Business Plan for Flea Market

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									This Business Plan for a Flea Market allows entrepreneurs or business owners to create
a comprehensive and professional business plan. This template form allows a business
to outline the company's objectives and detail both current company information as well
as any past performance. Companies should include a complete market analysis in
their plan to help showcase why their business strategy will be effective in the market.
Future company plans, including production targets, management strategy, and
financial forecasting, should be used to demonstrate and confirm that the company's
short-term and long-term objective can and will be met. This model plan can be
customized to best fit the unique needs of any entrepreneur or owner that is seeking to
create a strong business plan.
              [YOUR COMPANY
                  NAME]

                                [Your Company Name]
                                        [Adress]
                                   [City, State ZIP]
                                   Contact: [Name]
                                Phone: XXX-XXX-XXXX




© Copyright 2012 Docstoc Inc.                          1
                                 Confidentiality Agreement



The undersigned reader acknowledges that the information provided by [Your Company
Name] in this business plan is confidential; therefore, reader agrees not to disclose it without
the express written permission of [Your Company Name].

It is acknowledged by reader that information to be furnished in this business plan is in all
respects confidential in nature, other than information which is in the public domain through
other means and that any disclosure or use of same by reader may cause serious harm or
damage to [Your Company Name].

Upon request, this document is to be immediately returned to [Your Company Name].




___________________

Signature



___________________

Name (typed or printed)



___________________

Date




© Copyright 2012 Docstoc Inc.                                                 2
                  This is a business plan. It does not imply an offering of securities.




© Copyright 2012 Docstoc Inc.                                                       3
                                                      Table of Contents



1.0 Executive Summary ............................................................................................................. 1
  1.1 Objectives ......................................................................................................................... 2
  1.2 Mission ............................................................................................................................. 2
  1.3 Keys to Success ............................................................................................................... 2
2.0 Company Summary.............................................................................................................. 2
  2.1 Company Ownership ........................................................................................................ 2
  2.2 Start-up Summary............................................................................................................. 3
    Table: Start-up .................................................................................................................... 3
3.0 Products and Services ......................................................................................................... 4
4.0 Market Analysis Summary.................................................................................................... 4
  4.1 Market Segmentation ........................................................................................................ 5
    Table: Market Analysis ........................................................................................................ 5
  4.2 Target Market Segment Strategy ...................................................................................... 6
  4.3 Service Business Analysis ................................................................................................ 6
    4.3.1 Competition and Buying Patterns ............................................................................... 6
5.0 Strategy and Implementation Summary ............................................................................... 7
  5.1 SWOT Analysis................................................................................................................. 7
    5.1.1 Strengths .................................................................................................................... 7
    5.1.2 Weaknesses............................................................................................................... 8
    5.1.3 Opportunities .............................................................................................................. 8
    5.1.4 Threats ....................................................................................................................... 8
  5.2 Competitive Edge ............................................................................................................. 8
  5.3 Marketing Strategy............................................................................................................ 8
  5.4 Sales Strategy .................................................................................................................. 9
    5.4.1 Sales Forecast ........................................................................................................... 9
       Table: Sales Forecast .................................................................................................... 10
  5.5 Milestones ...................................................................................................................... 10
    Table: Milestones .............................................................................................................. 10
6.0 Management Summary ...................................................................................................... 11
  6.1 Personnel Plan ............................................................................................................... 11
    Table: Personnel ............................................................................................................... 11
7.0 Financial Plan..................................................................................................................... 12
  7.1 Start-up Funding ............................................................................................................. 12
    Table: Start-up Funding .................................................................................................... 12
    Table: General Assumptions ............................................................................................. 14
  7.3 Projected Profit and Loss ................................................................................................ 15
    Table: Profit and Loss ....................................................................................................... 15
  7.4 Projected Cash Flow ....................................................................................................... 17
    Table: Cash Flow .............................................................................................................. 17
  7.5 Projected Balance Sheet ................................................................................................ 18
    Table: Balance Sheet ........................................................................................................ 18
  7.6 Business Ratios .............................................................................................................. 19
    Table: Ratios ..................................................................................................................... 19
Table: Sales Forecast ................................................................................................................ 1
Table: Personnel ........................................................................................................................ 2
Table: Profit and Loss ................................................................................................................ 3
Table: Cash Flow ....................................................................................................................... 5
                                                                                                                                    Page 1
                                                    Table of Contents



Table: Balance Sheet ................................................................................................................. 7




                                                                                                                               Page 2
                                    [Your Company Name]



1.0 Executive Summary

  [Your Company Name] is a company that is principally engaged in operating an indoor flea
  market in Albany, Georgia. The Company has requested funding of $X from this business
  plan which will be immediately utilized to purchase land and a building to expand the
  operations of the current business. The proposed new building is considerably larger than
  the current facilities and will require the acquisition of more rental booths (See Figure 1 and
  Figure 2 in Appendix). The building will be equipped with energy efficient lighting and
  heating & cooling systems and [Your Company Name] will be eligible to receive energy
  credits by funding a power mitigation project with the requested funds.

  Based on the currently overwhelming demand for the services the Company offers, [Your
  Company Name] expects the new facility to operate at maximum capacity. Combined with
  the addition of two satellite locations near the local college campuses in Year 1 and the
  projected conservative increase in scooter sales, [Your Company Name] anticipates
  significant increases in revenues from Year 1 to Year 2 and beyond and looks forward to
  the continued success of the business.




                                                                                          Page 1
                                     [Your Company Name]




1.1 Objectives

   The objectives of [Your Company Name] for this business plan are to utilize the $Xof
   requested funding for the following:

      Purchasing land and a building.
      Including energy efficient building improvements.
      Funding a power mitigation project.
      Leasing 2 additional satellite locations for expansion operations.
      Purchasing a delivery vehicle.
      Purchasing new booth equipment.
      Hiring employees.
      Increasing advertising and marketing.

1.2 Mission

   The mission of [Your Company Name] is to offer affordable household and personal goods,
   affordable transportation and affordable financial services to the public by providing a
   facility for the sale of products on consignment, becoming the premier scooter distributor in
   the area and offering exceptional bookkeeping and tax preparation services.

