Business Plan for Church and Educational Facility

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Business Plan for Church and Educational Facility Powered By Docstoc
					This Business Plan for a Church and Educational Facility allows entrepreneurs or
business owners to create a comprehensive and professional business plan. This
template form allows a business to outline the company's objectives and detail both
current company information as well as any past performance. Companies should
include a complete market analysis in their plan to help showcase why their business
strategy will be effective in the market. Future company plans, including production
targets, management strategy, and financial forecasting, should be used to demonstrate
and confirm that the company's short-term and long-term objective can and will be met.
This model plan can be customized to best fit the unique needs of any entrepreneur or
owner that is seeking to create a strong business plan.
                                [Company Name]




[Name]

Address: [Address]
Office Phone: XXX-XXX-XXXX

Cell: XXX-XXX-XXXX

Fax: XXX-XXX-XXXX
Email: [Email Address]


© Copyright 2012 Docstoc Inc.                    1
                                             Confidentiality Agreement




The undersigned reader acknowledges that the information provided by [Company Name]in this supplemental
documentation is confidential; therefore, reader agrees not to disclose it without the express written permission of
[Company Name].




It is acknowledged by reader that information to be furnished in this supplemental documentation is in all respects
confidential in nature, other than information which is in the public domain through other means and that any
disclosure or use of same by reader, may cause serious harm or damage to [Company Name].




Upon request, this document is to be immediately returned to [Company Name].




___________________
Signature




___________________
Name (typed or printed)




___________________
Date




                 This is a supplemental documentation. It does not imply an offering of securities.
© Copyright 2012 Docstoc Inc.                                                                   2
                                                                        Table of Contents



1.0 Executive Summary ............................................................................................................................................. 1
      Chart: Highlights ................................................................................................................................................ 2
   1.1 Objectives ........................................................................................................................................................ 2
   1.2 Mission ............................................................................................................................................................. 3
   1.3 Keys to Success .............................................................................................................................................. 3
2.0 Organization Summary ........................................................................................................................................ 3
   2.1 Legal Entity ...................................................................................................................................................... 3
   2.2 Organization History ........................................................................................................................................ 4
      Table: Past Performance ................................................................................................................................... 4
      Chart: Past Performance ................................................................................................................................... 5
3.0 Services ............................................................................................................................................................... 5
4.0 Market Analysis Summary ................................................................................................................................... 7
   4.1 Market Segmentation ....................................................................................................................................... 7
      Table: Market Analysis ...................................................................................................................................... 7
      Chart: Market Analysis (Pie) .............................................................................................................................. 8
   4.2 Target Market Segment Strategy .................................................................................................................... 8
   4.3 Service Providers Analysis .............................................................................................................................. 8
      4.3.1 Alternatives and Usage Patterns .............................................................................................................. 8
5.0 Web Plan Summary ............................................................................................................................................. 9
   5.1 Website Marketing Strategy............................................................................................................................. 9
   5.2 Development Requirements ............................................................................................................................ 9
6.0 Strategy and Implementation Summary............................................................................................................... 9
   6.1 SWOT Analysis ................................................................................................................................................ 9
      6.1.1 Strengths ................................................................................................................................................ 10
      6.1.2 Weaknesses ........................................................................................................................................... 10
      6.1.3 Opportunities .......................................................................................................................................... 10
      6.1.4 Threats ................................................................................................................................................... 10
   6.2 Competitive Edge .......................................................................................................................................... 10
   6.3 Marketing Strategy ......................................................................................................................................... 10
   6.4 Fundraising Strategy...................................................................................................................................... 11
      6.4.1 Funding Forecast ................................................................................................................................... 11
         Table: Funding Forecast ............................................................................................................................. 11
         Chart: Funding Monthly ............................................................................................................................... 12
         Chart: Funding by Year ............................................................................................................................... 12
   6.5 Milestones ...................................................................................................................................................... 13
      Table: Milestones ............................................................................................................................................ 13
      Chart: Milestones............................................ Error! Bookmark not defined.Error! Bookmark not defined.
7.0 Management Summary ...................................................................................................................................... 14
   7.1 Personnel Plan .............................................................................................................................................. 14
      Table: Personnel ............................................................................................................................................. 14
8.0 Financial Plan ..................................................................................................................................................... 14
   8.1 Important Assumptions .................................................................................................................................. 14
   8.2 Break-even Analysis ...................................................................................................................................... 15
      Table: Break-even Analysis ............................................................................................................................. 15
      Chart: Break-even Analysis ............................................................................................................................. 15
   8.3 Projected Surplus or Deficit ........................................................................................................................... 15
      Table: Surplus and Deficit ............................................................................................................................... 16
      Chart: Surplus Monthly .................................................................................................................................... 17
      Chart: Surplus Yearly ...................................................................................................................................... 17
      Chart: Gross Surplus Monthly ......................................................................................................................... 18
      Chart: Gross Surplus Yearly ............................................................................................................................ 18
   8.4 Projected Cash Flow ...................................................................................................................................... 19
      Table: Cash Flow............................................................................................................................................. 19
      Chart: Cash ..................................................................................................................................................... 20
   8.5 Projected Balance Sheet ............................................................................................................................... 21
      Table: Balance Sheet ...................................................................................................................................... 21
   8.6 Standard Ratios ............................................................................................................................................. 22
                                                                                                                                                                   Page 1
                                                                      Table of Contents



     Table: Ratios ................................................................................................................................................... 22
Table: Funding Forecast ............................................................................................................................................ 1
Table: Personnel ........................................................................................................................................................ 2
Table: Personnel ........................................................................................................................................................ 2
Table: Surplus and Deficit .......................................................................................................................................... 3
Table: Surplus and Deficit .......................................................................................................................................... 3
Table: Cash Flow ....................................................................................................................................................... 4
Table: Cash Flow ....................................................................................................................................................... 4
Table: Balance Sheet ................................................................................................................................................. 6
Table: Balance Sheet ................................................................................................................................................. 6




                                                                                                                                                                Page 2
Table of Contents




                    Page 1
                                               [Company Name]



1.0 Executive Summary

   Company: [Company Name]
   Contact: [Name]
   Address: [Address]
Phone: XXX-XXX-XXXX

Cell : XXX-XXX-XXXX

Fax: XXX-XXX-XXXX
Email Address: [Email Address]


   Introduction
   The long-term goal of [Company Name] is to build a new church and education facility that seats 1000 people
   (within the next two years), add to the food pantry and establish monthly program to feed 200 people (within
   the next two years), continue to increase the missions program as well as support missionaries, and establish
   a low income housing program (within the next five years). [Company Name]’smission is to serve its
   congregation, as well as its community. [Company Name]reaches out to the lost, hurting, homeless and
   anyone who has a need. The Church is expanding its exposure through effective marketing as well
   as introducing the area to church goers who have not yet discovered the Organization.

