaction Value ($MM)









375 22 $2,290









Number of Transac

$2,000 $1,820 20



250

$1,500 14









ctions

s









Total Tra









125 $953

$1,000 9 10

$744



$500

0



$0 0

2008 2009 2010 1H 2011

NASDAQ OMX NYSE Euronext (US)

Total Transaction Value ($B) # of Transactions



(1) Electronic order book trades Source: World Federation of

Exchanges

E h

Source: Freeman & Co.

Top Deals (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 Silver Lake(1) NASDAQ OMX Group 12/31/2010 $268

2 Advent(1) Cetip SA 1/24/2011 $223

3 Bluff Point (1) Matrix Financial Solutions, Inc. 1/7/2011 $201

4 Carlyle SS&C Technologies Inc. 2/3/2011 $186

5 Insight Venture, Lightyear ARGUS Software Inc 6/1/2011 $130

6 3i Group, Edison Ventures, Tudor Gain Capital 12/14/2010 $75

7 North Hill Ventures, Ascent Venture Partners (1) Forefield 12/2/2010 $20

8 ABS Capital FolioDynamix 12/21/2010 $16

9 North Bridge Growth Equity Currensee, Inc 4/14/2011 $4

10 TL Ventures Mismi 11/19/2010 $2

(1) Exit transaction Source: Freeman & Co.





Date: Closing date of transaction LTM: 12 Months Ending June 30, 2011

Page 8 Private Equity Focus



Sector Review: Insurance

Private equity deal volume related to Insurance companies was slow in terms of total transactions as well as deal value

in 1H 2011. In 1H 2011, there were just four deals with a total disclosed value of $1.6 billion compared to seven deals

h l disclosed transaction value of $2 4 billi i 1H 2010 O

worth a total di l d i l f $2.4 billion in h last 12 months, there h

2010. Over the l h h have b l

been a total

of 12 closed deals with a total disclosed transaction value of $5.7 billion.



Insurance companies were uniquely affected by the financial crisis, especially due to increased capital requirements

and poor asset quality on the balance sheet. Now, sweeping financial reform is having further profound effects on the

sector and private equity firms will certainly be players in the aftermath. Capital requirements are becoming more

onerous, which will cause a wave of capital raising and divestitures over the next several years as regulations are

determined. Dodd-Frank in the US and Solvency II in Europe and Asia will not only affect companies in their respective

home regions, but also any business with cross-border subsidiaries and affiliates. Other areas of regulatory concern will

be focused on fiduciary duties and reporting requirements.



The largest 1H 2011 deal in the sub-sector was the acquisition of Groupe Prévoyance (Compagnie Européenne de

Prévoyance) by JC Flowers from PAI Partners for approximately $1.2 billion. The transaction was financed through

million.

senior debt of approximately $710 (€500) million Members of management invested along with JC Flowers and they

collectively own slightly over two-thirds of the company’s equity. Another recent transaction was Apollo and CVC’s $1.6

billion acquisition of Brit Insurance in the UK, a prime example of how private equity firms have partnered with

insurance companies (see our July 2011 Insurance Industry Focus report, “The Marriage of the Decade”).





Entry vs. Exit Deals Deal Activity

$8 000

$8,000 60





$979 $7,000

$6,456 50

2008

$3,590

saction Value ($MM)









$6,000









Number of Transa

Total Transaction Value ($MM)









40

$5,000 $4,569

$1,975

2009

$840 $4,000 29 30



$2,815

Total Trans









actions

$3,000

$3,605 20

2010

$4,030 $2,000 $1,598

15

10

$1,000

$37 Exits/Sales 8

1H 2011 4

Entry Investments $0 0

$1,561

2008 2009 2010 1H 2011

Total Transaction Value ($MM) Number of Transactions





Source: Freeman & Co. Source: Freeman & Co.

