Business Plan for Children Life Skills Training

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Business Plan for Children Life Skills Training Powered By Docstoc
					This Business Plan for a Children Life Skills Training company allows entrepreneurs or
business owners to create a comprehensive and professional business plan. This
template form allows a business to outline the company's objectives and detail both
current company information as well as any past performance. Companies should
include a complete market analysis in their plan to help showcase why their business
strategy will be effective in the market. Future company plans, including production
targets, management strategy, and financial forecasting, should be used to demonstrate
and confirm that the company's short-term and long-term objective can and will be met.
This model plan can be customized to best fit the unique needs of any entrepreneur or
owner that is seeking to create a strong business plan.
                                   [INSERT IMAGE/LOGO]




                                COMPANY NAME
                                       ADDRESS
                                CITY, STATE ZIP CODE
                                         Tel.
                                         Fax:
                                        Email:




                                BUSINESS PLAN




© Copyright 2012 Docstoc Inc.                            1
                                                       Confidentiality Agreement

The undersigned reader acknowledges that the information provided by COMPANY NAME in this business plan is confidential; therefore,
reader agrees not to disclose it without the express written permission of COMPANY NAME.

It is acknowledged by reader that information to be furnished in this business plan is in all respects confidential in nature, other than
information which is in the public domain through other means and that any disclosure or use of same by reader may cause serious harm
or damage to COMPANY NAME.

Upon request, this document is to be immediately returned to COMPANY NAME.




___________________
Signature

___________________
Name (typed or printed)

___________________
Date




                                    This is a business plan. It does not imply an offering of securities.




© Copyright 2012 Docstoc Inc.                                                                                   2
                                                                  Table of Contents



1.0 Executive Summary .................................................................................................................................. 1
   1.1 Objectives ............................................................................................................................................ 2
   1.2 Mission ................................................................................................................................................ 2
   1.3 Keys to Success ................................................................................................................................... 2
2.0 Organization Summary ............................................................................................................................. 2
   2.1 Legal Entity .......................................................................................................................................... 2
   2.2 Start-up Summary ................................................................................................................................ 2
      Table: Start-up ....................................................................................................................................... 3
3.0 Services .................................................................................................................................................. 4
4.0 Market Analysis Summary ......................................................................................................................... 4
   4.1 Market Segmentation ............................................................................................................................ 5
      Table: Market Analysis ........................................................................................................................... 5
   4.2 Target Market Segment Strategy ........................................................................................................... 6
   4.3 Service Providers Analysis .................................................................................................................... 6
      4.3.1 Alternatives and Usage Patterns ..................................................................................................... 6
5.0 Strategy and Implementation Summary ...................................................................................................... 7
   5.1 Competitive Edge ................................................................................................................................. 7
   5.2 Marketing Strategy................................................................................................................................ 7
   5.3 Fundraising Strategy ............................................................................................................................. 7
      5.3.1 Funding Forecast ........................................................................................................................... 8
         Table: Funding Forecast ..................................................................................................................... 8
   5.4 Milestones ......................................................................................................................................... 10
      Table: Milestones ................................................................................................................................. 10
6.0 Management Summary ........................................................................................................................... 11
   6.1 Personnel Plan ................................................................................................................................... 11
      Table: Personnel .................................................................................................................................. 11
7.0 Financial Plan ........................................................................................................................................ 12
7.0 Financial Plan ........................................................................................................................................ 12
   7.1 Start-up Funding................................................................................................................................. 12
      Table: Start-up Funding ........................................................................................................................ 12
   7.2 Important Assumptions ....................................................................................................................... 13
   7.3 Break-even Analysis ........................................................................................................................... 13
      Table: Break-even Analysis................................................................................................................... 13
   7.4 Projected Surplus or Deficit ................................................................................................................. 14
      Table: Surplus and Deficit ..................................................................................................................... 14
   7.5 Projected Cash Flow ........................................................................................................................... 17
      Table: Cash Flow ................................................................................................................................. 17
   7.6 Projected Balance Sheet ..................................................................................................................... 19
      Table: Balance Sheet ........................................................................................................................... 19
   7.7 Standard Ratios.................................................................................................................................. 20
   7.7 Standard Ratios.................................................................................................................................. 20
      Table: Ratios ....................................................................................................................................... 20




                                                                                                                                                      Page 1
                                                                      Table of Contents



Table: Funding Forecast ............................................................................................................................................. 1
Table: Personnel ........................................................................................................................................................ 2
Table: Surplus and Deficit........................................................................................................................................... 3
Table: Cash Flow ........................................................................................................................................................ 4
Table: Balance Sheet ................................................................................................................................................. 5




                                                                                                                                                                Page 2
                                                   COMPANY NAME

1.0 Executive Summary

    COMPANY NAME is a start-up not for profit social service agency serving the greater Los Angeles area. The organization was
    founded by OWNER’S NAME who has both the practical experience and the education to lead the organization.

    Services
    COMPANY NAME is an organization that provides housing and life skill training for children. It offers assistance to children,
    frequently homeless or troubled, juvenile delinquents and products of often abusive relationships into independent, self-sufficient
    lifestyles.

    Management
    OWNER’S NAME is the driving force behind the organization and fills the Executive Director role. OWNER’S NAME has been
    working with children for over 11 years. OWNER’S NAME has taken in children in her own personal home for 5 years. She is
    currently in charge of the youth department at a local church where she counsels youth from the ages of 6- 19 on varies aspects of
    life from drug abuse to not getting along with their parents. OWNER’S NAME also was in a group home when she was younger, which
    gives her more than enough of an idea on how the children feel in placement.

