10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
$
16 SAVVY IDEAS
FROM THE
WISE BREAD
BOOK
4
Frugal Living
Our book has thousands of easy-to- traditional plans as a “member” of the
follow tips you can use immediately discounted group. Sound good? It
to start living large on a small budget. also works for colleges.
Here are 16 ideas we randomly pulled
from the book. Take a test drive and Many college email addresses are easy
see how we can help you save. to identify (they usually end in “.edu”
and contain the college’s name.) If
your college has a deal worked out
with a cell phone provider, you would
1. Cell phone
automatically qualify by using the
school address. It’s important that
discounts
you ask upfront for any special deals,
and many cellular websites will let
with work/
you get a price quote instantly, based
on the email address you provide.
school email
Remember, these deals are usually
unadvertised, so you may have to do a
little digging to see what you qualify
Cell phone companies are pretty good for!
at sharing things like “rollover min-
utes” and “family plans,” but there is
one secret savings opportunity that
2. Hiding
they won’t tell you about upfront. It
involves using a work or school email
money in a
address, so if you attend a college or
work for a large company, you may be
tampon box
eligible!
Cell providers are always making
deals with large companies. In fact, “Stashing cash” is a common theme
they might have a corporate contract in today’s economic climate, and as
with your company already (or your people pull their funds from the stock
brother’s company, or your kid’s com- market and into their sock drawer, the
pany.) As long as you have a work-re- issue of security will eventually come
lated email address, you could possi- up. And while the simple method of
bly save up to 25% on the cost of their storing cold, hard cash under a mat-
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10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
3. Mystery
tress has its appeal, there is obviously
a better way to do it. Before you get
shopping
tempted to spring for that high-tech,
Fort Knox-inspired safe, consider
using everyday household items to
camouflage your investment. These Earning cash is always a subject of
cheap tricks have worked for count- high interest, and what better way
less others, and they could just as eas- to make some money than mystery
ily work for you! (I’ll never tell you shopping! Jobs range from a few
which I might be using to hide my dollars to hundreds, and usually re-
money!) quire very little education and no
background in retail. Before you get
started (or start to think that mys-
tery shopping is “easy cash”), there
are a few basic truths that need to be
learned.
A reputable mystery shopping com-
pany will have already aligned with
the MSPA (Mystery Shopping Pro-
Squirrel away your money in a tam- viders Association) and won’t ask
pon box, and you’re guaranteed that you to pay any money to look at job
few people will hassle with it. Re- listings. Once you’ve accepted your
cently mentioned on the Walletpop first assignment, however, it is your
website as a tip for ages, it instantly responsibility to cough up the cash
left me curious. The secret to its suc- to buy whatever product or service
cess is to leave a little of the “product” you’ll need to evaluate the shopping
inside the box to keep things looking experience. Reimbursement of your
authentic. You’ll be all set to secure purchase can take months, and is
your cash to the inside of the pack- dependent on your eye to detail and
aging, where pesky thieves are sure promptness in turning out reports.
to never look. (Women can breathe Mystery shopping takes cash to make
easy that their man won’t be nosing it, so be sure you can fit it into your
around anytime soon, either.) budget!
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Frugal Living
Don’t expect to get rich off of your Most of us don’t need years of per-
new part-time job. After the expens- sonal coaching to get the confidence
es of driving to your assignment and we need to engage an audience. In
paying for any incidentals, a begin- fact, many of us were given the gift of
ning shopper may find themselves assurance at birth! Believe it or not,
your name is the key to commanding
respect and earning loyalty, but how
you present it makes all the differ-
ence.
Your formal introduction to others
doesn’t have to flashy or gimmicky.
