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16 SAVVY IDEAS FROM THE WISE BREAD BOOK
10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









$

16 SAVVY IDEAS

FROM THE

WISE BREAD

BOOK





4

Frugal Living







Our book has thousands of easy-to- traditional plans as a “member” of the

follow tips you can use immediately discounted group. Sound good? It

to start living large on a small budget. also works for colleges.

Here are 16 ideas we randomly pulled

from the book. Take a test drive and Many college email addresses are easy

see how we can help you save. to identify (they usually end in “.edu”

and contain the college’s name.) If

your college has a deal worked out

with a cell phone provider, you would



1. Cell phone

automatically qualify by using the

school address. It’s important that



discounts

you ask upfront for any special deals,

and many cellular websites will let



with work/

you get a price quote instantly, based

on the email address you provide.



school email

Remember, these deals are usually

unadvertised, so you may have to do a

little digging to see what you qualify

Cell phone companies are pretty good for!

at sharing things like “rollover min-

utes” and “family plans,” but there is

one secret savings opportunity that



2. Hiding

they won’t tell you about upfront. It

involves using a work or school email



money in a

address, so if you attend a college or

work for a large company, you may be



tampon box

eligible!



Cell providers are always making

deals with large companies. In fact, “Stashing cash” is a common theme

they might have a corporate contract in today’s economic climate, and as

with your company already (or your people pull their funds from the stock

brother’s company, or your kid’s com- market and into their sock drawer, the

pany.) As long as you have a work-re- issue of security will eventually come

lated email address, you could possi- up. And while the simple method of

bly save up to 25% on the cost of their storing cold, hard cash under a mat-





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10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









3. Mystery

tress has its appeal, there is obviously

a better way to do it. Before you get



shopping

tempted to spring for that high-tech,

Fort Knox-inspired safe, consider

using everyday household items to

camouflage your investment. These Earning cash is always a subject of

cheap tricks have worked for count- high interest, and what better way

less others, and they could just as eas- to make some money than mystery

ily work for you! (I’ll never tell you shopping! Jobs range from a few

which I might be using to hide my dollars to hundreds, and usually re-

money!) quire very little education and no

background in retail. Before you get

started (or start to think that mys-

tery shopping is “easy cash”), there

are a few basic truths that need to be

learned.



A reputable mystery shopping com-

pany will have already aligned with

the MSPA (Mystery Shopping Pro-

Squirrel away your money in a tam- viders Association) and won’t ask

pon box, and you’re guaranteed that you to pay any money to look at job

few people will hassle with it. Re- listings. Once you’ve accepted your

cently mentioned on the Walletpop first assignment, however, it is your

website as a tip for ages, it instantly responsibility to cough up the cash

left me curious. The secret to its suc- to buy whatever product or service

cess is to leave a little of the “product” you’ll need to evaluate the shopping

inside the box to keep things looking experience. Reimbursement of your

authentic. You’ll be all set to secure purchase can take months, and is

your cash to the inside of the pack- dependent on your eye to detail and

aging, where pesky thieves are sure promptness in turning out reports.

to never look. (Women can breathe Mystery shopping takes cash to make

easy that their man won’t be nosing it, so be sure you can fit it into your

around anytime soon, either.) budget!









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Frugal Living







Don’t expect to get rich off of your Most of us don’t need years of per-

new part-time job. After the expens- sonal coaching to get the confidence

es of driving to your assignment and we need to engage an audience. In

paying for any incidentals, a begin- fact, many of us were given the gift of

ning shopper may find themselves assurance at birth! Believe it or not,

your name is the key to commanding

respect and earning loyalty, but how

you present it makes all the differ-

ence.



Your formal introduction to others

doesn’t have to flashy or gimmicky.

