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Business Plan for Real Estate Distressed Home Renovation

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					Business Plan for Real
Estate Distressed Home
Renovation
This Business Plan for a Real Estate Distressed Home Renovation company allows
entrepreneurs or business owners to create a comprehensive and professional business
plan. This template form allows a business to outline the company's objectives and
detail both current company information as well as any past performance. Companies
should include a complete market analysis in their plan to help showcase why their
business strategy will be effective in the market. Future company plans, including
production targets, management strategy, and financial forecasting, should be used to
demonstrate and confirm that the company's short-term and long-term objective can
and will be met. This model plan can be customized to best fit the unique needs of any
entrepreneur or owner that is seeking to create a strong business plan.
                                       Confidentiality Agreement

The undersigned reader acknowledges that the information provided by [Company Name] in this
business plan is confidential; therefore, reader agrees not to disclose it without the express written
permission of [Company Name].

It is acknowledged by reader that information to be furnished in this business plan is in all respects
confidential in nature, other than information which is in the public domain through other means
and that any disclosure or use of same by reader may cause serious harm or damage to [Company
Name].

Upon request, this document is to be immediately returned to [Company Name].




___________________
Signature




___________________
Name (typed or printed)




___________________
Date




                   This is a business plan. It does not imply an offering of securities.




© Copyright 2012 Docstoc Inc.                                                          1
                                                               Table of Contents



1.0 Executive Summary .....................................................................................................................1
    Chart: Highlights ...........................................................................................................................1
  1.1 Objectives ....................................................................................................................................2
  1.2 Mission...........................................................................................................................................2
  1.3 Keys to Success .........................................................................................................................2
2.0 Company Summary......................................................................................................................2
  2.1 Company Ownership................................................................................................................2
  2.2 Company History.......................................................................................................................3
    Table: Past Performance ............................................................................................................3
    Table: Past Performance (Continued)...................................................................................4
    Chart: Past Performance ............................................................................................................4
3.0 Products and Services .................................................................................................................5
4.0 Market Analysis Summary.........................................................................................................5
  4.1 Market Segmentation ..............................................................................................................6
    Table: Market Analysis................................................................................................................7
    Chart: Market Analysis (Pie).....................................................................................................7
  4.2 Target Market Segment Strategy .......................................................................................8
  4.3 Service Business Analysis ......................................................................................................8
    4.3.1 Competition and Buying Patterns ...............................................................................9
5.0 Web Plan Summary......................................................................................................................9
  5.1 Website Marketing Strategy .................................................................................................9
  5.2 Development Requirements..................................................................................................9
6.0 Strategy and Implementation Summary .............................................................................9
  6.1 SWOT Analysis .........................................................................................................................10
    6.1.1 Strengths............................................................................................................................10
    6.1.2 Weaknesses.......................................................................................................................10
    6.1.3 Opportunities ....................................................................................................................10
    6.1.4 Threats ................................................................................................................................10
  6.2 Competitive Edge ....................................................................................................................11
  6.3 Marketing Strategy.................................................................................................................11
  6.4 Sales Strategy ..........................................................................................................................11
    6.4.1 Sales Forecast ..................................................................................................................12
      Table: Sales Forecast ............................................................................................................12
      Chart: Sales Monthly .............................................................................................................13
      Chart: Sales by Year..............................................................................................................13
  6.5 Milestones ..................................................................................................................................14
    Table: Milestones ........................................................................................................................14
7.0 Management Summary ............................................................................................................14
  7.1 Personnel Plan ..........................................................................................................................15
    Table: Personnel..........................................................................................................................15
8.0 Financial Plan ................................................................................................................................15
  8.1 Important Assumptions ........................................................................................................16
  8.2 Break-even Analysis ..............................................................................................................16
    Table: Break-even Analysis ....................................................................................................16

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                                                             Table of Contents



    Chart: Break-even Analysis ....................................................................................................16
  8.3 Projected Profit and Loss .....................................................................................................17
    Table: Profit and Loss................................................................................................................17
    Chart: Profit Monthly .................................................................................................................18
    Chart: Profit Yearly.....................................................................................................................18
    Chart: Gross Margin Monthly .................................................................................................19
    Chart: Gross Margin Yearly.....................................................................................................19
  8.4 Projected Cash Flow...............................................................................................................20
    Table: Cash Flow .........................................................................................................................20
    Chart: Cash ...................................................................................................................................21
  8.5 Projected Balance Sheet ......................................................................................................22
    Table: Balance Sheet.................................................................................................................22
  8.6 Business Ratios ........................................................................................................................23
    Table: Ratios .................................................................................................................................23
Table: Sales Forecast ..........................................................................................................................1
Table: Personnel....................................................................................................................................1
Table: Profit and Loss..........................................................................................................................2
Table: Cash Flow ...................................................................................................................................3
Table: Balance Sheet...........................................................................................................................5




                                                                                                                                           Page 2
1.0 Executive Summary

   Company: [Company Name]
   Name: [Name]
   Address: [Address]
   Phone: XXX-XXX-XXXX
   Fax: XXX-XXX-XXXX
   Email: [Email Address]
   Web Site: [Website Address]

   [Company Name] is a land developer, home building and home renovations company located in
   Atlanta, Georgia. The owner of [Company Name] is [Name], who brings 32 years of experience
   to the land development and home building industry. [Company Name] plans to expand by
   adding a new division that acquires distressed property and renovates it for sale or lease to low
   income people. [Company Name] will continue to market to people for the purpose of
   renovating their existing home or those that will hire the Company to build them an addition or
   a new home. [Company Name] has a number of certifications that helps its creditability and
   expertise. The Company also has an excellent web presence as well as a great referral program
   and it has been very successful since it was implemented 8 months ago. Additionally,
   [Company Name] has plans of starting a 501©3 company in the near future that will give back
   to the community and serve those in need.

   The focus of this business plan is to rebuild the Company's brand, purchase distress properties
   in the Atlanta area to renovate, hire new employees and rebuild the Company to its former
   glory. [Company Name] is ready to elevate to the next step. The Company is seeking grant
   funding in the amount of $500,000 and will raise substantial capital of $10-20 million. The
   funding will be used for expansion, advertising/ marketing, to purchase equipment, hire
   employees and to purchase property.

   Based on the detailed financial projections, [Company Name]’future sales for 2010, 2011
   and 2012 are expected to be $1,200,042, $3,688,000 and $8,300,000, respectively.

   Chart: Highlights


                               Highlights
     $9,000,000

     $8,000,000

     $7,000,000

     $6,000,000
                                                                           Sales
     $5,000,000
                                                                           Gross Margin
     $4,000,000
                                                                           Net Profit
     $3,000,000

     $2,000,000

     $1,000,000

            $0
                       2010            2011             2012



                                                                       [Name] | XXX-XXX-XXXX
1.1 Objectives

   [Company Name] has four main objectives:

   1. Rebuild the Company's brand to become one of the Premier remodeling, Home Building and
      Land Development companies in the Atlanta Metro area.
   2. Purchase five distressed residential properties in the Atlanta area to renovate. The Company
      will sell four of the properties and hold one for low income housing or section 8 rentals.
   3. Hire new employees & purchase new equipment.
   4. Assist banks & other financial institutions with there ever growing REO inventory by
      purchasing and completing partially finished projects or buildings and selling them, as the
      economy comes back, for a substantial profit.

