Business Plan for Water and Fire Damage Restoration Services

Document Sample
Business Plan for Water and Fire Damage Restoration Services Powered By Docstoc
					Business Plan for Water and
Fire Damage Restoration
Services
This Business Plan for a Water and Fire Damage Restoration Services company allows
entrepreneurs or business owners to create a comprehensive and professional business
plan. This template form allows a business to outline the company's objectives and
detail both current company information as well as any past performance. Companies
should include a complete market analysis in their plan to help showcase why their
business strategy will be effective in the market. Future company plans, including
production targets, management strategy, and financial forecasting, should be used to
demonstrate and confirm that the company's short-term and long-term objective can
and will be met. This model plan can be customized to best fit the unique needs of any
entrepreneur or owner that is seeking to create a strong business plan.
                                     Confidentiality Agreement

The undersigned reader acknowledges that the information provided by [Company Name] in this
business plan is confidential; therefore, reader agrees not to disclose it without the express written
permission of [Company Name].

It is acknowledged by reader that information to be furnished in this business plan is in all respects
confidential in nature, other than information which is in the public domain through other means
and that any disclosure or use of same by reader may cause serious harm or damage to
[Company Name].

Upon request, this document is to be immediately returned to [Company Name].




___________________
Signature




___________________
Name (typed or printed)




___________________
Date




               This is a business plan. It does not imply an offering of securities.




© Copyright 2012 Docstoc Inc.                                                      1
                                                               Table of Contents



1.0 Executive Summary .....................................................................................................................1
    Chart: Highlights ...........................................................................................................................2
  1.1 Objectives ....................................................................................................................................2
  1.2 Mission...........................................................................................................................................3
  1.3 Keys to Success .........................................................................................................................3
2.0 Company Summary......................................................................................................................3
  2.1 Company Ownership................................................................................................................3
  2.2 Start-up Summary....................................................................................................................3
    Table: Start-up ..............................................................................................................................4
    Chart: Start-up ..............................................................................................................................4
3.0 Services.............................................................................................................................................5
4.0 Market Analysis Summary.........................................................................................................5
  4.1 Market Segmentation ..............................................................................................................5
    Table: Market Analysis................................................................................................................5
    Chart: Market Analysis (Pie).....................................................................................................6
  4.2 Target Market Segment Strategy .......................................................................................6
  4.3 Service Business Analysis ......................................................................................................7
    4.3.1 Competition and Buying Patterns ...............................................................................7
    5.0 Web Plan Summary..............................................................................................................7
  5.1 Website Marketing Strategy .................................................................................................7
  5.2 Development Requirements..................................................................................................8
6.0 Strategy and Implementation Summary .............................................................................8
  6.1 SWOT Analysis ...........................................................................................................................8
    6.1.1 Strengths..............................................................................................................................8
    6.1.2 Weaknesses.........................................................................................................................8
    6.1.3 Opportunities ......................................................................................................................9
    6.1.4 Threats ..................................................................................................................................9
  6.2 Competitive Edge ......................................................................................................................9
  6.3 Marketing Strategy...................................................................................................................9
  6.4 Sales Strategy ............................................................................................................................9
    6.4.1 Sales Forecast ..................................................................................................................10
      Table: Sales Forecast ............................................................................................................10
      Chart: Sales Monthly .............................................................................................................11
      Chart: Sales by Year..............................................................................................................11
  6.5 Milestones ..................................................................................................................................12
    Table: Milestones ........................................................................................................................12
7.0 Management Summary ............................................................................................................12
  7.1 Personnel Plan ..........................................................................................................................13
    Table: Personnel..........................................................................................................................13
8.0 Financial Plan ................................................................................................................................13
  8.1 Start-up Funding .....................................................................................................................13
    Table: Start-up Funding ...........................................................................................................14
  8.2 Important Assumptions ........................................................................................................14
  8.3 Break-even Analysis ..............................................................................................................15

                                                                                                                                                Page 1
                                                             Table of Contents



     Table: Break-even Analysis ....................................................................................................15
     Chart: Break-even Analysis ....................................................................................................15
   8.4 Projected Profit and Loss .....................................................................................................16
     Table: Profit and Loss................................................................................................................16
     Chart: Profit Monthly .................................................................................................................17
     Chart: Profit Yearly.....................................................................................................................17
     Chart: Gross Margin Monthly .................................................................................................18
     Chart: Gross Margin Yearly.....................................................................................................18
   8.5 Projected Cash Flow...............................................................................................................19
     Table: Cash Flow .........................................................................................................................19
     Chart: Cash ...................................................................................................................................20
   8.6 Projected Balance Sheet ......................................................................................................20
     Table: Balance Sheet.................................................................................................................20
     Table: Balance Sheet.................................................................................................................21
   8.7 Business Ratios ........................................................................................................................21
     Table: Ratios .................................................................................................................................22

APPENDIX:
Table: Sales Forecast ..........................................................................................................................1
Table: Personnel....................................................................................................................................1
Table: Profit and Loss..........................................................................................................................2
Table: Cash Flow ...................................................................................................................................3
    Table: Cash Flow (Continued)..................................................................................................4
Table: Balance Sheet...........................................................................................................................5




                                                                                                                                            Page 2
   [Company Name]                                                                     2010

1.0 Executive Summary

   Company: [Company Name]

   Contact: [Name]
   Direct Phone: XXX-XXX-XXXX
   Address: [Address]
   [City, State ZIP]
   Email: [Email Address]

   Introduction

   There are moments in life that define who you are…At [Company Name], these moments
   happen every day. [Company Name], we are “The Paramedics’ of Property Damage. We are
   the fastest growing company in the property emergency services industry thanks to three
   specific facts:

          The stability of the recession proof business
          The freedom born of a high-margin opportunity
          The ability to put people back into the workforce

   [Company Name] is dedicated to serving residential and local businesses. Our cleaning and
   restoration company strives to be #1 in restoring the home and business health of properties
   damaged by water, mold and outside elements, thus, being an asset to its community. By
   providing customers with quality water damage removal and fire damage removal services, our
   Company is fulfilling the needs of residents/businesses within its immediate community. With
   funding, [Company Name] will be able to expand its services and continue to be a positive
   resource for its community. This business plan will explain the set up cost and estimated
   growth potential in the progression of our company.

   Location
   [Company Name] is located in Kent County, Dover, Delaware.

   The Company
   PuroSystems, Inc. founded [Company Name]in 1990. PuroSystems, Inc., is a leader in the
   franchise restoration industry. [Company Name]has become one of the fastest growing
   property damage remediation franchise organizations in North America. [Company Name] is a
   part of PuroSystems, Incorporated as a franchisee. The owners of the Delaware based
   company are
   [Name].

   Our Services
   [Company Name] provides cleaning and restoration services such as, water removal, fire
   damage removal, as well as mold and bio hazarded material removal. These services promote a
   healthier workplace and living environment, thus promoting better general health to its
   occupants.

   The Market
   [Company Name]'s target market strategy is based on becoming a leading choice for people
   who are looking for exceptional cleaning and restoration services in the Dover, Delaware area.