Instead of using that 5-minute eleva-

tor pitch, just introduce yourself by

making a little more than $7-15 dol- name. By using the right voice inflec-

lars an hour for your time. Years of tion and an appropriate tone, you can

consistently exceeding the expecta- sound confident with no extra skills

tions of the mystery shopping com- required. (Try practicing it a few

panies can yield some unique op- times before using it out in the world.

portunities, however. Hotels, fine The key is to “own” your name, say-

dining, and even international travel ing it as a statement, and not a ques-

trips all use mystery shoppers to keep tion.) Try just saying, “Hi, my name

their level of service high! is ….,” without any additional expla-

nation. Easy, huh?



The payout from this rather easily-



4. How to

acquired talent is endless: better jobs,

more friends, and a free pass to new



sound more

opportunities. Believing in yourself is

an investment you can literally take



confident in

to the bank!







one simple

step

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10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









5. Secrets of

Once you’ve decided that sweep-

ing is your thing, you’ll need to be



sweepstakes

consistent and persistent to see the

fruits of your labor. It can take from



winners

6 months to a year before you see

any winning notifications from the

giveaways you enter, and the more

Sweepstakes enthusiasts (or sweepers) you enter, the better your chances of

are a motivated bunch who like to winning! Host a blind tasting featur-

enter every online, walk-in, and tele- ing wines from a single region. Lin-

phone contest promotion in hopes of ing up wines from a specific region,

winning big! My personal winnings without regard to price, can be an

include trips, electronics, and gift eye-opening exercise. Oftentimes,

cards, but prizes can vary from cheap high prices are more an indicator

trinkets to new houses! Things have of a winery’s real estate value than

really changed since the days of mail- the quality of the wine it produces.

in only entry, but that just means It pays to explore the wide array of

that anyone with an internet connec- styles and producers that a region has

tion can get in on the fun! to offer, rather than simply chasing

the big names. You are more likely to

The best way to level the playing field find your perfect match. This would

and increase your chances of winning make a nice activity to do with more

will be to find a comprehensive web- people—make a party out of it.

site that both lists and tracks your en-

tries. www.Online-sweepstakes.com

and www.Sweepsadvantage.com are



6. Corner

two favorites of mine, and with blogs

taking over the world-wide-web,



pantry

you’ll also find giveaway directories

dedicated just to these opportunities.

Another vital tool to getting your

entries done quickly is to download A great way to create space in small

a free form filler (Roboform works quarters. You can build one cheaply

best), and use the program to “auto- by stretching a rod or tension cable

fill” all your contact information. across a corner in any room, and

hanging a long curtain to create the





8

Frugal Living







division. Stop by Good Will to pick significant just wouldn’t make sense,

up an old shelf or build one yourself and yet many of us continue to do so

with a couple of planks. Place the with our day-to-day, incidental pur-

shelf behind the curtain and you’ve chases.

just created instant storage space

out of a usually ignored space. The Saving that same 10% on a razor or

curtain setup allows you a box of cereal may not

to get things in and out seem like much savings

quickly without bothering at all, but it still trans-

with a cabinet door. lates into the same per-

centage off as our first

This is especially great example of the win-

for apartment dwellers dow coverings. You

who can easily uninstall wouldn’t turn down a

the “pantry” when they move. For a 10% return on a savings account, so

whimsical touch, go for plastic cur- why disregard it as insignificant for

tains with rubber duckies and amuse your groceries?

your guests.

When you add up all of your small

purchases, it really does count for

something. When you start paying



7. Get excited

attention to what you buy and re-

member that it’s the same percentage



about

rate savings as your larger purchases

(or sometimes better), you can really



percentage

get behind those small actions that

help get you there. A penny saved re-



rate savings

ally is a penny earned!









If you could save $200 on your next

purchase of window coverings would

you -- especially if those same win-

dow coverings normally cost $1200

or more? Scoffing at savings this





9

10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









8. Willing

workers on

organic farms

Looking to see the world but can culture in your future! (And can you

barely swing the cost of your pass- imagine how fit you’ll be when it’s all

port? There may be a perfect oppor- over with?)

tunity to travel as a farmer! Even if

you don’t have any horticulture expe-

rience, Willing Workers on Organic



9. Relax your

Farms (www.wwoofinternational.

org) may have an open position for



jaw

you.



