From Wikipedia, the free encyclopedia Dave Ramsey
Dave Ramsey
David L. Ramsey III (born September 3, 1960) is an Amer- oped a simple set of lessons and materials based partially
ican financial author, radio host, television personality, on his own experience and on works and teachings by
and motivational speaker. Larry Burkett and Ron Blue.[7] In 1992, after many re-
Ramsey’s syndicated radio program The Dave Ramsey quests from his clients, he wrote his first book Financial
Show is promoted with a tagline that "It’s about your life Peace.[5]
and your money," and it is heard on over 450 radio sta- Ramsey has been married to his wife, Sharon, for 25
tions throughout the United States and Canada, as well as years; they have three children: Denise; Rachel; and
in podcast format and on XM and Sirius satellite radio.[1] Daniel. The family resides in Franklin, Tennessee.[5]
He has written numerous books. His books and broad-
casts often feature a Christian perspective that reflects
Ramsey’s religious beliefs. Ramsey was named the 2009
The Dave Ramsey Show
Marconi Award winner for Network/Syndicated Person- Main articles: The Dave Ramsey Show (radio program)
ality of the Year.[2] and The Dave Ramsey Show (TV program)
Ramsey’s current company, The Lampo Group, is Ramsey started his radio show, currently known as The
headquartered in Brentwood, Tennessee, and oversees Dave Ramsey Show, in 1992 under the title of The Money
three divisions geared toward financial counseling. Game. The radio show began on June 15, 1992. Originally a
Ramsey has been featured on many media outlets in- locally based show, it is now syndicated across the coun-
cluding The Oprah Winfrey Show, 60 Minutes, and The Early try. In 2007, the Fox Business Network launched a televi-
Show on CBS. He recorded a pilot and six unaired episodes sion show under the same title, but cancelled the show
of The Dave Ramsey Project[3] for CBS. He was the host of in June 2010. Dave also self-identifies as a devout born-
The Dave Ramsey Show, which aired at 8 p.m. ET and re- again Christian. Many churches have adopted Dave Ram-
peated weekdays on the Fox Business Network until June sey workshops for their members.
2010. [4]
Related companies
Biography
Ramsey was born and raised in Antioch, Tennessee. He The Lampo Group, Inc.
was a 1982 graduate of the College of Business Adminis- Ramsey founded his company, the Lampo Group, in
tration at University of Tennessee, Knoxville. At the age 1992,[8] initially helping people one-on-one who were
of 26, through his brokerage firm, Ramsey Investments, struggling with financial issues. In 1994 he hired Russ
Inc., he built a rental real estate portfolio worth more Carroll, Ramsey’s lead financial counselor, and together
than $4 million and became one of Tennessee’s youngest they began teaching the first Financial Peace University
brokers to be admitted to the Graduate Realtors Insti- classes on overhead projectors.[8] Between 1999 and
tute.[5] 2004, The Lampo Group grew from 18 to 105 team mem-
Ramsey was a licensed insurance agent in the State bers. There are currently almost 300 team members.
of Tennessee from 6/18/1984 until his license expired in Ramsey runs his business completely debt-free, an
10/07/1996. His producers license number was 0652539. accomplishment he states was critical to the success of
His record with the state can still be found online by vis- his company.[9]
iting the lookup for license services. [6].
Ramsey’s success soon came to an end as the Tax Re- Financial Peace University
form Act of 1986 began to have a negative impact on the University,
Ramsey is also the creator of Financial Peace University
real estate business. One of Ramsey’s largest creditors a biblically-based 13-week video training series for
was sold to a larger bank, which began to take a harder adults, and a companion series targeted at teenagers that
look at Ramsey’s borrowing habits. The bank demanded has been offered in schools across the nation. Some top-
he pay $1.2 million worth of short-term notes within 90 ics covered in the series are cash flow planning, invest-
days, forcing him to file for bankruptcy relief.[5] ing, saving, credit, retirement, and giving.[10]
Ramsey began counseling couples at his local church.