[Name] Tel. XXX-XXX-XXXX                                                                  Page 1
   [Company Name]                                                                      2010


   Financial Considerations
   The current financial plan for [Company Name] is to obtain grant funding in the amount of
   $284,000. The funding will be used to purchase equipment, continual advertising campaign,
   purchase office equipment and office supplies, web design, purchase inventory, cover travel
   expenses associated with on-going training, cover auto/truck expenses, pay salaries, do
   marketing/royalty, and cover operation capital.

The major focus for grant funding is as follows:

   1. The Company is a woman, minority owned Start-up Company.

   2. Hire employees; the Company will look to hire veterans, minorities and the unemployed.

   3. Provide well needed cleaning and restoration services in its community.




   Chart: Highlights


                                Highlights

       $400,000

       $360,000

       $320,000

       $280,000
                                                                        Sales
       $240,000
                                                                        Gross Margin
       $200,000

       $160,000                                                         Net Profit

       $120,000

        $80,000

        $40,000

            $0
                     Year 1            Year 2           Year 3



1.1 Objectives

   [Company Name] has four main objectives:

        Establish the Company's name
        Providing excellent customer service
        Bringing a quality product to all customers
        Maximizing productivity, working efficiently and effectively




[Name] Tel. XXX-XXX-XXXX                                                                  Page 2
   [Company Name]                                                                       2010

1.2 Mission

   When property damage occurs, [Company Name]is driven to provide an unmatched service
   experience quickly, professionally, ethically and with compassion, resulting in peace of mind for
   all                                                                                   concerned.


1.3 Keys to Success

   [Company Name] keys to success involves providing a quality product with exceptional
   customer service. The Company's methods are state of the art and have proven to reduce cost
   to the customer and insurance companies anywhere from 15 - 40%.

2.0 Company Summary

   Company: [Company Name]
   Contact: [Name]
   Direct Phone: XXX-XXX-XXXX
   Address: [Address]
   [City, State ZIP]
   Email: [Email Address]

   [Company Name]is a restoration company, which specializes in the removal of water and fire
   damage, mold and bio hazarded material. Founded in 1990, PuroSystems, Inc. is a leader in
   the franchise restoration industry, having launched [Company Name], which has become one of
   the fastest growing property damage remediation franchise organizations in North America.
   With a network of over 300 offices, [Company Name]touches the lives of people in communities
   throughout the country by providing 24-hour property emergency restoration services. Serving
   residential and commercial property owners in the United States and Canada, [Company
   Name]Franchisees help families and businesses overcome the trauma of property damage and
   loss through responsiveness, exceptional restoration service and compassion.

   [Company Name] is a part of PuroSystems, Inc. and is located in Dover, Delaware. It is a start-
   up Company. The owners of are [Name], who established the Company in 2010 as a
   partnership

2.1 Company Ownership

   [Company Name] was established in Dover, DE on October 3, 2010 as a partnership. The
   owners are [Name]. [Company Name] is a women, minority owned business. [Name] owns
   51% of the Company while [Name] owns 49%.

2.2 Start-up Summary

   The following table and chart shows the start-up costs for [Company Name]. The Company's
   start-up expenses consist of marketing/advertising, legal, insurance and marketing/royalty. The
   start-up assets consist of materials and equipment expenses.




[Name] Tel. XXX-XXX-XXXX                                                                     Page 3
   [Company Name]                                                        2010

Table: Start-up


Start-up

Requirements

Start-up Expenses
Marketing/Advertising                                       $5,000
Legal                                                       $3,000
Insurance                                                   $2,500
Marketing/Royalty                                          $25,000
Total Start-up Expenses                                    $35,500

Start-up Assets
Cash Required                                                   $0
Start-up Inventory                                         $90,000
Other Current Assets                                        $2,500
Long-term Assets                                           $95,000
Total Assets                                              $187,500

Total Requirements                                        $223,000




   Chart: Start-up


                                      Start-up

     $300,000

     $270,000

     $240,000

     $210,000

     $180,000

     $150,000

     $120,000

      $90,000

      $60,000

      $30,000

           $0
                  Expenses   Assets          Investment          Loans




[Name] Tel. XXX-XXX-XXXX                                                   Page 4
   [Company Name]                                                                     2010

3.0 Services

   [Company Name] is a restoration company; therefore the Company's services will include:

      Water Removal
      Fire Damage Removal
      Mold and Bio Hazarded Material Removal

   As the Company grows, its main objective is to focus on customer satisfaction. [Company
   Name]'s pricing is very competitive with others and the Company offers exceptional customer
   service in its area.

   [Company Name] will develop marketing material to advertise the business and its services.

4.0 Market Analysis Summary

   [Company Name]touches the lives of people in communities throughout the country by
   providing 24-hour property emergency restoration services. [Company Name], a fire and water
   damage restoration company, as well as a mold and mildew removal company also offers
   biohazard cleanup services; thus the [Company Name] franchise will offer these same services
   to properties throughout the metro Dover area.

   [Company Name]'s customer base consists of the insurance industry and any other contractual
   business that will be developed in the Dover, Delaware area. Since [Company Name] business
   plan focuses solely on the cleaning and restoration industry, the Company has the services
   necessary to flourish within this industry. By delivering superior customer service, offering
   affordable prices and having an outstanding reputation, [Company Name]'s potential is
   excellent.

4.1 Market Segmentation

   [Company Name]'s target market strategy is based on becoming a leading choice for people
   who are looking for exceptional cleaning and restoration services. The Company's marketing
   strategy is based on superior performance in the following areas:

      Quality cleaning equipment
      Knowledgeable and professional staff
      Honesty and trustworthiness
      Excellent customer service
      Affordability

   Customers within the cleaning and restoration industry want exceptional customer service,
   effectiveness and affordability. [Company Name]'s customers appreciate the outstanding
   service and products that the cleaning and restoration Company offers, as well as the
   knowledgeable and experienced staff. [Company Name] knows there will always be a need for
   cleaning water damaged, smoke damaged or fire damaged properties; thus [Company Name] is
   beneficial to them because the Company will deliver the dedication and dependability that they
   desire.

Table: Market Analysis



[Name] Tel. XXX-XXX-XXXX                                                                  Page 5
   [Company Name]                                                                           2010


Market Analysis
                                     Year 1    Year 2     Year 3       Year 4          Year 5
Potential Customers      Growth                                                                 CAGR
Insurance                   3%         108       111         114          117            121    2.88%
Companies
Businesses in Dover,        3%       6,006      6,186      6,372        6,563           6,760   3.00%
Delaware
Residence in Dover,         1%     853,476    862,011    870,631     879,337       888,130      1.00%
Delaware
Total                    1.01%     859,590    868,308    877,117     886,017       895,011      1.01%



   Chart: Market Analysis (Pie)


                  Market Analysis (Pie)




                                                        Insurance Companies

                                                        Businesses in Dover, Delaware

                                                        Residence in Dover, Delaware




4.2 Target Market Segment Strategy

   [Company Name]'s target market segments consist of insurance companies, as well as
   commercial and residential customers in need of cleaning and restoration services in the Dover,
   Delaware area. The Company knows that satisfied customers aid the Company by
   referring its business to other clients who need these services.

   Currently, [Company Name] serves the cleaning and restoration market segment. [Company
   Name]'s choice of target markets is based on an in-depth understanding of the customer's
   needs. [Company Name]'s quality products, excellent customer service and its affordability will
   allow the Company to effectively compete and establish a reputation within its service area.
   However, strengthening its marketing strategy will aid in improving the Company's profitability
   levels as well as providing more business opportunities for the Company.




