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1. Name of the Applicant:
2. Father’s/Husband Name:
3. Present Address: Applicant
Photo with
Contact No. Signature
4. Permanent Address:
Contact No. e-mail:
5. Date of Birth dd mm yyyy 6. Age: 7.Gender
8.Marital Status: 9. Occupation
If Employed-
a) Name of the Organization:
b) Designation:
c) Monthly Salary:
d) Other Income:
e) No. of year in present Service:
f) Remaining period of Service:
g) Off. No. Ext. Fax
If Self- Employed-
a) Nature of Business
b) Designation:
c) Monthly Income:
d) Other Income:
e) No. of year in present Business:
f) Phone no. Ext. Fax
10) Present Accommodations: Own/Rented. If owned:- Value:
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11) Type of Guarantor(i) Govt./PVT./ITR.
Name: Son/Wife of
Address Contact no.
12) Type of Guarantor(i) Govt./PVT./ITR.
Name: Son/Wife of
Address Contact no.
TYPE OF LOAN
LOAN AMOUNT REPAYMENT PERIOD INSTALLMENT TYPE
□ Personal Loan
□ Property Loan
□ Business/ Project Loan
□ Gold Loan
□ Vehicle Loan
□ Home Loan
DETAILS OF CO-APPLICANT
1. Name of the Co-Applicant:
2. Father’s/Husband Name:
3. Present Address: Co-Applicant
Photo with
Contact No. Signature
4. Permanent Address:
Contact No. e-mail:
5. Date of Birth dd mm yyyy 6. Age: 7.Gender
8.Marital Status: 9. Occupation
Signature and Thumb Impression of Signature and Thumb Impression of
Applicant/Borrower Co- Applicant/Borrower
Name of the Applicant/Borrower Name of theCo- Applicant/Borrower
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1- Photocopies of property documents.
2- Owner’s residential proof (ration card/ electric bill / passport/voter card )
3- Owner’s four latest passport size photographs.
4- Other property related documents are required to be submitted after our search of the property
papers with the concerned interest @ 4% to 8% flat per annum.
5- Period of loan allowed up to a maximum of 20 years only loan against property and project
loan.authorities.
6- Documentation should be completed within 45 days from the date of issue of approval letter
otherwise the company will be bound to cancel the loan.
7- The loan shall be carrying a rate of
8- Minimum period of loan is one year.
9- Amount of loan allowed up to a maximum of 50% -70% of the current market value of the property
offered in mortgage.
10- Minimum amount of loan can be Rs.1, 00,000/- (Rupees one lac only).
11- All kinds of properties acceptable in mortgage.
12- Installments are payable on monthly, quarterly, and half yearly and yearly basis.
13- No possession required or undertaken.
14- All type of properties in India is acceptable.
15- Premature repayment of loan and termination of mortgage is allowed without any penalty or charges
or further interest.
16- Income proof of the borrower is required, only broad details and a brief appraisal of the existing
income and future plan shall be taken into consideration.
17- Processing fees is required to be paid by the borrower after approval of loan through DD in favor of
financial firm/company. Which is non-refundable.
18. The provision of issuing a sanction/commitment letter, if issued, is binding on the prospective
Lender financer and is also a claimable right of the prospective borrower under the law.
19- Loan process and disbursement both take about 30-45 days.
20- Additional provision of guarantee for the security of payable interest is a prerequisite or essential in
case property related legal mortgage.
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21- Bank type texts of legal mortgage and surety documentation are preferred and executed.
22- For the surety of loan company will take two property guarantors up to Rs.5 lacks and above Rs.5
lacks two govt. guarantors are required.
23- In case of urgency 2% of the loan amount will be charged extra as process fee.
NOTE:- KRISHNA BIHARI FINANCIAL SERVICES PVT. LTD. BANK A/C NO.
(Please read the above terms and conditions carefully and meet the loan manager with prior appointment on
telephone given above.)