Top Deals (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 Apollo, CVC Capital Brit Insurance Holdings N.V. 10/26/2010 $1,558

2 JC Flowers Groupe Prevoyance 5/9/2011 $1,241

3 Buyer: Carlyle; Seller: General Atlantic Qualicorp 8/31/2010 $850

4 Lightyear Capital(1) NAU Group 7/1/2010 $666

5 Guggenheim Partners (2) Security Benefit 8/2/2010 $400

6 Buyers: Goldman Sachs, TPG; Seller: CCP Nymagic Inc. 11/23/2010 $329

7 Advent Towergate Partnership Ltd 1/31/2011 $321

8 Spectrum, Stripes Group(1) NetQuote, Inc. 7/13/2010

9 Summit Partners (3) Fortegra Financial Corporation 12/16/2010

10 Century Capital Management (1) eReinsure.com 3/11/2011



(1) Exit transaction (2) Freeman & Co. Advised (3) IPO Source: Freeman & Co.

Mid Year 2011 Issue Page 9



Sector Review: Specialty Finance

Private equity deal activity in Specialty Finance has experienced a solid year in terms of both number of deals and total

deal value. With balance sheets and the securitization markets somewhat stabilized, investors are beginning to fund

i l finance assets. Al h

specialty fi h

Although securitization l l are not as h l h as they were pre-crisis, i d

i i i levels healthy h i i

i i industry participants

and investors have a clear picture of which companies have viable long-term capital structures and what the availability

of securitization is in certain markets. If the securitization market for a particular asset or company is not strong, then it

is also becoming clearer what that company’s ability to get financed is outside of securitization.



Recently, one market that has had relative success in securitization is sub-prime auto financing. Several transactions

have been completed, with some smaller in nature. As a whole, auto finance securitization has rebounded respectably

post-crisis, with $72 billion of issuance globally in 2010 and $41 billion in 1H 2011. Examples of markets that have

had success getting financed outside of securitization are aircraft leasing / finance, asset-based lending and factoring.

Other, more esoteric assets, such as structured settlements, litigation finance, and to a lesser extent life settlements,

are also generating interest from private equity firms. Segments that are vulnerable to changing regulations, especially

payday loans, are less attractive due to these risks.



growth-oriented,

Typical growth-oriented operating company-focused private equity players are generally not the largest participants in

the Specialty Finance sector. However, diversified PE firms, capable of investing in varying structures, such as Fortress

and Apollo, tend to be the most active in this space.







Securitization Proceeds Deal Activity

$1 000

$1,000 $10,000

$10 000 70





60

$800 $7,859 $7,705

711 $8,000

saction Value ($MM)









674









Number of Transa

50

$600 231 549 550

ssuance ($B)









249 504 $6,000

453 40

182 439

239 98

$400 123 124

27 26 30

$4,000

$4 000

Total Trans









actions

Is









480

$200 425 407

368 316 329 $2,582 20

310 $2,249

13

$2,000 17

$0 10

1H 2008







2H 2008







1H 2009







2H 2009







1H 2010







2H 2010







1H 2011









$0 0

2008 2009 2010 1H 2011

Total Transaction Value ($MM) Number of Transactions

MBS ABS

Co.

Source: Freeman & Co /

Thomson Financial Source: Freeman & Co.

Top Deals (LTM)

Rank Private Equity Firm Portfolio Company Date Value $MM

1 Cerberus (1) TD Auto Finance LLC 4/1/2011 $6,300

2 Blackstone, Goldman Sachs, Morgan Stanley Manappuram General Finance & Leasing Ltd 11/11/2010 $404

3 CVC Capital, Oak Hill Avolon Aerospace Limited(2) 1/18/2011 $250

4 Caledonia Investments Deutsche Postbank Home Finance Limited 3/25/2011 $238

5 THL, Goldman Sachs MoneyGram International Inc 3/8/2011 $218

6 JLL Partners, Oak Investment(1) p p

NetSpend Corporation 10/18/2010 $191

$

7 Fortress BAE Systems Asset Management (2) 6/6/2011 $187

8 Advent TINSA Tasaciones Inmobiliarias S.A 11/17/2010 $131

9 Fortress American General Finance Inc. 11/30/2010 $125

10 Oak Investment Partners Wonga.com Limited 2/16/2011 $117

(1) Exit transaction (2) Aircraft leasing company Source: Freeman & Co.



