Docstoc

Tariff and Charges for HSBC Products and Services

Document Sample
Tariff and Charges for HSBC Products and Services Powered By Docstoc
					Tariff and Charges
for HSBC Products and Services
Personal
Commercial & Business




Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




                                             Contents
                                             Personal                                                             Commercial & Business
      Personal                 P5


                                             1.    Premier Account          13. Basic Current Account             1.   Business Accounts
      Commercial               P 42
                                             2. Premier Junior
      & Business                                                            14. Foreign Currency Accounts         2. Foreign Currency Accounts
                                                Savings Account

                                             3. Premier with
                                                                            15. Emergency Encashment              3. Financing
                                                EasiGrow Account

                                             4. Premier PLUS Plan
                                                                            16. Financing - Housing Loan          4. Channels Related Services
                                                (for Premier customers)

                                                                                                                  5. Remittance
                                             5. Advance                       .
                                                                            17 Financing - Overdraft
                                                                                                                     & Payment Services

                                             6. Advance with                18. Remittance & Payment
                                                                                                                  6. Cross Border Account Opening
                                                EasiGrow Account                Services - Local /
                                                                                Foreign Currency Draft
                                             7.    Advance PLUS Plan                                              7.   Import Services
                                                                            19. Remittance & Payment
                                                                                Services - Telegraphic Transfer
                                             8. Statement Savings Account                                         8. Export Services
                                                                            20. Remittance & Payment
                                                                                Services
                                             9. Passbook Saving                                                   9. Other Services
                                                                            21. Safe Deposit Lockers

                                             10. Basic Savings Account                                            10. Business Credit Card
                                                                            22. Credit Cards

                                             11. Time Deposit Account
                                                                            23. Cross Border
                                                                                Account Opening
                                             12. Generic Current Account
                                                                            24. Credit History Transfer




page    2                                         main                                                                                       next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                               Updated Jun 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3      1. Premier Account
                                                Account Fee           Account Fee                             } RM150 per month
 2    Premier Junior                  5
                                                                                                                (The account fee for Premier
      Savings Account
                                                                                                                customers may be waived if the fee
 3    Premier with                    7                                                                         waiver criteria set are met)
      EasiGrow Account
                                                Transaction Charges   a) Cash withdrawals at MasterCard/      } RM10 per transaction

 4    Premier PLUS Plan               7                                  Cirrus ATM Network
      (for Premier customers)
                                                                      b) Cash withdrawals at overseas HSBC    } Waived
                                                                         Group ATMs
 5    Advance                         8

                                                                      c) Cash withdrawals at HOUSe ATM        } RM1 per transaction
 6    Advance with                   11
                                                                         Network - (HSBC, OCBC, UOB and
      EasiGrow Account
                                                                         Standard Chartered)
 7    Advance PLUS Plan              12
                                                                      d) MEPS’ Shared ATM Network
                                                                         i. Balance Enquiry                   } Waived
 8    Statement Savings              13
                                                                         ii. Cash Withdrawal
      Account                                                                                                 } Waived
                                                                             - First 3 MEPS withdrawals
 9    Passbook Saving                15                                        each month
                                                                             - 4th withdrawal onwards         } RM4

 10 Basic Savings Account            17
                                                Dormant Account       a) With balances up to RM10             } Account will be closed and these
                                                                                                                balances will be absorbed by the
 11 Time Deposit Account             18
                                                                                                                Bank as a charge
 12 Generic Current                  19
                                                                      b) With balances greater than RM10      } An annual service fee of RM10 will
    Account
                                                                                                                be charged until the remaining
 13 Basic Current Account            22                                                                         balances are sent to Unclaimed
                                                                                                                Monies
 14 Foreign Currency                 24
                                                                      c) Transfer of credit balances to       } Waived
    Accounts
                                                                         Registrar Of Unclaimed Monies on
                                                                         the 7th year of account dormancy
 15 Emergency                        25
    Encashment
                                                                      d) Activation of Dormant Account        } Waived
 16 Financing                        26
    - Housing Loan                              Cheque Related        a) Cheque Book Issuance
                                                Fees and Charges         i. Stamp duty                        } RM0.15 per cheque leaf
 17 Financing                        27
                                                                         ii. Courier charges                  } RM5 flat
    - Overdraft
                                                                      b) Stop Payment Instruction on Cheque
 18 Remittance &                     28                                  i. with sufficient funds             } RM20 per instruction
    Payment Services - Local                                             ii. with insufficient funds          } RM100 per instruction
    / Foreign Currency Draft
                                                                      c) Cheques Returned
 19 Remittance &                     29                                  i. Due to insufficient funds         } RM100 per cheque
    Payment Services -                                                   ii. Due to reason “Post-dated”       } RM10 per cheque
    Telegraphic Transfer
                                                                      d) House Cheque
 20 Remittance &                     30                                  i. Encashment of all third           } RM2 per cheque
    Payment Services                                                        party cheques

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    3                                       main                                                                        back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                            Updated 29 July 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 5     1. Premier Account
                                                Cheque Related Fees          f) Deposit of Foreign Cheque/Draft
 2    Premier Junior                  5
                                                                                                                     } 0.1% of cheque amount
                                                and Charges                     i. Commission on cheques issued
      Savings Account
                                                                                                                       Minimum charge: RM10
 3    Premier with                    7                                                                                Maximum charge: RM100
                                                                               ii. Stamp duty                        } RM0.15 per cheque
      EasiGrow Account
                                                                               iii. Other charges                    } Paying Bank’s charges
 4    Premier PLUS Plan               7                                        iv. Postage Charges
      (for Premier customers)                                                       - Draft/Cheque above USD10,000   } RM46 per cheque
                                                                                      (denominated in USD only)
 5    Advance                         8                                             - All other currencies and       } RM1.50 per cheque
                                                                                      amounts
 6    Advance with                   11
      EasiGrow Account                          Standing Instructions (SI)   a) Payment to HSBC Housing Loan/        } Waived
                                                                                Credit Card
 7    Advance PLUS Plan              12
                                                                             b) Payment into other HSBC Account      } Waived
 8    Statement Savings              13
      Account                                                                c) Payment to non-HSBC Accounts in
                                                                                Malaysia
 9    Passbook Saving                15                                         i. SI Commission                     } Waived
                                                                                ii. Demand Draft Issued              } RM2 per Demand Draft
 10 Basic Savings Account            17                                         iii. Postage                         } RM1.50 per Demand Draft

 11 Time Deposit Account             18                                      d) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
 12 Generic Current                  19                                         Transfer: -
    Account                                                                     i. Commission/postage/               } RM25 to RM45 per payment
                                                                                   cable charges                      depending on destination
 13 Basic Current Account            22
                                                                             e) Payments to individuals/entities
 14 Foreign Currency                 24                                         outside Malaysia via Telegraphic
    Accounts                                                                    Transfer (in US Dollars)
                                                                                i. Intermediary Bank charges         } USD20 per payment
 15 Emergency                        25
    Encashment                                                               f) Penalty charges for insufficient     } RM5 per transaction
                                                                                funds in the Account
 16 Financing                        26
    - Housing Loan                              Other Fees and Charges       a) Account closed within 3 months       } RM20

                                                                             b) ATM Chip Card issuance               } Waived
 17 Financing                        27
    - Overdraft                                                              c) ATM Chip Card Annual Fee             } Waived

 18 Remittance &                     28                                      d) Replacement of ATM Chip Card         } Waived
    Payment Services - Local
    / Foreign Currency Draft                                                 e) Short Message Service (SMS)          } Waived

                                                Other Services               a) Bank Statement Retrieval
 19 Remittance &                     29
                                                                                                                     } RM2 per page
                                                                                i. If statement is 12 months old
    Payment Services -
                                                                                    or less
    Telegraphic Transfer
                                                                                ii. If statement is more than        } RM20 per request + RM2 per page

 20 Remittance &                     30                                             12 months old
    Payment Services
                                                                             b) Electronic Share Application         } Waived

 21 Safe Deposit Lockers             31
                                                                             c) Internet Banking
                                                                                i. Replacement of Security Device    } RM50 per device
 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    4                                       main                                                                              back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3     2. Premier Junior Savings Account
                                                Transaction Charges   a) Cash withdrawals at Cirrus ATM       } RM10 per transaction
 2    Premier Junior                  5
      Savings Account                                                    Network

                                                                      b) Cash withdrawals at overseas HSBC    } Waived
 3    Premier with                    7
                                                                         Group ATMs
      EasiGrow Account
                                                                      c) Cash withdrawals at HOUSe ATM        } RM1 per transaction
 4    Premier PLUS Plan               7
                                                                         Network - (HSBC, OCBC, UOB and
      (for Premier customers)
                                                                         Standard Chartered)
 5    Advance                         8
                                                                      d) MEPS’ Shared ATM Network
                                                                         i. Balance Enquiry                   } Waived
 6    Advance with                   11
                                                                         ii. Cash Withdrawal
      EasiGrow Account                                                                                        } Waived
                                                                             - First 3 MEPS withdrawals
                                                                               each month
 7    Advance PLUS Plan              12
                                                                                                              } RM4
                                                                             - 4th withdrawal onwards
 8    Statement Savings              13
                                                Dormant Account       a) With balances up to RM10             } Account will be closed and these
      Account
                                                                                                                balances will be absorbed by the
 9    Passbook Saving                15                                                                         Bank as a charge

                                                                      b) With balances greater than RM10      } An annual service fee of RM10 will
 10 Basic Savings Account            17
                                                                                                                be charged until the remaining
 11 Time Deposit Account             18                                                                         balances are sent to Unclaimed
                                                                                                                Monies
 12 Generic Current                  19
                                                                      c) Transfer of credit balances to       } Waived
    Account
                                                                         Registrar Of Unclaimed Monies on
 13 Basic Current Account            22                                  the 7th year of account dormancy

                                                                      d) Activation of Dormant Account        } Waived
 14 Foreign Currency                 24
    Accounts                                    Cheque Related        a) Deposit of Foreign Cheque/Draft
                                                Fees and Charges         i. Commission on cheques issued      } 0.1% of cheque amount
 15 Emergency                        25
                                                                                                                Minimum charge: RM10
    Encashment
                                                                                                                Maximum charge: RM100
                                                                        ii. Stamp duty                        } RM0.15 per cheque
 16 Financing                        26
                                                                        iii. Other charges                    } Paying Bank’s charges
    - Housing Loan
                                                                        iv. Postage Charges
 17 Financing                        27                                      - Draft/Cheque above USD10,000   } RM46 per cheque
    - Overdraft                                                                (denominated in USD only)
                                                                             - All other currencies and       } RM1.50 per cheque
 18 Remittance &                     28                                        amounts
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    5                                       main                                                                        back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                            Updated 29 July 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     2. Premier Junior Savings Account

 2    Premier Junior                  5         Standing Instructions (SI)   a) Payment to HSBC Housing Loan/       } Waived
      Savings Account                                                           Credit Card

                                                                             b) Payment into other HSBC Account     } Waived
 3    Premier with                    7
      EasiGrow Account                                                       c) Payment to non-HSBC Accounts in
                                                                                Malaysia
 4    Premier PLUS Plan               7
                                                                                i. SI Commission                    } Waived
      (for Premier customers)                                                                                       } RM2 per Demand Draft
                                                                                ii. Demand Draft Issued
                                                                                iii. Postage                        } RM1.50 per Demand Draft
 5    Advance                         8

                                                                             d) Payments to individuals/entities
 6    Advance with                   11
                                                                                outside Malaysia via Telegraphic
      EasiGrow Account
                                                                                Transfer: -
                                                                                i. Commission/postage/              } RM25 to RM45 per payment
 7    Advance PLUS Plan              12
                                                                                   cable charges                     depending on destination
 8    Statement Savings              13
                                                                             e) Payments to individuals/entities
      Account
                                                                                outside Malaysia via Telegraphic
 9    Passbook Saving                15                                         Transfer (in US Dollars)
                                                                                i. Intermediary Bank charges        } USD20 per payment

 10 Basic Savings Account            17
                                                                             f) Penalty charges for insufficient    } RM5 per transaction

 11 Time Deposit Account             18                                         funds in the Account

                                                Other Fees and Charges       a) Account closed within 3 months      } RM20
 12 Generic Current                  19
    Account                                                                  b) ATM Chip Card issuance              } Waived

 13 Basic Current Account            22                                      c) ATM Chip Card Annual Fee            } Waived

 14 Foreign Currency                 24                                      d) Replacement of ATM Chip Card        } Waived
    Accounts                                    Other Services               a) Bank Statement Retrieval
                                                                                i. If statement is 12 months old    } RM2 per page
 15 Emergency                        25
                                                                                    or less
    Encashment                                                                  ii. If statement is more than       } RM20 per request + RM2 per page
                                                                                    12 months old
 16 Financing                        26
    - Housing Loan                                                           b) Electronic Share Application        } Waived

 17 Financing                        27                                      c) Internet Banking
    - Overdraft                                                                 i. Replacement of Security Device   } RM50 per device

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    6                                       main                                                                             back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                  Updated 9 June 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES            DESCRIPTIONS                    FEES / CHARGES

 1    Premier Account                 3     3. Premier with
                                               EasiGrow Account
 2    Premier Junior                  5
      Savings Account                            Closure Fee             Premature Account Closure Fee   } RM50

 3    Premier with                    7
      EasiGrow Account

 4    Premier PLUS Plan               7
      (for Premier customers)               4. Premier PLUS Plan
                                               (for Premier customers)
 5    Advance                         8
                                                 EasiGrow Account        Premature Account Closure Fee   } RM50
 6    Advance with                   11          Closure Fee
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    7                                       main                                                                back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3     5. Advance
                                                Account Fee           a) Advance Account                      } RM10 per month
 2    Premier Junior                  5
                                                                                                                (The account fee for the Advance
      Savings Account
                                                                                                                customers may be waived if the fee
 3    Premier with                    7                                                                         waiver criteria set are met)
      EasiGrow Account
                                                Transaction Charges   a) Cash withdrawals at Visa/Plus ATM    } RM10 per transaction

 4    Premier PLUS Plan               7                                  Network
      (for Premier customers)                                         b) Cash withdrawals at overseas HSBC    } RM5 per transaction
                                                                         Group ATMs
 5    Advance                         8
                                                                      c) Cash withdrawals at HOUSe ATM        } RM1 per transaction
 6    Advance with                   11                                  Network - (HSBC, OCBC, UOB and
      EasiGrow Account                                                   Standard Chartered

 7    Advance PLUS Plan              12                               d) Over-The-Counter (OTC) transaction   } Waived


 8    Statement Savings              13                               d) MEPS’ Shared ATM Network
                                                                         i. Balance Enquiry                   } Waived
      Account
                                                                         ii. Cash Withdrawal
                                                                             - First 2 MEPS withdrawals       } Waived
 9    Passbook Saving                15
                                                                               each month
 10 Basic Savings Account            17                                      - 3rd withdrawal onwards         } RM4