1- Primary papers for all type of loans (compulsory)
a- Guarantors- govt. employee is compulsory face value of loan amount.
b- Four Photograph of applicant with in ID& address proof.
c- One stamp paper of Rs.50/-in favor of applicant.
d- Property Guarantor (Residential/ Agriculture/ Commercial)
2- Necessary paper for property loan at least one out of the following
a- Registry
b- Khasra & Khatoni
c- Kisan Bahi
d- Will-Paper (Registered)
e- Power of attorney (Registered)
3- Necessary papers for project loan
a- Ownership paper of the project (whether already existed project of yet to start the project)
b- Papers related to project from related department of dist. Administration of state govt. or
central govt.
c- Project report of mentioned project.
d- Bank statement (one year).current a/c no. (In case of new project)
e- Income tax returns of last two or three years (if applicable)
f- Resolution paper among the partners./ Director
4- Necessary papers for personal loan
a- Pay slip
b- Address & ID Proof
c- Bank account no. with Statement
d- Date of birth & date of joining
e- Form 16 in case of income tax payee
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5- Necessary papers for home loan against plot are compulsory
a- Plot papers
b- Map of construction site
c- Estimate of construction
And at last any one of these
d- Registry
e- Khasra & khatoni
f- Kisan bahi
g- Will paper (registered)
6- Necessary papers for business loan for youth 10th pass onward, Age limit 16 years to 35
years.
a- Papers for fully unemployed youth
i. Educational certificate
ii. Address & ID Proof
iii. Bank account no. with statement
iv. Business project report of newly established business
v. Rent agreement of shop /Rent receipt of shop/ ownership papers in case of owner
of shop
b- Papers for Self Employed youth but already having own business
i. Educational certificate
ii. Address & ID Proof.
iii. Bank account no. with statement
iv. Business project report
v. Shop rent agreement / rent receipt
vi. Two photograph of existing shop
vii. Registry papers in case of ownership of shop
viii. I.T.R. at last two or three years with balance sheet.
7- Necessary papers for vehicle loan
a- Quotation of Vehicle
b- Address & ID Proof
c- 4 photographs for passport size
8- Necessary papers for gold loan
a- Gold purchase receipt
b- Address & ID Proof
c- 2 photographs
9- Syllabus of loan available as per qualification
a- 10th pass-up to Rs. 2 lacks
b- 12th pass-up to Rs. 3 lacks
c- Graduate-up to Rs. 5 lacks
d- Post graduate- up to Rs. 10 lacks
Note: ( Above mentioned terms & conditions may change from time to time as per firm/company policy without
notice)
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LOAN AMOUNT PROCESS.FEE SERVICE TAX TOTAL
1,00,000 8,000 824 8,824
2,00,000 12,000 1,236 13,236
3,00,000 14,000 1,442 15,442
4,00,000 16,000 1,648 17,648
5,00,000 18,000 1,854 19,854
6,00,000 20,000 2,060 22,060
7,00,000 22,000 2,266 24,266
8,00,000 24,000 2,472 26,472
9,00,000 26,000 2,678 28,678
10,00,000 28,000 2,884 30,884
15,00,000 40,000 4,120 44,120
20,00,000 52,000 5,356 57,356
25,00,000 64,000 6,592 70,592
30,00,000 76,000 7,828 83,828
35,00,000 88,000 9,064 97,064
40,00,000 1,00,000 10,300 1,10,300
45,00,000 1,12,000 11,536 1,23,536
50,00,000 1,24,000 12,772 1,36,772
60,00,000 1,36,000 14,008 1,50,008
70,00,000 1,48,000 15,244 1,63,244
80,00,000 1,60,000 16,480 1,76,480
90,00,000 1,72,000 17,716 1,89,716
1, 00,00,000 1,84,000 18,952 2,02,952
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AFFIDAVIT
I/WE ……………………………… S/O……………………………… Age………… R/O …………
…………….……………………………………………………………………………………………………
. And other herewith enclosed my/our application for Krishna Bihari Financial Services Bhopal
(M.P.) to you for the ………lacs loan and hereby confirm that I/We have been clearly explained on
the points as mentioned below and overleaf.