1.3 Keys to Success

   The major key to success for [Your Company Name] is being the largest flea market
   company in the area offering all-indoor consignment sales facilities to vendors that have
   new and used products to sell to the public. The Company also offers affordable
   transportation to customers and is the only scooter dealer in the area.

2.0 Company Summary

   [Your Company Name] is a business located in Albany, Georgia in Dougherty County. The
   Company rents space to vendors that sell products on consignment. The Company also
   sells affordable moped-style scooters and the owner offers her bookkeeping and tax
   services to customers.

2.1 Company Ownership

   [Your Company Name] is currently a sole proprietorship owned and operated by [Name],
   however, the Company is in the process of becoming incorporated as an LLC to be owned
   by [Name]. [Name] has over twenty-six years of business management experience, she
   holds a degree in Accounting and has experience providing bookkeeping and tax
   preparation services to customers.




                                                                                         Page 2
                                     [Your Company Name]



2.2 Start-up Summary

    [Your Company Name] is a company that just opened for business in Albany, Georgia. The
    Company started operations shortly before the request for funding from this business plan.
    Accordingly, there is no past performance financial information available. The $X in legal &
    professional fees, the $X of start-up expenses and $X in starting inventory listed in the
    start-up table are currently being financed by the owner through personal investment and
    acquired loans.

    Upon opening for business, [Your Company Name] has been overwhelmed by the demand
    for the products and services they offer. This overwhelming demand is the genesis for
    prompting [Your Company Name] to obtain additional funding to expand the operations as
    described in this business plan.

Table: Start-up


Start-up

Requirements

Start-up Expenses
Legal                                                                           $0
Stationery etc.                                                                 $0
Insurance                                                                       $0
Rent                                                                            $0
Computer                                                                        $0
Other                                                                           $0
Total Start-up Expenses                                                         $0

Start-up Assets
Cash Required                                                                   $0
Other Current Assets                                                            $0
Long-term Assets                                                                $0
Total Assets                                                                    $0

Total Requirements                                                              $0




                                                                                         Page 3
                                    [Your Company Name]



3.0 Products and Services

   [Your Company Name] is in the business of renting space to vendors that sell products on
   consignment. The vendors are allowed to set up their own booths and [Your Company
   Name] sells their merchandise to customers within the Company's indoor facility. The
   Company only charges rent for the booth space and does not charge the vendors a
   commission for their service or require the vendors to staff the booth to monitor sales.

   [Your Company Name] also offers moped-style scooters for sale. The Company is currently
   the only scooter dealer in the area. The scooters [Your Company Name] offer range from
   50cc to 300cc in size and they average 80 miles per gallon. The larger models are able to
   attain speeds in excess of 75 mph.

   With over twenty-six years of experience and a degree in Accounting, another product that
   the owner of [Your Company Name] provides is bookkeeping and tax preparation at
   discounted prices for those customers that cannot normally afford to pay for these services.

4.0 Market Analysis Summary

   A flea market is a type of merchandising marketplace where inexpensive or secondhand
   goods are sold or bartered. It may be indoors, such as in a warehouse or school
   gymnasium; or it may be outdoors, such as in a field or under a tent. The flea market
   vendors may range from a family that is renting space for the first time to sell a few
   unwanted household items to a commercial operation which has a large variety of new and
   used merchandise to sell. The vendors at flea markets generally rent a stall or booth and
   sell their wares by having a staff member present to monitor the space.


   The principal business of [Your Company Name] is the operation of renting booths to
   vendors selling goods and products in a flea market atmosphere. The facilities provided by
   [Your Company Name] are completely indoors and all merchandise is sold on a
   consignment basis. By selling the vendors’ products on consignment, the Company
   eliminates the need for the vendors to have a staff member present to monitor the sale of
   merchandise from the rented booth. [Your Company Name] only requires the vendors to
   set up their booth, price & tag all merchandise for sale and straighten, adjust or reorganize
   their space at least once per week. The Company does not charge a commission and relies
   on the vendor tags to identify the merchandise sold by that vendor for payment of their
   consigned merchandise.

   In addition to renting flea market booths, [Your Company Name] also sells and rents
   moped-style scooters and the owner of the Company offers her bookkeeping and tax
   preparation services to customers. Both of these operations are available within the flea
   market facility operated by the Company. The sale and rental of scooters offers customers
   an affordable and economical alternative means of transportation and the bookkeeping and
   tax preparation services are designed to be affordable for the customers that require these
   services.

                                                                                         Page 4
                                    [Your Company Name]



4.1 Market Segmentation

   [Your Company Name] is located in Albany, Georgia (population 76,939, 2000 census). As
   of the census of 2000, the city of Albany included nearly 29,000 households out of which
   32.3% had children under the age of 18 living with them, 36.6% were married couples living
   together, 25.2% had a female householder with no husband present, and 34.0% were non-
   families. 28.8% of all households were made up of individuals and 9.6% had someone
   living alone who was 65 years of age or older. The average household size was 2.54, the
   average family size was 3.14 and the median income as of the 2000 census was $28,639.
   About 21.5% of families and 27.1% of the population were below the poverty line, including
   37.7% of those under age 18 and 18.9% of those age 65 or over.

   Albany is located in Dougherty County (population 95,859, July 2009 est.). Dougherty
   County had 35,552 households with a median income of $35,729 per the census data.
   Albany is also the county seat in Dougherty County and it is the largest city in the Albany,
   Georgia Metropolitan Statistical Area (MSA). The Albany, Georgia MSA as defined by the
   US Census Bureau is an area that consists of five counties in southwest Georgia. These
   counties include Baker County (pop. 4,074, 1,514 households); Dougherty County (pop.
   95,859, 35,552 households); Lee County (pop.24,757, 9,229 households); Terrell County
   (pop.10,970, 4,002 households) and Worth County (pop. 21,967, 8,106 households).
   Anchored by the city of Albany, this MSA has a population of nearly 160,000 with over
   50,000 households and the median income is less than $35,000. Although not a part of the
   Albany, Georgia MSA, nearby Mitchell County (pop. 23,932, 8,063 households) is also
   included in the target market area of [Your Company Name].