Instead of using that 5-minute eleva-
tor pitch, just introduce yourself by
making a little more than $7-15 dol- name. By using the right voice inflec-
lars an hour for your time. Years of tion and an appropriate tone, you can
consistently exceeding the expecta- sound confident with no extra skills
tions of the mystery shopping com- required. (Try practicing it a few
panies can yield some unique op- times before using it out in the world.
portunities, however. Hotels, fine The key is to “own” your name, say-
dining, and even international travel ing it as a statement, and not a ques-
trips all use mystery shoppers to keep tion.) Try just saying, “Hi, my name
their level of service high! is ….,” without any additional expla-
nation. Easy, huh?
The payout from this rather easily-
4. How to
acquired talent is endless: better jobs,
more friends, and a free pass to new
sound more
opportunities. Believing in yourself is
an investment you can literally take
confident in
to the bank!
one simple
step
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10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
5. Secrets of
Once you’ve decided that sweep-
ing is your thing, you’ll need to be
sweepstakes
consistent and persistent to see the
fruits of your labor. It can take from
winners
6 months to a year before you see
any winning notifications from the
giveaways you enter, and the more
Sweepstakes enthusiasts (or sweepers) you enter, the better your chances of
are a motivated bunch who like to winning! Host a blind tasting featur-
enter every online, walk-in, and tele- ing wines from a single region. Lin-
phone contest promotion in hopes of ing up wines from a specific region,
winning big! My personal winnings without regard to price, can be an
include trips, electronics, and gift eye-opening exercise. Oftentimes,
cards, but prizes can vary from cheap high prices are more an indicator
trinkets to new houses! Things have of a winery’s real estate value than
really changed since the days of mail- the quality of the wine it produces.
in only entry, but that just means It pays to explore the wide array of
that anyone with an internet connec- styles and producers that a region has
tion can get in on the fun! to offer, rather than simply chasing
the big names. You are more likely to
The best way to level the playing field find your perfect match. This would
and increase your chances of winning make a nice activity to do with more
will be to find a comprehensive web- people—make a party out of it.
site that both lists and tracks your en-
tries. www.Online-sweepstakes.com
and www.Sweepsadvantage.com are
6. Corner
two favorites of mine, and with blogs
taking over the world-wide-web,
pantry
you’ll also find giveaway directories
dedicated just to these opportunities.
Another vital tool to getting your
entries done quickly is to download A great way to create space in small
a free form filler (Roboform works quarters. You can build one cheaply
best), and use the program to “auto- by stretching a rod or tension cable
fill” all your contact information. across a corner in any room, and
hanging a long curtain to create the
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Frugal Living
division. Stop by Good Will to pick significant just wouldn’t make sense,
up an old shelf or build one yourself and yet many of us continue to do so
with a couple of planks. Place the with our day-to-day, incidental pur-
shelf behind the curtain and you’ve chases.
just created instant storage space
out of a usually ignored space. The Saving that same 10% on a razor or
curtain setup allows you a box of cereal may not
to get things in and out seem like much savings
quickly without bothering at all, but it still trans-
with a cabinet door. lates into the same per-
centage off as our first
This is especially great example of the win-
for apartment dwellers dow coverings. You
who can easily uninstall wouldn’t turn down a
the “pantry” when they move. For a 10% return on a savings account, so
whimsical touch, go for plastic cur- why disregard it as insignificant for
tains with rubber duckies and amuse your groceries?
your guests.
When you add up all of your small
purchases, it really does count for
something. When you start paying
7. Get excited
attention to what you buy and re-
member that it’s the same percentage
about
rate savings as your larger purchases
(or sometimes better), you can really
percentage
get behind those small actions that
help get you there. A penny saved re-
rate savings
ally is a penny earned!
If you could save $200 on your next
purchase of window coverings would
you -- especially if those same win-
dow coverings normally cost $1200
or more? Scoffing at savings this
9
10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
8. Willing
workers on
organic farms
Looking to see the world but can culture in your future! (And can you
barely swing the cost of your pass- imagine how fit you’ll be when it’s all
port? There may be a perfect oppor- over with?)
tunity to travel as a farmer! Even if
you don’t have any horticulture expe-
rience, Willing Workers on Organic
9. Relax your
Farms (www.wwoofinternational.
org) may have an open position for
jaw
you.
