Mesa Community College
Financial Aid Services
Money A Problem?
First You Get
At Mesa Community College, Building your future with
we’ll do everything we can to an academic education is
help you obtain the financial an accomplishment with
aid you need to make your life-long rewards. Whether
dream of higher education you’re hoping to transfer
a reality. to a four-year university,
accomplish one of our
For 2009 – 2010, MCC awarded more than two-year career programs,
$55 million in federal grants, loans, and student or improve your skill set for
the job you already have,
employment. MCC also awarded more than we want you to succeed.
$4 million in scholarships.*
*MCC Office of Financial Aid. 2010 Student Information System.
2009 – 2010
Annual Tuition for a of Phoenix**
Full-Time Student $5,998
$2,130 * From http://students.asu.edu/tuitionandfees
** From www.phoenix.edu
*** From www.gcu.edu
Apply Early! Apply Now!
To be considered an early applicant and to be given priority
for other funds available, MCC must receive your accurate
electronic or paper Student Aid Report (SAR) with all other
required documents no later than the first Friday in April.
You must also meet all student eligibility requirements
(such as the Standards of Satisfactory Academic Progress).
This date is not a deadline, but a priority date for consideration
for types of aid other than the Pell Grant. School priority dates
are usually earlier than federal deadlines.
MCC Public University
Class Schedule Class Schedule
English 101 VS. English 101
College Algebra College Algebra
Introduction to Psychology Introduction to Psychology
Introduction to Marketing Introduction to Marketing
Based upon 12 credit hours for one semester.
*Average cost for three Arizona public universities.
Lots Of Options
To Consider. Other resources to consider in
paying for your education!
Lots Of Help
Once You Decide. Scholarships
A scholarship is funding donated or
There are several different forms of ﬁnancial
provided by the college (for example,
aid available for students enrolled at MCC.
the Maricopa Community Colleges
From federal grants to private scholarships
Foundation) or private donors
to work-study programs and more, the
(individuals or organizations) for
Financial Aid Ofﬁce will make sure that
education expenses. These funds
you’re applying correctly.
do not need to be repaid as long
as satisfactory academic standards
are maintained. A wide variety of
Federal Financial Aid
scholarships are available based
on speciﬁc conditions for eligibility,
such as students exhibiting excellent
Our federal government knows the Federal Direct Unsubsidized character, who have a record of
importance of a college education. loans are awarded regardless of community service, or who are
That is why, for many years now, ﬁnancial need and accrue interest pursuing a particular area
college students have been while you are in school. of study.
provided with government funding
PLUS Loans: PLUS loans are It is a good idea to ask the Financial
opportunities. To be eligible for
designed for the parents of Aid Ofﬁce for help if you would
any federally funded student like to learn more about private
dependent MCC students.
aid, you must complete the Free
The loan is not based on ﬁnancial scholarships or if you are ready
Application for Federal Student Aid to apply for the MCC Scholarship.
need and is unsubsidized,
(FAFSA), submit all documents We also encourage you to browse
meaning interest accrues
requested by the MCC Financial our website and apply for as many
throughout the life of the loan.
Aid Ofﬁce, and be registered at scholarships as are available. Just
After the parent’s eligibility
MCC. If it seems overwhelming, go to www.mesacc.edu/students/
is established and funds are
remember we’re here to help you
awarded, the MCC student scholarships and there you’ll ﬁnd an
get your applications ﬁnished. entire list of possibilities.
must attend school no less
Take a look – federal ﬁnancial aid
than half-time. Applying for scholarships is a great
comes in a few different forms:
grants, loans, and work-study Work-Study Programs: Through way to help pay for your college
programs. the Federal Work-Study program education. Both MCC and private
(FWS), students can be provided scholarship donors want to help
Federal Grants: Federal grants today’s students open the doors
with a job on campus while they
are awarded solely based on to higher education and career
attend school. You must apply for
ﬁnancial need. Unlike loans, they
federal ﬁnancial aid to determine success. Plus, scholarship and gift
do not have to be repaid (unless, funding requires no repayment,
if you are eligible for this program.
for example, you are awarded and it can cut your tuition down to
With FWS at MCC, you can
funds incorrectly or withdraw from a fraction of the actual cost – if not
acquire marketable job skills and
school). The amount you receive altogether free!
establish valuable friendships. For
depends on your ﬁnancial need,
example, many student employees
cost of attendance, and enrollment Private Loans
at MCC use their FWS supervisors
status (full-time or part-time).
as references for jobs off campus Many students are able to receive
There are several different grants
or after they leave college. If federal aid, but if your federal
available for which you can apply.
you enter this experience with aid does not cover all necessary
Federal Direct Loans: Federal enthusiasm, determination, a education expenses, then loans
Direct loans are provided to a willingness to learn, and a positive through private lenders are also
student with the signed agreement attitude, then you will gain far available. It is important that you
and understanding that they more than just funding for school. closely review the terms of private
are to be repaid. Federal Direct loans and ensure that you are
Subsidized loans are awarded receiving only money that you truly
based on ﬁnancial need and the need. Contact the MCC Financial
federal government pays the loan Aid Ofﬁce if you are interested in
interest while you are in school. applying for a private loan.