[Name] Tel. XXX-XXX-XXXX                                                                        Page 6
   [Company Name]                                                                       2010

4.3 Service Business Analysis

   The cleaning and restoration business is characterized by multiple local businesses serving a
   town or a few towns, and some national franchises. Each town can have from ten to twenty
   businesses.

   Cleaning services are generally managed out of a central office. Delivery vans are used to
   transport equipment and cleaning crews from the central office to customer homes.

   Services are generally ordered by phone. For large homes, on-site consultations are given to
   develop a more accurate quote for cleaning service, rather than quoting a price sight unseen.
   Most small businesses rely on phone conversations to gather the information needed to quote a
   price to customers.

4.3.1 Competition and Buying Patterns

   Customers choose between competitors based on brand name, positive references from trusted
   sources (friends, family and colleagues, and customer-review websites, such as
   www.yelp.com), and price. Most cleaning and restoration services do not compete specifically
   on price, although franchises can offer lower prices, top-of-the line equipment, and professional
   staff to tackle the job.

   [Company Name]'s main competitor is ServePro. ServePro has been the only company serving
   the Dover, Delaware area. Additionally, the local ServePro has had several owners and the
   service that has been provided thus far hasn’t been the best. Since they were the only
   company in town providing this service, customers didn’t have much of a choice.
   Furthermore, ServePro removes all wet sheet rock and dries everything else. [Company
   Name]on the other hand dries the sheet rock from the top down. This process reduces the cost
   of construction cost and allows customers to return to their normal lives sooner.

5.0 Web Plan Summary

   [Company Name] is heavily entrenched in the internet. [Company Name] is a cleaning and
   restoration company with franchises throughout the US. The Company's website is an
   opportunity to offer current information on service offerings and company background
   information. Additionally, the website aids in having a steady and successful business in its
   service area.

   [Company Name] plans to enhance their website to provide an Internet presence that will
   better represent it through digital images and text and serve to more effectively market
   the Company and expand its market.

5.1 Website Marketing Strategy

   [Company Name] has an effective website that informs customers about the specific
   information on the services offered. The Company will create alliances with other local
   businesses; thus [Company Name] will capitalize on using its marketing channels to promote
   the website.

   The website will also be promoted on all of its marketing materials. The Company will
   advertise its site on its business cards as well as in other industry related publications.


[Name] Tel. XXX-XXX-XXXX                                                                     Page 7
   [Company Name]                                                                       2010

   Additionally, The Company plans to tie-into social media sites to expand its presence on the
   web and to reach its targeted customers.

5.2 Development Requirements

   [Company Name] will keep updated service, sales details and information on the website so
   that it is helpful to customers searching the website and surfing the internet. The Company will
   create an advertising presence by promoting the site on several places online.

   [Company Name]'s site is attractive, simple and informative. The site is very user friendly and
   comes from a dependable hosting company.

6.0 Strategy and Implementation Summary

   [Company Name] has clearly defined the target market and has differentiated itself by offering
   a solid solution to fulfilling its client’s needs. Reasonable sales targets have been established
   with an implementation plan designed to ensure the goals set forth below are achieved.


6.1 SWOT Analysis

   [Company Name] has a valuable inventory of strengths that will help it succeed. These
   strengths include: the franchise having an outstanding reputation, trained staff offering
   personalized customer service, and having good referral relationships. Strengths are valuable,
   but it is also important to realize the weaknesses [Company Name] must address. The
   main weakness includes: being new to the Dover, Delaware area.

   [Company Name]'s strengths will help it capitalize on emerging opportunities. These
   opportunities include, but are not limited to, a growing market with a significant percentage of
   the target market still not knowing the Company exists, as well as strategic alliances offering
   sources for referrals and joint marketing activities to extend the Company's reach. [Company
   Name]'s main threat would be its lack of staff; thus if something unexpected happened to the
   owners, the business would suffer.

6.1.1 Strengths

   [Company Name] has much notable strength. These strengths include the Companies:

      Franchise having an outstanding reputation
      Trained staff, offering personalized customer service.
      Good referral relationships.

6.1.2 Weaknesses

   [Company Name]'s main weakness includes being new to the Dover, Delaware area; thus the
   owners are still climbing the "experience curve".




[Name] Tel. XXX-XXX-XXXX                                                                     Page 8
   [Company Name]                                                                         2010

6.1.3 Opportunities

   Opportunities for [Company Name] include:

      Growing market with a significant percentage of its target market still not knowing the
       Company exists.
      Strategic alliances offering sources for referrals and joint marketing activities to extend the
       Company's reach.

6.1.4 Threats

   Due to the Company's lack of staff, [Company Name]'s biggest threat would be something
   unexpected happening to the owners, since they do most of the Company's services.

6.2 Competitive Edge

   [Company Name] has a major advantage because it’s managed to position itself as strategic
   ally with its customers. [Company Name] knows that by building a business based on satisfying
   clients, [Company Name] will simultaneously build defenses against competition. The longer the
   relationship stands, the more the Company will continue to help clients understand what it
   offers them and why they need it.

6.3 Marketing Strategy

   [Company Name]'s marketing strategy involves word-of-mouth advertising as well as placing
   ads online, in the yellow pages or in the newspaper to reach all the potential clients that it
   can. The Company's goal is to provide exceptional service to its customers. [Company Name]
   knows what each customer needs and aims to satisfy them.

   Currently, [Company Name]'s has an advantage because the owners, George and [Name] are a
   superior husband and wife business team that has excellent work ethics, customer service and
   communication skills. [Company Name]'s quality of work and level of integrity will help the
   Company build a strong reputation within its community.

6.4 Sales Strategy

   The owners of [Company Name] have excellent customer relations and work ethics. These skills
   will be useful in making customers comfortable in trusting the Company. [Company
   Name] makes an effort to stay in line with the cleaning and restoration industry in its area that
   are offering similar services; therefore paying attention to industry rates and the
   latest equipment is important. Furthermore, keeping customers happy is an implicit part of
   building a relationship that will encourage repeat business.




[Name] Tel. XXX-XXX-XXXX                                                                       Page 9
   [Company Name]                                                                    2010

6.4.1 Sales Forecast

   The chart and table below show [Company Name] projected Sales Forecast. Annual projections
   for three years are shown here, with first year monthly figures in the appendix. [Company
   Name]'s sales forecast include:

   Cleaning and Restoration services for

      Water Removal
      Fire Damage Removal
      Mold and Bio Hazarded Material Removal

   The Company's direct costs of sales include:

      Uniforms
      Training
      Truck Lease

   The first year forecast for [Company Name]'s total sales are $210,000. The sales forecast for
   Year 2 is $315,000 and Year 3 is $409,500.