   [Company Name] is very community oriented. The Church engages in several community outreach programs.
   These programs include financial aid workshops for prospective college students, prison ministry program
   and various counseling and mentoring programs for communiy members. With grant funding, [Company
   Name]will be able to expand its services and continue to be a positive resource for its congregation and
   community members. [Company Name]is an asset to Sterling, Illinois residents. The Organization
   continuously strives to enhance the lives of everyone it meets.

   Location

   [Company Name]is headquartered in Sterling, IL in Whiteside, County.

   The Company

   [Company Name] is a religious organization. It is an evangelistic, spirit-filled, multi-cultural, family oriented
   ministry. The Pastor/ Founder of [Company Name]is [Name].. [Name].established the Church in 1991 with th
   help of his wife/Associate Pastor, Marchet Harts. [Name].has been an ordained liscensed minister since 1982.

   Our Services


   [Company Name] is a multi-racial/ multi-cultural church where everyone is welcomed with love. The Church
   informs the community through engaging and participating in interactive events. A few of these include: the
   back to school day event, community youth programs, children's ministry events and feed the hungry
   programs. Additionally, [Company Name]also has young adult, singles, marriage and support programs
   available for its church and community members.



   The Market

   [Company Name]’ssupplemental documentation focuses solely on church goers within the religious
   industry. [Company Name]has the services necessary to impact this market. By delivering superior service,


                                                                                                            Page 1
                                              [Company Name]



   having an outstanding reputation as well as longevity within this industry, [Company Name]’spotential is
   excellent.

   Financial Considerations

   The current financial plan for [Company Name]is to obtain grant funding in the amount of $300,000. The grant
   will be used to cover mortgage expenses, cover utility expenses, renovate parking lots, hire additional
   employees, remodel church/parsonage and cover operation capital.




   Chart: Highlights




1.1 Objectives

   [Company Name]has four main objectives:

   1. Within next 2 years – build a new church and education facility that seats 1000 people
   2. Within next 2 years – add to the food pantry, and establish monthly program to feed 200 people
   3. Continue to increase the missions program as well as support missionaries
   4. Within the next 5 years – establish a low income housing program




                                                                                                          Page 2
                                                 [Company Name]



1.2 Mission

    [Company Name]is an evangelistic outreach ministry that serves its congregation, as well as its community.
    [Company Name] reaches out to the lost, hurting, homeless and anyone who has a need.

1.3 Keys to Success

    [Company Name] keys to success includes:

    1. Creating an atmosphere where people from all walks of life feel loved and accepted.
    2. Providing hope for the hopeless through Christ.
    3. Encourage people to continue with their education by helping to provide them with the necessary tools
    such as; GED tutoring and financial aid advice.
    4. Teaching others that the two most important attributes they can possess is to be teachable and willing to
    learn.
    5. Treat everyone with love, honor and respect.
    6. Learning from previous mistakes and striving to do better daily.




2.0 Organization Summary

[Company Name]is headquatered in Sterling, Illinois
Contact: [Name]
Address: [Address]
Phone: XXX-XXX-XXXX

Cell : XXX-XXX-XXXX

Fax: XXX-XXX-XXXX

Email Address: [Email Address]


    [Company Name] is a religious organization located in Whiteside County, Illinois. [Company Name]is an
    evangelistic, spirit-filled, multi-cultural, family oriented ministry, whose vision is to establish a spirit-filled
    evangelism outreach team to minister throughout the area and eventually the world. Currently the Church
    ministers power evangelism in the streets, prisons, highways, convalescent homes, juvenile facilities and any
    desolate area where the poor, hurt, and broken hearted are present. The Church offers back to school day
    events, community youth programs, children's ministry events and feed the hungry programs. Additionally,
    [Company Name]also has young adult, singles, marriage and support programs available for its church and
    community members.




    The Pastor/ Founder of [Company Name]is [Name]. [Name].established the Church in 1991 with th help of his
    wife and Associate Pastor, Marchet Harts. [Name].has been an ordained minister since 1982.

2.1 Legal Entity

    [Company Name]is a 501C3 Not for Profit organization that was established in 1991. It is a religious
    organization with an elder staff, ministerial staff and congregation. The President/Senior Pastor is [Name].
    [Name].has been licensed /ordained in ministry since 1982.

                                                                                                                Page 3
                                                [Company Name]



2.2 Organization History

    The following table and chart shows the past financials for [Company Name].

    [Company Name]funding for 2007, 2008 and 2009 were $131,400, $116,667 and $109,943,
    respectively. Earnings for this period were ($17,480), ($11,044) and ($50), respectively.

Table: Past Performance


    Past Performance
                                                                 2007                 2008          2009
    Funding                                                  $131,400             $116,667      $109,943
    Gross Surplus                                            $131,400             $116,667      $109,943
    Gross Surplus %                                          100.00%              100.00%       100.00%
    Operating Expenses                                       $148,880             $127,711      $109,994

    Balance Sheet
                                                                  2007                2008         2009

    Current Assets
    Cash                                                          $100                 $50         $100
    Other Current Assets                                            $0                  $0           $0
    Total Current Assets                                          $100                 $50         $100

    Long-term Assets
    Long-term Assets                                         $543,100             $543,050      $543,100
    Accumulated Depreciation                                       $0                   $0            $0
    Total Long-term Assets                                   $543,100             $543,050      $543,100

    Total Assets                                             $543,200             $543,100      $543,200

    Current Liabilities
    Accounts Payable                                                $0                  $0           $0
    Current Borrowing                                               $0                  $0           $0
    Other Current Liabilities (interest free)                       $0                  $0           $0
    Total Current Liabilities                                       $0                  $0           $0