Veterans’ Beneﬁts and textbooks, with money
left over each month for living There are resources beyond the
Many veterans and dependents ﬁnancial aid we have already
expenses. The MCC Ofﬁce of
are unaware that they can earn discussed that can help you
Veterans Services, located at the
money while attending college
Southern & Dobson Campus, with your college expenses.
through the educational beneﬁts
is proud to be a one-stop shop They include faculty/staff
that are available to them.
for veterans, aiding them in tuition beneﬁts, fellowships,
The Department of Veterans all aspects of their academic essay contests, assistantships,
Affairs is devoted to making progress at MCC. Veterans and employment reimbursement,
education possible for veterans dependents just need to stop by AmeriCorps beneﬁts, vocational
of all military branches and and ask about their beneﬁts to rehabilitation beneﬁts, tribal
their dependents. The beneﬁts start the process of achieving funds, and more. You can always
available cover the cost of tuition their goals! come to the Financial Aid Ofﬁce
to get some ideas. Perhaps we’ll
be able to point you in some
Any veterans looking for assistance in reaching their educational creative directions for ﬁnding your
objectives may also visit us online at www.mesacc.edu/veterans. funding.
The Presidents’ Scholarship is available to all Maricopa County high school graduates who have graduated
within the past academic year. The scholarship is a tuition waiver that covers in-county tuition, and the
registration fee, for up to 15 credit hours for four consecutive semesters, excluding summer sessions.
• must graduate in the top 15% of their graduating • must take at least 12 hours of courses at the
class OR test at the Honors English level, 100 level or above, one of which must be an
the reading-exempt level, and the math Honors-only class
level listed at the website
• must maintain good standing in the Honors
• may not have attended any post-secondary Program, which includes completion of at least
institution other than one of the Maricopa 12 hours each semester, one Honors-only
Community Colleges class (earning a C or better), and a minimum
GPA of 3.25
MCC Honors Achievement Award
If you’re a student with a cumulative GPA of at least 3.25 and have completed
12 credits in the Maricopa Community Colleges, you qualify for membership
in the MCC Honors Program.
As a member of MCC’s Honors program, you also qualify for an Honors
Achievement Award of up to $325 per semester. MCC Honors students
are required to take at least one three-hour Honors class that will earn
Honors credit on their ofﬁcial transcript. For more information,
contact the Honors Program staff at 480-461-7079.
Fast-Tracking The Dream
The Fast Tracking The Dream program is a community partnership that seeks
to minimize or remove the ﬁnancial barriers for obtaining a college education.
The focus of the program is to improve access to a college education for
low-to moderate-income individuals and to enhance the ﬁnancial literacy
of participants in the program. Earned income that is deposited into a
special savings account with an approved ﬁnancial institution is tripled
to pay for tuition, books, fees, and course-required materials. To put your
dream on the fast track, contact MCC Service-Learning at 480-461-7114.
FEDERAL ANNUAL AWARD
STUDENT AID TYPE OF AID PROGRAM DETAILS LIMITS*
Federal Pell Grant Grant Available almost exclusively to $555 to $5,550 for
Does not have undergraduates; all eligible students will 2010–2011
to be repaid. receive the Federal Pell Grant amount for
which they qualify.
Federal Grant For undergraduates with exceptional $1,000
Supplemental Does not have ﬁnancial need; priority is given to Federal
Educational to be repaid. Pell Grant recipients; funds depend on
Opportunity Grant availability at school.
Leveraging Grant Provided to Arizona residents of highest
Educational Does not have demonstrated ﬁnancial need; funds are $1,000
Assistance to be repaid. based on availability and eligibility.
Academic Grant For undergraduates receiving Pell Grants First-academic-
Competitiveness Does not have who are U.S. citizens enrolled half-time in year students:
Grant (ACG) to be repaid. their ﬁrst or second academic year of study. up to $750
For ﬁrst-academic-year students who
have completed a rigorous secondary-
school program of study, graduated
up to $1,300
from high school after Jan. 1, 2006, and
have not been previously enrolled in an
For second-academic-year students who
have completed a rigorous secondary-school
program of study, graduated from high school
after Jan. 1, 2005, and have at least a 3.0
*Annual award limits are subject to change
after 2010 – 2011. For the most current
cumulative GPA at the completion of their
information on award limits, visit ﬁrst year of postsecondary study.