As a volunteer for an organic farm in

a foreign country, you can experience Looking for a free way to feel like a

fresh air, organic food, and giving million bucks? It may help to keep

back to a local community abroad. things loose, especially when it in-

What better way to see how food is volves your facial muscles! Your jaw

grown, harvested, and prepared than muscles are similar to your ham-

by doing it yourself? Getting to and strings, meaning that they are con-

from the farm will be your responsi- nected to many other things in your

bility (including cost for travel and body. Tense them too often or too

supplies), but once you get there, long, and you’ll have a whole world of

room and board is provided in ex- hurt ahead of you.

change for your sweat equity.

Learning to relax your jaw, on the

A small annual membership does ap- other hand, can keep everything else

ply to anyone who wants access to the in line (especially our neck and shoul-

program and its list of participating ders.) To see how well you relax, try

organic farms. If you love gardening, letting your jaw go slack (not gaping

adore sustainable living, and are des- open) with your tongue resting natu-

tined for adventure, I see some agri- rally on the bottom of your mouth.

This advice works so well, doctors are



10

Frugal Living







encouraging Moms-to-be to use the you’re motivating yourself to abandon

tip during labor to help them relax, the overpriced latte and get your goods

too! at home. (Invest in some mid-range

gourmet ingredients: syrups, sprin-

The next time you start to feel a kles, and creams. They are available

little uptight and achy in your up- most anywhere fresh ground coffee is

per extremities, give the jaw-relaxing served, and the extra touch will up the

technique a try. It’s free and effective oomph in your already envy-inducing

(our two favorite kinds of self-care), beverage presentation.) With the right

and with only a few minutes invested mug, a few easy-to-find ingredients,

from you a day, there’s no reason you and an attitude of confidence, you can

can’t do it regularly. bring most any brew out on the town,

and look good doing it! (Your coffee

will also stay hotter for much longer,

giving you more time to sip your swill



10. Sex up the

in style.)







travel mug

Many people buy coffee because they 11. Save

money by

don’t want to look cheap at Starbucks.

With a fancy travel mug, you can tell



taking a

people that you’re such a coffee con-

noisseur that you’ll only drink gour-



vacation

met coffee you make from home.

What’s the trick to pulling off this ex-

pensive “look?”

Most frugalists would swear by the

Steel-brushed travel mugs are always thinking that taking a vacation costs

in style, giving your coffee a fashion- money. (In fact, anyone with a bud-

able home, and giving you a much- get usually adds to their expenses in

needed excuse to ditch the Styrofoam anticipation of the occasion.) What

and cardboard in lieu of something if you could take a vacation that not

more sustainable. Not only are you only gave you a much-needed break,

reducing your carbon footprint, but but also paid you to stay home. That’s





11

10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET







right… you can save money by skip- Even if you decide to use your time

ping work. Here’s how: away to do absolutely nothing, there

is a value that goes beyond anything

Assuming that you have paid vaca- that would be printed on your pay-

tion time, you can stay home from check. Taking time to relax, reevalu-

your 9-5 and still collect your regular ate, and refresh are priceless. What

paycheck. In addition to the money are you waiting for?

you’d be making anyway, you’ll also

be saving some considerable expenses,

including commute costs, dry-clean-



12. Reinforce

ing, lunches with co-workers, parking

fees, and tolls. If you even incur $60



hems

in these miscellaneous charges dur-

ing the course of a regular work week,

you’ve saved it by taking the time off.