Table: Sales Forecast

Sales Forecast
                                                     Year 1           Year 2           Year 3
Sales
Cleaning and Restoration Services                 $210,000         $315,000          $409,500
                                                        $0
Total Sales                                       $210,000         $315,000          $409,500

Direct Cost of Sales                                 Year 1           Year 2           Year 3
Uniforms                                               $252             $257             $262
Training                                             $3,100           $3,255           $3,417
Truck Lease                                          $6,060           $6,060           $6,060
Subtotal Direct Cost of Sales                        $9,412           $9,572           $9,739




[Name] Tel. XXX-XXX-XXXX                                                                Page 10
   [Company Name]                                                                                                                                                          2010

   Chart: Sales Monthly


                                        Sales Monthly
    $20,000

    $18,000
    $16,000
    $14,000

    $12,000
                                                                                                                                           Cleaning and Restoration Services
    $10,000
                                                                                                                                           $0
     $8,000
     $6,000

     $4,000
     $2,000

        $0
               Month 1
                         Month 2
                                   Month 3

                                             Month 4
                                                       Month 5
                                                                 Month 6

                                                                           Month 7
                                                                                     Month 8
                                                                                               Month 9

                                                                                                          Month 10
                                                                                                                     Month 11
                                                                                                                                Month 12




   Chart: Sales by Year


                                         Sales by Year

    $400,000

    $360,000

    $320,000

    $280,000

    $240,000                                                                                                                               Cleaning and Restoration Services

    $200,000                                                                                                                               $0
    $160,000

    $120,000

     $80,000

     $40,000

         $0
                           Year 1                                Year 2                                  Year 3




[Name] Tel. XXX-XXX-XXXX                                                                                                                                                       Page 11
   [Company Name]                                                                       2010

6.5 Milestones

   In order to achieve the growth and marketing goals that have been outline in this business
   plan, [Company Name] has deadlines to meet and ideas to implement. Some of these are
   outlined below:

   1. Obtain grant funding in the amount of $284,000 to improve business
   2. Purchase Equipment
   3. Advertisement
   4. Purchase Office Equipment
   5. Purchase Office Supplies
   6. Do Web design
   7. Purchase Inventory
   8. Travel Expenses
   9. Auto/Truck Expense
   10. Pay Salary
   11. Marketing/Royalty
   12. Operation Capital

Table: Milestones


Milestones

Milestone                     Budget
Purchase Equipment           $95,000
Advertisement                 $5,000
Purchase Office               $1,500
Equipment
Purchase Office                $1,000
Supplies
Do Web design                 $2,500
Purchase Inventory           $90,000
Travel Expenses               $2,500
Auto/Truck Expense            $2,500
Pay Salary                   $46,000
Marketing/Royalty            $25,000
Operation Capital            $13,000
Totals                      $284,000



7.0 Management Summary

   [Name] are the owners of [Company Name]. The Minors have a keen business sense and have
   started the necessary training to run their cleaning and restoration business successfully. The
   Minor's strong managerial skills and leadership qualities will aid them in running their business
   effectively. [Name] will operate as the lead Restoration Professional. Additionally, the Minors
   will hire a part-time person to assist with the Company's duties.




[Name] Tel. XXX-XXX-XXXX                                                                   Page 12
   [Company Name]                                                                      2010

7.1 Personnel Plan

   The table below contains the details of [Company Name]'s personnel plan. The detailed monthly
   personnel plan for the first year is included in the appendix.

   [Name] are the owners of [Company Name]. The small staff will consist of the owners and a
   part-time employee. Additional personnel will be added as needed.

Table: Personnel

Personnel Plan
                                                           Year 1          Year 2          Year 3
[Name]                                                    $30,996         $31,926         $32,884
Part-time Employee                                        $15,000         $15,450         $15,914
Total People                                                    2               2               2

Total Payroll                                             $45,996         $47,376         $48,797


8.0 Financial Plan

   The current financial plan for [Company Name] is to obtain grant funding in the amount of
   $284,000. The funding will be used to purchase cleaning equipment, do advertising, purchase
   office equipment and office supplies, do web design, purchase inventory, cover travel expenses,
   cover auto/truck expense, pay salaries, cover marketing/royalty, and cover operation capital.

   The following sections of this plan will serve to describe the Company's financial plan in more
   detail:

      Start- Up Funding
      Important Assumptions
      Break-even Analysis
      Profit and Loss
      Cash Flow
      Balance Sheet
      Ratios

8.1 Start-up Funding

   [Company Name] start-up costs include insurance, inventory, supplies, website and advertising
   expenses, which are detailed in the Start-up Table. The following table shows how these start-
   up costs will be funded.




[Name] Tel. XXX-XXX-XXXX                                                                  Page 13
    [Company Name]                                                                   2010

Table: Start-up Funding


Start-up Funding
Start-up Expenses to Fund                                $35,500
Start-up Assets to Fund                                 $187,500
Total Funding Required                                  $223,000

Assets
Non-cash Assets from Start-up                           $187,500
Cash Requirements from Start-up                               $0
Additional Cash Raised                                   $61,000
Cash Balance on Starting Date                            $61,000
Total Assets                                            $248,500


Liabilities and Capital

Liabilities
Current Borrowing                                             $0
Long-term Liabilities                                         $0
Accounts Payable (Outstanding Bills)                          $0
Other Current Liabilities (interest-free)                     $0
Total Liabilities                                             $0

Capital

Planned Investment
Owner                                                         $0
Investor                                                $284,000
Additional Investment Requirement                             $0
Total Planned Investment                                $284,000

Loss at Start-up (Start-up Expenses)                    ($35,500)
Total Capital                                           $248,500


Total Capital and Liabilities                           $248,500

Total Funding                                           $284,000


8.2 Important Assumptions

    The table below presents the assumptions used in the financial calculations of this business
    plan.

    The average percent variable cost is estimated to be 4%. The estimated monthly fixed cost is
    estimated to be $10,030.



[Name] Tel. XXX-XXX-XXXX                                                                Page 14
   [Company Name]                                                                                             2010

8.3 Break-even Analysis

   For our break-even analysis, the monthly revenue needed to break-even is $10,501. The break-
   even analysis has been calculated on the "burn rate" of The Company. [Company Name] feels
   that this gives the investor a more accurate picture of the actual risk of the venture.

Table: Break-even Analysis

Break-even Analysis

Monthly Revenue Break-even                                           $10,501

Assumptions:
Average Percent Variable Cost                                            4%
Estimated Monthly Fixed Cost                                         $10,030




   Chart: Break-even Analysis


                                           Break-even Analysis
      $10,000

       $8,000

       $6,000

       $4,000

       $2,000

           $0

      ($2,000)

      ($4,000)

      ($6,000)

      ($8,000)

     ($10,000)
                 $0            $4,000            $8,000          $12,000       $16,000       $20,000
                      $2,000            $6,000            $10,000       $14,000       $18,000       $22,000




[Name] Tel. XXX-XXX-XXXX                                                                                       Page 15
   [Company Name]                                                                       2010

8.4 Projected Profit and Loss

   [Company Name]'s Pro Forma Profit and Loss statement was conservatively constructed and is
   based in large part on past performance.

   The sales for Year 1, Year 2 and Year 3 are $210,000, $315,000 and $409,500, respectively.
   The net profit for the same period is $56,156, $115,156 and $167,793, respectively. The
   percentages of the net profit sales for this period were 26.74%, 36.56% and 40.98%,
   respectively.

   Once the Company receives grant funding to add the new assets, the depreciation of the new
   fixed assets will be over a 7 year period. Since the equipment totaled $97,500, it's then divided
   by 7 years and equals $13,929 a year.

   The aggregated amount of miscellaneous expenses is 10% of the total sales.