FEDERAL ANNUAL AWARD
STUDENT AID TYPE OF AID PROGRAM DETAILS LIMITS*
Federal Money is earned For undergraduate and graduate students; $5,600 per
Work-Study while attending jobs can be on or off campus; students academic year
(FWS) school; does not are paid at least federal minimum wage.
have to be repaid.
Federal Perkins Loan Interest charged on this loan is 5 percent $3,600 for
Loan Must be repaid. for both undergraduate and graduate undergraduate
students; payment is owed to the school students
that made the loan.
Subsidized Loan Subsidized: U.S. Department of Education $3,500 to
Direct Loan Must be repaid. pays interest while borrower is in school $4,500, depending
and during grace and deferment periods; on grade level
you must be at least a half-time student
and have ﬁnancial need.
Unsubsidized Loan Unsubsidized: Borrower is responsible for $2,000 to $6,000,
Direct Loan Must be repaid. interest during life of the loan; you must be depending on
at least a half-time student; ﬁnancial need grade level
is not a requirement.
Direct PLUS Loan Available to parents of dependent Maximum amount is
Loan Must be repaid. undergraduate students and graduate cost of attendance
or professional students enrolled at minus any other
least half-time. Financial need is not a ﬁnancial aid the
requirement. student receives;
no minimum award
PLUS Loans are unsubsidized: Borrower amount.
is responsible for interest during the life
of the loan.
*Annual award limits are subject to change
after 2010 – 2011. For the most current
information on award limits, visit
The First Step in Financial Aid
With Just A Few
All students must complete the Free
Application for Federal Student Aid
(FAFSA) if they are hoping to receive
ﬁnancial aid for attending MCC.
You Can Take A Giant One.
Complete your application as soon Applying for ﬁnancial aid is simple enough. We’re here
after January 1 as possible for the to help in any way you need. Once you’ve completed
next school year. The Department the process successfully, you’ll be able to make that
of Education must receive your giant step toward completing your educational goals
application no later than June 30 and earning a degree – and with that, up to 37%
for the upcoming school year. Don’t more income over the course of your career.
worry! It’s easy to do. In fact, you can
do it in ﬁve simple steps.
STEP 1 STEP 3
Apply for a federal Personal Identiﬁcation Enroll into MCC
Number (PIN) at www.pin.ed.gov Before your FAFSA can be processed by MCC,
Your PIN is a four-digit number used to identify you must be admitted into the college. To do this,
you as someone who has the right to access you need to complete the Student Information Form.
your personal information on federal student It’s easy, and you can do it online. Just visit
aid websites. If you’re a parent and you want to www.mesacc.edu and click “Enroll Today!”
electronically sign a FAFSA for your child, you need
Already admitted to MCC? Ready to ﬁll out the
your own PIN. If you have more than one child
attending college, you can use the same PIN.
Make sure you have the documents you need:
STEP 2 • Federal PIN (students and parents)
• Social Security number
Fill out the FAFSA at www.fafsa.gov
• Driver’s License number
Complete the Free Application for Federal Student • Alien Registration number (if applicable)
Aid (FAFSA) on the website, the Renewal FAFSA • Most recent income tax returns or W-2*
on the website, or a paper FAFSA as soon as • Records of untaxed income
possible (after January 1 and no later than June (i.e., Social Security beneﬁts)
30 or the next school year). Regardless of the type
Please keep a copy of all of your documents
of aid for which you qualify, ﬁlling out the FAFSA is
because they may be requested in order to
your ﬁrst step. Applying online is fast and easy,
complete your ﬁnancial aid at MCC.
even if you’ve never completed the FAFSA before.
You must get a federal PIN (see Step 1) in order
to ﬁle the application.
Once your FAFSA has been processed, you will
receive a Student Aid Report (SAR) in the mail *Can’t ﬁnd your tax return?
informing you of the aid you can expect. Verify Get a free transcript from the IRS by calling
the information for accuracy. Corrections may be 1-800-829-1040 and requesting a free copy
submitted at www.fafsa.gov. of Form 4506-T (Request for Transcript
and Tax Return). You may also download
a request by going to the IRS website at
Now you can track
your ﬁnancial aid
Log on to ﬁnd these great features
on your student account at
View the status of your ﬁnancial
aid and scholarships.
To view your ﬁnancial aid status,
log on to your My.Maricopa.edu
account using your MEID. All
notiﬁcations from ﬁnancial aid
are available on your “To Do List.”