    Long-term Liabilities                                    $429,107             $414,328      $433,735
    Total Liabilities                                        $429,107             $414,328      $433,735

    Paid-in Capital                                                 $0                   $0           $0
    Retained Earnings                                        $131,573             $139,816      $109,515
    Earnings                                                 ($17,480)            ($11,044)        ($50)
    Total Capital                                            $114,093             $128,772      $109,465

    Total Capital and Liabilities                            $543,200             $543,100      $543,200

    Other Inputs
    Payment Days                                                     0                   0            0




                                                                                                   Page 4
                                             [Company Name]



   Chart: Past Performance




3.0 Services

   [Company Name]is a multi-racial/ multi-cultural church where everyone is welcomed with love. The Church
   informs the community through engaging and participating in interactive events. A few of these include:
    the back to school day event
    community youth programs
    children's ministry events
    feed the hungry programs

   Additionally, [Company Name]also has young adult, singles, marriage and support programs available for its
   church and community members. [Company Name]is not in competition with any other ministry or church. In
   fact, the Organization knows that everyone can aid in lending a helping hand to the needy.




                                                                                                       Page 5
                                            [Company Name]



   [Company Name]’sMinistry schedule is listed below.

Ministry Schedule




Sunday

9:30 a.m.

Sunday Funnies (2 years-11 years)

Youth Church (ages 12-18)




10:30 a.m.

Worship Service

Nursery (0-2 years)

Children's Church (3 years-11 years)




Monday

6:00 p.m.

Prayer Night

7:00p.m.

Eagle's Wing Classes




Wednesday

6:45 p.m.

Education Night

Adult

Youth

Children



                                                             Page 6
                                              [Company Name]




Office Hours

Tuesday - Thursday
   9:00 a.m.-1:00 p.m.

4.0 Market Analysis Summary

   Churches and religious groups in the US include about 340,000 establishments with about 160 million
   members, according to the Yearbook of American & Canadian Churches. Large churches include Catholic,
   Southern Baptist, United Methodist, and Church of Jesus Christ of Latter-Day Saints. The size of individual
   congregations varies significantly.

   Slowing participation numbers and donations, increased skepticism among younger generations and new
   religions brought stateside by immigrants are forecast in the next several years. So organizations in this
   industry will need to focus on retaining members and boosting participation rates, especially of the younger
   generations.

   [Company Name]’ssupplemental documentation focuses solely on church goers within the religious
   industry. [Company Name]has the services necessary to impact this market. By delivering superior service,
   having an outstanding reputation as well as longevity within this industry, [Company Name]’spotential is
   excellent.

4.1 Market Segmentation

   [Company Name]’smarket segmentation scheme is fairly straightforward, and focuses on the target
   market, church goers in the Sterling, IL and Whiteside County area. These church goers prefer
   certain fellowship services as well as community services and its [Company Name]’sduty to deliver on their
   expectations. The market analysis table displays each markets population. Since [Company Name]is a
   religious organization, any member of the community is considered a potential congregation member.

   [Company Name]knows that there will always be a need for religious organizations. Church goers within
   the religious industry want exceptional religious services. [Company Name]’scongregation
   members appreciate the quality service that the Organization offers, as well as the knowledgeable and
   experienced staff. These church goers have the option to go elsewhere, but they understand that attending
   [Company Name]is beneficial to them because the church displays the characteristics and delivers the
   dedication that they desire.

Table: Market Analysis


   Market Analysis
                                                2010        2011        2012        2013         2014
   Potential Customers           Growth                                                                    CAGR
   Sterling, IL                      2%       15,500      15,810      16,126      16,449       16,778      2.00%
   Whiteside County                  2%       59,153      60,336      61,543      62,774       64,029      2.00%
   Total                          2.00%       74,653      76,146      77,669      79,223       80,807      2.00%




                                                                                                          Page 7
                                               [Company Name]



    Chart: Market Analysis (Pie)




4.2 Target Market Segment Strategy

    [Company Name]caters to church goers in the Sterling, IL and Manatee County area. [Company
    Name]knows how to meet the needs of its congregation members. The church knows that satisfied members
    aid the Organization by referring the church to other church goers who seek religious services.


    Currently, [Company Name]serves the religious organization market segment. [Company Name]’schoice of
    target markets is based on an in-depth understanding of the church goer's needs. [Company Name]skills and
    capabilities will allow the Organization to effectively build on to its reputation within its area.

4.3 Service Providers Analysis

    [Company Name]provides the community with a year round service. [Company Name]is a a religious
    organization that informs the community through engaging back to school day events, community youth
    programs, children's ministry events and feed the hungry programs. Additionally, [Company Name]also has
    young adult, singles, marriage and support programs available for its church and community members.

    As the church grows, its main objective is to focus on the needs of its congregation. Its the church's duty to
    engage in community outreach, provide a positive welcoming atmosphere, and offer a strong support system.

4.3.1 Alternatives and Usage Patterns

    [Company Name]’smembers look for several qualities in a church, including:
     Caring and nuturing environment
     Strong spiritual message
     Outstanding reputation
     Community involvement
     Exceptional member services



                                                                                                           Page 8
                                               [Company Name]



   [Company Name]seeks to establish strong communication with the members of its congregation to ensure
   that they are satisfied with its services. If memebers are happy, they will continue to attend the church and
   offer support as well as recommend the church to other members of the community.

5.0 Web Plan Summary

   [Company Name]’s website will be an opportunity to offer current information on fellowship services, activities
   and events, the church history and special announcements. The website will be another method to
   communicate with congregation members as well as residents of the community.

   [Company Name]’s website will provide an Internet presence that will better represent it through digital
   images and text and serve to more effectively market the Church and expand its market.

5.1 Website Marketing Strategy

   [Company Name]’s website will be promoted on all of its marketing materials. The Church will also
   advertise the site on its business cards as well as in other industry related events or publications.

5.2 Development Requirements

   [Company Name] will have an attractive, simple and informative internet focused website. The Church will
   choose a site from a dependable hosting company and will make sure that its very user friendly and effective.