 11 Time Deposit Account             18         Global Transfer Fee   a) Me2Me Transfer via Internet          } RM22 (equivalent USD7)
                                                                         Banking                                effective 01 Oct 2010
 12 Generic Current                  19                                                                       } Global transfer fee will be waived
    Account                                                                                                     from 31 Jul 2010 – 30 Sept 2010.
 13 Basic Current Account            22
                                                Dormant Account       a) With balances up to RM10             } Account will be closed and these
                                                                                                                balances will be absorbed by the
 14 Foreign Currency                 24
                                                                                                                Bank as a charge
    Accounts
                                                                      b) With balances greater than RM10      } An annual service fee of RM10 will be
 15 Emergency                        25
                                                                                                                charged until the remaining balances
    Encashment                                                                                                  are sent to Unclaimed Monies
 16 Financing                        26
                                                                      c) Transfer of credit balances to       } Waived
    - Housing Loan                                                       Registrar Of Unclaimed Monies on
                                                                         the 7th year of account dormancy
 17 Financing                        27
    - Overdraft                                                       d) Activation of Dormant Account        } Waived

 18 Remittance &                     28         Cheque Related        a) Cheque Book Issuance
    Payment Services - Local                    Fees and Charges         i. Stamp duty                        } RM0.15 per cheque leaf
    / Foreign Currency Draft                                             ii. Courier charges                  } RM5 flat

 19 Remittance &                     29                               b) Stop Payment Instruction on Cheque
                                                                         i. with sufficient funds             } RM20 per instruction
    Payment Services -
                                                                         ii. with insufficient funds          } RM100 per instruction
    Telegraphic Transfer
                                                                      c) Cheques Returned
 20 Remittance &                     30
                                                                                                              } RM100 per cheque
                                                                         i. Due to insufficient funds
    Payment Services                                                                                          } RM10 per cheque borne by payee
                                                                         ii. Due to reason “Post-dated”
 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    8                                       main                                                                        back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                            Updated 29 July 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3     5. Advance
                                                Cheque Related Fees          d) House Cheque
 2    Premier Junior                  5
                                                                                                                     } RM2 per cheque
                                                and Charges                     i. Encashment of all third
      Savings Account
                                                                                   party cheques
 3    Premier with                    7
      EasiGrow Account                                                       e) Deposit of Foreign Cheque/Draft
                                                                                i. Commission on cheques issued      } 0.1% of cheque amount
 4    Premier PLUS Plan               7                                                                                Minimum charge: RM10
      (for Premier customers)                                                                                          Maximum charge: RM100
                                                                               ii. Stamp duty                        } RM0.15 per cheque
 5    Advance                         8
                                                                               iii. Other charges                    } Paying Bank’s charges
                                                                               iv. Postage Charges
 6    Advance with                   11
                                                                                                                     } RM46 per cheque
                                                                                    - Draft/Cheque above USD10,000
      EasiGrow Account
                                                                                      (denominated in USD only)
                                                                                    - All other currencies and       } RM1.50 per cheque
 7    Advance PLUS Plan              12
                                                                                      amounts
 8    Statement Savings              13
                                                Standing Instructions (SI)   a) Payment to HSBC Housing Loan/        } Waived
      Account
                                                                                Credit Card
 9    Passbook Saving                15
                                                                             b) Payment into other HSBC Account      } Waived

 10 Basic Savings Account            17                                      c) Payment to non-HSBC Accounts in
                                                                                Malaysia
 11 Time Deposit Account             18
                                                                                i. SI Commission                     } Waived
                                                                                ii. Demand Draft Issued              } RM2 per Demand Draft
 12 Generic Current                  19
                                                                                iii. Postage                         } RM1.50 per Demand Draft
    Account
                                                                             d) Payments to individuals/entities
 13 Basic Current Account            22                                         outside Malaysia via Telegraphic
                                                                                Transfer: -
 14 Foreign Currency                 24
                                                                                i. Commission/postage/cable          } RM25 to RM45 per payment
    Accounts                                                                       charges                            depending on destination

 15 Emergency                        25                                      e) Payments to individuals/entities
    Encashment                                                                  outside Malaysia via Telegraphic
                                                                                Transfer (in US Dollars)
 16 Financing                        26
                                                                                i. Intermediary Bank charges         } USD20 per payment
    - Housing Loan
                                                                             f) Penalty charges for insufficient     } RM5 per transaction
 17 Financing                        27
                                                                                funds in the Account
    - Overdraft
                                                Other Fees and Charges       a) Account closed within 3 months       } RM20
 18 Remittance &                     28
    Payment Services - Local                                                 b) ATM Chip Card issuance               } RM8
    / Foreign Currency Draft
                                                                             c) ATM Chip Card Annual Fee             } RM8

 19 Remittance &                     29
                                                                             d) Replacement of ATM Chip Card         } RM12
    Payment Services -
    Telegraphic Transfer                                                     e) Short Message Service (SMS)          } Waived


 20 Remittance &                     30                                      f) Paper Statement                      } Waived

    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    9                                       main                                                                              back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                               Updated 16 August 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES    DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     5. Advance
                                                Other Services   a) Bank Statement Retrieval
 2    Premier Junior                  5
                                                                                                        } RM2 per page
                                                                    i. If statement is 12 months old
      Savings Account
                                                                        or less
                                                                    ii. If statement is more than       } RM20 per request + RM2 per page
 3    Premier with                    7
      EasiGrow Account                                                  12 months old

 4    Premier PLUS Plan               7                          b) Electronic Share Application        } Waived
      (for Premier customers)
                                                                 c) Internet Banking
                                                                    i. Replacement of Security Device   } RM50 per device
 5    Advance                         8


 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    10                                      main                                                                back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES     DESCRIPTIONS                    FEES / CHARGES

 1    Premier Account                 3     6. Advance with
                                               EasiGrow Account
 2    Premier Junior                  5
      Savings Account                           Closure Fee       Premature Account Closure Fee   } RM50


 3    Premier with                    7
      EasiGrow Account

 4    Premier PLUS Plan               7
      (for Premier customers)

 5    Advance                         8


 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    11                                      main                                                         back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES      DESCRIPTIONS                    FEES / CHARGES

 1    Premier Account                 3      .
                                            7 Advance PLUS Plan

 2    Premier Junior                  5
      Savings Account                           EasiGrow Account   Premature Account Closure Fee   } RM50
                                                Closure Fee
 3    Premier with                    7
      EasiGrow Account

 4    Premier PLUS Plan               7
      (for Premier customers)

 5    Advance                         8


 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    12                                      main                                                          back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                               FEES / CHARGES

 1    Premier Account                 3     8. Statement Savings
                                               Account
 2    Premier Junior                  5
      Savings Account                           Account Fee           Account Fee                                } Waived

                                                Transaction Charges   a) For average credit balance of more
 3    Premier with                    7
      EasiGrow Account                                                   than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                  } Waived
                                                                         ii. Cash withdrawals at Visa/PLUS       } RM10 per transaction
 4    Premier PLUS Plan               7
      (for Premier customers)                                                 ATM Network
                                                                         iii. Cash withdrawals at overseas       } RM5 per transaction
 5    Advance                         8                                       HSBC Group ATMs
                                                                         iv. Cash withdrawals at HOUSe ATM       } RM1 per transaction
 6    Advance with                   11                                       Network - (HSBC, OCBC, UOB
      EasiGrow Account                                                        and Standard Chartered)

 7    Advance PLUS Plan              12                               b) For average credit balance of less
                                                                         than RM5,000 per month
 8    Statement Savings              13                                  i. ATM Cash Withdrawal                  } RM1 per transaction
      Account                                                                 (if exceeding 4 transactions per
                                                                              month)
 9    Passbook Saving                15
                                                                         ii. Cash withdrawals at Visa/PLUS       } RM10 per transaction
                                                                              ATM Network
 10 Basic Savings Account            17
                                                                                                                 } RM5 per transaction
                                                                         iii. Cash withdrawals at overseas
 11 Time Deposit Account             18                                       HSBC Group ATMs
                                                                         iv. Cash withdrawals at HOUSe ATM       } RM1 per transaction
 12 Generic Current                  19                                       Network - (HSBC, OCBC, UOB
    Account                                                                   and Standard Chartered)

 13 Basic Current Account            22                               c) MEPS’ Shared ATM Network
                                                                         i. Balance Enquiry                      } Waived

 14 Foreign Currency                 24                                  ii. Cash Withdrawal                       RM4 per successful withdrawal
    Accounts
                                                Dormant Account       a) With balances up to RM10                } Account will be closed and these
 15 Emergency                        25                                                                            balances will be absorbed by the
    Encashment                                                                                                     Bank as a charge

                                                                      b) With balances greater than RM10         } An annual service fee of RM10 will
 16 Financing                        26
    - Housing Loan                                                                                                 be charged until the remaining
                                                                                                                   balances are sent to Unclaimed
 17 Financing                        27                                                                            Monies
    - Overdraft
                                                                      c) Transfer of credit balances to          } Waived
                                                                         Registrar Of Unclaimed Monies on
 18 Remittance &                     28
                                                                         the 7th year of account dormancy
    Payment Services - Local
    / Foreign Currency Draft
                                                                      d) Activation of Dormant Account           } Waived
 19 Remittance &                     29
    Payment Services -                          Cheque Clearance      a) House Cheque
    Telegraphic Transfer                                                 i. Encashment of all third              } RM2 per cheque
                                                                            party cheques
 20 Remittance &                     30
    Payment Services                                                  b) Deposit of Foreign Cheque/Draft
                                                                         i. Stamp duty                           } RM0.15 per cheque
 21 Safe Deposit Lockers             31                                  ii. Other charges                       } Paying Bank’s charges
                                                                         iii. Postage Charges
 22 Credit Cards                     34
                                                                              - Draft/Cheque above USD10,000     } RM46 per cheque
                                                                                (denominated in USD only)
 23 Cross Border                     35
                                                                              - All other currencies and         } RM1.50 per cheque
    Account Opening                                                             amounts
 24 Credit History Transfer          36




page    13                                      main                                                                           back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                               Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     8. Statement Savings
                                               Account
 2    Premier Junior                  5
      Savings Account                           Standing Instructions (SI)   a) Payment to HSBC Housing Loan/       } Waived
                                                                                Credit Card
 3    Premier with                    7
      EasiGrow Account                                                       b) Payment into other HSBC Account     } RM2 per transaction

                                                                             c) Payment to non-HSBC Accounts in
 4    Premier PLUS Plan               7
                                                                                Malaysia
      (for Premier customers)                                                                                       } RM2 per transaction
                                                                                i. SI Commission
                                                                                ii. Demand Draft Issued             } RM2 per Demand Draft
 5    Advance                         8
                                                                                iii. Postage                        } RM1.50 per Demand Draft
 6    Advance with                   11
                                                                             d) Payments to individuals/entities
      EasiGrow Account
                                                                                outside Malaysia via Telegraphic
                                                                                Transfer: -
 7    Advance PLUS Plan              12
                                                                                                                    } RM25 to RM45 per payment
                                                                                i. Commission/postage/cable
 8    Statement Savings              13                                            charges                           depending on destination
      Account
                                                                             e) Payments to individuals/entities
 9    Passbook Saving                15                                         outside Malaysia via Telegraphic
                                                                                Transfer (in US Dollars)
 10 Basic Savings Account            17                                         i. Intermediary Bank charges        } USD20 per payment

 11 Time Deposit Account             18                                      f) Penalty charges for insufficient    } RM5 per transaction
                                                                                funds in the Account
 12 Generic Current                  19
    Account                                     Other Fees and Charges       a) Account closed within 3 months      } RM20

                                                                             b) ATM Chip Card issuance              } RM8
 13 Basic Current Account            22

                                                                             c) ATM Chip Card Annual Fee            } RM8
 14 Foreign Currency                 24
    Accounts                                                                 d) Replacement of ATM Chip Card        } RM12

 15 Emergency                        25                                      e) Short Message Service (SMS)         } RM1 per month for those customers
    Encashment                                                                                                       who sign up

 16 Financing                        26         Other Services               a) Bank Statement Retrieval
                                                                                i. If statement is 12 months old    } RM2 per page
    - Housing Loan
                                                                                    or less
                                                                                ii. If statement is more than       } RM20 per request + RM2 per page
 17 Financing                        27
    - Overdraft                                                                     12 months old

 18 Remittance &                     28                                      b) Electronic Share Application        } RM2.50 per transaction
    Payment Services - Local
                                                                             c) Internet Banking
    / Foreign Currency Draft                                                                                        } RM50 per device
                                                                                i. Replacement of Security Device
 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    14                                      main                                                                               back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                  Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                             FEES / CHARGES

 1    Premier Account                 3     9. Passbook Saving        This product is no longer offered to
                                                                      new Savings Account opened from
 2    Premier Junior                  5                               02 APR 01 onwards
      Savings Account
                                                Account Fee           Account Fee                              } RM5 per month
 3    Premier with                    7
                                                Transaction Charges   a) For average credit balance of more
      EasiGrow Account
                                                                         than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                } Waived
 4    Premier PLUS Plan               7
                                                                         ii. Cash withdrawals at HOUSe ATM     } RM1 per transaction
      (for Premier customers)
                                                                             Network* - (HSBC, OCBC, UOB
 5    Advance                         8                                      and Standard Chartered)
                                                                      * Please visit any of the HSBC branch
 6    Advance with                   11                                  to replace your existing ATM card
      EasiGrow Account                                                   with a new card that enables you
                                                                         access to HOUSe ATMs
 7    Advance PLUS Plan              12
                                                                      b) For average credit balance of less
 8    Statement Savings              13                                  than RM5,000 per month
      Account                                                            i. ATM Cash Withdrawal                } RM1 per transaction
                                                                             (if exceeding 4 transactions
 9    Passbook Saving                15
                                                                             per month)
                                                                         ii. Cash withdrawals at HOUSe ATM     } RM1 per transaction
 10 Basic Savings Account            17
                                                                             Network - (HSBC, OCBC, UOB
 11 Time Deposit Account             18                                      and Standard Chartered)

                                                                      c) MEPS’ Shared ATM Network
 12 Generic Current                  19
                                                                         i. Balance Enquiry                    } Waived
    Account                                                                                                      RM4 per successful withdrawal
                                                                         ii. Cash Withdrawal
 13 Basic Current Account            22
                                                Dormant Account       a) With balances up to RM10              } Account will be closed and these
                                                                                                                 balances absorbed by the Bank as a
 14 Foreign Currency                 24
                                                                                                                 charge
    Accounts
                                                                      b) With balances greater than RM10       } An annual service fee of RM10 will
 15 Emergency                        25
                                                                                                                 be charged until the remaining
    Encashment                                                                                                   balances are sent to Unclaimed
                                                                                                                 Monies
 16 Financing                        26
    - Housing Loan                                                    c) Transfer of credit balances to        } Waived
                                                                         Registrar Of Unclaimed Monies on
 17 Financing                        27
                                                                         the 7th year of account dormancy
    - Overdraft

 18 Remittance &                     28                               d) Activation of Dormant Account         } Waived
    Payment Services - Local
    / Foreign Currency Draft                    Cheque Clearance      a) House Cheque
                                                                         i. Encashment of all third            } RM2 per cheque
 19 Remittance &                     29                                     party cheques
    Payment Services -
    Telegraphic Transfer                                              b) Deposit of Foreign Cheque/Draft
                                                                         i. Stamp duty                         } RM0.15 per cheque
 20 Remittance &                     30                                  ii. Other charges                     } Paying Bank’s charges
    Payment Services                                                     iii. Postage Charges
                                                                              - Draft/Cheque above USD10,000   } RM46 per cheque
 21 Safe Deposit Lockers             31                                         (denominated in USD only)
                                                                              - All other currencies and       } RM1.50 per cheque
 22 Credit Cards                     34
                                                                                amounts