Date: Closing date of transaction LTM: 12 Months Ending June 30, 2011

Page 10 Private Equity Focus



Exit Strategies

2011 has seen a resurgence of sponsor-backed FIG portfolio company exits, as 1H 2011 total disclosed exit value

reached $9.0 billion, just shy of 2010’s full-year total of $10.0 billion. At this rate, 2011 will have the highest deal

l f i i d i

value of exits since 2007 and approximately the aggregate value of exits f the past three years combined. PE fi

l h l f i for h h bi d firms

are short on time remaining to invest funds raised in 2005-2008, therefore exits should continue to be widespread as

firms make room for a new cycle of investments. However, recent market volatility may significantly change the

dynamics among strategic acquirers, private equity firms and the capital markets in 2H 2011.



FIG exits in 1H 2011 continued the trend of strategic acquisitions which has been the case over the past several years,

as 83% of total exit deal value occurred in this segment. From the perspective of total number of deals, sales to

strategics represented 65% of FIG exits in 1H 2011. Financial exits, defined as a sales to another financial sponsor,

were virtually non-existent with just two deals, after a spike in 2010 of 8 deals. Capital markets exits have picked up

since the lows of 2008 with $1.5 billion of proceeds across six deals in 1H 2011, or approximately 17% of total exit

value.



The top exit transactions since 2008 are a diverse group of deals, with five of the six sub-sectors represented in the

table.

top 10 deals – Asset Management is the only sub-sector not included in the table



Exits by Year (1) Entry vs. Exit Deal Activity

45



40 $22,805

2008









37

35 $4,557

33



30

# of Transactions









$12,244

2009









25 24

23

$4,328

20



15 $23,695

2010









10 $10,043



5

1H 2011

1









$5,686

$ Entry Investments

0

Exits/Sales

2008 2009 2010 1H 2011 $9,029

Capital Markets Financial Strategic





Source: Freeman & Co. Source: Freeman & Co.



Top Exits (Since 2008)

Rank Private Equity Firm Portfolio Company Buyer Date Value $MM Exit Type (1)

1 Cerberus TD Auto Finance LLC TD Bank US Holding Company 4/1/2011 $6,300 Strategic

2 H&F, Greenhill, Vestar, Stone Point, CDPQ Paris Re Holdings Ltd. PartnerRe Ltd. 12/7/2009 $1,975 Strategic

3 General Atlantic, TCV, Spectrum RiskMetrics Group, Inc MSCI Inc. 6/1/2010 $1,845 Strategic

4 Stone Point, BAML, Diamond Castle Alterra Max Capital Group Ltd. 5/12/2010 $1,494 Strategic

5 H&F, JMI, TPG Vertafore, Inc. TPG 7/29/2010 $1,400 Strategic

6 Evercore, TH Lee Sedgwick CMS Holdings, Inc. H&F, Stone Point 5/28/2010 $1,100 Financial

7 Corsair National City PNC 12/31/2008 $1,010 Strategic

8 General Atlantic Qualicorp Carlyle 8/31/2010 $850 Financial

9 Blackstone, Carlyle, Centerbridge, WL Ross BankUnited, FSB IPO 1/27/2011 $744 Capital Markets

10 Lightyear NAU Group QBE Insurance Group Ltd. 7/1/2010 $666 Strategic

Source: Freeman & Co.

(1) Capital Markets: sale or partial sale of stake via equity capital markets (IPO or follow-on)

Financial: sale or partial sale to another private equity firm

Strategic: sale or partial sale to a strategic buyer

Mid Year 2011 Issue Page 11



Exit Strategies (continued)

There were almost no PE-backed FIG IPOs in 2008 and 2009, and excluding VISA’s approximate $20 billion IPO in

2008, a lack of overall FIG IPOs. However, 2010 saw a significantly higher number of total deals and deal volume

lib d b levels. Until l ili in h

recalibrated to pre-boom l l U il recent volatility i the equity markets, the IPO window was relatively open f a

i k h i d l i l for

year and half. 2H 2011 IPO activity, will likely prove to be sparse once again.



Analyzing private equity’s current FIG portfolio, we find that the majority of FIG portfolio companies are “seasoned,”

which we define as invested in for 3.5 or more years. It is typically at this stage that a PE firm will begin to assess its

exit options for an investment.