Just because you didn’t spend all

that much on an article of clothing,

doesn’t mean that you can’t treat it

like a million bucks. In addition to

helping your clothes last longer, you’ll

feel good knowing that you won’t be

sucking it up while you try on clothes

in a badly lit dressing room anytime

If that weren’t motivation enough to soon. What’s one of the best ways to

use up that forgotten vacation time, keep clothes around for a long time?

you can also use it to earn more mon- Reinforce the hem. Clueless about

ey on top of your salary, if you’re so sewing? We’ve got you covered:

inclined. Odd jobs, moonlighting,

or starting that small business are all Most normal sewing machines (even

great uses for that 1- 2 week escape the cheapo ones) have a simple stitch

from the ordinary. Just 10 additional setting that lets you go in a straight

freelance hours could net you enough line. Simply trace the existing stitch

money to store up a very small emer- on the hem of your skirts, pants, and

gency savings plan. even underwear to keep them stay-

ing fray-free for many years. You give

your older garb a new lease on life by





12

Frugal Living







snipping off any ragged shirt sleeves Many colleges (especially community,

or pant bottoms and sewing a new other non-traditional or accelerated

hem. It’s usually safe to remove a learning environments) will give huge

half-inch without causing any fashion discounts to students who enroll in

faux-pas. (and the cost to repair in- “off peak” classes. These are usually

stead of replace? Zero dollars.) Prac- class times with an early start, very

tice makes perfect, and even if you’ve late evening meetings, or that take

never touched a needle or a thread, place during the holidays. (Colleges

you’ll be up to the challenge of rein- still have to pay to keep the lights on,

forcing and repairing in no time. and they’re willing to reward you for

your eagerness to accommodate.)



Ask your admissions office if they of-



13. Save

fer any “reduced” fees on these less-

popular time slots, and be prepared to



money on

put together a hodge-podge schedule

to get the cheapest education possi-



college

ble. Once you have confirmation that

these classes will be discounted, en-



degrees by

roll early to ensure your spot. (Now

all you need is to get 50% off those



going off textbooks!)



season

14. Decanters

Remember the good ol’ days, when

you could sleep in until noon and still

make it to college classes on time?

Well, that may be great for your social

life, but there’s another way to do col- Being frugal can be a curse (es-

lege that’s way more wallet-friendly. pecially if a look-see around your

You could actually save up to 50% on apartment shows a lack of style or

the cost of tuition by being more flex- effort). Fortunately, there are some

ible with your schedule. very affordable ways to live lavishly

(or at least look like it). Enter the de-





13

10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









15. Unclaimed

canter… a fabulous container with a

dime store price.



Friends and family don’t have to property

know what you didn’t pay for that

bottle of wine, and with many $2 Did you know that you could have

anywhere from a few dollars to thou-

sands in assets just waiting for you to

claim it? The items can vary (rang-

ing from cash, to land, to an old cer-

tificate of deposit). While loud TV

commercial and flashy online banner

ads will all offer to find this magical

unclaimed property for you (and for a

small fee), the truth is, you can do it

house wines tasting as good as the yourself. For free!

high-end varieties, why bother? The

decanter can help bridge the gap Most state treasurer’s offices have

between keeping your cheapskate their own website, with a searchable

tendencies under wraps and build- directory of all persons owning un-

ing a welcoming table setting for claimed property. This is a rather

your choosey guests. Get a cut glass time-consuming method of finding

or fine crystal decanter and let the property, however, especially if you’ve

games begin: just pour your budget lived in various states. Websites

booze right in. No questions asked! such as Missingmoney.com and Un-

(Tip: Many decanters can be sold claimed.org (both maintained by the

as part of a glass set at thrift stores National Association of Unclaimed

and glassware outlets. Opt for a Property Administrators (NAUPA),

mismatched set, and claim it’s part can save a little time by giving you a

of your “eclectic” decorating style.) one-stop shop for all the state depart-

Be sure to place your decanters near ments and a combination search tool

other beautiful pieces, like candles, for many states at once.