Table: Market Analysis


Market Analysis
                                  Year 1   Year 2    Year 3   Year 4    Year 5
Potential Customers      Growth                                                  CAGR
Segment Name                 0%       0         0        0         0         0   0.00%
Segment Name                 0%       0         0        0         0         0   0.00%
Other                        0%       0         0        0         0         0   0.00%
Total                     0.00%       0         0        0         0         0   0.00%




                                                                                         Page 5
                                     [Your Company Name]



4.2 Target Market Segment Strategy

   As indicated in the Market Segmentation section, a large portion of the target market is at
   or below the poverty line. Accordingly, many families and households must do what they
   can, including buying and selling secondhand and used items to reduce expenses to meet
   other financial obligations. [Your Company Name] seeks to meet the needs of the market
   by supplying an affordable venue which permits the population within the target market
   area an opportunity to reduce expenditures for household items and personal goods.

4.3 Service Business Analysis

   [Your Company Name] is primarily in the business of renting space to vendors to sell new
   and used merchandise in a flea market-like atmosphere. According to the North American
   Industry Classification Standards (NAICS), this industry is comprised of establishments
   primarily engaged in acting as lessors of buildings (except miniwarehouses and self-
   storage units) that are not used as residences or dwellings. Included in this industry are: (1)
   owner-lessors of nonresidential buildings; (2) establishments renting real estate and then
   acting as lessors in subleasing it to others; and (3) establishments providing full service
   office space, whether on a lease or service contract basis. The establishments in this
   industry may manage the property themselves or have another establishment manage it for
   them.

   Although [Your Company Name] does not purport to be in the commercial leasing business
   as indicated above, the Company has identified a niche within this industry that meets the
   needs of the population within the market area. [Your Company Name] is offering the public
   a conduit that essentially acts as a one-stop-shopping "garage sale" by which various
   vendors and households can sell their new and used merchandise to customers that are
   seeking to obtain affordable goods and services.

4.3.1 Competition and Buying Patterns

   The nearest competitor for [Your Company Name] is Kitty's Flea Market in Albany, Ga.
   While [Your Company Name] offers customers indoor facilities, the competition is only able
   to offer vendors space that is completely outdoors with only one third of the booths under
   covered shelters. [Your Company Name] has monitored burglar/fire alarm systems and the
   competition offers no safety or security features for their customers. The nearest
   competition that offers indoor facilities is in Sasser, Ga. The vendor booths in Sasser are
   located in a warehouse building without heat or air conditioning and they are rented for
   40% more than [Your Company Name] charges. In addition, the competition in Sasser
   charges a commission of 10% of sales and [Your Company Name] does not charge
   anything for their services except the weekly booth rental fees. Both of the competing flea
   market facilities are only open on weekends and [Your Company Name] is open six days a
   week.




                                                                                           Page 6
                                    [Your Company Name]



5.0 Strategy and Implementation Summary

   The primary focus for [Your Company Name] is to obtain the requested funding to
   implement the expansion activities outlined in this business plan. This will permit the
   Company to take advantage of the current lack of competition for the products and services
   [Your Company Name] offers.



5.1 SWOT Analysis

   [Your Company Name] is currently the only business in the Albany, Georgia area that offers
   the rental of indoor flea market booths for vendors to sell their merchandise on a
   consignment basis without commission and without requiring a staff member presence to
   monitor the sales. The Company is also the only scooter dealer in the area that offers
   affordable, fuel efficient transportation within the target market area. There are several
   opportunities for [Your Company Name] to expand the operations of the business if the
   Company can act quickly before other competitors enter the market.

   Obtaining additional funding will allow [Your Company Name] to address many of the
   issues the Company faces. Utilizing the funding to purchase land and a new building,
   acquire a delivery vehicle, hiring employees, obtaining new booth equipment, implementing
   the building improvements for energy efficiency and increasing advertising, the Company
   will be able to properly service the target market area effectively and enhance the success
   of the business.

5.1.1 Strengths

   The strength of [Your Company Name] comes from the services and products they offer to
   the public. The Company is able to offer vendors an indoor, temperature-controlled facility
   that is safe and securely monitored to sell their merchandise at an affordable price that
   does not require staffing and does not require commission fees. There is no other business
   in the area that offers these amenities.

   The scooters that the Company sells, offer customers transportation that is affordable and
   cost efficient and there are currently no competing scooter dealers in the area. With two
   college campuses and the public at large, the demand for these scooters within the local
   target market area has been overwhelming.

   Perhaps the greatest and most important strength of [Your Company Name] is the owner
   and her desire to give back to the community. She wants to insure that the products and
   services that the Company offers are affordable to the people in the target market area.
   She prefers to choose clients that cannot normally afford to pay for the bookkeeping and
   tax preparation services she provides and often turns away many customers.




                                                                                       Page 7
                                     [Your Company Name]



5.1.2 Weaknesses

   Currently, the only weakness for [Your Company Name] is the limited resources and lack of
   funding required to expand the operations of the Company. Since [Your Company Name]
   has been open for business, the demand has been overwhelming and has created a
   waiting list for the products and services the Company offers.


5.1.3 Opportunities

   There are several opportunities available for [Your Company Name], especially if they
   receive the funding they are requesting. Once the Company receives the requested
   funding, they will immediately be able to purchase the land and building necessary to
   expand the current operations. In addition, the proximity of two college campuses located
   within the city of Albany presents another opportunity for [Your Company Name] to offer
   efficient and affordable transportation alternatives to the students as soon as the Company
   can develop a sufficient inventory to be able to rent as well as sell scooters to this market.

5.1.4 Threats

   Based on the current assessment of the business [Your Company Name] is involved with,
   the only threat to the Company would be the inability of the Company to expand quickly to
   meet the current demand before new competitors enter the market. This threat applies
   mainly to the flea market booth rentals and the scooter sales.