1.2 Mission

   [Company Name]’mission is to establish itself to be the Company people call for their new
   home, home remodeling and architectural needs. [Company Name] is very customer service
   oriented. [Company Name] strives to give its customers an experience that exceeds their
   expectations.

1.3 Keys to Success

   [Company Name] keys to success include:

   1. Giving customers a positive experience that they didn't expect.
   2. Provide all the services needed to create a quality project.
   3. Design spaces that are inviting and showing the personality of the client.

2.0 Company Summary
   [Company Name] is headquartered in Atlanta, Georgia.

   Name: [Name]
   Address: [Address]
   Phone: XXX-XXX-XXXX
   Fax: XXX-XXX-XXXX
   Email: [Email Address]
   Web Site: [Website Address]

   [Company Name] provides land development, architectural design, interior design, home
   building, home renovation/addition, green building and consulting services. During the height of
   the Real Estate Boom [Company Name] developed 200-300 lots a year and build over 200
   homes. The office is located in the high visibility area known as Buckhead (an exclusive area of
   Atlanta that is centrally located). [Company Name] is a limited liability corporation owned by
   [Name]. Pourhassan brings 32 years of experience to the land development and home building
   industry.

2.1 Company Ownership

   [Company Name] was established in 2002 as a Limited Liability Corporation. The Sole Owner
   of [Company Name] is [Name].



                                                                       [Name] | XXX-XXX-XXXX
2.2 Company History

    The following table and chart shows the past financials for [Company Name].

    Sales for 2007, 2008, and 2009 were $22,755,381, $7,686,349 and $1,556,928,
    respectively. The   gross      margin       for    this     period    was      $5,348,402,
    $2,209,319 and $447,533. Earnings for this period were $3,751,935, ($483,296) and $60,397,
    respectively.

    During the height of the real-estate boom, [Company Name] was developing 200-300 lots a
    year and building 200+ homes. The market started to decline in early 2007. By 2009 the
    Company had to sell the remaining home at a substantial loss. [Company Name] has
    repositioned its Company to concentrate on the home renovation market. This is the only area
    that has customers at this point. Once the new home market recovers [Company Name] will
    start to build new homes again and it will keep this new division of the Company, that is doing
    home remodeling and additions, as another revenue producing stream.

Table: Past Performance

Past Performance
                                                     2007              2008             2009
Sales                                         $22,755,381        $7,686,349       $1,556,928
Gross Margin                                   $5,348,402        $2,209,319        $447,533
Gross Margin %                                    23.50%            28.74%           28.74%
Operating Expenses                             $4,013,407        $2,736,289        $390,680
Collection Period (days)                                0                 0                0

Balance Sheet
                                                     2007             2008             2009

Current Assets
Cash                                             $175,780         $695,340         $315,888
Accounts Receivable                                     $0          $16,103          $16,103
Other Current Assets                            $3,968,830       $3,123,384       $3,567,084
Total Current Assets                            $4,144,610       $3,834,827       $3,899,075

Long-term Assets
Long-term Assets                                       $0               $0               $0
Accumulated Depreciation                               $0               $0               $0
Total Long-term Assets                                 $0               $0               $0

Total Assets                                    $4,144,610       $3,834,827       $3,899,075




                                                                       [Name] | XXX-XXX-XXXX
Table: Past Performance (Continued)

Current Liabilities
Accounts Payable                                          $28,681          $26,868      $29,419
Current Borrowing                                              $0               $0           $0
Other Current Liabilities (interest free)              ($510,106)          $69,800      $69,600
Total Current Liabilities                              ($481,425)          $96,668      $99,019

Long-term Liabilities                                   $619,100                $0           $0
Total Liabilities                                       $137,675           $96,668      $99,019

Paid-in Capital                                         $255,000         $469,520      $471,020
Retained Earnings                                              $0      $3,751,935     $3,268,639
Earnings                                               $3,751,935      ($483,296)        $60,397
Total Capital                                          $4,006,935      $3,738,159     $3,800,056

Total Capital and Liabilities                          $4,144,610      $3,834,827     $3,899,075

Other Inputs
Payment Days                                                    0                0               0
Sales on Credit                                                $0               $0              $0
Receivables Turnover                                         0.00             0.00            0.00



    Chart: Past Performance


                                       Past Performance


      $21,000,000

      $18,000,000

      $15,000,000
                                                                                      Sales

      $12,000,000                                                                     Gross

        $9,000,000                                                                    Net

        $6,000,000

        $3,000,000

                $0
                                2007            2008                2009




                                                                              [Name] | XXX-XXX-XXXX
3.0 Products and Services

   [Company Name] is a land development, home building and home remodeling company that
   provides exceptional services throughout the Atlanta area. These services include:

          Architectural Design
          Interior Design
          Land Development
          Home Building
          Home Renovation
          Additions
          Consulting
          Green Building

   A future goal of [Company Name] is to start a 501©3 company that will give back to the
   community and serve those in need.

4.0 Market Analysis Summary

   Green building, energy-efficient remodeling and renovating is one of the few aspects of the U.S.
   construction business that had a positive outlook in the midst of the economic turmoil in 2009.

   The U.S. residential construction market was $363 billion in 2008, down 41% from its high of
   $620 billion in 2006. The home renovations market was $188 billion in 2008, down 18%
   percent from 2007. But SBI estimates that the home energy efficiency renovations market in
   the U.S. was $21 billion in 2008; down only 13% percent from 2007's $24 billion.

   Remodeling to improve a home's energy efficiency instead of buying a new home has become a
   preferred option in today's market. In fact, the National Association of Home Builders found
   that 32% of home builders also provided remodeling services in 2008. Homeowners are still
   seeing the benefits of improving their home's energy efficiency even in the economic instability
   of 2009. With energy consciousness shooting to the forefront of the media during the 2008 oil
   price peak, the Propane Education & Research Council has found 80% of homeowners are now
   concerned about the energy efficiency of their homes.

   Home builders and remodelers have been quick to provide remodeling services that are focused
   on energy conservation and green building practices; as an example, 85% of remodelers
   surveyed by the National Association of Home Builders in 2008 used energy-efficient windows
   on the majority of their projects. Retailers and manufacturers of building projects, residential
   builders and remodelers, and even state and federal organizations now have to be able to
   provide knowledgeable energy conservation expertise to succeed in their business.

   Home energy efficiency analysis now uses a 'whole building' approach, affecting all categories
   of building materials, from windows and doors to insulation to completely eliminating air leaks.
   To fully embrace this view, this report looks at the impact energy-efficient building products are
   having on the renovations market in a number of categories:

      The market for energy-efficient doors and windows, caulking and weather stripping, and
       insulation used in home renovation projects.
      The energy-efficient appliance and lighting markets for home remodeling.
      Energy-efficient heating and cooling systems and the growing trend of energy-efficient roof
       renovations.


                                                                        [Name] | XXX-XXX-XXXX
  [Company Name]’business plan focuses solely on the housing renovations, green building and
  land development market in the metro Atlanta area. [Company Name] has the services
  necessary to flourish within this market. By delivering superior customer service, offering
  beautiful designs and having an outstanding reputation, [Company Name]’potential is
  excellent.

4.1 Market Segmentation

  [Company Name]’market segmentation scheme is fairly straightforward, and focuses on the
  target market, customers within the land development, home building and home
  remodeling industry in the area of Atlanta, Georgia. A majority of these customers fulfill the
  home renovations market. These customers prefer certain services and it’s the Company's duty
  to deliver on their expectations.

