International Banking Activities
By John T. Ross Deputy Commissioner California Department of Financial Institutions
1
Foreign Banks in U.S.
As of 12/31/06 Number of offices in U.S. Total Assets (In Billions)
Representative Offices
Agencies Branches Total
145
69 190 404
N/A
$87 $1,594 $1,681
2
Most Significant Foreign Banking Assets Represented By Country
Country Germany
France Japan Total Assets in U.S. FBO offices as of 12/31/06 (in billions) $305 $263 $214
Netherlands
Canada United Kingdom Switzerland Total
$182
$154 $150 $101 $1,369
3
States with Significant FBO Presence
As of 12/31/06 No. of offices (State & Federal) 191 Total Assets (Approximately) $1.47 trillion
State
NY
IL
CT FL
24
7 51
$71 billion
$69 billion $32 billion
CA
TX
70
27
$20 billion
$7 billion
4
The Department has four office locations:
San Francisco 111 Pine Street, Suite 1100 San Francisco, CA 94111 (415) 263-8500 Los Angeles 300 South Spring Street, Suite 15513 Los Angeles, CA 90013 (213) 897-2085
•Total number of employees •Total number of examiners in all divisions and offices •Number of Bank examiners
Sacramento 1810 13th Street Sacramento, CA 95814 (916) 322-5966 San Diego 7575 Metropolitan Drive, Suite 108 San Diego, CA 92108 (619) 682-7227
219 130 92
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Foreign Banking Offices in California
As of 12/31/06 California (state only) No. of FBO offices Total Assets 61 $19 billion California (state and federal) 70 $20 billion
Approximately 95% of assets are in the state system
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California Regulated Offices of Foreign Banks By Type
Type Number of offices as of 12/31/03 19 8 10 3 23 2 65 Number of offices as of 12/31/04 13 7 9 3 23 2 57 Number of offices as of 12/31/05 17 7 9 3 23 2 61 Number of offices as of 12/31/06 18 7 8 3 23 2 61
Representative Office Nondepositary Agency Depositary Agency Limited Branch Wholesale Branch Retail Branch Total
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Financial Trends of California Regulated Foreign Banks
12/31/2003 12/31/2006
(In millions of Dollars)
As of As of 12/31/03 12/31/06
Total Assets
$16,721
$18,956
Total loans Total Deposits
$10,765 $7,279
$13,462 $10,045
20 18 16 14 12 10 8 6 4 2 0
Lo an s To ta l To ta l De po si ts As se ts
To ta l
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California Regulated Offices of Foreign Banks By Country
As of 12/31/06
Country
No. of offices
Total Assets
(in Millions)
Total Loans
(in Millions)
Country
No. of offices
Total Assets
(in Millions)
Total Loans
(in Millions)
Australia
Belgium Canada El Salvador France
1
1 3 3 4
N/A
N/A $919 $12 $3,896
N/A Japan
N/A Korea $907 Mexico N/A Netherlands $2,002 Philippines
6
1 1 2 1
$4,666
$219 N/A N/A $9
$4,186
$192 N/A N/A $3
Germany
Guam Hong Kong India
3
1 3 2
$6
$26 $555 $482
N/A Singapore
$23 Switzerland $493 Taiwan $415 Thailand
3
1 14 2
$1,743
N/A $6,131 $62
$1,555
N/A $3,548 $34
Ireland
Israel
3
1
N/A
$224
N/A UK
$103
4
$5
N/A
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Thanks for your time!
Questions?
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