 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    15                                      main                                                                         back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                             Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     9. Passbook Savings
                                                Standing Instructions (SI)   a) Payment to HSBC Housing Loan/       } Waived
 2    Premier Junior                  5
                                                                                Credit Card
      Savings Account
                                                                             b) Payment into other HSBC Account     } RM2 per transaction
 3    Premier with                    7
      EasiGrow Account                                                       c) Payment to non-HSBC Accounts in
                                                                                Malaysia
 4    Premier PLUS Plan               7
                                                                                i. SI Commission                    } RM2 per transaction
      (for Premier customers)                                                   ii. Demand Draft Issued             } RM2 per Demand Draft
                                                                                iii. Postage                        } RM1.50 per Demand Draft
 5    Advance                         8
                                                                             d) Payments to individuals/entities
 6    Advance with                   11                                         outside Malaysia via Telegraphic
      EasiGrow Account                                                          Transfer: -
                                                                                i. Commission/postage/cable         } RM25 to RM45 per payment
 7    Advance PLUS Plan              12
                                                                                   charges                            depending on destination

 8    Statement Savings              13
                                                                             e) Payments to individuals/entities
      Account                                                                   outside Malaysia via Telegraphic
                                                                                Transfer (in US Dollars)
 9    Passbook Saving                15
                                                                                i. Intermediary Bank charges        } USD20 per payment

 10 Basic Savings Account            17
                                                                             f) Penalty charges for insufficient    } RM5 per transaction
                                                                                funds in the Account
 11 Time Deposit Account             18
                                                Other Fees and Charges       a) Account closed within 3 months      } RM20
 12 Generic Current                  19
    Account                                                                  b) Loss of Passbook                    } RM5 (stamp duty on letter of
                                                                                                                      Indemnity - RM10)
 13 Basic Current Account            22
                                                                             c) ATM Chip Card issuance              } RM8
 14 Foreign Currency                 24
                                                                             d) ATM Chip Card Annual Fee            } RM8
    Accounts
                                                                             e) Replacement of ATM Chip Card        } RM12
 15 Emergency                        25
    Encashment                                                               f) Short Message Service (SMS)         } RM1 per month for those customers
                                                                                                                      who sign up
 16 Financing                        26
    - Housing Loan                              Other Services               a) Bank Statement Retrieval
                                                                                i. If statement is 12 months old    } RM2 per page
 17 Financing                        27                                             or less
    - Overdraft                                                                 ii. If statement is more than       } RM20 per request + RM2 per page
                                                                                    12 months old
 18 Remittance &                     28
    Payment Services - Local                                                 b) Electronic Share Application        } RM2.50 per transaction
    / Foreign Currency Draft
                                                                             c) Internet Banking
                                                                                i. Replacement of Security Device   } RM50 per device
 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    16                                      main                                                                                back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                  Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                 DESCRIPTIONS                                 FEES / CHARGES

 1    Premier Account                 3     10. Basic Savings Account
                                                Account Fee                   Account Fee                                  } Waived
 2    Premier Junior                  5
      Savings Account                           Transaction Charges           a) ATM Cash Withdrawal                       } RM1 per transaction
                                                                                 (if exceeding 8 transactions
 3    Premier with                    7
                                                                                 per month)
      EasiGrow Account
                                                                              b) Self-service deposits                     } Waived
 4    Premier PLUS Plan               7
      (for Premier customers)                                                 c) Cash withdrawals at MasterCard/           } RM10 per transaction
                                                                                 Cirrus ATM Network
 5    Advance                         8
                                                                              d) Cash withdrawals at overseas HSBC         } RM5 per transaction
 6    Advance with                   11                                          Group ATMs
      EasiGrow Account
                                                                              e) Cash withdrawals at HOUSe ATM             } RM1 per transaction
 7    Advance PLUS Plan              12                                          Network* - (HSBC, OCBC, UOB and
                                                                                 Standard Chartered)
 8    Statement Savings              13                                       * Please visit any of the HSBC branch
      Account                                                                    to replace your existing ATM card
                                                                                 with a new card that enables you
 9    Passbook Saving                15
                                                                                 access to HOUSe ATMs

 10 Basic Savings Account            17                                       f) MEPS’ Shared ATM Network
                                                                                 i. Balance Enquiry                        } Waived
 11 Time Deposit Account             18                                          ii. Cash Withdrawal                         RM4 per successful withdrawal

 12 Generic Current                  19         Dormant Account               a) With balances up to RM10                  } Account will be closed and these
    Account                                                                                                                  balances absorbed by the Bank as a
                                                                                                                             charge
 13 Basic Current Account            22
                                                                              b) With balances greater than RM10           } An annual service fee of RM10 will be
                                                                                                                             charged until the remaining balances are
 14 Foreign Currency                 24
                                                                                                                             sent to Unclaimed Monies
    Accounts

 15 Emergency                        25                                       c) Activation of Dormant Account             } Waived
    Encashment
                                                Cheque Clearance              a) Deposit of Foreign Cheque/Draft
                                                                                 i. Stamp duty                             } RM0.15 per cheque
 16 Financing                        26
    - Housing Loan                                                               ii. Other charges                         } Paying Bank’s charges
                                                                                 iii. Postage Charges
 17 Financing                        27                                               - Draft/Cheque above USD10,000       } RM46 per cheque
    - Overdraft                                                                         (denominated in USD only)
                                                                                      - All other currencies and amounts   } RM1.50 per cheque
 18 Remittance &                     28
    Payment Services - Local                     Standing Instructions (SI)   a) Payment to HSBC Housing Loan /            } Waived
    / Foreign Currency Draft                                                     Credit Card
                                                                              b) Payment into other HSBC Account           } RM2 per transaction
 19 Remittance &                     29
                                                                              c) Payment to non-HSBC Accounts in
    Payment Services -                                                           Malaysia
    Telegraphic Transfer                                                         i. SI commission                          } RM2 per transaction
                                                                                 ii. Demand Draft issued                   } RM2 per Demand Draft
 20 Remittance &                     30
                                                                                 iii. Postage                              } RM1.50 per Demand Draft
    Payment Services
                                                                              d) Payments to individuals / entities
                                                                                 outside Malaysia via Telegraphic
 21 Safe Deposit Lockers             31
                                                                                 Transfer
 22 Credit Cards                     34                                          i. Commission/postage/cable charges       } RM25 to RM45 per payment
                                                                              e) Payments to individuals / entities          depending on destination
 23 Cross Border                     35                                          outside Malaysia via Telegraphic
    Account Opening                                                              Transfer (in US Dollars)
                                                                                 i. Intermediary Bank Charges              } USD20 per payment
 24 Credit History Transfer          36                                       f) Penalty charges for insufficient funds
                                                                                 in the Account                            } RM5 per transaction



page    17                                      main                                                                                     back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                         Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES             DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     10. Basic Savings Account

 2    Premier Junior                  5          Other Fees and Charges   a) Account closed within 3 months      } RM20
      Savings Account                                                     b) ATM Chip Card issuance              } Waived

 3    Premier with                    7
                                                                          c) ATM Chip Card Annual Fee            } Waived
      EasiGrow Account
                                                                          d) Replacement of ATM Chip Card        } RM12
 4    Premier PLUS Plan               7
      (for Premier customers)                                             e) Short Message Service (SMS)         } RM 1 per month for those
                                                                                                                  customers who sign up
 5    Advance                         8          Other Services           a) Bank Statement Retrieval
                                                                             i. If statement is 12 months old    } RM2 per page
 6    Advance with                   11
                                                                                 or less
      EasiGrow Account                                                       ii. If statement is more than       } RM20 per request + RM2 per page
                                                                                 12 months old
 7    Advance PLUS Plan              12
                                                                          b) Internet Banking
 8    Statement Savings              13
                                                                             i. Replacement of Security Device   } RM50 per device
      Account
                                                                          c) Electronic Share Application        } RM 2.50 per transaction
 9    Passbook Saving                15


 10 Basic Savings Account            17
                                            11. Time Deposit Account
 11 Time Deposit Account             18         Time Deposit Advice       a) Copy of Customer Request Time       } RM5 per copy
                                                                             Deposit Advice
 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    18                                      main                                                                          back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                            Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                               FEES / CHARGES

 1    Premier Account                 3     12. Generic Current
                                                Account
 2    Premier Junior                  5
      Savings Account                           Account Fee           Account Fee                                } RM5 per month
                                                                                                                   (if average credit balance is less than
 3    Premier with                    7                                                                            RM5,000 per month)
      EasiGrow Account
                                                Transaction Charges   a) For average credit balance of more
 4    Premier PLUS Plan               7                                  than RM5,000 per month
      (for Premier customers)                                            i. ATM Cash Withdrawal                } Waived
                                                                         ii. Clearing Cheque Debit             } Waived
 5    Advance                         8                                  iii. Cash withdrawals at HOUSe ATM } RM1 per transaction
                                                                              Network* - (HSBC, OCBC, UOB
 6    Advance with                   11
                                                                              and Standard Chartered)
      EasiGrow Account                                                * Please visit any of the HSBC branch to replace your existing ATM card with a
                                                                         new card that enables you access to HOUSe ATMs
 7    Advance PLUS Plan              12
                                                                      b) For average credit balance of less
 8    Statement Savings              13                                  than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                  } RM1 per transaction
      Account
                                                                              (if exceeding 4 transactions per
 9    Passbook Saving                15                                       month)
                                                                         ii. Clearing Cheque Debit               } RM1 per transaction
 10 Basic Savings Account            17                                       (if exceeding 4 transactions per
                                                                              month)
 11 Time Deposit Account             18
                                                                         iii. Cash withdrawals at HOUSe ATM      } RM1 per transaction
                                                                              Network - (HSBC, OCBC, UOB
 12 Generic Current                  19
                                                                              and Standard Chartered)
    Account
                                                                      c) MEPS’ Shared ATM Network
 13 Basic Current Account            22
                                                                         i. Balance Enquiry                      } Waived
                                                                         ii. Cash Withdrawal                       RM4 per successful withdrawal
 14 Foreign Currency                 24
    Accounts                                    Dormant Account       a) With balances up to RM10                } Account will be closed and these
                                                                                                                   balances will be absorbed by the
 15 Emergency                        25
                                                                                                                   Bank as a charge.
    Encashment
                                                                      b) With balances greater than RM10         } An annual service fee of RM10 will be
 16 Financing                        26                                                                            charged until the remaining balances are
    - Housing Loan                                                                                                 sent to Unclaimed Monies.

 17 Financing                        27                               c) Transfer of credit balances to          } Waived
    - Overdraft                                                          Registrar Of Unclaimed Monies on
                                                                         the 7th year of account dormancy
 18 Remittance &                     28
    Payment Services - Local                                          d) Activation of Dormant Account           } Waived
    / Foreign Currency Draft
                                                Cheque Related        a) Cheque Book Issuance
                                                Fees and Charges         i. Stamp duty                           } RM0.15 per cheque leaf
 19 Remittance &                     29
                                                                         ii. Courier charges                     } RM5 flat
    Payment Services -
    Telegraphic Transfer                                              b) Stop Payment Instruction on Cheque
                                                                         i. with sufficient funds                } RM20 per instruction
 20 Remittance &                     30
                                                                                                                 } RM100 per instruction
                                                                         ii. with insufficient funds
    Payment Services
                                                                      c) Cheques Returned
 21 Safe Deposit Lockers             31                                  i. Due to insufficient funds            } RM100 per cheque
                                                                         ii. Due to reason “Post-dated”          } RM10 per cheque borne by payee
 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    19                                      main                                                                            back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                              Updated 23 May 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3     12. Generic Current
                                                Account
 2    Premier Junior                  5
      Savings Account                           Cheque Related               d) House Cheque
                                                Fees and Charges                i. Encashment of all third           } RM2 per cheque
 3    Premier with                    7                                            party cheques
      EasiGrow Account
                                                                             e) Deposit of Foreign Cheque/Draft
 4    Premier PLUS Plan               7                                         i. Commission on cheques issued      } 0.1% of cheque amount
      (for Premier customers)                                                                                          Minimum charge: RM10
                                                                                                                       Maximum charge: RM100
 5    Advance                         8
                                                                               ii. Stamp duty                        } RM0.15 per cheque
                                                                               iii. Other charges                    } Paying Bank’s charges
 6    Advance with                   11
                                                                               iv. Postage Charges
      EasiGrow Account                                                                                               } RM46 per cheque
                                                                                    - Draft/Cheque above USD10,000
 7    Advance PLUS Plan              12                                               (denominated in USD only)
                                                                                    - All other currencies and       } RM1.50 per cheque
 8    Statement Savings              13                                               amounts
      Account
                                                Standing Instructions (SI)   a) Payment to HSBC Housing Loan/        } Waived
                                                                                Credit Card
 9    Passbook Saving                15

                                                                             b) Payment into other HSBC Account      } RM2 per transaction
 10 Basic Savings Account            17

                                                                             c) Payment to non-HSBC Accounts in
 11 Time Deposit Account             18
                                                                                Malaysia
                                                                                i. SI Commission                     } RM2 per transaction
 12 Generic Current                  19
                                                                                                                     } RM2 per Demand Draft
                                                                                ii. Demand Draft Issued
    Account                                                                                                          } RM1.50 per Demand Draft
                                                                                iii. Postage
 13 Basic Current Account            22
                                                                             d) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
 14 Foreign Currency                 24
                                                                                Transfer: -
    Accounts                                                                                                         } RM25 to RM45 per payment
                                                                                i. Commission/postage/cable
                                                                                   charges                            depending on destination
 15 Emergency                        25
    Encashment                                                               e) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
 16 Financing                        26
                                                                                Transfer (in US Dollars)
    - Housing Loan                                                                                                   } USD20 per payment
                                                                                i. Intermediary Bank charges
 17 Financing                        27
                                                                             f) Penalty charges for insufficient     } RM5 per transaction
    - Overdraft                                                                 funds in the Account
 18 Remittance &                     28
                                                Other Fees and Charges       a) Account closed within 3 months       } RM20
    Payment Services - Local
    / Foreign Currency Draft                                                 b) ATM Chip Card issuance               } RM8


 19 Remittance &                     29                                      c) ATM Chip Card Annual Fee             } RM8
    Payment Services -                                                       d) Replacement of ATM Chip Card         } RM12
    Telegraphic Transfer
                                                                             e) Short Message Service (SMS)          } RM1 per month for those customer
 20 Remittance &                     30                                                                               who sign up
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    20                                      main                                                                                back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                   Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES     DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     12. Generic Current
                                                Account
 2    Premier Junior                  5
      Savings Account                           Other Services    a) Bank Statement Retrieval
                                                                     i. If statement is 12 months old    } RM2 per page
 3    Premier with                    7                                  or less
      EasiGrow Account                                               ii. If statement is more than       } RM20 per request + RM2 per page
                                                                         12 months old
 4    Premier PLUS Plan               7
      (for Premier customers)                                     b) Electronic Share Application        } RM2.50 per transaction

 5    Advance                         8                           c) Internet Banking
                                                                     i. Replacement of Security Device   } RM50 per device
 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    21                                      main                                                                  back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                    Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES           DESCRIPTIONS                             FEES / CHARGES