6.0 Strategy and Implementation Summary

   [Company Name] has clearly defined the target market and has differentiated itself by offering a solid solution
   to fulfilling its congregation needs. Reasonable strategies have been established with an implementation plan
   designed to ensure the goals set forth below are achieved.

6.1 SWOT Analysis

   [Company Name] has a valuable inventory of strengths that will help it succeed. These strengths include:
   longevity, outstanding reputation, excellent and stable staff, community outreach, welcoming environment as
   well as youth activites and events. Strengths are valuable, but it is also important to realize the weaknesses
   [Company Name]must address. The church's main weakness includes: limited cash flow to cover operating
   expenses and needed repairs/maintenance.




                                                                                                              Page 9
                                                 [Company Name]



    [Company Name] strengths will help it capitalize on emerging opportunities. These opportunities include, but
    are not limited to, a growing market with a significant percentage of the target market still not knowing the
    church exists, as well as strategic alliances offering sources for referrals and joint marketing activities to
    extend the church's reach. [Company Name]'s main threats involve unexpected damage to the church's
    building due to bad weather conditions or un-forseen incidents.

6.1.1 Strengths

    [Company Name]has many notable strengths. These strengths include:
     Longevity
    Outstanding reputation

       Excellent and stable staff, offering personalized services
       Community outreach
       Welcoming environment
       Youth activities and events

6.1.2 Weaknesses

    [Company Name]’s main weakness includes having limited cash flow to cover operating expenses and
    needed repairs/maintenance.

6.1.3 Opportunities

    Opportunities for [Company Name] include:

    Growing market with a significant percentage of the church's target market still not knowing it exists.
    Strategic alliances offering sources for referrals and joint marketing activities to extend the Church's reach.

6.1.4 Threats

    [Company Name]’sbiggest threat would be unexpected damage to the church's building due to bad weather
    conditions or unforseen incidents.

6.2 Competitive Edge

    [Company Name]’s history and fellowship services helps it gain and maintain congregation members as well
    as build onto its excellent reputation. Additionally, [Company Name]impacts its congregation by engaging in
    community service and offering several activities and events. The Church will continue to help its members
    understand what it offers them and why they need it.

6.3 Marketing Strategy

    [Company Name]’s marketing strategy involves word-of-mouth advertising; utilizing the church bulletin board,
    phone book listing, a free listing in the local newspaper, a personalized brochure and business cards.
    Additionally, the Church advertises through evangelism, radio shows, and religious and community events.

    Currently, [Company Name]has an advantage because the ministerial staff has excellent work ethics and
    communication skills. [Company Name]’sservices, community involvement and longevity,
    helps the church maintain a strong reputation within its community.




                                                                                                             Page 10
                                               [Company Name]



6.4 Fundraising Strategy

   [Company Name] has excellent communication skills and work ethics; these skills will be useful in making
   congregation members comfortable in trusting the church to provide their fellowship services and community
   events. Keeping members happy is an implicit part of building a relationship that will encourage high
   attendance and new membership.

6.4.1 Funding Forecast

   The chart and table below show [Company Name]’s projected Funding Forecast. Annual projections for three
   years are shown here, with first year monthly figures in the appendix.


   [Company Name]’s funding forecast include:

      Tithes & Offering
      Other Income

   The Organization's direct costs of funding include:

      Church Services

   The funding forecast for 2010, 2011 and 2012 are $153,630, $243,693 and $259,162. [Company Name]
   is forecasting a 10% increase in funding in 2011 and 2012. Furthermore, the Church will engage in a series of
   fundraising activites to raise money to fund the new building expense.

Table: Funding Forecast


   Funding Forecast
                                                                    2010               2011                2012
   Funding
   Tithes & Offerings                                          $124,978            $137,476            $151,223
   Other Income                                                 $15,652             $17,217             $18,939
   Fundraiser Events                                            $13,000             $89,000             $89,000
   Total Funding                                               $153,630            $243,693            $259,162

   Direct Cost of Funding                                          2010               2011                2012
   Church services                                                $5,209             $7,814             $11,330
                                                                      $0
   Subtotal Cost of Funding                                       $5,209             $7,814             $11,330




                                                                                                       Page 11
                         [Company Name]



Chart: Funding Monthly




Chart: Funding by Year




                                          Page 12
                                             [Company Name]



6.5 Milestones

   In order to achieve the growth and marketing goals that have been outline in this supplemental
   documentation, [Company Name]has deadlines to meet and ideas to implement. Some of these are outlined
   below:
   1. Obtain grant funding in the amount of $300,000 to improve business
   2. Cover Mortgage Expenses
   3. Cover Utility Expenses
   4. Renovate Parking Lots
   5. Hire Additional Employees
   6. Remodel Parsonage
   7. Cover Operation Capital

   Additionally, [Company Name]plans to purchase a new building in the near future. This project is expected to
   cost $1,500,000.

Table: Milestones


   Milestones

   Milestone                       Start Date       End Date          Budget          Manager       Department
   Cover Mortgage Expenses         10/1/2010       10/1/2011         $33,000           [Name].    Administrative
   Cover Utility Expenses          10/1/2010       10/1/2011         $36,600           [Name].    Administrative
   Renovate Parking Lots           10/1/2010       10/1/2011         $60,000           [Name].    Administrative
   Hire Additional Employees        1/1/2011        2/1/2011         $80,000           [Name].    Administrative
   Remodel Parsonage                1/1/2011        1/1/2012         $75,000           [Name].    Administrative
   Operation Capital               10/1/2010       10/1/2011         $15,400           [Name].    Administrative

   Totals                                                           $300,000




                                                                                                       Page 13
                                                [Company Name]



7.0 Management Summary

    [Name]is the President/Founder of [Company Name]and has 28 years of experience as a minister. [Name]
    accepted Jesus Christ at the age of 21 and received his ministerial license in 1982. [Name].also served as the
    Minister of X Center in Moreno Valley, CA. in 1984-1986 and the Associate Pastor of X in Moreno Valley, CA.
    in 19XX-19XX. In 199X, [Name].established the [Company Name]with help from his wife, Marchet
    Harts. Furthermore, [Name].has impeccable leadership and managerial skills.