  The information contained in the market analysis table, displays [Company Name]’main
  markets, which are home renovation clients in the area of metro-Atlanta. The counties
  displayed in the Market Analysis table are in [Company Name]’service area. Being locally owned
  speaks volume in the industry. The Company forecasts growth potential within these markets
  due to its professional reputation, efficiency and skilled labor. Additionally, the long-standing
  relationship it’s developed in its competitive industry also helps the Company in gaining
  customers via word-of-mouth.

  [Company Name] knows that there will always be a need for its services. Customers within
  the land development, home building and home remodeling industry want exceptional customer
  service, beautiful designs and affordability. [Company Name]’customers appreciate the quality
  service that the Company offers, as well as the knowledgeable and experienced staff.
  These customers have the option to go elsewhere, but they understand that giving their
  business to [Company Name] is beneficial to them because the Company delivers the
  dedication that they desire.




                                                                      [Name] | XXX-XXX-XXXX
Table: Market Analysis

Market Analysis
                                      2010        2011        2012           2013       2014
Potential Customers      Growth                                                                 CAGR
Fulton County               2%    1,020,104   1,040,506   1,061,316    1,082,542    1,104,193   2.00%
Cobb County                 2%      701,325     715,352     729,659      744,252      759,137   2.00%
DeKalb County               2%      747,274     762,219     777,463      793,012      808,872   2.00%
Clayton County              2%      273,718     279,192     284,776      290,472      296,281   2.00%
Henry County                2%      119,557     121,948     124,387      126,875      129,413   2.00%
Douglas County              2%      201,343     205,370     209,477      213,667      217,940   2.00%
Gwinnett County             2%      800,080     816,082     832,404      849,052      866,033   2.00%
Coweta County               2%      115,291     117,597     119,949      122,348      124,795   2.00%
Fayette County              2%      106,671     108,804     110,980      113,200      115,464   2.00%
Forsyth County              2%      174,520     178,010     181,570      185,201      188,905   2.00%
Rockdale County             2%       80,332      81,939      83,578       85,250       86,955   2.00%
Newton County               2%       98,451     100,420     102,428      104,477      106,567   2.00%
Paulding County             2%      121,530     123,961     126,440      128,969      131,548   2.00%
Spaulding County            2%       62,185      63,429      64,698       65,992       67,312   2.00%
Carroll County              2%      107,325     109,472     111,661      113,894      116,172   2.00%
Total                    2.00%    4,729,706   4,824,301   4,920,786    5,019,203    5,119,587   2.00%



   Chart: Market Analysis (Pie)


                  Market Analysis (Pie)

                                                            Fulton County

                                                            Cobb County

                                                            Dekalb County

                                                            Clayton County

                                                            Henry County

                                                            Douglas County

                                                            Gwinett County

                                                            Cowetta County

                                                            Fayette County




                                                                             [Name] | XXX-XXX-XXXX
4.2 Target Market Segment Strategy

   Because   [Company     Name]’business     relies  heavily    on    the   housing   market, the
   Company knows how to meet the specific needs of its clients. [Company Name] is focusing on
   customers within or near the metro-Atlanta area of Georgia. The Company knows that satisfied
   customers aid the Company by referring its business to other clients who need the services.

   Currently, [Company Name] serves the land development, home building and home remodeling
   market segment. [Company Name]’choice of target markets is based on an in-depth
   understanding of the customer's needs. [Company Name] skills and capabilities have
   allowed the Company to effectively compete and establish a reputation within its area. However
   strengthening its marketing strategy will improve the Company's profitability levels and provide
   new customers.

4.3 Service Business Analysis

   As a diverse architectural company, [Company Name] specializes in renovating homes as well
   as providing green building, energy efficient remodeling services. It’s the Company's duty to
   offer its customers the best cost-effective home design and remodeling services.

   [Company Name] offers distinct services within this market. The Company provides its clients
   with services such as:

          Architect: is a project design services offered to clients for new homes, remodeling and
           additions.
          Interior Design: is a design service offered to clients for their homes, additions and
           remodeling projects.
          Land Development: [Company Name] provides due diligence services for properties
           that clients are interested in purchasing. The Company also performs land development
           services    (re-zoning,    project   design and    engineering,    project  management,
           grading, utilities and project branding) after the Company determines the viability of a
           project
          Home Building: [Company Name] provides home building services for companies as
           well as pre-sale and custom homes for clients.
          Home Renovation: [Company Name] provides home remodeling and renovation
           services.
          Additions: caters to home owners with room additions and basement finishing services.
          Consulting: [Company Name] consults with investors and home owners to help with
           their residential property needs.
          Green Building: [Company Name] is Earthcraft & LEED Certified and can help new
           homeowners and renovation clients create more energy efficient homes that not only
           saves energy but is more comfortable and efficient.




                                                                       [Name] | XXX-XXX-XXXX
4.3.1 Competition and Buying Patterns

   [Company Name] exists in a purely competitive market. The Company competes with other
   land development, home building and home remodeling companies by effectively providing
   customers with impeccable services. [Company Name] thrives due to its longevity within this
   industry, its professional credentials and outstanding reputation. [Company Name]’sgoal is to
   fulfill its client's strict demands because it aids the Company in generating future business. If
   clients are happy, they will recommend the Company to others who need the service. The
   Company's quality service and unique designs contribute in gaining new clients or business.

   As simple as it may be, [Company Name]’smethod of executing exceptional customer service
   has an important effect on the bottom line: People want to give their business to those who
   appreciate it. Skillful use of strong communication and excellent workmanship will bring the
   business the Company desires.

5.0 Web Plan Summary

   [Company Name]’is heavily entrenched in the internet. The Company's website is an
   opportunity to offer current information on service offerings, company background
   and announcements. The website is another method to generate steady business in its area.

5.1 Website Marketing Strategy

   [Company Name]’website will be promoted on all of its marketing materials. The Company will
   advertise the site on its business cards as well as on other industry related publications and
   online ads.

   [Company Name]’web marketing strategy involves creating or strengthening the items listed
   below:

      Web site [Website Address]
      Mobile web site [Website Address]
      PDF brochure on our web site
      A blog on [Company Name]’web site [Website Address]
      Facebook page [Website Address]
      Twitter [Website Address]

5.2 Development Requirements

   [Company Name] has an attractive, simple and informative internet focused website. [Company
   Name] is constantly updating its web site with recent projects, blog entries and other tweaks
   that make the website a living breathing site. Furthermore, the Company promotes the changes
   and additions on its Facebook and Twitter pages.

6.0 Strategy and Implementation Summary

   [Company Name] has clearly defined the target market and have differentiated itself by offering
   a solid solution to fulfilling its customers' needs. Reasonable sales targets have been
   established with an implementation plan designed to ensure the goals set forth below are
   achieved.



                                                                       [Name] | XXX-XXX-XXXX
6.1 SWOT Analysis

   [Company Name] has a valuable inventory of strengths that will help it succeed. These
   strengths include: industry expertise, outstanding reputation, a knowledgeable and friendly
   staff, unique designs and plans as well being a multi-dimensional Company. Strengths are
   valuable, but it is also important to realize the weaknesses [Company Name] must address.
   These weaknesses include: not having a sales team as well as having limited resources.