fancy table runners, or a well-placed

bowl of fruit. When you’ve found your treasure, it’s

usually easy to claim. A simple form

and some identification is all that





14

Frugal Living







most states need to send your prop- Arrange your tables and chairs

erty to you. (Note: Be sure that you around the TV in the break room – if

are always dealing directly with the yours doesn’t have one, work it out to

state treasurer or an assigned party where you can place a small portable

on their behalf. You television temporarily dur-

should never be asked ing the lunch hour. Pick

to pay money to get a common “lunch hour”

what’s rightfully yours.) that is convenient for most

of the employees, and pick

If you don’t find that a show to watch together

you have any un- while you dine! You can

claimed property, you can still bene- take turns picking your show, and if

fit! Many state treasury departments live TV options are limited (due to

sell the goods that have sat unclaimed bad reception or unworthy program-

for too long (putting aside the pro- ming), go ahead and watch a single

ceeds in case of a later claim), and you episode from a DVD of your favorite

might get a great buy for these trea- TV season. (TVs with DVD players

sures on Ebay. in the unit are only slightly more ex-

pensive than the TV alone, or agree

to bring in a stand-alone DVD player

for your special event.)



16. Brown bag Your cinematic feature can change



theater

every so often, giving everyone a

chance to view something funny,

touching, or exciting on their lunch

If your shrinking grocery budget has break. Who knows? Maybe brown-

left no room for eating out at restau- bagging it will become the next best

rants with co-workers, don’t despair! “thing” at your office!

Chances are, you are just one of

many facing similar concerns. This

new twist on the classic “brown bag”

lunch can take your break room expe-

rience to a whole new level!









15

10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









Raves

“This book is just what we need right now: a reminder that tough economic

times don’t mean we have to stop living well, just that we need to indulge

more creatively.”



Kimberly Palmer

Senior Editor of U.S. News & World Report



“10,001 Ways to Live Large on a Small Budget is a treasure-trove of in-

novative, practical ideas for saving money without sacrificing the joy in

life. What perfect timing for this dough-saving advice from Wise Bread’s

crack team of personal finance bloggers!”



Jeff Yeager

Author of The Ultimate Cheapskate’s Road Map to True Riches



“Wise Bread is one of my favorite sources of advice on how to live better

while spending less. Whether it’s help from household-organizing god-

dess Myscha Theriault or tips from the adventurous Linsey Knerl, it’s fun

reading from experts who are blessed with an abundance of personality.”



Karen Datko

MSN Money









16

Frugal Living









About the

Book

Call it a recession. Call it the new depression. Call it a bad economic cli-

mate. Call it a crash. It all amounts to the same thing. Times are tough,

and we’re all being more careful about the way we spend money. That’s

where the folks at Wise Bread come in.



Wise Bread is a community of bloggers committed to helping us live

large on a small budget. They believe, despite what you may have heard,

that you don’t have to sacrifice your financial independence to enjoy life.

They believe, if you are living a truly frugal lifestyle, you’ll only appear to

be paying top dollar for the finer things in life, even as your wallet stays

fat and happy. Their guide is for a new generation of money-conscious

readers—one that oozes class, loves having fun, and knows that life is

exactly what you make of it (and not how much you make). Here’s just

a tiny sample of the great tips from their first book 10,001 Ways to Live

Large on a Small Budget :









17

10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET









* 9 Ways to See the World For Free

* 3 Easy Steps to Finding Great Airfare Deals

* 50 Ways to Get More Out of Health Care

* Best & Worst Places to Stash Cash at Home

* 6 Ways to Avoid Tricky Supermarket Traps

* 12 Ways to Live Rent or Mortgage Free

* 6 Tips for Buying Great Affordable Wine

* 10 Ways to Go Green and Save Money

* 6 Steps to Eliminating Your Debt Painlessly



And much more!



The writers of Wise Bread include financial consultants, homemakers,

journalists, career counselors, professors, and even professional hobos!

The book also features guest contributions from award-winning blogs

such as Zen Habits, Get Rich Slowly, The Simple Dollar, The Digerati

Life, and The Frugal Duchess. Together, they offer the most useful tips

and deliver them with humor and charm.