As a volunteer for an organic farm in
a foreign country, you can experience Looking for a free way to feel like a
fresh air, organic food, and giving million bucks? It may help to keep
back to a local community abroad. things loose, especially when it in-
What better way to see how food is volves your facial muscles! Your jaw
grown, harvested, and prepared than muscles are similar to your ham-
by doing it yourself? Getting to and strings, meaning that they are con-
from the farm will be your responsi- nected to many other things in your
bility (including cost for travel and body. Tense them too often or too
supplies), but once you get there, long, and you’ll have a whole world of
room and board is provided in ex- hurt ahead of you.
change for your sweat equity.
Learning to relax your jaw, on the
A small annual membership does ap- other hand, can keep everything else
ply to anyone who wants access to the in line (especially our neck and shoul-
program and its list of participating ders.) To see how well you relax, try
organic farms. If you love gardening, letting your jaw go slack (not gaping
adore sustainable living, and are des- open) with your tongue resting natu-
tined for adventure, I see some agri- rally on the bottom of your mouth.
This advice works so well, doctors are
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Frugal Living
encouraging Moms-to-be to use the you’re motivating yourself to abandon
tip during labor to help them relax, the overpriced latte and get your goods
too! at home. (Invest in some mid-range
gourmet ingredients: syrups, sprin-
The next time you start to feel a kles, and creams. They are available
little uptight and achy in your up- most anywhere fresh ground coffee is
per extremities, give the jaw-relaxing served, and the extra touch will up the
technique a try. It’s free and effective oomph in your already envy-inducing
(our two favorite kinds of self-care), beverage presentation.) With the right
and with only a few minutes invested mug, a few easy-to-find ingredients,
from you a day, there’s no reason you and an attitude of confidence, you can
can’t do it regularly. bring most any brew out on the town,
and look good doing it! (Your coffee
will also stay hotter for much longer,
giving you more time to sip your swill
10. Sex up the
in style.)
travel mug
Many people buy coffee because they 11. Save
money by
don’t want to look cheap at Starbucks.
With a fancy travel mug, you can tell
taking a
people that you’re such a coffee con-
noisseur that you’ll only drink gour-
vacation
met coffee you make from home.
What’s the trick to pulling off this ex-
pensive “look?”
Most frugalists would swear by the
Steel-brushed travel mugs are always thinking that taking a vacation costs
in style, giving your coffee a fashion- money. (In fact, anyone with a bud-
able home, and giving you a much- get usually adds to their expenses in
needed excuse to ditch the Styrofoam anticipation of the occasion.) What
and cardboard in lieu of something if you could take a vacation that not
more sustainable. Not only are you only gave you a much-needed break,
reducing your carbon footprint, but but also paid you to stay home. That’s
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10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
right… you can save money by skip- Even if you decide to use your time
ping work. Here’s how: away to do absolutely nothing, there
is a value that goes beyond anything
Assuming that you have paid vaca- that would be printed on your pay-
tion time, you can stay home from check. Taking time to relax, reevalu-
your 9-5 and still collect your regular ate, and refresh are priceless. What
paycheck. In addition to the money are you waiting for?
you’d be making anyway, you’ll also
be saving some considerable expenses,
including commute costs, dry-clean-
12. Reinforce
ing, lunches with co-workers, parking
fees, and tolls. If you even incur $60
hems
in these miscellaneous charges dur-
ing the course of a regular work week,
you’ve saved it by taking the time off.
