NEW 5 YR PRO V1 BOND INDEXED ANNUITY Volume I, Issue 4
Allianz Life Insurance Com- instead of the equity market get 10% per year surrender- December 1, 2011
pany of North America (A.M. (like every other indexed an- free liquidity (from day one),
Best A Rated) has received nuity available today). The and the accumulation value
approval from the Texas De- interest allocations feature an will be paid to your heirs at Best Current
partment of Insurance to offer annual point to point un- death. There is no market Fixed Rates
a one-of-a-kind fixed indexed capped return of the Barclays risk, no annual fees, no admin-
annuity in Texas. Besides fea- Capital U.S. Aggregate Bond istrative charges, and no com- 1 Year 1.0%
turing a short 5 year term, the Index & the PIMCO U.S. missions. Call or email us for
interest allocations are solely Advantage Index, subject to a a free brochure and free bond 2 Year 2.0%
based on the bond market small spread charge. You still index explanation sheet.
3 Year 2.3%
TRUST CHANGES, REVIEWS & UPDATES 5 Year 3.75%
One of the most popular re- revocable living trust plan is selling property. With excep-
quests we get from you are for reviewed for document and tion to automobiles, all ac- 10 Year 4.15%
trust changes. As a reminder, funding lapses at least once counts and property you own
Trust changes are billed at $25 every three years. You are should be in the name of the
per trust amendment or $25 always welcome to contact us trust, or the trust should be a
per non-trust document. if you would like changes or beneficiary (i.e. IRA’s, annui- Announcements &
There is usually an additional reviews more often that that. ties, & life insurance). By be- New Products Or
volume discount for changes In addition, we are always ing diligent and remembering
that involve the entire trust happy to assist when you have to use proper funding tech- • Caps continue to drop
portfolio (like trustee or agent a funding question come up niques, you can ensure that for indexed annuities
due to continued stress
changes). In addition, we when opening/closing bank or your heirs will have a smooth
from economic situa-
strongly recommend that your financial accounts, or buying/ transition upon your demise.
tions. But don’t forget
to try our BAA 8 prod-
uct which offers a cap-
MERRY CHRISTMAS AND HAPPY NEW YEAR! less design, or the new
5 year Pro V1 Bond
We hope you had a Happy Holiday Schedule the end of 2012. Indexed Annuity.
Thanksgiving with your loved We will be open for business ROTH Planning
ones. We certainly did. As we through December 22nd and We encourage you to continue • As a reminder, our
transition into this Christmas will reopen January 2nd. If looking for ROTH conversion Trust Deed luxury Las
holiday season, we wish to there is an emergency during Vegas trip promotion
opportunities in your qualified
remain grateful for the many lasts until December
that time, please contact us by investments.
31, 2011. See our NWS
blessings this great country phone or email and we will try Looking forward to 2012 website for more de-
provides us. We thank you for to assist as we can. 2012 looks to be the most tails.
your continued trust and busi- Taxes unpredictable year yet. We
ness. We definitely would not Unless Congress decides to look forward to assisting you • For younger clients
be who we are without your change the tax structure be- (35-55), Allianz Life
with all of the many challenges
support! Since this will be the also is releasing its 360
fore the end of the year, most it might bring!
last newsletter of 2011, we annuity for long term
tax laws will continue through Happy New Year! retirement income as
want to address a few issues.
an alternative to the
IRS Circular 230 Disclosure - To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained in this traditional 401k.
document is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting,
marketing, or recommending to another party any transaction or matter that is contained in this document.
Toll-Free: (800) 459-0848
National Wealth Solutions, LLC
Mailing: P.O. Box 690562 Starting anywhere, fill in the blank squares with the miss-
San Antonio, TX 78269
ing numbers so they make a path of consecutive num-
bers in sequence, 1 through 81. You can work horizon-
Physical: 11845 IH-10 West, Ste. 404
tally or vertically in any direction. No diagonal paths.
San Antonio, TX 78230
Toll-Free Office: (800) 459-0848
Dedicated Fax: (866) 899-4087
67 64 61 54 51 50 45
Robert J. Mueller, JD
President & Advisor 77 41
National Wealth Solutions, LLC
Yes, we accept client referrals! We thank 15 14 13 12 11 26 25
you in advance for spreading the word
about our expertise and care. We promise to
take as good care of them as we do of you!
REMINDERS Trust Reviews
NWS recommends a trust review at
Communication is an important part
least once every 24 to 36 months, of our relationship. Therefore,
or sooner upon need. Trust re- NWS recommends you immediately
views are important as they ensure contact us if you experience a death
that your trust is not only legally up of your spouse, a trustee or benefici-
to date, but that all your assets are ary, or other appointed family mem-
appropriately funded in the trust. ber. It is also helpful to let your
If you have not had a trust review loved ones know who we are and to
in the last two years, or are not provide them with our contact in-
being serviced according to your formation. Please let us know if you
needs, please do not hesitate to call need any business cards to accom-
our office. There is never a charge plish this goal.
for a trust review.
We Specialize In
• Trusts & Funding • Annuities • Life Insurance • Gifting/Charitable Planning
• Long Term Care • Life Settlements • Real Estate & Rentals • Never Outliving Your Money Program
www.nationalwealthsolutions.com www.buildyourownannuity.com www.neveroutlivingyourmoney.com
www.rmdrescue.com www.turnkeyhomes.info www.sensibleestate.com