   [Company Name]’strengths will help it capitalize on emerging opportunities. These
   opportunities include, but are not limited to, the huge demand of home renovations and the
   benefits of providing this service. [Company Name]’main threats involve maintaining a
   successful business in the presence of a poor housing market.

6.1.1 Strengths

   [Company Name] has much notable strength. These strengths include the Companies:

      Outstanding reputation
      Industry Expertise.
      Excellent and stable staff.
      Unique designs and plans.
      Being a multi dimensional Company.

6.1.2 Weaknesses

   [Company Name]’main weakness is not having any sales people. The owner, [Name] currently
   does all the sales and marketing for the Company. An additional weakness that [Company
   Name] face is having limited resources.

6.1.3 Opportunities

   [Company Name] has seen a huge demand for competent builders that can renovate existing
   homes in the Atlanta market. It takes great understanding of design and structural aspects to
   venture into the Home Renovation and addition market. [Company Name] has successfully
   accessed this market.

6.1.4 Threats

   The housing market recovery is the biggest unknown in the land development, home building
   and home remodeling industry right now. There is no financing to be found for small
   businesses. [Company Name]’knows that relying on your own resourcefulness is the way to
   make it through.




                                                                    [Name] | XXX-XXX-XXXX
6.2 Competitive Edge

   [Company Name]’has a strong competitive edge over its competitors because the
   Company offers       so    many      services      related   to   the     Housing    industry.
   Additionally, [Company Name] also offers Green Building techniques, which is the next frontier
   in the home building industry. [Company Name] is Earthcraft & LEED Certified and can help
   new homeowners and renovation clients create a more energy efficient home that not only
   saves energy but is more comfortable and efficient. By building a business based on satisfying
   clients, [Company Name] simultaneously build defenses against competition. The Company will
   continue to help clients understand what it offers them and why they need it.

6.3 Marketing Strategy

   [Company Name] sales literature consist of:

      Business Cards
      Web site [Website Address] ,
      Mobile web site [Website Address]
      PDF brochure on the web site
      a blog on [Company Name]’sweb site [Website Address]
      Twitter [Website Address]

   [Company Name]’ sales literature is a good fit for the Company. The owner [Name] spent a lot
   of time and money to get the Company where it is today.

   [Company Name]’sweb designer and freelance writer keeps the information fresh and new.
   There are always ways to improve the brand; however, the Company has a limited budget in
   these tough economic times. The Company is doing as much as possible to stay current in the
   land development, home building and home remodeling industry. Furthermore, the
   Company's goal is to provide exceptional service to its customers. [Company Name] knows
   what each customer needs and aims to satisfy them.

6.4 Sales Strategy

   The owner of [Company Name] has excellent customer relations and interpersonal skills; these
   are the skills which have been useful in making customers comfortable in trusting [Company
   Name] to build, design or remodel their dream home. [Company Name] feels that keeping
   customers happy is an implicit part of building a relationship that will encourage high customer
   referrals.




                                                                       [Name] | XXX-XXX-XXXX
6.4.1 Sales Forecast

   The chart and table below show [Company Name]’projected Sales Forecast. Annual projections
   for three years are shown here, with first year monthly figures in the appendix.

   [Company Name]’sales forecast include:

      Architectural Design
      Interior Design
      Land Development
      Home Building
      Renovations & Additions
      Consulting
      Green Building

   The sales forecast for 2010, 2011 and 2012 are $1,200,042, $3,688,000 and $8,300,000.

Table: Sales Forecast

Sales Forecast
                                                     2010             2011            2012
Sales
Architectural Design                               $20,001         $30,000          $40,000
Interior Design                                     $5,004          $8,000          $10,000
Land Development                                   $50,003        $150,000         $250,000
Home Building                                           $0        $200,000       $2,000,000
Renovations & Additions                         $1,000,026      $3,000,000       $5,000,000
Consulting                                         $50,003        $100,000         $250,000
Green Building                                     $75,005        $200,000         $750,000
Total Sales                                     $1,200,042      $3,688,000       $8,300,000

Direct Cost of Sales                                 2010             2011             2012
Architectural Design                               $1,002           $2,000           $3,000
Interior Design                                    $1,002           $1,500           $2,000
Land Development                                  $20,001          $40,000          $50,000
Home Building                                          $0          $12,000         $120,000
Renovations & Additions                           $20,001          $60,000         $100,000
Consulting                                         $4,002           $8,000          $20,000
Green Building                                    $10,002          $30,000          $75,000
Subtotal Direct Cost of Sales                     $56,010         $153,500         $370,000




                                                                   [Name] | XXX-XXX-XXXX
Chart: Sales Monthly


                                Sales Monthly
 $110,000

 $100,000
                                                                                        Architectural Design
  $90,000

  $80,000                                                                               Interior Design

  $70,000                                                                               Land Development
  $60,000
                                                                                        Home Building
  $50,000
                                                                                        Renovations & Additions
  $40,000

  $30,000                                                                               Consulting

  $20,000                                                                               Green Building
  $10,000

       $0
                                                   Jul
              Jan




                                 Apr



                                             Jun
                    Feb

                          Mar




                                                                      Oct
                                       May




                                                         Aug

                                                               Sep



                                                                            Nov

                                                                                  Dec




Chart: Sales by Year


                                Sales by Year

 $9,000,000

 $8,000,000                                                                             Architectural Design

 $7,000,000                                                                             Interior Design

 $6,000,000                                                                             Land Development

 $5,000,000                                                                             Home Building

 $4,000,000                                                                             Renovations & Additions
 $3,000,000                                                                             Consulting
 $2,000,000
                                                                                        Green Building
 $1,000,000

        $0
                      2010                   2011                    2012




                                                                                                 [Name] | XXX-XXX-XXXX
6.5 Milestones

   In order to achieve the growth and marketing goals that have been outline in this business
   plan, [Company Name] has deadlines to meet and ideas to implement. Some of these are
   outlined below:

   1.    Obtain grant funding in the amount of $500,000 to improve business.
   2.    Expand the Company
   3.    Do Advertising/Marketing
   4.    Hire More Employees
   5.    Purchase Equipment
   6.    Purchase Property
   7.    Obtain equity funding of 10-20 million to purchase distressed properties & partially finished
         land development & building projects

Table: Milestones

Milestones

Milestone                       Start Date    End Date         Budget         Manager       Department
Expansion                        7/1/2010     8/2/2010       $150,000          [Name]     Administrative
Advertising/Marketing            7/1/2010     8/2/2010        $50,000          [Name]         Marketing
Hiring Employees                 1/3/2011     1/2/2012       $150,000          [Name]           Human
                                                                                             Resources
Purchase Equipment               7/1/2010      8/2/2010       $50,000           [Name]      Operations
Purchase Property                7/1/2010      8/2/2010      $100,000           [Name]      Operations

Totals                                                       $500,000



7.0 Management Summary

   [Name] is the owner of [Company Name]. [Name]has a degree in Architectural Design and
   Structural Engineering. He has been in the building industry for 32 Yrs and has witnessed four
   major downturns, which taught him the importance of saving for a rainy day. Additionally,
   [Name]has positioned the Company to be able to adapt to the changing market conditions.
   [Company Name] has the ability to adapt quickly. The Company's reputation is the most
   important thing, which is why [Company Name] goes above and beyond its customer’s
   expectations.