    OWNER’S NAME is a mother of 9 children, which has helped her learn how to deal with children and especially troubled youth. She
    has a BA in Human Services and Administration. OWNER’S NAME currently works with the Los Angeles County Department of
    Public Social Services and has been there for 11 years. OWNER’S NAME currently has a youth basketball team called the Los
    Angeles Watts King where she helps under privileged youth to find better ways to spend their time.

    The purpose of this plan is to raise grant funding in the amount of $150,000 in order to attain a property to use as the home for
    children, equipment, supplies, clothing and food.




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                 Page 1
                                                      COMPANY NAME

1.1 Objectives

         Secure sufficient funding, both start up and operational.
         Create children’s-only COMPANY NAME facility that provides housing and a variety of empowering skills.
         Develop a strong Board of Trustees that can offer guidance, help with fundraising efforts, and oversee the smooth operation of
          the organization.

1.2 Mission

     COMPANY NAME's mission is to provide children of Los Angeles a safe group home alternative, teach a multitude of skills to
     empower the children to self-sufficiency, and facilitate the possible reunification of children with their families.

1.3 Keys to Success

         Build a strong, active Board of Trustees.
         Ensure that the offered services satisfy market needs.
         Design and implement strict financial controls and accountability.
         Provide more of a home environment for displaced children.
         Implement programs to teach displaced children to be better functioning adults in society.

2.0 Organization Summary

     COMPANY NAME was founded in 2010 as Los Angeles, CA based not for profit 501(c) (3) organization. The nonprofit will serve the
     Department of Children and Family Services and the Probation Department in need of life skills training.

     The goal of the organization is to provide interim housing and skill training so that children become empowered, independent
     individuals. COMPANY NAME's services are unique in their clientele, long-duration COMPANY NAME, and comprehensive life-skills
     training program. COMPANY NAME will make a significant impact on the Los Angeles community, in both short-term relief, and long-
     term skill development and empowerment.

2.1 Legal Entity

     COMPANY NAME has been formed as a 501(c) (3) not for profit entity. The purpose of this organization is to offer children
     COMPANY NAME as well as teach skills that allow these children to become self-sufficient, independent, and drug and alcohol free.

     Funds for the organization will come from many sources including: grant funding and other in house fund raising efforts, local
     government funds, foundation grants, corporate and individual donations, and money from the federal government.

2.2 Start-up Summary

     COMPANY NAME will require the following real property and equipment for the start-up phase including but not limited to:

         Assorted furniture, furnishings, and appliances for the different rooms.
         Several desk/chairs, computers, and additional accessories.
         A computer server, two laser printers, broadband Internet connection.
         Fax machine and copier.
         Several file cabinets and shelving units.
         Paper shredder.
         Clothing
         Food




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                    Page 2
                                COMPANY NAME

Table: Start-up

Start-up

Requirements

Start-up Expenses
Building Expense                                $20,000
Equipment                                       $55,000
Utilities                                        $2,400
Advertisement                                    $1,500
Phone and Fax                                    $1,200
Insurance                                        $3,600
Legal                                            $3,000
Rent/Mortgage                                   $18,000
Office Equipment                                 $4,500
Office Supplies                                  $1,200
Repairs and Maintenance                          $6,000
Web Design                                       $2,700
Travel                                             $700
Food for Children                                $7,200
Clothing for Children                           $20,000
Training for Employees                           $6,500
Total Start-up Expenses                        $153,500

Start-up Assets
Cash Required                                       $0
Other Current Assets                                $0
Long-term Assets                                    $0
Total Assets                                        $0

Total Requirements                             $153,500




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]              Page 3
                                                    COMPANY NAME




3.0 Services

    COMPANY NAME of Los Angeles is an organization that provides a safe haven and life skill training for children. It offers assistance
    to children, frequently homeless, as they move from dependent, often abusive relationships into independent, self-sufficient lifestyles.
    Additionally, it assists clients in child reunification.

    All other shelters only offer 30 days or less of housing whereas COMPANY NAME offers longer stays years. On staff will be
    a childcare worker, administrator and a social worker.

    COMPANY NAME is a children-only facility. COMPANY NAME will not be just placement. It will be structured. The children have
    been through so much that all they want is some love and attention. This will be provided along with the counseling that is needed to
    help them become productive adults. This is COMPANY NAME competitive edge, for more detail please refers to section 5.1.

4.0 Market Analysis Summary

    Current estimates from the U.S. Census Bureau put the city's population at 3,833,995. The California Department of Finance
    estimates the population at 4,094,764 as of January 1, 2009. The 2000 census recorded 3,694,820 people, 1,275,412 households,
    and 798,719 families residing in the city, with a population density of 7,876.8 people per square mile (3,041.3/km2). There were
    1,337,706 housing units at an average density of 2,851.8 per square mile (1,101.1/km2). Los Angeles has become a multiethnic and
    multicultural city, with major new groups of Latino and Asian immigrants in recent decades. From a metropolitan area that in 1960 was
    over 80% non-Hispanic white, Los Angeles has been transformed into a city that now has a "majority-minority" population. As of the
    2000 US Census, the racial distribution in Los Angeles was 46.9% White American, 11.2% African American, 10.5% Asian American,
    0.8% Native American, 0.2% Pacific Islander, 25.7% from other races, and 5.2% from two or more races. 46.5% of the population was
    Hispanic or Latino (of any race).

    The census indicated that 42.2% spoke English, 41.7% Spanish, 2.4% Korean, 2.3% Tagalog, 1.7% Armenian, 1.5% Chinese
    (including Cantonese and Mandarin) and 1.3% Persian as their first language.[108]

    According to the census, 33.5% of households had children under 18, 41.9% were married couples, 14.5% had a female householder
    with no husband present, and 37.4% were non-families. 28.5% of households were made up of individuals and 7.4% had someone
    living alone who was 65 years of age or older. The average household size was 2.83 and the average family size 3.56.



OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                      Page 4
                                                    COMPANY NAME

    The age distribution was: 26.6% under 18, 11.1% from 18 to 24, 34.1% from 25 to 44, 18.6% from 45 to 64, and 9.7% who were 65 or
    older. The median age was 32. For every 100 females there were 99.4 males. For every 100 females aged 18 and over, there were
    97.5 males.

    The median income for a household was $36,687, and for a family was $39,942. Males had a median income of $31,880, females
    $30,197. The per capita income was $20,671. 22.1% of the population and 18.3% of families were below the poverty line. 30.3% of
    those under the age of 18 and 12.6% of those aged 65 or older were below the poverty line. Los Angeles has had a high degree of
    income disparity as compared to the rest of the country. Recently, however, income disparity has declined. The median household
    income of the wealthiest neighborhood was $207,938, while in the poorest it was $15,003.

    Los Angeles is home to people from more than 140 countries speaking 224 different identified languages. Ethnic enclaves like
    Chinatown, Historic Filipinotown, Koreatown, Little Armenia, Little Ethiopia, Tehrangeles, Little Tokyo, and Thai Town provide
    examples of the polyglot character of Los Angeles.

    In 2009, of the 750,000 people in families that received CalWORKs in the County of Los Angeles at any time that year, 496,000 (two-
    thirds) were children. The section that follows begins by looking at the geographic distribution of the County’s CalWORKs children
    and then examines the background and demographic characteristics of these children. Unless otherwise indicated, all figures reported
    in this study are for 2009. This was done for reasons of data availability and so that the numbers given here would be uniformly
    reported for the same year.

    Slightly more than three-fifths (62 percent) of the placed child population in 2009 was Hispanic, while almost one-quarter (23 percent)
    was African-American, 9 percent was White, and 6 percent was Other/Asian. Figure 6, which provides the ethnic distribution for the
    child population as a whole in the County of Los Angeles, shows that 60 percent of the County’s child population was Hispanic in
    2003, 19 percent was White, 11 percent was Other/Asian, and 10 percent was African-American.

4.1 Market Segmentation

    COMPANY NAME has segmented the market into two distinct categories: children placed in care by DCFS and those placed by the
    Department of Probation.

Table: Market Analysis

Market Analysis
                                           2011            2012           2013           2014           2015
Potential Customers              Growth                                                                                   CAGR
Department of Probation              5%        165,454        180,345        196,576         214,268        233,552        9.00%
DCFS                                 5%        158,745        171,445        185,161         199,974        215,972        8.00%
Total                             8.51%        324,199        351,790        381,737         414,242        449,524        8.51%




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                       Page 5
                                                      COMPANY NAME




4.2 Target Market Segment Strategy

    COMPANY NAME has chosen to target their services to these two market segments because they are the segments that are in the
    most need of the services. Because of a variety of factors including: juvenile delinquents, abusive relationships, alcohol and drug
    dependencies, and exposure/participation to prostitution, these children have nowhere else to go, no one to turn to. They are in
    desperate need of the COMPANY NAME as well as life skills to empower them to self sufficiency.

    COMPANY NAME has chosen to serve only children because children who are homeless are far more vulnerable than homeless
    adults. They need more protection because of the increased risk of drug and sexual abuse.

4.3 Service Providers Analysis

    The services provided within this industry are typically broken down into two segments: housing and life skills.

        Housing- These services are provided to offer temporary shelters.
        Life skills- Skills to help empower the individual are offered through daytime programs.

4.3.1 Alternatives and Usage Patterns

    Housing
    Please note that the shelters are only housing and do not offer any type of life skills.

        Children of the Night is a private, non-profit, tax-exempt organization founded in 1979. The company is dedicated to assisting
         children between the ages of 11 and 17 who are forced to prostitute on the streets for food to eat and a place to sleep.
        Big Brothers and Sisters of Los Angeles and Inland Empire serves boys and girls 7 to 14 years of age in the greater L.A.
         area. Provides these children with a positive role model who is referred to as a Big Brother or Big Sister. Bigs and Littles share
         one-to-one friendships, meeting twice a month for approx. 4-5 hours a meeting. Fly a kite, wash your car, go to a ballgame, visit
         the museum or just hang out and talk. There is no life-skill training or shelters offered that is known.
        Vista Del Mar Child and Family Services is a residential facility that provides high quality care to severely emotionally disturbed,
         abused and neglected children. Volunteers are needed as tutors, special friends and playgroup buddies. Volunteers should be at
         least 21 years of age and willing to commit to six months of service either daytime, evening or weekend. It is a facility that is
         unlike a warm and welcoming home-like atmosphere.

OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                       Page 6
                                                     COMPANY NAME

    There are several service providers that teach these skills. They are typically religious based organizations or community based
    organizations. The courses are generally one hour long and span a few weeks. They are far less comprehensive than COMPANY
    NAME 's and many people miss several sessions because they are taught over a longer period of time.

5.0 Strategy and Implementation Summary

    COMPANY NAME is in an excellent market position to be able to attract good talent and funds due to their sustainable competitive
    edge. This edge is COMPANY NAME ability to provide children housing that lasts longer and is more complete than traditional
    "transition housing."

    No one else is able to offer the benefits of a warm environment, reasonably long term housing with skills training. COMPANY NAME
    will be active in their marketing campaign to increase awareness of the facility to the target clients, as well as visibility within the
    community to aid fundraising efforts and acquire referrals from other community service agencies.