    [Company Name]’s managerial staff consists of the Pastor ([Name]), the Elder Staff ([Name]) and the
    Ministerial staff

7.1 Personnel Plan

    The table below contains the details of [Company Name]’s personnel plan. The detailed monthly personnel
    plan for the first year is included in the appendix.

    Currently, [Company Name]’s personnel consists of the Pastor, Associate Pastor, Senior Advisor, Education
    Ministry, Music Ministry and Prison Ministry advisors. [Name].is the only paid staff member at this time; in
    fact, the other staff members work as volunteers. Upon receipt of grant funding, the elder and ministerial staff
    will receive a salary. Additional personnel will be added as needed.


Table: Personnel


    Personnel Plan
                                                                         2010              2011               2012
    Senior Pastor                                                      $33,996           $34,676            $35,369
    Elder and Ministerial Staff                                             $0           $80,000            $80,000
    Total People                                                             1                 6                  6

    Total Payroll                                                      $33,996          $114,676           $115,369


8.0 Financial Plan

    The current financial plan for [Company Name] is to obtain grant funding in the amount of $300,000. The
    grant will be used to cover mortgage expenses, cover utility expenses, renovate parking lots, hire additional
    employees, remodel church/parsonage and cover operation capital.

    The following sections of this plan will serve to describe [Company Name]’sfinancial plan in more detail:


    • General Assumptions
    • Break-even Analysis
    • Profit and Loss
    • Cash Flow
    • Balance Sheets


8.1 Important Assumptions

    The table below presents the assumptions used in the financial calculations of this supplemental
    documentation.

                                                                                                            Page 14
                                              [Company Name]




    The average percent variable cost is estimated to be 3%. The estimated monthly fixed cost is $9,749.

8.2 Break-even Analysis
    For our break-even analysis, the monthly revenue needed to break-even is $10,091. The break-even analysis
    has been calculated on the "burn rate" of the Company. [Company Name]feels that this gives the investor a
    more accurate picture of the actual risk of the venture.

Table: Break-even Analysis

    Break-even Analysis

    Monthly Revenue Break-even                                 $10,091

    Assumptions:
    Average Percent Variable Cost                                   3%
    Estimated Monthly Fixed Cost                                 $9,749




    Chart: Break-even Analysis




8.3 Projected Surplus or Deficit

    [Company Name]’sPro Forma Profit and Loss statement was conservatively constructed and is based in large
    part on past performance.

    The funding for 2010, 2011 and 2012 are $153,630, $243,693 and $259,162, respectively. The net surplus for
    the same period is $753, $2,915 and $9,967, respectively. The percentages of the net surplus/funding for this
    period were 0.49%, 1.20% and 3.85%, respectively.

    The aggregated amount of miscellaneous expenses is 10% of the total funding. Some of these expenses
    include:
     building expenses
                                                                                                           Page 15
                                        [Company Name]



       auto expenses
       mission expenses

Table: Surplus and Deficit


    Surplus and Deficit
                                                      2010       2011       2012
    Funding                                       $153,630   $243,693   $259,162
    Direct Cost                                     $5,209     $7,814    $11,330
    Other Costs of Funding                              $0
    Total Direct Cost                               $5,209     $7,814    $11,330

    Gross Surplus                                 $148,421   $235,880   $247,833
    Gross Surplus %                                96.61%     96.79%     95.63%


    Expenses
    Payroll                                        $33,996   $114,676   $115,369
    Marketing/Promotion                              $300        $500       $500
    Depreciation                                        $0         $0         $0
    Mortgage                                       $33,000    $33,000    $33,000
    Utilities                                      $23,045    $23,736    $24,448
    Insurance                                       $7,200     $7,200     $7,200
    Auto Expense                                    $3,060     $3,152     $3,246
    Payroll Taxes                                   $1,020     $3,440     $3,461
    Other                                          $15,363    $16,899    $20,279

    Total Operating Expenses                      $116,983   $202,603   $207,504

    Surplus Before Interest and Taxes              $31,438    $33,276    $40,329
    EBITDA                                         $31,438    $33,276    $40,329
     Interest Expense                              $30,285    $28,084    $25,048
     Taxes Incurred                                  $346          $0         $0

    Net Surplus                                      $807      $5,192    $15,281
    Net Surplus/Funding                             0.53%      2.13%      5.90%




                                                                          Page 16
                         [Company Name]



Chart: Surplus Monthly




Chart: Surplus Yearly




                                          Page 17
                               [Company Name]



Chart: Gross Surplus Monthly




Chart: Gross Surplus Yearly




                                                Page 18
                                               [Company Name]



8.4 Projected Cash Flow

   [Company Name] has applied for a grant of $300,000. In 2010, the Organization forecasts that it'll receive the
   funding in the month of October.

   The Long-term liabilities are $433,735. The Organization has allocated $43,373 to reduce principle each year.

   The following table displays [Company Name]’scash flow and the chart illustrates monthly cash flow in the
   first year. Monthly cash flow projections are also included in the appendix

Table: Cash Flow


   Pro Forma Cash Flow
                                                                      2010               2011               2012
   Cash Received

   Cash from Operations
   Cash Funding                                                   $153,630           $243,693           $259,162
   Subtotal Cash from Operations                                  $153,630           $243,693           $259,162

   Additional Cash Received
   Sales Tax, VAT, HST/GST Received                                     $0                 $0                 $0
   New Current Borrowing                                            $2,000                 $0                 $0
   New Other Liabilities (interest-free)                                $0                 $0                 $0
   New Long-term Liabilities                                            $0                 $0                 $0
   Sales of Other Current Assets                                        $0                 $0                 $0
   Sales of Long-term Assets                                            $0                 $0                 $0
   New Investment Received                                        $300,000                 $0                 $0
   Subtotal Cash Received                                         $455,630           $243,693           $259,162

   Expenditures                                                       2010               2011               2012

   Expenditures from Operations
   Cash Spending                                                   $33,996           $114,676           $115,369
   Bill Payments                                                  $105,745           $126,730           $128,127
   Subtotal Spent on Operations                                   $139,741           $241,406           $243,497

   Additional Cash Spent
   Sales Tax, VAT, HST/GST Paid Out                                     $0                 $0                 $0
   Principal Repayment of Current Borrowing                         $2,000                 $0                 $0
   Other Liabilities Principal Repayment                                $0                 $0                 $0
   Long-term Liabilities Principal Repayment                       $10,842            $43,374            $43,374
   Purchase Other Current Assets                                        $0                 $0                 $0
   Purchase Long-term Assets                                            $0                 $0                 $0
   Dividends                                                            $0                 $0                 $0
   Subtotal Cash Spent                                            $152,583           $284,780           $286,871

   Net Cash Flow                                                  $303,047           ($41,087)          ($27,708)
   Cash Balance                                                   $303,147           $262,060           $234,352




                                                                                                         Page 19
              [Company Name]



Chart: Cash




                               Page 20
                                           [Company Name]



8.5 Projected Balance Sheet

   [Company Name]’s net worth is $410,272, $415,464 and $430,744 for 2010, 2011, and 2012, respectively.