 1    Premier Account                 3     13. Basic Current Account
                                                Account Fee             Account Fee                              } RM10 per half year (if average credit
 2    Premier Junior                  5
                                                                                                                   balance of less than RM1,000 is
      Savings Account
                                                                                                                   maintained during the half year)
 3    Premier with                    7
                                                Transaction Charges     a) ATM Cash Withdrawal                   } RM1 per transaction
      EasiGrow Account
                                                                           (if exceeding 8 transactions per
 4    Premier PLUS Plan               7                                    month)
      (for Premier customers)                                           b) Self-service deposits                 } Waived

 5    Advance                         8                                 c) Cash withdrawals at MasterCard/       } RM10 per transaction
                                                                           Cirrus ATM Network
 6    Advance with                   11
      EasiGrow Account                                                  d) Cash withdrawals at overseas HSBC     } RM5 per transaction
                                                                           Group ATMs
 7    Advance PLUS Plan              12
                                                                        e) Cash withdrawals at HOUSe ATM         } RM1 per transaction
 8    Statement Savings              13                                    Network* - (HSBC, OCBC, UOB and
      Account                                                              Standard Chartered)
                                                                        * Please visit any of the HSBC branch
 9    Passbook Saving                15                                    to replace your existing ATM card
                                                                           with a new card that enables you
 10 Basic Savings Account            17
                                                                           access to HOUSe ATMs
 11 Time Deposit Account             18
                                                                        f) MEPS’ Shared ATM Network
                                                                           i. Balance Enquiry                    } Waived
 12 Generic Current                  19
                                                                           ii. Cash Withdrawal                     RM4 per successful withdrawal
    Account
                                                Dormant Account         a) With balances up to RM10              } Account will be closed and these
 13 Basic Current Account            22                                                                            balances will be absorbed by the
                                                                                                                   Bank as a charge
 14 Foreign Currency                 24
    Accounts                                                            b) With balances greater than RM10       } An annual service fee of RM10 will
                                                                                                                   be charged until the remaining
 15 Emergency                        25
                                                                                                                   balances are sent to Unclaimed
    Encashment                                                                                                     Monies

 16 Financing                        26                                 c) Activation of dormant account         } Waived
    - Housing Loan
                                                Cheque Related          a) Cheque Book Issuance
 17 Financing                        27         Fees and Charges           i. Stamp duty                         } RM0.15 per cheque leaf
    - Overdraft                                                            ii. Courier charges*                  } RM5 flat
                                                                           * All cheque book will be couriered
 18 Remittance &                     28                                        to customer unless specified
    Payment Services - Local                                                   otherwise
    / Foreign Currency Draft
                                                                        b) Stop Payment Instruction on Cheque
 19 Remittance &                     29                                    i. with sufficient funds              } RM20 per instruction
    Payment Services -                                                     ii. with insufficient funds           } RM100 per instruction
    Telegraphic Transfer
                                                                        c) Cheques Returned
                                                                           i. Due to insufficient funds          } RM100 per cheque
 20 Remittance &                     30
                                                                           ii. Due to reason “Post-dated”        } RM10 per cheque borne by payee
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    22                                      main                                                                           back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                             Updated 23 May 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                                FEES / CHARGES

 1    Premier Account                 3     13. Basic Current Account
                                                Cheque Related               d) Deposit of Foreign Cheque/Draft
 2    Premier Junior                  5
                                                                                                                         } 0.1% of cheque amount
                                                Fees and Charges                i. Commission on cheques issued
      Savings Account
                                                                                                                           Minimum charge: RM10
 3    Premier with                    7                                                                                    Maximum charge: RM100
                                                                               ii. Stamp duty                            } RM0.15 per cheque
      EasiGrow Account
                                                                               iii. Other charges                        } Paying Bank’s charges
 4    Premier PLUS Plan               7                                        iv. Postage Charges
      (for Premier customers)                                                       - Draft/Cheque above USD10,000       } RM46 per cheque
                                                                                      (denominated in USD only)
 5    Advance                         8                                             - All other currencies and           } RM1.50 per cheque
                                                                                      amounts
 6    Advance with                   11
      EasiGrow Account                          Standing Instructions (SI)   a) Payment to HSBC Housing Loan /           } Waived
                                                                                Credit Card
 7    Advance PLUS Plan              12
                                                                             b) Payment into other HSBC Account          } RM2 per transaction
                                                                             c) Payment to non-HSBC Accounts in
 8    Statement Savings              13
                                                                                Malaysia
      Account                                                                   i. SI commission                         } RM2 per transaction
                                                                                ii. Demand Draft issued                  } RM2 per Demand Draft
 9    Passbook Saving                15
                                                                                iii. Postage                             } RM1.50 per Demand Draft

 10 Basic Savings Account            17                                      d) Payments to individuals / entities
                                                                                outside Malaysia via Telegraphic
 11 Time Deposit Account             18                                         Transfer
                                                                                i. Commission/postage/cable              } RM25 to RM45 per payment
 12 Generic Current                  19                                              charges                              depending on destination
    Account                                                                  e) Payments to individuals / entities
                                                                                outside Malaysia via Telegraphic
 13 Basic Current Account            22
                                                                                Transfer (in US Dollars)
                                                                                i. Intermediary Bank Charges             } USD20 per payment
 14 Foreign Currency                 24
                                                                             f) Penalty charges for insufficient funds   } RM5 per transaction
    Accounts
                                                                                in the Account
 15 Emergency                        25
                                                Other Fees and Charges       a) Account closed within 3 months           } RM20
    Encashment
                                                                             b) ATM Chip Card issuance                   } Waived
 16 Financing                        26
    - Housing Loan                                                           c) ATM Chip Card Annual Fee                 } Waived

                                                                             d) Replacement of ATM Chip Card             } RM12
 17 Financing                        27
    - Overdraft                                                              e) Short Message Service (SMS)              } RM 1 per month for those
                                                                                                                          customers who sign up
 18 Remittance &                     28
                                                Other Services               a) Bank Statement Retrieval
    Payment Services - Local                                                                                             } RM2 per page
    / Foreign Currency Draft                                                    i. If statement is 12 months old
                                                                                    or less
                                                                                ii. If statement is more than            } RM20 per request + RM2 per page
 19 Remittance &                     29
    Payment Services -                                                              12 months old
    Telegraphic Transfer
                                                                             b) Internet Banking
                                                                                i. Replacement of Security Device        } RM50 per device
 20 Remittance &                     30
    Payment Services                                                         c) Electronic Share Application             } RM 2.50 per transaction

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    23                                      main                                                                                  back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                       Updated 20 Apr 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES               DESCRIPTIONS                           FEES / CHARGES

 1    Premier Account                 3     14. Foreign Currency
                                                Accounts
 2    Premier Junior                  5
      Savings Account                           Foreign Currency Accounts   a) Account Opening Fee                 } RM100

 3    Premier with                    7                                     b) Annual Fees                         } RM100 to be collected on
      EasiGrow Account                                                                                               anniversary date

 4    Premier PLUS Plan               7                                     c) Maintenance Fee                     } RM10 per month (if aggregate
      (for Premier customers)                                                                                        balance is less than RM20,000 as
                                                                                                                     equivalent)
 5    Advance                         8
                                                                            d) Transaction Charges*                } USD4 or equivalent per
 6    Advance with                   11                                        - Transactions made involving the     transactions
      EasiGrow Account                                                           same foreign currency
                                                                                 denomination (eg AUD to AUD).     * Please take note that the
 7    Advance PLUS Plan              12                                                                              Transaction Charges herein
                                                                                                                     excludes other charges related to
 8    Statement Savings              13                                                                              different types of Remittance and
      Account                                                                                                        Payment Services such as Local /
                                                                                                                     Foreign Currency Draft, Telegraphic
 9    Passbook Saving                15
                                                                                                                     Transfer and Traveller’s Cheque.
 10 Basic Savings Account            17
                                                                            e) Other Fees and Charges
                                                                               i. Penalty charges Pre-mature       } No interest payable in completed
 11 Time Deposit Account             18
                                                                                  upliftment of Time Deposits        periods
                                                                                                                   } All replacement costs to be borne by
 12 Generic Current                  19
    Account                                                                                                          customers

                                                                            f) Bank Statement Retrieval
 13 Basic Current Account            22
                                                                                                                   } RM2 per page
                                                                               i. If statement is 12 months old
 14 Foreign Currency                 24                                            or less
                                                                               ii. If statement is more than       } RM20 per request + RM2 per page
    Accounts
                                                                                   12 months old
 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    24                                      main                                                                             back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                              Updated 23 August 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES          DESCRIPTIONS                      FEES / CHARGES

 1    Premier Account                 3     15. Emergency
                                                Encashment
 2    Premier Junior                  5
      Savings Account                           Emergency Encashment   HSBC Group offices’ customer      } USD20 per request*
                                                                       requesting emergency encashment
 3    Premier with                    7                                from HSBC Malaysia                * Effective 01 November 2007
      EasiGrow Account                                                                                     Waived for Premier customers

 4    Premier PLUS Plan               7
      (for Premier customers)

 5    Advance                         8


 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    25                                      main                                                                 back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                   DESCRIPTIONS                               FEES / CHARGES

 1    Premier Account                 3     16. Financing
                                                - Housing Loan
 2    Premier Junior                  5
      Savings Account                           Processing Fees                 a) Loan amount RM30,000 and below          } RM50

 3    Premier with                    7                                         b) Loan amount RM30,001                    } RM100
      EasiGrow Account                                                          c) Loan amount RM100,000 and above         } RM200
                                                                                * fees not applicable for HomeSmart
 4    Premier PLUS Plan               7
      (for Premier customers)                   Booking Fees                    Booking Fees                               } 0.1% of the Approval Facility
                                                                                * fees not applicable for HomeSmart          Amount
 5    Advance                         8
                                                Monthly Services Fee            Monthly Services Fee                       } RM10
 6    Advance with                   11                                         (Applicable for HomeSmart only)
      EasiGrow Account
                                                Default in repayment or over    Default in repayment or over utilisation   } 1% per annum above the prevailing
 7    Advance PLUS Plan              12         utilisation of facility limit   of facility limit                            interest rate on repayment overdue
                                                                                                                             or amount over utilised
 8    Statement Savings              13
      Account                                   Early Settlement Charges        a) Pre-mature Settlement                   } 3.5% of approved facility amount or
                                                                                                                             minimum RM5,000 (Applicable if the
 9    Passbook Saving                15                                                                                      loan is fully settle within 5 years
                                                                                                                             from first drawdown)
 10 Basic Savings Account            17
                                                                                b) Pre-mature settlement during the        } Cost to the Bank in re-employing the
 11 Time Deposit Account             18                                            fixed rate period                         funds obtained by the Bank to fund
                                                                                                                             that portion of the amount prepaid
 12 Generic Current                  19                                                                                      for the balance of the fixed rate
    Account                                                                                                                  period

 13 Basic Current Account            22
                                                Retrieval / Photocopy of        Retrieval / Photocopy of Security          } RM10 per document
                                                Security Documents              Documents
 14 Foreign Currency                 24
    Accounts                                    Confirmation Letter for         With documents                             } RM20 (maximum)
                                                withdrawal from the
 15 Emergency                        25
                                                Employee Provident
    Encashment                                  Fund (EPF)
 16 Financing                        26         Redemption Statement Fee        Issuance of redemption statement           } RM50 per account per request basis
    - Housing Loan
                                                Loan application submitted                                                 } 3.5% of approved facility amount or
 17 Financing                        27         before 3 June 2010                                                           minimum RM5,000
    - Overdraft                                                                                                              (Applicable if the loan is fully settled
                                                                                                                             within the lock in periods ranging
 18 Remittance &                     28
                                                                                                                             from 3 - 7 years as per your letter of
    Payment Services - Local                                                                                                 offer from first drawdown)
    / Foreign Currency Draft
                                                Loan application submitted                                                 } 3.0% of approved facility amount or
 19 Remittance &                     29
                                                after 3 June 2010                                                            minimum RM5,000
    Payment Services -                                                                                                       (Applicable if the loan is fully settled
    Telegraphic Transfer                                                                                                     within the lock in periods ranging
                                                                                                                             from 3 - 7 years as per your letter of
 20 Remittance &                     30
                                                                                                                             offer from first drawdown)
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    26                                      main                                                                                      back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES               DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3       .
                                            17 Financing
                                                - Overdraft
 2    Premier Junior                  5
      Savings Account                           Unutilised Overdraft (OD)   Unutilised Overdraft (OD) Facility:     } Maximum 1% of the unutilised
                                                Facility                    - Commitment fees                        portion
 3    Premier with                    7                                       (applicable to personal OD facility
      EasiGrow Account                                                        with limit above RM250,000)

 4    Premier PLUS Plan               7         Retrieval / Photocopy of    Retrieval / Photocopy of Security       } RM10 per document
      (for Premier customers)                   Security Documents          Documents

 5    Advance                         8


 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    27                                      main                                                                             back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                  DESCRIPTIONS                               FEES / CHARGES

 1    Premier Account                 3     18. Remittance & Payment
                                                Services - Local /
 2    Premier Junior                  5
                                                Foreign Currency Draft
      Savings Account
                                                Purchase of local draft        a) Purchase of local draft via application
 3    Premier with                    7                                           form
      EasiGrow Account                                                            i. Same day collection                  } RM5 per draft
                                                                                  ii. Next day collection                 } RM2 per draft
 4    Premier PLUS Plan               7
      (for Premier customers)
                                                                               b) Purchase of local draft via:
 5    Advance                         8                                           i. Telebanking                          } RM2 per draft
                                                                                  ii. Internet Banking                    } RM2 per draft
 6    Advance with                   11
      EasiGrow Account
                                                Cancellation /                 a) Cancellation /                          } RM2 per draft
 7    Advance PLUS Plan              12         Repurchase of local draft         Repurchase of local draft (except for
                                                                                  MIDF/MIH new share issue)
 8    Statement Savings              13
      Account

 9    Passbook Saving                15         Purchase of Foreign Currency   a) Up to RM5,000 equivalent                } RM2 per draft
                                                Demand Draft (DD)                 - Same day collection                   } RM5 per draft
 10 Basic Savings Account            17
                                                                               b) Above RM5,000 equivalent                } Waived
 11 Time Deposit Account             18                                           - Same day collection                   } RM5 per draft