   [Company Name] has been obtaining various certifications in this slower period. The Company
   is Earthcraft Certified, LEED certified, Professional Home Builder Certified, Certified Window
   Installers, Lead Based Paint Containment Certified and NARA certified.




                                                                          [Name] | XXX-XXX-XXXX
7.1 Personnel Plan

   The table below contains the details of [Company Name]’personnel plan. The detailed monthly
   personnel plan for the first year is included in the appendix.


   [Company Name]’current organizational structure consists of:

       [Name] – Owner
       [Name]– Project Manager
       [Name] – Interior Design
       [Name]– freelance writer & web promotions (independent Contractor)
       [Name] – Web Site design & maintenance (independent Contractor)

   Additional personnel will be added in 2011 and 2012.

Table: Personnel

Personnel Plan
                                                              2010            2011             2012
Production                                                $180,000        $240,000         $320,000
Sales                                                           $0         $36,000         $100,000
Web                                                        $24,000         $40,000          $75,000
Marketing                                                  $48,000         $75,000         $150,000
Estimating                                                      $0         $36,000          $72,000
Total People                                                     4               7               12

Total Payroll                                             $252,000        $427,000         $717,000



8.0 Financial Plan

   The current financial plan for [Company Name] is to obtain grant funding in the amount of
   $500,000 as well as raise substantial capital of $10-20 million. The grant will be used for
   expansion, advertising/marketing, to purchase equipment, hire employees and to purchase
   property.

   The following sections of this plan will serve to describe [Company Name]’financial plan in more
   detail:

   •   General Assumptions
   •   Break-even Analysis
   •   Profit and Loss
   •   Cash Flow
   •   Balance




                                                                       [Name] | XXX-XXX-XXXX
8.1 Important Assumptions

   The table below presents the assumptions used in the financial calculations of this business
   plan.

   The average percent variable cost is estimated to be 5%. The estimated monthly fixed cost is
   $69,736.

8.2 Break-even Analysis

   For our break-even analysis, the monthly revenue needed to break-even is $73,151. The break-
   even analysis has been calculated on the "burn rate" of The Company. [Company Name] feels
   that this gives the investor a more accurate picture of the actual risk of the venture.

Table: Break-even Analysis

Break-even Analysis

Monthly Revenue Break-even                                  $73,151

Assumptions:
Average Percent Variable Cost                                   5%
Estimated Monthly Fixed Cost                                $69,736



   Chart: Break-even Analysis


                                        Break-even Analysis
      $40,000

      $30,000

      $20,000

      $10,000

           $0

     ($10,000)

     ($20,000)

     ($30,000)

     ($40,000)

     ($50,000)

     ($60,000)


                 $0          $20,000       $40,000       $60,000       $80,000      $100,000
                      $10,000       $30,000       $50,000       $70,000       $90,000      $110,000




                                                                                      [Name] | XXX-XXX-XXXX
8.3 Projected Profit and Loss

    [Company Name]’Pro Forma Profit and Loss statement was conservatively constructed and is
    based in large part on past performance.

    The sales for 2010, 2011 and 2012 are $1,200,042, $3,688,000 and $8,300,000, respectively.
    The net profit for the same period is $211,116, $1,715,764 and $4,533,215, respectively. The
    percentages of the net profit sales for this period were 17.59%, 46.52% and 54.62%,
    respectively.

    Once the Company receives grant funding to add the new assets, the depreciation of the new
    fixed assets will be over a 10 year period. Since the equipment and property purchases totaled
    $150,000, it’s then divided by 10 years and equals $15,000 a year.

    The aggregated amount of miscellaneous expenses is 40% of the total sales.

Table: Profit and Loss

Pro Forma Profit and Loss
                                                   2010              2011              2012
Sales                                        $1,200,042        $3,688,000        $8,300,000
Direct Cost of Sales                            $56,010         $153,500          $370,000
Other Costs of Sales                             $5,601           $15,350           $37,000
Total Cost of Sales                             $61,611         $168,850          $407,000

Gross Margin                                 $1,138,431        $3,519,150        $7,893,000
Gross Margin %                                  94.87%            95.42%            95.10%


Expenses
Payroll                                        $252,000         $427,000          $717,000
Marketing/Promotion                              $9,852          $10,148           $10,452
Depreciation                                         $0          $15,000           $15,000
Rent                                            $48,000          $48,000           $48,000
Utilities                                        $3,168           $3,263            $3,361
Insurance                                        $6,000           $6,180            $6,365
Payroll Taxes                                   $37,800          $64,050          $107,550
Other                                          $480,017         $494,417          $509,250

Total Operating Expenses                       $836,837        $1,068,058        $1,416,978

Profit Before Interest and Taxes               $301,594        $2,451,092        $6,476,022
EBITDA                                         $301,594        $2,466,092        $6,491,022
 Interest Expense                               ($1,252)          ($3,466)          ($5,776)
 Taxes Incurred                                 $90,854         $736,367         $1,944,539

Net Profit                                     $211,992        $1,718,191        $4,537,259
Net Profit/Sales                                17.67%            46.59%            54.67%




                                                                       [Name] | XXX-XXX-XXXX
Chart: Profit Monthly


                                            Profit Monthly
  $20,000

  $18,000

  $16,000

  $14,000

  $12,000

  $10,000

   $8,000

   $6,000

   $4,000

   $2,000

       $0
                 Jan   Feb     Mar   Apr   May   Jun     Jul   Aug   Sep   Oct    Nov   Dec




Chart: Profit Yearly


                                            Profit Yearly


  $4,500,000

  $4,000,000

  $3,500,000

  $3,000,000

  $2,500,000

  $2,000,000

  $1,500,000

  $1,000,000

   $500,000

            $0
                             2010                 2011                     2012




                                                                                   [Name] | XXX-XXX-XXXX
Chart: Gross Margin Monthly


                                 Gross Margin Monthly
 $110,000

 $100,000

  $90,000

  $80,000

  $70,000

  $60,000

  $50,000

  $40,000

  $30,000

  $20,000

  $10,000

       $0
              Jan   Feb   Mar   Apr   May   Jun     Jul   Aug   Sep   Oct    Nov   Dec




Chart: Gross Margin Yearly


                                  Gross Margin Yearly


 $8,000,000

 $7,000,000

 $6,000,000

 $5,000,000

 $4,000,000

 $3,000,000

 $2,000,000

 $1,000,000

        $0
                      2010                   2011                     2012




                                                                              [Name] | XXX-XXX-XXXX
8.4 Projected Cash Flow

    [Company Name] has applied for a grant of $500,000 and is focused on raising capital of $10-
    20 million. In 2010, [Company Name] forecast that it'll receive $500,000 in the month of July.
    During this period, the Company will use $50,000 to purchase equipment and $100,000 to
    purchase property. These purchases are reflected in the purchase of long-term assets.

    The current liabilities are $99,019. The   Company     will     use   $33,006   in   2010-2012     to
    aggressively pay off its debt.

    The following table displays [Company Name]’cash flow, and the chart illustrates monthly cash
    flow in the first year. Monthly cash flow projections are also included in the appendix.