Table: Balance Sheet


   Pro Forma Balance Sheet
                                                                2010               2011               2012
   Assets

   Current Assets
   Cash                                                     $303,147           $262,060           $234,352
   Other Current Assets                                           $0                 $0                 $0
   Total Current Assets                                     $303,147           $262,060           $234,352

   Long-term Assets
   Long-term Assets                                         $543,100           $543,100           $543,100
   Accumulated Depreciation                                       $0                 $0                 $0
   Total Long-term Assets                                   $543,100           $543,100           $543,100
   Total Assets                                             $846,247           $805,160           $777,452

   Liabilities and Capital                                      2010               2011               2012

   Current Liabilities
   Accounts Payable                                          $13,083            $10,177            $10,563
   Current Borrowing                                              $0                 $0                 $0
   Other Current Liabilities                                      $0                 $0                 $0
   Subtotal Current Liabilities                              $13,083            $10,177            $10,563

   Long-term Liabilities                                    $422,893           $379,519           $336,145
   Total Liabilities                                        $435,976           $389,696           $346,708

   Paid-in Capital                                          $300,000           $300,000           $300,000
   Accumulated Surplus/Deficit                              $109,465           $110,272           $115,464
   Surplus/Deficit                                              $807             $5,192            $15,281
   Total Capital                                            $410,272           $415,464           $430,744
   Total Liabilities and Capital                            $846,247           $805,160           $777,452

   Net Worth                                                $410,272           $415,464           $430,744




                                                                                                   Page 21
                                             [Company Name]



8.6 Standard Ratios

   The table below presents ratios from the social advocacy organization markets as a reference.

Table: Ratios


   Ratio Analysis
                                                        2010            2011            2012       Industry Profile
   Funding Growth                                     39.74%          58.62%           6.35%                2.49%

   Percent of Total Assets
   Other Current Assets                                0.00%           0.00%           0.00%              85.93%
   Total Current Assets                               35.82%          32.55%          30.14%              90.58%
   Long-term Assets                                   64.18%          67.45%          69.86%               9.42%
   Total Assets                                      100.00%         100.00%         100.00%             100.00%

   Current Liabilities                                 1.55%           1.26%           1.36%              31.86%
   Long-term Liabilities                              49.97%          47.14%          43.24%              10.57%
   Total Liabilities                                  51.52%          48.40%          44.60%              42.43%
   Net Worth                                          48.48%          51.60%          55.40%              57.57%

   Percent of Funding
   Funding                                           100.00%         100.00%         100.00%             100.00%
   Gross Surplus                                      96.61%          96.79%          95.63%              88.25%
   Selling, General & Administrative Expenses         96.08%          94.66%          89.73%              10.03%
   Advertising Expenses                                0.20%           0.21%           0.19%               0.61%
   Surplus Before Interest and Taxes                  20.46%          13.66%          15.56%               1.94%

   Main Ratios
   Current                                              23.17           25.75           22.19                2.52
   Quick                                                23.17           25.75           22.19                2.52
   Total Debt to Total Assets                         51.52%          48.40%          44.60%              42.43%
   Pre-tax Return on Net Worth                         0.28%           1.25%           3.55%               2.56%
   Pre-tax Return on Assets                            0.14%           0.64%           1.97%               1.48%

   Additional Ratios                                    2010            2011            2012
   Net Surplus Margin                                  0.53%           2.13%           5.90%                   n.a
   Return on Equity                                    0.20%           1.25%           3.55%                   n.a

   Activity Ratios
   Accounts Payable Turnover                             9.08           12.17           12.17                  n.a
   Payment Days                                            27              34              29                  n.a
   Total Asset Turnover                                  0.18            0.30            0.33                  n.a

   Debt Ratios
   Debt to Net Worth                                     1.06            0.94            0.80                  n.a
   Current Liab. to Liab.                                0.03            0.03            0.03                  n.a

   Liquidity Ratios
   Net Working Capital                              $290,065        $251,883        $223,789                   n.a
   Interest Coverage                                    1.04            1.18            1.61                   n.a

   Additional Ratios
   Assets to Funding                                     5.51            3.30            3.00                  n.a
   Current Debt/Total Assets                              2%              1%              1%                   n.a
                                                                                                         Page 22
                    [Company Name]



Acid Test                  23.17     25.75   22.19       n.a
Funding/Net Worth           0.37      0.59    0.60       n.a
Dividend Payout             0.00      0.00    0.00       n.a




                                                     Page 23
                                                         Appendix

Table: Funding Forecast


Funding Forecast
                             Jan      Feb      Mar      Apr       May       Jun        Jul      Aug       Sep       Oct       Nov       Dec
Funding
Tithes & Offerings         $6,987   $7,476   $7,999   $8,559    $9,158    $9,799   $10,485   $11,219   $12,004   $12,844   $13,743   $14,705
Other Income                $983    $1,032   $1,084   $1,138    $1,195    $1,255    $1,318    $1,384    $1,453    $1,526    $1,602    $1,682
Fundraiser Events              $0       $0       $0       $0        $0        $0        $0        $0        $0    $5,000    $4,000    $4,000
Total Funding              $7,970   $8,508   $9,083   $9,697   $10,353   $11,054   $11,803   $12,603   $13,457   $19,370   $19,345   $20,387