Soon after offering private counseling services, Ramsey
began attending every workshop and seminar on con-
sumer financial problems that he could find. He devel-
1
From Wikipedia, the free encyclopedia Dave Ramsey
Share It! • The Financial Peace Planner: A step-by step guide to
restoring your family’s financial health (1998) ISBN
"Share It!" is a foundation created by Dave and Sharon
0-14-026468-X
Ramsey for the purpose of working with other non-profit
• How to Have More than Enough: A Step-by-Step Guide to
organizations such as housing initiatives, work to success
Creating Abundance (2000) ISBN 0-14-028193-2
projects, domestic violence shelters, drug and alcohol re-
• More than Enough: The Ten Keys to Changing Your
covery programs, crisis pregnancy centers, youth out-
Financial Destiny (2002) ISBN 0-14-200047-7
reaches, and high schools to help others become finan-
• Financial Peace Revisited (2002) ISBN 0-670-03208-5
cially literate.[11]
• The Total Money Makeover: A Proven Plan For Financial
Fitness (2003) ISBN 0-7852-6326-8
EntreLeadership • Total Money Makeover Workbook (2004) ISBN
EntreLeadership,
The word, EntreLeadership describes the responsibilities 0-7852-6327-6
of a small business owner as an entrepreneur (Entre) • The Money Answer Book: Quick Answers to Everyday
(Leadership).
and as a leader (Leadership) EntreLeadership is also the Financial Questions (2005) ISBN 0-8499-9619-8
name of a small business conference developed by Dave • Priceless: Straight-Shooting, No-Frills Financial Wisdom
Ramsey. The principles presented at an EntreLeadership (2006) ISBN 0-9774895-9-0
seminar are the core principles of how Ramsey grew his • EntreLeadership: 20 Years of Practical Business Wisdom
company, debt-free. EntreLeadership is available to small from the Trenches (2011) ISBN 978-1-4516-1785-6
business owners in two forms; a one-day, abbreviated
seminar, and a five-day master series located at a resort Kids’ books
destination. The small business conference is personally
• The Super Red Racer: Junior Discovers Work (2003) ISBN
taught by Ramsey and his leadership team. Ramsey also
0-9726323-0-1
released a book titled Entreleadership in 2011. The book
• Careless At The Carnival: Junior Discovers Spending (2003)
rose to the New York Times Bestseller’s list nearly
ISBN 0-9726323-1-X
overnight. Entreleadership marked the 4th time Dave
• The Big Birthday Surprise: Junior Discovers Giving (2003)
Ramsey has been listed on the New York Times Bestsell-
ISBN 0-9726323-2-8
er’s list.[12]
• My Fantastic Fieldtrip: Junior Discovers Saving (2003)
ISBN 0-9726323-3-6
Criticism • A Special Thank You: Junior Discovers Integrity (2005)
ISBN 0-9769630-0-0
The Nashville Scene has reported that Ramsey occasionally
• Battle of the Chores: Junior Discovers Debt (2005) ISBN
receives e-mails and letters containing the Bible verse:
0-9769630-1-9
"And again I say unto you, It is easier for a camel to go
through the eye of a needle, than for a rich man to en-
ter into the kingdom of God." (Matthew 19:24 KJV) Ram-
Contributions
sey interprets such communications to be a rebuke of his • 48 Days to the Work You Love by Dan Miller, Foreword
own wealth and a call for poverty, and dismisses these by Dave Ramsey (2005) ISBN 0-8054-3188-8
letters as “doctrinal nitpicking.”[3]
In 2004, Ramsey’s column was dropped from The Ten-
nessean and four other newspapers owned by Gannett Co.