5.2 Competitive Edge

   [Your Company Name] has a competitive edge over their competition with the booths they
   rent because they offer the vendors a facility that is completely indoors in a climate-
   controlled environment and the security of monitored burglar and fire alarm protection.
   Another competitive edge the Company has versus the competition is that [Your Company
   Name] charges no commission on vendor sales and does not require the vendors to have a
   staff member to monitor the sales of merchandise sold from the rented booth. [Your
   Company Name] is the only company that sells moped-style scooters in the area so there
   is currently no direct competition for this product in the target market area and the
   bookkeeping and tax preparation services the Company provides are priced to be
   affordable to those that cannot afford these services otherwise.

5.3 Marketing Strategy

   [Your Company Name] will utilize the requested funding to raise the target market's
   awareness of the business by increasing advertising with local media coverage. The
   Company will also utilize some of the funding to develop a website to raise awareness of
   the business as well as promote and display the variety of merchandise available. The
   owner also has plans to sell scooters using Ebay, Craig's List and other advertising
   mediums.


                                                                                          Page 8
                                    [Your Company Name]




5.4 Sales Strategy

   [Your Company Name] operates on the principal that the products and services they offer
   should be affordable to the public. Accordingly, to secure sales, the Company supplies
   many amenities that competitors do not for the vendor/customers that rent the flea market
   booths they offer. [Your Company Name] provides vendors with a commission-free
   consignment sale of the merchandise they are selling that does not require the booth to be
   staffed and the Company provides an indoor, climate-controlled environment that is
   monitored by burglar and fire alarm systems. [Your Company Name] also insures that the
   fees they charge for booth rentals and bookkeeping and tax preparation services are
   affordable to the customers they service.

5.4.1 Sales Forecast

   The booth rental sales forecast for [Your Company Name] is based on rental at maximum
   capacity after Month 6 based on the facilities that are available. The Month 1 to Month 4
   booth rental represents maximum capacity at the current facility and Month 5 and Month 6
   booth rentals indicate an increase in revenues while the new facility is prepared for
   maximum rental space.

   By moving into a larger facility and with the addition of the college campus satellite
   locations, scooter sales for [Your Company Name] reflect a very conservative increase in
   the average of three to four sales per month to six to ten sales per month by the end of the
   business plan period.

   Bookkeeping and tax preparation revenues for the Company are based on the owners
   limited capacity to provide these services for customers throughout the year and revenues
   for [Your Company Name] in Year 2 and Year 3 reflect a significant increase as the owner
   expects to be able to dedicate more time to performing these services.




                                                                                        Page 9
                                        [Your Company Name]




Table: Sales Forecast


Sales Forecast
                                                      Year 1     Year 2        Year 3
Sales
Row 1                                                    $0          $0           $0
Row 2                                                    $0          $0           $0
Row 3                                                    $0          $0           $0
Total Sales                                              $0          $0           $0


Direct Cost of Sales                                  Year 1     Year 2        Year 3
Row 1                                                    $0          $0           $0
Row 2                                                    $0          $0           $0
Row 3                                                    $0          $0           $0
Subtotal Direct Cost of Sales                            $0          $0           $0


5.5 Milestones

    Upon receipt of the requested funding of $590,000, [Your Company Name] will immediately
    purchase land, a building, acquire a delivery vehicle, develop a company website and
    increase advertising expenses. The new building will have energy efficient lighting and
    heating & cooling systems installed and the Company is funding a power mitigation project
    to receive energy credits which will reduce expenses. As soon as the new facilities are
    available, the Company will hire employees and purchase new booth equipment. After the
    Company establishes operations in the new facility and a sufficient inventory of scooters
    can be acquired for rental purposes, [Your Company Name] intends to lease facilities near
    the college campuses located in Albany to establish satellite locations.

Table: Milestones


Milestones

Milestone                  Start Date    End Date    Budget     Manager        Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
Name me                    12/8/2011     1/7/2012        $0      NAME          Department
                                                                                        Page 10
                                     [Your Company Name]



Name me                  12/8/2011    1/7/2012         $0        NAME         Department
Totals                                                 $0



6.0 Management Summary

    [Your Company Name] is owned and operated by [Name]. The current business is run
    entirely by her and her husband who helps oversee the operations as needed. The owner
    does not draw a salary and is expected to hire employees with the requested funding as
    soon as the operations of the business have expanded.

6.1 Personnel Plan

    [Your Company Name] is a small business that is operated by the owner with the
    assistance of her husband. Upon receipt of the requested funding and as soon as the
    Company purchases the land and building required to expand from the current facility,
    [Your Company Name] will begin to hire employees. As [Your Company Name] expands to
    the college campuses, opening the planned satellite locations, then the Company will add
    additional personnel. In keeping with the owner's compassion and sense of duty and
    responsibility to serve the public and the community, preference will be given to hiring
    veterans and the disabled.


Table: Personnel

Personnel Plan
                                                   Year 1         Year 2          Year 3
Name or Title or Group                                $0             $0              $0
Name or Title or Group                                $0             $0              $0
Name or Title or Group                                $0             $0              $0
Total People                                            0              0               0

Total Payroll                                         $0              $0              $0




                                                                                     Page 11
                                            [Your Company Name]




7.0 Financial Plan

    The financial plan for [Your Company Name] is to obtain funding of $Xand utilize these
    funds to expand the business by purchasing land and a building. The new building will
    include energy efficient lighting and heating & cooling systems and the Company is funding
    a power mitigation project to receive energy credits which will reduce expenses. As soon as
    the new facilities are available, the Company will hire employees and purchase new booth
    equipment. Once the Company has established itself in the new facility and a sufficient
    inventory of scooters can be acquired for rental purposes, [Your Company Name] intends
    to lease additional facilities near the college campuses located in Albany to set up satellite
    locations.

7.1 Start-up Funding

    The start-up costs for [Your Company Name] include legal & professional fees, scooter
    display inventory, rent & insurance and office equipment & supplies. The owner, [Name],
    has invested personal funds and acquired a loan of $X to fund the business start-up.