18

Frugal Living









If you want to discover shopping tips to keep you stylish, sassy, and sol-

vent; financial advice that is easy to understand and easy to apply; career

and money-making ideas that’ll add zeros to your bank account; know-

how your parents forgot to tell you; and more, then spending $14.95 on

10,001 Ways to Live Large on a Small Budget is the best investment you

can make in this economy.



$14.95 / 352 pages / 978-1-60239-704-0



6” x 9”/ Full color throughout



Skyhorse Publishing (distributed by W.W. Norton)









19

Author Bios

Leo Babauta Will Chen experiences that help make the

Leo is the Will is the dream a reality.

author of marketing

The Power of director for Andrea Dickson

Less and the wisebread. Andrea is a

productivity com, a writer based

blog thriving in Seattle,

zenhabits.net, one of the top 100 community of talented writers Washington.

most popular blogs in the world. and savvy consumers. A Andrea

He is considered by many as one well-respected social media graduated from

of the leading experts on simple consultant, Will is a top-ten Mount Holyoke College with a

living and productivity. A former Digg contributor and an Bachelor of Arts in Chinese Studies,

journalist and freelance writer for active member of several so becoming a writer was sort of

eighteen years, Leo is a husband popular blog networks. His an accident. She should be working

and father of six children and writings and insight have been in import/export (according to her

lives on the island of Guam where featured on CNN, Forbes, USA father). Andrea enjoys discovering

he leads a very simple life. Today, Fox News, Newsweek, and writing about little-known

Houston Chronicle, and about. facts about everyday things. Her

Com, among others. general laziness provides her with

Thursday Bram the impetus to seek out money-

Thursday’s David DeFranza saving tips that require minimal

freelance David is the e ort.

writing producer of

career led the Discovery Nora Dunn

her directly channel’s Nora is a professional

to frugality: managing a planetgreen. hobo and

less than stable income has com. He international

given her plenty of chances has spent months at a time freelance

to learn about managing wandering around remote writer, having

her money. She also writes corners of the world, living traveled the

about personal nance o paltry savings extended world full-time since 2007,

and small business topics by a dedication to frugality. and continuing to enjoy

all over the web, including When he is not traveling, David life with no xed address.

investopedia.com, lifehack. spends his time in Washington, With a background as a

org, and more. Thursday D.C., hoarding his pennies and certi ed nancial planner,

blogs about the business dreaming of his next adventure. she enjoys preparing for

of freelance writing at He writes about travel and tomorrow, but not at the

thursdaybram.com. frugal living, sharing tips and expense of realizing her

dreams today. You can learn

more about her whereabouts Ways to getrichslowly.org, which was

and latest adventures at Make named “most inspiring money

theprofessionalhobo.com. Money blog” by Money magazine.

if You

Margaret Dare. He The Digerati Life

Garcia-Couoh writes daily articles The Digerati

Margaret about frugality and Life is a mom

is a writer/ money management at of two with a

mother/ thesimpledollar.com. Trent background

professor lives in rural Iowa with his in software

who lives in wife and two children. engineering

the northern Sierra Mountains and development, who is

with her husband, two Carrie Kirby currently self-employed in the

kids, and cats. A dedicated Carrie embraced realm of web publishing. She

telecommuter, she comes o the frugal life runs several popular websites,

the mountain only for Thai when she left her including thedigeratilife.

food, thrift stores, and Japanese job as a reporter com and thesmarterwallet.

stationary. You can follow her at the San com, which focus on general

exploits at her blog, Tales of Francisco Chronicle to become personal nance, investing, small

a Sierra Madre (writerchick- a stay-at-home mother and business, debt management, and

mama.blogspot.com). freelance writer. She specializes consumer issues.