5.1 Competitive Edge

    COMPANY NAME has three distinct competitive edges that will be leveraged to help make it a successful service provider with
    sufficient financial resources:

        Child services: This is quite valuable because homeless children are far more vulnerable than homeless adults. The warm and
         welcoming home environment allows children to deal with self-esteem issues which are very typical in abusive and chemical
         dependent situations.
        Length of stay: COMPANY NAME has the ability to offer clients the option of staying up to several years at the facility. The
         ability to stay a longer time significantly increases the chance of rehabilitation/skill development/self-sufficiency.
        Empowerment Program: This eight-step program, when fully engaged by the residents (which generally occurs because of the
         program being on-site and the duration of the stay of the clients) is quite successful in building/empowering self-sufficient,
         confident children.

5.2 Marketing Strategy

    COMPANY NAME's marketing strategy will be two pronged. One goal is to raise awareness about the services to the target
    customers. The second goal is to increase awareness of COMPANY NAME within the community for fundraising efforts.

    A main thrust of the effort of increasing visibility within the community of users will be through the development of relationships with
    other social service providers such as domestic abuse shelters, probation centers and child placement services. By developing a
    relationship with these organizations, a constant flow of clients can be accomplished. These relationships can be developed through
    multiple means including frequent open houses for staff of the organizations to allow them to get a "feel" for things as well as
    maintaining relationships with the individuals that work there as well.

5.3 Fundraising Strategy

    COMPANY NAME will rely on many different sources of funds, in part to increase the overall budget, in part to decrease the reliance
    on any one source. Some of the funds are available immediately; others such as the grants require six to eight month
    lead/applications periods.

        Silent Auction (and other organizational activities): An annual silent auction will be held to generate funds as well as to generate
         visibility within the community. The auction will solicit donations of services and goods and then auction them off to auction
         participants. This will raise money for the organization as well as increase the visibility of COMPANY NAME since the auction
         participants are upper income socialites. There will be other organizational activities.
        United Way: This national not-for-profit organization is a powerful nation-wide fundraiser that collects money and then disperses
         funds to local groups.
        Foundation grants (public and private money): This is a rich source of available monies.


OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                       Page 7
                                                     COMPANY NAME

        Corporate and individual donations: One program to solicit the corporate donations will be the sponsorship by a corporation of a
         specific room within the center. With enough corporate sponsorships of different rooms, the renovation/furniture costs for each
         living quarter can be reduced or eliminated.

5.3.1 Funding Forecast

    The initial funds will be spent in preparation for the start-up; however COMPANY NAME will need a substantial amount for the down
    payment of the building. Please note that the fundraising effort is not a static one time or annual event. In order to gain true operating
    sufficiency, COMPANY NAME will need to raise funds throughout the year. Consequently, one of the main tasks of the Executive
    Director will be fundraising.

Table: Funding Forecast

Funding Forecast
                                                                           2011                    2012                    2013
Funding
Federal Government                                                    $300,000                $309,000                 $318,270
Local Government                                                      $792,000                $815,760                 $840,233
Organizational Activities                                             $300,000                $309,000                 $318,270
Total Funding                                                       $1,392,000              $1,433,760               $1,476,773

Direct Cost of Funding                                                    2011                     2012                    2013
Expenses for Organizational Activities                                 $30,000                  $30,900                 $31,827

Administrative Expenses                                                $34,560                  $35,597                 $36,665
Subtotal Cost of Funding                                               $64,560                  $66,497                 $68,492




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                        Page 8
                                COMPANY NAME




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]   Page 9
                                                   COMPANY NAME

5.4 Milestones

    COMPANY NAME has identified several important milestones for the organization. Each one must be achieved in a timely manner in
    order to stay on schedule. Please review the following table for a breakdown of the pertinent information regarding the milestones.

Table: Milestones

Milestones

Milestone                                   Start Date      End Date        Budget                     Manager       Department
Acquire Real Estate to House                9/16/2010      1/15/2011       $20,000                                       Owner
Children
Acquire Equipment                           9/16/2010      1/30/2011       $50,000                                        Owner
Food for Children                           9/16/2010      1/30/2011        $7,200                                        Owner
Clothing for Children                       9/16/2010      1/30/2011       $20,000                                        Owner
Totals                                                                     $97,200




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                Page 10
                                                   COMPANY NAME

6.0 Management Summary

The initial management will consist of OWNER’S NAME as the owner and managing director.

    OWNER’S NAME has been working with children for over 11 years. OWNER’S NAME has taken in children in her own personal
    home for 5 years. She is currently in charge of the youth department at a local church where she counsels youth from the ages of 6-
    19 on varies aspects of life from drug abuse to not getting along with their parents. OWNER’S NAME also was in a group home
    when she was younger, which gives her more than enough of an idea on how the children feel in placement.

    OWNER’S NAME is a mother of 9 children, which has helped her learn how to deal with children and especially troubled youth.
    OWNER’S NAME has a BA in Human Services and Administration. OWNER’S NAME currently works with the Los Angeles County
    Department of Public Social Services and has been there for 11 years. OWNER’S NAME currently has a youth basketball team called
    the Los Angeles Watts King where she helps under privileged youth to find better ways to spend their time.

6.1 Personnel Plan

    COMPANY NAME will begin with the following initial staff:

        Administrative
        Social Worker
        Child Care Worker

    OWNER’S NAME will double as both director and administration. OWNER’S NAME plans to hire a full time manager and two more
    child care workers in the future.

Table: Personnel

Personnel Plan
                                                                    2011                         2012                        2013
Director/Admin                                                   $34,560                     $35,597                      $36,665
Social Worker                                                    $32,640                     $33,619                      $34,628
Child Care Worker                                                $23,040                     $23,731                      $24,443
Total People                                                           3                           5                            7

Total Payroll                                                    $90,240                     $92,947                      $95,736




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                                Page 11
                                                      COMPANY NAME

7.0 Financial Plan

     The following sections outline important financial information.

