Who is eligible for this insurance Gym’s, Studio’s and
programme?
Fitness Facilities Insurance
This Programme is only available to current Who is the Insurer? JLT Sport Asset Protect
registrants of Kinect Australia (KA). Therefore, you
must hold a current registration certificate and Sportscover Australia Pty Ltd under the authority Distinctive. Choice.
maintain your KA registration status throughout from Sportscover Syndicate 3334 at Lloyd’s of
the policy period for your insurance cover to be in London.
place. If your KA registration lapses, your insurance Other Insurances Available:
becomes void for that period. 9 FIT Private Health Insurance
www.fithealthinsurance.com.au
How can you apply?
9 Facilitator / Lecturer Insurance
Visit www.jltsport.com.au/kinect for the fastest and 9 Business / Property Insurance for Gyms / Studios
easiest way to gain coverage. Paying by credit card, 9 Upgrade to $20 million cover
the coverage is instant with a certificate of currency, 9 Contact JLT Sport for more information
summary of coverage and tax invoice sent directly
to your email address. Important:
There is manual application form available on the Registration
website if you prefer to print & complete and send It is a requirement of this policy that if your
to JLT Sport. Payment options include credit card, registration with Kinect Australia lapses or is
cheque, money order or direct deposit. cancelled, suspended or terminated, you must notify
JLT Sport in writing immediately. To obtain cover
Who is JLT Sport? under this Policy, you must be registered with Kinect
Australia at the time of application and maintain
JLT Sport is the appointed insurance broker for registration throughout the period of cover.
Kinect Australia’s National Insurance Programmes
including the individual fitness professional cover Remuneration
and the gyms / studios business cover. As a division JLT Sport is remunerated by a combination of
of Jardine Lloyd Thompson Pty Ltd, JLT Sport is commission and broker fee. The commission is paid
Australia’s leading provider of insurance and risk by the Insurer and is calculated as a percentage
services for sport, recreation and fitness. of the premium. Kinect Australia receives financial
benefit when an Insurance Policy is arranged by JLT
Currently, JLT Sport provide Risk Protection Sport. This enables Kinect Australia to continue to
programmes for some of Australia’s leading sporting provide a range of services and benefits that focus on
organisations in the AFL, Cricket Australia and professional development, employment support and
Swimming Australia. practical assistance.
JLT Sport Contact Details:
Post: PO Box 464
Winston Hills NSW 2153
Web site: www.jltsport.com/kinect
Email: jltsport@jlta.com.au
Toll Free: 1300 130 373
What is Kinect Australia’s National Cost structure:
Insurance Programme? On-line Manual
Kinect Australia’s National Insurance Programme 1 Year cover $121 $146
(‘the Programme’) provides an insurance 2 Year cover $196 $227
policy that covers qualified individual fitness
professionals, who are registered with Kinect
Australia. What’s Covered / What’s not covered
General Liability Insurance: General Liability: $10,000,000 (any one
occurrence). This means that the insurance cover
General liability insurance is designed to protect will pay up to $10 million in damages for which you
you should anybody take legal action against you are liable.
and to pay sums where you become liable to
Professional Indemnity: $5,000,000 (any one
pay compensation for personal injury or property
occurrence and in the aggregate of any one
damage*.
period of insurance)
Example: Working outdoors, a client breaks their This insurance cover is in place for all activities
leg by falling in a pothole on a warm up jog. They you engage in as a fitness professional for which
sue their trainer for medical expenses, loss of you are qualified and accredited to perform by
income & pain & suffering. A general liability policy Kinect Australia.
should pay these costs*.
Activities that are not covered by this policy, even
Professional Indemnity Insurance: if you are qualified to instruct these activities are:
Like general liability insurance, professional 8 Dietetics
indemnity insurance covers you if you become 8 Physiotherapy
legally liable to pay compensation due to a breach 8 Self Defence
of your professional duty, including negligent acts, 8 Martial Arts
errors and omissions*. 8 Contact boxing (deliberate contact with
someone’s head/torso, regardless of padding)
Example: A trainer provides advice which exercise
8 Wrestling
to do and how to perform it. As a result of this
advise, the client ruptures discs in their spine and 8 Gymnastics
sues for damages. 8 Participation in sporting events or matches
8 Life Guarding or Swimming Teaching / Coaching
Where can I find out more 8 Ocean Swimming
information on insurance?
In addition the policy does not cover Retail Sales,
The JLT Sport website www.jltsport.com.au Buildings, Contents or other Assets. JLT Sport can
contains information on insurance including the provide further information regarding Insurance
policy wording for the Kinect Australia National for activities not covered within Kinect Australia’s
Insurance Programme. The toll free phone National Insurance Programme’s Policy. If you are
number allows you to speak to a JLT Sport interested in any additional cover, please contact
representative – no machines. JLT Sport.
* Please note that policy response is always subject to the terms, conditions and
exclusions in the policy. Please refer to the policy wording via JLT Sport's web site.