 12 Generic Current                  19                                        c) Paying Bank Charges:
    Account                                                                       i. ZAR DD                               }   RM5 per draft
                                                                                  ii. CAD DD                              }   RM1.50 per draft
 13 Basic Current Account            22                                           iii. CHF DD                             }   RM33 per draft
                                                                                  iv. EUR DD Drawn in Spain               }   RM12 per draft
 14 Foreign Currency                 24                                           v. AUD DD of Value:
    Accounts                                                                           - Up to AUD99                      }   RM1 per draft
                                                                                       - AUD100 - AUD499                  }   RM2 per draft
 15 Emergency                        25
                                                                                       - AUD500 - AUD4,999                }   RM5 per draft
    Encashment                                                                         - AUD5,000 - AUD9,999              }   RM8 per draft
                                                                                       - AUD10,000 and above              }   RM11 per draft
 16 Financing                        26
    - Housing Loan                              Encashment of Demand           a) Encashment of Demand Draft (DD):
                                                Draft (DD)                        i. RM DD                                } RM20 per draft
 17 Financing                        27
                                                                                  ii. FCY DD                              } RM20 per draft
    - Overdraft
                                                Cancellation of Foreign                                                   } RM30 (cable) + RM5 (commission)
 18 Remittance &             28                 Currency Demand Draft (DD)                                                    + RM20 (stamp duty)
    Payment Services - Local
    / Foreign Currency Draft                    MEPS Interbank Giro            a) MEPS Interbank Giro*                    } RM2 per transaction
                                                                               * (i) Waived for Premier Account and
 19 Remittance &                     29                                               Advance Account.
    Payment Services -                                                            (ii) RM0.50 for first two (2)
    Telegraphic Transfer                                                              transactions and RM2.00 for
                                                                                      subsequent transactions in a
 20 Remittance &                     30
                                                                                      month for Basic Savings Account;
    Payment Services                                                                  Basic Current Account; Amanah
                                                                                      Basic Savings Account-i; and
 21 Safe Deposit Lockers             31
                                                                                      Amanah Basic Current Account-i
 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    28                                      main                                                                                     back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                          Updated May 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                  DESCRIPTIONS                              FEES / CHARGES

 1    Premier Account                 3     18. Remittance & Payment
                                                Services - Local /
 2    Premier Junior                  5
                                                Foreign Currency Draft
      Savings Account
                                                RENTAS                         a) Outward RENTAS
 3    Premier with                    7                                           i. HSBCnet/SWIFT                       } RM4
      EasiGrow Account                                                            ii. Letters/TT applications forms      } RM9

 4    Premier PLUS Plan               7         Foreign Currency Cheque        a) Clean Bill Receivable (CBR)            } Amount up to RM10,000
      (for Premier customers)                   for Collection                                                            = RM11.65

 5    Advance                         8                                        b) Bills for Collection (BCC)             } Amount of RM10,000 and above
                                                                                                                          = 0.1%
 6    Advance with                   11                                                                                  } on cheque amount
      EasiGrow Account                                                                                                     (min RM10, max RM100)
                                                                                                                           + RM1.65 (stamp duty & postage)
 7    Advance PLUS Plan              12
                                                                                                                         } Additional RM45 courier charge for

 8    Statement Savings              13                                                                                    cheque denominated in USD
      Account
                                            19. Remittance & Payment
 9    Passbook Saving                15
                                                Services - Telegraphic
 10 Basic Savings Account            17         Transfer
                                                Outward Telegraphic Transfer   Outward Telegraphic Transfer:
 11 Time Deposit Account             18
                                                                               a) Commission on applications using:
                                                                                  i. Paper Applications Forms/Letter     } RM45 or its equivalent per
 12 Generic Current                  19
    Account                                                                                                                transaction
                                                                                 ii. Personal Internet Banking           } RM25 or its equivalent per
 13 Basic Current Account            22                                                                                    transaction
                                                                                 iii. Personal Phone Banking             } RM25 or its equivalent per
 14 Foreign Currency                 24                                                                                    transaction
    Accounts
                                                                               b) Paying Bank’s Charges
                                                                                  i. Intermediary Bank charges           } USD 25 per payment
 15 Emergency                        25
    Encashment                                                                        (for US Dollar payments)
                                                                                  ii. Other charges                      } Depends on Beneficiary Bank
 16 Financing                        26
    - Housing Loan                                                             c) Cancellation of Telegraphic Transfer
                                                                                  i. Released cable                      } RM45 (local charges) +
 17 Financing                        27                                                                                    its equivalent of USD40
    - Overdraft
                                                Inward Telegraphic Transfer    Inward Telegraphic Transfer:
                                                                               a) For credit of HSBC accounts            } RM5 per transaction
 18 Remittance &                     28
    Payment Services - Local                                                   b) Cash Payment                           } RM20 per transaction
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    29                                      main                                                                                     back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                        Updated Jun 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                 DESCRIPTIONS                        FEES / CHARGES

 1    Premier Account                 3     20. Remittance & Payment
                                                Services
 2    Premier Junior                  5
      Savings Account                           Sale of Traveller’s Cheques   a) Commissions*                     } 1% on amount purchased

                                                                              b) Stamp Duty                       } RM0.15 per cheque
 3    Premier with                    7
      EasiGrow Account                          Encashment of Traveller’s     a) Encashment Fee#                  } RM20 or 1% on amount encashed
                                                Cheques                                                             (whichever is higher)
 4    Premier PLUS Plan               7
      (for Premier customers)                                                 b) Stamp Duty                       } RM0.15 per cheque

 5    Advance                         8                                       c) Paying Bank Charges:
                                                                                 i. EUR TCs                       } RM5 per cheque
 6    Advance with                   11
                                                                                 ii. JPY TCs                      } JPY2,000 per customer
      EasiGrow Account
                                                                              * 50% discount for Advance
 7    Advance PLUS Plan              12
                                                                                Customers if sales value exceed
                                                                                RM1,000 or equivalent
 8    Statement Savings              13
                                                                              * Waived for Premier Customers
      Account
                                                                                (if purchased in home country)
 9    Passbook Saving                15                                       # Waived for visiting Premier
                                                                                Customers for encashment in
 10 Basic Savings Account            17                                         Malaysia
                                                                              # Waived for AMEX TCs purchased
 11 Time Deposit Account             18                                         from a HSBC Group Office

 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services -

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    30                                      main                                                                           back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES          DESCRIPTIONS                          FEES / CHARGES

 1    Premier Account                 3     21. Safe Deposit Lockers
                                                Rental Charges         KL Main
 2    Premier Junior                  5
      Savings Account                                                  Locker Size     4” x    5” x    20”   RM150
                                                                                       2” x    8” x    20”   RM120
 3    Premier with                    7                                                4” x    8” x    20”   RM180
      EasiGrow Account                                                                 8” x    8” x    20”   RM200
                                                                                       5” x    10” x   20”   RM200
 4    Premier PLUS Plan               7
                                                                                       4” x    16” x   20”   RM200
      (for Premier customers)
                                                                                       8” x    16” x   20”   RM350
 5    Advance                         8                                                16” x   16” x   20”   RM500
                                                                       Bukit Bintang
 6    Advance with                   11
                                                                       Locker Size     4” x    5” x    20”   RM150
      EasiGrow Account                                                                 2” x    8” x    20”   RM120
                                                                                       4” x    8” x    20”   RM180
 7    Advance PLUS Plan              12
                                                                                       8” x    8” x    20”   RM200
 8    Statement Savings              13                                                5” x    10” x   20”   RM200
      Account                                                                          8” x    16” x   20”   RM350
                                                                                       16” x   16” x   20”   RM500
 9    Passbook Saving                15
                                                                       Jalan Ipoh
                                                                       Locker Size     3” x    5” x    20”   RM120
 10 Basic Savings Account            17
                                                                                       5” x    5” x    20”   RM150
 11 Time Deposit Account             18                                                2” x    8” x    20”   RM120
                                                                                       4” x    8” x    20”   RM180
 12 Generic Current                  19                                                8” x    8” x    20”   RM200
    Account                                                                            3” x    10” x   20”   RM180
                                                                                       5” x    10” x   20”   RM200
 13 Basic Current Account            22
                                                                                       10” x   10” x   20”   RM250
                                                                                       8” x    16” x   20”   RM350
 14 Foreign Currency                 24
                                                                                       16” x   16” x   20”   RM500
    Accounts
                                                                       Petaling Jaya
 15 Emergency                        25                                Locker Size     4” x    5” x    20”   RM150
    Encashment                                                                         2” x    8” x    20”   RM120
                                                                                       4” x    8” x    20”   RM180
 16 Financing                        26
                                                                                       8” x    8” x    20”   RM200
    - Housing Loan                                                                     8” x    16” x   20”   RM350
                                                                                       16” x   16” x   20”   RM500
 17 Financing                        27
    - Overdraft                                                        Seremban
                                                                       Locker Size     2” x    8” x    20”   RM120
 18 Remittance &                     28
                                                                                       4” x    8” x    20”   RM180
    Payment Services - Local                                                           8” x    8” x    20”   RM200
    / Foreign Currency Draft                                                           8” x    16” x   20”   RM350
                                                                                       16” x   16” x   20”   RM500
 19 Remittance &                     29
    Payment Services -                                                 Penang
    Telegraphic Transfer                                               Locker Size     4” x    5” x    20”   RM150
                                                                                       4” x    8” x    20”   RM180
 20 Remittance &                     30
                                                                                       8” x    8” x    20”   RM200
    Payment Services                                                                   8” x    16” x   20”   RM350
                                                                                       16” x   16” x   20”   RM500
 21 Safe Deposit Lockers             31
                                                                       Taiping
 22 Credit Cards                     34                                Locker Size     4” x    5” x    22”   RM150
                                                                                       2” x    8” x    22”   RM120
 23 Cross Border                     35                                                4” x    8” x    22”   RM200
    Account Opening                                                                    8” x    8” x    22”   RM200
                                                                                       8” x    16” x   22”   RM350
 24 Credit History Transfer          36
                                                                                       16” x   16” x   22”   RM500



page    31                                      main                                                                    back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES          DESCRIPTIONS                         FEES / CHARGES

 1    Premier Account                 3     21. Safe Deposit Lockers
                                                Rental Charges         Muar
 2    Premier Junior                  5
      Savings Account                                                  Locker Size    2” x    8” x    20”   RM120
                                                                                      4” x    8” x    20”   RM180
 3    Premier with                    7                                               8” x    8” x    20”   RM200
      EasiGrow Account                                                                3” x    10” x   20”   RM180
                                                                                      5” x    10” x   20”   RM200
 4    Premier PLUS Plan               7
                                                                                      10” x   10” x   20”   RM250
      (for Premier customers)
                                                                                      10” x   15” x   20”   RM350
 5    Advance                         8                                               8” x    16” x   20”   RM350
                                                                                      16” x   16” x   20”   RM500
 6    Advance with                   11
                                                                       Kuantan
      EasiGrow Account                                                 Locker Size    4” x    5” x    20”   RM150
                                                                                      4” x    8” x    20”   RM180
 7    Advance PLUS Plan              12
                                                                                      8” x    8” x    20”   RM200
 8    Statement Savings              13                                               8” x    16” x   20”   RM350
      Account                                                                         16” x   16” x   20”   RM500
                                                                       Mentakab
 9    Passbook Saving                15
                                                                       Locker Size    2” x    8” x    20”   RM120
                                                                                      4” x    8” x    20”   RM180
 10 Basic Savings Account            17
                                                                                      8” x    8” x    20”   RM200
 11 Time Deposit Account             18                                               8” x    16” x   20”   RM350
                                                                                      16” x   16” x   20”   RM500
 12 Generic Current                  19
                                                                       Bentong
    Account                                                            Locker Size    2” x    8” x    20”   RM120
                                                                                      4” x    8” x    20”   RM180
 13 Basic Current Account            22
                                                                                      8” x    8” x    20”   RM200
 14 Foreign Currency                 24                                               8” x    16” x   20”   RM350
    Accounts                                                                          16” x   16” x   20”   RM500
                                                                       Raub
 15 Emergency                        25
                                                                       Locker Size    4” x    5” x    20”   RM150
    Encashment
                                                                                      4” x    8” x    20”   RM180
 16 Financing                        26                                               8” x    8” x    20”   RM200
    - Housing Loan                                                                    8” x    16” x   20”   RM350
                                                                                      16” x   16” x   20”   RM500
 17 Financing                        27
                                                                       Kuala Terengganu
    - Overdraft                                                        Locker Size    2” x    8” x    20”   RM120
                                                                                      4” x    8” x    20”   RM180
 18 Remittance &                     28
                                                                                      8” x    8” x    20”   RM200
    Payment Services - Local
    / Foreign Currency Draft                                                          8” x    16” x   20”   RM350
                                                                                      16” x   16” x   20”   RM500
 19 Remittance &                     29                                Kota Bharu
    Payment Services -                                                 Locker Size    2” x    8” x    20”   RM120
    Telegraphic Transfer                                                              4” x    8” x    20”   RM180
                                                                                      8” x    8” x    20”   RM200
 20 Remittance &                     30
                                                                                      8” x    16” x   20”   RM350
    Payment Services
                                                                                      16” x   16” x   20”   RM500
 21 Safe Deposit Lockers             31                                Kuching
                                                                       Locker Size    3” x    5” x    19”   RM120
 22 Credit Cards                     34
                                                                                      5” x    5” x    19”   RM150
                                                                                      3” x    10” x   19”   RM180
 23 Cross Border                     35
                                                                                      5” x    10” x   19”   RM200
    Account Opening
                                                                                      10” x   10” x   19”   RM250
 24 Credit History Transfer          36




page    32                                      main                                                                   back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                    DESCRIPTIONS                               FEES / CHARGES

 1    Premier Account                 3     21. Safe Deposit Lockers
                                                Rental Charges                   Sibu
 2    Premier Junior                  5
      Savings Account                                                            Locker Size        2” x    8” x    20”     RM120
                                                                                                    4” x    8” x    20”     RM180
 3    Premier with                    7                                                             8” x    8” x    20”     RM200
      EasiGrow Account                                                                              3” x    10” x   24”     RM180
                                                                                                    5” x    10” x   24”     RM200
 4    Premier PLUS Plan               7
                                                                                                    10” x   10” x   24”     RM350
      (for Premier customers)
                                                                                                    8” x    16” x   20”     RM350
 5    Advance                         8                                                             16” x   16” x   20”     RM500

                                                *For Premier Customers – 50% off for annual rental charges for first locker only (Subject to availability)
 6    Advance with                   11
      EasiGrow Account                          Other Fees and Charges           a) Stamp Duty                              } RM10

 7    Advance PLUS Plan              12                                          b) Refundable Key Deposit                  } RM250

 8    Statement Savings              13                                          c) Overdue Rental Payment                  } RM50
      Account
                                                                                 d) Loss of Key - Replacement Cost          } RM150 - RM250
 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

                                     31
 21 Safe Deposit Lockers
 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    33                                      main                                                                                       back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES          DESCRIPTIONS                             FEES / CHARGES

 1    Premier Account                 3     22. Credit Cards
                                                Annual Fee             a) Card Type                             Visa
 2    Premier Junior                  5
                                                                                                                Primary (RM)         Supplementary (RM)
      Savings Account
                                                                         Gold                                   160                  80
 3    Premier with                    7                                  Platinum                               600                  300
      EasiGrow Account                                                   Advance                                Waived               Waived
                                                                         Signature                              600                  300
 4    Premier PLUS Plan               7
      (for Premier customers)                                          b) Card Type                             Mastercard
                                                                                                                Primary (RM)         Supplementary (RM)
 5    Advance                         8                                  Gold                                   160                  80
                                                                         Premier                                Waived               Waived
 6    Advance with                   11
      EasiGrow Account                                                 Note:
                                                                       The following annual fees are applicable to cardholders who were upgraded by
 7    Advance PLUS Plan              12                                the Bank under the Credit Card’s Upgrade Initiative on 1st August 2011.