Table: Start-up Funding


Start-up Funding
Start-up Expenses to Fund                                                              $0
Start-up Assets to Fund                                                                $0
Total Funding Required                                                                 $0

Assets
Non-cash Assets from Start-up                                                          $0
Cash Requirements from Start-up                                                        $0
Additional Cash Raised                                                                 $0
Cash Balance on Starting Date                                                          $0
Total Assets                                                                           $0



Liabilities and Capital

Liabilities
Current Borrowing                                                                      $0
Long-term Liabilities                                                                  $0
Accounts Payable (Outstanding Bills)                                                   $0
Other Current Liabilities (interest-free)                                              $0
Total Liabilities                                                                      $0

Capital

Planned Investment

                                                                                            Page 12
                                       [Your Company Name]



Owner                                                        $0
Investor                                                     $0
Additional Investment Requirement                            $0
Total Planned Investment                                     $0

Loss at Start-up (Start-up Expenses)                         $0
Total Capital                                                $0



Total Capital and Liabilities                                $0

Total Funding                                                $0




                                                                  Page 13
                                  [Your Company Name]



7.2 Important Assumptions

    The table below presents the assumptions used in the financial calculations of this
    business plan for [Your Company Name].

Table: General Assumptions


General Assumptions
                                            Year 1         Year 2         Year 3


Current Interest Rate                            5.00%          5.00%          5.00%
Long-term Interest Rate                          5.00%          5.00%          5.00%
Tax Rate                                        10.00%         10.00%         10.00%




                                                                                   Page 14
                                     [Your Company Name]



7.3 Projected Profit and Loss

    The projected Profit and Loss Table reflects the gradual increase in sales and revenues for
    the planned expansion of [Your Company Name] from the current facilities to the proposed
    new building and the addition of two satellite locations near the local college campuses in
    Year 1. Also included in Year 1 are the added expenses of hiring employees, increased
    advertising & marketing expenses and depreciation for the acquired building, delivery
    vehicle and the scooter rental inventory.

    The Year 2 and Year 3 projected forecast for [Your Company Name] realizes booth rentals
    and bookkeeping and tax preparation services operating at maximum capacity for the full
    year and includes gradual increases in scooter rentals based on the ability of the Company
    to increase the scooter rental inventory and conservative increases in scooter sales. The
    decrease in Net Profit from Year 1 to Year 2 is due mainly from the full year impact of
    payroll, healthcare and depreciation expenses.

Table: Profit and Loss


Pro Forma Profit and Loss
                                                        Year 1        Year 2        Year 3
Sales                                                      $0            $0            $0
Direct Cost of Sales                                       $0            $0            $0
Other Costs of Sales                                       $0            $0            $0
Total Cost of Sales                                        $0            $0            $0

Gross Margin                                                $0            $0             $0
Gross Margin %                                          0.00%         0.00%          0.00%



Expenses
Payroll                                                     $0            $0            $0
Marketing/Promotion                                         $0            $0            $0
Depreciation                                                $0            $0            $0
Rent                                                        $0            $0            $0
Utilities                                                   $0            $0            $0
Insurance                                                   $0            $0            $0
Payroll Taxes                                               $0            $0            $0
Other                                                       $0            $0            $0

Total Operating Expenses                                    $0            $0            $0

Profit Before Interest and Taxes                            $0            $0            $0
EBITDA                                                      $0            $0            $0
 Interest Expense                                           $0            $0            $0
 Taxes Incurred                                             $0            $0            $0


                                                                                        Page 15
                   [Your Company Name]



Net Profit                              $0       $0       $0
Net Profit/Sales                    0.00%    0.00%    0.00%




                                                         Page 16
                                            [Your Company Name]



7.4 Projected Cash Flow

    The following table and chart displays the cash flow for [Your Company Name]. The
    monthly cash flow table for Year 1 is shown in the appendix. These cash flow projections
    illustrate that the business generates sufficient cash flow to support operations.

Table: Cash Flow


Pro Forma Cash Flow
                                                             Year 1    Year 2   Year 3
Cash Received

Cash from Operations
Cash Sales                                                        $0      $0       $0
Subtotal Cash from Operations                                     $0      $0       $0

Additional Cash Received
Sales Tax, VAT, HST/GST Received                                  $0      $0       $0
New Current Borrowing                                             $0      $0       $0
New Other Liabilities (interest-free)                             $0      $0       $0
New Long-term Liabilities                                         $0      $0       $0
Sales of Other Current Assets                                     $0      $0       $0
Sales of Long-term Assets                                         $0      $0       $0
New Investment Received                                           $0      $0       $0
Subtotal Cash Received                                            $0      $0       $0

Expenditures                                                 Year 1    Year 2   Year 3

Expenditures from Operations
Cash Spending                                                     $0      $0       $0
Bill Payments                                                     $0      $0       $0
Subtotal Spent on Operations                                      $0      $0       $0

Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out                                  $0      $0       $0
Principal Repayment of Current Borrowing                          $0      $0       $0
Other Liabilities Principal Repayment                             $0      $0       $0
Long-term Liabilities Principal Repayment                         $0      $0       $0
Purchase Other Current Assets                                     $0      $0       $0
Purchase Long-term Assets                                         $0      $0       $0
Dividends                                                         $0      $0       $0
Subtotal Cash Spent                                               $0      $0       $0

Net Cash Flow                                                     $0      $0       $0
Cash Balance                                                      $0      $0       $0


                                                                                         Page 17
                                   [Your Company Name]



7.5 Projected Balance Sheet

    The following table presents the balance sheet for [Your Company Name]. The balance
    sheet reflects healthy growth of net worth and a strong financial position. The monthly
    estimates are included in the appendix.