Just because you didn’t spend all
that much on an article of clothing,
doesn’t mean that you can’t treat it
like a million bucks. In addition to
helping your clothes last longer, you’ll
feel good knowing that you won’t be
sucking it up while you try on clothes
in a badly lit dressing room anytime
If that weren’t motivation enough to soon. What’s one of the best ways to
use up that forgotten vacation time, keep clothes around for a long time?
you can also use it to earn more mon- Reinforce the hem. Clueless about
ey on top of your salary, if you’re so sewing? We’ve got you covered:
inclined. Odd jobs, moonlighting,
or starting that small business are all Most normal sewing machines (even
great uses for that 1- 2 week escape the cheapo ones) have a simple stitch
from the ordinary. Just 10 additional setting that lets you go in a straight
freelance hours could net you enough line. Simply trace the existing stitch
money to store up a very small emer- on the hem of your skirts, pants, and
gency savings plan. even underwear to keep them stay-
ing fray-free for many years. You give
your older garb a new lease on life by
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Frugal Living
snipping off any ragged shirt sleeves Many colleges (especially community,
or pant bottoms and sewing a new other non-traditional or accelerated
hem. It’s usually safe to remove a learning environments) will give huge
half-inch without causing any fashion discounts to students who enroll in
faux-pas. (and the cost to repair in- “off peak” classes. These are usually
stead of replace? Zero dollars.) Prac- class times with an early start, very
tice makes perfect, and even if you’ve late evening meetings, or that take
never touched a needle or a thread, place during the holidays. (Colleges
you’ll be up to the challenge of rein- still have to pay to keep the lights on,
forcing and repairing in no time. and they’re willing to reward you for
your eagerness to accommodate.)
Ask your admissions office if they of-
13. Save
fer any “reduced” fees on these less-
popular time slots, and be prepared to
money on
put together a hodge-podge schedule
to get the cheapest education possi-
college
ble. Once you have confirmation that
these classes will be discounted, en-
degrees by
roll early to ensure your spot. (Now
all you need is to get 50% off those
going off textbooks!)
season
14. Decanters
Remember the good ol’ days, when
you could sleep in until noon and still
make it to college classes on time?
Well, that may be great for your social
life, but there’s another way to do col- Being frugal can be a curse (es-
lege that’s way more wallet-friendly. pecially if a look-see around your
You could actually save up to 50% on apartment shows a lack of style or
the cost of tuition by being more flex- effort). Fortunately, there are some
ible with your schedule. very affordable ways to live lavishly
(or at least look like it). Enter the de-
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10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
15. Unclaimed
canter… a fabulous container with a
dime store price.
Friends and family don’t have to property
know what you didn’t pay for that
bottle of wine, and with many $2 Did you know that you could have
anywhere from a few dollars to thou-
sands in assets just waiting for you to
claim it? The items can vary (rang-
ing from cash, to land, to an old cer-
tificate of deposit). While loud TV
commercial and flashy online banner
ads will all offer to find this magical
unclaimed property for you (and for a
small fee), the truth is, you can do it
house wines tasting as good as the yourself. For free!
high-end varieties, why bother? The
decanter can help bridge the gap Most state treasurer’s offices have
between keeping your cheapskate their own website, with a searchable
tendencies under wraps and build- directory of all persons owning un-
ing a welcoming table setting for claimed property. This is a rather
your choosey guests. Get a cut glass time-consuming method of finding
or fine crystal decanter and let the property, however, especially if you’ve
games begin: just pour your budget lived in various states. Websites
booze right in. No questions asked! such as Missingmoney.com and Un-
(Tip: Many decanters can be sold claimed.org (both maintained by the
as part of a glass set at thrift stores National Association of Unclaimed
and glassware outlets. Opt for a Property Administrators (NAUPA),
mismatched set, and claim it’s part can save a little time by giving you a
of your “eclectic” decorating style.) one-stop shop for all the state depart-
Be sure to place your decanters near ments and a combination search tool
other beautiful pieces, like candles, for many states at once.