 8    Statement Savings              13                                a) Card Type                             Visa
      Account                                                                                                   Primary (RM)         Supplementary (RM)
                                                                         Gold (upgraded from Classic)           80                   40
 9    Passbook Saving                15                                  Platinum (upgraded from Gold)          160                  80

 10 Basic Savings Account            17                                b) Card Type                             Mastercard
                                                                                                                Primary (RM)         Supplementary (RM)
 11 Time Deposit Account             18                                  Gold (upgraded from Classic)           80                   40

 12 Generic Current                  19
                                                Joining Fee            Joining Fee                              } Waived
    Account

 13 Basic Current Account            22
                                                Finance charges

 14 Foreign Currency                 24
                                                 a) Purchases          A Tiered Interest Rate Structure will be applied from the 13th month hereafter
    Accounts
                                                                       to prompt minimum repayments made for the following time brackets (in
 15 Emergency                        25                                months) within the last 12 consecutive months.
    Encashment
                                                                       Minimum repayments made by the           For 12         For 10 or       For less
 16 Financing                        26                                due date within the last 12              months         11 months       than 10
    - Housing Loan                                                     consecutive months for the following                                    months
                                                                       time brackets
 17 Financing                        27
    - Overdraft                                                        Tiered Interest Rate (p.a.)              13.5%          16%             17.5%

 18 Remittance &                     28                                Application of Lower Interest Rate       13th month 13th month          Not
    Payment Services - Local                                                                                    hereafter hereafter            applicable
    / Foreign Currency Draft
                                                 b) Cash Advance       18% p.a. of the cash advance amount calculated on a daily basis
 19 Remittance &                     29
    Payment Services -                           c) Balance Transfer   Up to 18% p.a. of the amount transferred, calculated on a daily basis for a
    Telegraphic Transfer                                               fixed duration

 20 Remittance &                     30          Cash Advance fees     The cash advance fee is 5% of the amount advanced or a minimum of RM15,
    Payment Services                                                   whichever is higher. This is incurred for each cash advance transaction

                                                 Minimum monthly       5% of the outstanding balance or a minimum of RM50, whichever is higher
 21 Safe Deposit Lockers             31
                                                 repayment
 22 Credit Cards                     34

                                                 Late payment fees     Minimum of RM5 or 1% of the monthly payment amount due, whichever is
 23 Cross Border                     35
                                                                       higher, capped to a maximum of RM50. The late payment fee will be charged
    Account Opening                                                    on the day after the expiration of 3 days from the due date.
 24 Credit History Transfer          36




page    34                                      main                                                                            back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                Updated 28 July 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                  DESCRIPTIONS                            FEES / CHARGES

 1    Premier Account                 3     22. Credit Cards
                                                 Interest-free period          20-day interest-free period is only
 2    Premier Junior                  5
      Savings Account                                                          enjoyed on all retail transactions,
                                                                               provided all outstanding balances as
 3    Premier with                    7                                        per the monthly statement of the
      EasiGrow Account                                                         previous month are fully settled
                                                 Conversion for overseas       If the Cardholder uses the Credit
 4    Premier PLUS Plan               7
                                                 transactions                  Card for overseas transactions
      (for Premier customers)
                                                                               outside Malaysia in a currency other
 5    Advance                         8                                        then Ringgit Malaysia, such amount
                                                                               shall be converted at the exchange
 6    Advance with                   11                                        rate as determined by Visa
      EasiGrow Account                                                         International or MasterCard
                                                                               International, as the case may be, on
 7    Advance PLUS Plan              12                                        the date of conversion in addition to
                                                                               an administration cost of 1%
 8    Statement Savings              13
      Account                                    Replacement card fee          RM50 per card
                                                 Sales draft retrieval         RM20 per copy
 9    Passbook Saving                15
                                                 request fee
 10 Basic Savings Account            17          Refund of credit card         a) MEPS Interbank GIRO                  } RM2 per transaction
                                                 excess balance via
 11 Time Deposit Account             18                                        b) Cashiers Order                       } RM2 per transaction

                                                Other Services                 a) Credit Card Statement Retrieval
 12 Generic Current                  19
                                                                                  i. If statement is 12 months old     } RM2 per page
    Account
                                                                                      or less
                                                                                  ii. If statement is more than        } RM20 per request + RM2 per page
 13 Basic Current Account            22
                                                                                      12 months old
 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan
                                            23. Cross Border
 17 Financing                        27
                                                Account Opening
    - Overdraft
                                                Assistance / facilitation in   a) Premier Customers & Children         } Waived
 18 Remittance &                     28         setting-up accounts that are
    Payment Services - Local                    offered by another HSBC        b) Non-Premier Customers                } USD 200
    / Foreign Currency Draft                    group office.                  c) Non-Premier Customers’ Children      } USD 100

 19 Remittance &                     29
                                                This includes full on          d) Students                             } USD 100
    Payment Services -                          boarding service and
    Telegraphic Transfer                        completion of International
                                                Needs Review in
 20 Remittance &                     30
                                                preparation to take
    Payment Services
                                                customers through their
                                                requirements in the new
 21 Safe Deposit Lockers             31
                                                country.
 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    35                                      main                                                                                back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                     Updated July 2011
Tariff and charges for HSBC products and services




      Contents                              Personal
                                            TRANSACTION TYPES                       DESCRIPTIONS                         FEES / CHARGES

 1    Premier Account                 3     24. Credit History Transfer
                                                Credit history transfer via a       a) Premier Customers & Children      } Waived
 2    Premier Junior                  5
                                                Credit Transfer Form (CTF) if
      Savings Account                                                               b) Non-Premier Customers             } USD 200
                                                credit facilities are required in
 3    Premier with                    7         new country.                        c) Non-Premier Customers’ Children   } USD 100
      EasiGrow Account
                                                                                    d) Students                          } USD 100
 4    Premier PLUS Plan               7
      (for Premier customers)

 5    Advance                         8


 6    Advance with                   11
      EasiGrow Account

 7    Advance PLUS Plan              12


 8    Statement Savings              13
      Account

 9    Passbook Saving                15


 10 Basic Savings Account            17


 11 Time Deposit Account             18


 12 Generic Current                  19
    Account

 13 Basic Current Account            22


 14 Foreign Currency                 24
    Accounts

 15 Emergency                        25
    Encashment

 16 Financing                        26
    - Housing Loan

 17 Financing                        27
    - Overdraft

 18 Remittance &                     28
    Payment Services - Local
    / Foreign Currency Draft

 19 Remittance &                     29
    Payment Services -
    Telegraphic Transfer

 20 Remittance &                     30
    Payment Services

 21 Safe Deposit Lockers             31


 22 Credit Cards                     34


 23 Cross Border                     35
    Account Opening

 24 Credit History Transfer          36




page    36                                      main                                                                                 back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES              DESCRIPTIONS                              FEES / CHARGES

 1    Business Accounts              37     1. Business Accounts
                                                Business Current Account   a) Average monthly credit balance of
                                                                              i. Above RM1,000                       } No charge
                                                                              ii. RM1,000 and below                  } RM10 Half-Yearly Service charge
 2    Foreign Currency               39
      Accounts                                                             Note
                                                                           Charges are applicable to non-borrowing
                                                                           customers only.
 3    Financing                      40
                                                                           b) Transaction Charge
                                                                              i. For more than 2 counter cash        } RM5 per transaction
                                                                                  deposit transactions per month
 4    Channels Related               41                                       ii. For more than 2 counter cash       } RM5 per transaction
      Services                                                                    withdrawal transactions per
                                                                                  month

 5    Remittance &                   42
                                                                           Cheque Related Fees and Charges
      Payment Services
                                                                           a) Cheque Book Issuance
                                                                              i. Stamp duty                          } RM0.15 per cheque leaf
 6    Cross Border                   45                                       ii. Courier Charge*                    } RM5 flat
      Account Opening                                                         * All cheque book will be couriered
                                                                                  to customer unless specified
                                                                                  otherwise
 7    Import Services                46
                                                                           b) Stop Payment Instruction on
                                                                              Cheque
                                                                              I. With sufficient funds               } RM20 per instruction
 8    Export Services                50
                                                                              II. With insufficient funds            } RM100 per instruction

                                                                           c) Cheques Returned
                                                                              I. Due to insufficient funds           } RM100 per cheque
 9    Other Services                 53                                       II. Due to reason “Post-dated”         } RM10 per cheque

                                                                           d) Cheque(s) exceptionally honoured       } RM50 per cheque
                                                                              due to insufficient funds
 10 Business Credit Card             54

                                                                           Miscellaneous Services
                                                                           a) Audit Confirmation
                                                                              i. Automail                            } RM10
                                                                              ii. Manual                             } RM50

                                                                           b) Statement/Voucher Retrievals
                                                                              i. Within 1 year                       } RM2 per page
                                                                              ii. Above 1 year                       } RM2 per page
                                                                                                                       + RM20 handling fees

                                                                           c) TMD Disposal
                                                                              i. Via Local Demand Draft              } Mail to beneficiary
                                                                                                                       - RM5 per Draft
                                                                                                                     } Collection at branch
                                                                                                                       - on same day = RM5 per Draft
                                                                                                                       - on next day = RM2 per Draft
                                                                             ii. Via Rentas                          } RM5 per transaction
                                                                             iii. Via MEPS Interbank Giro            } RM2 per transaction




page    37                                      main                                                                               back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                   Updated October 2011
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES             DESCRIPTIONS                              FEES / CHARGES

 1    Business Accounts              37     1. Business Accounts
                                                BusinessVantage Account   a) Average monthly credit balance of
                                                (BVA)                        i. Above RM10,000                      } No charge
                                                                             ii. RM10,000 and below                 } RM10 per month
 2    Foreign Currency               39
      Accounts                                                            Note
                                                                          Charges are applicable to non-borrowing
                                                                          customers only.
 3    Financing                      40
                                                                          b) Transaction Charge
                                                                             i. For more than 2 counter cash        } RM5 per transaction
                                                                                 deposit transactions per month
 4    Channels Related               41                                      ii. For more than 2 counter cash       } RM5 per transaction
      Services                                                                   withdrawal transactions per
                                                                                 month

 5    Remittance &                   42
                                                                          Cheque Related Fees and Charges
      Payment Services
                                                                          a) Cheque Book Issuance
                                                                             i. Stamp duty                          } RM0.15 per cheque leaf
 6    Cross Border                   45                                      ii. Courier Charge*                    } RM5 flat
      Account Opening                                                        * All cheque book will be couriered
                                                                                 to customer unless specified
                                                                                 otherwise
 7    Import Services                46
                                                                          b) Stop Payment Instruction on
                                                                             Cheque
                                                                             I. With sufficient funds               } RM20 per instruction
 8    Export Services                50
                                                                             II. With insufficient funds            } RM100 per instruction

                                                                          c) Cheques Returned
                                                                             I. Due to insufficient funds           } RM100 per cheque
 9    Other Services                 53                                      II. Due to reason “Post-dated”         } RM10 per cheque

                                                                          d) Cheque(s) exceptionally honoured       } RM50 per cheque
                                                                             due to insufficient funds
 10 Business Credit Card             54

                                                                          Miscellaneous Services

                                                                          a) Audit Confirmation
                                                                             i. Automail                            } RM10
                                                                             ii. Manual                             } RM50

                                                                          b) Statement/Voucher Retrievals
                                                                             i. Within 1 year                       } RM2 per page
                                                                             ii. Above 1 year                       } RM2 per page
                                                                                                                      + RM20 handling fees

                                                                          c) TMD Disposal
                                                                             i. Via Local Demand Draft              } Mail to beneficiary
                                                                                                                      - RM5 per Draft
                                                                                                                    } Collection at branch
                                                                                                                      - on same day = RM5 per Draft
                                                                                                                      - on next day = RM2 per Draft
                                                                            ii. Via Rentas                          } RM5 per transaction
                                                                            iii. Via MEPS Interbank Giro            } RM2 per transaction




page    38                                      main                                                                              back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                   Updated May2011
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES     DESCRIPTIONS                               FEES / CHARGES

 1    Business Accounts              37     2. Foreign Currency
                                               Accounts
                                                Corporate         a) Transaction Charge                       Account             Per Transaction
                                                                                                              Currency Type
 2    Foreign Currency               39
      Accounts                                                      No cash transaction is allowed.           USD                 USD4
                                                                    No charge for internal transfers
                                                                                                              GBP                 GBP3
                                                                    between accounts of same name.
 3    Financing                      40                                                                       AUD                 AUD6
                                                                                                              JPY                 JPY400
                                                                                                              SGD                 SGD6
 4    Channels Related               41
                                                                                                              EUR                 EUR4
      Services
                                                                                                              BND                 BND6

 5    Remittance &                   42                                                                       CHF                 CHF6
      Payment Services                                                                                        HKD                 HKD30
                                                                                                              CAD                 USD4 equivalent
 6    Cross Border                   45                                                                       NZD                 USD4 equivalent
      Account Opening
                                                                  b) Account Maintenance/Statement           } No Charge
                                                                     charge
 7    Import Services                46
                                                                  c) Penalty charge on pre-mature            } No interest payable on completed
                                                                     upliftment of TMD                        periods
                                                                                                             } All replacement costs to be borne
 8    Export Services                50                                                                       by customer

                                                                  Note
                                                                  For account currencies not stated above,
 9    Other Services                 53                           we will apply USD4 equivalent as the
                                                                  transaction charge.