7.1 Start-up Funding

     COMPANY NAME start-up costs are detailed above, in the Start-up Table. The following table shows how these start-up costs will be
     funded.

Table: Start-up Funding

Start-up Funding
Start-up Expenses to Fund                                                                                     $153,500
Start-up Assets to Fund                                                                                             $0
Total Funding Required                                                                                        $153,500

Assets
Non-cash Assets from Start-up                                                                                       $0
Cash Requirements from Start-up                                                                                     $0
Additional Cash Raised                                                                                              $0
Cash Balance on Starting Date                                                                                       $0
Total Assets                                                                                                        $0


Liabilities and Capital

Liabilities
Current Borrowing                                                                                                   $0
Long-term Liabilities                                                                                               $0
Accounts Payable (Outstanding Bills)                                                                                $0
Other Current Liabilities (interest-free)                                                                           $0

Total Liabilities                                                                                                   $0

Capital

Planned Investment
Private Donation                                                                                               $45,000
Investor 2                                                                                                          $0
Other                                                                                                               $0
Additional Investment Requirement                                                                             $108,500
Total Planned Investment                                                                                      $153,500

Loss at Start-up (Start-up Expenses)                                                                        ($153,500)
Total Capital                                                                                                       $0



Total Capital and Liabilities                                                                                       $0

Total Funding                                                                                                 $153,500

OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                               Page 12
                                                    COMPANY NAME


7.2 Important Assumptions

    The following table includes important financial assumptions.

7.3 Break-even Analysis

    The Break-even Analysis is shown in the following table and chart.

Table: Break-even Analysis

Break-even Analysis

Monthly Revenue Break-even                                               $15,208

Assumptions:
Average Percent Variable Cost                                                5%
Estimated Monthly Fixed Cost                                             $14,503




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                   Page 13
                                                     COMPANY NAME

7.4 Projected Surplus or Deficit

     The following table and charts show projected surplus and deficit.

Table: Surplus and Deficit

Surplus and Deficit
                                                                        2011         2012         2013
Funding                                                           $1,392,000   $1,433,760   $1,476,773
Direct Cost                                                          $64,560      $66,497      $68,492
Other Costs of Funding                                                    $0           $0           $0
Total Direct Cost                                                    $64,560      $66,497      $68,492

Gross Surplus                                                     $1,327,440   $1,367,263   $1,408,281
Gross Surplus %                                                      95.36%       95.36%       95.36%



Expenses
Payroll                                                              $90,240     $92,947      $95,736
Account Name                                                              $0          $0           $0
Depreciation                                                          $4,596      $4,596       $4,596
Leased Building                                                      $30,000     $30,900      $31,827
Utilities                                                             $6,000      $6,180       $6,365
Insurance                                                             $9,600      $9,888      $10,185
Groceries                                                            $28,800     $29,664      $30,554
Supplies                                                              $4,800      $4,944       $5,092

Total Operating Expenses                                           $174,036     $179,119     $184,355

Surplus Before Interest and Taxes                                 $1,153,404   $1,188,144   $1,223,926
EBITDA                                                            $1,158,000   $1,192,740   $1,228,522
 Interest Expense                                                         $0           $0           $0
 Taxes Incurred                                                           $0           $0           $0

Net Surplus                                                       $1,153,404   $1,188,144   $1,223,926
Net Surplus/Funding                                                  82.86%       82.87%       82.88%




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                             Page 14
                                COMPANY NAME




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]   Page 15
                                COMPANY NAME




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]   Page 16
                                                      COMPANY NAME

7.5 Projected Cash Flow

    The following table and chart illustrate projected cash flow.

Table: Cash Flow

Pro Forma Cash Flow
                                                                         2011         2012         2013
Cash Received

Cash from Operations
Cash Funding                                                        $1,392,000   $1,433,760   $1,476,773
Subtotal Cash from Operations                                       $1,392,000   $1,433,760   $1,476,773

Additional Cash Received
Sales Tax, VAT, HST/GST Received                                            $0           $0           $0
New Current Borrowing                                                       $0           $0           $0
New Other Liabilities (interest-free)                                       $0           $0           $0
New Long-term Liabilities                                                   $0           $0           $0
Sales of Other Current Assets                                               $0           $0           $0
Sales of Long-term Assets                                                   $0           $0           $0
New Investment Received                                                     $0           $0           $0
Subtotal Cash Received                                              $1,392,000   $1,433,760   $1,476,773

Expenditures                                                             2011         2012         2013

Expenditures from Operations
Cash Spending                                                         $90,240      $92,947      $95,736
Bill Payments                                                        $134,596     $145,067     $152,150
Subtotal Spent on Operations                                         $224,836     $238,014     $247,886

Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out                                           $0           $0           $0
Principal Repayment of Current Borrowing                                   $0           $0           $0

Other Liabilities Principal Repayment                                      $0           $0           $0
Long-term Liabilities Principal Repayment                                  $0           $0           $0

Purchase Other Current Assets                                              $0           $0           $0
Purchase Long-term Assets                                            $100,000           $0           $0
Dividends                                                                  $0           $0           $0
Subtotal Cash Spent                                                  $324,836     $238,014     $247,886

Net Cash Flow                                                       $1,067,164   $1,195,746   $1,228,887
Cash Balance                                                        $1,067,164   $2,262,910   $3,491,797




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                               Page 17
                                COMPANY NAME




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]   Page 18
                                                   COMPANY NAME

7.6 Projected Balance Sheet

    The following table shows the projected balance sheet.