Table: Balance Sheet


Pro Forma Balance Sheet
                                                  Year 1        Year 2        Year 3
Assets

Current Assets
Cash                                                 $0            $0            $0
Other Current Assets                                 $0            $0            $0
Total Current Assets                                 $0            $0            $0

Long-term Assets
Long-term Assets                                     $0            $0            $0
Accumulated Depreciation                             $0            $0            $0
Total Long-term Assets                               $0            $0            $0
Total Assets                                         $0            $0            $0

Liabilities and Capital                           Year 1        Year 2        Year 3

Current Liabilities
Accounts Payable                                     $0            $0            $0
Current Borrowing                                    $0            $0            $0
Other Current Liabilities                            $0            $0            $0
Subtotal Current Liabilities                         $0            $0            $0

Long-term Liabilities                                $0            $0            $0
Total Liabilities                                    $0            $0            $0

Paid-in Capital                                      $0            $0            $0
Retained Earnings                                    $0            $0            $0
Earnings                                             $0            $0            $0
Total Capital                                        $0            $0            $0
Total Liabilities and Capital                        $0            $0            $0

Net Worth                                            $0            $0            $0




                                                                                       Page 18
                                             [Your Company Name]




7.6 Business Ratios

    The ratios analysis table for [Your Company Name] is shown below. These ratios were
    taken from North American Industry Classification System (NAICS) code 531120 (Lessors
    of Nonresidential Buildings (except Miniwarehouses) - Flea market space, under roof,
    rental or leasing). Many of the ratios used for this comparison may vary significantly from
    the industry profile because [Your Company Name] is a start-up business and has not
    established a history and the Company is engaged in various operations other than just
    renting flea market space.

Table: Ratios


Ratio Analysis
                                               Year 1    Year 2    Year 3    Industry Profile

Sales Growth                                      n.a.   68.04%     8.02%             0.30%

Percent of Total Assets
Accounts Receivable                             0.00%      0.00%     0.00%            3.50%
Inventory                                       2.23%      2.78%     3.23%            0.04%
Other Current Assets                            0.00%      0.00%     0.00%           36.39%
Total Current Assets                           52.94%     55.90%    59.48%           39.93%
Long-term Assets                               47.06%     44.10%    40.52%           60.07%
Total Assets                                  100.00%    100.00%   100.00%          100.00%

Current Liabilities                             2.61%     1.58%     0.56%            10.73%
Long-term Liabilities                           0.00%     0.00%     0.00%            63.10%
Total Liabilities                               2.61%     1.58%     0.56%            73.83%
Net Worth                                      97.39%    98.42%    99.44%            26.17%
                                               Year 1    Year 2    Year 3    Industry Profile

Percent of Sales
Sales                                         100.00%    100.00%   100.00%          100.00%
Gross Margin                                   84.11%     83.14%    82.11%           85.61%
Selling, General & Administrative Expenses     62.75%     72.85%    68.45%           30.37%
Advertising Expenses                            3.08%      2.29%     2.12%            1.21%
Profit Before Interest and Taxes               24.26%     11.62%    15.23%           13.98%

Main Ratios
Current                                          20.30     35.37    107.09              1.89
Quick                                            19.44     33.62    101.27              1.88
Total Debt to Total Assets                      2.61%     1.58%     0.56%            73.83%
Pre-tax Return on Net Worth                     6.05%     4.69%     6.34%            14.12%
Pre-tax Return on Assets                        5.89%     4.62%     6.30%             3.69%

Additional Ratios
Net Profit Margin                              21.36%    10.29%    13.66%                n.a
Return on Equity                                5.44%     4.22%     5.71%                n.a

Activity Ratios

                                                                                                Page 19
                               [Your Company Name]



Accounts Receivable Turnover        0.00       0.00       0.00   n.a
Collection Days                        0          0          0   n.a
Inventory Turnover                  2.09       2.76       2.53   n.a
Accounts Payable Turnover          25.07      36.50      36.50   n.a
Payment Days                          10          9         10   n.a
Total Asset Turnover                0.25       0.40       0.42   n.a

Debt Ratios
Debt to Net Worth                   0.03       0.02       0.01   n.a
Current Liab. to Liab.              1.00       1.00       1.00   n.a

Liquidity Ratios
Net Working Capital             $315,899   $352,233   $401,055   n.a
Interest Coverage                  46.03      60.56     257.19   n.a

Additional Ratios
Assets to Sales                     4.03       2.48       2.41   n.a
Current Debt/Total Assets            3%         2%         1%    n.a
Acid Test                          19.44      33.62     101.27   n.a
Sales/Net Worth                     0.25       0.41       0.42   n.a
Dividend Payout                     0.00       0.00       0.00   n.a




                                                                       Page 20
                                                               Appendix

Table: Sales Forecast


Sales Forecast
                           Month    Month    Month    Month    Month      Month     Month     Month     Month     Month     Month     Month
                             1        2        3        4        5          6         7         8         9        10        11        12
Sales

Booth Rentals              $2,000   $2,000   $2,000   $2,000    $5,000     $5,000    $8,800    $8,800    $8,800    $8,800    $8,800    $8,800
Scooter Sales              $4,000   $4,000   $4,000   $4,000    $4,000     $4,000    $5,000    $5,000    $5,000    $5,000    $7,500    $7,500
Scooter Rentals                $0       $0       $0       $0        $0     $1,000    $1,000    $1,000    $1,500    $1,500    $1,500    $1,500
Bookkeeping and Tax        $2,000   $2,000   $2,000   $2,000    $1,000     $1,000    $1,000    $1,000    $1,000    $1,000    $1,000    $2,000
Preparation Services
Other                         $0       $0       $0       $0        $0         $0        $0        $0        $0        $0        $0        $0

Total Sales                $8,000   $8,000   $8,000   $8,000   $10,000    $11,000   $15,800   $15,800   $16,300   $16,300   $18,800   $19,800

Direct Cost of Sales

Purchase of Scooters for   $1,600   $1,600   $1,600   $1,600    $1,600     $1,600    $2,000    $2,000    $2,000    $2,000    $3,000    $3,000
Sale
Oil, Gas & Maintenance       $50      $50      $50      $50       $50       $100      $100      $100      $150      $150      $150      $150

Subtotal Direct Cost of    $1,650   $1,650   $1,650   $1,650    $1,650     $1,700    $2,100    $2,100    $2,150    $2,150    $3,150    $3,150
Sales




                                                                                                                                      Page 1
                                                       Appendix


Table: Personnel


Personnel Plan
                      Month   Month   Month   Month   Month    Month    Month    Month    Month    Month       Month       Month
                        1       2       3       4       5        6        7        8        9       10          11          12