Table: Cash Flow

Pro Forma Cash Flow
                                                            2010                 2011                2012
Cash Received

Cash from Operations
Cash Sales                                               $900,032           $2,766,000       $6,225,000
Cash from Receivables                                    $264,463             $814,917       $1,876,498
Subtotal Cash from Operations                          $1,164,495           $3,580,917       $8,101,498

Additional Cash Received
Sales Tax, VAT, HST/GST Received                               $0                   $0               $0
New Current Borrowing                                          $0                   $0               $0
New Other Liabilities (interest-free)                          $0                   $0               $0
New Long-term Liabilities                                      $0                   $0               $0
Sales of Other Current Assets                                  $0                   $0               $0
Sales of Long-term Assets                                      $0                   $0               $0
New Investment Received                                  $500,000                   $0               $0
Subtotal Cash Received                                 $1,664,495           $3,580,917       $8,101,498

Expenditures                                                2010                 2011                2012

Expenditures from Operations
Cash Spending                                           $252,000              $427,000         $717,000
Bill Payments                                           $702,925            $1,464,780       $2,907,213
Subtotal Spent on Operations                            $954,925            $1,891,780       $3,624,213

Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out                               $0                   $0               $0
Principal Repayment of Current Borrowing                       $0                   $0               $0
Other Liabilities Principal Repayment                          $0                   $0               $0
Long-term Liabilities Principal Repayment                 $33,012              $33,006          $33,006
Purchase Other Current Assets                                  $0                   $0               $0
Purchase Long-term Assets                                      $0                   $0               $0
Dividends                                                $150,000                   $0               $0
Subtotal Cash Spent                                    $1,137,937           $1,924,786       $3,657,219

Net Cash Flow                                           $526,558            $1,656,132       $4,444,279
Cash Balance                                            $842,446            $2,498,577       $6,942,857




                                                                          [Name] | XXX-XXX-XXXX
Chart: Cash


                                     Cash
 $900,000

 $800,000

 $700,000

 $600,000

 $500,000                                                                           Net Cash Flow

 $400,000                                                                           Cash Balance

 $300,000

 $200,000

 $100,000

      $0
                                                Jul
            Jan

                  Feb

                        Mar

                              Apr




                                          Jun




                                                                  Oct
                                    May




                                                      Aug

                                                            Sep




                                                                        Nov

                                                                              Dec




                                                                                    [Name] | XXX-XXX-XXXX
8.5 Projected Balance Sheet

    [Company Name]’net worth is $4,362,048, $6,080,239 and $10,617,498 for 2010, 2011, and
    2012, respectively.

Table: Balance Sheet

Pro Forma Balance Sheet
                                                 2010            2011            2012
Assets

Current Assets
Cash                                          $842,446      $2,498,577     $6,942,857
Accounts Receivable                            $51,650        $158,733       $357,235
Other Current Assets                        $3,567,084      $3,567,084     $3,567,084
Total Current Assets                        $4,461,180      $6,224,394    $10,867,176

Long-term Assets
Long-term Assets                                    $0              $0             $0
Accumulated Depreciation                            $0         $15,000        $30,000
Total Long-term Assets                              $0       ($15,000)      ($30,000)
Total Assets                                $4,461,180      $6,209,394    $10,837,176

Liabilities and Capital                          2010            2011            2012

Current Liabilities
Accounts Payable                               $62,544       $125,573        $249,102
Current Borrowing                                   $0             $0              $0
Other Current Liabilities                      $69,600        $69,600         $69,600
Subtotal Current Liabilities                  $132,144       $195,173        $318,702

Long-term Liabilities                        ($33,012)       ($66,018)       ($99,024)
Total Liabilities                              $99,132       $129,155        $219,678

Paid-in Capital                               $971,020        $971,020       $971,020
Retained Earnings                           $3,179,036      $3,391,028     $5,109,219
Earnings                                      $211,992      $1,718,191     $4,537,259
Total Capital                               $4,362,048      $6,080,239    $10,617,498
Total Liabilities and Capital               $4,461,180      $6,209,394    $10,837,176

Net Worth                                   $4,362,048      $6,080,239    $10,617,498




                                                                 [Name] | XXX-XXX-XXXX
8.6 Business Ratios

    The table below presents ratios from the architectural services markets as a reference.


Table: Ratios

Ratio Analysis
                                              2010          2011            2012    Industry Profile
Sales Growth                               -22.92%       207.32%         125.05%             0.47%

Percent of Total Assets
Accounts Receivable                         1.16%          2.56%           3.30%           20.28%
Other Current Assets                       79.96%         57.45%          32.92%           59.10%
Total Current Assets                      100.00%        100.24%         100.28%           83.86%
Long-term Assets                            0.00%         -0.24%          -0.28%           16.14%
Total Assets                              100.00%        100.00%         100.00%          100.00%

Current Liabilities                         2.96%          3.14%           2.94%           40.82%
Long-term Liabilities                      -0.74%         -1.06%          -0.91%           36.82%
Total Liabilities                           2.22%          2.08%           2.03%           77.65%
Net Worth                                  97.78%         97.92%          97.97%           22.35%

Percent of Sales
Sales                                     100.00%        100.00%         100.00%          100.00%
Gross Margin                               94.87%         95.42%          95.10%           75.47%
Selling, General & Administrative          77.20%         48.83%          40.43%           36.59%
Expenses
Advertising Expenses                        0.82%          0.28%           0.13%              0.94%
Profit Before Interest and Taxes           25.13%         66.46%          78.02%              6.66%

Main Ratios
Current                                      33.76          31.89           34.10             1.49
Quick                                        33.76          31.89           34.10             1.38
Total Debt to Total Assets                  2.22%          2.08%           2.03%           77.65%
Pre-tax Return on Net Worth                 6.94%         40.37%          61.05%          104.64%
Pre-tax Return on Assets                    6.79%         39.53%          59.81%           23.39%




                                                                        [Name] | XXX-XXX-XXXX
Additional Ratios                   2010         2011          2012
Net Profit Margin                 17.67%       46.59%        54.67%        n.a
Return on Equity                   4.86%       28.26%        42.73%        n.a

Activity Ratios
Accounts Receivable Turnover         5.81         5.81          5.81       n.a
Collection Days                        58           42            45       n.a
Accounts Payable Turnover           11.77        12.17         12.17       n.a
Payment Days                           28           22            23       n.a
Total Asset Turnover                 0.27         0.59          0.77       n.a

Debt Ratios
Debt to Net Worth                    0.02         0.02          0.02       n.a
Current Liab. to Liab.               1.33         1.51          1.45       n.a

Liquidity Ratios
Net Working Capital            $4,329,036   $6,029,221   $10,548,474       n.a
Interest Coverage                    0.00         0.00          0.00       n.a

Additional Ratios
Assets to Sales                      3.72         1.68          1.31       n.a
Current Debt/Total Assets             3%           3%            3%        n.a
Acid Test                           33.37        31.08         32.98       n.a
Sales/Net Worth                      0.28         0.61          0.78       n.a
Dividend Payout                      0.71         0.00          0.00       n.a




                                                           [Name] | XXX-XXX-XXXX
                                                                      Appendix