 10 Business Credit Card             54




page    39                                      main                                                                       back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                           FEES / CHARGES

 1    Business Accounts              37     3. Financing
                                                Overdraft                   Unutilised portion of facility         } 1% per annum

                                                Revolving Loan              Unutilised portion of facility         } 1% per annum
 2    Foreign Currency               39
      Accounts                                                              DESCRIPTIONS                           OTHER FEES
                                                Overall Credit Facilities   a) Facility Arrangement Fee
 3    Financing                      40                                        Processing and assessing            } Non - SME
                                                                               customer’s needs and business        min = RM2,000
                                                                               requirements for the purpose of
                                                                               setting up and structuring of
 4    Channels Related               41                                        facilities
      Services
                                                                            b) Facility Management Fee             } Non - SME Borrowing
                                                                               (excluding Business Premises         up to RM10m
 5    Remittance &                   42                                        Financing)                           min = RM400
      Payment Services
                                                                              Fees for assessing and tailoring     } Non - SME
                                                                              facilities to suit requirement of     Borrowing above RM10m
 6    Cross Border                   45                                       customers                             min = RM2,000
      Account Opening
                                                Business Premises           a) Facility Arrangement Fee            } Non - SME
                                                Financing and other                                                 min = RM2,000
 7    Import Services                46         Term Loans
                                                                            b) Facility Management Fee             } Business Premises Financing
                                                                               Fees for assessing and tailoring     Non-SME
                                                                               facilities to suit requirement of    RM400 (for renewal of facility
 8    Export Services                50                                        customers                            where OD option is taken)

                                                                                                                   } Other Term Loans
                                                                                                                    SME and Non - SME
 9    Other Services                 53
                                                                                                                    Borrowing up to RM10 m
                                                                                                                    min = RM400

                                                                                                                    Non - SME
 10 Business Credit Card             54
                                                                                                                    Borrowing above RM10m
                                                                                                                    min = RM2,000

                                                Miscellaneous Service       Statement
                                                                            i. Within 1 year                       } RM2 per page
                                                                            ii. Above 1 year                       } RM2 per page
                                                                                                                    + RM20 handling fees




page    40                                      main                                                                             back          next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                 Updated May2011
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                              FEES / CHARGES

 1    Business Accounts              37     4. Channels Related
                                               Services
                                                Business Internet Banking   a) MEPS InterBank Giro                    } RM2
 2    Foreign Currency               39         (BIB)
                                                                            b) Outward Telegraphic Transfer (OTT)     } RM25 + overseas charges
      Accounts
                                                                            c) AutoPay
                                                                               i. Credit to HSBC accounts              } RM1.50 per name
 3    Financing                      40
                                                                               ii. Credit to other local bank accounts } RM1.50 per name
                                                                                   via MEPS                              + RM2 MEPS charge

                                                                            d) Security Device                        } No charge for 1st delegate
 4    Channels Related               41
                                                                                                                       RM50 per device for
      Services
                                                                                                                       subsequent delegates

 5    Remittance &                   42                                     e) Replacement of Security Device         } RM50 per device

      Payment Services                                                      f) Set-up/handling fees for Security      } RM10 per account
                                                                               Device                                  + courier charges
 6    Cross Border                   45
                                                                            g) Service Fee                            } RM20 per month
      Account Opening                                                                                                  (applicable to BIB signd-up from
                                                                                                                       01 August 2011 onwards)
 7    Import Services                46         Business ATM Card (BAC)     a) Initial fee                            } RM8 per card

                                                                            b) Annual fee                             } RM8 per card


 8    Export Services                50                                     c) Replacement card                       } RM15 per card

                                                HOUSe                       Cash withdrawal using HSBC/HSBC           } RM1 per successful transaction
                                                - Shared ATM Network        Amanah ATM cards at non-HSBC/
                                                (HSBC/HSBC Amanah,          HSBC Amanah ATMs within the
 9    Other Services                 53
                                                OCBC, UOB and Standard      HOUSe Network
                                                Chartered)
                                                MEPS’ Shared ATM            Cash Withdrawal using HSBC/HSBC           } RM4 per successful withdrawal
 10 Business Credit Card             54         Network                     Amanah ATM Cards within MEPS’
                                                                            Shared ATM Network

                                                Business SMS Alert (BSA)    Monthly charges                           } RM10 per account
                                                                                                                       (Free for the first 3 months)

                                                SMS Fixed Information       a) Each SMS request                       } Charges imposed by customer’s
                                                Services                                                               Mobile Network Operator

                                                                            b) Each SMS received                      } RM0.30

                                                                            Note
                                                                            Fees and charges are subject to changes
                                                                            without prior notice.


                                                Business Cheque Report      Monthly service charges                   } RM10 per account
                                                (BCR)




page    41                                      main                                                                               back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                                 Updated 23 Nov 2011
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES                DESCRIPTIONS                             FEES / CHARGES

 1    Business Accounts              37     5. Remittance & Payment
                                               Services
                                                Cross Border Payments
 2    Foreign Currency               39
                                                InwardTT                     SWIFT                                    } RM5
      Accounts
                                                OutwardTT                    a) Business Internet Banking (BIB)       } RM25 + overseas charges

 3    Financing                      40                                      b) SWIFT/HSBCnet                         } RM25 + overseas charges

                                                                             c) Letters/TT application forms          } RM45 + overseas charges

 4    Channels Related               41         Foreign Currency Draft       }   Swift
      Services                                  - application received via   }   HSBCnet
                                                                             }   Letters
                                                                             }   BIB
 5    Remittance &                   42                                      }   DD application forms
      Payment Services
                                                                             Tariffs and Charges for FCY DD as
                                                                             follows
 6    Cross Border                   45
      Account Opening                                                        a) For all currencies except for GBP
                                                                                i. Amount up to RM5,000               } RM2
                                                                                ii. Amount from RM5,001               } N/A
 7    Import Services                46

                                                                             b) For GBP
                                                                                i. Amount up to RM2,500               } RM5
                                                                                ii. Amount from RM2,501 to            } RM2
 8    Export Services                50
                                                                                    RM5,000

                                                                                                  ,
                                                                             c) For CAD and CHF there are
 9    Other Services                 53                                         additional clearing charges
                                                                                irrespective of amount
                                                                                i. CAD                                } RM1.50
                                                                                ii. CHF                               } RM33
 10 Business Credit Card             54
                                                                             d) For AUD additional clearing charges
                                                                                i. AUD1-AUD99                         }   RM1
                                                                                ii. AUD100-AUD499                     }   RM2
                                                                                iii. AUD500-AUD4,999                  }   RM5
                                                                                iv. AUD5,000-AUD9,999                 }   RM8
                                                                                v. AUD10,000 and above                }   RM11
                                                Foreign Currency Cheque      a) Clean Bill Receivable (CBR)           } Amount up to RM10,000 =
                                                for Collection                                                            RM11.65

                                                                             b) Bills for Collection (BCC)            } Amount of RM10,000 and above =
                                                                                                                          0.1% on cheque amount (min
                                                                                                                          RM10, max RM100) + RM1.65
                                                                                                                          (stamp duty & postage)

                                                                                                                      Additional RM45 courier charge for
                                                                                                                      cheque denominated in USD




page    42                                      main                                                                                back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES             DESCRIPTIONS                          FEES / CHARGES

 1    Business Accounts              37     5. Remittance & Payment
                                               Services
                                                Domestic Payments
 2    Foreign Currency               39
                                                Outward RENTAS            a) HSBCnet                            } RM4
      Accounts                                  (per transaction)
                                                                          b) SWIFT                              } RM4

 3    Financing                      40                                   c) Letters/TT application forms       } RM9

                                                Local Demand Draft (RM)   a) HSBCnet
                                                                             i. via Cheque Outsourcing System   } RM0.90 per Draft
 4    Channels Related               41                                          (COS)
      Services                                                               ii. via Priority Payments          } RM5 per Draft

                                                                          b) BIB/Letters/application form       } RM2 per Draft
 5    Remittance &                   42
                                                                          c) Mail to beneficiary/3rd party      } RM5 per Draft
      Payment Services
                                                                          d) Collection at branch
                                                                             i. on same day                     } RM5 per Draft
 6    Cross Border                   45
                                                                             ii. on next day                    } RM2 per Draft
      Account Opening
                                                Internal Transfer         a) BIB                                } No charge

 7    Import Services                46                                   b) HSBCnet
                                                                             i. intra branch                    } No charge
                                                                             ii. inter branch                   } RM2

                                                                          c) Letters/TT application forms       } RM5 + CIE (if applicable)
 8    Export Services                50

                                                Autopay                   a) Manual Input List (MIL)
                                                                             i. credit to HSBC account          } RM2 per name
                                                                             ii. less than 16 names per list    } RM10 + RM2 per name
 9    Other Services                 53
                                                                             iii. credit to other local bank    } RM2 per name
                                                                                  accounts                        + other bank charges
                                                                                                                  + RM3.50 (CO & postage)
 10 Business Credit Card             54
                                                                          b) Machine Readable Input (MRI)       } RM1 per name

                                                                          c) HSBCnet
                                                                             i. Internal transfer               } RM0.50 per name
                                                                             ii. other banks transfer           } RM1.50 per name
                                                                                                                  + other banks charges
                                                                                                                  + RM3.50 (CO & postage)
                                                Encashment                All 3rd party cheques                 } RM2 per cheque




page    43                                      main                                                                          back            next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                              Updated Jun 2011
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                              FEES / CHARGES

 1    Business Accounts              37     5. Remittance & Payment
                                               Services
                                                Domestic Payments
 2    Foreign Currency               39
                                                Salary                      HSBC Format                               } RM5 per name
      Accounts
                                                                                                                        (for credit to HSBC account)
                                                                                                                        + CIE (if applicable)
                                                                                                                      } RM5 per name
 3    Financing                      40
                                                                                                                        (for credit to account with other
                                                                                                                        local banks:)
                                                                                                                        + other banks charges
 4    Channels Related               41                                                                                 + RM3.50 (CO & postage)
      Services
                                                Standing Instruction (SI)   a) Internal transfer                      } RM2 per transaction

                                                                            b) Payment to other banks                 } RM5.50 per transaction
 5    Remittance &                   42
      Payment Services                                                      c) Due to insufficient funds in account   } RM5 per transaction

                                                Inward Cheque Clearing -    Cheque Returned
 6    Cross Border                   45         SPICK                       a) Due to insufficient funds              } RM100 per cheque
      Account Opening
                                                                            b) Due to technical reasons               } RM10 per cheque
                                                                               (post dated or ‘Stop-payment’)
 7    Import Services                46




 8    Export Services                50




 9    Other Services                 53




 10 Business Credit Card             54




page    44                                      main                                                                                back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                        FEES / CHARGES

 1    Business Accounts              37     6. Cross Border Account
                                               Opening
                                                Assistance / facilitation   Corporate Customers:
 2    Foreign Currency               39         in setting-up accounts      1. Malaysia Multi National (MMC)    } USD300
      Accounts                                  that are offered by         2. Middle Market Enterprise (MME)   } USD300
                                                another HSBC group          3. Small, Medium Enterprise (SME)   } USD300
                                                office for HSBC corporate
 3    Financing                      40         customers



 4    Channels Related               41
      Services


 5    Remittance &                   42
      Payment Services


 6    Cross Border                   45
      Account Opening


 7    Import Services                46




 8    Export Services                50




 9    Other Services                 53




 10 Business Credit Card             54




page    45                                      main                                                                       back   next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES        DESCRIPTIONS                           FEES / CHARGES

 1    Business Accounts              37      .
                                            7 Import Services
                                                Documentary Credit
                                                Issuance
 2    Foreign Currency               39
                                                Irrevocable DC       a) Opening Commission                  } 0.1% per month* (or part of
      Accounts
                                                                                                             month) on the credit amount (min.
                                                                                                             RM200)
 3    Financing                      40
                                                                     b) Handling Fee for same day           } Min. RM150
                                                                        processing received after 12 noon

 4    Channels Related               41                              c) Marginal Deposit handling fee for   } Min. RM150
      Services                                                          non-trade Customer

                                                Back-to-Back DC      a) Opening Commission                  } 0.1% per month* (or part of
 5    Remittance &                   42                                                                      month) on the credit amount (min.
      Payment Services                                                                                       RM200)

                                                                     b) Handling Fee                        } Min. RM150
 6    Cross Border                   45
      Account Opening                           Revolving DC         a) Opening Commission                  } 0.1% per month* (or part of
                                                                                                             month) on the credit amount (min.
                                                                                                             RM200)
 7    Import Services                46

                                                                     b) Handling Fee                        } Min. RM150

                                                Usance DC            a) Opening Commission                  } 0.1% per month* (or part of
 8    Export Services                50
                                                                                                             month) on the credit amount (min.
                                                                                                             RM200)

 9    Other Services                 53                              b) Opening Charge on Usance period     } 0.1% per month (or part of month)
                                                                                                             for the usance period of the credit


 10 Business Credit Card             54




page    46                                      main                                                                     back          next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES              DESCRIPTIONS                                   FEES / CHARGES

 1    Business Accounts              37      .
                                            7 Import Services
                                                Documentary Credit
                                                Issuance
 2    Foreign Currency               39
                                                Standby DC                 a) Opening Commission**                        } 0.1% per month* (or part of
      Accounts
                                                                                                                            month) on the credit amount (min.
                                                                                                                            RM200)
 3    Financing                      40
                                                                           b) Handling Fee                                } Min. RM150

                                                                           Cable cost per DC issued under SWIFT } Local – min. RM50
                                                                                                                } Overseas – min. RM100
 4    Channels Related               41
      Services
                                                                           Courier Charges                                } As per DHL published rates
                                                                           Note
 5    Remittance &                   42                                    (*) Opening commission is calculated at a prescribed rate from the date of DC issuance
      Payment Services                                                          and payable in full at the time of establishment of all DCs. If there is any subsequent
                                                                                extension to the expiry date / increase in the amount of the DC, additional commission
                                                                                will be imposed based on the extended period or the increase DC amount and will be
                                                                                collected when the DC is extended or the amount increased.
 6    Cross Border                   45
                                                                           (**) Applicable for SME customers only. Different rates as prescribed by the Bank are
      Account Opening                                                           applicable for other customers.

                                                 Bank Guarantee (BG)       a) Issuance Commission                         } 0.1% per month (or part thereof)
 7    Import Services                46                                                                                     on the guarantee amount (min
                                                                                                                            RM100) (SME Customers)
                                                                                                                          } Min RM200 (Non-SME customers)

 8    Export Services                50
                                                Documentary Credits
                                                In Progress

 9    Other Services                 53         Amendments to DC           a) Charge                                      } RM50 for 1st amendment
                                                                                                                          } RM100 for subsequent
                                                                                                                            amendment

 10 Business Credit Card             54                                    b) Increase in DC value                        } 0.1% per month (or part of month)
                                                                                                                            And / or

                                                                           c) Extension of DC validity                    } 0.1% per month (or part of month)

                                                                           d) Cable cost per amendment DC                 } Local – min. RM50
                                                                              issued under SWIFT                          } Overseas – min. RM100

                                                                           e) Courier Charges                             } As per DHL published rate


                                                 Amendments to             a) Charge                                      } RM100 for every Bank Guarantee
                                                 Bank Guarantee                                                             amendment


                                                Cancellation of DC         a) Cancellation Fee                            } RM100 flat

                                                                           b) Communication Charge by cable               } Local – min. RM50
                                                                                                                          } Overseas – min. RM100

                                                                           c) Courier Charges                             } As per DHL published rate

                                                Acceptance Commission      a) Acceptance Commission                       } Foreign DPC – USD75 flat
                                                On Usance Credits Issued                                                  } Local DPC – RM150 flat
                                                                           Note
                                                                           Acceptance commission on usance DC
                                                                           issued is for the account of the beneficiary
                                                                           unless otherwise stated in the DC.




page    47                                      main                                                                                       back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES                 DESCRIPTIONS                                    FEES / CHARGES

 1    Business Accounts              37      .
                                            7 Import Services
                                                Shipping Guarantee/Air        a) Issuance/Endorsement Commission              } 0.1% of the invoice value of the
                                                Waybill/Bill of Lading                                                            goods (min. RM100)
 2    Foreign Currency               39         Endorsement
                                                                              b) Unredeemed Shipping Guarantee/               } 0.5% p.a. of the invoice value if SG
      Accounts
                                                                                 Air Waybill/Bill of Lading                       is not released within 3 calendar
                                                                                 Endorsement                                      months from the date of issue
 3    Financing                      40                                                                                           (min. RM100)

                                                Import Bills

 4    Channels Related               41         Inward Bills for Collection   a) Collection bills commission                  }   0.1% flat
      Services                                                                                                                }   Min. RM50
                                                                                                                              }   Max. RM100 (FCY IBC)
                                                                                                                              }   Max. RM500 (RM IBC)
 5    Remittance &                   42
      Payment Services                                                        b) Handling Fee imposed on each set             } RM50
                                                                                 of Usance Bills
 6    Cross Border                   45
                                                                              c) Direct Settlement Charge                     } As with the above rate
      Account Opening
                                                                                 (documents release free of
                                                                                 payment)
 7    Import Services                46
                                                                              d) Import Loans Financing Charge                } 0.25% flat

                                                                              e) Snag bill handling fee                       } RM150 per month
 8    Export Services                50
                                                                              f) Protest fee                                  } RM300 plus legal fee & postage

                                                Import Bills Receivable       a) Transit Interest                             } At prevailing rate for FCY or
 9    Other Services                 53                                                                                           customer’s prescribed rate for RM
                                                                                                                                  bills
                                                                              Note
                                                                              For Bills drawn under a Documentary Credit
                                                                              of this Bank: Interest will be charged at the
 10 Business Credit Card             54
                                                                              prevailing rate for the foreign currency in
                                                                              question from the date of negotiation by the
                                                                              remitting bank until the date of payment or
                                                                              conversion to Ringgit by the customer.

