Hardship Letter Example: To Whom It May Concern: I am writing this letter to you to share some of the hardships I have endured over the last year or so. (share some of how you came to be in this position. Did you lose your job? Get in over your head? Have medical expenses? Ect) As you know my property located at __________________ is facing foreclosure. I have tried to sell the property for months and have only gotten one serious offer because of _______________________. Based on the offer I have, I urge you to please accept the offer submitted by Ms. Boyd. Please accept this offer as payment in full. My attorney has advised me to include the house in the bankruptcy, but I prefer to avoid further destruction to my credit. I just want to move on and start over somewhere else. I am enclosing some bank statements and other proof of my financial condition. Thank you for your time and for working with us Sincerely,