Direct Cost of Funding       Jan      Feb      Mar      Apr       May       Jun        Jul      Aug       Sep       Oct       Nov       Dec
Church services             $412     $416     $420     $424      $428      $432      $436      $440      $444      $448      $452      $457

Subtotal Cost of Funding    $412     $416     $420     $424      $428      $432      $436      $440      $444      $448      $452      $457




                                                                                                                                     Page 1
                                                          Appendix

Table: Personnel


Personnel Plan
                                 Jan      Feb      Mar      Apr     May       Jun       Jul      Aug      Sep      Oct      Nov      Dec
Senior Pastor                 $2,833   $2,833   $2,833   $2,833   $2,833   $2,833   $2,833    $2,833   $2,833   $2,833   $2,833   $2,833
Elder and Ministerial Staff       $0       $0       $0       $0       $0       $0       $0        $0       $0       $0       $0       $0
Total People                       1        1        1        1        1        1        1         1        1        1        1        1

Total Payroll                 $2,833   $2,833   $2,833   $2,833   $2,833   $2,833   $2,833    $2,833   $2,833   $2,833   $2,833   $2,833




                                                                                                                                  Page 2
                                                                           Appendix

Table: Surplus and Deficit


Surplus and Deficit
                                       Jan        Feb        Mar        Apr       May         Jun        Jul       Aug       Sep       Oct       Nov       Dec
Funding                             $7,970     $8,508     $9,083     $9,697    $10,353    $11,054   $11,803    $12,603   $13,457   $19,370   $19,345   $20,387
Direct Cost                          $412        $416      $420       $424       $428       $432      $436       $440       $444     $448      $452      $457
Other Costs of Funding
Total Direct Cost                     $412       $416       $420       $424       $428      $432       $436      $440      $444      $448      $452      $457

Gross Surplus                       $7,558     $8,092     $8,663     $9,273     $9,925    $10,622   $11,367    $12,163   $13,013   $18,922   $18,893   $19,930
Gross Surplus %                    94.83%     95.11%     95.38%     95.63%     95.87%     96.09%    96.31%     96.51%    96.70%    97.69%    97.66%    97.76%


Expenses
Payroll                             $2,833     $2,833     $2,833     $2,833     $2,833     $2,833    $2,833     $2,833    $2,833    $2,833    $2,833    $2,833
Marketing/Promotion                     $0         $0         $0         $0         $0         $0        $0         $0        $0     $100      $100      $100
Depreciation                            $0         $0         $0         $0         $0         $0        $0         $0        $0        $0        $0        $0
Mortgage                            $2,750     $2,750     $2,750     $2,750     $2,750     $2,750    $2,750     $2,750    $2,750    $2,750    $2,750    $2,750
Utilities                    15%    $1,196     $1,276     $1,362     $1,455     $1,553     $1,658    $1,770     $1,890    $2,019    $2,906    $2,902    $3,058
Insurance                            $600        $600      $600       $600       $600       $600      $600       $600       $600     $600      $600      $600
Auto Expense                         $255        $255      $255       $255       $255       $255      $255       $255       $255     $255      $255      $255
Payroll Taxes                 3%       $85        $85        $85        $85        $85        $85       $85        $85       $85       $85       $85       $85
Other                        10%     $797        $851      $908       $970      $1,035     $1,105    $1,180     $1,260    $1,346    $1,937    $1,935    $2,039

Total Operating
                                    $8,515     $8,650     $8,794     $8,947     $9,111     $9,286    $9,474     $9,674    $9,887   $11,465   $11,459   $11,720
Expenses

Surplus Before Interest
                                    ($957)     ($558)     ($131)       $326       $814     $1,336    $1,893     $2,489    $3,126    $7,457    $7,434    $8,210
and Taxes
EBITDA                               ($957)    ($558)     ($131)       $326       $814     $1,336    $1,893     $2,489    $3,126    $7,457    $7,434    $8,210
 Interest Expense                    $2,530    $2,530     $2,530     $2,530     $2,540     $2,540    $2,540     $2,540    $2,540    $2,509    $2,488    $2,467
 Taxes Incurred                    ($1,046)    ($926)     ($798)     ($661)     ($518)     ($361)    ($194)      ($15)      $176    $1,484    $1,484    $1,723

Net Surplus                        ($2,441)   ($2,162)   ($1,863)   ($1,543)   ($1,208)    ($843)    ($453)      ($36)     $410     $3,463    $3,462    $4,020
Net Surplus/Funding                -30.63%    -25.41%    -20.51%    -15.91%    -11.67%    -7.63%    -3.84%     -0.28%     3.05%    17.88%    17.90%    19.72%




                                                                                                                                                       Page 3
                                                                   Appendix

Table: Cash Flow


Pro Forma Cash Flow
                                        Jan      Feb      Mar      Apr      May      Jun       Jul     Aug      Sep       Oct       Nov       Dec
Cash Received

Cash from Operations
Cash Funding                          $7,970   $8,508   $9,083   $9,697 $10,353 $11,054 $11,803 $12,603 $13,457        $19,370   $19,345   $20,387
Subtotal Cash from
                                      $7,970   $8,508   $9,083   $9,697 $10,353 $11,054 $11,803 $12,603 $13,457        $19,370   $19,345   $20,387
Operations

Additional Cash Received
Sales Tax, VAT, HST/GST
                              0.00%      $0       $0       $0       $0        $0      $0       $0       $0       $0        $0        $0        $0
Received
New Current Borrowing                    $0       $0       $0       $0    $2,000      $0       $0       $0       $0        $0        $0        $0
New Other Liabilities
                                         $0       $0       $0       $0        $0      $0       $0       $0       $0        $0        $0        $0
(interest-free)
New Long-term Liabilities                $0       $0       $0       $0        $0      $0       $0       $0       $0        $0        $0        $0
Sales of Other Current
                                         $0       $0       $0       $0        $0      $0       $0       $0       $0        $0        $0        $0
Assets
Sales of Long-term Assets                 $0       $0       $0       $0      $0      $0      $0      $0      $0       $0              $0        $0
New Investment Received                   $0       $0       $0       $0      $0      $0      $0      $0      $0 $300,000              $0        $0
Subtotal Cash Received                $7,970   $8,508   $9,083   $9,697 $12,353 $11,054 $11,803 $12,603 $13,457 $319,370         $19,345   $20,387

