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Smith Breeden Associates





Macroeconomic Outlook





May 12, 2003





Eugene F. Flood, President and CEO

Macroeconomic Outlook



• Historically unusual economic times

• Suppose we assume the recovery began

January 2002

• Industrial production at bottom end of

historical experience

Industrial Production Growth During Recession and Recovery

Thin Lines are Peak to Trough (NBER Recession)

Thick Lines are Trough to + 14 months

4.00%





3.00%





2.00%





1.00%

Monthly growth









0.00%

Feb-53



Feb-55



Feb-57



Feb-59



Feb-61



Feb-63



Feb-65



Feb-67



Feb-69



Feb-71



Feb-73



Feb-75



Feb-77



Feb-79



Feb-81



Feb-83



Feb-85



Feb-87



Feb-89



Feb-91



Feb-93



Feb-95



Feb-97



Feb-99



Feb-01



Feb-03

-1.00%





-2.00%





-3.00%





-4.00%





-5.00%



R53 R53+14 R57 R57+14 R60 R60+14 R69 R69+14 R75 R75+14

R80 R80+14 R81 R81+14 R90 R90+14 R01 R01+15

Industrial Production Growth During Recovery

Trough to Trough +14 Months



1.50%









1.00%









0.50%

Monthly growth









0.00%

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16









-0.50%









-1.00%



R01+15 Average 9 recessions Average 6 recessions

Macroeconomic Outlook



• We have heard the term “jobless” recovery

• Current experience is very unusual

Change in Nonfarm Payrolls During Recession and Recovery

Thin Lines are Peak to Trough (NBER Recession)

Thick Lines are Trough to + 12 months

140000.00%





120000.00%





100000.00%





80000.00%





60000.00%

Monthly growth









40000.00%





20000.00%





0.00%

53



55



57



59



61



63



65



67



69



71



73



75



77



79



81



83



85



87



89



91



93



95



97



99



01



03

b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-



b-

-20000.00%

Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe



Fe

-40000.00%





-60000.00%





-80000.00%



R53 R53+14 R57 R57+14 R60 R60+14 R69 R69+14 R75 R75+14

R80 R80+14 R81 R81+14 R90 R90+14 R01 R01+15

Change in Nonfarm Payrolls During Recovery

Trough to Trough +14 Months



400







300







200







100

Monthly growth









0

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16



-100







-200







-300







-400



R01+15 Average 9 recessions Average 6 recessions

Percentage Change in Nonfarm Payrolls During Recovery

Trough to Trough +14 Months



0.40%







0.30%







0.20%







0.10%

Monthly growth









0.00%

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16



-0.10%







-0.20%







-0.30%







-0.40%



R01+15 Average 9 recessions Average 6 recessions

Macroeconomic Outlook



• Employment gap:

Jobs created since January 2002 = -594,000

Jobs usually created in recovery = 1,473,000

Gap = 2,000,000 jobs

• Insufficient capital spending – at levels of

seven years ago

New Orders for Nondefense Capital Goods Scaled by PPI



60,000





50,000





40,000

Millions $









30,000





20,000





10,000





0

92





93





94





95





96





97





98





99





00





01





02





03

b-





b-





b-





b-





b-





b-





b-





b-





b-





b-





b-





b-

Fe





Fe





Fe





Fe





Fe





Fe





Fe





Fe





Fe





Fe





Fe





Fe

Nondefense Nondefense x aircraft

Macroeconomic Outlook



Why?