I/We have signed the application form and confirmed all the details contained here in. I/We
further confirm that I/We have paid the file registration fee and processing fee in favour of Krishna
Bihari Financial Services Bhopal (M.P.) only by Bank Demand Draft at Bhopal (M.P.) I/We further
confirm that I/We have issued or made payment by Bank Demand Draft or kind to any person
whatsoever and the representative of Krishna Bihari Financial Services Bhopal (M.P.) for
processing of the loan application or otherwise. If I/We make any such payment to any person and for
representatives of Krishna Bihari Financial Services Bhopal (M.P.) in respect of the present loan
application and / or processing of the same and for otherwise, then I/We Shall we held sole
responsible for the same and no claim or charge could be made on / against the Krishna Bihari
Financial Services Bhopal (M.P.) I/We understand that :
(a) My application may take a minimum of 45 working days to process. Once I/We have
completed all requirements as require by the legal team of Krishna Bihari Financial Services
Bhopal (M.P.)
(b) Disbursal of the loan may take a minimum 7 days after completion of all formalities as required
by the Krishna Bihari Financial Services Bhopal (M.P.)
(c) A One time file registration fees of Rs. …………… and Processing fee of Rs. …………………
is also applicable after the approval of loan and taken upfront and the same are non
refundable.
(d) Guarantor-govt. employee is compulsory with official undertaking.
(e) Two Guarantor- Property owners up to the loan amount of Rs………….. only WITH
COMPANY GURANTEE DEED Registered by sub-Registrar from related Tehsil are
required.
Place : Signature and Thumb Impression of
Applicant/Borrower
Date : Name of the Applicant/Borrower
Note: (This affidavit type on Stamp of Rs.50 & after signature by Borrower/Applicant attested by Notary
Public/Executive Magistrate.)
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KRISHNA BIHARI FINANCIAL SERVICES PVT.LTD.
NOW PRESENTS
We as a Facilitator can Arrange the Foreign Currency Loan and Bank Guarantee for a Client
with following Parameter and Guideline.
1. Acceptance of Assignment : Facilitator is ready & Prepared to take an Assignment if
Proposed Loan is above (Rs.250 Crore).
2. Period of Assignment : 60 to 90 days after signing of Working Agreement between
Facilitator and the Client and subject to availability of all
Information and Documents Mandatory Required for the
Procedure and Process Purpose.
3. Required Document for Preliminary Approval by Lender/B.G. Provider :
3.1 Letter of intent (LOI)
3.2 Company Information Sheet (CIS)
3.3 Passport Copy of the Principal(For Identification Driving License is Acceptable)
3.4 Summary of the Project- 3 to 4 Pages
3.5 Comfort Letter from the Bank in case of Bank guarantee(B.G.)
3.6 Any other Information if Needed by the Lender or B.G. Provider
NOTE : The Facilitator will Provide Blank Documents i.e.3.1, 3.2. Client has to Complete the Format,
sign with seal of the Company.
4. Procedure/Fee and Commitment Charges :
4.1 The Client Management will Send the Formal Letter to Engage Facilitator for
Assignment.
4.2 Facilitator will send the Acceptance Letter along with the Working Agreement to
be signed by Authorized Signatory of the Management.
4.3 Client will return the signed Working Agreement along with Commitment fee
(Mutually Decided)
4.4 Assignment Fees is 1% of the Face Value of the Funds- Payable at the time to
Disbursement of funds Directly from the lender
4.5 FPA: Fee Protection Agreement to be signed by the Client at the time of Signing
the Loan Agreement to Pay 1% to Facilitator.