fancy table runners, or a well-placed
bowl of fruit. When you’ve found your treasure, it’s
usually easy to claim. A simple form
and some identification is all that
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Frugal Living
most states need to send your prop- Arrange your tables and chairs
erty to you. (Note: Be sure that you around the TV in the break room – if
are always dealing directly with the yours doesn’t have one, work it out to
state treasurer or an assigned party where you can place a small portable
on their behalf. You television temporarily dur-
should never be asked ing the lunch hour. Pick
to pay money to get a common “lunch hour”
what’s rightfully yours.) that is convenient for most
of the employees, and pick
If you don’t find that a show to watch together
you have any un- while you dine! You can
claimed property, you can still bene- take turns picking your show, and if
fit! Many state treasury departments live TV options are limited (due to
sell the goods that have sat unclaimed bad reception or unworthy program-
for too long (putting aside the pro- ming), go ahead and watch a single
ceeds in case of a later claim), and you episode from a DVD of your favorite
might get a great buy for these trea- TV season. (TVs with DVD players
sures on Ebay. in the unit are only slightly more ex-
pensive than the TV alone, or agree
to bring in a stand-alone DVD player
for your special event.)
16. Brown bag Your cinematic feature can change
theater
every so often, giving everyone a
chance to view something funny,
touching, or exciting on their lunch
If your shrinking grocery budget has break. Who knows? Maybe brown-
left no room for eating out at restau- bagging it will become the next best
rants with co-workers, don’t despair! “thing” at your office!
Chances are, you are just one of
many facing similar concerns. This
new twist on the classic “brown bag”
lunch can take your break room expe-
rience to a whole new level!
15
10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
Raves
“This book is just what we need right now: a reminder that tough economic
times don’t mean we have to stop living well, just that we need to indulge
more creatively.”
Kimberly Palmer
Senior Editor of U.S. News & World Report
“10,001 Ways to Live Large on a Small Budget is a treasure-trove of in-
novative, practical ideas for saving money without sacrificing the joy in
life. What perfect timing for this dough-saving advice from Wise Bread’s
crack team of personal finance bloggers!”
Jeff Yeager
Author of The Ultimate Cheapskate’s Road Map to True Riches
“Wise Bread is one of my favorite sources of advice on how to live better
while spending less. Whether it’s help from household-organizing god-
dess Myscha Theriault or tips from the adventurous Linsey Knerl, it’s fun
reading from experts who are blessed with an abundance of personality.”
Karen Datko
MSN Money
16
Frugal Living
About the
Book
Call it a recession. Call it the new depression. Call it a bad economic cli-
mate. Call it a crash. It all amounts to the same thing. Times are tough,
and we’re all being more careful about the way we spend money. That’s
where the folks at Wise Bread come in.
Wise Bread is a community of bloggers committed to helping us live
large on a small budget. They believe, despite what you may have heard,
that you don’t have to sacrifice your financial independence to enjoy life.
They believe, if you are living a truly frugal lifestyle, you’ll only appear to
be paying top dollar for the finer things in life, even as your wallet stays
fat and happy. Their guide is for a new generation of money-conscious
readers—one that oozes class, loves having fun, and knows that life is
exactly what you make of it (and not how much you make). Here’s just
a tiny sample of the great tips from their first book 10,001 Ways to Live
Large on a Small Budget :
17
10,001 WAYS TO LIVE LARGE ON A SMALL BUDGET
* 9 Ways to See the World For Free
* 3 Easy Steps to Finding Great Airfare Deals
* 50 Ways to Get More Out of Health Care
* Best & Worst Places to Stash Cash at Home
* 6 Ways to Avoid Tricky Supermarket Traps
* 12 Ways to Live Rent or Mortgage Free
* 6 Tips for Buying Great Affordable Wine
* 10 Ways to Go Green and Save Money
* 6 Steps to Eliminating Your Debt Painlessly
And much more!
The writers of Wise Bread include financial consultants, homemakers,
journalists, career counselors, professors, and even professional hobos!