• Largely a result of uncertainty induced by

geopolitical risk

ICRG

Ja









60

65

70

75

80

85

90

95

100

n

Political Risk

Fe -01

M b-01

a

A r-0

p 1

M r-0

ay 1









Data from PRS

Ju -01

n

Ju -01

A l -0

ug 1

Se -01

O p-01

c









Equally-weighted world

N t-01

o

D v-0

ec 1

Ja -01

n

Fe -02

M b-02

a

A r-0

p 2









G-7xUS

M r-0

ay 2

Ju -02

n

Ju -02

A l -0

ug 2

Se -02

O p-02

c

N t-02

Switzerland o

D v-0

ec 2

Ja -02

n

Macroeconomic Outlook









Fe -03

M b-03

a

A r-0

p 3

M r-0

ay 3

Ju -03

n-

03

United States

ICRG

Ja









60

65

70

75

80

85

90

95

100

n

Fe -01

M b-01

a Political Risk

A r-0

p 1

M r-0

ay 1









Data from PRS

Ju -01

n

Ju -01

A l -0

ug 1

Se -01

O p-01

c

N t-01

o









Equally-weighted world

D v-0

ec 1

Ja -01

n

Fe -02

M b-02

a

A r-0

p 2









Japan

M r-0

ay 2

Ju -02

n

Ju -02

A l -0

ug 2

Se -02

O p-02

c

Switzerland

N t-02

o

D v-0

ec 2

Ja -02

n

Macroeconomic Outlook









Fe -03

M b-03

a

A r-0

p 3

M r-0

ay 3

Ju -03

United States









n-

03

ICRG

Ja









60

65

70

75

80

85

90

95

100

n

Fe -01

M b-01

a Political Risk

A r-01

M pr-0

ay 1









Data from PRS

Ju -01

n

Ju -01

A l -0

u 1

Se g-01

p

O -01









Germany

c

N t-01

o









United States

D v-0

ec 1

Ja -01

n

Fe -02

M b-02

a









Equally-weighted world

A r-0

p 2

M r-0

ay 2

Ju -02

n

Ju -02

A l -0

Japan ug 2

Se -02

p

O -02

c

N t-02

o

Switzerland

D v-0

ec 2

Ja -02

n

Macroeconomic Outlook









Fe -03

M b-0

a 3

A r-03

p

M r-0

ay 3

Ju -03

n-

03

Macroeconomic Outlook



• Corporations have acted defensively on two

fronts:

– Option to wait is very valuable

– Employment retrenchment

Macroeconomic Outlook



• Recent FEI/Duke University survey showed

67% of CFOs had were being very cautious

or putting capital spending “on hold”

Macroeconomic Outlook



• Some mitigation of political risk with the

short war in Iraq

• Will lead to a boost in consumer confidence

and some increases in employment

(reversing the retrenchment of the last six

months)

Macroeconomic Outlook



Recent blip in consumer confidence

110

100

90

80

70

60

50

2

02





2









3

03









3

2





2

02









03

02









-0

-0

l-0









-0

-0

-0

n-









n-

p-









b-

ct-









ar

ug









pr

ec

ov

Ju

Ju









Ja

Se









Fe





M

O









A

D

A









N









Michigan survey

Macroeconomic Outlook



• However, investors realize that the

resolution of the war is not that simple

• There is still considerable uncertainty about

the political landscape in Iraq and the

surrounding countries.

Macroeconomic Outlook



• Fiscal stimulus unlikely to have a material

effect in 2003

• There is enough disagreement on the logic

of the tax cut that positive effects will likely

be muted

Macroeconomic Outlook



• Monetary policy has been consistent

• Fed increasingly aware of risk of deflation

– Deflation is a problem because it gives

consumers and corporations the incentive to

delay their purchases (until prices cheaper)

Macroeconomic Outlook



• Federal Reserve is willing to make one final

cut in rates if they perceive the economic

risk increasing over the next few months

Macroeconomic Outlook



• Insert graph of cuts in rates

Macroeconomic Outlook



• However, there is unlikely to be much

impact from cutting rates from a historical

low of 125bp to another historical low of

75bp

Macroeconomic Outlook



• Other downsides:

– Might be perceived as a desperate move

– Exercising an option that cannot be exercised

again (even if it is really needed)

– Specter of Japan comparisons

– Further erosion in dollar might damage

business confidence (even though exports

become more competitive)

Macroeconomic Outlook



• Globalization will not help the U.S.

recovery – this time around:

– “International diversification” of world

economies only works when business cycles

out of phase.

– For example, if U.S. goes into recession but

Japan and Germany are experiencing high

growth, then a U.S. recovery can be export

driven.

Macroeconomic Outlook



• Japan has been in trouble for 14 years

• Slowly deflating bubble

• Unwilling to face up to the crisis in

financial institutions

• 100 Enrons

Macroeconomic Outlook



• Germany paying the price of the Euro

• If the DMark was still around, the

Bundesbank would have slashed rates

further than the ECB has

Macroeconomic Outlook



• Don’t expect much from the stock market

• Historically, the average return on the S&P

500 has been 9% above the Treasury bill

rate (January 1926-December 2002). This is

called the “risk premium”

Macroeconomic Outlook



• Duke-FEI survey of CFOs over the past

three years shows much different

expectations

Macroeconomic Outlook

One-Year Forecast

• One-year risk premium quite variable. Currently,

about 3.25%

6

5

4

3

2

1

0

6-Jun-00 7-Sep-00 4-Dec-00 12-Mar-01

7-Jun-01 10-Sep-01 4-Dec-01 11-Mar-02

4-Jun-02 16-Sep-02 4-Dec-02 19-Mar-03

Macroeconomic Outlook

Ten-Year Premium

• Ten-year risk premium is stable. Currently, about

3.75%

6

5

4

3

2

1

0

6-Jun-00 7-Sep-00 4-Dec-00 12-Mar-01

7-Jun-01 10-Sep-01 4-Dec-01 11-Mar-02

4-Jun-02 16-Sep-02 2-Dec-02 19-Mar-03

Macroeconomic Outlook



Conclusions

• To be added



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