in jaw-dropping grocery deals

Greg Go and working drugstore rewards Xin Lu

Greg quit his programs, and writes about her Xin graduated

cushy corporate exploits at shopliftingwith from the

job to pursue his permission.com. Her work has also University

entrepreneurial appeared in Cookie, Parenting, of California,

dreams full-time in 2006. As and Wired. Berkeley in

technology director of wisebread. 2005 with a Bachelor of Science

com he uses the site daily to keep J.D. Roth in electrical engineering and

his nancial house in order. Greg J.D. is an computer science. She works

also helps others make a living average guy as a software release engineer

o the internet as the about. who found in the Silicon Valley and writes

com guide to online business himself with about personal finance and

(onlinebusiness.about.com). He over $35,000 the world in her spare time.

loves to work in pajamas from his in consumer debt. Using the She lives with her husband in

home in Los Angeles. timeless principles of smart Redwood City, California.

money management, he turned

Trent Hamm his life around. Three years later, Paul Michael

Trent is the author of the he was debt-free and writing one Born and raised in England, and

book 365 Ways to Live of the most popular personal- now living in Colorado, Paul

Cheap and editor of 1001 nance sites on the internet: is a professional advertising

copywriter with Wall Street Journal online. In 2008, Myscha The-

a degree in visual she published The Frugal Duchess: riault

communication. How to Live Well and Save Money. Born and

His inside raised in Maine,

knowledge of Lynn Truong Myscha has a

marketing has helped him create Lynn Truong is the bachelor’s degree in elementary

a better life for his wife Nicole and managing editor education and spent much of her

their two girls. If there are deals of wisebread.com teaching career overseas before

around, he’ll nd them. and dedicated launching the education web site,

to its motto of thelessonmachine.com. She and

Sarah Winfrey “living large on a small budget.” her husband used savvy personal

Sarah winfrey Her passion for writing and her nance strategies to start their

comes to entrepreneurial spirit inspired own business, live debt-free,

freelance her to leave her job at CBS/King and travel the world. Myscha

writing with World to make her mark in the writes extensively about travel,

a background blogosphere. Lynn has spoken education, personal nance, food,

in spiritual formation. She loves at Blogher and Blog World spirits, and wine. Her articles and

playing with words and writes Expo conventions to share her advice have been featured by wall

about everything, though she expertise in online publishing. street journal online, USA Today,

prefers spirituality, relationships, and the Miami Herald.

and personal nance. You can Linsey Knerl

nd her in her cheap, fabulous Born and Julie Rains

apartment with her husband in raised in a Julie holds

Whittier, California or on the web small Nebraska a Bachelor

at sarahwinfrey.com. town,Linsey has of Science

experienced in business

Sharon Harvey rsthand just how complicated administration

Rosenberg the “simple life” can be. Staying and a certi cate in technology

Sharon, an within budget isn’t just a and communication from the

award-winning desire for her rural family, it is a University of North Carolina

journalist and survival skill that she acquired at Chapel Hill. She is an

blogger, writes early on and loves sharing with experienced business writer and

the Miami her readers. Linsey’s savvy tips a certi ed professional résumé

Herald’s weekly “frugal duchess” can be found on Wal-Mart’s writer. Her work appears in the

column, and regularly in other Elevenmoms community, Wise career-services books Expert

newspapers. She also writes Bread’s o cial radio show, and in Résumés for Military-to-Civilian

the daily Frugal duchess blog various publications like the New Transitions, No-nonsense Cover

(sharonhr.blogspot.com), which York Times, Christian Science Letters, and Résumés for the Rest

is one of the top-ranked frugal- Monitor, and the Seattle Times. of Us: Secrets From the Pros for

living, personal nance blogs. Jobseekers with Unconventional

Her work has been mentioned in Career Paths.

People, Black Enterprise and the

Frugal Living









Contact

Us

You can reach us via:



* Email: bookpress@wisebread.com

* Phone: (310) 997-0186

* Twitter: @wisebread



We’re available for:



* Interviews

* Book signings

* Speaking engagements

* Finance workshops

* Guest articles

* Co-branding opportunities









23


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