                                                                              b) Payment advice cable cost                    } RM30 for account of drawee

                                                                              c) Discrepancy Fee                              } USD100 flat – Foreign DC
                                                                                                                              } RM100 flat – Local DC

                                                                              d) Past Due Bills Handling Fee                  } RM150 per bill (one-time fee)

                                                Other Settlement Charges      a) Rates for Retirement of Inward Bills         } Selling Rate of Exchange (TT or
                                                                                                                                  OD) of the day or forward Sales
                                                                                                                                  Contract

                                                                              b) Commission in Lieu of Exchange               } 0.1% of bill amount
                                                                                                                                  (min. RM50)
                                                                                                                                  (max. RM500)




page    48                                      main                                                                                          back          next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES            DESCRIPTIONS                        FEES / CHARGES

 1    Business Accounts              37      .
                                            7 Import Services
                                                Import Loans

                                                Loans Against Imports    a) Financing Charge                 } 0.25% for non-DC bills
 2    Foreign Currency               39
      Accounts
                                                Foreign Currency Loans   a) Financing Charge                 } 0.25% for non-DC bills
                                                Against Imports
 3    Financing                      40                                  b) Penalty for Early Retirement     } Penalty interest quoted by Treasury

                                                                         c) Commission in Lieu of Exchange   } 0.1% of loan amount
                                                                                                              (min. RM50)
 4    Channels Related               41                                                                       (max. RM500)
      Services
                                                Bankers Acceptances/     a) Acceptance Commission            } Acceptance commission will
                                                Islamic Accepted Bills                                        be collected
 5    Remittance &                   42
      Payment Services                                                   b) Handling Fee                     } RM5



 6    Cross Border                   45
      Account Opening


 7    Import Services                46




 8    Export Services                50




 9    Other Services                 53




 10 Business Credit Card             54




page    49                                      main                                                                      back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                                  FEES / CHARGES

 1    Business Accounts              37     8. Export Services
                                                Documentary Credits         a) Advising Commission                        } RM10
                                                Advising/ Amendments
                                                                            b) Handling Fee                               } RM20 – Customer with Safe
 2    Foreign Currency               39                                                                                    Custody
      Accounts                                                                                                            } RM70 – Customer without Safe
                                                                                                                            Custody (rebate RM40 if
                                                                                                                            negotiation with HSBC)
 3    Financing                      40
                                                                                                                          } RM90 – Non-customer (rebate
                                                                                                                            RM40 if negotiation with HSBC)

                                                                            c) Subsequent Advising Commission             } RM10
 4    Channels Related               41
                                                                               (amendment)
      Services
                                                                            d) Handling Fee                               } RM30 – customer
                                                                                                                          } RM60 – non-customer
 5    Remittance &                   42
      Payment Services                                                      e) Pre-Advising Commission                    } RM10

                                                                            f) Handling Fee                               } RM10 – customer
 6    Cross Border                   45                                                                                   } RM20 – non-customer
      Account Opening                                                       g) Confirmation Commission                    } 0.1% per month or part of month
                                                                                                                           or as determined by the Bank
 7    Import Services                46                                                                                   } Min. RM250 – account of Benef

                                                                            h) Transfer Commission                        } 0.1% per month on the amount of
                                                                                                                           the transferred credit (min. RM500)
 8    Export Services                50
                                                Inward Counter              a) Handling Fee                               } RM150
                                                Guarantee Advising

 9    Other Services                 53         Bill Purchase/Negotiation   a) DC Bills Checking Fee                      } Min. RM50
                                                                                                                          } Min. RM100
                                                                                                                           (Arab & Indian Continents)
 10 Business Credit Card             54                                     Note
                                                                            To charge checking fee based on country of
                                                                            issuing bank and complexity of the DC (e.g.
                                                                            more than 2 pages of terms and conditions
                                                                            especially from Pakistan, Bangladesh and
                                                                            Middle Eastern countries).

                                                                            b) Presentation with Discrepancies            } RM30 per set of documents
                                                                               (including DC bills sent on “Approval
                                                                               & Payment” basis)




page    50                                      main                                                                                   back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                                     FEES / CHARGES

 1    Business Accounts              37     8. Export Services
                                                Ringgit DC & Non-DC Bills   a) Commission                                    }   0.1% flat
                                                Purchased                                                                    }   (min. RM50 – customer)
                                                                                                                             }   (min. RM100 – non-customer)
 2    Foreign Currency               39
                                                                                                                             }   (max. RM500)
      Accounts
                                                                            b) Urgent Processing Charge                      } RM100
                                                                              (One-off service requests, outside the
 3    Financing                      40                                       usual service offering, i.e. where a bill is
                                                                              given priority processing over others at
                                                                              the request of the customer)

                                                                            c) Interest Charge                               } At overdraft or prescribed rate
 4    Channels Related               41
      Services                                                                                                                   (min. RM30)

                                                                            d) TT/DD Reimb Claim                             } RM30 – for account of Benef

 5    Remittance &                   42
                                                                            a) Commission                                    }   0.1% flat
                                                Foreign Currency DC &
      Payment Services                                                                                                       }   (min. RM50 – customer)
                                                Non-DC Bills Purchased
                                                                                                                             }   (min. RM100 – non-customer)
                                                                                                                             }   (max. RM250)
 6    Cross Border                   45
      Account Opening                                                       b) Urgent Processing Charge                      } RM100
                                                                              (One-off service requests, outside the
                                                                              usual service offering, i.e. where a bill is
 7    Import Services                46                                       given priority processing over others at
                                                                              the request of the customer)
                                                                            c) Interest Charge                               } At prevailing Foreign Currency

 8    Export Services                50                                                                                          interest or prescribed rate (min.
                                                                                                                                 RM30)
                                                                            d) TT/DD Reimb Claim                             } RM30 – for account of Benef

 9    Other Services                 53
                                                Ringgit DC Bills            a) Checking Fee                                  } Min. RM50
                                                Non-Purchase                                                                 } Min. RM100 (Arab & Indian
                                                (sent on “Approval &                                                             Continents)
                                                Payment” basis)
 10 Business Credit Card             54                                     b) Commission                                    }   0.1% flat
                                                                                                                             }   (min. RM50 – customer)
                                                                                                                             }   (min. RM100 - non-customer)
                                                                                                                             }   (max. RM500)

                                                                            c) Urgent Processing Charge                      } RM100
                                                                              (One-off service requests, outside the
                                                                              usual service offering, i.e. where a bill is
                                                                              given priority processing over others at
                                                                              the request of the customer)

                                                                            d) TT/DD Reimb Claim                             } RM30 - for account of Benef

                                                Foreign Currency DC Bills   a) Checking Fee                                  } Min. RM50
                                                Non-Purchase                                                                 } Min. RM100 (Arab & Indian
                                                (sent on “Approval &                                                             Continents)
                                                Payment” basis)
                                                                            b) Commission                                    }   0.1% flat
                                                                                                                             }   (min. RM50 – customer)
                                                                                                                             }   (min. RM100 - non-customer)
                                                                                                                             }   (max. RM250)

                                                                            c) Urgent Processing Charge                      } RM100
                                                                              (One-off service requests, outside the
                                                                              usual service offering, i.e. where a bill is
                                                                              given priority processing over others at
                                                                              the request of the customer)

                                                                            d) TT/DD Reimb Claim                             } RM30 - for account of Benef


page    51                                      main                                                                                           back         next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES               DESCRIPTIONS                                     FEES / CHARGES

 1    Business Accounts              37     8. Export Services
                                                Others                      a) Rate of exchange                              } Foreign currency bills are
                                                                                                                               negotiated/Purchased at the
                                                                                                                               prevailing rates of Exchange or
 2    Foreign Currency               39
      Accounts                                                                                                                 contracted rates of exchange
                                                                            b) Delivery Charges                              } A courier charge is made according
                                                                                                                               to the weight of the documents
 3    Financing                      40                                                                                        and their destination
                                                                            c) Other Bank’s Charges                          } All correspondents’ or agents’
                                                                                                                               charges, if any, are for the account
 4    Channels Related               41                                                                                        of the Benef unless otherwise
      Services                                                                                                                 stated
                                                Bills For Collection

 5    Remittance &                   42         Outward Bills for           a) Commission                                    } 0.1% flat
      Payment Services                          Collection (Non-DC Bills)                                                    } (min. RM50)
                                                subject to URC 522                                                           } (max. RM100)

                                                                            b) Urgent processing Charge                      } RM100
 6    Cross Border                   45
                                                                              (One-off service requests, outside the
      Account Opening
                                                                              usual service offering, i.e. where a bill is
                                                                              given priority processing over others at
                                                                              the request of the customer)
 7    Import Services                46
                                                                            c) Cancellation Charge                           } RM100
                                                                               (Due to direct payment)
                                                                            d) Snag Bill Handling Fee                        } RM150 per month or part of month
 8    Export Services                50

                                                Export Loans

 9    Other Services                 53         Red Clause Credit           a) Handling Fee                                  } RM100

                                                Clean Export Loan (OAE)     a) Financing Commission                          } 0.25% (min. RM100)
                                                Export Credit Refinancing   a) Processing Fee                                } RM5 per set of documents
 10 Business Credit Card             54
                                                                            b) ECR DPO charges                               } 0.05% flat on the value
                                                                                                                             } (min. RM20)
                                                                                                                             } (max. RM500)
                                                                            c) ECR LPO charges                               } 0.05% flat on the value
                                                                                                                             } (min. RM20)
                                                                                                                             } (max. RM500)

                                                Bankers Acceptances         a) Acceptance Commission                         } Acceptance commission will be
                                                Islamic Accepted Bills                                                         collected
                                                                            b) Handling Fee                                  } RM5

                                                Export Settlement Charges a) Commission in Lieu of Exchange                  } 0.1% of invoice value
                                                                                                                             } (min. RM50)
                                                                                                                             } (max. RM500)

                                                                            b) Past Due Bills                                } RM150 per bill

                                                                            c) Reimbursement Bank Fee                        } RM50

                                                Other Export Charges        a) Acceptance Commission                         } 0.15% per month (min. RM150)
                                                                            Note
                                                                            This will only apply to banks with
                                                                            pre-arranged acceptance facilities with us.

                                                                            b) Reimb Claim                                   } RM100
                                                                            Note
                                                                            A reimbursement fee of RM100 will apply
                                                                            for reimbursement claims under DCs
                                                                            opened by our group offices or by
                                                                            correspondent banks.

page    52                                      main                                                                                       back             next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES            DESCRIPTIONS                     FEES / CHARGES

 1    Business Accounts              37     9. Other Services
                                                Assignment of                                             } 0.1% or RM500 whichever
                                                DC Proceeds                                                 is higher
 2    Foreign Currency               39
      Accounts                                  Avalisation              a) Commission                    } 0.1% per month or part thereof of
                                                                                                            the Amount avalised and for the
                                                                                                            period of existence of the avalised
 3    Financing                      40                                                                     bill (min. RM500)

                                                Forfaiting               a) Financing Charges             } MYR bills - at agreed percentage
                                                                                                            above BLR
 4    Channels Related               41                                                                   } FCY bills - at agreed percentage
      Services                                                                                              above prevailing FCY cost of funds

                                                                         b) Commitment Fee                } Min. USD100 per forfaiting contract
 5    Remittance &                   42                                                                     (SME customers)
      Payment Services                                                                                    } Min. RM500 per forfaiting contract
                                                                                                            (Non-SME customers)

 6    Cross Border                   45         Faxing of Advices                                         } RM10 per piece
      Account Opening
                                                Photostating documents                                    } RM10 per piece

                                                Advice Request                                            } RM10 per request
 7    Import Services                46

                                                Past Due Chasers         a) To Collecting Bank (auto)     } RM30 per chaser

                                                                         b) To Collecting Bank (manual)   } RM60 per chaser
 8    Export Services                50




 9    Other Services                 53




 10 Business Credit Card             54




page    53                                      main                                                                    back           next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)                                                                      Updated 16 May 2011
Tariff and charges for HSBC products and services




      Contents                              Commercial & Business
                                            TRANSACTION TYPES          DESCRIPTIONS                          FEES / CHARGES

 1    Business Accounts              37     10. Business Credit Card
                                                                       a) Annual Fee                         } Visa Gold: RM200

                                                                       b) Joining Fee                        } No Charge
 2    Foreign Currency               39
      Accounts                                                         c) Finance Charges
                                                                          i) Purchases                       } Single Tiered Interest Rate (p.a)
                                                                                                               of 15%
 3    Financing                      40
                                                                                                             } 18% p.a of cash advance amount
                                                                         ii) Cash Advance
                                                                                                               calculated on a daily basis

                                                                       d) Cash advance fee                   } 5% of the amount advanced or a
 4    Channels Related               41
                                                                                                               minimum of RM15, whichever is
      Services                                                                                                 higher. This is incurred for each
                                                                                                               cash advance trasaction
 5    Remittance &                   42
                                                                       e) Minimum monthly repayment          } 5% of the outstanding balance or a
      Payment Services
                                                                                                               minimum of RM50, whichever is
                                                                                                               higher
 6    Cross Border                   45
                                                                       f) Late payment Fees                  } Minimum of RM5 or 1% of the
      Account Opening
                                                                                                               monthly payment amount due,
                                                                                                               whichever is higher, capped to a
 7    Import Services                46                                                                        maximum of RM50. The late
                                                                                                               payment fee will be charged on the
                                                                                                               day after the expiration of 3 days
                                                                                                               from the due date
 8    Export Services                50
                                                                       g) Overlimit Fees                     } RM25 per month will be charged
                                                                                                               for each credit card where
                                                                                                               outstanding sum of the relevant
 9    Other Services                 53                                                                        card account exceeds the assigned
                                                                                                               credit limit

                                                                       h) Interest-free period               } 20-day interest-free period is only
 10 Business Credit Card             54                                                                        enjoyed on all retail transactions,
                                                                                                               provided all outstanding balances
                                                                                                               as per the monthly statement of
                                                                                                               the previous month are fully settled

                                                                       i) Conversion for overseas            } Card transactions which are
                                                                          transactions                         effected in currencies other than
                                                                                                               Ringgit Malaysia, will be debuted
                                                                                                               to the card account after
                                                                                                               conversion into Ringgit Malaysia,
                                                                                                               at the exchange rate as determined
                                                                                                               by Visa Card International on the
                                                                                                               day conversion. The conversion
                                                                                                               rate is as determinded by Visa
                                                                                                               International plus administration
                                                                                                               cost of 1%

                                                                       j) Replacement Card Fee               } RM50.00 per card

                                                                       k) Sales Draft Retrieval              } RM20.00 per copy

                                                                       l) Additional Statement Request Fee   } RM5 per monthly statement

                                                                       m) Service Tax                        } RM50 per card

                                                                       n) Cash Payment over Counter          } No Charge




page    54                                      main                                                                       back              next
Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V)

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:958
posted:12/31/2011
language:
pages:54