The book also features guest contributions from award-winning blogs
such as Zen Habits, Get Rich Slowly, The Simple Dollar, The Digerati
Life, and The Frugal Duchess. Together, they offer the most useful tips
and deliver them with humor and charm.
18
Frugal Living
If you want to discover shopping tips to keep you stylish, sassy, and sol-
vent; financial advice that is easy to understand and easy to apply; career
and money-making ideas that’ll add zeros to your bank account; know-
how your parents forgot to tell you; and more, then spending $14.95 on
10,001 Ways to Live Large on a Small Budget is the best investment you
can make in this economy.
$14.95 / 352 pages / 978-1-60239-704-0
6” x 9”/ Full color throughout
Skyhorse Publishing (distributed by W.W. Norton)
19
Author Bios
Leo Babauta Will Chen experiences that help make the
Leo is the Will is the dream a reality.
author of marketing
The Power of director for Andrea Dickson
Less and the wisebread. Andrea is a
productivity com, a writer based
blog thriving in Seattle,
zenhabits.net, one of the top 100 community of talented writers Washington.
most popular blogs in the world. and savvy consumers. A Andrea
He is considered by many as one well-respected social media graduated from
of the leading experts on simple consultant, Will is a top-ten Mount Holyoke College with a
living and productivity. A former Digg contributor and an Bachelor of Arts in Chinese Studies,
journalist and freelance writer for active member of several so becoming a writer was sort of
eighteen years, Leo is a husband popular blog networks. His an accident. She should be working
and father of six children and writings and insight have been in import/export (according to her
lives on the island of Guam where featured on CNN, Forbes, USA father). Andrea enjoys discovering
he leads a very simple life. Today, Fox News, Newsweek, and writing about little-known
Houston Chronicle, and about. facts about everyday things. Her
Com, among others. general laziness provides her with
Thursday Bram the impetus to seek out money-
Thursday’s David DeFranza saving tips that require minimal
freelance David is the e ort.
writing producer of
career led the Discovery Nora Dunn
her directly channel’s Nora is a professional
to frugality: managing a planetgreen. hobo and
less than stable income has com. He international
given her plenty of chances has spent months at a time freelance
to learn about managing wandering around remote writer, having
her money. She also writes corners of the world, living traveled the
about personal nance o paltry savings extended world full-time since 2007,
and small business topics by a dedication to frugality. and continuing to enjoy
all over the web, including When he is not traveling, David life with no xed address.
investopedia.com, lifehack. spends his time in Washington, With a background as a
org, and more. Thursday D.C., hoarding his pennies and certi ed nancial planner,
blogs about the business dreaming of his next adventure. she enjoys preparing for
of freelance writing at He writes about travel and tomorrow, but not at the
thursdaybram.com. frugal living, sharing tips and expense of realizing her
dreams today. You can learn
more about her whereabouts Ways to getrichslowly.org, which was
and latest adventures at Make named “most inspiring money
theprofessionalhobo.com. Money blog” by Money magazine.
if You
Margaret Dare. He The Digerati Life
Garcia-Couoh writes daily articles The Digerati
Margaret about frugality and Life is a mom
is a writer/ money management at of two with a
mother/ thesimpledollar.com. Trent background
professor lives in rural Iowa with his in software
who lives in wife and two children. engineering
the northern Sierra Mountains and development, who is
with her husband, two Carrie Kirby currently self-employed in the
kids, and cats. A dedicated Carrie embraced realm of web publishing. She
telecommuter, she comes o the frugal life runs several popular websites,
the mountain only for Thai when she left her including thedigeratilife.
food, thrift stores, and Japanese job as a reporter com and thesmarterwallet.
stationary. You can follow her at the San com, which focus on general
exploits at her blog, Tales of Francisco Chronicle to become personal nance, investing, small
a Sierra Madre (writerchick- a stay-at-home mother and business, debt management, and
mama.blogspot.com). freelance writer. She specializes consumer issues.