Full Time employees      $0      $0      $0      $0   $1,500   $1,500   $3,000   $3,000   $3,000    $3,000      $4,500      $4,500
Part Time employees      $0      $0      $0      $0   $1,150   $1,150   $2,300   $2,300   $2,300    $2,300      $3,450      $3,450
[Name],                  $0      $0      $0      $0       $0       $0       $0       $0       $0        $0          $0          $0
Owner/Operator

Total People              0       0       0       0       2        2        4        4        4            4           6           6

Total Payroll            $0      $0      $0      $0   $2,650   $2,650   $5,300   $5,300   $5,300    $5,300      $7,950      $7,950




                                                                                                                           Page 2
                                                                      Appendix


Table: Profit and Loss

Pro Forma Profit and
Loss
                              Month     Month     Month     Month     Month      Month     Month     Month     Month     Month     Month     Month
                                1         2         3         4         5          6         7         8         9        10        11        12

Sales                         $8,000    $8,000    $8,000    $8,000    $10,000    $11,000   $15,800   $15,800   $16,300   $16,300   $18,800   $19,800

Direct Cost of Sales          $1,650    $1,650    $1,650    $1,650     $1,650     $1,700    $2,100    $2,100    $2,150    $2,150    $3,150    $3,150
Other Costs of Sales              $0        $0        $0        $0         $0         $0        $0        $0        $0        $0        $0        $0
Total Cost of Sales           $1,650    $1,650    $1,650    $1,650     $1,650     $1,700    $2,100    $2,100    $2,150    $2,150    $3,150    $3,150

Gross Margin                   $6,350    $6,350    $6,350    $6,350    $8,350     $9,300   $13,700   $13,700   $14,150   $14,150   $15,650   $16,650
Gross Margin %                79.38%    79.38%    79.38%    79.38%    83.50%     84.55%    86.71%    86.71%    86.81%    86.81%    83.24%    84.09%


Expenses
Payroll                           $0        $0        $0        $0     $2,650     $2,650    $5,300    $5,300    $5,300    $5,300    $7,950    $7,950
Marketing/Promotion             $200      $200      $200     $200       $500       $500      $500      $500      $500      $500      $500      $500
Depreciation                      $0        $0        $0    $1,028     $1,028     $1,061    $1,061    $1,061    $1,094    $1,094    $1,094    $1,094
Rent Expense                    $300      $300      $300        $0         $0         $0        $0        $0        $0        $0        $0        $0
Rent - Satellite Locations        $0        $0        $0        $0         $0         $0     $500      $500      $500      $500      $500      $500
Office & Cleaning Supplies      $150      $150      $150     $150       $150       $150      $150      $150      $150      $150      $150      $150
Repairs & Maintenance -         $250      $250      $250     $250       $250       $250      $250      $250      $250      $250      $250      $250
Vehicle
Rep., Maint., & Security -       $70       $70      $120       $70       $70       $120       $70       $70      $120       $70      $120      $120
Building
Utilities                       $400      $400     $400       $400      $400       $400      $400      $400      $400      $400      $400      $400
Phone/Internet                  $400      $400     $400       $400      $400       $400      $400      $400      $400      $400      $400      $400
Insurance - Building            $100      $100     $100       $100      $150       $150      $150      $150      $150      $150      $150      $150
Insurance - Rental Scooters       $0        $0        $0        $0        $0        $50       $50       $50      $100      $100      $100      $100
Health Insurance                  $0        $0        $0        $0        $0         $0      $700      $700     $1,400    $1,400    $1,400    $1,400
Payroll Taxes                     $0        $0        $0        $0      $212       $212      $424      $424      $424      $424      $636      $636
Other - Taxes, Fees &             $0        $0    $2,000      $500        $0         $0        $0        $0         $0        $0        $0    $2,000
Licenses

Total Operating Expenses      $1,870    $1,870    $3,920    $3,098     $5,810     $5,943    $9,955    $9,955   $10,788   $10,738   $13,650   $15,650

Profit Before Interest and    $4,480    $4,480    $2,430    $3,252     $2,540     $3,357    $3,745    $3,745    $3,362    $3,412    $2,000    $1,000

                                                                                                                                             Page 3
                                                            Appendix

Taxes
EBITDA              $4,480    $4,480    $2,430    $4,280     $3,568    $4,418    $4,806    $4,806    $4,456    $4,506    $3,094   $2,094
 Interest Expense      $81       $79       $76       $74        $72       $70       $67       $65       $63       $60       $58      $56
 Taxes Incurred      $440      $440      $235      $318       $247      $329      $368      $368      $330      $335      $194       $94

Net Profit           $3,959    $3,961    $2,118    $2,860    $2,222     $2,959    $3,310    $3,312    $2,969    $3,016   $1,747    $849
Net Profit/Sales    49.49%    49.51%    26.48%    35.75%    22.22%     26.90%    20.95%    20.96%    18.21%    18.50%    9.29%    4.29%




                                                                                                                                  Page 4
                                                                   Appendix


Table: Cash Flow


Pro Forma Cash Flow
                         Month    Month    Month    Month 4    Month 5   Month 6   Month 7   Month 8   Month 9   Month     Month     Month
                           1        2        3                                                                    10        11        12
Cash Received

Cash from Operations
Cash Sales               $8,000   $8,000   $8,000     $8,000   $10,000   $11,000   $15,800   $15,800   $16,300   $16,300   $18,800   $19,800
Cash from Receivables        $0       $0       $0         $0        $0        $0        $0        $0        $0        $0        $0        $0
Subtotal Cash from       $8,000   $8,000   $8,000     $8,000   $10,000   $11,000   $15,800   $15,800   $16,300   $16,300   $18,800   $19,800
Operations