Table: Balance Sheet

Pro Forma Balance Sheet
                                                                  2011         2012         2013
Assets

Current Assets
Cash                                                         $1,067,164   $2,262,910   $3,491,797
Other Current Assets                                                 $0           $0           $0
Total Current Assets                                         $1,067,164   $2,262,910   $3,491,797

Long-term Assets
Long-term Assets                                               $100,000     $100,000     $100,000
Accumulated Depreciation                                         $4,596       $9,192      $13,788
Total Long-term Assets                                          $95,404      $90,808      $86,212
Total Assets                                                 $1,162,568   $2,353,718   $3,578,009

Liabilities and Capital                                           2011         2012         2013

Current Liabilities
Accounts Payable                                                $9,164      $12,170      $12,535
Current Borrowing                                                   $0           $0           $0
Other Current Liabilities                                           $0           $0           $0
Subtotal Current Liabilities                                    $9,164      $12,170      $12,535

Long-term Liabilities                                               $0           $0           $0
Total Liabilities                                               $9,164      $12,170      $12,535

Paid-in Capital                                                $153,500     $153,500     $153,500
Accumulated Surplus/Deficit                                  ($153,500)     $999,904   $2,188,048
Surplus/Deficit                                              $1,153,404   $1,188,144   $1,223,926
Total Capital                                                $1,153,404   $2,341,548   $3,565,474
Total Liabilities and Capital                                $1,162,568   $2,353,718   $3,578,009

Net Worth                                                    $1,153,404   $2,341,548   $3,565,474




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                        Page 19
                                              COMPANY NAME

7.7 Standard Ratios

    The following table presents standard ratios. COMPANY NAME has a Standard Industrial Classification (SIC) code: 8322
    for Individual and Family Social Services (Child and Youth Services). Industry profile ratios are shown for comparison.

Table: Ratios

Ratio Analysis
                                                       2011            2012             2013      Industry Profile
Funding Growth                                        0.00%           3.00%            3.00%               6.11%

Percent of Total Assets
Other Current Assets                                 0.00%            0.00%           0.00%              44.53%
Total Current Assets                                91.79%           96.14%          97.59%              60.20%
Long-term Assets                                     8.21%            3.86%           2.41%              39.80%
Total Assets                                       100.00%          100.00%         100.00%             100.00%

Current Liabilities                                  0.79%            0.52%           0.35%              26.88%
Long-term Liabilities                                0.00%            0.00%           0.00%              25.89%
Total Liabilities                                    0.79%            0.52%           0.35%              52.77%
Net Worth                                           99.21%           99.48%          99.65%              47.23%

Percent of Funding
Funding                                            100.00%          100.00%         100.00%             100.00%
Gross Surplus                                       95.36%           95.36%          95.36%             100.00%
Selling, General & Administrative Expenses          12.49%           12.49%          12.48%              73.22%

Advertising Expenses                                 0.00%            0.00%           0.00%                0.97%
Surplus Before Interest and Taxes                   82.86%           82.87%          82.88%                1.01%

Main Ratios
Current                                              116.45           185.94          278.55                1.69
Quick                                                116.45           185.94          278.55                1.40
Total Debt to Total Assets                           0.79%            0.52%           0.35%              59.39%
Pre-tax Return on Net Worth                        100.00%           50.74%          34.33%               4.98%
Pre-tax Return on Assets                            99.21%           50.48%          34.21%               2.02%




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                                                         Page 20
                                COMPANY NAME


Additional Ratios                      2011         2012         2013
Net Surplus Margin                   82.86%       82.87%       82.88%    n.a
Return on Equity                    100.00%       50.74%       34.33%    n.a

Activity Ratios
Accounts Payable Turnover              15.69        12.17        12.17   n.a
Payment Days                              27           26           30   n.a
Total Asset Turnover                    1.20         0.61         0.41   n.a

Debt Ratios
Debt to Net Worth                       0.01         0.01         0.00   n.a
Current Liab. to Liab.                  1.00         1.00         1.00   n.a

Liquidity Ratios
Net Working Capital               $1,058,000   $2,250,740   $3,479,262   n.a
Interest Coverage                       0.00         0.00         0.00   n.a

Additional Ratios
Assets to Funding                      0.84         1.64         2.42    n.a
Current Debt/Total Assets               1%           1%           0%     n.a
Acid Test                            116.45       185.94       278.55    n.a
Funding/Net Worth                      1.21         0.61         0.41    n.a
Dividend Payout                        0.00         0.00         0.00    n.a




OWNER’S NAME, Founder – Tel. [INSERT NUMBER]                                   Page 21
                                                                                  Appendix

Table: Funding Forecast

Funding Forecast
                                                  Jan       Feb       Mar         Apr      May        Jun         Jul       Aug       Sep         Oct      Nov        Dec
Funding
Federal Government                       0%   $100,000        $0        $0         $0        $0   $100,000        $0          $0        $0   $100,000        $0         $0
Local Government                         0%    $66,000   $66,000   $66,000    $66,000   $66,000    $66,000   $66,000     $66,000   $66,000    $66,000   $66,000    $66,000
Organizational Activities                0%         $0        $0        $0   $100,000        $0         $0        $0    $100,000        $0         $0        $0   $100,000
Total Funding                                 $166,000   $66,000   $66,000   $166,000   $66,000   $166,000   $66,000    $166,000   $66,000   $166,000   $66,000   $166,000

Direct Cost of Funding                             Jan       Feb       Mar        Apr      May         Jun        Jul        Aug       Sep        Oct       Nov        Dec
Expenses for Organizational Activities              $0        $0   $10,000         $0        $0         $0   $10,000          $0        $0         $0   $10,000         $0
Administrative Expenses                         $2,880    $2,880    $2,880     $2,880    $2,880     $2,880    $2,880      $2,880    $2,880     $2,880    $2,880     $2,880
Subtotal Cost of Funding                        $2,880    $2,880   $12,880     $2,880    $2,880     $2,880   $12,880      $2,880    $2,880     $2,880   $12,880     $2,880