in jaw-dropping grocery deals
Greg Go and working drugstore rewards Xin Lu
Greg quit his programs, and writes about her Xin graduated
cushy corporate exploits at shopliftingwith from the
job to pursue his permission.com. Her work has also University
entrepreneurial appeared in Cookie, Parenting, of California,
dreams full-time in 2006. As and Wired. Berkeley in
technology director of wisebread. 2005 with a Bachelor of Science
com he uses the site daily to keep J.D. Roth in electrical engineering and
his nancial house in order. Greg J.D. is an computer science. She works
also helps others make a living average guy as a software release engineer
o the internet as the about. who found in the Silicon Valley and writes
com guide to online business himself with about personal finance and
(onlinebusiness.about.com). He over $35,000 the world in her spare time.
loves to work in pajamas from his in consumer debt. Using the She lives with her husband in
home in Los Angeles. timeless principles of smart Redwood City, California.
money management, he turned
Trent Hamm his life around. Three years later, Paul Michael
Trent is the author of the he was debt-free and writing one Born and raised in England, and
book 365 Ways to Live of the most popular personal- now living in Colorado, Paul
Cheap and editor of 1001 nance sites on the internet: is a professional advertising
copywriter with Wall Street Journal online. In 2008, Myscha The-
a degree in visual she published The Frugal Duchess: riault
communication. How to Live Well and Save Money. Born and
His inside raised in Maine,
knowledge of Lynn Truong Myscha has a
marketing has helped him create Lynn Truong is the bachelor’s degree in elementary
a better life for his wife Nicole and managing editor education and spent much of her
their two girls. If there are deals of wisebread.com teaching career overseas before
around, he’ll nd them. and dedicated launching the education web site,
to its motto of thelessonmachine.com. She and
Sarah Winfrey “living large on a small budget.” her husband used savvy personal
Sarah winfrey Her passion for writing and her nance strategies to start their
comes to entrepreneurial spirit inspired own business, live debt-free,
freelance her to leave her job at CBS/King and travel the world. Myscha
writing with World to make her mark in the writes extensively about travel,
a background blogosphere. Lynn has spoken education, personal nance, food,
in spiritual formation. She loves at Blogher and Blog World spirits, and wine. Her articles and
playing with words and writes Expo conventions to share her advice have been featured by wall
about everything, though she expertise in online publishing. street journal online, USA Today,
prefers spirituality, relationships, and the Miami Herald.
and personal nance. You can Linsey Knerl
nd her in her cheap, fabulous Born and Julie Rains
apartment with her husband in raised in a Julie holds
Whittier, California or on the web small Nebraska a Bachelor
at sarahwinfrey.com. town,Linsey has of Science
experienced in business
Sharon Harvey rsthand just how complicated administration
Rosenberg the “simple life” can be. Staying and a certi cate in technology
Sharon, an within budget isn’t just a and communication from the
award-winning desire for her rural family, it is a University of North Carolina
journalist and survival skill that she acquired at Chapel Hill. She is an
blogger, writes early on and loves sharing with experienced business writer and
the Miami her readers. Linsey’s savvy tips a certi ed professional résumé
Herald’s weekly “frugal duchess” can be found on Wal-Mart’s writer. Her work appears in the
column, and regularly in other Elevenmoms community, Wise career-services books Expert
newspapers. She also writes Bread’s o cial radio show, and in Résumés for Military-to-Civilian
the daily Frugal duchess blog various publications like the New Transitions, No-nonsense Cover
(sharonhr.blogspot.com), which York Times, Christian Science Letters, and Résumés for the Rest
is one of the top-ranked frugal- Monitor, and the Seattle Times. of Us: Secrets From the Pros for
living, personal nance blogs. Jobseekers with Unconventional
Her work has been mentioned in Career Paths.
People, Black Enterprise and the
Frugal Living
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