Table: Sales Forecast

Sales Forecast
                                   Jan        Feb        Mar        Apr        May        Jun           Jul        Aug        Sep         Oct       Nov        Dec
Sales
Architectural Design             $1,577     $1,593     $1,609     $1,625     $1,641     $1,657      $1,674       $1,691     $1,708     $1,725     $1,742     $1,759
Interior Design                    $395       $399       $403       $407       $411       $415        $419         $423       $427       $431       $435       $439
Land Development                 $3,943     $3,982     $4,022     $4,062     $4,103     $4,144      $4,185       $4,227     $4,269     $4,312     $4,355     $4,399
Home Building                        $0         $0         $0         $0         $0         $0          $0           $0         $0         $0         $0         $0
Renovations & Additions         $78,851    $79,640    $80,436    $81,240    $82,052    $82,873     $83,702      $84,539    $85,384    $86,238    $87,100    $87,971
Consulting                       $3,943     $3,982     $4,022     $4,062     $4,103     $4,144      $4,185       $4,227     $4,269     $4,312     $4,355     $4,399
Green Building                   $5,914     $5,973     $6,033     $6,093     $6,154     $6,216      $6,278       $6,341     $6,404     $6,468     $6,533     $6,598
Total Sales                     $94,623    $95,569    $96,525    $97,489    $98,464    $99,449    $100,443     $101,448   $102,461   $103,486   $104,520   $105,565

Direct Cost of Sales                Jan        Feb        Mar        Apr        May        Jun          Jul         Aug        Sep        Oct        Nov        Dec
Architectural Design                $78        $79        $80        $81        $82        $83         $84          $85        $86        $87        $88        $89
Interior Design                     $78        $79        $80        $81        $82        $83         $84          $85        $86        $87        $88        $89
Land Development                 $1,577     $1,593     $1,609     $1,625     $1,641     $1,657      $1,674       $1,691     $1,708     $1,725     $1,742     $1,759
Home Building                        $0         $0         $0         $0         $0         $0          $0           $0         $0         $0         $0         $0
Renovations & Additions          $1,577     $1,593     $1,609     $1,625     $1,641     $1,657      $1,674       $1,691     $1,708     $1,725     $1,742     $1,759
Consulting                         $317       $320       $323       $326       $329       $332        $335         $338       $341       $344       $347       $350
Green Building                     $789       $797       $805       $813       $821       $829        $837         $845       $853       $862       $871       $880
Subtotal Direct Cost of Sales    $4,416     $4,461     $4,506     $4,551     $4,596     $4,641      $4,688       $4,735     $4,782     $4,830     $4,878     $4,926



Table: Personnel

Personnel Plan
                                     Jan        Feb        Mar        Apr       May         Jun          Jul        Aug        Sep        Oct        Nov        Dec
Production                       $15,000    $15,000    $15,000    $15,000    $15,000    $15,000     $15,000     $15,000    $15,000    $15,000    $15,000    $15,000
Sales                                 $0         $0         $0         $0         $0         $0          $0          $0         $0         $0         $0         $0
Web                               $2,000     $2,000     $2,000     $2,000     $2,000     $2,000      $2,000      $2,000     $2,000     $2,000     $2,000     $2,000
Marketing                         $4,000     $4,000     $4,000     $4,000     $4,000     $4,000      $4,000      $4,000     $4,000     $4,000     $4,000     $4,000
Estimating                            $0         $0         $0         $0         $0         $0          $0          $0         $0         $0         $0         $0
Total People                           4          4          4          4          4          4           4           4          4          4          4          4

Total Payroll                    $21,000    $21,000    $21,000    $21,000    $21,000    $21,000     $21,000     $21,000    $21,000    $21,000    $21,000    $21,000

                                                                                                                                                           Page 1
                                                                           Appendix


Table: Profit and Loss

Pro Forma Profit and
Loss
                                       Jan       Feb       Mar       Apr        May       Jun         Jul        Aug        Sep        Oct        Nov        Dec
Sales                              $94,623   $95,569   $96,525   $97,489    $98,464   $99,449   $100,443    $101,448   $102,461   $103,486   $104,520   $105,565
Direct Cost of Sales                $4,416    $4,461    $4,506    $4,551     $4,596    $4,641     $4,688      $4,735     $4,782     $4,830     $4,878     $4,926
Other Costs of Sales         10%      $442      $446      $451      $455       $460      $464       $469        $474       $478       $483       $488       $493
Total Cost of Sales                 $4,858    $4,907    $4,957    $5,006     $5,056    $5,105     $5,157      $5,209     $5,260     $5,313     $5,366     $5,419

Gross Margin                       $89,765   $90,662   $91,568   $92,483    $93,408   $94,344    $95,286     $96,240    $97,201    $98,173    $99,154   $100,146
Gross Margin %                     94.87%    94.87%    94.86%    94.86%     94.87%    94.87%     94.87%      94.87%     94.87%     94.87%     94.87%     94.87%


Expenses
Payroll                            $21,000   $21,000   $21,000   $21,000    $21,000   $21,000    $21,000     $21,000    $21,000    $21,000    $21,000    $21,000
Marketing/Promotion                   $821      $821      $821      $821       $821      $821       $821        $821       $821       $821       $821       $821
Depreciation                            $0        $0        $0        $0         $0        $0         $0          $0         $0         $0         $0         $0
Rent                                $4,000    $4,000    $4,000    $4,000     $4,000    $4,000     $4,000      $4,000     $4,000     $4,000     $4,000     $4,000
Utilities                             $264      $264      $264      $264       $264      $264       $264        $264       $264       $264       $264       $264
Insurance                             $500      $500      $500      $500       $500      $500       $500        $500       $500       $500       $500       $500
Payroll Taxes                15%    $3,150    $3,150    $3,150    $3,150     $3,150    $3,150     $3,150      $3,150     $3,150     $3,150     $3,150     $3,150
Other                        40%   $37,849   $38,228   $38,610   $38,996    $39,386   $39,780    $40,177     $40,579    $40,984    $41,394    $41,808    $42,226

Total Operating                    $67,584   $67,963   $68,345   $68,731    $69,121   $69,515    $69,912     $70,314    $70,719    $71,129    $71,543    $71,961
Expenses

Profit Before Interest and         $22,181   $22,699   $23,223   $23,752    $24,288   $24,829    $25,374     $25,925    $26,481    $27,044    $27,611    $28,185
Taxes
EBITDA                             $22,181   $22,699   $23,223   $23,752    $24,288   $24,829    $25,374     $25,925    $26,481    $27,044    $27,611    $28,185
 Interest Expense                    ($16)     ($32)     ($48)     ($64)      ($80)     ($96)     ($112)      ($128)     ($144)     ($160)     ($177)     ($193)
 Taxes Incurred                     $6,659    $6,819    $6,981    $7,145     $7,310    $7,478     $7,646      $7,816     $7,988     $8,161     $8,336     $8,513

Net Profit                         $15,538   $15,912   $16,290   $16,672    $17,058   $17,448    $17,840     $18,238    $18,638    $19,043    $19,451    $19,865
Net Profit/Sales                   16.42%    16.65%    16.88%    17.10%     17.32%    17.54%     17.76%      17.98%     18.19%     18.40%     18.61%     18.82%




                                                                                                                                                        Page 2
                                                                              Appendix

Table: Cash Flow

Pro Forma Cash Flow
                                              Jan       Feb       Mar       Apr       May       Jun         Jul       Aug        Sep         Oct       Nov        Dec
Cash Received

Cash from Operations
Cash Sales                                 $70,967   $71,677   $72,394   $73,117   $73,848   $74,587    $75,332    $76,086    $76,846    $77,615    $78,390    $79,174
Cash from Receivables                       $8,052    $8,840   $23,664   $23,900   $24,139   $24,380    $24,624    $24,871    $25,119    $25,370    $25,624    $25,880
Subtotal Cash from                         $79,019   $80,517   $96,057   $97,017   $97,987   $98,967    $99,956   $100,957   $101,965   $102,985   $104,014   $105,054
Operations

