HDFC Bank Limited: Company Profile and SWOT Analysis by ICDResearch

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ICD Research's "HDFC Bank Limited: Company Profile and SWOT Analysis" contains in depth information and data about the company and its operations. The profile contains a company overview, business description, financial ratios, SWOT analysis, key facts, information on products and services, details of locations and subsidiaries, plus information on key news events affecting the company.

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									HDFC Bank Limited

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HDFC Bank Limited                                                              Financial Snapshot

                                                                               Operating Performance
Fast Facts
                                                                               The company reported revenue of US$5,360.9 million
Headquarters Address                  HDFC Bank House, Mumbai, 400 013,India
                                                                               during the fiscal year 2011 (2011). The company's
                                                                               revenue grew at a CAGR of 28.13% during 2007 -
Telephone                              + 91 22 56521000
                                                                               2011, with an annual growth of 20.48% over 2010. In
                                                                               2011, the company recorded a net margin of 16.21%
Fax                                    + 91 22 24960739                        compared to a net margin of 14.69% in 2010.

Website                               www.hdfcbank.com
                                                                               Total Income and Margins
Ticker Symbol, Stock Exchange         500180 (Bombay Stock Exchange)

Number of Employees                   55,752

Fiscal Year End                       March

Total Income (in US$ million)         5,360.99

Total Income (in INR million)         246,283.80




SWOT Analysis                                                                  Return on Equity

Strengths                             Weaknesses                               The company recorded a return on equity (ROE) of
                                                                               15.60% for 2011, as compared to its peers, Punjab
Leading market position               Substantial debts                        National Bank (532461), Canara Bank (532483) and
                                                                               State Bank of India (500112), which recorded ROEs
                                                                               of 20.23%, 19.77% and 12.80% respectively. The
Strong capital position                                                        company reported a net profit margin of 16.21% in
                                                                               2011.
Wide product portfolio
                                                                               Return on Equity


Opportunities                         Threats

Business expansion                    Basel III framework

Growth Prospects in Emerging Markets Ceiling on ULIPs

Growth prospects in emerging markets Fluctuations in Interest Rates

New products and services             Increasing Inflation



                                                                               Financial Leverage

                                                                               The company reported a debt to equity ratio of 0.57 in
                                                                               2011, as compared to its peers, Punjab National
                                                                               Bank, Canara Bank and State Bank of India, which
                                                                               recorded debt to equity ratios of 1.53, 0.70 and 1.71
                                                                               respectively. In 2011, the company recorded a debt
                                                                               to capital ratio of 0.05, as compared to its peers,
                                                                               Punjab National Bank, Canara Bank and State Bank
                                                                               of India, which recorded debt to capital ratios of 0.09,
                                                                               0.04 and 0.09 respectively.




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HDFC Bank Limited - SWOT Profile                                                                                        Page 1
HDFC Bank Limited

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TABLE OF CONTENTS

1     Business Analysis ................................................................................................................................... 5
    1.1       Company Overview ................................................................................................................................................5
    1.2       Business Description ..............................................................................................................................................5
    1.3       Major Products and Services .................................................................................................................................6
2     Analysis of Key Performance Indicators ............................................................................................. 10
    2.1       Five Year Snapshot: Overview of Financial and Operational Performance Indicators ........................................10
    2.2       Key Financial Performance Indicators .................................................................................................................12
      2.2.1       Total Income and Net Profit Margin .................................................................................................................12
      2.2.2       Asset, Liabilities and Capex .............................................................................................................................13
      2.2.3       Gearing Ratio ...................................................................................................................................................14
    2.3       Competitive Benchmarking ..................................................................................................................................15
      2.3.1       Market Capitalization .......................................................................................................................................15
      2.3.2       Capital Expenditure ..........................................................................................................................................17
3     Mergers & Acquisitions and Partnerships ........................................................................................... 18
    3.1       M&A and Partnerships Strategy ...........................................................................................................................18
4     Recent Developments ........................................................................................................................... 19
5     SWOT Analysis ...................................................................................................................................... 21
    5.1       SWOT Analysis - Overview ..................................................................................................................................21
    5.2       Strengths ..............................................................................................................................................................21
    5.3       Weaknesses .........................................................................................................................................................22
    5.4       Opportunities ........................................................................................................................................................22
    5.5       Threats .................................................................................................................................................................23
6     HDFC Bank Limited - Company Statement .......................................................................................... 24
7     HDFC Bank Limited - History ...............................................................
								
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