Table: Profit and Loss

Pro Forma Profit and Loss
                                                 Year 1            Year 2            Year 3
Sales                                          $210,000          $315,000          $409,500
Direct Cost of Sales                             $9,412            $9,572            $9,739
Other Costs of Sales                                 $0
Total Cost of Sales                              $9,412            $9,572            $9,739

Gross Margin                                   $200,588          $305,428          $399,761
Gross Margin %                                  95.52%            96.96%            97.62%


Expenses
Payroll                                          $45,996          $47,376           $48,797
Advertising                                       $5,004           $6,005            $7,206
Depreciation                                      $6,966          $13,929           $13,929
Marketing/Royalty                                $24,996          $25,000           $25,000
Utilities                                         $2,004           $2,000            $2,000
Insurance                                         $2,496           $2,500            $2,500
Payroll Taxes                                     $6,899           $7,106            $7,320
Repair/Maintenance                                $5,004           $5,504            $6,055
Other                                            $21,000          $31,500           $47,250

Total Operating Expenses                       $120,365          $140,920          $160,056

Profit Before Interest and Taxes                 $80,223         $164,508          $239,704
EBITDA                                           $87,189         $178,437          $253,633
 Interest Expense                                     $0               $0                $0
 Taxes Incurred                                  $24,067          $49,352           $71,911

Net Profit                                       $56,156         $115,156          $167,793
Net Profit/Sales                                 26.74%           36.56%            40.98%



[Name] Tel. XXX-XXX-XXXX                                                                      Page 16
   [Company Name]                                                                                   2010

   Chart: Profit Monthly


                                            Profit Monthly
    $6,000


    $5,000


    $4,000


    $3,000


    $2,000


    $1,000


       $0
             Month 1       Month 3       Month 5       Month 7       Month 9      Month 11
                    Month 2       Month 4       Month 6       Month 8      Month 10      Month 12




   Chart: Profit Yearly


                                             Profit Yearly



    $160,000

    $140,000

    $120,000

    $100,000

     $80,000

     $60,000

     $40,000

     $20,000

         $0
                         Year 1                   Year 2                   Year 3




[Name] Tel. XXX-XXX-XXXX                                                                             Page 17
   [Company Name]                                                                                     2010

   Chart: Gross Margin Monthly


                                        Gross Margin Monthly
    $20,000

    $18,000

    $16,000

    $14,000

    $12,000

    $10,000

     $8,000

     $6,000

     $4,000

     $2,000

        $0
               Month 1       Month 3       Month 5       Month 7       Month 9      Month 11
                      Month 2       Month 4       Month 6       Month 8      Month 10      Month 12




   Chart: Gross Margin Yearly


                                         Gross Margin Yearly


    $400,000

    $360,000

    $320,000
    $280,000

    $240,000

    $200,000

    $160,000

    $120,000
     $80,000

     $40,000

         $0
                          Year 1                   Year 2                    Year 3




[Name] Tel. XXX-XXX-XXXX                                                                               Page 18
    [Company Name]                                                                      2010

8.5 Projected Cash Flow

    [Company Name] is seeking funding in the amount of $284,000. [Company Name]'s forecast
    that it will receive $284,000 in the month of June. During this period, the Company will use the
    money to purchase equipment, do advertising, purchase office equipment, purchase office
    supplies, do web design, purchase inventory, cover travel expenses, cover auto/truck expense,
    pay salaries, cover marketing/royalty, cover operation capital.

    The following table displays [Company Name]'s cash flow and the chart illustrates monthly cash
    flow in the first year. Monthly cash flow projections are also included in the appendix.

Table: Cash Flow

Pro Forma Cash Flow
                                                           Year 1            Year 2           Year 3
Cash Received

Cash from Operations
Cash Sales                                               $210,000         $315,000          $409,500
Subtotal Cash from Operations                            $210,000         $315,000          $409,500

Additional Cash Received
Sales Tax, VAT, HST/GST Received                          $12,495          $18,743           $24,365
New Current Borrowing                                          $0               $0                $0
New Other Liabilities (interest-free)                          $0               $0                $0
New Long-term Liabilities                                      $0               $0                $0
Sales of Other Current Assets                                  $0               $0                $0
Sales of Long-term Assets                                      $0               $0                $0
New Investment Received                                        $0               $0                $0
Subtotal Cash Received                                   $222,495         $333,743          $433,865

Expenditures                                               Year 1            Year 2           Year 3

Expenditures from Operations
Cash Spending                                             $45,996          $47,376           $48,797
Bill Payments                                             $83,557         $141,697          $177,708
Subtotal Spent on Operations                             $129,553         $189,073          $226,505

Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out                          $12,495          $18,743           $24,365
Principal Repayment of Current Borrowing                       $0               $0                $0
Other Liabilities Principal Repayment                          $0               $0                $0
Long-term Liabilities Principal Repayment                      $0               $0                $0
Purchase Other Current Assets                              $2,500               $0                $0
Purchase Long-term Assets                                 $95,000               $0                $0
Dividends                                                      $0               $0                $0
Subtotal Cash Spent                                      $239,548         $207,816          $250,870

Net Cash Flow                                            ($17,053)        $125,927          $182,995
Cash Balance                                               $43,947        $169,874          $352,869




[Name] Tel. XXX-XXX-XXXX                                                                    Page 19
   [Company Name]                                                                                                                                                 2010

   Chart: Cash


                                                            Cash
     $100,000

      $80,000

      $60,000

      $40,000

      $20,000                                                                                                                                   Net Cash Flow
           $0
                                                                                                                                                Cash Balance
     ($20,000)

     ($40,000)

     ($60,000)

     ($80,000)
                 Month 1

                           Month 2

                                     Month 3

                                               Month 4

                                                         Month 5

                                                                   Month 6

                                                                             Month 7

                                                                                       Month 8

                                                                                                 Month 9

                                                                                                            Month 10

                                                                                                                       Month 11

                                                                                                                                  Month 12
8.6 Projected Balance Sheet

   [Company Name]'s net worth is $304,656, $419,812 and $587,605 for Year 1, Year 2 and Year
   3, respectively.

Table: Balance Sheet

Pro Forma Balance Sheet
                                                                                                             Year 1                            Year 2             Year 3
Assets

Current Assets
Cash                                                                                                        $43,947                          $169,874           $352,869
Inventory                                                                                                   $80,588                           $87,814            $89,401
Other Current Assets                                                                                         $5,000                            $5,000             $5,000
Total Current Assets                                                                                       $129,535                          $262,687           $447,270

Long-term Assets
Long-term Assets                                                                                           $190,000                          $190,000           $190,000
Accumulated Depreciation                                                                                     $6,966                           $20,895            $34,824
Total Long-term Assets                                                                                     $183,034                          $169,105           $155,176
Total Assets                                                                                               $312,569                          $431,792           $602,446




[Name] Tel. XXX-XXX-XXXX                                                                                                                                             Page 20
    [Company Name]                                                               2010


Table: Balance Sheet (Continued)

Liabilities and Capital                          Year 1          Year 2          Year 3

Current Liabilities
Accounts Payable                                 $7,913         $11,981         $14,841
Current Borrowing                                    $0              $0              $0
Other Current Liabilities                            $0              $0              $0
Subtotal Current Liabilities                     $7,913         $11,981         $14,841

Long-term Liabilities                                $0              $0              $0
Total Liabilities                                $7,913         $11,981         $14,841

Paid-in Capital                               $284,000         $284,000        $284,000
Retained Earnings                             ($35,500)         $20,656        $135,812
Earnings                                        $56,156        $115,156        $167,793
Total Capital                                 $304,656         $419,812        $587,605
Total Liabilities and Capital                 $312,569         $431,792        $602,446

Net Worth                                      $304,656        $419,812        $587,605


8.7 Business Ratios

    The table below presents the projected business ratios from the cleaning and restoration
    industry as a reference with sales less than $500,000.