Additional Cash
Received
Sales Tax, VAT,             $0       $0       $0         $0         $0        $0        $0        $0        $0       $0        $0        $0
HST/GST Received
New Current Borrowing       $0       $0       $0         $0         $0        $0        $0        $0        $0       $0        $0        $0
New Other Liabilities       $0       $0       $0         $0         $0        $0        $0        $0        $0       $0        $0        $0
(interest-free)
New Long-term               $0       $0       $0         $0         $0        $0        $0        $0        $0       $0        $0        $0
Liabilities
Sales of Other Current      $0       $0       $0         $0         $0        $0        $0        $0        $0       $0        $0        $0
Assets
Sales of Long-term          $0       $0       $0         $0         $0        $0        $0        $0        $0       $0        $0        $0
Assets
New Investment              $0       $0       $0         $X         $0        $0        $0        $0        $0       $0        $0        $0
Received
Subtotal Cash            $8,000   $8,000   $8,000   $598,000   $10,000   $11,000   $15,800   $15,800   $16,300   $16,300   $18,800   $19,800
Received

Expenditures

Expenditures from
Operations
Cash Spending                $0       $0       $0         $0    $2,650    $2,650    $5,300    $5,300    $5,300    $5,300    $7,950    $7,950
Bill Payments            $5,829   $4,039   $5,329     $4,643    $4,104    $5,661    $6,189    $6,128    $8,094    $7,504    $7,673    $9,337
Subtotal Spent on        $5,829   $4,039   $5,329     $4,643    $6,754    $8,311   $11,489   $11,428   $13,394   $12,804   $15,623   $17,287
Operations

                                                                                                                                     Page 5
                                                                         Appendix


Additional Cash Spent
Sales Tax, VAT,                  $0       $0       $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
HST/GST Paid Out
Principal Repayment of         $550     $550     $550       $550       $550       $550       $550       $550       $550       $550       $550       $550
Current Borrowing
Other Liabilities Principal      $0       $0       $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Repayment
Long-term Liabilities            $0       $0       $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Principal Repayment
Purchase Other Current           $0       $0       $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Assets
Purchase Long-term               $0       $0       $0    $301,000        $0      $2,000        $0         $0      $2,000        $0         $0         $0
Assets
Dividends                         $0       $0       $0         $0         $0         $0         $0         $0         $0         $0         $0         $0
Subtotal Cash Spent           $6,379   $4,589   $5,879   $306,193     $7,304    $10,861    $12,039    $11,978    $15,944    $13,354    $16,173    $17,837

Net Cash Flow                 $1,621   $3,411   $2,121   $291,807     $2,696       $139     $3,761     $3,822       $356     $2,946     $2,627     $1,963
Cash Balance                  $2,621   $6,032   $8,153   $299,960   $302,656   $302,794   $306,555   $310,377   $310,734   $313,680   $316,307   $318,271




                                                                                                                                                  Page 6
                                                                   Appendix


Table: Balance Sheet

Pro Forma
Balance
Sheet
                          Month 1   Month 2   Month 3   Month 4    Month 5    Month 6    Month 7    Month 8    Month 9    Month      Month         Month
                                                                                                                           10         11            12
Assets         Starting
               Balances
Current
Assets
Cash             $1,000    $2,621    $6,032    $8,153   $299,960   $302,656   $302,794   $306,555   $310,377   $310,734   $313,680   $316,307   $318,271
Inventory       $10,000   $10,000   $10,000   $10,000    $10,000    $10,000    $12,000    $12,000    $12,000    $14,000    $14,000    $14,000    $14,000
Total           $11,000   $12,621   $16,032   $18,153   $309,960   $312,656   $314,794   $318,555   $322,377   $324,734   $327,680   $330,307   $332,271
Current
Assets

Long-term
Assets
Long-term            $0        $0        $0        $0   $301,000   $301,000   $303,000   $303,000   $303,000   $305,000   $305,000   $305,000   $305,000
Assets
Accumulated          $0        $0        $0        $0     $1,028     $2,056     $3,117     $4,178     $5,239     $6,333     $7,428     $8,522       $9,617
Depreciation
Total Long-          $0        $0        $0        $0   $299,972   $298,944   $299,883   $298,822   $297,761   $298,667   $297,572   $296,478   $295,383
term Assets

Total           $11,000   $12,621   $16,032   $18,153   $609,932   $611,600   $614,678   $617,377   $620,139   $623,400   $625,252   $626,785   $627,654
Assets

Liabilities
and Capital
Current
Liabilities
Accounts         $3,000    $1,212    $1,212    $1,765     $1,234     $1,230     $1,899     $1,839     $1,838     $2,681     $2,067     $2,402       $2,972
Payable
Current         $20,000   $19,450   $18,900   $18,350    $17,800    $17,250    $16,700    $16,150    $15,600    $15,050    $14,500    $13,950      $13,400
Borrowing
Other                $0        $0        $0        $0        $0         $0         $0         $0         $0         $0         $0         $0           $0
Current
Liabilities
Subtotal        $23,000   $20,662   $20,112   $20,115    $19,034    $18,480    $18,599    $17,989    $17,438    $17,731    $16,567    $16,352      $16,372
                                                                                                                                          Page 7
                                                                          Appendix

Current
Liabilities

Long-term           $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0          $0
Liabilities
Total          $23,000     $20,662     $20,112     $20,115     $19,034     $18,480     $18,599     $17,989     $17,438     $17,731     $16,567     $16,352      $16,372
Liabilities

Paid-in         $1,150      $1,150      $1,150      $1,150    $591,150    $591,150    $591,150    $591,150    $591,150    $591,150    $591,150    $591,150    $591,150
Capital
Retained      ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)   ($13,150)
Earnings
Earnings             $0      $3,959      $7,920    $10,038     $12,899     $15,120     $18,079     $21,389     $24,700     $27,669     $30,685     $32,433     $33,282
Total         ($12,000)    ($8,041)    ($4,080)    ($1,962)   $590,899    $593,120    $596,079    $599,389    $602,700    $605,669    $608,685    $610,433    $611,282
Capital

Total          $11,000     $12,621     $16,032     $18,153    $609,932    $611,600    $614,678    $617,377    $620,139    $623,400    $625,252    $626,785    $627,654
Liabilities
and Capital
Net Worth     ($12,000)    ($8,041)    ($4,080)    ($1,962)   $590,899    $593,120    $596,079    $599,389    $602,700    $605,669    $608,685    $610,433    $611,282




                                                                                                                                                       Page 8
Appendix




           Page 9
                                                               Appendix


								
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