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					Title:
Credit Report and Credit Score


Word Count:
367


Summary:
Credit Report and Credit Score is used to check credit worthiness of a person. Credit score is based on the
data provided by the credit report that indicates payment history, accounts, etc.



Keywords:
credit report,credit score,bad credit report,free credit report,credit report online



Article Body:
Credit Report and Credit Score is used to check credit worthiness of a person. Credit score is based on the
data provided by the credit report that indicates payment history, accounts, etc. Today many lenders and
retailers take the help of credit report and credit score to lend credit. Credit report and credit score helps the
bank lenders to judge the credit worthiness of a person at the time of allotting him credit.


Person with bad credit report and score find it difficult to raise the credit whereas the person with good
credit score and report does not face any financial stake. The credit report and score provides a true picture
of a person's financial position. But it is the initiative of individual or financial institution to ask for it. This
credit report and score are provided by credit bureau within few days of your request.


It is advisable that every person must understand his/her credit report. Initially the law prohibited for its
disclosure but later on it was made available on request. It is vital that one should check his/her credit score
and report any errors found. Remember a small error in your credit score can harm your credit report in a big
way. Generally credit score ranges from 300-750 but many people have their credit score within 600-750. In
business terms, score above 700 is regarded as excellent credit score.


Why Check Free Credit Report and Score?
Checking Credit Card does not harm your credit score. Checking removes the bad remark in your credit
report and similarly in the credit score. It indicates your financial position in the business. Regular updating
of credit report also helps to rectify any major financial error. If you find any error or mistake in your credit
report assure that you rectify it immediately.


How can you get your Credit Score?
It is true that credit score is totally based on the content in credit report. As the content in credit report varies
there is variation in your credit score. It is possible to view your credit report online just by requesting for it.
The credit report and credit score that you get through these online services do not cost much.




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