[Name] Tel. XXX-XXX-XXXX                                                            Page 21
   [Company Name]                                                   2010

Table: Ratios

Ratio Analysis
                                     Year 1    Year 2    Year 3   Industry Profile
Sales Growth                           n.a.   50.00%    30.00%            -0.71%

Percent of Total Assets
Inventory                            25.78%    20.34%    14.84%           2.18%
Other Current Assets                  1.60%     1.16%     0.83%          53.58%
Total Current Assets                 41.44%    60.84%    74.24%          70.11%
Long-term Assets                     58.56%    39.16%    25.76%          29.89%
Total Assets                        100.00%   100.00%   100.00%         100.00%

Current Liabilities                  2.53%     2.77%     2.46%           37.94%
Long-term Liabilities                0.00%     0.00%     0.00%           54.53%
Total Liabilities                    2.53%     2.77%     2.46%           92.47%
Net Worth                           97.47%    97.23%    97.54%            7.53%

Percent of Sales
Sales                               100.00%   100.00%   100.00%         100.00%
Gross Margin                         95.52%    96.96%    97.62%          59.56%
Selling, General & Administrative    68.78%    60.40%    56.65%          28.35%
Expenses
Advertising Expenses                 2.38%     1.91%     1.76%             1.21%
Profit Before Interest and Taxes    38.20%    52.22%    58.54%             8.19%

Main Ratios
Current                               16.37     21.93     30.14             1.24
Quick                                  6.19     14.60     24.11             1.18
Total Debt to Total Assets           2.53%     2.77%     2.46%           92.47%
Pre-tax Return on Net Worth         26.33%    39.19%    40.79%          696.33%
Pre-tax Return on Assets            25.67%    38.10%    39.79%           52.41%




[Name] Tel. XXX-XXX-XXXX                                                Page 22
   [Company Name]                                            2010

Table: Ratios (Continued)

Additional Ratios             Year 1     Year 2     Year 3
Net Profit Margin            26.74%     36.56%     40.98%           n.a
Return on Equity             18.43%     27.43%     28.56%           n.a

Activity Ratios
Inventory Turnover              0.11       0.11       0.11          n.a
Accounts Payable Turnover      11.56      12.17      12.17          n.a
Payment Days                      27         25         27          n.a
Total Asset Turnover            0.67       0.73       0.68          n.a

Debt Ratios
Debt to Net Worth               0.03       0.03       0.03          n.a
Current Liab. to Liab.          1.00       1.00       1.00          n.a

Liquidity Ratios
Net Working Capital         $121,622   $250,707   $432,429          n.a
Interest Coverage               0.00       0.00       0.00          n.a

Additional Ratios
Assets to Sales                 1.49       1.37       1.47          n.a
Current Debt/Total Assets        3%         3%         2%           n.a
Acid Test                       6.19      14.60      24.11          n.a
Sales/Net Worth                 0.69       0.75       0.70          n.a
Dividend Payout                 0.00       0.00       0.00          n.a




[Name] Tel. XXX-XXX-XXXX                                      Page 23
                                                                      Appendix

Table: Sales Forecast


Sales Forecast
                                Month 1     Month 2    Month 3    Month 4    Month 5    Month 6    Month 7    Month 8   Month 9    Month     Month     Month
                                                                                                                                      10        11        12
Sales
Cleaning and Restoration        $15,440     $16,055    $16,296    $16,524    $17,038    $17,299    $17,627    $18,100   $18,364   $18,653   $19,110   $19,494
Services

Total Sales                     $15,440     $16,055    $16,296    $16,524    $17,038    $17,299    $17,627    $18,100   $18,364   $18,653   $19,110   $19,494

Direct Cost of Sales            Month 1     Month 2    Month 3    Month 4    Month 5    Month 6    Month 7    Month 8   Month 9    Month     Month     Month
                                                                                                                                      10        11        12
Uniforms                           $21         $21        $21        $21        $21        $21        $21        $21       $21       $21       $21       $21
Training                          $258        $258       $258       $258       $258       $258       $258       $258      $258      $258      $258      $258
Truck Lease                       $505        $505       $505       $505       $505       $505       $505       $505      $505      $505      $505      $505
Subtotal Direct Cost of Sales     $784        $784       $784       $784       $784       $784       $784       $784      $784      $784      $784      $784


Table: Personnel

Personnel Plan
                                  Month 1    Month 2    Month 3    Month 4    Month 5    Month 6   Month 7    Month 8   Month 9     Month     Month     Month
                                                                                                                                       10        11        12
[Name]                             $2,583     $2,583     $2,583     $2,583     $2,583     $2,583     $2,583    $2,583    $2,583    $2,583    $2,583    $2,583
Part-time Employee                 $1,250     $1,250     $1,250     $1,250     $1,250     $1,250     $1,250    $1,250    $1,250    $1,250    $1,250    $1,250
Total People                            0          0          0          0          0          0          0         0         0         0         0         2

Total Payroll                      $3,833     $3,833     $3,833     $3,833     $3,833     $3,833     $3,833    $3,833    $3,833    $3,833    $3,833    $3,833




                                                                                                                                                      Page 1
                                                                          Appendix

Table: Profit and Loss

Pro Forma Profit and Loss
                                  Month 1   Month 2   Month 3   Month 4     Month 5   Month 6   Month 7   Month 8   Month 9   Month 10   Month 11   Month 12
Sales                             $15,440   $16,055   $16,296   $16,524     $17,038   $17,299   $17,627   $18,100   $18,364    $18,653    $19,110    $19,494
Direct Cost of Sales                 $784      $784      $784      $784        $784      $784      $784      $784      $784       $784       $784       $784
Other Costs of Sales
Total Cost of Sales                 $784      $784      $784      $784        $784      $784      $784      $784      $784       $784       $784       $784

Gross Margin                      $14,656   $15,271   $15,512   $15,740     $16,254   $16,515   $16,843   $17,316   $17,580    $17,869    $18,326    $18,710
Gross Margin %                    94.92%    95.11%    95.19%    95.25%      95.40%    95.47%    95.55%    95.67%    95.73%     95.80%     95.90%     95.98%


Expenses
Payroll                            $3,833    $3,833    $3,833    $3,833      $3,833    $3,833    $3,833    $3,833    $3,833     $3,833     $3,833     $3,833
Advertising                          $417      $417      $417      $417        $417      $417      $417      $417      $417       $417       $417       $417
Depreciation                           $0        $0        $0        $0          $0        $0    $1,161    $1,161    $1,161     $1,161     $1,161     $1,161
Marketing/Royalty                  $2,083    $2,083    $2,083    $2,083      $2,083    $2,083    $2,083    $2,083    $2,083     $2,083     $2,083     $2,083
Utilities                            $167      $167      $167      $167        $167      $167      $167      $167      $167       $167       $167       $167
Insurance                            $208      $208      $208      $208        $208      $208      $208      $208      $208       $208       $208       $208
Payroll Taxes               15%      $575      $575      $575      $575        $575      $575      $575      $575      $575       $575       $575       $575
Repair/Maintenance                   $417      $417      $417      $417        $417      $417      $417      $417      $417       $417       $417       $417
Other                       10%    $1,544    $1,606    $1,630    $1,652      $1,704    $1,730    $1,763    $1,810    $1,836     $1,865     $1,911     $1,949

