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Financial Education for Children

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Learning disabilities vary from mild forms such as attention deficit disorder to more severe disabilities like autism and mental retardation. Incorporating art into the curriculum of students with learning disabilities can be a useful tool. Students with disabilities are not students who are incapable of learning but instead are students who may need material presented to them using alternative methods. Methods that incorporate art can be very successful for these children.Many students with disabilities are separated from regular students for either part of all of the school day. These students spend a great deal of time focusing on remedial skills and learning new skills to help them catch up with the rest of the class. For students with learning disabilities the knowledge that they are not able to function at the same level as other students can be very discouraging. Introducing these students to art classes can offer them the opportunity to do something creative where success is not measured by the same standards as in regular academics. The feeling of succeeding at something can provide these students with self-worth and confidence that can carry over into other areas of study. Allowing children to be involved with art related activities also encourages creativity, problem solving skills, motor skills and other skills that are useful in all areas of academics like math, science and language.Art lessons can be combined with traditional lessons and used as a teaching tool for these students. Children that have difficulty with verbal expression will often have more success by expressing themselves through art. Practicing expression through art may translate to better overall communication skills. Teaching math and science lessons that are hands on art based lessons also tend to hold a student's interest more than traditional lecture lessons. Sometimes just holding a student's attention is half the battle especially for students with attention deficit disorder.

Shared by: barber john

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student, education, school, theacer, Encouraging Essential And Basic Chilren, Facts About Inclusion in the Classroom

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Financial Education for Children - Teaching Money Management Skills

Isn't it an irony that we teach our children to read and write but

disregard the importance of a financial education for them? Isn't

imparting and teaching money management skills and knowledge to our

children just as important for them to be ready to face the reality of

the real world we live in?Due to the ease of obtaining credit cards these

days, there are now more reports of youths in their twenties and early

thirties in position of debts than ever before. It is due to such a

scenario that it is imperative that children of today are taught to be

financially literate with the right money management skills.The following

steps could be taken to educate your children on basic money management:-

Start off by setting up a savings account for them. Give them an

allowance, an amount slightly more than their daily estimated expenditure

so that they put into their piggy bank that little extra daily. Explain

to them that they should put aside say perhaps 10 to 20% of the allowance

given. Set them a target to open an account in the nearby bank and later

a target monthly savings. Even if that little amount is just ten cent per

day, you will be surprise how quickly their savings will grow. The

children themselves will be pleasantly surprised. Reward them if they

meet their monthly target. This way, good saving habits can be inculcated

into them early in life.

Introduce them to the Monopoly and other cash flow games that are

available in the market. These games are a good way to educate them on

the basic principles of budgeting and the understanding of incomes and

expenditures for purchases.

Encourage them to take up part time jobs during their school break

to earn some income and extra pocket money.There are many books written

to guide and assist you on a financial education for your children but

since this subject is not a syllabus in the most school curriculum, it

will be up to you to take the necessary initiatives in teaching the

necessary money management skills to them to pave the way for them to

gain financial independence early in life.