US FIG IPOs

In addition, approximately 78% of the current portfolio

companies tracked in our database have been held for $25 30



at least 3 years, and over 40% held for 6 years or 28

more. $20

$19.9 25

22 22





In addition to there being many seasoned investments, 18 20







$B)

most of these are also large – nearly half of all

IPO Proceeds ($

$15









# of IPOs

seasoned investments had an initial deal value of $10.4

15



$100 million or more. $10 $9.4

10

9

These factors suggest that exits will increase in the $5 5

$3.5 4 $3.7

near-term, as private equity funds increasingly harvest $1.6 $2.1

5



y g y

their investments – they hold significantly sized

$0 0

portfolios full of investments that have been on the 2005 2006 2007 2008 2009 2010 1H 2011

books for quite a while. Proceeds ($B) # of IPOs





Source: Freeman & Co.







Current Portfolio Companies by Year Held (1) Seasoned Portfolio Companies by Size (2)

450



400 386

368 <$10mm

folio Companies









350 12%



300



250

$100mm+ $10-$25mm

Number of Portf









200 47% 20%



150

102 105

100



50 $25-$100mm

21%

0

0-1 Years 1-2 Years 3-5 Years 6+ Years



Source: Freeman & Co. Source: Freeman & Co.

(1) Represents time since initial investment for all current (2) Represents initial investment size for current portfolio

portfolio companies companies that have been held for 3.5+ years by their sponsor



Date: Closing date of transaction LTM: 12 Months Ending June 30, 2011

Page 12 Private Equity Focus



General Private Equity Outlook

Private equity as a whole, not just in regards to financial institutions investing, withstood both blows to its credibility

and severe drops in valuation to its portfolio companies during the 2008-2009 economic crisis. However, due to the

long term nature of the asset class, i rebounded quite adequately compared to other asset classes, especially the

l f h l it b d d i d l d h l i ll h

public equity markets. PE firms had built up tremendous amounts of available capital leading up to the crisis on the

back of several years of record-breaking fundraising efforts, but did not deploy as much of that capital during the

doldrums of the crisis as expected. Although PE firms were ready and willing as buyers, many companies were not

willing to effectively sell at distressed valuations. Since the low point in 2009, overall PE deal activity has rebounded.

However, our earlier observation about a dearth of mega-transactions rings true across all sectors, not just financial

institutions. As measured by investment banking fees paid by PE firms, a proxy for activity in the market, 2010 was a

y g p y , p y y ,

moderate year with $7.6 billion in fees globally.



2011 is on pace to be a strong year with an Investment Banking Fees Paid on PE Deals

annualized total of approximately $11.5 billion in

1H 2011 $11,548

investment banking fees paid, representing a robust $12,000

Annualized

recovery from the lows of 2008-2009, which

$10,000

$4.5

averaged approximately $4 billion.

$8,000 $7,608

Fees Paid ($MM)





This continued recovery in deal activity should be

supported by the large pools of capital that PE firms $6,000 $5,406

$3,001 $5,774



still have remaining from the aforementioned $1,983 $2,703

$3,753

fundraising boom of 2005-2008. Fundraising even $4,000

$2,274

$968

remained strong throughout the middle of the crisis $2,027

$1 772

$1,772

$2 000

$2,000 $1,220

due to long lead times in the fundraising process, $1,061

$1,200

$829

$1,234

but has since fallen off dramatically. Still, fundraising $0 $484

$181 $1,133

$470



significantly outpaced deal activity in the middle of 2008 2009 2010 1H 2011



Buyouts Financing Exits Portfolio Company Activity

the decade, so there remains a large supply of

uncommitted capital in the market. Source: Freeman & Co. /

Thomson Financial

vintages,

As many large funds are of the 2005-2007 vintages Fundraising

the time is coming where the lifecycle of these funds

is nearing an end. In such a case, there is added

pressure on the PE fund to deploy that capital in the $600



form of acquisitions, and to subsequently exit the $500

$466

$500

investments and return the capital. This should be a

Total Fundraising ($B)









strong catalyst for overall PE deal activity in the $400 $363

g









coming 18-24 months. Thus, we expect the next $300 $258 $257

major fundraising cycle to start as early as 2012-

$200 $175

2013, but not until the major capital overhang in the

$97

industry is somewhat diminished. $100



$0

2005 2006 2007 2008 2009 2010 1H 2011

y

Buyout Mezzanine Secondaries p

Venture Capital









Source: Freeman & Co. /

Thomson Financial

Mid Year 2011 Issue Page 13



General Private Equity Outlook (continued)