Total Operating                    $9,244    $9,305    $9,330    $9,352      $9,404    $9,430   $10,624   $10,671   $10,697    $10,726    $10,772    $10,810
Expenses

Profit Before Interest             $5,412    $5,965    $6,182    $6,387      $6,850    $7,085    $6,219    $6,645    $6,882     $7,142     $7,554     $7,899
and Taxes
EBITDA                             $5,412    $5,965    $6,182    $6,387      $6,850    $7,085    $7,380    $7,806    $8,043     $8,303     $8,715     $9,060
 Interest Expense                      $0        $0        $0        $0          $0        $0        $0        $0        $0         $0         $0         $0
 Taxes Incurred                    $1,624    $1,790    $1,855    $1,916      $2,055    $2,125    $1,866    $1,993    $2,065     $2,143     $2,266     $2,370

Net Profit                         $3,788    $4,176    $4,328    $4,471      $4,795    $4,959    $4,353    $4,651    $4,818     $5,000     $5,288     $5,530
Net Profit/Sales                  24.54%    26.01%    26.56%    27.06%      28.14%    28.67%    24.70%    25.70%    26.23%     26.80%     27.67%     28.37%




                                                                                                                                                    Page 2
                                                                          Appendix

Table: Cash Flow

Pro Forma Cash Flow
                                        Month 1   Month 2   Month 3   Month 4   Month 5   Month 6   Month 7   Month 8   Month 9    Month     Month     Month
                                                                                                                                      10        11        12
Cash Received

Cash from Operations
Cash Sales                              $15,440   $16,055   $16,296   $16,524   $17,038   $17,299   $17,627   $18,100   $18,364   $18,653   $19,110   $19,494
Subtotal Cash from                      $15,440   $16,055   $16,296   $16,524   $17,038   $17,299   $17,627   $18,100   $18,364   $18,653   $19,110   $19,494
Operations

Additional Cash Received
Sales Tax, VAT, HST/GST         5.95%     $919      $955      $970      $983     $1,014    $1,029    $1,049    $1,077    $1,093    $1,110    $1,137    $1,160
Received
New Current Borrowing                       $0        $0        $0        $0         $0       $0        $0        $0        $0        $0        $0        $0
New Other Liabilities                       $0        $0        $0        $0         $0       $0        $0        $0        $0        $0        $0        $0
(interest-free)
New Long-term Liabilities                    $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0
Sales of Other Current Assets                $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0
Sales of Long-term Assets                    $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0
New Investment Received                      $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0        $0
Subtotal Cash Received                  $16,359   $17,010   $17,266   $17,507   $18,052   $18,328   $18,676   $19,177   $19,457   $19,763   $20,247   $20,654




                                                                                                                                                      Page 3
                                                                    Appendix


Table: Cash Flow (Continued)

Expenditures                      Month 1   Month 2   Month 3   Month 4   Month 5   Month 6     Month 7   Month 8   Month 9    Month     Month     Month
                                                                                                                                  10        11        12

Expenditures from
Operations
Cash Spending                      $3,833    $3,833    $3,833    $3,833    $3,833     $3,833     $3,833    $3,833    $3,833    $3,833    $3,833    $3,833
Bill Payments                        $234    $7,042    $7,265    $7,354    $7,442     $7,629     $7,715    $7,501    $7,674    $7,772    $7,881    $8,049
Subtotal Spent on Operations       $4,067   $10,875   $11,098   $11,187   $11,275    $11,462    $11,548   $11,334   $11,507   $11,605   $11,714   $11,882

Additional Cash Spent
Sales Tax, VAT, HST/GST             $919      $955      $970      $983     $1,014     $1,029     $1,049    $1,077    $1,093    $1,110    $1,137    $1,160
Paid Out
Principal Repayment of                $0        $0        $0        $0         $0         $0        $0        $0        $0        $0        $0        $0
Current Borrowing
Other Liabilities Principal           $0        $0        $0        $0         $0         $0        $0        $0        $0        $0        $0        $0
Repayment
Long-term Liabilities Principal       $0        $0        $0        $0         $0         $0        $0        $0        $0        $0        $0        $0
Repayment
Purchase Other Current                $0        $0        $0        $0         $0     $2,500        $0        $0        $0        $0        $0        $0
Assets
Purchase Long-term Assets              $0        $0        $0        $0        $0    $95,000         $0        $0        $0        $0        $0        $0
Dividends                              $0        $0        $0        $0        $0         $0         $0        $0        $0        $0        $0        $0
Subtotal Cash Spent                $4,986   $11,830   $12,068   $12,170   $12,289   $109,991    $12,597   $12,411   $12,599   $12,714   $12,851   $13,042

Net Cash Flow                     $11,373    $5,180    $5,198    $5,337    $5,763   ($91,663)    $6,079    $6,766    $6,857    $7,048    $7,396    $7,612
Cash Balance                      $72,373   $77,552   $82,750   $88,087   $93,851      $2,188    $8,267   $15,033   $21,890   $28,938   $36,335   $43,947




                                                                                                                                                  Page 4
                                                                                     Appendix

Table: Balance Sheet

Pro Forma Balance Sheet
                                             Month 1     Month 2     Month 3     Month 4     Month 5     Month 6     Month 7     Month 8     Month 9    Month 10    Month 11    Month 12
Assets                      Starting
                            Balances

Current Assets
Cash                              $61,000    $72,373     $77,552     $82,750     $88,087     $93,851      $2,188      $8,267     $15,033     $21,890     $28,938     $36,335     $43,947
Inventory                         $90,000    $89,216     $88,431     $87,647     $86,863     $86,078     $85,294     $84,510     $83,726     $82,941     $82,157     $81,373     $80,588
Other Current Assets               $2,500     $2,500      $2,500      $2,500      $2,500      $2,500      $5,000      $5,000      $5,000      $5,000      $5,000      $5,000      $5,000
Total Current Assets             $153,500   $164,088    $168,484    $172,898    $177,450    $182,429     $92,482     $97,777    $103,758    $109,831    $116,095    $122,707    $129,535

Long-term Assets
Long-term Assets                  $95,000    $95,000     $95,000     $95,000     $95,000     $95,000    $190,000    $190,000    $190,000    $190,000    $190,000    $190,000    $190,000
Accumulated                            $0         $0          $0          $0          $0          $0          $0      $1,161      $2,322      $3,483      $4,644      $5,805      $6,966
Depreciation
Total Long-term Assets            $95,000    $95,000     $95,000     $95,000     $95,000     $95,000    $190,000    $188,839    $187,678    $186,517    $185,356    $184,195    $183,034
Total Assets                     $248,500   $259,088    $263,484    $267,898    $272,450    $277,429    $282,482    $286,616    $291,436    $296,348    $301,451    $306,902    $312,569

