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International Trip Insurance Policies

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International Travel Insurance Policies



Broker STA Travel Travel Insured International Access America Travel Safe Vac. HTH CSA Travel Travelex





National Union Fire Jefferson Insurance United States Fire

Underwriter Arch Insurance Stonebridge Casuality Stonebridge Casuality Old Republic

(AIG) (Allianz of America) (Fairfax Financial)





Plan Name Standard Travel Protection Worldwide Trip Protector Classic Comprehensive Safe and Secure Trip Protector WebDirect Travel Select





Web Site www.statravel.com www.travelinsured.com www.accessamerica.com www.travelsafe.com www.hthtravelinsurance.com www.csatravelprotection.com www.travelex-insurance.com





AM Best Rating (Rating/Outlook) A/Negative A/Stable A/Stable A-/Stable A-/Stable A/Stable A+/Negative





Trip Cancellation Cost upto $20,000 Cost Cost upto $50,000 Cost Cost Cost Cost upto $20,000





Trip Interuption w/Cancellation 150% of Cost 150% of Cost 150% of Cost Cost 150% of Cost 150% of Cost





Travel Delay $500 $750 $500 $750 $1,000 $1,000 $750





Baggage & Personal Effects $1,500 $1,000 $1,000 $2,500 $1,000 $1,000 $1,000





Medical Expenses $100,000 $50,000 $25,000 $100,000 $100,000 $50,000 $50,000



Emergency Medical

Transportation & Repatriation of $250,000 $500,000 $500,000 $1,000,000 $500,000 $250,000 $500,000

Remains

Accidental Death &

$20,000 $10,000 $0 $25,000 $0 $0 $25,000

Dismemberment



Common Carrier Accidental Death

$50,000 Varies $0 $0 $100,000 $200,000 $200,000

& Dismemberment





Adventure Sport Coverage Available for purchase No No No No No Available for purchase





Purchase Terms Within 14 days of deposit Within 14 days of deposit Within 14 days of deposit Within 15 days of deposit ? ? Within 21 days of deposit





Waiver within 24 hours of final

Pre-Existing Condition Cov. Included w/waiver Included Available for purchase Included w/waiver Included Available for purchase

payment



Cancellation Due To Travel Agency

Not Available Not Available Not Available Not Available Not Available Not Available Not Available

Bankruptcy









Notes: 1) This is only a summary of each plan. For specific plan exclusions please refer to web site provided.

2) Adventure sports consist of motor sports, aviation, mountain climbing, skydiving, bungee jumping, scuba diving, and hangliding. Please refer to website for more information.









D:\Docstoc\Working\pdf\43bfc33a-4939-4db9-b7c6-436b9d7c5caf.xlsx 12/23/2011



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