                                                                                                                                                                        Page 1
                                                             Appendix

Table: Personnel

Personnel Plan
                           Jan      Feb      Mar      Apr      May      Jun       Jul     Aug      Sep      Oct      Nov      Dec
Director/Admin      0%   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880   $2,880
Social Worker       0%   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720   $2,720
Child Care Worker   0%   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920   $1,920
Total People                 3        3        3        3        3        3        3        3        3        3        3        3


Total Payroll            $7,520   $7,520   $7,520   $7,520   $7,520   $7,520   $7,520   $7,520   $7,520   $7,520   $7,520   $7,520




                                                                                                                                     Page 2
                                                                             Appendix

Table: Surplus and Deficit

Surplus and Deficit
                                               Jan       Feb       Mar        Apr      May         Jun        Jul        Aug       Sep        Oct       Nov        Dec
Funding                                   $166,000   $66,000   $66,000   $166,000   $66,000   $166,000   $66,000    $166,000   $66,000   $166,000   $66,000   $166,000
Direct Cost                                 $2,880    $2,880   $12,880     $2,880    $2,880     $2,880   $12,880      $2,880    $2,880     $2,880   $12,880     $2,880
Other Costs of Funding                          $0        $0        $0         $0        $0         $0        $0          $0        $0         $0        $0         $0
Total Direct Cost                           $2,880    $2,880   $12,880     $2,880    $2,880     $2,880   $12,880      $2,880    $2,880     $2,880   $12,880     $2,880

Gross Surplus                             $163,120   $63,120   $53,120   $163,120   $63,120   $163,120   $53,120    $163,120   $63,120   $163,120   $53,120   $163,120
Gross Surplus %                            98.27%    95.64%    80.48%     98.27%    95.64%     98.27%    80.48%      98.27%    95.64%     98.27%    80.48%     98.27%



Expenses
Payroll                                     $7,520    $7,520    $7,520     $7,520    $7,520     $7,520    $7,520      $7,520    $7,520     $7,520    $7,520     $7,520
Account Name                                    $0        $0        $0         $0        $0         $0        $0          $0        $0         $0        $0         $0
Depreciation                                  $383      $383      $383       $383      $383       $383      $383        $383      $383       $383      $383       $383
Leased Building                             $2,500    $2,500    $2,500     $2,500    $2,500     $2,500    $2,500      $2,500    $2,500     $2,500    $2,500     $2,500
Utilities                           15%       $500      $500      $500       $500      $500       $500      $500        $500      $500       $500      $500       $500
Insurance                           15%       $800      $800      $800       $800      $800       $800      $800        $800      $800       $800      $800       $800
Groceries                            0%     $2,400    $2,400    $2,400     $2,400    $2,400     $2,400    $2,400      $2,400    $2,400     $2,400    $2,400     $2,400
Supplies                             0%       $400      $400      $400       $400      $400       $400      $400        $400      $400       $400      $400       $400

Total Operating Expenses                   $14,503   $14,503   $14,503    $14,503   $14,503    $14,503   $14,503     $14,503   $14,503    $14,503   $14,503    $14,503

Surplus Before Interest and Taxes         $148,617   $48,617   $38,617   $148,617   $48,617   $148,617   $38,617    $148,617   $48,617   $148,617   $38,617   $148,617
EBITDA                                    $149,000   $49,000   $39,000   $149,000   $49,000   $149,000   $39,000    $149,000   $49,000   $149,000   $39,000   $149,000
 Interest Expense                               $0        $0        $0         $0        $0         $0        $0          $0        $0         $0        $0         $0
 Taxes Incurred                                 $0        $0        $0         $0        $0         $0        $0          $0        $0         $0        $0         $0

Net Surplus                               $148,617   $48,617   $38,617   $148,617   $48,617   $148,617   $38,617    $148,617   $48,617   $148,617   $38,617   $148,617
Net Surplus/Funding                        89.53%    73.66%    58.51%     89.53%    73.66%     89.53%    58.51%      89.53%    73.66%     89.53%    58.51%     89.53%




                                                                                                                                                               Page 3
                                                                                     Appendix

Table: Cash Flow

Pro Forma Cash Flow
                                                    Jan        Feb        Mar         Apr        May        Jun         Jul       Aug        Sep         Oct       Nov          Dec
Cash Received

Cash from Operations
Cash Funding                                    $166,000    $66,000    $66,000   $166,000    $66,000    $166,000    $66,000   $166,000    $66,000   $166,000    $66,000    $166,000
Subtotal Cash from Operations                   $166,000    $66,000    $66,000   $166,000    $66,000    $166,000    $66,000   $166,000    $66,000   $166,000    $66,000    $166,000

Additional Cash Received
Sales Tax, VAT, HST/GST Received        0.00%         $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
New Current Borrowing                                 $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
New Other Liabilities (interest-free)                 $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
New Long-term Liabilities                             $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
Sales of Other Current Assets                         $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
Sales of Long-term Assets                             $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
New Investment Received                               $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
Subtotal Cash Received                          $166,000    $66,000    $66,000   $166,000    $66,000    $166,000    $66,000   $166,000    $66,000   $166,000    $66,000    $166,000

Expenditures                                        Jan        Feb        Mar         Apr        May        Jun         Jul       Aug        Sep         Oct       Nov          Dec