Liabilities and Capital                      Month 1     Month 2     Month 3     Month 4     Month 5     Month 6     Month 7     Month 8     Month 9    Month 10    Month 11    Month 12

Current Liabilities
Accounts Payable                       $0     $6,800      $7,020      $7,106      $7,188      $7,372      $7,465      $7,246      $7,415      $7,509      $7,612      $7,776      $7,913
Current Borrowing                      $0         $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0
Other Current Liabilities              $0         $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0
Subtotal Current                       $0     $6,800      $7,020      $7,106      $7,188      $7,372      $7,465      $7,246      $7,415      $7,509      $7,612      $7,776      $7,913
Liabilities

Long-term Liabilities                  $0         $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0
Total Liabilities                      $0     $6,800      $7,020      $7,106      $7,188      $7,372      $7,465      $7,246      $7,415      $7,509      $7,612      $7,776      $7,913

Paid-in Capital                 $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000    $284,000
Retained Earnings               ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)   ($35,500)
Earnings                               $0      $3,788      $7,964     $12,291     $16,763     $21,558     $26,517     $30,870     $35,522     $40,339     $45,339     $50,627     $56,156
Total Capital                   $248,500    $252,288    $256,464    $260,791    $265,263    $270,058    $275,017    $279,370    $284,022    $288,839    $293,839    $299,127    $304,656
Total Liabilities and           $248,500    $259,088    $263,484    $267,898    $272,450    $277,429    $282,482    $286,616    $291,436    $296,348    $301,451    $306,902    $312,569
Capital

Net Worth                        $248,500   $252,288    $256,464    $260,791    $265,263    $270,058    $275,017    $279,370    $284,022    $288,839    $293,839    $299,127    $304,656


                                                                                                                                                                                Page 5
                                                               Appendix

INFORMATION AND FORMS ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND
INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS
FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL DOCSTOC, INC., OR ITS AGENTS, OFFICERS, ATTORNEYS,
ETC., BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF
PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE
THE MATERIALS, EVEN IF DOCSTOC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. They are for
guidance and should be modified by you or your attorney to meet your specific needs and the laws of your state or jurisdiction. Use at
your own risk. Docstoc® is NOT providing legal or any other kind of advice and is not creating or entering into an Attorney-Client
relationship. The information, reports, and forms are not a substitute for the advice of your own attorney. The law is a personal matter
and no general information or forms or like the kind Docstoc provides can always correctly fit every circumstance.

Note: Carefully read and follow the Instructions and Comments contained in this document for your customization to suit your specific
circumstances and requirements. You will want to delete the Instructions and Comments from open bracket (“[“) to close bracket (“]”)
after reading and following them. You (or your attorney) may want to make additional modifications to meet your specific needs and the
laws of your state. The Instructions and Comments are not a substitute for the advice of your own attorney.

◊ Where within this document you see this symbol: ◊ or an instruction states “Insert any number you choose◊,” or something similar, or
there is a blank for the user to complete, please note that although Docstoc believes the information or number may be any that the user
chooses, and that there is no law governing what the information or number should be, you might want to verify this, including by
consulting with your own attorney practicing in your state. Because the law is different from jurisdiction to jurisdiction and the laws are
subject to change, Docstoc cannot guarantee—and disclaims all guarantees—that it is correct for the information or number to be
anything that the user chooses.

The information, forms, instructions, tips, comments, decision tree alternatives and choices, reports, and services in and through Docstoc
are not legal advice, but are general information / forms on general issues often encountered designed to help Docstoc users, members,
purchasers, and subscribers address their own needs. But information, including tips, general forms, instructions, comments, decision
tree alternatives and choices, and reports, no matter how seemingly customized to conform to the laws and regulations applicable to you,
is not the same as legal advice, which may be the specific application of laws and regulations by lawyers licensed to practice law in your
state to the specific circumstances and needs of individuals and entities. Some states, counties, municipalities, and other governmental
divisions, have highly specific laws and regulations, and our information / forms / reports may not take all those specific laws and
regulations into consideration, although we tried to do so.

Docstoc is not a law firm and the employees and contractors (including attorneys, if any) of Docstoc are not acting as your attorneys, and
none of them are a substitute for the advice of your own attorney licensed to practice law in your state. The employees or contractors of
Docstoc, who wrote or modified any form, instructions, tips, comments, decision tree alternatives and choices, and reports, are NOT
providing legal or any other kind of advice and are not creating or entering into an Attorney-Client relationship. Any such form,
instruction, tips, comments, decision tree alternatives and choices, and reports were most likely NOT prepared or reviewed by an
attorney licensed to practice law in your state, and, therefore, the employees or contractors could not provide you with legal advice even
if they or Docstoc wanted to. Even though we take every reasonable effort to attempt to make sure our information / forms / reports are
accurate, up to-date, and useful, we recommend that you consult a lawyer licensed to practice law in your state if you want professional
assurance that our information, forms, instructions, tips, comments, decision tree alternatives and choices, and reports; your
interpretation of it or them; and the information and input that you provide are appropriate to your particular situation. Application of
these general principles and wording to particular circumstances should be done by a lawyer who has consulted with you in confidence,
learned all relevant information, and explored various options. Before acting on these general principles and general wording, you might
want to hire a lawyer licensed to practice law in the jurisdiction to which your question pertains. The information, forms, instructions,
tips, comments, decision tree alternatives and choices, and reports, available on and through Docstoc are not legal advice and are not
guaranteed to be correct, complete, accurate, or up-to-date. Because the law is different from jurisdiction to jurisdiction, they are subject
to changes, and there are varying interpretations and applications by different courts and governmental and administrative bodies, and
Docstoc cannot guarantee—and disclaims all guarantees—that the information, forms, and reports on or through the site and services are
completely current or accurate. Please further note that laws change and are regularly amended; therefore, the provisions, names, and
section numbers of statutes, codes, or regulations, and the types of permits or licenses within any forms or reports, may not be 100%
correct, as they may be partially or wholly out of date and some relevant ones may have been omitted or misinterpreted.
Docstoc is not permitted to engage in the practice of law. Docstoc is prohibited from providing any kind of advice, explanation,
opinion, or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection, or completion of
forms or strategies.
Communications between you and Docstoc may be protected by our Privacy Policy (http://premium.docstoc.com/privacypolicy), but are
NOT protected by the attorney-client privilege or work product doctrine since Docstoc is not a law firm and is not providing legal
advice. No Docstoc employee, contractor, or attorney is authorized to provide you with any advice about what information
(again, which includes forms) to use or how to use or complete it or them.

Entire      document        copyright       ©       Docstoc®,        Inc.,      2010       -      2013        All      Right       Reserved




                                                                                                                                   Page 6
                                                               Appendix


				
DOCUMENT INFO
Shared By:
Tags:
Stats:
views:1247
posted:12/20/2011
language:English
pages:34
Description: This Business Plan for a Water and Fire Damage Restoration Services company allows entrepreneurs or business owners to create a comprehensive and professional business plan. This template form allows a business to outline the company's objectives and detail both current company information as well as any past performance. Companies should include a complete market analysis in their plan to help showcase why their business strategy will be effective in the market. Future company plans, including production targets, management strategy, and financial forecasting, should be used to demonstrate and confirm that the company's short-term and long-term objective can and will be met. This model plan can be customized to best fit the unique needs of any entrepreneur or owner that is seeking to create a strong business plan.