See also
after it was discovered that the identities of those seek- • Debt
ing help were duplicated or falsified in several of his • Bankruptcy
columns. Ramsey attributed the duplications to a low- • Talk radio
level employee. Ramsey offered refunds to the newspa- • Envelope budgeting
pers affected by the error.[13] • Debt-snowball method
Publications References
Additionally, The Total Money Makeover, Financial Peace Re- [1] "Axia Interview with Blake Thompson, producer of
visited, and More than Enough are available in Spanish. The Dave Ramsey Show". www.axiaaudio.com.
http://www.axiaaudio.com/interviews/features/
Financial advice ramsey.htm. Retrieved 2006-12-03.
[2] "2009 NAB MARCONI RADIO AWARD WINNERS
• Financial Peace: Restoring Financial Hope to You and Your
ANNOUNCED". http://www.nab.org/AM/
Family (1997) ISBN 0-67-087361-6
Template.cfm?Section=Press_Releases1&CONTENTID=14966&TEM
CM/ContentDisplay.cfm.
2
From Wikipedia, the free encyclopedia Dave Ramsey
[3] ^ Drury, Susan (2007-05-31). "The Gospel According [11] "About Us". shareittoday.org.
to Dave". Nashville Scene. http://www.shareittoday.org/
http://www.nashvillescene.com/2007-05-31/ index.cfm?fuseaction=dspContent&intContentID=3153.
news/the-gospel-according-to-dave/. Retrieved Retrieved 2006-12-03.
2007-07-16. [12] http://www.daveramsey.com/entreleadership/
[4] Fox Business Network Names Radio Show home/
Personality Dave Ramsey As Primetime Host [13] Newspapers Drop Noted Finance Columnist, June 25,
[5] ^ Ramsey, Dave; Sharon Ramsey (2003). Financial 2004, archived from the original on December 22,
Peace Revisited. Harmondsworth, Middlesex, 2009, http://www.webcitation.org/
England: Viking Penguin. pp. 325. 0-670-03208-5. query?url=http%3A%2F%2Fwww.allbusiness.com%2Fservices%2Fb
[6] https://sbs-tn.naic.org/Lion-Web/jsp/sbsreports/ services-miscellaneous-
AgentLookup.jsp business%2F4703244-1.html&date=2009-12-22,
[7] Focus on the Family (Dr. James Dobson) - Broadcast retrieved December 22, 2009
Archives
[8] ^ Dave Ramsey (2006). "Our Company History".
daveramsey.com. Archived from the original on
External links
2006-10-18. http://web.archive.org/web/ • Dave Ramsey official website
20061018173517/http://www.daveramsey.com/ • FoxBusiness.com bio
etc/cms/index.cfm?intContentID=2797. Retrieved • Dave Ramsey on CBS’ 60 Minutes (Transcripts)
2006-12-03. • Total Money Makeover
[9] Mike Kinosian (2005). "The Inside Story with Mike • Total Money Makeover Book Review
Kinosian: Behind The Dave Ramsey Show" (PDF). Persondata
InsideRadio.com. http://ftp.media.radcity.net/ Name Ramsey, Dave
ZMST/daily/IS032405.pdf. Retrieved 2006-12-03.
[10] Beth Tallent (2007). "THOUSANDS OF STUDENTS Alternative names
ACROSS THE COUNTRY LEARN LIFES FINANCIAL Short description
LESSONS FROM DAVE RAMSEY". DaveRamsey.com. Date of birth 1960-09-03
Archived from the original on 2007-05-15.
Place of birth
http://web.archive.org/web/20070515231859/
http://www.daveramsey.com/etc/cms/ Date of death
index.cfm?intContentID=6772. Retrieved Place of death
2007-03-21.
Retrieved from "http://en.wikipedia.org/w/index.php?title=Dave_Ramsey&oldid=466866982"
Categories:
• 1960 births
• Living people
• American talk radio hosts
• American Christians
• American finance and investment writers
• Financial advisors
• People from Davidson County, Tennessee
• People from Nashville, Tennessee
• University of Tennessee alumni
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