In terms of number of buyout deals in all of private equity (entry investments only), deal activity has decreased to

around half of what it was during the boom time of 2005-2007 – and deals above $1 billion are much rarer. The

iddl k (deals between $100 million and $500 million i d l value) now represents the vast majority of d l

middle market (d l b illi d illi in deal l ) h j i f deals.

Portfolio company activity (top right chart) has declined a bit due to PE firms focusing on making new investments and

exiting existing ones, as opposed to bolt-on acquisitions, recaps and divestitures.



Financial institutions have settled back down to their long term average as a percentage of all buyout deals of

approximately 10% of total buyout activity after a spike in 2009 when PE firms assisted in the bailouts of troubled

banks. FIG’s importance to overall investment banking activity, however, has continually waned since the financial

crisis, down from 34% of total banking fees each year from 2005-2008 to just 23% in 1H 2011.



PE Buyouts by Deal Size (1) Portfolio Company Activity by Deal Type

700 600



600 512

566

547 500 479

519

500

400

# of Transactions









# of Transactions







400 382

322

396 293

300

300 281 399

232

194 200

200 224 161

116

100 100

00 142

116

69 80

0

0 19

2005 2006 2007 2008 2009 2010 1H 2011

2008 2009 2010 1H 2011

<$100mm $100mm-$250mm $250mm-$500mm $500mm-$1bn $1bn+

Divestitures Acquisitions

(1)Includes deals with disclosed deal value only

Source: Freeman & Co. / Source: Freeman & Co. /

Thomson Financial Thomson Financial

FIG Buyouts as % of Total Buyouts FIG Investment Banking Fees as % of Total



17.5% 100%

Spike due

to bank 90%

15.0% rescues 14.3%

80%

% of Total Global Investment Banking Fees

FIG % of Total Buyout Deal Value









12.5% 70%



10.5% 60%

B









10.0% 9.2%

9.0% 50%

8.2%

7.5% 7.0% 40%

6.0%

30%

5.0%

20%



2.5% 10%



0%

0 0%

0.0% 2006 2007 2008 2009 2009 1H 2011

2005 2006 2007 2008 2009 2010 1H 2011 FIG GIG TMT All other industries







Source: Freeman & Co. / Source: Freeman & Co. /

Thomson Financial Thomson Financial





Date: Closing date of transaction LTM: 12 Months Ending June 30, 2011

GIG: General Industrial Group

Page 14 Private Equity Focus



Freeman & Co. Private Equity Coverage



State/ State/ State/

Private Equity Firm Nation Private Equity Firm Nation Private Equity Firm Nation

3i Group PLC NY Edison Venture Fund NJ North Bridge Growth Equity MA

AAC Capital Partners Neth. Electra Private Partners LLP UK North Hill Ventures MA

ABS Capital Partners MA Endicott Group, The NY Northaven Management Inc. NY

Actis Capital UK Equifin Capital Partners NY Oak Hill Capital Management CA

Advent International Corporation MA Evercore Partners Inc. NY Oak Investment Partners CA

Alpine Investors, Inc. CA Falfurrias Capital Partners NC Oaktree Capital Management, LLC CA

American Capital MD Farmington Capital Partners CT Olympus Partners CT

AnaCap Financial Partners UK FdG Associates NY One Equity Partners NY

Andlinger & Company, Inc. NY Flexpoint Ford IL Parthenon Capital MA

Angelo, G d & C

A l Gordon Co. NY Fortress Investment Group

F t I t tG NY Pegasus Capital Ad i

P C it l Advisors LP CT

Apax Partners UK Friedman, Fleischer & Lowe CA Phoenix Equity Partners UK

Apollo Global Management NY Frontenac Company IL Pine Brook Road Partners, LLC NY