Expenditures                            Jan      Feb      Mar      Apr      May      Jun       Jul     Aug      Sep       Oct       Nov       Dec

Expenditures from
Operations
Cash Spending                         $2,833   $2,833   $2,833   $2,833   $2,833   $2,833   $2,833   $2,833   $2,833    $2,833    $2,833    $2,833
Bill Payments                          $253    $7,587   $7,846   $8,122   $8,418   $8,740   $9,076   $9,436   $9,819   $10,309   $13,073   $13,066
Subtotal Spent on
                                      $3,086 $10,420 $10,679 $10,955 $11,251 $11,573 $11,909 $12,269 $12,652           $13,142   $15,906   $15,899
Operations

Additional Cash Spent
Sales Tax, VAT, HST/GST
                                         $0       $0       $0       $0        $0      $0       $0       $0       $0        $0        $0        $0
Paid Out
Principal Repayment of
                                         $0       $0       $0       $0        $0      $0       $0       $0       $0     $2,000       $0        $0
Current Borrowing
Other Liabilities Principal
                                         $0       $0       $0       $0        $0      $0       $0       $0       $0        $0        $0        $0
Repayment
Long-term Liabilities
                                         $0       $0       $0       $0        $0      $0       $0       $0       $0     $3,614    $3,614    $3,614
Principal Repayment
                                                                                                                                           Page 4
                                                         Appendix

Purchase Other Current
                               $0       $0       $0       $0        $0      $0       $0       $0       $0       $0        $0        $0
Assets
Purchase Long-term Assets       $0      $0      $0      $0      $0      $0      $0      $0      $0               $0        $0        $0
Dividends                       $0      $0      $0      $0      $0      $0      $0      $0      $0               $0        $0        $0
Subtotal Cash Spent         $3,086 $10,420 $10,679 $10,955 $11,251 $11,573 $11,909 $12,269 $12,652          $18,756   $19,520   $19,513

Net Cash Flow               $4,884 ($1,912) ($1,596) ($1,258)   $1,102   ($519)   ($106)    $334     $805 $300,614    ($175)     $874
Cash Balance                $4,984   $3,072   $1,477    $218    $1,320     $802     $696   $1,030   $1,835 $302,448 $302,273 $303,147




                                                                                                                                Page 5
                                                                         Appendix

Table: Balance Sheet


Pro Forma Balance
Sheet
                                              Jan      Feb      Mar      Apr      May       Jun        Jul      Aug       Sep      Oct      Nov      Dec
                            Starting
Assets
                            Balances

Current Assets
Cash                               $100     $4,984   $3,072   $1,477    $218    $1,320     $802      $696     $1,030    $1,835 $302,448 $302,273 $303,147
Other Current Assets                 $0         $0       $0       $0      $0        $0       $0        $0         $0        $0       $0       $0       $0
Total Current Assets               $100     $4,984   $3,072   $1,477    $218    $1,320     $802      $696     $1,030    $1,835 $302,448 $302,273 $303,147

Long-term Assets
Long-term Assets               $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100
Accumulated
                                       $0      $0       $0       $0       $0        $0       $0        $0        $0        $0       $0       $0       $0
Depreciation
Total Long-term Assets         $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100 $543,100
Total Assets                   $543,200 $548,084 $546,172 $544,577 $543,318 $544,420 $543,902 $543,796 $544,130 $544,935 $845,548 $845,373 $846,247

Liabilities and Capital                       Jan      Feb      Mar      Apr      May       Jun        Jul      Aug       Sep      Oct      Nov      Dec

Current Liabilities
Accounts Payable                       $0   $7,326   $7,575   $7,842   $8,127   $8,438    $8,762    $9,109    $9,479    $9,874 $12,638 $12,615 $13,083
Current Borrowing                      $0       $0       $0       $0       $0   $2,000    $2,000    $2,000    $2,000    $2,000      $0      $0      $0
Other Current Liabilities              $0       $0       $0       $0       $0       $0        $0        $0        $0        $0      $0      $0      $0
Subtotal Current
                                       $0   $7,326   $7,575   $7,842   $8,127 $10,438    $10,762   $11,109   $11,479   $11,874 $12,638 $12,615 $13,083
Liabilities

Long-term Liabilities          $433,735 $433,735 $433,735 $433,735 $433,735 $433,735 $433,735 $433,735 $433,735 $433,735 $430,121 $426,507 $422,893
Total Liabilities              $433,735 $441,061 $441,310 $441,577 $441,862 $444,173 $444,497 $444,844 $445,214 $445,609 $442,759 $439,122 $435,976

Paid-in Capital                        $0      $0       $0       $0       $0        $0       $0        $0        $0        $0 $300,000 $300,000 $300,000
Accumulated
                               $109,515 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465 $109,465
Surplus/Deficit
Surplus/Deficit                   ($50) ($2,441) ($4,603) ($6,466) ($8,009) ($9,217) ($10,060) ($10,513) ($10,549) ($10,139) ($6,676) ($3,214) $807
Total Capital                  $109,465 $107,024 $104,862 $102,999 $101,456 $100,248 $99,405 $98,952 $98,916 $99,326 $402,789 $406,251 $410,272
Total Liabilities and
                               $543,200 $548,084 $546,172 $544,577 $543,318 $544,420 $543,902 $543,796 $544,130 $544,935 $845,548 $845,373 $846,247
Capital

Net Worth                      $109,465 $107,024 $104,862 $102,999 $101,456 $100,248     $99,405   $98,952   $98,916   $99,326 $402,789 $406,251 $410,272

                                                                                                                                                  Page 6
Appendix




           Page 7
                                                               Appendix


				
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Description: This Business Plan for a Church and Educational Facility allows entrepreneurs or business owners to create a comprehensive and professional business plan. This template form allows a business to outline the company's objectives and detail both current company information as well as any past performance. Companies should include a complete market analysis in their plan to help showcase why their business strategy will be effective in the market. Future company plans, including production targets, management strategy, and financial forecasting, should be used to demonstrate and confirm that the company's short-term and long-term objective can and will be met. This model plan can be customized to best fit the unique needs of any entrepreneur or owner that is seeking to create a strong business plan.