Additional Cash Received
Sales Tax, VAT, HST/GST            0.00%       $0        $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0
Received
New Current Borrowing                          $0        $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0
New Other Liabilities (interest-               $0        $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0
free)
New Long-term Liabilities                       $0        $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0
Sales of Other Current Assets                   $0        $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0
Sales of Long-term Assets                       $0        $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0
New Investment Received                         $0        $0        $0        $0        $0        $0   $500,000         $0         $0         $0         $0         $0
Subtotal Cash Received                     $79,019   $80,517   $96,057   $97,017   $97,987   $98,967   $599,956   $100,957   $101,965   $102,985   $104,014   $105,054




                                                                                                                                                              Page 3
                                                                          Appendix

Table: Cash Flow (Continued)

Expenditures                          Jan         Feb        Mar        Apr        May        Jun         Jul       Aug        Sep        Oct        Nov        Dec

Expenditures from Operations
Cash Spending                      $21,000    $21,000     $21,000    $21,000    $21,000    $21,000    $21,000    $21,000    $21,000    $21,000    $21,000    $21,000
Bill Payments                      $31,355    $58,104     $58,676    $59,254    $59,837    $60,426    $61,021    $61,623    $62,231    $62,844    $63,464    $64,090
Subtotal Spent on Operations       $52,355    $79,104     $79,676    $80,254    $80,837    $81,426    $82,021    $82,623    $83,231    $83,844    $84,464    $85,090

Additional Cash Spent
Sales Tax, VAT, HST/GST                $0          $0         $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Paid Out
Principal Repayment of                 $0          $0         $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Current Borrowing
Other Liabilities Principal            $0          $0         $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Repayment
Long-term Liabilities Principal     $2,751     $2,751      $2,751     $2,751     $2,751     $2,751     $2,751     $2,751     $2,751     $2,751     $2,751     $2,751
Repayment
Purchase Other Current                 $0          $0         $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Assets
Purchase Long-term Assets               $0         $0          $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Dividends                               $0         $0          $0         $0         $0         $0   $150,000         $0         $0         $0         $0         $0
Subtotal Cash Spent                $55,106    $81,855     $82,427    $83,005    $83,588    $84,177   $234,772    $85,374    $85,982    $86,595    $87,215    $87,841

Net Cash Flow                      $23,913    ($1,338)    $13,630    $14,012    $14,399    $14,790   $365,184    $15,583    $15,983    $16,390    $16,799    $17,213
Cash Balance                      $339,801   $338,462    $352,092   $366,104   $380,503   $395,293   $760,478   $776,060   $792,043   $808,434   $825,232   $842,446




                                                                                                                                                            Page 4
                                                                                    Appendix

Table: Balance Sheet

Pro Forma Balance
Sheet
                                  Jan          Feb          Mar          Apr          May          Jun           Jul         Aug          Sep          Oct          Nov          Dec
Assets         Starting
               Balances

Current
Assets
Cash            $315,888     $339,801     $338,462     $352,092     $366,104     $380,503     $395,293     $760,478     $776,060     $792,043     $808,434     $825,232     $842,446
Accounts         $16,103      $31,707      $46,759      $47,227      $47,699      $48,176      $48,658      $49,144      $49,636      $50,132      $50,633      $51,139      $51,650
Receivable
Other          $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084   $3,567,084
Current
Assets
Total          $3,899,075   $3,938,592   $3,952,306   $3,966,404   $3,980,887   $3,995,763   $4,011,035   $4,376,706   $4,392,780   $4,409,259   $4,426,151   $4,443,456   $4,461,180
Current
Assets

Long-term
Assets
Long-term             $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0
Assets
Accumulated           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0
Depreciation
Total Long-           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0
term Assets
Total Assets   $3,899,075   $3,938,592   $3,952,306   $3,966,404   $3,980,887   $3,995,763   $4,011,035   $4,376,706   $4,392,780   $4,409,259   $4,426,151   $4,443,456   $4,461,180




                                                                                                                                                                            Page 5
                                                                                       Appendix

Table: Balance Sheet (Continued)

Liabilities and Capital              Jan          Feb          Mar          Apr          May          Jun           Jul         Aug          Sep          Oct          Nov          Dec

Current
Liabilities
Accounts           $29,419       $56,149      $56,702      $57,260      $57,824      $58,393      $58,968      $59,549      $60,137      $60,729      $61,328      $61,933      $62,544
Payable
Current                   $0          $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0
Borrowing
Other              $69,600       $69,600      $69,600      $69,600      $69,600      $69,600      $69,600      $69,600      $69,600      $69,600      $69,600      $69,600      $69,600
Current
Liabilities
Subtotal           $99,019      $125,749     $126,302     $126,860     $127,424     $127,993     $128,568     $129,149     $129,737     $130,329     $130,928     $131,533     $132,144
Current
Liabilities

Long-term                 $0     ($2,751)     ($5,502)     ($8,253)    ($11,004)    ($13,755)    ($16,506)    ($19,257)    ($22,008)    ($24,759)    ($27,510)    ($30,261)    ($33,012)
Liabilities
Total              $99,019      $122,998     $120,800     $118,607     $116,420     $114,238     $112,062     $109,892     $107,729     $105,570     $103,418     $101,272      $99,132
Liabilities

Paid-in          $471,020       $471,020     $471,020     $471,020     $471,020     $471,020     $471,020     $971,020     $971,020     $971,020     $971,020     $971,020     $971,020
Capital
Retained        $3,268,639     $3,329,036   $3,329,036   $3,329,036   $3,329,036   $3,329,036   $3,329,036   $3,179,036   $3,179,036   $3,179,036   $3,179,036   $3,179,036   $3,179,036
Earnings
Earnings           $60,397        $15,538      $31,450      $47,740      $64,412      $81,469      $98,917     $116,758     $134,995     $153,633     $172,676     $192,128     $211,992
Total Capital   $3,800,056     $3,815,594   $3,831,506   $3,847,796   $3,864,468   $3,881,525   $3,898,973   $4,266,814   $4,285,051   $4,303,689   $4,322,732   $4,342,184   $4,362,048
Total           $3,899,075     $3,938,592   $3,952,306   $3,966,404   $3,980,887   $3,995,763   $4,011,035   $4,376,706   $4,392,780   $4,409,259   $4,426,151   $4,443,456   $4,461,180
Liabilities
and Capital

Net Worth       $3,800,056     $3,815,594   $3,831,506   $3,847,796   $3,864,468   $3,881,525   $3,898,973   $4,266,814   $4,285,051   $4,303,689   $4,322,732   $4,342,184   $4,362,048




                                                                                                                                                                               Page 6
                                                               Appendix

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                                                                                                                                   Page 7
                                                               Appendix


				
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Description: This Business Plan for a Real Estate Distressed Home Renovation company allows entrepreneurs or business owners to create a comprehensive and professional business plan. This template form allows a business to outline the company's objectives and detail both current company information as well as any past performance. Companies should include a complete market analysis in their plan to help showcase why their business strategy will be effective in the market. Future company plans, including production targets, management strategy, and financial forecasting, should be used to demonstrate and confirm that the company's short-term and long-term objective can and will be met. This model plan can be customized to best fit the unique needs of any entrepreneur or owner that is seeking to create a strong business plan.