Aquiline Capital Partners NY FTV Capital CA Platinum Equity Advisors, LLC CA

Ares Capital Corporation CA General Atlantic LLC CT Polaris Venture Partners, Inc. MA

Arsenal Capital Partners, Inc. NY Genstar Capital LLC CA Post Capital Partners NY

Ascent Venture Partners MA Golden Gate Capital CA Proctor NBF Capital Partners NY

Austin Ventures TX Goldman Sachs Merchant Banking NY Promethean Investments UK

Bain Capital Partners, LLC MA Great Hill Partners MA Questor Management Company MI

BAML Capital Partners NC Greenhill Capital Partners NY RBC Venture Partners ON

Barclays Private Equity Limited UK GTCR IL Reservoir Capital Group NY

BC Partners UK Guggenheim Partners IL Ripplewood Investments NY

Belvedere Capital CA Hamilton Investment Partners NY Riveria Investment Group NY

Bessemer Venture Partners NY Harvest Partners, Inc. NY Rosemont Investment Partners PA

Blackstone Group NY Hellman & Friedman CA Sageview Capital CT

Bluff Point Associates CT Hermes Private Equity UK Sandton Capital Partners NY

Brera Capital Partners NY HgCapital UK Scale Venture Partners CA

Bridgepoint Capital Limited UK HIG Capital FL Sequoia Capital CA

Caledonia Investments UK Hovde Private Equity DC Shattan Mendel Enterprises NY

Calera Capital CA Infinity Point NY Silchester International Investors UK

CapGen Capital Advisors NY Insight Venture Partners NY Silver Lake Partners NY

Capital Z Partners NY Inter-Atlantic Group NY Silver Point Capital CT

Carlyle Group DC Investcorp Technology Partners NY Spectrum Equity Investors MA

Castle Harlan NY Ion Capital Management Ireland State Street Global Alliance, LLC MA

CCP Equity Partners CT IPGL UK Sterling Partners IL

CDP Capital QC Irving Place Capital NY Stone Point Capital LLC CT

Cedar Hill Capital Partners NY ITOCHU Financial Services, Inc. NY Strategic Investment Group VA

Centerbridge Partners NY JAM Equity Partners NY Stripes Group NY

Centre Partners Management CA JC Flowers + Co. NY Summit Partners MA

Century Capital Management, Inc.

y p g , MA JLL Partners NY p

Sun Capital Partners Ltd. UK

Cerberus Capital Management, LP NY JMI Equity MD Susquehanna Growth Equity PA

Charles River Ventures MA Kohlberg & Company NY TA Associates MA

Charlesbank Capital Partners LLC MA Kohlberg Kravis Roberts & CO. NY Technology Crossover Ventures CA

Charterhouse Capital Partners UK Lee Equity Partners, LLC NY Thomas H. Lee Partners, L.P. MA

Chess Ventures CA Lightyear Capital NY TL Ventures PA

Chicago Growth Partners IL Lincolnshire Management, Inc. NY TowerBrook Capital Partners NY

CIBC Capital Partners MA Lindsay Goldberg LLC NY TPG Capital NY

Circle Peak Capital LLC NY Lithos Capital Partners LLC CT Transom Capital Group CA

Citadel Investment Group IL LLR Partners PA Tudor Ventures MA

Citi Financial Partners Fund NY Long Ridge Equity Partners NY Updata Partners Venture Capital NJ

Citigroup Capital Partners Japan Japan Lovell Minnick Partners LLC CA VantagePoint Venture Partners CA

CIVC Partners LLC IL Madison Dearborn Partners, Inc. IL Venturion Capital NY

Clayton, Dubilier and Rice NY Marathon Asset Management, LLC NY Vestar Capital Partners NY

Clipper Ship Ventures NY Marlin Equity Partners CA Volition Capital MA

Corsair Capital LLC NY Matlin Patterson NY Vulcan Capital WA

Court Square Partners NY Menlo Ventures CA Warburg Pincus NY

Court Square Ventures VA Metalmark Capital NY Welsh Carson Anderson & Stowe NY

CVC Capital Partners UK Millenium Technology Value Partners NY WestView Capital Partners MA