View any action items required
on your part to complete the
ﬁnancial aid process.
To ﬁnd out if you have to provide
any additional information and/or
documentation in order to complete
STEP 4 your ﬁle, log on to your My.Maricopa.edu
MCC will review your FAFSA account using your MEID. On the
“Student Center” tab, check your
The assistants in the MCC Ofﬁce of Financial Aid will review
“To Do List” for any items required
your ﬁnancial aid information once we have received your
for your ﬁnancial aid. Click on “details”
FAFSA from the federal processor and after all other required
and read the information provided with
forms have been submitted. As a general rule, allow 30 days for
each “To Do Item” and message center.
processing. During the busier times of the year (January/June –
August), it may even take longer – so don’t put it off!
That’s it. It’s so easy.
If any changes occur in your plans to attend MCC, such as your The short amount of
enrollment status or your family’s ﬁnancial circumstances, report
these changes, in writing, to the MCC Financial Aid Ofﬁce. time you put into applying
Our ofﬁce must have your correct, complete information before could save you hundreds
the end of the semester for the school year in which you are (maybe thousands)
applying for ﬁnancial aid. Any request for federal student loans
must be processed before your last day of enrollment for that
of dollars in tuition.
Find out how much and what types of funding
The type of ﬁnancial aid awarded to you depends on your
need, your level of enrollment, and when you completed your
ﬁnancial aid application. Your ﬁnancial aid package could
consist of a combination of grants, loans, scholarships, and
student employment. To view your ﬁnancial aid award letter, log
on to your My.Maricopa.edu account using your MEID. On the
“Student Center” tab, scroll down to the “Finances” section and
click on the “View Financial Aid” link. Select the “2011” link to
view your ﬁnancial aid and/or scholarship award. You also will
be able to view the disbursement schedules, the types of aid
offered, and the amounts.
Help in Person.
All To Help You Get
What You Need.
Visit These Websites to Help Find
Additional Financial Aid
Maricopa Community Colleges Foundation
More than 1,500 Maricopa Community College students
benefit annually from scholarships funded by contributions
This award-winning to the Maricopa Community Colleges Foundation. Gifts from
alumni, employees, committed citizens, corporations, and
site has grown foundations help many students lacking financial resources to
into the most achieve their educational and career goals. The Foundation
comprehensive also actively seeks support for students who demonstrate
outstanding academic potential.
source of student
financial aid The Arizona Community Foundation
information, advice, www.azfoundation.org
and tools—on or off The Arizona Community Foundation is the largest private
the Web. It’s worth provider of scholarships in Arizona. Annually, ACF awards
more than 1,000 scholarships totaling more than $3.9 million.
taking a look.
College Answer – Financing Your Education
Learn about the lending process, potential lenders,
borrowing responsibly, exploring loan options, and
repaying your loans on time.
1 GET YOUR PIN 6 READ YOUR AWARD LETTER
2 FILE YOUR FAFSA 7 ACCEPT/DECLINE YOUR AID
8 LOAN APPLICANTS ONLY –
3 APPLY FOR MCC COMPLETE LOAN ENTRANCE
4 APPLY FOR SCHOLARSHIPS
www.mc.maricopa.edu/students/ 9 COMPLETE MASTER PROMISSORY
financialaid/ NOTE (MPN)
5 SUBMIT REQUESTED
DOCUMENTS TO STUDENT 10 RECEIVE YOUR FUNDS
More Helpful Websites
Arizona College Scholarship International Education Student Aid on the Web
Foundation Financial Aid http://studentaid2.ed.gov/
www.azcsf.org www.iefa.org getmoney/scholarship/v
Arizona Grants MENSA Education and Research
Arizona Tribal Scholarships National Association of
www.aasfaa.org Hispanic Nurses
Chicanos Por La Causa
www.cplc.org/education/ National Council of La Raza
Hispanic College Fund scholarship-search/
Hispanic Scholarship Ronald McDonald House
Fund (includes Gates Charities
Millennium Scholars) http://rmhc.org/what-we-do/
MCC Southern & Dobson Campus MCC Red Mountain Campus
1833 W. Southern Ave. 7110 W. McKellips Road
Mesa, Arizona 85202 Mesa, Arizona 85207
Financial Aid Services Financial Aid Services
Toll-free 866-532-4983 | en español 480-461-7455
MCC Red Mountain
& Dobson Campus
Free parking at all
MCC Downtown Center: 480-461-6100
Phoenix-Mesa Gateway Center, Mortuary Science: 480-988-8501
Banner Boswell, Nursing Education: 623-974-7835
MCC Online: 480-461-7928
The Maricopa County Community College District is an EEO/AA institution.