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Occupy Lexington Press Conference

Commonwealth Treasury - Invest in Kentucky

November, 5th 2011





Thank you all for coming. Occupy Lexington makes decisions by consensus in

General Assembly meetings which are held daily. The General Assembly is

open to the public and encourages everyone to participate in direct consensus

democracy. A motion passes the General Assembly by unanimous consent of

those present, in the absence of unanimous consent a motion passes by a 9/10’s

majority. This ensures that all voices are heard and all viewpoints and concerns

are heeded. Consensus democracy can move slowly and it can be tedious but it

is a most inclusive and comprehensive method of decision making.





With that being said, the General Assembly of Occupy Lexington has empowered

me to make the following statement.





Occupy Lexington is a group of individuals who gathered at this very spot on

September 29th 2011 to stand in solidarity with Occupy Wall Street. We were

among the first satellite occupations of a movement which now represents over

1,300 cities and towns across the United States and across the world. We

gathered here at noon, September 29th, 38 days ago, and we have not left.





We are here to protest the disproportionate power of large corporations over our

local, state and federal governments. By pouring money into the political system

large corporations and wealthy individuals are able to speak to those in power

with a louder voice than those in the middle class and the poor. None of us on

this corner can afford to hire a lobbyist, but we can afford markers and signs and

we came here with the hope that by banding together, we could raise our voices

loud enough to compete with the voices of the 1% of Americans who view

government as a commodity to be bought, not a sacred space in which all have

an equal voice in petitioning their leaders.





Today we are announcing our first official call to action.

In July of 2011 the Commonwealth of Kentucky moved its bank accounts to JP

Morgan Chase, a financial institution whose reckless and unethical business

practices helped create the conditions in which the 2008 financial collapse

occurred. While claiming “too big to fail” status in order to leverage federal

bailout funds JP Morgan Chase acquired Washington Mutual. By acquiring the

6th largest bank in the U.S. JP Morgan Chase became a vastly larger financial

institution that dwarfed even its previous “too big to fail” status.





Most Americans realize that if an institution is “too big to fail” it’s just too big.

Furthermore, if the institution recognizes in one statement that its concentration

of market share in the financial industry is a liability to the general public, all the

while making preparations to aggressively increase its market share by acquiring

another large bank; it is reasonable to conclude that such an institution is no

friend to the general public.





JP Morgan Chase was a major player in the subprime loan scandal, issuing 30

billion dollars in subprime loans1. The bank agreed to pay a 153.6 million dollar

settlement earlier this year to end an investigation by the Securities and

Exchange Commission into a scandal involving collateralized debt obligations, or

CDO’s2, another complex financial instrument that helped bring down the

economy in 2008.





JP Morgan Chase behaved in a ruthless and predatory manner and when the

house of cards finally toppled, JP Morgan Chase, along with a handful of other

huge and equally unethical financial institutions, brought down the global

economy in a matter of weeks.





In the aftermath, JP Morgan Chase has shown no remorse whatsoever for their

role in the financial collapse or the mass layoffs and recession which followed.

After taking bailout funds in the amount of 25 billion dollars in order to remain

1

Center for Public Integrity -

http://www.publicintegrity.org/investigations/economic_meltdown/the_subprime_25/full_list

2

Bloomberg news - http://www.bloomberg.com/news/2011-06-21/jpmorgan-to-pay-153-6-million-to-settle-

sec-allegations-over-housing-cdos.html

solvent, JP Morgan Chase continued to pay enormous bonuses to top executives

and fought financial reform that would have put an end to the risky and unethical

behavior that caused the financial collapse in the first place. They did not

increase the availability of credit in any substantial way, one of the key goals of

issuing the bailout funds.



JP Morgan Chase is not a financial institution that represents the values of

Kentuckians, nor is it an institution that can be trusted.





Therefore, we the General Assembly of Occupy Lexington call on Treasurer

Todd Hollenbach to remove every last cent of taxpayer money from JP Morgan

Chase, and reinvest those funds in a financial institution which is headquartered

in the Commonwealth of Kentucky.





The value of the Commonwealth’s General Fund in 2011 was 8.76 billion

dollars3. Such an account would provide a major boost to a Kentucky financial

institution, creating jobs right here in Kentucky, right now, in a high paying sector

of the economy. The idle funds in the Commonwealth’s account would be used

for lending by the institution and would represent a major boost in the availability

of credit and investment in Kentucky.





This is a common sense proposal. There is no reason the taxpayer’s money

should be invested out of state, and especially with an institution like JP Morgan

Chase, which has demonstrated time and time again that, if given the opportunity

to make a profit at the expense of the general public, it will lie, cheat and it will

not hesitate. With this is mind there is no reason JP Morgan Chase should not

have access to our public funds.





Occupy Lexington, along with the occupations of (list Kentucky cities

participating) are announcing a call to action to our state representatives and

specifically the Kentucky State Treasurer to immediately begin preparations to





3

Business First - http://www.bizjournals.com/louisville/news/2011/07/12/2011-general-fund-receipts-up-

65.html?page=all

move the Commonwealth’s funds out of JP Morgan Chase and into a financial

institution headquartered in Kentucky.





This is a chance for Todd Hallenbach, or his successor, to invest in banks here,

and to create jobs here, during this period of difficulty for so many of our fellow

Kentuckians.



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