D.E. Shaw & Co. LP NY Moore Capital Management, LLC NY WL Ross & Co. LLC NY

Diamond Castle Holdings NY New Enterprise Associates CA XL Capital Investment Partners NY

DLB Capital CT NewSmith Capital Partners UK Zurich Alternative Asset Management NY

Mid Year 2011 Issue Page 15



Freeman & Co. PE Activity



Capital Raising

$

$32,000,000 $400 million investment $50 Million

investment in









has raised $225,000,000 from by

NYSE Alternext: HNB

led investor group has acquired



has received a $32,000,000 

investment from an MatlinPatterson  Global 

Opportunities Partners II, L.P.

Investor Group

f d ’

Fairness Opinion for Broadpoint’s

Board of Directors

Financial advisor to CRT Capital Group, LLC Co‐manager for Herald National Bank Financial advisor to  Security Benefit 

August 2010 March 2010 July 2010 2008



Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC





$5.5 billion AUM





has been recapitalized and received a 

th it i t tf

growth equity investment from

has sold a minority interest to

has sold a minority interest to

c









Financial advisor to Leerink Swann & Company Financial advisor to ESP Technologies, LLC Financial advisor to K2 Advisors LLC

July 2007 May 2007 April 2007



Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC





$24 billion AUM  $1.3 billion AUM



have merged



has completed the 

management buyout of has made an investment in



has completed an equity  to form

c from

recapitalization by



Undisclosed 

U di l d

Financial Sponsor





Financial advisor to Ceres Capital  Partners Financial advisor to GTCR Financial advisor to Zurich Capital Markets Financial advisor to CRT Capital Group

January 2007 October 2006 October 2003  February 2002



Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC







Private Equity Exits

$1.7 billion AUM The $2.8 billion AUM

Hedge Fund of Funds of







its holding company

has acquired

has been acquired by has been acquired by has been acquired by

and



c c



have been acquired by







Financial advisor to Constellation Financial 

Management Company LLC , 

Financial advisor to Ursa Capital Financial advisor to Guggenheim Capital Financial advisor to Neovest Holdings Financial advisor to Citigroup  Inc. FEP Holdings LP & its affiliates

September 2006 January 2006 September 2005 August 2004 July 2003



Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC Freeman & Co. Securities LLC

Recent Publications by Freeman & Co.



Securities Industry Reports

• Filling the Void in the Middle Market (January 2011)

• Securities Industry at Major Inflection Point (March 2009)



Asset Management Reports

• Slowly but Surely Coming Back… (January 2011)

• Slogging through the Mud (September 2010)

• Putting the Pieces Back Together (April 2010)

Humpty D

• H t Had Fall (September

t Dumpty H d a Big F ll (S t b 2009)

• Can a Third Shoe Drop? (March 2009)



Insurance

• The Marriage of the Decade (July 2011)

• Damned if You Don’t (January 2011)

• To Arms, To Arms: The Regulators are Coming! (July 2010)

• Back from the Brink (January 2010)

• Insurance Servicing, Processing and Technology (July 2009)



Private Equity Focus

• Show Me the Money (September 2010)

• Waiting for the Turn (September 2009)

• Where Have You Gone LBO? (September 2008)

• The Stampede Rumbles On (September 2007)

• Inaugural Issue: Buyouts Breakout (August 2006)



Thematic Industry Focus

• Are Hedge Fund M&A Deals a Sustainable Trend? (January 2005)

• Convergence in Alternatives (November 2004)

• Credit: The Rite of Passage for Investment Banks? (June 2003)

g ( )









Freeman & Co. LLC

“Independent Financial Services Advice”





New York London

Freeman & Co. LLC Freeman & Co. International LLP

645 Fifth Avenue No 1 Cornhill

9th Floor London , EC3V 3ND

New York, NY 10022 United Kingdom





Tel: +1 212 830 6161 Tel: +44 (0) 207 743 6535

Fax: +1 212 265 4998 Fax: +44 (0) 207 743 6528



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