Expenditures from Operations
Cash Spending                                     $7,520     $7,520     $7,520     $7,520     $7,520      $7,520     $7,520     $7,520     $7,520     $7,520     $7,520      $7,520
Bill Payments                                       $316     $9,480     $9,813    $19,147     $9,480      $9,480     $9,813    $19,147     $9,480     $9,480     $9,813     $19,147
Subtotal Spent on Operations                      $7,836    $17,000    $17,333    $26,667    $17,000     $17,000    $17,333    $26,667    $17,000    $17,000    $17,333     $26,667

Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out                     $0         $0         $0         $0          $0         $0         $0         $0         $0         $0         $0           $0
Principal Repayment of Current                       $0         $0         $0         $0          $0         $0         $0         $0         $0         $0         $0           $0
Borrowing
Other Liabilities Principal                          $0         $0         $0         $0          $0         $0         $0         $0         $0         $0         $0           $0
Repayment
Long-term Liabilities Principal                      $0         $0         $0         $0          $0         $0         $0         $0         $0         $0         $0           $0
Repayment
Purchase Other Current Assets                         $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
Purchase Long-term Assets                             $0         $0         $0         $0   $100,000          $0         $0         $0         $0         $0         $0          $0
Dividends                                             $0         $0         $0         $0         $0          $0         $0         $0         $0         $0         $0          $0
Subtotal Cash Spent                               $7,836    $17,000    $17,333    $26,667   $117,000     $17,000    $17,333    $26,667    $17,000    $17,000    $17,333     $26,667

Net Cash Flow                                   $158,164    $49,000    $48,667   $139,333   ($51,000)   $149,000    $48,667   $139,333    $49,000   $149,000    $48,667     $139,333
Cash Balance                                    $158,164   $207,164   $255,831   $395,164   $344,164    $493,164   $541,831   $681,164   $730,164   $879,164   $927,831   $1,067,164


                                                                                                                                                                            Page 4
                                                                                    Appendix

Table: Balance Sheet

Pro Forma Balance
Sheet
                                                Jan        Feb         Mar         Apr        May        Jun         Jul       Aug        Sep         Oct         Nov          Dec
Assets                      Starting
                            Balances

Current Assets
Cash                                   $0   $158,164   $207,164   $255,831    $395,164    $344,164   $493,164   $541,831   $681,164   $730,164   $879,164    $927,831    $1,067,164
Other Current Assets                   $0         $0         $0         $0          $0          $0         $0         $0         $0         $0         $0          $0            $0
Total Current Assets                   $0   $158,164   $207,164   $255,831    $395,164    $344,164   $493,164   $541,831   $681,164   $730,164   $879,164    $927,831    $1,067,164

Long-term Assets
Long-term Assets                       $0        $0         $0          $0          $0    $100,000   $100,000   $100,000   $100,000   $100,000   $100,000    $100,000     $100,000
Accumulated                            $0      $383       $766      $1,149      $1,532      $1,915     $2,298     $2,681     $3,064     $3,447     $3,830      $4,213       $4,596
Depreciation
Total Long-term Assets                 $0     ($383)     ($766)    ($1,149)    ($1,532)    $98,085    $97,702    $97,319    $96,936    $96,553    $96,170      $95,787      $95,404
Total Assets                           $0   $157,781   $206,398   $254,682    $393,632    $442,249   $590,866   $639,150   $778,100   $826,717   $975,334   $1,023,618   $1,162,568

Liabilities and Capital                         Jan        Feb         Mar         Apr        May        Jun         Jul       Aug        Sep         Oct         Nov          Dec

Current Liabilities
Accounts Payable                       $0     $9,164     $9,164    $18,831      $9,164      $9,164     $9,164    $18,831     $9,164     $9,164     $9,164     $18,831       $9,164
Current Borrowing                      $0         $0         $0         $0          $0          $0         $0         $0         $0         $0         $0          $0           $0
Other Current Liabilities              $0         $0         $0         $0          $0          $0         $0         $0         $0         $0         $0          $0           $0
Subtotal Current                       $0     $9,164     $9,164    $18,831      $9,164      $9,164     $9,164    $18,831     $9,164     $9,164     $9,164     $18,831       $9,164
Liabilities




                                                                                                                                                                           Page 5
                                                                                        Appendix


Long-term                  $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0           $0
Liabilities
Total Liabilities          $0       $9,164       $9,164      $18,831       $9,164       $9,164       $9,164      $18,831       $9,164       $9,164       $9,164      $18,831       $9,164

Paid-in Capital       $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500     $153,500
Accumulated         ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)   ($153,500)
Surplus/Deficit
Surplus/Deficit            $0     $148,617     $197,234     $235,851     $384,468     $433,085     $581,702     $620,319     $768,936     $817,553     $966,170    $1,004,787   $1,153,404
Total Capital              $0     $148,617     $197,234     $235,851     $384,468     $433,085     $581,702     $620,319     $768,936     $817,553     $966,170    $1,004,787   $1,153,404
Total Liabilities          $0     $157,781     $206,398     $254,682     $393,632     $442,249     $590,866     $639,150     $778,100     $826,717     $975,334    $1,023,618   $1,162,568
and Capital

Net Worth                  $0     $148,617     $197,234     $235,851     $384,468     $433,085     $581,702     $620,319     $768,936     $817,553     $966,170    $1,004,787   $1,153,404




                                                                                                                                                                                  Page 6
                                                               Appendix


				
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Description: This Business Plan for a Children Life Skills Training company allows entrepreneurs or business owners to create a comprehensive and professional business plan. This template form allows a business to outline the company's objectives and detail both current company information as well as any past performance. Companies should include a complete market analysis in their plan to help showcase why their business strategy will be effective in the market. Future company plans, including production targets, management strategy, and financial forecasting, should be used to demonstrate and confirm that the company's short-term and long-term objective can and will be met. This model plan can be customized to best fit the unique needs of any entrepreneur or owner that is seeking to create a strong business plan.