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COMMITMENT PRIVACY - KRG Insurance Group Powered By Docstoc
 can control how we handle

 your personal information
                                                          CONTACT INFORMATION
 We want you to know that you do                            AND RESOURCES
 have choices in this matter. You                      We are committed to treating you with                           to
 could refuse to allow us to obtain,                   respect and courtesy, and to providing
 use or share your personal
 information or you could also
                                                            the highest level of service.                                   PRIVACY
 withdraw a previously given                            Please contact our Privacy O cer at the address
 consent at any time.                                   below if you:
                                                        • Wish to access your personal information.
 However by doing that, depending on                    • Wish to change your consent to the ways in
 the situation, you may be limiting or                    which we may collect, use or disclose your
 even preventing our ability to provide                   personal information.
 you with the product or service you desire.            • Have a complaint about our privacy policies,
                                                          or the manner in which we’ve handled your
 For example, if you do not allow us to                   personal information.
 obtain information about your driving                  • Have any other questions about our privacy
 record, it is unlikely that we will be able              policies, wish to obtain a copy of our Personal
 to provide you with auto insurance.                      Information Policy & Procedure Handbookor  ,
                                                          request additional information.
 We’ll be happy to discuss particular
 situations with you to help you with your              We will respond to you promptly and do our
 decision.                                              utmost to resolve your concerns. To nd out
                                                        more about federal privacy laws, please contact
                                                        the O ce of the Privacy Commissioner at
                                                        1-800-282-1376 or visit their website at
                                                        < >.

                                               I N S U R A N C E B R O K E R S A S S O C I AT I O N O F C A N A D A
We    are committed to providing our clients
      with excellent service. Doing business
      with a Property and Casualty insurance               what
                                                           personal information do we collect?
                                                                                                                          do we protect your personal information?
      broker involves providing information                Personal information is information that identifies you        In order to protect your personal information
      about yourself, so protection of your                as an individual client and relates specifically to you.       and right to privacy, we will:
      personal information is one of our                   Depending on the purpose(s) for which we need to               • Not collect, use or disclose your personal
                                                           collect it, we may ask for the following personal                information for any purpose other than those
      highest priorities.
                                                           information about you including:                                 that we identify to you.
      Our brokerage and the insurance industry             • Basic information such as your name, address, telephone      • Keep your personal information only for as long
      have a solid track record of respecting your           and fax numbers, e-mail address, birthdate and marital         as we need it to fulfill the stated purpose or as
      right to privacy and safeguarding your                 status.                                                        required by law.
      personal information. As a result of federal         • Claims history                                               • Maintain your personal information in as accurate,
      legislation, we’ve further strengthened our          • Credit and past payment records                                complete and up-to-date a form as possible.
      privacy commitment by informing you of               • Driver’s record                                              • Safeguard your personal information to the best
      why and how we collect, use and disclose             • Details about your property such as the value of your          of our ability.
      your personal information. You can be                  home and its contents                                        • Respond to any request you may make to access
      assured that we’ll only handle your personal         • Medical information such as any condition that may             or correct the personal information we hold about
                                                             affect the operation of a vehicle                              you.
      information in a manner that a reasonable
                                                           • Employment information                                       • Obtain the appropriate consent from you for the
      person would consider appropriate in the
                                                           We may obtain this information from:                             collection, use or disclosure of your personal
                                                           • You
      This brochure is a brief summary of our              • Insurance companies                                            CONSENT
      privacy practices.                                                                                                    We may obtain your express consent or we may
                                                           • Other insurance brokers or agents
                                                           • Credit organizations                                           determine that consent has been implied by the

do we collect personal information?
                                                           • Motor vehicle and driver licensing authorities
                                                           • Financial institutions
                                                           • Medical professionals
                                                                                                                            • We might ask you for your express consent in
                                                                                                                              writing, for example in a signed consent or
                                                                                                                              application form.
When you first become a client or whenever you
acquire or renew a product from us, we need to
collect some of your personal information. Common
purposes for which we collect your personal
information are to:
                                                           do we disclose your personal information to?
                                                           For many of the purposes identified above, we will need
                                                                                                                            • We may ask for your express consent in person
                                                                                                                              or over the telephone.
                                                                                                                            • We may determine that by seeking insurance
                                                                                                                              through our organization, your consent has
                                                                                                                              been implied for us to deal with your personal
• Enable us to acquire or renew an insurance policy        to share your personal information with others in order            information in a reasonable manner.
  for you;                                                 to serve your needs. These other parties commonly                There are also legal exceptions in which we will
• Assist you and assess your ongoing needs for             include:                                                         not need to obtain your consent or explain the
  insurance;                                               • Insurance companies                                            purposes for the collection, use or disclosure of
• Assess your need for other products, such as financial   • Other insurance brokers or agents                              your personal information. For example, this
  products, and to offer them to you;                      • Credit organizations                                           could apply when there is an emergency situation,
• Ensure your information is accurate and up-to-date;      • Professionals working with us such as adjusters or lawyers     or if it is necessary for your protection or ours.
  and                                                      • Financial institutions. For example, the organization
• Protect us both against error or fraud.                    that carries your mortgage.

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